Shows
The Financial Coconut Podcast5% Inflation, 2.5% CPF Returns: Is Your Retirement at Risk? [TFC #GE2025 Special 04 ft Chief Actuary]Host Reggie is back with a fiery roundtable, joined by Adrian Tan (LinkedIn’s “Top Noise” fractional CMO), Anthony Ong (TFC co-host and policy enthusiast), and Alex Lee (ex-regulator-turned-actuary). They dive into the hottest debate of GE2025: Is CPF fit for the future?Why listen?- Policy showdown : SDP’s radical plan to abolish CPF minimum sums vs. WP’s push to co-invest with GIC.- Inflation anxiety : Why 2.5% OA rates feel broken in a 5% inflation world.- Retirement roulette : Can CPF adapt to longevity, cost-of-living crises, and a shifting social com...2025-05-0156 min
The Josh Tan Podcast!Secrets Of CPF LIFE PAYOUTS: Much Money Would You Really Get? Updated 2025!ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!► https://www.theastuteparent.com/josh-tanIn this episode, you'd hear how much you will get from CPF LIFE once you turn age65. There are a few plans: Basic, standard and escalating from CPF LIFE to help you with retirement cashflow.And there are some CPF terms like full retirement sum and enhanced retirement sum to note.Find out the best ideas right now. I'd answer common questions with CPF also.*****🌟 Specially...2025-04-2816 min
Your Money with Michelle MartinMoney and Me: Can You Become a CPF Millionaire without top-ups?Hosted by Michelle Martin, this episode explores whether you can become a CPF millionaire solely through contributions with Chuin Ting Weber, CEO and Chief Investment Officer of MoneyOwl. Chuin Ting breaks down CPF-OA investing - when it makes sense and when it doesn't. Should you prioritize topping up your SA/RA or invest your OA? What’s the right portfolio mix for CPF investments? Plus, how investment costs impact CPF-OA returns and what younger and older investors should consider. See omnystudio.com/listener for privacy information.2025-03-1425 minMoney and MeMoney and Me: Can You Become a CPF Millionaire without top-ups?Hosted by Michelle Martin, this episode explores whether you can become a CPF millionaire solely through contributions with Chuin Ting Weber, CEO and Chief Investment Officer of MoneyOwl. Chuin Ting breaks down CPF-OA investing - when it makes sense and when it doesn't. Should you prioritize topping up your SA/RA or invest your OA? What’s the right portfolio mix for CPF investments? Plus, how investment costs impact CPF-OA returns and what younger and older investors should consider. See omnystudio.com/listener for privacy information.2025-03-1425 min
The Josh Tan Podcast!BEFORE YOU PUT MORE MONEY INTO CPF! Interest Gone? | Maximise CPF Life | Retirement Account🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟For 12April2025 ► https://joshtan.link/aprilsummitTickets at $74 (single admission) and $139 (pair admission)For 29March2025 ► https://joshtan.link/summit2025 "Last Few Tickets!"Summit will be in SMU and fully educational with refreshments.We've fully sold out for our summits in the last 3 years. Get your tickets right now! Today we'd discuss if CPF life is better than annuity plan or not.We'd also answer how to maximise your CPF LIFETo see updates and polls, join my TELEGRAM "Josh Tan Investment...2025-02-2716 min
Money and MeMoney and Me: CPF Special Account Closure, Retirement Planning, and Investment Strategies with Kenny LohHas your CPF account closed already because you turned 55 this year? Join Michelle Martin as she dissects how to make your CPF work for you when you turn 55. Should you keep your money in the 2.5% earning OA or move what you can to the RA for long-term 4%? What are the pros and cons of investing with your OA after age 55 either through CPF or in the open market? If liquidity of your CPF funds are your primary concern, what are your choices and what are the risks associated with each choice?2025-02-1822 minYour Money with Michelle MartinMoney and Me: CPF Special Account Closure, Retirement Planning, and Investment Strategies with Kenny LohHas your CPF account closed already because you turned 55 this year? Join Michelle Martin as she dissects how to make your CPF work for you when you turn 55. Should you keep your money in the 2.5% earning OA or move what you can to the RA for long-term 4%? What are the pros and cons of investing with your OA after age 55 either through CPF or in the open market? If liquidity of your CPF funds are your primary concern, what are your choices and what are the risks associated with each choice?2025-02-1822 min
The Josh Tan Podcast!I CONFRONTED Him On "Keeping Only CPF Full Retirement Sum" | What About Buying SG Property?🌟Join us at Josh Tan CPF Retirement Summit 2025 on 29Mar25 Saturday! 🌟Tickets at $74 (single admission) and $139 (pair admission)Summit will be in SMU and fully educational with refreshments► https://joshtan.link/summit2025🌟 We've fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟Today I've invited Swee Yong to discuss his take on CPF Life as someone who is approaching age55. He has shared before that he is keeping only CPF full retirement sum and not more. Why?******JOSH TAN LIVE now delivers finance keynote speaking for cor...2025-02-1018 min
Providend's Money WisdomDoes the CPF Special Account Closure Affect Only CPF-Rich Members? (S4E4)As the leading fee-only wealth advisory firm in Asia, Providend has consistently guided clients on incorporating CPF into their comprehensive wealth plans.In this week’s Money Wisdom episode, our co-host Isaac talks to our CEO, Christopher about the CPF Special Account closure on 19 January 2025, which had an impact on approximately 1.4 million CPF members. Chris highlights the importance of first having clarity on your original intention for your CPF funds, before purchasing financial products solely to grow your CPF funds at a higher interest rate, without first considering your life goals.You can read Chris’s ar...2025-02-0330 min
The Josh Tan Podcast!TOP UP YOUR CPF MEDISAVE NOW IN 2025! 10 Important Things About Medisave That You May Not KNOW...Come JOIN OUR UPCOMING CPF SEMINAR (Targeting Early Mar25)! If you are age55 and below, you'd learn how to invest your CPFIf you are age55 and above you'd learn all the MAJOR CPF CHANGESPre-register below here! ► https://docs.google.com/forms/d/e/1FAIpQLSfCKGPqFUFXUi1_poS3DaOSvKodoW7WlBuIdntxVYsXvaLr6Q/viewform?usp=sf_linkTo see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ► https://joshtan.link/telegramENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY...2025-01-1309 min
Your Money with Michelle MartinMoney and Me: Bye CPF SA!So you are turning 55 soon and are wondering what the closure of the CPF Special Account this January means for your retirement? Michelle Martin asks Elijah Lee, Senior Financial Services Manager, Phillip Securities, what people who have been using the CPF Shielding Strategy need to know. Explore the CPF Special Account closure for members aged 55 and above this year, understand its impact on retirement planning, immediate changes for members, and strategies to maximize financial security. Elijah shares insights on CPF and housing, addressing concerns about locked-up funds and how homeowners can unlock value for...2025-01-0822 minMoney and MeMoney and Me: Bye CPF SA!So you are turning 55 soon and are wondering what the closure of the CPF Special Account this January means for your retirement? Michelle Martin asks Elijah Lee, Senior Financial Services Manager, Phillip Securities, what people who have been using the CPF Shielding Strategy need to know. Explore the CPF Special Account closure for members aged 55 and above this year, understand its impact on retirement planning, immediate changes for members, and strategies to maximize financial security. Elijah shares insights on CPF and housing, addressing concerns about locked-up funds and how homeowners can unlock value for...2025-01-0822 min
Let's Talk CPFCPF changes in 2025: Here's what you need to knowWondering about the latest CPF changes and how they affect your financial future? In this final episode of Let's Talk CPF, Shaun Loh from CPF Board's Policy department unpacks the significant CPF changes that are taking effect this year. Whether you're a young a professional, a gig worker, or approaching retirement, this episode offers valuable insights to help you better understand these important updates. 2025-01-0311 min
NOTG - Nuggets on the Go by PropertyLimBrothers#90: Is CPF Investment Risky? How To Utilise CPF Wisely and How to Fight InflationIn this episode, Melvin Lim, Co-founder and CEO of PropertyLimBrothers, sits down with Chris Chong, the force behind @HoneyMoneySG. From a corporate career to a full-time content creator, Chris has taken a unique path to share valuable insights on personal finance and CPF.
Since starting his YouTube channel in 2021, Chris has since built a dedicated following with his straightforward takes on money matters, especially how to maximise CPF for a secure financial future. Chris and Melvin discuss what it takes to grow your income strategically, use CPF for investments, and overcome limiting beliefs that can h...2024-11-081h 04
The Kaya RayaAdakah CPF cukup untuk bersara? [The KayaRaya 1 ft. CEO Pergas Investment & Direktor Avallis Financial]Kaya Raya episod 1, kita explain tentang CPF, interest, dan macam mana government invest dalam GIC.1. Apa itu Konsep CPF2. CPF halal atau haram sebenarnya?3. Adakah riba itu hadiah?4. Bagaimana gomen melabur duit CPF dalam GIC & impak terhadap masyarakat5. Fatwa dan hukum bila guna duit CPFJom dengar perspektif berbeza dari tetamu khas kami, Dr Shamsiah, CEO of Pergas Investment Holdings dan Encik Muhammad Syafiq, Director at Avallis FinancialPerabot kami ditaja oleh Planet Plus SG - Untuk tawaran yang hebat, layari website...2024-09-0345 minLet's Talk CPFSafeguarding Your CPF Savings - Anti-Scam Security Measures and New Daily Withdrawal LimitCurious about how to safeguard your CPF savings against scams?Join us in this episode as Tay Li Lin, Senior Manager at CPF’s Retirement Withdrawals Department, provides insights into CPF Board’s anti-scam measures and the recently lowered Daily Withdrawal Limit for online CPF withdrawals.2024-08-3007 minLet's Talk CPFWhat is CPF LIFE? – Debunking myths on our national longevity insurance annuity schemeWhat is CPF LIFE? What is an annuity? Do I lose out because my CPF LIFE interest goes into the common pool? How does it work?These are common questions in members’ minds when CPF LIFE is mentioned.Tune in to this episode where we uncover the basics of CPF LIFE, debunk common misconceptions and share tools to help you plan your retirement with Serene Ng, who is part of the team administering the CPF LIFE scheme in CPF Board.Kickstart your retirement planning at cpf.gov.sg/CPFplanner2024-08-1310 min
Your Money with Michelle MartinMoney and Me: Strategies for Women to Maximize Wealth through CPFHosted by Michelle Martin, join us as we discuss how women can navigate financial challenges and build wealth through their CPF. Pamela Chong, Associate Manager at Legacy FA, shares insights on how women at different life stages—starting their careers, single with properties, married with children, and nearing 55—can effectively manage their CPF savings. We explore voluntary contributions, investment options like Treasury Bills, and the best CPF LIFE plans for women. Discover ways to enhance your CPF Life payouts and ensure a secure financial future. See omnystudio.com/listener for privacy information.2024-07-2222 minMoney and MeMoney and Me: Strategies for Women to Maximize Wealth through CPFHosted by Michelle Martin, join us as we discuss how women can navigate financial challenges and build wealth through their CPF. Pamela Chong, Associate Manager at Legacy FA, shares insights on how women at different life stages—starting their careers, single with properties, married with children, and nearing 55—can effectively manage their CPF savings. We explore voluntary contributions, investment options like Treasury Bills, and the best CPF LIFE plans for women. Discover ways to enhance your CPF Life payouts and ensure a secure financial future. See omnystudio.com/listener for privacy information.2024-07-2222 minLet's Talk CPFPlan your legacy: How CPF nomination helps loved ones after you're goneWhat happens to your CPF savings when you pass away without a nomination? Why can't you just rely on a Will to distribute your CPF savings? And how do you even make a CPF nomination?In this episode, we delve into the significance of CPF nominations in legacy planning with Nuraininadiah from CPF Board. Join us as we discuss the limitations of Wills in covering CPF savings, the implications of not having a CPF nomination, and the importance of regularly reviewing your nomination.Visit cpf.gov.sg/CPFNom to make your nomination today!2024-06-2813 min
Your Money with Michelle MartinMoney and Me: Maximizing CPF LIFEMichelle Martin and guest Christopher Tan, CEO of Providend, delve into the intricacies of CPF LIFE. Discover how CPF LIFE works, and learn strategies to maximize payouts. Explore the risks retirees face and how to mitigate them so your silver years are comfortable. Compare CPF LIFE with other annuities, and get the checklist on how to decide on the best CPF LIFE plan for your needs. Whether it's topping up your RA or deciding on a payout strategy, we have the expert insights to help you navigate your retirement planning today.See omnystudio.com/listener...2024-06-1923 minMoney and MeMoney and Me: Maximizing CPF LIFEMichelle Martin and guest Christopher Tan, CEO of Providend, delve into the intricacies of CPF LIFE. Discover how CPF LIFE works, and learn strategies to maximize payouts. Explore the risks retirees face and how to mitigate them so your silver years are comfortable. Compare CPF LIFE with other annuities, and get the checklist on how to decide on the best CPF LIFE plan for your needs. Whether it's topping up your RA or deciding on a payout strategy, we have the expert insights to help you navigate your retirement planning today.See omnystudio.com/listener...2024-06-1923 min
CBN Vitória - EntrevistasReceita Federal: ferramenta protege CPF contra inclusão indevida em empresasA Receita Federal lançou uma ferramenta de proteção a dados dos cidadãos, por meio do CPF. Segundo o órgão, a ferramenta visa impedir que, de forma fraudulenta, criminosos possam incluir o número do documento de um cidadão no quadro societário de uma empresa ou sociedade. "Essa nova funcionalidade oferecerá ao cidadão, de forma intuitiva, a possibilidade de impedir que o seu CPF seja incluído de forma indesejada no quadro societário de empresas e demais sociedades. Trata-se de uma funcionalidade gratuita, que protege o CPF do cidadão em todo o território n...2024-06-1009 minLet's Talk CPFInternships – Are they worth it? Does it really make me more employable?Are internships important? How should students determine which internships are the right fit, and how do you even go about securing one? Fret not.Tune in to this episode of Let's Talk CPF as Catherine Neo, who leads the internship team at Singapore Polytechnic, shares useful tips on finding the ideal internship for your professional growth and debunks common internship myths.2024-05-2815 min
Wrestling With Johners PodcastEp361 - 'The Kid Without Fear' Danny Black Interview (CPF Being International Champion with BZW, Matches against Lio Rush, Will Ospreay &the 0121, Plus so much more!)In my latest live interview I am joined by none other than one half of the current Banger Zone Wrestling Tag Team champion, 'The Kid Without Fear' DANNY BLACK
We discuss...
CPF Being an International Champion for BZW
Suffering a foot injury before CPF's latest Defence
The 4-Way Tag Ladder Match
Danny's Journey with the UKPW
Revisiting his match vs. Lio Rush
That 8-Man Lucha Rules Match vs. the 0121
Being a part of wXw 16 Carrot Showcase
That Promo exchange with Will Ospreay
CPF vs. The Swords of Essex at SSS16
Callum Newman's success in Japan and future in CPF
Ospreay...2024-04-271h 17
Progrespagnol - Espagnol pro et de voyages🗣️Nouvelles 26 avril : reste à charge CPF, partenariat certifications, voyage Amérique LatineCPF : à partir du 1er mai, un reste à charge de 100€ sera demandé pour financer ses formations. Certaines exceptions s’appliquent :
Titulaire avec des droits insuffisants : Si une personne dispose de 1 500 euros sur son compte CPF mais s’intéresse à une formation coûtant 1 700 euros, il devra régler 1 700 euros au total, et non 1 800. En effet, dans ce cas précis, le « reste à charge » de 100 euros ne s’applique pas car on considère que le salarié fait déjà l’effort de souscrire à une formation plus cher que son solde CPF.
Exonération pour les demandeurs d’emploi.
Il n’y a...2024-04-2627 min
The Josh Tan Podcast!10 THINGS ABOUT CPF THAT YOU MAY NOT KNOW OF (Edition 2024) | Retirement Planning SingaporeToday you'd hear about 10 things about CPF that you may not know of. It covers topics on "free" CPF given to you, CPF investments and new CPF changes.ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!► https://www.theastuteparent.com/josh-tanCheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)From as little as $4/day, check out ► https://joshtan.starrinsurance.com.sg/Check this Personal Accident PA Plan with referral link for SOMPO PA EASE► https://www.theastuteparent.com/2022/12/p...2024-04-0814 min
The Legal Tings Podcast78. CPF Crucial Steps for a Smooth Divorce Settlement in SingaporeSend us a textWhat is CPF in Singapore? How does CPF work in divorce settlements? What are the misconceptions about CPF and divorce? What are the options for handling CPF in divorce settlements?In this episode, Jonathan talks about the significant role of CPF in divorce settlements in Singapore. Divorcing couples need to understand that CPF is an asset, not a debt, and its division can be tailored to achieve a fair outcome for both parties.Legal Tings powered by Tembusu Law (https://www.tembusulaw.com/2024-03-2805 min
Headstart On RecordThings to consider now that CPF Special Account will be removed for those 55 and olderHow much should you put into your CPF Life then? Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Mr Christopher Tan, CEO and founder of Providend - a fee-only wealth advisory - discusses the closure of the CPF special account for those 55 and over from early 2025, which was announced during Budget 2024. What are the implications for CPF members and how can they...2024-03-1723 minThe Straits Times PodcastsThings to consider now that CPF Special Account will be removed for those 55 and olderHow much should you put into your CPF Life then? Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In this episode, Mr Christopher Tan, CEO and founder of Providend - a fee-only wealth advisory - discusses the closure of the CPF special account for those 55 and over from early 2025, which was announced during Budget 2024. What are the implications for CPF members and how can they...2024-03-1723 min
The Financial Coconut PodcastRetirement Real Talk: Is CPF a reliable partner for all Singaporeans? [ft. IPS, Pergas, Providend]The hottest retirement topics in Singapore lately - changes to CPF savings rules and what it means for your future.As many of you know, the government recently updated how CPF funds can be used after age 55. But is the news as bad as some make it out to be? We brought together a panel of financial experts to cut through the noise.You'll hear from Christopher Gee, Deputy Director and Senior Research Fellow at the Institute of Policy Studies at IPS, Christopher Tan, wealth adviser and CEO of Providend, and an advisor specialising in...2024-02-2549 min
The Josh Tan Podcast!NO MORE PASSIVE INCOME from CPF SA once it is CLOSED... CPF SHIELDING GONE!HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5BlnTo see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ► https://t.me/pi21kFrom 2025, CPF special account CPFSA will be close once you reach age55. This was announced in Budget2024. This is BAD news for those who are savvy and know how to get passive income from CPFSA for their retirement. Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)From as little as $4...2024-02-1910 min
The View PointThe safety of CPF patrollersAs we kick off the new year, law enforcement agencies are wrapping up their festive season operations and compiling the final stats. But the year 2023 ended on a somber note for law enforcers, as we saw the killing of police officers and a CPF patroller in the western cape region. While Minister Cele has given members of the SAPS a right to shoot-to-kill, CPF patrollers do not often enjoy the same privilege. They’re often at the mercy of armed robbers, with little means to defend themselves. What measures are in place to ensure the sa...2024-01-0914 minLet's Talk CPFEffective Decumulation - How do we switch from being a saver to a spenderWe have spent most of our lives saving for retirement. But when retirement draws near, many of us do not know where and how to start enjoying the fruits of our labour. At what age should we start spending our retirement funds? Should we draw down from our CPF account first? How can our retirement nest egg last a lifetime?In this episode, Lorna Tan, Head of Financial Literacy Training, DBS Bank, answers all our questions on spending our retirement funds wisely, also known as decumulation. 2023-11-2817 min
Investors of the Roundtable$1.1MM in CPF before turning 50. AK reveals how he did it...
We reinvite AK, this time to chat about CPF. As of January 2023, AK has S$1.1 million in his CPF accounts, which continues to grow year after year. How did he amass a seven-figure amount in his CPF before he turned 50 years old? Why is CPF his single largest investment? Does he invest his CPF monies in the stock market for higher returns? And the big question: Will he cash out when he turns 55? We ask him all these questions and more in our latest episode!2023-09-2735 minLet's Talk CPFIs it necessary to give your parents an allowance? A guide to alternative ways to show filial pietyDo you give your parents an allowance? Why do you give your parents an allowance and how much is enough?Filial piety is important in Asian culture and those who do not ‘give back’ to their parents who have raised them are deemed ungrateful. Join our returning guests, Nicole Ng, Head of Learning and Partnerships and Priscilla Lam, Creative Lead from The Simple Sum as they share their personal experiences on how they navigated this and managed their parents’ expectations. They also share alternative ways on how you can show filial piety and love to your p...2023-06-3017 min
Le conseil VAE de la semaine by Julien Acard - JACEFParcours VAE : Projet de reste à charge CPF ? Notre conseil : anticipez !Bonjour à tou(te)s,
Le gouvernement envisage de mettre en place un "reste à charge" aux personnes souhaitant utiliser leur Compte Personnel de Formation (CPF). Dans l’épisode du Conseil VAE de la semaine, nous vous expliquons l'impact de ce reste à charge sur le financement de votre parcours VAE, et un conseil pratico-pratique pour bénéficier de la prise en charge actuelle à 100% (dans la limite de votre montant disponible de votre CPF).
Bon visionnage et bon week-end !! 🤩 🥳
*** Avertissement ***
⚠️ Cette chaine est à visée généraliste et ne constitue qu'un avis issu de mon expérience d'accompagnateur VAE depuis 2015 et d'ancien candidat. Ch...2023-06-0914 minLet's Talk CPFSupporting our caregiversSingapore is home to more than 210,000 caregivers, with about 70% of them aged 40 and above. This “sandwiched generation” often have to deal with the financial, physical, and psycho-social responsibilities of caring for the elderly and the young.Does this resonate with you? Hear from Angela Kwek, Deputy Director, Healthcare Claims & Payment, CPF & May Heap, Senior Medical Social Worker, SingHealth Community Hospitals as they touch on the experiences that caregivers face. They will also share insights on the various support measures for current and future caregivers. Read how a recipient of CareShield Life continued to smile...2023-05-3116 min
IBF On DemandFinding the Value of Data ScienceLessons For Recent Graduates: Berkeley MBA Students Capstone ProjectHosted by Eric Wilson, CPF is the Director of Thought Leadership at The Institute of Business Forecasting (IBF), a post he assumed after leading the planning functions at Escalade Sports, Tempur Sealy and Berry Plastics. In 2016, he received the IBF Excellence in Business Forecasting & Planning award. Eric is the author of 'Predictive Analytics for Business Forecasting'. He is an IBF Advanced Certified Professional Forecaster (ACPF).ABOUT IBFThe Institute of Business Forecasting & Planning (IBF)-est. 1982, is a membership organization recognized worldwide for fostering...2023-05-1532 min![理财哦椰！[The Chinese Financial Coconut]](https://assets.pippa.io/shows/630f12a443400800124ae180/show-cover.jpg)
理财哦椰！[The Chinese Financial Coconut]CPF除了能够存钱，还能拿来投资从中获得更高的利润？！一起深入探讨CPF的不同投资方法！ ft Chris & Dave [理财哦椰！43]你知道吗？在新加坡，公积金CPF是许多人最大的财务资产。 但是，如果我们不知道如何善用它，我们就会错失很多不错的投资机会。在本期《理财哦椰》中，我们将深入探讨CPF的不同投资方法，其中包括OA利率、ILP、T-bills、FD等。我们将一起认识每种投资方式的风险和收益，并教您如何避开风险、避免被误导。此外，我们将一起探讨如何在正确的时间提领CPF，以达到利润的最大化。我们将一起练习如何规划我们的财务，不仅是投资，也包括支出和储蓄。到Chris的youtube频道去学习更多精明理财秘诀！https://youtube.com/@HoneyMoneySG到Dave的部落格去看看，认识极简生活https://minimalistinthecity.com/author/davidwu81/—————————想听更多理财知识吗？欢迎您收听 The Financial Coconut 的姐妹频道，链接 https://spoti.fi/3GefB7a我们的节目需要您的参与，把您个人理财的大小问题与想法发送到 hello@thefinancialcoconut.com或加入我们的 Telegram: https://t.me/thefinancialcoconut/20248 Hosted on Acast. See acast.com/privacy for more information.2023-04-2443 min
The Financial Coconut Podcast3 Surprising Facts About CPF You Might Not Have Heard Of! [First Dibs 191]After the previous intense episodes covering CPF and other retirement strategies, it’s time for a more relaxed and casual episode. I was really surprised when I learned that most people didn't know about these CPF facts. What useful and surprising CPF facts or tricks are there? How can you leverage on these CPF tricks to give yourself a slight boost in your retirement plan?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take...2023-04-1825 min
The Financial Coconut Podcast他三十多岁就主动把大量的存款存入公积金，还说这么做可以保障 4% 利率？CPF shielding究竟是什么？ft HoneyMoney [理财哦椰！#32]Useful CPF Hacks You Should Know And Use Today!You probably know of CPF as the government fund that takes 20% of my income monthly. At the same time, some people are also depositing rather large amounts into their CPF accounts saying it's essentially an investment plan that has guaranteed a 4% interest rate. So what's the truth behind CPF and how can we use this guaranteed 4% to it's full capacity? Joining us on this episode is Chris from HoneyMoneySG, learn why he chooses to deposit a large amount into CPF and what are the advantages and disadvantages...2023-04-1243 min
The Financial Coconut PodcastIs CPF Life The Right Fit For Your Retirement Plans? Ask Yourself These 3 Questions [First Dibs 189]Is CPF Life The Right Fit For Your Retirement Plans? CPF Life has been around for slightly more than a decade and some of us are wondering how can we maximize the benefit of CPF Life? We’ve compiled everything you need to know and think about into 3 questions to ask yourself before implementing CPF Life into your retirement strategy!Disclaimer: Throughout the episode " 6% for retirement account (RA) for 1st 60k" was mentioned a number of times. Upon release we noticed a mistake on the numbers and the correct number is 6% for retirement account for the 1st...2023-04-0432 min
CPF Fire WireCPF Fire Wire - Federal Firefighters Cancer PresumptionCivilian federal firefighters have finally won a protection that state and local firefighters in California have had for 40 years -- a workers' compensation presumption for firefighter cancer.
The victory, part of the federal defense authorization passed last year, caps a decades-long fight that was led by California's federal firefighters.
On this CPF Fire Wire, CPF President Brian Rice discusses this important victory, and the work done by CPF and IAFF to help federal firefighters, with Charlie Martinez, CPF's 5th District Vice President and a 31-year federal firefighter.
2023-02-0244 min
Giro de Notícias GCMAISNova lei estabelece CPF como documento único de identificação no serviço públicoO CPF deve ser usado como número identificador em novos documentos emitidos e, assim, servir como ferramenta suficiente para identificar um cidadão nos serviços públicos. A mudança ocorreu após o presidente Lula sancionar a nova lei esta semana. Dessa forma, os órgãos governamentais não poderão exigir outros números de identificação, como RG ou carteira de trabalho. O CPF deve ser suficiente e constar em cadastros e documentos das instituições públicas. Os órgãos ainda podem pedir outros documentos para completar o cadastro. No entanto, a ausência desses outros...2023-01-1304 min
The Josh Tan Podcast!FIXED HOME LOAN RATES UP AGAIN!! What You Need To Know Now! | Suggested CPF Rules For Property LoanDBS may be the cheapest fixed home loan rate at 4.25%pa. But fixing for 5years, is it a good idea?There is also a two-in-one home loan with DBS. But beyond the current home loan rates, what else do you need to know now on home loan and property price trend next?*******ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!► https://www.theastuteparent.com/josh-tanOHMYHOME (Use Referral link now to get RESULTS for your property sale today!) - ► https://calendly.com/ohmyhome/ohm...2022-11-2813 minLet's Talk CPFCPF Explains: A guide to healthcare financing with CPFSingapore has one of the highest life expectancies in the world — which means that healthcare coverage should be one of the considerations in retirement planning. Tune in to this podcast episode where Wendy Ong, Manager from the CPF Healthcare Insurance Department explains how your MediSave, MediShield Life and CareShield Life work hand-in-hand to keep you protected for life.2022-10-3014 min
Contadora da Bolsa[TributaCast #134] Veja como RESOLVER seu CPF Bloqueado de uma vez por todas!🚨ATENÇÃO🚨 O programa do IRPF 2022 mudou!
Mas para você não ficar descabelado, temos um e-book gratuito com todas as mudanças do IRPF 2022.
CLICA AQUI E GARATA SEU E-BOOK 👇🏻 https://resolvaseuir.contadoradabolsa...
Já tá sabendo como você descobre se seu CPF está bloqueado? Se não sabe, veja esse vídeo ⬇️ https://www.youtube.com/watch?v=CcTNG...
EITAAAA!! Você, investidor da Bolsa de Valores, descobriu que está com...
CPF bloqueado, CPF lascado ou com o CPF pendente de regularização??
Nesse episódio eu vou te ensinar como resolver isso de uma...2022-10-1315 minContadora da Bolsa[TributaCast #133] Você sabe se seu CPF tá BLOQUEADO? Aqui eu te ensino a descobrir de uma forma RÁPIDA!🚨ATENÇÃO🚨 O programa do IRPF 2022 mudou!
Mas para você não ficar descabelado, temos um e-book gratuito com todas as mudanças do IRPF 2022.
CLICA AQUI E GARATA SEU E-BOOK 👇🏻
https://resolvaseuir.contadoradabolsa...
Entramos na época de bloqueio de CPF dos investidores!
"Oh my God, o e agora? Quem poderá nos ajudar?"
EU, a Contadora da Bolsa! hahaha
Nesse episódio eu vou te ensinar como DESCOBRIR se seu CPF tá ou não BLOQUEADO, antes que você vá fazer alguma coisa e dê de cara com infortúnio! Ninguém tá...2022-10-0709 minLet's Talk CPFHow is CPF different from other countries' pension systems?“One unique feature of the system is the seamless manner in which CPF helps us accumulate and decumulate retirement savings that automatically translates to an income stream for life in retirement.” In this podcast episode, Professor Cherian, who was a Practice Professor of Finance at the NUS Business School shares about the unique features of CPF that helps it stand out from pension systems around the world, and what retirement means to him.2022-09-3011 min
The Financial Coconut PodcastHow To Maximize CPF For Your BTO in Singapore [Chills 86 with Endowus]If you’re asking questions like “bank or HDB loan?” or “cash or CPF?”, congratulations on purchasing your new home!Many of us are also looking for answers to the above questions. In fact, the CPF (Central Provident Fund) has always been a common talking point among Singaporeans since it’s so intertwined in our lives.We invite personal finance lead Sheng Shi and client experience lead Lean Sing from Endowus to share their individual insights on how they use their CPF to finance their houses. What is the default choice of housing loan you sho...2022-09-0139 min
Ma Vie d'Entrepreneur par Tendresse Bouenissa#10 Bientôt la fin du CPF, je vous dis tout !Suite aux nombreuses escroqueries, aux abus et fraudes, la Caisse des dépôts a rédigé un référé adressé aux ministres (du travail et de l'économie) pour mettre fin au CPF, notamment sur les formations non certifiantes et non diplômantes : la création d'entreprise et le permis de conduire.
Voici les preuves et sources sur tout ce que je vous raconte dans cette vidéo :
https://www.ccomptes.fr/system/files/2022-06/20220623-refere-S2022-0729-France-competences.pdf
https://www.cap-metiers.pro/actualites/45313/Financement-CPF-les-pistes-Cour-des-comptes-pour-retrouver-equilibre-financier-France-competences.aspx
** Parfois j'utilis...2022-08-2841 min
Leandro Lozahic - Formateur Professionnel#1Q1R - Peut-on financer une formation qui a déjà commencé avec le CPF ?🏆 Si tu veux passer à l'action et te lancer dans le monde de la formation alors clique sur notre masterclass offerte : https://bit.ly/nouvelle-masterclass-gratuite ▬▬▬▬▬▬▬▬▬▬▬▬▬ DESCRIPTION ▬▬▬▬▬▬▬▬▬▬▬▬▬Est-ce possible de financer une formation qui a déjà commencé avec le CPF? Peut-on recommencer une formation pour pouvoir la financer ?Salut les entrepreneurs !Bienvenue dans ce troisième épisode de l’émission “1 Question/1 Réponse”. La seule émission où toutes vos questions trouvent une réponse! Le concept est simple, vous me posez une question sur n’importe lequel de mes réseaux sociaux, par mail et aussi au sein de ma communauté de clie...2022-08-1401 minLet's Talk CPFHomeowners' guide to buying another HDB flatAre you looking to upgrade to a bigger HDB flat in the near future? How can you prepare yourself for the big move, without over-stretching your finances and compromising your retirement? In the first of a two-part series focusing on would-be HDB upgraders, hear from Mr Wong Yong Kang, Manager at CPF Board’s Housing Schemes Department, as he explains how you can manage your home financing and CPF use for housing to put yourself in the best position to secure your next flat. 2022-07-2914 minLeandro Lozahic - Formateur Professionnel#1Q/1R - Est ce que Qualiopi suffit pour rendre sa formation éligible au CPF ?✅ Tu veux en apprendre plus sur Qualiopi ? N'hésite pas à prendre rendez vous avec mon équipe : https://bit.ly/qualiopi-devenez-eligible-fonds-formation🏆 Si tu veux passer à l'action et te lancer dans le monde de la formation alors clique sur notre masterclass offerte : https://bit.ly/nouvelle-masterclass-gratuite▬▬▬▬▬▬▬▬▬▬▬▬▬ LIENS ▬▬▬▬▬▬▬▬▬▬▬▬▬ Facebook : https://www.facebook.com/devenezformateurproMasterclass gratuite : https://vivredesonsavoir.fr/masterclass-offerte/Instagram : https://www.instagram.com/leandrolozahic/Linkedin : https://www.linkedin.com/in/leandrolozahic/Youtube : https://www.youtube.com/c/LeandroLozahicFormateurProContact professionnel : leandro@formateur-pro.fr...2022-07-2405 min
Mommy Belluga Investing[Eng-Singapore] Why we pay mortgage with cash? and not CPF.Recorded 18 June 2022
Welcome again to my channel, Mommy Belluga investing. A Youtube channel from a mother learning to invest for family future. For today’s video I am going to why we pay mortgage with cash? And not CPF. Hopefully it will help to inspire your own journey to a financial independent.
Buy me a coffee: https://www.buymeacoffee.com/MommyBelluga
YouTube Video Link: https://youtu.be/CsSYw1a08fI
YouTube Channel: https://www.youtube.com/channel/UCdsWFUv-xi12OGyEgGRjyfA
00:00
Intro
01:36 3 Reasons
02:16 What is CPF?
03:37 Reason 1: CPF Ordinary Account a...2022-07-0908 min
Le Droit de savoir by CÉOSQui peut prétendre à un CPF de transition professionnelle ?Qui n’a pas encore entendu parler du CPF (congé personnel de formation) ?
Ce mode de financer des formations professionnelles, n’est pas unique. Il existe aussi le CPF de transition professionnelle, successeur du CIF (congé individuel de formation).
Nous allons ensemble explorer ce sujet, via quelques questions :
qui peut accéder au CPF de transition professionnelle ?
quelle procédure permet-elle d’en bénéficier ?
quel serait l’impact du CPF de transition professionnelle sur la vie du salarié ?
À quoi sert le CPF de transition professionnelle ?
Le CPF de transition professionnelle ou le pro...2022-06-1613 minIBF On DemandOptimizing S&OP For Effective Decision MakingIBF On Demand sponsored by Arkieva, your one-plan S&OP software. Learn more about Arkieva's innovative approach to forecasting here: http://bit.ly/business-forecasting02:14 Chicago S&OP/IBP Conference, June 1704:10 S&OP is about decision making 04:50 Rachel Stafford CPF, S&OP expert06:25 Why is it so hard to make decisions in S&OP?08:30 S&OE for tactical decision-making 10:25 War and inflation: the demand variables that S&OP must address12:12 Is S&OP not agile enough?14:54 How to keep focus on decision making in S&OP17:44 Companies shortened S&OP...2022-05-2033 min
Coconut Avenue (Singapore Properties by TFC)Debunking Common CPF + Property Misconceptions [Coconut Avenue S02E09]For any Singaporean looking to buy a property, CPF will definitely be part of the discussion but how exactly does CPF help us in our property purchase? From housing loan limits to accrued interest, let CPF representative Lynn explain and debunk some of the most common questions & misconceptions about using CPF in property purchases, including this: should I use cash or CPF to service my housing loan?Season 2 of Coconut Avenue is sponsored by Mortgage Master. If you're thinking of buying your first property or want to refinance your property to get better rates, you can check...2022-04-2531 minLet's Talk CPFVolunteering - Is it something that everyone can do?Been thinking of volunteering but not sure how to start? Tune in to this episode to hear from CPF Volunteer, Chung Yin Wah and CPF Staff, Laura Eng, as they share about their volunteering experiences and offer tips on how you can make volunteering work for you.2022-04-2416 minLet's Talk CPFCPF Explains: Raise in CPF Basic Retirement SumHeard about the change in the CPF Retirement Sum, but not sure how it affects you?Tune in to this episode where Cindi Ang and Nathaniel Ng from the CPF Board share more about the CPF Retirement sums, why it was raised and how it will affect your monthly payouts in your retirement. 2022-03-2911 minCPF Fire WireCPF Fire Wire - Firefighter Peer SupportAs the behavioral health challenges faced by firefighters come out of the shadows, peer support has become an important way for firefighters to comfortably share their struggles. CPF’s sponsored legislation signed in 2019 — AB 1116 — is designed to bring peer support into every fire department, with groundbreaking confidentiality provisions.
On this edition of CPF Fire Wire, CPF President Brian Rice talks with the author of AB 1116 — Assemblymember Tim Grayson — about the new law and the importance of peer support.
2022-03-2929 min
The Josh Tan Podcast!How To Maximise Your CPF And Your Children's CPF | Interview With 1M65 Loo Cheng ChuanI was once a critique of 1m65 but I've changed my view along the years as it is indeed a predictable path to building wealth.Today, I interviewed Mr Loo Cheng Chuan who runs 1M65 and 4m65 and asked him his perspective on a few financial topic such as the power of compounding, CPF limits and retirement planning mistakes.0:00 Introduction2:24 Q1 How do you teach your kids about money when they were younger?Strategies to teach and demonstrate money and compounding to your children.8:10 Q2 How do you spend your...2022-03-1729 minCPF Fire WireCPF Fire Wire - CPF UpdateCPF President Brian Rice provides an update on CPF's work in Sacramento to protect its 32,000 front line firefighter members. Among the issues CPF is working on at the Capitol include:
-- Workers' Comp Presumptions -- Firefighters are facing months, and sometimes years of needless battles fighting insurers over presumptive workers' comp claims. CPF's signature legislative effort would crack down on local governments and insurance companies aggressive and routine denials.
-- Paramedic Wait Times -- Even before the COVID crisis, firefighter-paramedics have faced ER wait times of hours, as ambulances stack up waiting for patients to...2022-03-0748 min
LE PODCAST D'AH (AH HUGO)PODCAST #9 : Le CPF un Eldorado financier ?Dans ce nouveau PODCAST #9, je vais te partager mon avis sur LE CPF pour faire financer les formations de tes clients par leur CPF ...
Je vais te partager mon avis, également sur les personnes utilisant le CPF à l'étranger, et sur la stratégie que j'utiliserais si demain je mettais en place le CPF
➡️N'hésites pas à rejoindre notre TELEGRAM
✅Nous allons développer en direct la stratégie dans le CERCLE AH ENTREPRENEURS
🔴Te développer à l'étranger, investir à l'étranger avec le BORDERLESS ENTREPRENEURS
#CPF #BusinessEnLigne #Busi2022-01-2719 min
The Straits Times PodcastsMaximise your CPF and SRS for retirement: WealthBT Ep 9Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement. Highlights (click/tap above): 2:21 Highlights of the Supplementary Retirement Scheme and investment options 5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contributions and potential tax on withdrawals in retirement 7:51 Benefits of topping up CPF: Higher interest rat...2021-12-2615 minWealthBTMaximise your CPF and SRS for retirement: WealthBT Ep 9Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement. Highlights (click/tap above): 2:21 Highlights of the Supplementary Retirement Scheme and investment options 5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contributions and potential tax on withdrawals in retirement 7:51 Benefits of topping up CPF: Higher interest rat...2021-12-2615 minBT CorrespondentsMaximise your CPF and SRS for retirement: WealthBT Ep 9Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement. Highlights (click/tap above): 2:21 Highlights of the Supplementary Retirement Scheme and investment options 5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contributions and potential tax on withdrawals in retirement 7:51 Benefits of topping up CPF: Higher interest rat...2021-12-2615 minCPF Fire WireCPF Fire Wire - Building and Protecting CaliforniaFighting side-by-side in the halls of power, CPF and the building trades have formed a united front that has won many battles for working people, from retirement security to stopping contracting out services to low-wage, undertrained workers.
This month on CPF Fire Wire, CPF President Brian Rice has a conversation with one of the toughest and most influential labor leaders in the state: Robbie Hunter, outgoing president of the State Building and Construction Trades Council.
The two men discuss the common values shared by firefighters and construction workers, the critical need to protect health and s...2021-12-2336 min
Investors of the RoundtableCPF Millionaire For Kids? - How To Gift Your Children $1MMCPF is a risk-free vehicle for growing your retirement funds. With proper financial planning, an average Singaporean can accumulate $500,000 to a million dollars in their CPF by the time they hit their retirement at 65 years old.
One of the most important factors of compounding is time. And did you know that, as parents, we can help our kids kick-start their CPF from birth and allow their money to compound over time -- since, obviously, time works most in their favour.
In this week's roundtable, we discuss the pros and cons of helping your kids grow t...2021-12-0818 min
J'peux Pas J'ai Business par TheBBoost143. Pourquoi je ne propose plus le CPFAujourd’hui c’est un épisode tout particulier que je vous propose, car il répond à une question qu’on m’a énoooooormément posée : pourquoi je ne propose plus le CPF ?
Alors pour rappel, le CPF c’est le compte personnel de formation qui permet à n’importe qui ayant travaillé comme salarié de cotiser pour suivre une formation tout au long de sa vie active. Autant vous dire que c’est très très pratique et que ça avait été grandement apprécié quand je l’ai proposé lors de la première édition de la BSB (et ça...2021-11-1529 min
Facilitation StoriesFS39 Growing as a Facilitator through the CPF Certification ProcessIn this episode, Pilar interviews Helene Jewell CPF about her experience of going through the CPF Certification Process as someone already experienced in facilitation. Helene has been working for 7/8 years as a freelancer, with a background in international development and Speech and Language Therapy where she started doing training and working with groups. Pilar asks Helene what she did to develop and continue learning before becoming certified. Helene talks about the ICA UK training courses and other training courses she has been on, networking with other facilitators, IAF meet ups and conferences (Helene i...2021-11-0926 min
The Financial Coconut PodcastInvest & Grow Your Money With CPF [Chills 39 Sponsored by Endowus] *Read on to find out how you can enjoy $20 off access fees from Endowus!*Imagine this: 37% of your monthly gross salary goes into a fund for as long as you are holding a job. What can you do with the accumulated money? The possibilities are endless. This is why the CPF (Central Provident Fund) is so integral to every working adult in Singapore.Adding on to the possibilities is Endowus, who is paving the way by being the sole provider of low cost index funds through the CPF IS (Investment Scheme) system. Listen to Chills 39 a...2021-10-0659 min
The Financial Coconut PodcastHow To Make CPF Investment Schemes Work For You [TFC 105]Most Singaporeans think that the money in your CPF “cannot touch until you retire”, but did you know you can actually use the money in your CPF accounts to invest? The discussion on CPFIS, or CPF Investment Schemes has been polarising to say the least: people either love it or hate it. How should we view CPFIS and what are some key pointers to consider when investing through your CPF? The Financial Coconut has some advice for you in TFC 105!Get our show notes at https://www.thefinancialcoconut.com/tfc105For all other links mentioned, or t...2021-08-3021 minThe Financial Coconut Podcast3 Ways To Optimize Your CPF Accounts [TFC 104]CPF is an acronym that every working adult in Singapore knows but not many are familiar with its inner workings. Other than 37% of your monthly income as the mandatory CPF contribution, did you know that there are other ways to optimize your CPF accounts even further? TFC 104 explores 3 ways on how you can make your money in CPF work for you! Get our show notes at https://www.thefinancialcoconut.com/tfc104For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https...2021-08-2327 min
Rádio Mega Brasil OnlineCONSUMO EM PAUTA (2021) #24 - Pedido de CPF por Farmácias pode esconder interesses, com Afonso MoraisO pedido de CPF em troca de descontos vem sendo cada vez mais frequente. Farmácia, lojas, supermercados adotaram esta prática sem, no entanto, explicar ao consumidor para que o dado será usado.
Mas será correto o pedido do CPF? Será que o comerciante pode solicitar este número? Ele deve informar para que será usado este dado? Podem condicionar desconto ao fornecimento do número do CPF? Se o consumidor se negar a fornecer seu Cadastro de Pessoa Física, ele não tem mesmo direito ao desconto?
O pedido de CPF por farmácias...2021-07-2635 minLet's Talk CPFAunty Serene Asks: How does the MRSS benefit me?Heard about the new Matched Retirement Savings Scheme (MRSS), but not sure how it benefits you and your loved ones? Listen in as Aunty Serene finds out more in this phone call with a CPF officer.2021-06-2608 min
Olivier ALLAIN : Devient Enfin libre grâce à internet !FORMATION CPF (DIF) : La MINE D'OR pour débuter en Ecommerce !4 vidéos OFFERTES pour devenir libre dans les 12 prochains mois : https://amz.jesuismonpatron.fr/serie-de-4-videos
FORMATION CPF (DIF) : La MINE D'OR pour débuter en Ecommerce !
Formations disponibles en CPF :
Amazon Révolution 2.0 : https://amz.jesuismonpatron.fr/formation-amazon-et-ebay-cpf
Affiliation Power Révolution : https://amz.jesuismonpatron.fr/formation-affiliation-power-revolution-cpf
Amazon US : https://amz.jesuismonpatron.fr/formation-amazon-us-cpf
Je m'appelle Olivier Allain, je suis coach et formateur pour vendre sur Amazon FBA. Aujourd'hui je t'explique la valeur que peut t'apporter le CPF (Compte Professionnel de Formatio...2021-06-0408 min
Let’s Find Common GroundCPF Fellows Roundtable Series: The Future of Conservative MediaIn the third installment of the CPF Fellows Roundtable Series of 2021, Spring 2021 CPF Fellows Barbara Comstock and Todd S. Purdum are joined by former Fellow Ron Christie (Fall 2019) to discuss how new far right outlets are challenging Fox News, the influence of these new far right outlets on conservatism, and why conservatives don't trust "mainstream" outlets. This discussion was moderated by CPF Fellows Manager, Harry Burke. Featuring: Ron Christie: Former Special Assistant to President George W. Bush and CPF Fall 2019 Fellow Barbara Comstock: Former U.S. Representative (R-VA) and CPF Spring 2021 Fellow 2021-04-2057 min