Shows
Financial LifeHoliday Spending, Financial Literacy, and Investment Insights with Jen SardinIn this episode of Financial Life, Matt Dillingham is joined by Jen Sardin to explore various facets of financial literacy and consumer behavior. They delve into holiday spending patterns, debt, and the journey of Jen's Force Investments. The discussion covers real estate literacy and foreclosure prevention, as well as breaking traditional financial mindsets. They examine the differences between financial literacy and traditional education, touching on systemic issues and the emotional aspects of investing. Diverse investment options, such as stocks, crypto, and foreign currency, are discussed alongside real estate advice. The episode concludes with insights on setting financial goals for the...2025-06-1339 min
The Wisdom, Lifestyle, Money, ShowBuilding Wealth Through Commercial MortgagesSend us a textWelcome back to the Wisdom Lifestyle Money Show! In this episode, host Scott Dillingham introduces you to the core team dedicated to helping you achieve your commercial real estate investment goals. Meet Mike Peters, Jennifer Champion, and Christine Traynor, the experts behind the commercial mortgage arm, specializing in financing across Canada and expanding into the US. Learn about their individual backgrounds, areas of focus, and how their unique perspectives can benefit your investing journey.Key Timestamps:[0:00] Introduction to the Wisdom Lifestyle Money ShowMeet...2025-05-2211 minFinancial LifeNavigating Compliance: Insights and Strategies for Small Businesses with TheodoraIn this episode of Financial Life, Matt Dillingham welcomes Theodora, a compliance specialist, to discuss the vital role of compliance for small businesses. Theodora shares her career journey and the legal challenges she has faced, including a notable ADA non-compliance case study. The conversation explores how political changes impact compliance regulations and offers strategies for small businesses to navigate these challenges effectively. They also discuss how compliance can benefit insurance costs. Theodora shares some of her craziest compliance stories and describes her diverse client base and consulting network. She concludes with valuable advice for business owners and provides her contact...2025-04-1837 minFinancial LifeMilitary Mondays: From Navy Life to Nonprofit Leadership: Insights with Jamal JonesIn this episode of Financial Life, Matt Dillingham introduces Jamal Jones, who shares his journey from the Navy to civilian life and his current venture, AVR Solutions. Jamal reflects on the lessons learned from his military experience and how they apply to his business and nonprofit work. The discussion highlights the importance of financial literacy in nonprofits, focusing on project management and overcoming financial challenges. Jamal offers insights into securing grants and improving nonprofit operations, emphasizing the community impact and the management skills needed for veteran entrepreneurs.
(0:00) Introduction of the podcast and guest
(0:27) Shameless promotion by Matt Dillingham
(1:48) Introduction of...2025-04-1048 minFinancial LifeBusiness Growth, Cultural Insights, and Financial Literacy with Robert LakeIn this episode of Financial Life, Matt Dillingham and Robert Lake discuss business coaching, socio-economic comparisons between Europe and the US, and the power of raising prices. They cover the importance of exit plans, the rise of trade schools, US migration, and historical European conflicts. The duo compares family opportunities, government regulations, healthcare systems, financial literacy, and tax systems across the Atlantic. They also explore immigrant perceptions and cross-cultural lifestyle differences. Tune in for insights and contact information for business coaching with Robert Lake.
(0:00) Introduction to Financial Life with Host Matt Dillingham and Guest Robert Lake
(0:33) Sponsor: Matt's Services
(0:58) Robert...2025-04-0957 minFinancial LifeFinancial Literacy and Empowerment: Insights with JaRee BowersIn this episode of Financial Life, Matt Dillingham and JaRee Bowers explore financial literacy and JaRee's journey with Wine, Women, and Wealth. They discuss overcoming traditional beliefs, the role of credit, and building a wealth legacy through education. Topics include diversification, financial strategies, and empowerment through literacy, with a focus on living benefits in insurance and tackling student loan debt. Gender disparities in financial discussions are addressed, along with advice on budgeting, retirement planning, and emergency funds for young adults.
(0:00) Introduction by Matt Dillingham and JaRee Bowers
(1:44) JaRee Bowers on financial literacy and Wine, Women, and Wealth
(3:06) The impact of...2025-03-2551 minFinancial LifeNavigating Business Financing: Insights on MCA Loans and Alternative Funding with Apollo FinancialIn this episode of Financial Life, Matt Dillingham and LaShawn Smith from Apollo Financial delve into Merchant Cash Advance (MCA) loans and their impact on businesses. They discuss consolidating MCA loans, share success stories, and explore alternatives like invoice factoring. The episode covers the risks of online loan applications and offers guidance on debt restructuring and refinancing. Listeners learn to compare business term loans with MCAs and receive advice on avoiding debt traps. Economic factors affecting business financing are also discussed. The episode wraps up with resources, a prequalification process, and contact information.
(0:00) Introduction and episode overview with Matt Dillingham
(1:23...2025-03-1935 minFinancial LifeFrom Military to Entrepreneurship: Mindset, Financial Literacy, and Success Principles with Dr. ObomIn this episode of Financial Life, Matt Dillingham welcomes a guest who shares insights from their military background and journey into entrepreneurship. The conversation delves into the transition from military service to business, highlighting the influence of mentorship and the importance of mindset and philosophy for success. The guest discusses financial education, credit repair through the Credit Cheat Code system, and the launch of various companies. The episode explores lifestyle changes, including a move to Mexico, and emphasizes work-life balance, teaching business to children, and maintaining authenticity. The discussion concludes with strategies for navigating economic downturns and the relationship between...2025-01-031h 22
The Wisdom, Lifestyle, Money, ShowHow To Get Your EIN In 2 Hours To Purchase U.S.A. Real EstateSummaryIn this episode, Scott Dillingham discusses how Canadian investors can quickly obtain their EIN to invest in U.S. real estate. He highlights the common challenges investors face during the entity setup process and introduces an innovative solution that allows for the acquisition of an EIN in just two hours. The conversation emphasizes the importance of proper entity setup to avoid double taxation and liability issues while also providing insights into building credit in the U.S. for future investments.(00:00) - Introduction to the Wisdom Lifestyle Money Show(00:29) - Overview of Our Real Estate Services(01:19) - Challenges...2024-12-3109 min
The Wisdom, Lifestyle, Money, ShowHow To Get Your EIN In 2 Hours To Purchase U.S.A. Real EstateSend us a text In this episode, Scott Dillingham reveals an innovative solution for foreign investors to obtain U.S. Employer Identification Numbers (EINs) in just two hours, dramatically reducing the typical 4-8 week waiting period for entity setup when purchasing U.S. real estate.Key Timestamps:[0:00] Background- Entity setup challenges- Importance of proper structure- Common investor roadblocks[4:30] Entity Benefits- Tax implications- Liability protection - Lender access[8:45] Rapid ITIN Process- 2-hour setup- Pre-registered entities...2024-12-3109 min
The Wisdom, Lifestyle, Money, ShowSetting Up The Right Entity For Protection & Tax BenefitsSend us a text In this episode, Scott Dillingham interviews real estate lawyer Milena Cardinal to discuss maximizing shareholder value through proper corporate structuring for real estate investments. Milena shares expertise on balancing legal, tax, and financing considerations when setting up investment entities.Key Timestamps:[0:00] Corporate Structure Basics- Shareholder agreements- Entity selection- Investor protection strategies[4:30] Multiple Structure Options- GPLP advantages- Joint venture possibilities- Financing implications[8:45] Setting Up Process- Consultation importance- Document requirements...2024-12-2438 minFinancial LifeMilitary Mondays: Military Life, Hot Sauce, and Business Wisdom with Gunnery Sergeant BealeIn this episode of Financial Life, Matt Dillingham talks with Gunnery Sergeant Beale about his journey from military service to becoming a successful hot sauce entrepreneur. Beale discusses his background, touching on racial issues, his successes in hot sauce competitions, and the balance of flavor versus heat. He shares insights from his military experiences in Antarctica and cultural challenges. Beal emphasizes family, teamwork, and sound business practices in his transition to the hot sauce industry. The episode wraps up with thoughts on technology, progress, and gratitude for supporters.
(0:00) Introduction to Military Monday and Gunnery Sergeant Beal
(1:26) Sponsor: Warren Risk
(2:47) Gunnery...2024-12-2046 minThe Wisdom, Lifestyle, Money, ShowEasily Qualify For Any PurchaseSummaryThis podcast episode, "Easily Qualify For Any Purchase," focuses on alternative mortgage financing options for real estate investors in Canada and the United States. The host, Scott Dillingham, explains how investors can qualify for mortgages based on a property's cash flow rather than solely relying on personal income and debt-to-income ratios. The core concepts discussed are the Debt Coverage Ratio (DCR) in Canada and the Debt Service Coverage Ratio (DSCR) in the US, which allow lenders to evaluate a property's ability to cover its mortgage payments. The podcast highlights the differences between traditional lending and these property-based...2024-12-1711 min
The Wisdom, Lifestyle, Money, ShowEasily Qualify For Any PurchaseSend us a text In this episode, Scott Dillingham explains how investors can qualify for mortgages based on property cash flow rather than personal income through Debt Coverage Ratio (DCR) and Debt Service Coverage Ratio (DSCR) programs in Canada and the USA, providing alternatives to traditional qualification methods.Key Timestamps:[0:00] Traditional Qualification- Income requirements- Property limits- Equity lending issues[4:30] DCR/DSCR Programs- Cash flow qualification- Stress test differences- Property eligibility[8:45] Market Differences- Canadian vs U.S...2024-12-1712 minThe Wisdom, Lifestyle, Money, ShowEmpowering Investors With the Right TeamSummaryIn this episode, Scott Dillingham discusses the importance of having the right team when investing in real estate. He emphasizes the common mistakes investors make by partnering with unqualified individuals and provides key tips for building a successful investment team. Scott also highlights the value of expertise in various niches and the opportunities available for North American investors.(00:00) - Empowering Investors: The Right Team Matters (03:24) - Building Your Investment Team: Key Tips (11:38) - Expanding Horizons: North American Lending Opportunities TakeawaysInvestors often partner with unqualified people.Referrals can lead to poor investment choices.Take time to research...2024-12-1512 min
The Wisdom, Lifestyle, Money, ShowEmpowering Investors With the Right TeamSend us a text In this episode, Scott Dillingham shares insights from his presentation at a Wealth Genius event about the importance of building the right team for real estate investing success. Drawing from his experience managing a team of expert investor-focused mortgage agents, Scott explains why investors often make critical mistakes in choosing their professional partners and provides actionable strategies for building an effective investment team.Key Timestamps:[0:00] Team Building Fundamentals- Expert vs generalist selection- Common investor mistakes- Due diligence importance[4:30] Essential Tips...2024-12-1513 minFinancial LifeMilitary Mondays - Dr. Jane on Military Planning, Brain Development, and Veteran Transition ChallengesIn this episode of Financial Life, Matt Dillingham and Dr. Jane discuss the vital link between military service and financial planning. Dr. Jane shares insights from her military background, stressing the importance of planning before enlisting and challenges young adults face in decision-making. They explore the transition from military to civilian life, addressing unique challenges veterans face, identity changes, and the role of financial stability. Dr. Jane categorizes veteran experiences and highlights the need to overcome arrogance to seek help. The episode wraps up with Dr. Jane's contact info and closing remarks.
(0:00) Introduction to Military Monday and Guest Dr. Jane
(1:10...2024-12-0645 minThe Wisdom, Lifestyle, Money, ShowDiscover Challenges Canadians Face Investing In The U.S.A. & How To Get Over ThemSummaryIn this conversation, Scott Dillingham and Andrew Kim discuss the intricacies of investing in U.S. real estate, particularly for Canadian investors. Andrew shares his personal journey into the U.S. market, highlighting the advantages of single-family rentals and the importance of asset management. They explore common hurdles faced by investors, such as uncertainty about locations and the complexities of entity setup. The discussion also touches on the political climate's impact on real estate and the steady growth potential of U.S. properties compared to the volatile Canadian market.(00:00) - Introduction to Investing in the U.S. (06:00...2024-12-0524 min
The Wisdom, Lifestyle, Money, ShowDiscover Challenges Canadians Face Investing In The U.S.A. & How To Get Over ThemSend us a text In this episode, Scott Dillingham interviews Andrew Kim from Share, discussing how his tech company helps Canadians invest in U.S. real estate through comprehensive asset management services. Andrew shares insights from his journey from Canadian real estate investor to U.S. tech entrepreneur, explaining how the challenges he faced led him to create a solution for other investors looking to build their portfolios across the border.Key Timestamps:[0:00] Introduction & Background- Tech entrepreneurship journey- Early investment experiences- Transition to U.S. markets[4:30...2024-12-0525 min
The Wisdom, Lifestyle, Money, ShowWhy Canadians Need To Invest In The U.S.A.Send us a text In this episode, Scott Dillingham discusses why Canadians should consider investing in U.S. real estate, backed by statistical data and market trends.Key Timestamps:[0:00] Investment Trends- Canadian capital outflow- U.S. market attraction- Statistics Canada data[4:30] Investment Challenges in Canada- Landlord tribunal issues- Rent control limitations- Property sale restrictions[8:45] U.S. Market Advantages- Property affordability- Landlord-friendly regulations- Flexible rent adjustments- Common-sense lending[12:30] Key...2024-11-2636 minFinancial LifeTraUrban on Healing Trauma, Cultivating Abundance, and Achieving Financial FreedomIn this episode of Financial Life, Matt Dillingham hosts Tra Urban, who shares insights on the interplay between energy, spirituality, and money. Tra discusses his personal journey and his book "Release Trauma to Triumph," highlighting how trauma impacts financial decisions. The conversation explores the subconscious mind, emotional triggers, and the importance of self-worth in cultivating abundance. Trey emphasizes overcoming limiting beliefs for financial freedom and aligning actions with financial desires. They discuss strategies for achieving financial goals, balancing self-care with ambition, and comparing energies of regret and failure. The episode concludes with Tra's closing remarks and contact information.
(0:00) Introduction and...2024-11-2545 min
The Wisdom, Lifestyle, Money, ShowHow To Minimize Risk With Real Estate Joint VenturesSend us a text In this episode, Scott Dillingham and Milena Cardinal discuss GPLP (General Partner Limited Partnership) structures and legal considerations for real estate investors.Key Timestamps:[0:00] Introduction to Trust Structures- Bare trust agreements- Trust relationships- Entity ownership options[4:30] GPLP Structure Basics- Limited partnership explanation- Liability protection- General partner responsibilities[8:45] Investment Risks & Protection- Document drafting importance- Investor vetting process- Legal representation considerations[12:30] Financing Implications- Commercial vs residential...2024-11-2435 min
The Wisdom, Lifestyle, Money, ShowLearn How To Invest In The U.S.A. With A Seasoned Expert & CoachSend us a text In this episode, Scott Dillingham interviews Glenn Sutherland, an expert coach helping Canadians invest in U.S. real estate, sharing insights from his journey and coaching program.Key Timestamps:[0:00] Personal Background- Canadian investor experience- Transition to U.S. markets- Bank lending limitations[4:30] Investment Evolution- First U.S. property purchase- Cash buying challenges- Refinancing strategies[8:45] Current Market Strategies- Seller financing opportunities- Exit strategy importance- Value-add approaches[12:30] Coaching...2024-11-1819 minFinancial LifeMastering Credit and Achieving Financial WellnessIn this episode of Financial Life, Matt Dillingham delves into the intricacies of financial wellness, beginning with an overview of credit management and its significant influence on life decisions. He guides listeners through the process of reviewing and understanding credit reports, highlighting how to correct inaccuracies. Matt explains the components and importance of credit scores, offering strategies for addressing collections and enhancing financial habits. The discussion extends to defining financial wellness and the importance of setting clear financial goals. The episode wraps up with an offer for personal coaching and provides contact information for further guidance.
(0:00) Introduction and overview of...2024-11-1318 minFinancial LifeDeanna O'Neil on Financial Coaching, Education, and Empowering Future GenerationsIn this episode of Financial Life, Matt Dillingham chats with Deanna O'Neil about her finance expertise and the Japanese influences on her career. They explore corporate vs. nonprofit finance, long-term coaching, and the impact of financial trauma. Deanna emphasizes the need for financial education in schools, discusses student loans, and offers tips on evaluating social media advice. She debunks misconceptions and provides strategies for saving, money management, and tax reduction for small businesses. The episode wraps up with Deanna's insights and contact info for Ki Financial.
(0:00) Introduction and welcome to Financial Life
(1:31) Introduction of guest, Deanna O'Neil
(2:21) Deanna's background and...2024-11-1345 minFinancial LifeMilitary Mondays: Johnny Salinas on Military Transition, Market Trends, and Financial PlanningIn this episode of Financial Life, Matt Dillingham introduces Johnny Salinas, who shares his journey from military service to becoming a financial advisor and starting his own firm. They discuss the fear of the unknown in financial decisions and how global events impact financial markets. The conversation delves into the future of cryptocurrency and the essential role patience plays in investing. Johnny and Matt explore financial market trends, including witching events and the GameStop controversy, highlighting issues of market fairness. They address the challenges of financial education and emphasize the importance of having a solid financial plan. The episode concludes...2024-11-1234 min
The Wisdom, Lifestyle, Money, ShowDiscover How To Easily Find New Joint Venture Partners With InvestiumSend us a text In this episode, Scott Dillingham interviews Jonathan Faerman, creator of Investium.ai, a free platform connecting real estate investors for joint venture partnerships.Key Timestamps:[0:00] Introduction & Background- Faerman's start in real estate- Evolution from condo owner to investor- Development of Investium platform[4:30] Platform Features- Two-factor authentication- Identity verification- Private investment groups- Deal protection measures[8:45] Platform Success Stories- Montreal investment partnerships- Cross-border opportunities- Connection process details2024-11-1020 minFinancial LifeMilitary Monday: Stacy Raske on Personal Branding, Health, and Thriving MindsetsIn this episode of Military Monday, Matt Dillingham engages in a conversation with Stacy Raske, exploring her military service and the shared experiences of veterans. They delve into personal branding, highlighting Stacy's book "Be a Boss and Fire That Bitch," and discuss the influence of trauma on entrepreneurship and motivation. The episode tackles myths about mindset and success, using humor to lighten the discussion. Stacy shares insights on health, covering fasting, cleansing, and the nervous system's role. They examine transitioning from a survival mindset to thriving, and marketing strategies that reflect one's internal state. The episode concludes with branding insights...2024-11-0552 minFinancial LifeMilitary Mondays: Joseph Bray on Entrepreneurship, Mentorship, and Business Growth StrategiesIn this episode, Matt Dillingham converses with Joseph Bray, who shares his journey from military service to entrepreneurship. Joseph emphasizes the crucial role of mentorship and education in achieving business success. He discusses overcoming fears when founding Full Wave Group and the importance of certifications in business establishment. The conversation covers strategies for networking and securing initial contracts, as well as growth strategies and revenue goals. Joseph compares profit margins between services and products, and highlights the importance of planning, metrics, and adapting business strategies. They also discuss employee management, enhancing manufacturing efficiency, and celebrating achievements while maintaining balance.
(0:00) Introduction...2024-11-0148 minFinancial LifeMilitary Monday: Greg Hitchcock on Marketing Evolution, AI in Media, and Business StrategiesIn this episode of Military Monday, Matt Dillingham sits down with Greg Hitchcock to explore his military background and transition to civilian life. Greg shares his journey in founding Pegasus Digital Media, offering insights into marketing strategies and branding. They discuss the challenges faced by businesses today and the significant role AI plays in marketing. The conversation delves into the evolution of media, the enduring relevance of print media, and AI's influence on journalism. Greg provides strategies for startups and offers practical marketing tips for modern businesses. The episode concludes with a discussion on work-life balance and how to contact...2024-10-3132 minFinancial LifeMilitary Mondays: Navigating Natural Disasters, VA Claims, and Financial Planning with Vanessa DonaldsonIn this episode of Military Mondays, Matt Dillingham chats with Vanessa Donaldson about her experiences with the military community and natural disasters like Hurricanes Helene and Milton. Vanessa discusses adapting to military life, her Peace Corps experience, and planning post-service. They highlight the importance of medical documentation for VA disability claims and the challenges veterans face with benefits. Vanessa offers personalized support strategies, shares a case study on navigating VA processes, and provides her contact info, concluding with encouragement for veterans.
(0:00) Introduction and welcome to Military Mondays with Vanessa Donaldson
(1:26) Sponsor: Born to Risk
(2:07) Vanessa Donaldson's background and impact of...2024-10-3051 minFinancial LifeFrom Military to Finance: Mike Castaneda on Debt Management, Life Insurance, and Financial EducationIn this episode, Matt Dillingham and Mike Castaneda discuss Mike's transition from military to civilian life and his journey in real estate and finance. They cover effective debt management strategies, the role of life insurance for veterans, and share client success stories. The conversation highlights common insurance mistakes, the importance of annual reviews, and breaking generational financial curses. They also explore building a financial team, life insurance tax benefits, charitable giving, and strategies for business owners. The episode touches on finance education for military members, VA loan benefits, and Mike's podcast collaboration.
(0:00) Introduction and Guest Mike Castaneda's Background
(1:08) Sponsor: Risk
(3:46...2024-10-2843 minFinancial LifeFrom IT to Fitness: John Moore on Business Adaptation, Mental Health, and Nutrition StrategiesIn this episode, Matt Dillingham introduces Winchester Wednesdays and discusses with John Moore his journey from IT to the fitness industry. Moore shares insights on evolving his business, adapting to a commercial space, and the challenges brought by COVID. They explore the integration of mental health with physical training, the importance of backup plans, and navigating the fitness industry's challenges. Moore offers personalized nutrition and lifestyle strategies and recommends impactful books like "The Slight Edge" and "The Compound Effect." The conversation touches on cheat meals and highlights Moore's nonprofit work. The episode concludes with closing thoughts and how to contact...2024-10-2337 minFinancial LifeMilitary Mondays: Navigating Real Estate and VA Loans with Dave RouseIn this episode, Matt Dillingham is joined by Dave Rouse, who shares insights from his military service and transition to a real estate career. They discuss challenges veterans face in the real estate market and how military experience influences Dave's work. Topics include VA loans, housing market challenges, recession impacts, housing supply, financial hurdles for veterans, and VA loan misconceptions. Dave offers guidance on VA funding fees, disability ratings, and foreclosure assistance, and provides contact information and support resources. The episode concludes with a light-hearted chat and details on a special program for veteran homebuyers.
(0:00) Introduction and Military Mondays theme
(0:23...2024-10-2146 minFinancial LifeMilitary Mondays: John O'Neil on Financial Literacy, Debt Elimination, and Achieving WealthIn this episode, Matt Dillingham introduces Military Mondays and chats with John O'Neil about his transition from an Air Force career to financial services. They explore financial literacy, debt elimination, and the "Live Life Wealthy" concept. O'Neil shares financial planning advice for business owners and stresses the importance of financial literacy for all. He discusses personal experiences with debt and entrepreneurship, offering insights into achieving financial freedom. The episode wraps up with contact information and Wealth Wednesday resources.
(0:00) Introduction to Military Mondays and Purpose
(0:27) Sponsor: Reborn to Risk
(0:42) John O'Neil's Military Background and Transition
(3:22) Air Force Projects and Project Management...2024-10-1630 minFinancial LifeBuilding Business Credit: Insights and Strategies with Christian AudeIn this episode, Matt Dillingham welcomes Christian Aude, who shares insights into establishing and managing business credit. They discuss the importance of obtaining an EIN, understanding personal and business credit differences, and avoiding common credit-building mistakes. Aude emphasizes starting small, managing cash flow, and being wary of misleading credit advice. The conversation touches on celebrating achievements, embracing discipline, and the value of delayed gratification. Aude provides resources for financial planning, personal budgeting, investment strategies, and the importance of emergency funds. The episode includes a Q&A session with listener questions and concludes with a sponsor mention of Wealth Mindset LLC
(0:00...2024-10-1643 minFinancial LifeMilitary Mondays - From Military Service to Chestnut Farming: Travis's Journey and Health AdvocacyIn this episode, Matt Dillingham talks with Travis, who shares his journey from military service to becoming a chestnut farmer. They delve into the challenges of chestnut tree farming and discuss the impacts of vaccine mandates on health. Travis opens up about coping with PTSD, the controversy surrounding the anthrax vaccine, and the emotional aftermath of military service. The conversation highlights vaccine injuries and public awareness, as well as government experiments on soldiers. Travis discusses his book's purpose, mental health strategies, and relocation. Discover insights into the Energized Health Program, Travis's venture into children's books, and how to connect with...2024-10-1454 minFinancial LifeMilitary Mondays: Navigating Life Insurance: Insights from Michael Shermer's Military and Insurance CareersIn this episode, Matt Dillingham and guest Michael Shermer delve into Shermer's military background and transition to a career in life insurance. They explore the importance of life insurance education, debunk misconceptions, and discuss policy reviews and term payouts. The conversation compares permanent and term life insurance, with a focus on options available for veterans. Shermer explains life insurance as a financial tool, including insights into Indexed Universal Life (IUL) policies. They also discuss avoiding common pitfalls in life insurance choices and adapting policies to the current economic climate. The episode concludes with personal stories, a debate on term vs...2024-10-1437 minFinancial LifeHealing Trauma and Ancestral Connections: Magdalena Grace's Spiritual JourneyIn this episode, Matt Dillingham welcomes Magdalena Grace, who shares her transformative journey from trauma to spiritual awakening. They discuss the profound impact of the 2006 recession on her life and her path to overcoming grief and addiction. Magdalena delves into breaking ancestral cycles to achieve health, wealth, and wisdom, emphasizing the importance of connecting with ancestors and nature. The episode offers a comprehensive guide to ancestral connections, highlighting consistency in spiritual practices and the healing of ancestral wounds. They explore mental health, spiritual gifts, and the experiences of empaths. Magdalena shares ways to connect with her, and Matt reflects on...2024-10-1048 minFinancial LifeNavigating Energy, Growth, and Financial Decisions with Keshia MartinJoin Matt Dillingham and Keshia Martin as they dive into a vibrant discussion on live streaming, global political influences, and the heightened energy of October. Explore personal growth, relationship dynamics, and the impact of trauma on life and finances. They tackle emotional management, media influence, and historical documentaries while emphasizing discipline and energy awareness. Discover insights on celebrity breakdowns, smoke shops as coping mechanisms, and breaking generational cycles. Tune in for engaging perspectives, humorous testimonials, and closing remarks with contact details.
(0:00) Introduction and returning guest announcement
(1:00) Introduction of Keisha Martin and discussion on her recent activities
(2:28) Keisha Martin's experience with...2024-10-091h 01Financial LifeMilitary Mondays: Tax-Free Retirement and Financial Strategies for Veterans with Dan FarnsworthIn this episode, Matt Dillingham and Dan Farnsworth discuss tax-free retirement for veterans, financial literacy services, and Dan's transition from a naval career. They explore whole life vs. term insurance, the infinite banking concept, and compare banks with insurance companies. The episode covers managing the Thrift Savings Plan, indexed annuities, life insurance options, and evaluations of VGLI and SBP. Emphasizing tax-free retirement and wealth transfer strategies, they stress long-term financial education and client partnerships. Dan shares insights on intergenerational wealth-building and military insurance, ending with a teaser for the next episode.
(0:00) Introduction and Tax-free Retirement for Veterans
(0:26) Financial Literacy Services...2024-10-0746 minFinancial LifeFrom Top Gun to Top Marketer: Alan Davis on Military Transition and Marketing MasteryIn this episode, Matt Dillingham welcomes Alan Davis to discuss his military background and early Air Force dreams inspired by Top Gun. Alan talks about his disillusionment with military life, transitioning to civilian life, and his entrepreneurial journey. They explore the benefits of veteran-owned businesses and AI's role in marketing. Alan offers insights on marketing strategies for small budgets, key metrics, and customizing approaches. They cover common marketing pitfalls, content marketing, and the future of influencers. Alan shares his contact info and hints at a part 2. Closing remarks touch on hurricanes and gratitude.
(0:00) Introduction to the episode and Military Monday...2024-10-0746 minFinancial LifeHealing from Within: Jen Beck on Integrating Health, Emotional Release, and Financial GrowthIn this episode, Matt Dillingham and guest Jen Beck delve into health and energy work. Jen introduces the LIFT technique, highlighting the integration of physical and mental health. They explore challenges in traditional dieting and the advantages of a holistic approach, sharing client transformation stories. Topics include the impact of childhood trauma, emotional pain management, and generational trauma. Jen discusses root cause coaching and emotional healing, with a focus on chronic knee pain. The episode also touches on skepticism, mindset, inherited money beliefs, and clearing negative energy. Jen shares her 3 pillars and invites listeners to the healthy woman's 3-day reset...2024-10-0349 minFinancial LifeTransforming Your Financial Mindset: Tricia Becker on Self-Perception, Alchemy, and Intentional ChoicesJoin Matt Dillingham and guest Tricia Becker as they explore Tricia's coaching journey and personal story. Discover how Wayne Dyer's teachings impact self-perception, finances, and childhood patterns. Learn about reprogramming the unconscious mind, understanding desires, and the art of life transformation through intentional choices. They address common money challenges, thought patterns, and strategies for financial health. Overcome resistance and embrace change with insights from Tricia, who shares her contact information and services. Matt wraps up with personal experiences and a heartfelt recommendation of Tricia Becker.
(0:00) Introduction with Matt Dillingham and guest Tricia Becker
(1:22) Tricia Becker's coaching journey and personal story
(8:38...2024-09-2647 minFinancial LifeUnlocking Financial Literacy: Atlas Aultman on Budgets, Behavior, and Personal GrowthIn this episode, Matt Dillingham welcomes Atlas Aultman, starting with Military Mondays focused on financial literacy. Atlas shares insights on self-promotion, problem-solving, and his "Rule of 3" book, covering budgets, financial planning, and happiness myths. They discuss credit repair, financial behaviors, and childhood influences on money decisions, including teaching kids about finances. Themes include distinguishing goals from targets, embracing change, and personal growth, with anecdotes like "Man in the Mirror" and David Goggins' challenges. Atlas uses a foot care analogy to highlight early financial education's importance, emphasizing personal fulfillment through financial literacy.
(0:00) Introduction and guest Atlas Altman
(0:24) Military Mondays segment and...2024-09-2456 minFinancial LifeNavigating Business Success: Jordan Isaac on Military Transition, Efficiency, and Scaling StrategiesMatt Dillingham kicks off the episode with an introduction to Military Mondays and guest Jordan Isaac, who shares his military background and experiences in the Coast Guard. They discuss the beauty and perils of the ocean and Jordan's transition from military duties to entrepreneurship. The conversation covers fundamental business principles, emphasizing the importance of efficiency, scaling strategies, and delegation for business owners. They address challenges faced during small business growth and underline the significance of metrics and accountability. The episode wraps up with final advice and a story from "Traction," along with Jordan Isaac's contact information.
(0:00) Introduction and mission of...2024-09-2332 minFinancial LifeRethinking Debt: Good vs. Bad Debt, Strategic Use, and Common MisconceptionsMatt Dillingham delves into the topic of debt aversion, exploring common misconceptions surrounding it. He examines the influence of financial advisor Dave Ramsey and discusses the ongoing debate about good versus bad debt. The episode highlights how debt can be used strategically for business and financial growth, offering insights into distinguishing between good and bad debt. Matt also addresses misconceptions about bankruptcy, providing a nuanced perspective on its implications. The episode wraps up with closing thoughts and a call for listener feedback, inviting engagement and further discussion on the topic.
(0:00) Introduction to debt aversion and its misconceptions
(1:12) Sponsor: Born to...2024-09-2014 minFinancial LifeMastering Business Finances: Mike Coombs on Fractional CFOs, Cash Flow, and Pricing StrategiesMatt Dillingham welcomes Mike Coombs, who shares insights on financial literacy coaching and his role in business advisory. They discuss the significance of taxes and the impact of a fractional CFO on business growth and profitability. The conversation addresses small business challenges, including cash flow and team investments, and highlights the importance of setting targets and conducting monthly reviews. Mike offers tips for improving cash flow and avoiding pricing mistakes, emphasizing cash generation and separating personal finances. The episode explores the trend of hiring fractional CFOs, adjusting prices for inflation, and the strategic role of a fractional CFO. Mike's contact...2024-09-1830 minFinancial LifeBrian Kurian on Ghostwriting, AI Impact, and Building Strong Client RelationshipsJoin Matt Dillingham as he welcomes guest Brian Kurian, who shares his entrepreneurial journey and insights into ghostwriting. They discuss the challenges and skills needed for ghostwriting, the impact of AI on copywriting, and the importance of maintaining the human element in writing. Brian emphasizes understanding clients for effective communication and reveals his personal business motivations. The episode announces an upcoming branding and copywriting boot camp, provides Brian's contact info, and includes Matt's testimonial on strategic partnerships. It wraps up with thoughts on community, networking, and a teaser for the next episode.
(0:00) Introduction by Matt Dillingham
(0:28) Overview of Matt's financial...2024-09-1651 minFinancial LifeTransforming Money Beliefs: Nicole Majik on Intuition, Aligned Action, and Financial GrowthNicole Majik joins Matt Dillingham to discuss her name's origin and visibility stories, and the impact of childhood beliefs on personal finance. They delve into how money beliefs relate to self-worth and introduce the DAMN formula for achieving goals. The conversation highlights the importance of aligned action in manifesting desires and overcoming fears for personal and financial growth. They explore the role of intuition vs. fear in financial decisions and provide a practical decision-making exercise. The episode emphasizes aligning head, heart, and gut for truth, overcoming childhood fears and public speaking, and making aligned decisions for better financial outcomes.
(0:00) Introduction...2024-09-1455 minFinancial LifeFrom Marine Corps to Entrepreneurship: Dederick's Journey in Business and ResilienceMatt Dillingham introduces the episode's theme and special guest, Dederick, who shares his background and experiences in the Marine Corps. Dederick discusses his transition to entrepreneurship, detailing the journey of establishing his transportation and concierge business. He shares memorable concierge experiences and his definition of success in business. The conversation expands into Dederick's ventures into Airbnb and effective marketing strategies. Dederick highlights the importance of personal resilience in entrepreneurship and explores future business opportunities. The episode concludes with acknowledgments and closing remarks.
(0:00) Introduction and episode theme
(0:44) Sponsor: Born to Risk book
(1:15) Special guest Dedrick's background
(4:45) Dedrick's Marine Corps experiences
(15:43) Transition...2024-09-1435 minFinancial LifeFrom Origin to Digital Harvest: Avram Gonzales on Leadership, Tech, and Work-Life BalanceMatt Dillingham introduces guest Avram Gonzales who shares his journey from humble beginnings to founding Digital Harvest. They discuss the development of leadership skills in both professional and family settings and emphasize the importance of asking questions for personal growth and manifestation. They explore technology's role in business, particularly through Google and targeted ads, and delve into effective digital marketing strategies for business success. The episode also touches on the Babies in Business podcast, work-life balance, and time management tips.
https://digitalharvest.io
https://babiesandbiz.com
(0:00) Introduction and Guest Introduction: Abraham Gonzalez
(0:23) Sponsor: Born Risk
(1:00) Abraham Gonzalez: Origin Story to...2024-09-1030 minFinancial LifeHarnessing Energy and Emotion: Boosting Financial Success and Work PerformanceMatt Dillingham explores the connection between energy, emotion, and financial success. He delves into the role of positive energy in enhancing sales and work performance, and examines the link between financial success and relaxation. Matt shares strategies for maintaining conscious awareness and managing emotions effectively. The episode concludes with an offer for coaching to help listeners apply these concepts in their own financial lives.
(0:00) Introduction to Energy and Emotion in Finance
(3:25) The Role of Positive Energy in Sales and Work Performance
(5:08) Link Between Financial Success and Relaxation
(7:05) Strategies for Conscious Awareness and Emotional Management
(9:50) Conclusion and Coaching Offer
2024-09-0915 minFinancial LifeNavigating Legal Challenges: Melissa Tejada on Immigrant Scams, Human Trafficking, and Legal ServicesMelissa Tejada joins Matt Dillingham to discuss her diverse career in law, mobile notary, and loan signing services. They explore her transition to paralegal work and the significant challenges faced by immigrants, including scams and human trafficking. Melissa shares insights into working with the organization OUR and her role in rescue efforts. The episode covers the intricacies of mobile notary and paralegal services, business growth, and client representation. They delve into the immigrant experience within the US legal system, cultural and enforcement differences, and the profound impact of human trafficking. Melissa offers final advice and shares her contact information.
(0:00) Introduction...2024-08-2938 minFinancial LifeMilitary Mondays: Adam Packham on Supporting Veterans, Heroes on the River, and Community ConnectionMatt Dillingham introduces "Financial Life" and the special segment, Military Mondays, dedicated to supporting veterans. Adam Packham of Heroes on the River joins the discussion to share his background and the mission of his nonprofit. The conversation includes anecdotes from military life, challenges faced by nonprofits, and the benefits available to veterans, with a focus on Vietnam veterans. They discuss the transition to civilian life, the importance of community connection, and political leadership's role in veteran issues. The episode concludes with ways to support Heroes on the River and information on upcoming veteran events.
(0:00) Introduction to "Financial Life" and Matt...2024-08-2638 minFinancial LifeKeisha Martin on Spiritual Growth, Energy Work, and Overcoming Subconscious LimitsMatt Dillingham welcomes Keisha Martin to discuss her journey with spiritual messages and the role of natural gifts and discernment in energy work. Keisha shares her experiences in overcoming fear and fostering spiritual growth, and offers insights on starting energy work and self-improvement. The conversation delves into addressing childhood and inherited trauma, overcoming subconscious limitations, and the importance of therapy. Keisha also talks about her book and provides her contact information. The episode concludes with final thoughts on choosing peace.
(0:00) Introduction by Matt Dillingham and guest Keisha Martin
(0:38) Sponsor: Born to Risk
(2:37) Keisha Martin's journey and experiences with spiritual messages
(11:12...2024-08-1639 minFinancial LifeLeveraging Fear for Productivity, Focus, and Financial SuccessMatt Dillingham explores the role of fear as a motivator in both survival and modern contexts. He shares personal experiences with fear in business and childhood, discussing how to use fear constructively and addressing common misconceptions about conquering it. The episode touches on untapped potential, emotional responses, and reclaiming power from fear to increase productivity and focus. Matt also delves into overcoming the fear of flying and the benefits of connecting with a coach. A practical breathing exercise for managing fear is provided, followed by concluding thoughts on fear management and financial success. The episode wraps up with a call...2024-07-2628 minFinancial LifeDr. Nina Savelle-Rocklin on Binge Eating, Emotional Triggers, and Financial Binging BehaviorsMatt Dillingham is joined by Dr. Nina Savelle-Rocklin to discuss binge eating and its misconceptions. They delve into emotional triggers, psychological analysis, and the connection between food and finances. The conversation explores retail therapy, financial binging, and the link between these behaviors. Dr. Nina shares insights on learning new behaviors, addressing unconscious beliefs, and personal transformation. They also discuss practical steps to tackle binge behaviors, Dr. Nina's resources, and strategies for behavior change. The episode concludes with tips on reducing screen time, addressing misconceptions, and how to connect with Dr. Nina.
(0:00) Introduction to the episode and guest background
(2:45) Understanding Binge...2024-07-1752 minFinancial LifeLaura Leonard on Career Transition, Life Coaching Success, and Wellness StrategiesMatt Dillingham sits down with Laura Leonard to discuss her career transition into life coaching and the journey of discovering coaching education. They explore growth strategies in the coaching field, share success stories, and delve into the balance of fees and time. Laura provides her definitions of wellness and personal insights, offering strategies for career change and building confidence. They address self-criticism, the impact of physical activity on mental health, and describe ideal coaching clients. The episode emphasizes the importance of small changes, self-support, and handling personal loss. It concludes with information on connecting with Laura Leonard.
(0:00) Introduction of Laura...2024-07-1755 minFinancial LifeSteve Kent on Financial Literacy, Overcoming Indecision, and Strategies for Gradual ImprovementMatt Dillingham and Steve Kent dive into financial literacy and the challenges of information overload. They discuss the role of licensed professionals and corporate America in finance, how to address financial exploitation, and the importance of education. The conversation covers overcoming indecision in financial planning, strategies for gradual improvement, common mistakes, and the need for high school financial education. They also touch on credit card pitfalls, marketing's impact on spending, the resurgence of financial literacy amid rising debt, and tips for early retirement savings. The episode concludes with closing thoughts and contact information.
(0:00) Introduction and Guest Background
(5:25) Financial Literacy and...2024-07-1549 minFinancial LifeEllis Kirkpatrick on Overcoming Failure, Affirmations, and the Power of MentorshipMatt Dillingham talks with Ellis Kirkpatrick about his journey in online business, the role of failure in growth, and the power of affirmations. They also discuss handling naysayers, the importance of mentors, and Ellis's future plans.
(0:00) Introduction by Matt Dillingham
(0:10) Introduction of guest Ellis Kirkpatrick
(1:29) Ellis Kirkpatrick's background and journey
(4:36) Joining a mastermind and learning about online business
(10:29) Discussion on failure and growth
(21:58) Affirmations and their impact
(36:03) Achievements and future plans for Ellis Kirkpatrick
(44:38) Dealing with naysayers and staying motivated
(52:23) Importance of mentors and coaches
(59:53) How to reach Ellis Kirkpatrick
2024-07-081h 01Financial LifeDaniel Andrews on Networking Misconceptions, Trust, and Behavioral Economics in ReferralsMatt Dillingham welcomes Daniel Andrews, who shares insights on networking misconceptions and the importance of building trust. They discuss the value of networking steps, speed prospecting pitfalls, and finder's fees in referrals. The conversation covers paired interviews, real-life referral dynamics, and data on referral failures. They also explore behavioral economics in networking strategies. The episode concludes with information on contacting Daniel Andrews and a preview of future content.
(0:00) Introduction and Daniel Andrews' background
(5:48) Networking misconceptions and building trust
(10:17) Value and importance of networking steps
(22:48) Speed prospecting and common mistakes
(28:00) Clarity and issues with finder's fees in referrals
(33:24) Paired interviews and...2024-07-081h 02Financial LifeBillie Sharp on navigating business during COVID and finding fulfillmentMatt Dillingham talks with Billy Sharp about the impact of COVID-19 on global economies, the interplay between power and money in business, transitioning to entrepreneurship, learning from mistakes, finding passion and fulfillment in work, the importance of community, and recovering from bad decisions.
(0:00) Introduction to guest Billy Sharp
(2:24) Impact of COVID on global economies
(5:00) Power and money in business
(10:35) Transition to entrepreneurship
(17:02) Learning from business mistakes
(22:54) Passion in business
(31:35) Fulfillment in work
(41:05) Importance of a supportive community
(50:18) Recovery from bad decisions
(1:06:36) How to reach Billy Sharp
2024-06-281h 11Financial LifeDiana Hooker on storytelling, financial health, and the "yes and" approachMatt Dillingham welcomes Diana Hooker, who shares her journey into public speaking and the significance of storytelling in business. They discuss changing perspectives, the "yes and" approach, Diana's financial story, distinguishing needs vs. wants, budgeting tips, and tax reduction strategies.
(0:00) Introduction and guest welcome
(1:10) Diana Hooker introduction and background
(2:30) Diana's journey into public speaking
(4:33) The importance of storytelling in business
(6:16) Changing perspectives and positive impact
(10:57) The "yes and" approach
(12:31) Diana's financial story and its impact
(21:01) The concept of needs vs. wants
(35:25) Budgeting formula and financial health
(37:23) Reducing tax liability strategies
2024-06-2650 minFinancial LifeNavigating Business Lending and Mortgages with Griffin and Matt DillinghamMatt Dillingham introduces Griffin, who provides insights into the mortgage and business lending industries. They discuss COVID-19's impact on small businesses, types of business financing, common funding mistakes, and the role of personal credit. The episode wraps up with tips for mortgage applications.
(0:00) Introduction
(0:16) Meet the host, Matt Dillingham
(0:30) Guest introduction: Griffin
(1:04) Overview of mortgage and business lending industries
(1:45) Impact of COVID on small business ownership
(3:37) Types of business financing
(5:17) Common mistakes in securing business funding
(7:14) Importance of personal credit in business lending
(17:21) Current state of the mortgage industry
(25:08) Preparing for a mortgage application
2024-06-2247 minFinancial LifeLeveraging credit card points with Matthew Dong: tips, strategies, and responsible useMatt Dillingham and guest Matthew Dong discuss leveraging credit card points. They cover Matthew's journey, common mistakes, the importance of research, and turning a passion into a business. They also provide personalized credit card recommendations, tips for beginners, and advice on responsible credit card use.
(0:00) Introduction and welcome back
(0:42) Overview of today's topic: leveraging credit card points
(1:41) Introduction of guest Matthew Dong
(2:32) Matthew Dong's journey into credit card points
(5:24) Common mistakes in leveraging points
(7:10) Importance of research and strategy
(11:07) Turning a passion into a business
(13:13) Personalized credit card recommendations
(22:31) Recommended credit cards for beginners
(35:57) Responsible use of credit cards and...2024-06-1741 minFinancial LifeDiscovering True Purpose with Paul McFadden: Navigating Life, Money, and TechnologyPaul McFadden joins Matt Dillingham to discuss his background and experiences. They explore the pandemic's impact on personal and financial lives, the importance of safety needs, and living a purposeful life. They also touch on technology's effect on family dynamics and changing one's relationship with money.
(0:00) Introduction and technical setup
(1:00) Welcoming guest Paul McFadden
(2:01) Paul's background and experiences
(4:33) Impact of the pandemic on personal and financial lives
(8:28) Understanding purpose and living a purposeful life
(11:02) The importance of safety and survival needs in achieving abundance
(14:46) Discovering your true purpose and calling
(19:40) The difference between rituals and routines
(22:32) Changing your emotional station
(24:33...2024-06-1349 minFinancial LifeThe Top 3 Credit Building MistakesMatt Dillingham shares personal credit experiences, explains credit as a game, and addresses common misconceptions. He highlights mistakes like relying on Credit Karma, not accessing all three credit reports, and not understanding credit mechanics. The episode concludes with advice on handling collections and charge-offs.
(0:00) Introduction by Matt Dillingham
(0:27) Personal experience with credit issues
(1:34) Understanding credit as a game
(2:00) Common credit misconceptions
(2:41) Mistake 1: Using Credit Karma
(4:14) Mistake 2: Not accessing all three credit reports
(6:24) Mistake 3: Not learning how credit works
(9:03) Mistake recap
(9:55) Paying collections and charge-offs
(11:11) Conclusion and additional resources
2024-06-1311 minFinancial LifeStop using Credit Karma if you want to get good creditMatt Dillingham discusses why you should reconsider using Credit Karma, highlighting issues with its accuracy, limited credit bureau reporting, and data privacy concerns. He also explains the differences between VantageScore and FICO score, and suggests MyScoreQ as a better alternative for monitoring your credit.
(0:00) Introduction and episode overview
(0:20) Reasons to stop using Credit Karma
(1:15) Common misconceptions about Credit Karma's accuracy
(2:22) Differences between VantageScore and FICO score
(4:16) Limited credit bureau reporting by Credit Karma
(6:17) Issues with disputing credit reports online
(7:22) Selling of user data by Credit Karma
(9:21) Effective use of credit cards for financial improvement
(10:28) Recommended alternative: MyScoreQ
2024-06-1111 min
Financial LifeEmpowerment and resilience with Elena Rodriguez: From financial turmoil to the "comeback queen"Matt Dillingham welcomes Elena Rodriguez, who shares her inspiring journey from financial turmoil and grief to becoming a successful small business owner and coach. Elena discusses her "comeback queen" philosophy, her book series "Show Your Crown," and her approach to helping businesses find clarity and improve revenue.
(0:00) Introduction and welcome
(0:22) Empowerment and financial abundance
(0:42) Journey and guest introduction
(1:14) Elena Rodriguez's background and story
(2:35) Small business spotlight with Elena Rodriguez
(10:56) The concept of the "comeback queen"
(14:45) Facing grief and financial turmoil
(20:30) Discovering an affair
(27:02) Choosing love and forgiveness over anger
(30:34) Elena's coaching approach and divine awakening
(41:02) Helping existing businesses find clarity...2024-06-0954 min