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Happy House HackingHappy House HackingStop Overpaying: 7 Buyer Secrets to Drastic Home Savings Now!Are you a young Californian looking to buy a home but worried about soaring costs? Many buyers lose money because they don't realize how much is negotiable beyond just the price. This episode reveals seven powerful tips to save significant funds on your next home purchase. Discover how negotiating mortgage rates, insurance, repairs, and closing costs can dramatically impact your finances. Learn creative strategies to finance closing costs and even acquire appliances or furniture through negotiation. We'll show you why understanding these overlooked opportunities is crucial for every buyer to achieve happy home ownership without overspending. For...2025-07-1721 minHappy House HackingHappy House HackingRenovations That Pay: Maximize Your Home's ValueLooking to boost your home's value? This episode reveals the top home renovations that maximize your ROI! We'll explore seven key upgrades, from energy-efficient features and kitchen remodels to curb appeal enhancements and smart home technology.  Discover how to make strategic improvements that attract buyers and increase your home's desirability. Plus, get exclusive insights into the only three renovation projects that consistently offer over 100% return on investment, helping you avoid costly mistakes and truly elevate your home's market appeal. Takeaways   Renovating can significantly increase home value. Energy efficiency features ar...2025-07-0318 minHappy House HackingHappy House HackingHiring a Contractor: Your Guide to Successful Home ProjectsPlanning a home improvement project? This episode is your essential guide to navigating the world of contractors and construction! We sit down with general contractor Charlie Johnson, who shares invaluable insights on everything from choosing the right professional to understanding the complexities of permits and project costs.    Learn the critical questions to ask, the importance of licensing and references, and why "time and material" might be a better option than a fixed bid in today's unpredictable market. Charlie also offers practical advice on ADU conversions and ground-up construction, helping you achieve your home renovation dreams ef...2025-06-1923 min100xLife Podcast100xLife PodcastEpisode #80 | 100xLife Coach Phoebe SchwaegerleIn this episode of the 100X Life Podcast, host Rob Dayton speaks with Phoebe Schwagerle, a 100X Life coach, about her journey of faith, family, and business. They discuss the importance of self-denial, the impact of the Master's program, and how gratitude and perspective can transform challenges into opportunities. Phoebe shares her experiences in coaching and empowering women, emphasizing the significance of community and spiritual conversations in personal growth.TakeawaysPhoebe has been following Jesus since 1982 and values her family's faith journey.The family business in real estate has a legacy that spans generations.2025-06-1737 minHappy House HackingHappy House HackingHow to Multiply Your Property Value with Prefab ADUsStruggling with California's high housing costs? Discover innovative and faster pathways to homeownership and investment! This episode dives into the world of prefabricated homes and Accessory Dwelling Units (ADUs) as affordable housing solutions. Our expert guest, Daniette West from Joy Line Homes, unveils how prefab construction drastically cuts build times and costs compared to traditional methods.    Learn about ADU laws in California, including the exciting potential for multiple units on a single property. We'll also explore financing options for these modern and efficient housing solutions, empowering you to build wealth and achieve your real estate go...2025-06-0539 minHappy House HackingHappy House HackingWaiting to Buy? You Could Be Losing Thousands!Tired of playing the waiting game with the real estate market? This episode reveals the hidden costs of staying on the sidelines and why timing the market is a losing strategy. We'll unpack compelling data and real-life examples showing how waiting can lead to missed equity, increased rent, and higher overall housing expenses.    Learn why "time in the market" trumps "timing the market" and discover how to create a proactive game plan to achieve your homeownership dreams, regardless of current market fluctuations.    Stop waiting and start building your future today!  2025-05-2223 minHappy House HackingHappy House HackingHome Inspection Nightmare? 5 Ways to Save Thousands!Received a disappointing home inspection report? Don't despair! In this episode, we unveil five powerful strategies to leverage repair requests and potentially save you tens of thousands of dollars on your home purchase.    Learn how to prioritize health and safety issues and major systems, understand the pros and cons of price reductions, closing cost credits, and seller repairs, and the crucial role of getting multiple opinions.    Discover how to leverage market conditions and, most importantly, harness the power of being willing to walk away to negotiate effectively and protect your financial inte...2025-05-0819 minHappy House HackingHappy House HackingMaximize Your Credit Score: A Home Buyer's GuideReady to buy a home? This episode is your guide to maximizing your credit score and securing the best loan terms! We break down what a credit score is, how it's calculated, and why it's crucial for your real estate journey.    Learn the five key factors that influence your score: payment history, credit utilization, length of credit history, credit mix, and new credit inquiries. Providing actionable tips to improve your score, including managing credit utilization, paying down high balances, and disputing errors.    Discover how a higher credit score translates to significant savi...2025-04-2422 minHappy House HackingHappy House HackingMaking Dreams Come True: The Heart of San Luis ObispoWhat makes a community truly special? In this episode, we explore the heart of San Luis Obispo through the lens of Dream Makers SLO, an extraordinary local nonprofit. Founder and director, Dr. Ronda Beaman, joins us to dive into the organization's mission of fulfilling lifelong dreams for terminally ill adults.   Discover the powerful stories of dreams realized, the incredible community support that makes it possible, and how you can get involved. Learn about the unique spirit of SLO County, where compassion and community action create a profound impact.    This episode highlights the...2025-04-1019 minHappy House HackingHappy House HackingIs Your Future on the Central Coast?Is 2025 your year for a real estate move on the Central Coast? In this episode we break down the latest market update, including a projected 10% increase in housing options and a 4.5% rise in home prices. We'll also discuss the evolving California insurance market and provide crucial tips for navigating increasing premiums.    Plus, hear inspiring client stories highlighting the importance of being prepared in a competitive market. Whether you're looking to buy, sell, or invest, this episode provides essential insights to help you make informed decisions in the 2025 Central Coast real estate landscape.   ...2025-03-2719 minHappy House HackingHappy House HackingMoving to SLO County: Pros, Cons, and Local PerspectivesThinking of moving to the Central Coast of California? This episode unpacks the pros and cons of living in beautiful San Luis Obispo County. We explore the downsides, like the high cost of living, limited job market, and wildfire risk, but also delve into the amazing upsides. Discover the stunning natural beauty, perfect weather, vibrant food scene, and strong sense of community that make SLO County a truly special place to live.   Takeaways   The cost of living in San Luis Obispo County is significantly higher than the national average. Th...2025-03-1324 minHappy House HackingHappy House HackingTop 10 Reasons to Move to San Luis Obispo CountyDreaming of a picturesque community with top-tier education, a thriving food scene, and a strong sense of community? Look no further than San Luis Obispo County on the Central Coast of California! In this episode we explore the top 10 reasons to make SLO County your new home, from its stunning natural beauty and charming towns to its vibrant food and wine culture and family-friendly atmosphere.    Discover why SLO County is consistently ranked as one of the happiest places to live and learn how you can embrace the "SLO Life" and become part of this welcoming co...2025-02-2722 min100xLife Podcast100xLife PodcastEpisode #56 | Day 52 - Words of Jesus #46 - Do Not Exalt YourselfIn this episode of the 100XLife Podcast, host Rob Dayton and guest Owen Schwaegerle discuss the transformative journey of the 100XLife Challenge. They emphasize the importance of humility, community, and service in living out Jesus' teachings. They explore personal experiences, the significance of coaching, and practical applications of humility in daily life, all while encouraging listeners to engage with and uplift those around them.TakeawaysThe 100XLife Challenge encourages personal transformation through commitment and discipline.Community support is vital for sustaining motivation and growth in the challenge.Humility is a key theme in...2025-02-2247 minHappy House HackingHappy House HackingBeyond the Agent: Exploring Diverse Careers in Real EstateThinking about a career in real estate? This episode explores diverse opportunities beyond the traditional agent role! Discover the pros and cons of becoming a real estate agent, the importance of admin and operations roles, and alternative paths like property management or specializing in niche markets. Learn about the skills and commitment needed for success and find your perfect fit in this dynamic industry.   Takeaways   Real estate offers diverse career opportunities beyond being an agent. Success in real estate requires commitment and hard work. Team roles are cr...2025-02-1314 minHappy House HackingHappy House HackingHow to Build Wealth by Overcoming Analysis ParalysisOvercoming analysis paralysis can be a major hurdle in real estate investing. In this episode, we hear from Erol, who shares his inspiring journey of transitioning from overthinking to taking action. Discover how he honed his criteria, navigated the competitive LA market, and found a unique house hack with multiple units. Erol also discusses the lifestyle changes that motivated his move to the Central Coast and how the right real estate team helped him achieve his goals.   Takeaways   Transitioning from renting to house hacking in LA. Research and due di...2025-01-3030 min100xLife Podcast100xLife PodcastEpisode #24 | Day 20 - Word of Jesus #14 - Store Up Treasures in HeavenIn this episode of the 100X Life Podcast, host Rob Dayton and guest Owen Schwaegerle discuss the journey of faith, the importance of storing up treasures in heaven, and the practical applications of living a life committed to Jesus' teachings. They explore the significance of hearing from God, the discipline of physical fitness as a spiritual practice, and the transformative power of generosity. Owen shares personal stories of how he has grown in his faith and the impact of community and accountability. The conversation emphasizes the need for commitment over mere interest in achieving spiritual and personal goals and...2025-01-211h 04Happy House HackingHappy House HackingThe Key to a Smooth Real Estate TransactionWant your next real estate transaction to be smooth and successful? This episode reveals the key: exclusive buyer agency! Discover the essential traits to look for in an agent, from local expertise and strong communication to negotiation savvy and problem-solving skills. Learn why an exclusive relationship ensures your agent prioritizes your needs, provides access to off-market deals, and advocates for you throughout the home buying process.   Takeaways   Exclusive agency is essential for a smooth transaction. Look for agents with local market expertise. Strong communication is key to su...2025-01-1610 minHappy House HackingHappy House HackingUpsize or Downsize: 5 Strategies for Your Next MoveNeed to upsize or downsize? In this episode, we reveal the 5 best strategies to make your move a reality! We explore options like buying first and selling second, turning your current home into a rental, and navigating the complexities of contingent offers. Discover how to leverage your home equity, negotiate effectively, and minimize stress throughout the process.   Takeaways   The average US homeowner has $300,000 in equity. Upsizing is more common than downsizing currently. Buying first and selling second is ideal if possible. Bridge loans can help ea...2025-01-0225 minHappy House HackingHappy House Hacking100% Financing: Your Key to Homeownership or a Financial Trap?Dreaming of homeownership but struggling with the down payment? In this episode, we explore the pros and cons of 100% financing options. Discover the benefits of down payment assistance programs, like faster homeownership and preserving savings, while weighing the risks of higher interest rates and limited financial flexibility. Could this be your key to owning a home or a potential financial trap?   Takeaways   100% financing can help you get into home ownership faster. Preserving savings is crucial for unexpected home repairs. Property appreciation can significantly benefit early buyers. 2024-12-1921 minHappy House HackingHappy House HackingFrom Trailer to Triumph: Overcoming Adversity in Real EstateEver wondered how everyday people achieve extraordinary results through house hacking? In this episode, Emma, a seasoned house hacker, joins us to share her journey and how she overcame challenges and limiting beliefs.    You will hear her story of buying a foreclosure and living in a trailer while fixing it up. Learn about the importance of having a shared vision with her spouse and the value of taking risks and learning as you go. Emma also discusses her experience as a property manager for her house hacks and offers encouragement to listeners who ar...2024-12-0525 minHappy House HackingHappy House HackingMortgage Made Easy: A First-Time Home Buyer's GuideBuying a home can be daunting, especially for first-time buyers. In this episode, we sit down with experienced lender Ben Lerner to simplify the mortgage process and empower you to make informed decisions. Ben breaks down various loan programs, including those for first-time home buyers and multi-family properties, and explains how to leverage strategies like boarder income.   Gain valuable insights into navigating closing costs, understanding interest rate buy-downs, and  securing the best possible financing for your dream home.   Takeaways   First-time homebuyers should not hesitate to cons...2024-11-2122 minHappy House HackingHappy House HackingHow to Turn Small Lots into Gold MinesEver wondered how to turn a small residential lot into a gold mine? Joining us in this episode is John Rourke, a local real estate investor and neighborhood infill expert. John shares his journey from flipping houses to developing ADUs and utilizing SB 9 to create wealth with small properties. Discover the potential of urban infill, the benefits of ADUs and SB9, and gain valuable insights into navigating city regulations and overcoming development challenges. Takeaways   ADU and SB 9 laws in California have created opportunities for infill development and increased housing d...2024-11-0730 minHappy House HackingHappy House Hacking5 Reasons Why Real Estate Agents Should Be House HackingReal estate agents, are you ready to unlock the power of house hacking? In this episode, we dive deep into why every agent should consider this strategy for financial freedom and career growth. Discover how your access to the market, combined with leveraging commissions, can give you a significant advantage in real estate investing. We explore the tax benefits, long-term wealth building potential, and how house hacking can even enhance your skills as an agent. Join us as we break down five compelling reasons to embrace house hacking and transform your approach to real estate.   T...2024-10-2417 minHappy House HackingHappy House HackingNavigating the Changing Real Estate MarketFeeling priced out of the California housing market? In this episode, we break down three key trends that are shifting the market in your favor: dropping interest rates, rising inventory, and buyer broker agreements. Learn how these changes impact affordability, increase your buying power, and make now the perfect time to explore house hacking strategies. We're realtors and investors who have successfully used house hacking ourselves, so we'll give you the inside scoop on how to make it work for you. Takeaways Rising inventory provides more options for buyers. House hacking can help...2024-10-1017 minHappy House HackingHappy House HackingThe Crucial Role of Home Inspections in Real EstateWorried about costly surprises after buying a house? Home inspector Dylan Linnenkamp joins us to share real-life stories of hidden problems he's discovered, from leaky showers to faulty electrical panels. Learn why inspections are vital, even on new builds, and how they can save you thousands. Plus, get tips on choosing a reputable inspector and understanding those complex reports. Takeaways A home inspection is a visual non-invasive inspection of the major systems of a house to ensure they are functioning properly and to identify any potential issues. Home inspections provide buyers with a...2024-09-2627 minHappy House HackingHappy House HackingThe Importance of Estate Planning for Young PeopleWorried about what happens to your loved ones and your assets if something happens to you? On this episode, estate planning attorney Matt O'Leary breaks down the essentials of estate planning, even for young people. Learn how to protect your family from financial hardship, avoid probate court, and ensure your legacy is secure. Takeaways Estate planning is essential for securing your family's financial future and protecting your assets. Having a comprehensive estate plan can help avoid probate and minimize the financial and emotional burden on your loved ones. Asset protection is...2024-09-1224 minHappy House HackingHappy House HackingMarket Overview and Update: Can You Still Afford to Buy?Buying a house in California feels impossible, right? Sky-high prices, rising rates, and no inventory.  In this episode, we're breaking down why it's so tough and sharing how you can still make it happen. Discover the power of house hacking and creative strategies to unlock homeownership, even in today's challenging market. As a realtor and investor, I've seen it all, and I'm here to guide you.   Takeaways   The median sales price for a house in California is $900,000, making it difficult for many people to afford a home. The affordability cri...2024-08-2921 minHappy House HackingHappy House HackingMid-Year Reset: Achieving Your 2024 GoalsAre you feeling discouraged about your 2024 goals? Don't worry, you're not alone. In this mid-year check-in, we discuss our own wins and setbacks, giving you honest advice on how to reset and reach your real estate goals. Learn how we were able to manifest our dream car and welcome a new baby while helping our clients achieve homeownership through house hacking.    We share practical tips on adjusting your goals, negotiating offers, and finding hidden gems in the California real estate market. Plus, hear success stories from first-time home buyers who used off-market listings and down pa...2024-08-1519 minHappy House HackingHappy House HackingNavigating the Aug 17 ChangesGet ready to navigate the Aug 17 changes in the real estate industry with confidence. The recent decoupling of commissions has caused a stir, and in this episode we're here to break it down for you. From buyer agent fees and seller concessions to negotiation tips and the importance of hiring a quality REALTOR, this conversation covers everything you need to know.    Discover how the decoupling of commissions will directly impact your wallet, whether you're buying or selling. We'll guide you through the new landscape of buyer agent fees, seller concessions, and the importance of negotiating to...2024-08-0123 minHappy House HackingHappy House HackingMaximizing Your Property with ADUsFrustrated with California's high housing prices? Imagine your home covering half your mortgage. In this episode, architect Chris Allen explains how ADUs can turn that dream into reality. Discover why garage conversions are the most cost-effective option, how to add rental income to your existing property, and navigate local regulations to build your ADU efficiently.    Chris also reveals groundbreaking opportunities with SB9, potentially allowing you to create four residences on a single lot. Don't miss this episode if you're serious about making your California home an asset.   Reach out to Chris:2024-07-1826 minHappy House HackingHappy House HackingDon't Wait for the Perfect HomeAre you tired of waiting for the perfect home to come along? Looking to achieve homeownership as a first-time buyer in California? Then this episode is for you! We sit down with Brandon Schmiedeberg, a past client and friend, who shares his journey from renting to owning not one, but two homes in just four years. He tackles the challenges of navigating the competitive California housing market and shares his expert strategies for success. From starting small and putting in sweat equity to finding the right real estate team, Brandon's story is full of valuable insights and practical tips...2024-07-0422 minHappy House HackingHappy House HackingThe Guide to Buying Your First Home in Your 20sAre you a young adult in your 20s dreaming of owning a home in California? Don't let limiting beliefs hold you back! This episode is the ultimate guide to buying your first home. Camille and Owen share practical tips on improving your credit score, managing your finances, and exploring creative financing options.    Plus, we address the common misconception that it's impossible to own a house at a young age and provide motivation to take action towards your goal. Don't miss out on this expert advice for millennials looking to enter the real estate market and in...2024-06-2020 minHappy House HackingHappy House HackingBreak Free from Overthinking Your Real Estate PurchasesAre you feeling overwhelmed with options and struggling to make a decision in the real estate market? Let Owen and Camille, experienced real estate investors, guide you through analysis paralysis and fear in investing. In this episode, they'll dive into the complexities of property ownership and provide practical strategies for tackling real estate investments.    Learn about market dynamics, property ownership, house hacking, investment strategies, financial planning, equity building, wealth creation, setting timelines, and more! Whether you're a seasoned investor or a first-time homebuyer, this episode is packed with valuable insights to help you navigate the co...2024-06-0621 minHappy House HackingHappy House HackingReal Estate Changes: What Buyers and Sellers Need to KnowA major change is coming to the real estate industry. How does this affect you? In this episode, Owen discusses the recent changes and what they mean for buyers and sellers. Discover why having a dedicated buyer's agent can make all the difference in securing your dream home in a competitive market. Learn about recent changes in real estate practices and how they impact buyers and sellers. Whether you're a seasoned investor or a first-time buyer, this episode offers practical tips and in-depth discussions to help you navigate the real estate landscape with confidence.   For m...2024-05-2316 minHappy House HackingHappy House HackingReal Expectations for Selling Your HomeAre you tired of unrealistic promises and false expectations when it comes to selling a house? Selling your property in California’s fast-paced real estate market can be grueling. Discover essential tips for listing and pricing your property effectively to ensure a smooth and profitable sale. From primary homes to investment properties, Camille and Owen have you covered.    Owen and Camille have helped hundreds of families sell their homes and in this episode, they provide an insider look into what to expect as a seller, the market conditions, and strategies for securing successful real estate tran...2024-05-0919 minHappy House HackingHappy House HackingNavigating Real Estate Realities as a BuyerHow do you approach today’s real estate market as a buyer? This episode breaks down the importance of recognizing market conditions, the dynamics of a seller-dominated landscape fraught with competition, and the necessity for robust, well-informed offers. Learn why a clear understanding of market supply, alongside realistic expectations guided by current data rather than past experiences, is vital for your house hacking endeavors.   From critical buyer consultations focusing on financing and goal-setting to overcoming the emotional and logistical hurdles of purchasing in a competitive market, Owen and Camille offer actionable insights and expert guidance.  2024-04-2523 minHappy House HackingHappy House HackingChoosing the Right Rental StrategyHow do you choose the right rental strategy? On this episode, Owen and Camille discuss short, mid, and long term rentals as they break down each strategy, sharing the impacts on income and community. Explore long-term stability, short-term flexibility, and mid-term innovation. Discover how to maximize income while considering risks like rent control. Dive into market dynamics, legalities, & lifestyle alignment. Tailored for all - parents, entrepreneurs, lifestyle explorers - find the strategy that fits. Flexibility is key in this evolving journey. #rentalstrategy   For more on the Schwaegerle Team follow us on Instagram - Facebook - Y...2024-04-1113 minHappy House HackingHappy House HackingWhy You Need to Build an ADU in CaliforniaAre you ready to earn extra income from your home? In this episode of Happy House Hacking, Owen and Camille dive deep into the world of Accessory Dwelling Units and how they can transform your primary residence into a significant income generator. As California leads the way with favorable ADU laws, the duo explains what ADUs are, the different types you can construct, and the legal advancements that have simplified the process for homeowners.    Whether it's converting an existing space like a garage or undertaking new construction, they cover everything you need to know to ge...2024-03-2821 minHappy House HackingHappy House HackingHow Limiting Beliefs Prevent You from Achieving Financial FreedomAre you preconceived notions on House Hacking holding you back? On this episode of Happy House Hacking, Owen and Camillie put to bed the common myths and limiting beliefs that hold many back from pursuing this effective strategy for financial freedom. As experienced realtors, investors, and successful house hackers themselves, Owen and Camille share insightful tips, practical advice, and personal anecdotes to educate and empower their listeners toward savvy homeownership. The most frequent limiting beliefs around house hacking are concerns about living close to tenants, privacy issues, and the perceived complexities of becoming a landlord.    Th...2024-03-1419 minHappy House HackingHappy House HackingHow to Interview Potential TenantsHow do you get the tenants you want? The perfect tenant doesn’t exist, but in this episode you will learn how to interview potential tenants effectively. Owen and Camille share insights on the process of finding new tenants and offer valuable tips for a successful house hacking journey. From discussing the importance of maintaining professionalism at all times to conducting thorough applicant screenings, they guide you through each step with expertise.    Owen and Camille do a real-life role play scenario to provide practical examples of tenant conversations and highlight key considerations when evaluating potential tena...2024-02-2922 minHappy House HackingHappy House HackingHacking into Property Management: What Happens When You Inherit TenantsAre there already tenants in the properties you’re just starting to manage? In this week's episode, we dive into the complexities of inheriting tenants in property management. We discuss the pros and cons, explore legislation specific to California, and provide strategies to handle potential issues with tenants who might not be open to new management. We'll also explore 'house hacking' and its implications when dealing with inherited tenants. Tune in for actionable advice whether you're a seasoned investor or a real estate newbie. For more on the Schwaegerle Team follow us on Instagram - Facebook - You...2024-02-1517 minHappy House HackingHappy House HackingWhat Is House Hacking?It’s a term that popped up in 2015 and is becoming more and more popular: House Hacking. But what exactly is this new trend, and is it really worth all the hype? On this episode of the Happy House Hacking podcast, Owen and Camille break down the show’s namesake, providing a history of house hacking, what exactly constitutes a house hack, and why this new path to happy homeownership might be worth taking advantage of, especially in the state of California. Tune in and start your path to happy homeownership!   For more on the Schwa...2024-02-0115 minHappy House HackingHappy House HackingHow to Achieve Success by Setting the Right GoalsAre you tired of setting unrealistic goals and falling short of success? In this episode of The Happy House Hacking Podcast, Owen and Camille share their expert tips on goal planning, setting S.M.A.R.T. goals, and defining a compelling real estate vision to achieve real wealth and happiness. This is a must-watch for anyone looking to invest in real estate and reach their full potential. Don't miss out on these valuable insights and creative strategies. Tune in now! #HappyHouseHacking #RealEstateInvesting   For more on the Schwaegerle Team follow us on Instagram - Facebook...2024-01-1816 minHappy House HackingHappy House HackingHow to Buy a House Part 3: Getting Your Offer AcceptedSo you’ve found a lender, you’ve gotten pre-approved, now it’s time to go house shopping and make an offer! But are all offers treated equally? On this episode of the Happy House Hacking podcast, hosts Owen and Camille Schwaegerle dive into the world of offers, contingencies, and the scenarios that make or break those home buying deals. Learn how home offers differ from California compared to other states and what opportunities you may be missing that could make your path to home ownership easier and happier! For more on the Schwaegerle Team follow us on Ins...2024-01-0416 minHappy House HackingHappy House HackingHow to Buy a House Part 2: The Pre-Approval ProcessWhat does it actually cost to buy a home in the state of California? And, perhaps a better question, is it possible to be a happy homeowner in this beautiful state? On this episode of the Happy House Hacking podcast, we have the second part in our three part How to Buy a Home series. Today, we underscore the importance of the pre-approval process, dive into the different types of loan programs specific to California compared to the rest of the country, and we go over your “all-in” costs as you look to buy your happy home. For...2023-12-2124 minHappy House HackingHappy House HackingHow to Buy a House Part 1: Where Do You Start?It’s arguably the biggest financial decision of your life: buying a home. So, how exactly do you do it? On this debut episode of the Happy House Hacking podcast, Owen and Camille kick the show off with a three part series dedicated to the step-by-step process of buying a home, specifically in California. From the importance of finding the right agent to the benefits of working with a local lender, this episode sets the foundation for your path to happy home ownership.  For more on the Schwaegerle Team follow us on Instagram - Facebook - YouTube - o...2023-12-2113 minHappy House HackingHappy House HackingHow Owen & Camille Became Happy House HackersIn this episode, we share our journey of navigating the challenging terrain of homeownership in California. We discuss the concept of house hacking, a strategy we discovered through Scott Trench's book, "Set for Life." This approach involves purchasing a multi-unit property, living in one unit, and renting out the others to cover mortgage expenses. Despite the initial hurdles and setbacks, including finding a 4-unit property in an unfamiliar town and renovating it during a pandemic, we turned our first home into an income-producing asset. Living frugally in our fixer-upper for a year allowed us to save enough...2023-12-2006 minFord Mustang The First Generation, The Early Years PodcastFord Mustang The First Generation, The Early Years PodcastTis The Season for Classic Mustang Restoration and RepairsPart 1 Brad NewmanFrom the frying pan and into the fire, I used to take a simple 60 minute project and turn it into a 1 month ordeal, complete with incorrect parts, the wrong tools and an outcome less than stellar. Thanks to good friends and an amazing Classic Mustang community, repairs are getting easier and less time consuming. Here to talk about some of the right moves is my friend Brad Newman. Welcome back to the show Brad.Brad on Instagram: https://www.instagram.com/b_l_newman/Part 2 Gary SchwaegerleEmail...2021-12-2745 minThe Matt Kreiser ShowThe Matt Kreiser ShowOwen Schwaegerle on Today's Housing Market + How to Own California Real Estate in Your 20'sOwen Schwaegerle is a real estate agent on California’s central coast. After graduating from Cal Poly and briefly working as a financial underwriter, Owen began his real estate sales career in 2017. Since then he's closed dozens of deals and worked his way to owning multiple property's in his 20's. In this episode we talk: How ordinary families are managing to own real estate in California’s extremely expensive environment How Owen hustled his way to owning multiple properties in his 20’s and how you can too Why Covid-19/work from home has been great for the re...2021-01-2534 minDr. B & MeDr. B & MeSide HustlesThis episode is all about Side Hustles. Dr. B shares how to turn a passion into purpose outside of the 9-5. An idea or service can not only enhance your work life but maybe even sponsor your real life! While at Cal Poly, Owen and Camille Schwaegerle, created their own side hustle through a late-night cookie company allowing them to eventually pay for their extravagant wedding. They have since found a new hustle that has taken them into the real estate world. This episode is sponsored by Guys Bein’ Dudes whose mission is to create a...2020-05-1221 min