Timo Welde - Podcast Details

Shows

Re-Engineering Your Finances Podcast What Should I Be Doing Differently in 2026? Listener Questions AnsweredIt’s mailbag time! Today, Charles answers recent listener questions sent into the show. From worrying about inflation and holding too much cash, to downsizing- or upsizing- into retirement, this episode tackles the financial dilemmas listeners are facing in 2026. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does...

2026-01-2216 min

Re-Engineering Your Finances Podcast Am I Behind In My Retirement Savings? What To Do If You AreNothing will mess with your financial confidence faster than comparing your savings to your brother, your coworkers, or that guy on YouTube who claims he retired at 35. Your retirement number isn’t a competition. Let’s talk about what really matters when you’re trying to figure out if you’re behind on your savings goals…and what to do if you actually are. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registere...

2026-01-0816 min

Re-Engineering Your Finances Podcast Retirement Realities: Divorce, Inheritance, Advisors, and Everything In BetweenIn this episode, we tackle a wide spectrum of listener questions about retirement, divorce, inheritance, taxes, investing, and paying for big life events. If you’ve ever wondered how to navigate financial decisions when everything happens at once, this conversation is for you. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separ...

2025-12-1920 min

Re-Engineering Your Finances Podcast The 5 Retirement Questions Smart People AskYou’ve heard the saying, “There’s no such thing as a bad question.” But in retirement planning… some questions are definitely better than others. The way you frame your question often determines the quality of your answer and, in some cases, the quality of your retirement. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA...

2025-12-0520 min

Re-Engineering Your Finances Podcast Two Advisors, Twice the Confusion?Most people think financial planning is about calculators, spreadsheets, and strategies. But that’s only half the story. The truth is, your feelings about money can have just as much impact on your retirement as the numbers do. Today, we’re exploring the emotional side of planning. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA ar...

2025-11-2611 min

Re-Engineering Your Finances Podcast Where Should Someone Invest $1 Million?What would you do if a client came in with $1 million in cash to invest? That was the question put to three financial advisors in a recent article. Today, we’re going to react to their takes, but also add an important layer: how the answers might change depending on your age… Where Should A Middle-Aged Client Invest $1 Million? Article: https://www.fa-mag.com/news/have--1m-to-invest--rias-hightower--wellington-altus--poljak-have-thoughts-84240.html Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through...

2025-11-1319 min

Re-Engineering Your Finances Podcast You’re Not Ready to Retire If This Is All You’ve DoneYou’ve spent decades building your investment accounts, monitoring the markets, and contributing to your 401(k). That’s great. But here’s the truth: you’re not ready to retire if that’s all you’ve done. Retirement planning isn’t just about your portfolio; it’s about so much more. On today’s episode, we’re diving into all the non-investment decisions that can make or break your retirement. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capi...

2025-09-1921 min

Re-Engineering Your Finances Podcast If I Won’t Live to 90, Should I Claim Social Security Early?If your parents passed away relatively young, it’s only natural to wonder whether you’ll follow the same path. And from a financial standpoint, does that change how you should approach things like retirement planning and when to draw Social Security benefits? We’ll answer a listener’s question on this exact topic on today’s episode. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal pla...

2025-09-0413 min

Re-Engineering Your Finances Podcast Are You A Winner Or A “Loser” In The Big Beautiful BillThe new tax bill just passed, but will it actually help you? Let’s look at who stands to benefit, who might lose out, and the strategic moves to consider now while the rules are fresh. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax o...

2025-08-2113 min

Re-Engineering Your Finances Podcast What The “Big Beautiful Bill” Means For Your Retirement PlanA new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered...

2025-08-0724 min

Re-Engineering Your Finances Podcast Should You Gift Money While You’re Alive or Leave A Legacy?You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you’re still around to enjoy the impact? Let’s talk about how to make that decision with confidence. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal pla...

2025-07-1716 min

Re-Engineering Your Finances Podcast Retirement Breaking News: The 4% Rule Gets a MakeoverThe 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision? Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its princip...

2025-07-0319 min

Re-Engineering Your Finances Podcast Is It Bad to Leave My 401(k) Where It Is?If you’ve switched jobs in the past few years, chances are you’ve got an old 401(k) sitting somewhere, collecting dust and possibly fees. Today, we’re answering a listener’s question about what to do with an old 401(k), when a rollover makes sense, and how to avoid common pitfalls when making the switch. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business...

2025-06-1919 min

Re-Engineering Your Finances Podcast Turning Savings Into A Real Retirement PlanWe got a thoughtful question from Amanda last week, who said: ‘I’ve been saving for retirement, but I’ve never actually made a plan.’ And she’s not alone. There are plenty of people who’ve built solid savings but haven’t connected the dots to what retirement will actually look like. So today, we’re talking about the first steps to turn good saving into a great retirement plan. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Pro...

2025-06-0515 min

Re-Engineering Your Finances Podcast Retirement Assassins: The Potential Silent Killers of Your Financial FutureThe thing about assassins in the real world is that they’re sneaky and you don’t see them coming. And the assassins in the retirement planning world are exactly the same way. Let’s talk about some of the retirement assassins that can destroy your retirement if you’re not on guard. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State o...

2025-05-1516 min

Re-Engineering Your Finances Podcast Retirement Lessons From The MastersThe Masters is a beautiful reminder of just how much strategy, patience, and long-term focus goes into a great round of golf. Turns out, retirement works a lot like the game. Today, we’re teeing up a few key lessons from the course and how they translate into smarter planning for your financial future. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in th...

2025-05-0120 min

Re-Engineering Your Finances Podcast Key 2025 Tax Breaks & Adjustment OpportunitiesTax season is here, but filing your 2024 return is just one piece of the puzzle. Now is also the perfect time to take advantage of new tax rules for 2025—before the year gets away from you. With higher standard deductions, increased retirement contribution limits, and updated HSA rules, there are plenty of opportunities to lower your tax bill and boost your savings. In this episode, we’ll break down the key changes and how you can start planning now to make the most of them. Important Links: Website: https://www.cpweldegroup.com/ Call...

2025-04-1718 min

Re-Engineering Your Finances Podcast April Fool’s: Beliefs That Fool Retirement Savers The MostApril Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the beliefs that fool retirees and pre-retirees into making bad financial moves. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA doe...

2025-04-0419 min

Re-Engineering Your Finances Podcast Smart Money Moves: Listener Questions AnsweredGot financial questions? You’re not alone! In this episode, we're tackling listener questions on everything from Social Security timing and high annuity fees to investing side hustle income and navigating trust issues with financial advisors. We’ll also talk about market crash fears, long-term care planning, and whether it’s worth taking a job if it means losing disability benefits. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser w...

2025-03-2022 min

Re-Engineering Your Finances Podcast Breaking: How Long Will $1 Million Last In PA, NJ & DE?For years, $1 million was considered the gold standard for retirement savings. But is it really enough? A new analysis shows that depending on where you live, that million could last a lifetime… or barely 15 years. In this episode, we break down the shocking cost-of-living differences across states and see if $1 million saved is enough or too little for your retirement plan. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment advis...

2025-03-0618 min

Re-Engineering Your Finances Podcast If You’re a Smart Investor, Do You Really Need a Financial Advisor?If you’ve spent years successfully managing your own investments, do you really need a financial advisor? That’s the question Bob, one of our listeners, sent in. He’s got an MBA, knows the markets well, and has always handled his portfolio solo. So, is working with an advisor just an extra expense, or could it actually add real value? In this episode, we break down when and why even experienced investors might benefit from professional guidance and when they’re probably fine on their own. Important Links: Website: https://www.cpweldegroup.com/

2025-02-2017 min

Re-Engineering Your Finances Podcast How To Change Your Money Attitude In 2025We’re already a month into 2025—how’s it going so far? Maybe you set some financial goals back in January, or maybe you’re just now thinking about how to make this year better than the last. Either way, it’s never too late to take control of your money and set yourself up for success. Today, we’re reflecting on past financial habits and exploring the changes you can make now to create a stronger financial future. Because the best time to start fresh? It’s right now. Important Links: Website: https://www.cpwe...

2025-02-1315 min

Re-Engineering Your Finances Podcast The Road to the 0% Tax Bracket: A Real Client Success StoryWe get a great story on today’s episode about how Charles helped a recent client achieve the goal of the zero percent tax bracket. Find out how it happened and how you might be able to achieve this goal by listening to this episode! Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA a...

2025-01-1613 min

Re-Engineering Your Finances Podcast IRAs Are Different: Strategies for Maximizing Your WealthIRAs are unique and come with rules that can significantly impact your retirement and legacy planning. In this episode, we’ll explore what makes IRAs different, how distributions are taxed, and why strategies like combining traditional and Roth accounts or gifting IRA dollars might be worth considering. Don’t miss these essential insights for protecting your wealth. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place o...

2025-01-0210 min

Re-Engineering Your Finances Podcast 2024's Best Stocking Stuffer: Financial FreedomThe holiday season is here, and while you’re stuffing stockings for your loved ones, don’t forget to stuff your own financial stocking with tips that can bring you closer to a secure retirement. Today, we’re unwrapping 10 bite-sized, actionable ideas to help you save smarter, invest better, and plan for the future you deserve. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of busine...

2024-12-1928 min

Re-Engineering Your Finances Podcast Listener Q&A: Tackling Life’s Toughest Money MomentsToday, we’re sitting down with Charles Welde to explore real-life financial dilemmas from listeners just like you. From navigating late-life divorce and planning for aging parents to deciding whether to pay off a mortgage or give an unexpected inheritance to your kids—we’ve got practical guidance you don’t want to miss. Let’s dive into these financial crossroads and help you make smarter money decisions. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advis...

2024-12-0520 min

Re-Engineering Your Finances Podcast When Is Time No Longer on Your Side? Preparing for Market Volatility as Retirement NearsWe’re often told not to worry about market dips when we’re young, but when does this advice expire? In this episode, we'll discuss the critical shift that happens as you approach retirement, transitioning from accumulating to withdrawing assets. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA doe...

2024-11-2112 min

Re-Engineering Your Finances Podcast Can You Rely on Dividends Alone for Retirement Income?For many, dividends seem like the holy grail of passive income. But is it wise to rely solely on dividends for retirement? Join us as we unpack the risks and rewards of a dividend-focused retirement strategy. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax...

2024-11-0713 min

Re-Engineering Your Finances Podcast Why It’s Crucial To Know How Financial Advisors Get PaidEver wonder how your financial advisor really gets paid—and what that means for you? Whether it’s a fee, a commission, or a salary, the way your advisor earns money could be influencing the advice they give you. In today’s episode, we’re talking about the different pay structures of financial advisors, revealing the benefits, the potential biases, and what you need to know to make sure your money is truly working for you. If you’re working with an advisor or thinking about hiring one, this is an episode you can’t afford to miss. I...

2024-10-1720 min

Re-Engineering Your Finances Podcast Unlock Your Potential During National Financial Planning MonthWith National Financial Planning Month upon us, we’re sitting down with Charles to uncover the strategies and steps that go into building a personalized financial plan. From that first phone call to implementing a strategy that aligns with your goals, this discussion will offer valuable insights for anyone looking to understand what it looks like to go through the planning process with a real financial advisor. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advis...

2024-10-0323 min

Re-Engineering Your Finances Podcast Never Stop Asking 'How Do You Know?' - Navigating Retirement Planning (Part 2)Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity doesn't go away as we get older; it just turns into different questions, like the ones we face when planning for retirement. In this two-part episode, we’re digging into the 'How Do You Knows' of retirement planning. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capit...

2024-09-1916 min

Re-Engineering Your Finances Podcast Never Stop Asking 'How Do You Know?' - Navigating Retirement Planning (Part 1)Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity doesn't go away as we get older; it just turns into different questions, like the ones we face when planning for retirement. In this two-part episode, we’re digging into the 'How Do You Knows' of retirement planning. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capit...

2024-09-0516 min

Re-Engineering Your Finances Podcast Facing Real Financial Questions: Roth, Stocks, and Inheritance InsightsToday, we're tackling some real-life financial questions that many of us face. From considering Roth options for minimizing future taxes, to deciding whether to sell stock to fund education costs, or even using retirement savings to start a business—these are decisions that need thoughtful consideration. Plus, we'll discuss how to handle an inherited IRA and make it work in your favor. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered inves...

2024-08-1520 min

Re-Engineering Your Finances Podcast The Top 401(k) FAQs In 2024We get a lot of questions about 401ks, and we know they can be tricky to navigate. That's why we're tackling your top questions in one comprehensive episode. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services off...

2024-08-0116 min

Re-Engineering Your Finances Podcast Take the Fork: Yogi’s Wisdom on Making Financial ChoicesIn this episode, we’re diving into some famous words by the one and only Yogi Berra. You might know him for his legendary baseball career, but Yogi was also a goldmine of wisdom. We'll spin some of his classic quotes into financial advice. It's all about viewing things through the right lens—so let's see what financial insights we can uncover from Yogi’s memorable sayings! For more information on historical inflation data, visit this helpful article: https://www.investopedia.com/inflation-rate-by-year-7253832 Important Links: Website: https://www.cpweldegroup.com/ ...

2024-07-1816 min

Re-Engineering Your Finances Podcast The Beauty of Simplicity When Planning For RetirementRetirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. In our next episode, we unravel the unnecessary complexities often woven into the fabric of retirement advice. We’ll debunk some myths, simplify strategies, and uncover the beauty of simplicity and straightforward retirement planning. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of...

2024-07-0219 min

Re-Engineering Your Finances Podcast Retiree Insurance: The Basics You Must KnowWhile you dream about the leisurely days ahead of you in retirement, it’s also important to think about some of the less glamorous items, including insurance. In this new season of life, your old policies may no longer suit your needs or may come to an end. So, what types of coverage should you be considering for your golden years? What do you need to keep in mind as you prep for the transition? We’re going to walk you through the fundamentals in today's episode, covering long-term care insurance and life insurance. Important Links...

2024-06-2025 min

Re-Engineering Your Finances Podcast Combatting Popular Excuses For Poor Financial Decision-MakingVery often, we see people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. Let’s talk about why these excuses usually don’t hold water. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group...

2024-06-0614 min

Re-Engineering Your Finances Podcast Retirement Questions That Every Generation Is AskingEach generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement and the early half of Generation Z taking their initial steps into the career field, these major life events come with a handful of financial planning questions. In today’s episode, we’ll share insights into the unique concerns that echo across different age groups. These are the retirement questions that every generation is asking. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Finan...

2024-04-1827 min

Re-Engineering Your Finances Podcast Don’t Make These Income Planning MistakesAre you planning for your retirement with the confidence that you're making all the right moves? In today's episode, we'll unveil the crucial income planning mistakes that could jeopardize your retirement and show you how to craft a financial plan that's built to last decades, not just years. Tune in to ensure your retirement strategy is foolproof against common pitfalls and ready to secure your financial future. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Adv...

2024-04-0419 min

Re-Engineering Your Finances Podcast How One Overlooked Issue Can Sink Your RetirementImagine your retirement plan as a ship sailing toward a horizon of rest and relaxation. But what if one leak could sink it all? In today’s episode, we spotlight some of the single oversights that could send your dreams to the bottom. We'll share key strategies to plug the gaps, ensuring your financial ship stays buoyant and on course. Tune in to protect your future from the one mistake that could derail everything. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advis...

2024-03-2817 min

Re-Engineering Your Finances Podcast Retirement Planning Is Different For Women: Here’s WhyWith International Women's Day in March, it’s the perfect time to reflect on the progress women have achieved in the financial realm over the past century. Despite this, the path to retirement is not without its unique challenges for women, and it’s important to recognize the financial hurdles that they continue to face. In this episode, we’ll share some eye-opening statistics and actionable advice to empower women in their financial journey. From the persistent gender pay gap to the impact of caregiving responsibilities and higher debt burdens, this is why retirement planning is different for women. ...

2024-03-2122 min

Re-Engineering Your Finances Podcast Answering Smart Listener Questions About Finances and RetirementIn this episode, we'll answer listener questions and explore the challenges of living on a fixed retirement income, the timing of Social Security benefits, and the complexities of managing a 401k invested heavily in company stock. We'll also tackle the emotional aspects of transitioning from saving to spending in retirement. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohi...

2024-02-1520 min

Re-Engineering Your Finances Podcast With Higher Interest Rates, Is “Lazy Money” Still A Concern In 2024?Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments. We'll discuss the new dynamics of managing your funds in a world where traditional saving methods are seeing better returns. Are these options now a viable part of a savvy investment strategy, or are there still better ways to make your money work harder for you? Important Links: Website: https://www.cpweldegroup.com/ Ca...

2024-02-0113 min

Re-Engineering Your Finances Podcast Are Your Good Money Habits Holding You Back?This episode might be a bit counterintuitive. We’re going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back? Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosp...

2024-01-1817 min

Re-Engineering Your Finances Podcast Will These Apocalyptic Predictions Ever Come True?We’ve all heard the apocalyptic predictions about social security, the national debt and other major issues that are supposed to sink the economy. Do any of these predictions have merit in the years ahead? On this episode, we’ll try to separate sensationalism from reality. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA...

2024-01-0519 min

Re-Engineering Your Finances Podcast Easy Wins in Personal FinanceIt’s important to eventually get a comprehensive financial plan for yourself, but sometimes even just a few minor adjustments in your portfolio can make a big difference. Let’s discuss a few easy places to start… Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide t...

2023-12-2816 min

Re-Engineering Your Finances Podcast A Lot of Reasons To Be Thankful This YearWe had already planned an episode about being thankful to release this month, but the taping of the show was delayed due to a little health scare for Charles. Luckily, he's back on his feet and has even more reasons to be thankful than we initially planned for. Join us for a little side-step from the financial talk as reflect on the things we're most thankful for this holiday season. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered thr...

2023-12-1416 min

Re-Engineering Your Finances Podcast Downsizing, Maxing Out 401ks, Life Insurance & More: Listener Question EditionIn this episode, we'll answer a large batch of listener questions about a variety of retirement planning topics. We'll cover what to do if you're maxing out your 401k and still want to save more, how to decide if whole life or term life is the best fit for insurance decisions, what to do with an inheritance, and many additional topics. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC regi...

2023-11-1619 min

Re-Engineering Your Finances Podcast Retirement Planning’s “Hidden” QuestionsThe retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the overlooked. These are the questions that can help define the comfort and security of your retirement future. On this episode, we unearth and tackle these hidden, but essential questions about retirement. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of busin...

2023-11-0219 min

Re-Engineering Your Finances Podcast The Future of Retirement In America: Is The Glass Half Full or Half Empty?Are we on the brink of a retirement renaissance or stormy seas ahead? On this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care. Whether you're an eternal optimist or cautious pessimist, this episode will equip you with perspectives to plan your retirement years with confidence as we ask the longstanding question, “is the glass half full or half empty. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosp...

2023-10-1918 min

Re-Engineering Your Finances Podcast Understanding RMDs: A Guide For Retirees & The Soon-to-RetireAre you over 55 and pondering retirement? Dive into the world of Required Minimum Distributions (RMDs) with us. In this episode, we demystify the reasons behind mandatory withdrawals from your retirement savings. Discover strategies to potentially avoid them and understand the risks of not preparing in advance. And for those fortunate to not rely on RMDs for income, we'll explore impactful ways to utilize those funds. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an...

2023-10-1216 min

Re-Engineering Your Finances Podcast Navigating Finances After Losing a Spouse: Strategies & Mistakes to AvoidLosing a spouse is an unimaginably tough life event, but the financial implications can add another layer of stress to the grieving process. In this episode, we delve deep into the most common financial issues faced by widows and widowers, from dealing with income gaps to navigating tax changes as a single filer. We explore actionable strategies to address these problems, such as the importance of life insurance and the ins and outs of spousal pension continuation. This is the episode for you if you’re concerned with ensuring the financial well-being of your remaining family members and safeguarding yo...

2023-09-2116 min

Re-Engineering Your Finances Podcast Are There Universal Retirement Truths?Retirement is a unique journey for each of us. The thought that there's a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree? Dive deep in this episode, where we juxtapose the individuality of retirement plans with the foundational principles that remain consistent across the board. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its prin...

2023-09-0717 min

Re-Engineering Your Finances Podcast Exposing Retirement Planning ComplaintsIn this episode, we tackle the common complaints and fears about financial situations during retirement. We'll discuss which concerns are well-founded, which are based on misconceptions, and offer insight on how retirees can best navigate their financial future. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not...

2023-08-1718 min

Re-Engineering Your Finances Podcast BASHING The Roth 401(k) & IRA?Charles breaks down a recent article that bashes the role of a Roth 401(k), even going as far to say if you're not careful, you could "lose" hundreds of thousands of dollars from your retirement savings. As a CFP and CPA, Charles is the perfect person to see through the clickbait of this article and help us reach true understanding on the matter. You can view the Yahoo Finance article here. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and...

2023-08-0327 min

Re-Engineering Your Finances Podcast Countdown Clarity: Timing Your Retirement PreparationsWhether you’re close to retirement or still far from that exciting date, it’s not uncommon to wonder when you should start preparing for each aspect of it. From figuring out the right time to be debt-free and when to adjust your portfolio risk, to deciding when to plan for your Social Security benefits or healthcare coverage, this episode guides you through the ideal timeline for each. Tune in to find out how far away from retirement you should have answers to these pressing questions. Important Links: Website: https://www.cpweldegroup.com/ ...

2023-07-2023 min

Re-Engineering Your Finances Podcast Mastering Retirement Cash Flow: Understanding IncomeIn this episode, we're diving into the income side of the retirement cash flow conversation. We'll uncover the secrets of guaranteed income versus the uncertain stuff and shed light on the consequences of retiring without a clear income plan. Don't worry if you're feeling lost - we've got your back with practical solutions and expert guidance. Tune in and take charge of your retirement cash flow! Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA...

2023-07-0617 min

Re-Engineering Your Finances Podcast Mailbag Edition: Housing, Banking Concerns & MoreGet ready for a mailbag edition of Re-Engineering Your Finances. On today's show, Charles answers several questions from listeners across a wide range of retirement planning topics. From housing and mortgages to banking concerns and layoffs, we'll cover a lot of ground. Tune in and see what you can learn from these mailbag questions! Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the St...

2023-06-1518 min

Re-Engineering Your Finances Podcast Top 3 Most Crucial Retirement RisksOn today's episode, Charles will outline the three most crucial retirement risks facing investors and break down how you can better prepare to overcome these challenges when you're done working. We'll cover longevity risk, sequence of return risk, and the risk of future tax increases and exposure. This topic isn't to be missed, especially if you've yet to develop a fully comprehensive financial plan. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC...

2023-06-0116 min

Re-Engineering Your Finances Podcast Celebrating The Impact Of Charles’ Three Key MentorsTo celebrate surpassing 100 episodes, Charles wanted to dedicate a show to the three mentors who have had the biggest impact on his financial and retirement planning career. On today's episode, you'll hear about how Nick Murray, Jason Smith & Dave Allison helped influence Charles' professional direction and learn about the broader ways they've changed the financial planning realm. NICK'S BOOK: Simple Wealth, Inevitable Wealth JASON BOOK: Bucket Plan DAVE'S CLASS: Tax Management Journey Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser w...

2023-05-1828 min

Re-Engineering Your Finances Podcast A Comprehensive Dismantling Of 2023’s Top Social Security MythsHave you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the...

2023-05-0419 min

Re-Engineering Your Finances Podcast Retirement Expenses For Which You Forgot To PlanDo you feel confident that you have considered all the expenses involved in your retirement planning? Well, think again… It turns out that many retirees overlook some crucial expenses that can leave them financially vulnerable. In this episode, we explore the retirement expenses that most people tend to forget, including skyrocketing medical bills, unexpected travel costs, taxes, and much more. We'll discuss practical tips and strategies to help you plan for these expenses and ensure a secure and comfortable retirement. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705

2023-04-2016 min

Re-Engineering Your Finances Podcast Moving Your Retirement Goalposts: Is It Worth The Risk?Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detriment. In this episode, we're diving deep into the psychology of retirement planning and the dangers of moving the goalposts. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State...

2023-04-0614 min

Re-Engineering Your Finances Podcast Do You Have An Incomplete Financial PlanAre you confident that your financial plan is complete? Many people believe they have a solid plan in place, only to realize later that they've missed important areas. From not accounting for long-term care expenses to overlooking the impact of taxes on retirement income, there are many ways a financial plan can be incomplete. On this episode, we'll be pointing out the most common areas people overlook when planning and provide actionable tips to ensure that your plan is as comprehensive as possible. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705

2023-03-1618 min

Re-Engineering Your Finances Podcast Top Ten Tax Questions For Retirees In 2023Retirement can come with a lot of tax questions and concerns. From understanding the tax implications of withdrawing from your retirement accounts to minimizing taxes on investment income, it can be overwhelming. On today’s episode, we’ll break down the top ten tax questions retirees are asking in 2023. Before you file your 2022 taxes and plan ahead for the rest of the year, make sure to listen to this episode as we’ll discuss some important tax questions that retirees should ask themselves to ensure they're making the most of their retirement savings and minimizing their tax burden. Impo...

2023-03-0222 min

Re-Engineering Your Finances Podcast Back To Basics: Understanding Income PlanningIt’s been said that if you don’t have an income plan, you don’t really have a retirement plan. We’ll tackle that mentality on this episode to see if it’s true and further explore why so many retirees and pre-retirees don’t understand the importance of an income plan, nor how to properly construct one. This is a foundational topic for anyone preparing for retirement, so make sure you hear this one. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Servi...

2023-02-1614 min

Re-Engineering Your Finances Podcast 2023 Edition: 10 Point Checklist For Retirement PreparednessAnother year is upon us and it’s a great time to ask yourself 10 questions to assess how ready you are for retirement to kick off 2023. If you’re retiring this year, it’s essential to have some concrete answers to these questions. If you’re still a few years from the milestone, tune in so you can start thinking about these critical conversations. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment...

2023-02-0227 min

Re-Engineering Your Finances Podcast Preparing For Market Volatility In 2023Market volatility became the norm in 2022. Are we in for more of the same in 2023? We’ll talk about the market outlook for the next 12 months, plus share tips on how you can best prepare for potential future volatility. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not prov...

2023-01-1915 min

Re-Engineering Your Finances Podcast 5 Financial Resolutions For A Better 2023Are you retired or approaching retirement and want to have a more successful financial life in 2023? Listen to today's show as Charles details 5 financial resolutions you should tackle to start the new year. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance an...

2023-01-0917 min

Re-Engineering Your Finances Podcast Making Smart Decisions During Major Life EventsLet’s explore some of the things you should be thinking about to make smart financial decisions when you encounter some of the most significant events in your life. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services offered thro...

2022-12-1516 min

Re-Engineering Your Finances Podcast The Retirement Marathon: Finishing The RaceGetting through retirement can be a lot like running a marathon. Let’s talk about some of the similarities of getting to the finish line in racing and retirement. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services offered thro...

2022-12-0119 min

Re-Engineering Your Finances Podcast Most Common Retirement Planning Questions About TaxesAs we approach the end of the year, saving money on taxes becomes a bigger focus for many people. But let’s broaden the scope out for this particular episode and focus on some of the most common retirement planning questions about taxes. We’ll talk about mistakes to avoid and how a proper plan can make a significant difference in someone’s tax savings. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC register...

2022-11-1725 min

Re-Engineering Your Finances Podcast How Bonds Work: What Retirees Need To KnowToo many folks misunderstand bonds, how they work, and what role they play in a proper financial plan. We’ll address some of those bond related issues on today’s show. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax servic...

2022-11-0315 min

Re-Engineering Your Finances Podcast Getting It Right: Irreversible Financial DecisionsThere are plenty of decisions that you’ll make in the retirement planning process that can’t be undone, so you want to make sure that you make the right call. In this episode, we’ll explain why these decisions are so important and can’t be undone. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA ar...

2022-10-2016 min

Re-Engineering Your Finances Podcast Can’t Get No Satisfaction… Or Can You?Want to know the secrets to experiencing satisfaction in retirement? We’ve discovered five key situations to which your financial plan needs to lead you. If you can key in on these five points, you’ll have a high chance to achieve retirement satisfaction. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-af...

2022-10-0615 min

Re-Engineering Your Finances Podcast Planning For Retirement’s UncertaintiesThere are many things that we know we’ll have to deal with in retirement, we just don’t know how to predict when or to what degree. How do you construct a plan that deals with the unpredictability of these different factors? Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entiti...

2022-09-1525 min

Re-Engineering Your Finances Podcast Should You Follow These Popular Retirement Rules of Thumb?You’ve most likely heard plenty of “rules” you’re supposed to follow to retire successfully. Some of these rules are stated so confidently, you’d be crazy not to immediately accept them as fact. But we don’t mind the threat of being called crazy, so let’s dive into some of the most popular retirement “rules of thumb” to see if they truly lead us down the path of good financial guidance or run a chance of leading us astray. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financia...

2022-09-0117 min

Re-Engineering Your Finances Podcast What They’re Saying: Analyzing Advice On Surviving A Bear MarketIt’s no secret the stock market is in turmoil. We’re in a bear market and the R-word (recession) is getting thrown around daily. So, what can you do to survive bear markets like the one we’re in now? We’ve collected advice from various commentators and “experts” from across the country. You might have even heard some of this advice yourself. But should you follow it or proceed with caution? We’ll break down the guidance to provide some important context and perspective. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7...

2022-08-1818 min

Re-Engineering Your Finances Podcast Can You Get An A+ On Our Retirement Planning Quiz?Don’t dread this as much as you hated hearing these words as a kid, but it’s time for a pop quiz! We’re putting retirement planning preparedness under the microscope with 5 critical questions to which you need to know the answers. So sharpen those pencils and let’s see how ready you are for retirement. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business i...

2022-08-0415 min

Re-Engineering Your Finances Podcast Why Retirement Planning Ain’t What It Used To BeIn some ways, retirement planning was easier for past generations. Let’s explore how a good financial advisor helps people overcome the additional challenges of today. Our parents and grandparents may not have had to face these things, so just relying on the experiences of family members might not be enough to help us achieve our own financial success… Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place...

2022-07-2116 min

Re-Engineering Your Finances Podcast Do You Concur? Picking Sides In Important Financial DebatesOn this episode, we’ll try to pick sides of some important financial debates. From bonds to life insurance, credit card debt to starting Social Security, we’ll propose several different topics to see which sides of the debates you and your advisor should probably fall on. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA ar...

2022-07-0725 min

Re-Engineering Your Finances Podcast Secret To Retirement Success: Get Out Of Your Own WayThere are plenty of external factors that often negatively influence our chances of having a successful retirement. But often, failure comes from within. On this episode, we’ll talk about some of the common ways people get in their own way when it comes to financial planning. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA...

2022-06-1618 min

Re-Engineering Your Finances Podcast Are These Retirement Statistics Encouraging or Disturbing?We’ve gathered some updated retirement statistics from across the country. It’s time to find out if these are encouraging or disturbing findings, if they’re reflective of the average client, and what you can do to improve your own retirement preparedness based off this information. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are...

2022-06-0219 min

Re-Engineering Your Finances Podcast Mailbags! Answering Common Retirement Questions From Listeners Like YouLeaving an inheritance, combining multiple old 401(k)s, assessing an IRAs recent performance, and what to make of capital gains taxes? These questions and more are on the docket today as we answer a smattering of questions from listeners like you in a special edition of the show. Let's open up the mailbag and get started! Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in...

2022-05-2613 min

Re-Engineering Your Finances Podcast Understanding The Three Worlds Of MoneyWhen you really boil it down, there’s really only three places where you can invest money. Let’s talk about the role that each of those worlds play in a good financial plan. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insura...

2022-05-1612 min

Re-Engineering Your Finances Podcast Home Run Retirement Planning: How Baseball Principles Also Score Financial RunsAfter listening to today’s episode, you’ll never attend another baseball game with the family and look at it the same way. We’re going to show you how taking some of baseball’s most basic principles can also lead to financial success in your retirement portfolio. So, grab your peanuts and crackerjacks and let’s take the financial field. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principa...

2022-04-2119 min

Re-Engineering Your Finances Podcast When Guessing At Retirement’s Most Important Questions Goes WrongMost people, when trying to plan their retirement, have to guess about the answers to some important questions. Let’s talk about some of those questions and why you need to have a better answer than just a guess. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not prov...

2022-04-0716 min

Re-Engineering Your Finances Podcast Who Even Needs A Financial Advisor?Some people feel that they’ll save money by handling their investments themselves instead of working with an advisor. Others may like the challenge of doing it themselves. Still others just don’t know who to trust so they end up not working with anyone. Let’s talk about some reasons that you might need an advisor. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business...

2022-03-1718 min

Re-Engineering Your Finances Podcast Planning For Things We Can’t PredictThere are certain things in life we just can’t predict. If we knew the answers to some of these questions, planning for retirement would sure be a lot easier. So let’s see how you go about constructing a plan that addresses the kinds of questions to which you can’t possibly know the answers. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the S...

2022-03-0311 min

Re-Engineering Your Finances Podcast Retirement Potpourri: Fill In The BlankTime for a little fun on this episode. We’ll use some fill in the blank prompts to spark good discussion about relationships between advisors and their clients, the stock market, common planning mistakes, and much more! Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or l...

2022-02-1710 min

Re-Engineering Your Finances Podcast Don’t Fumble Your Retirement In The Financial Red ZoneIn football, teams are extra careful not to make a mistake when they get within about 20 yards of scoring points (known as the Red Zone). They’ve typically worked hard to get to that point and don’t want to cost themselves by throwing an interception or fumbling the ball and giving it to the other team. On this episode, we’ll explore the financial equivalent of the Red Zone and discuss how you can really mess things up if you’re not careful during this phase of your life. If you’re approaching retirement, this is a fundamental conversati...

2022-02-0311 min

Re-Engineering Your Finances Podcast Intriguing Listener QuestionsWe're answering a smattering of listener questions on today's episode. We'll cover how to work part-time when transitioning into retirement, mortgage payments, savings percentages, generational wealth, and more! Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services offered through CP...

2022-01-2016 min

Re-Engineering Your Finances Podcast 5 Signs You’re In Good Financial HealthIf retirement is on your mind, then listen up to today’s show for a 5-part checklist that’ll help measure if you’re in good financial health and setting yourself up for retirement success. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice...

2022-01-0613 min

Re-Engineering Your Finances Podcast Where Financial Advisors Drop The BallWe see a lot of people who aren’t getting the kind of advice and service from their financial advisor that they should be. In a lot of cases, the advisor is only “managing the investments,” but not providing guidance in other areas. Let’s talk about some of the things that your advisor should be doing. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business i...

2021-12-1617 min

Re-Engineering Your Finances Podcast Handling Unreasonable RequestsCertainly, none of our podcast listeners would be guilty of making unreasonable requests, but let’s talk about some of the unreasonable requests we hear from others in the financial world. We’ll explore what makes them unreasonable and what proper expectations look like instead. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separa...

2021-12-0211 min

Re-Engineering Your Finances Podcast The Pyramid of RiskSometimes it’s helpful to visualize complex topics to help make them easier to understand. On this episode, we’ll structure retirement planning in the form of a risk pyramid and work our way through each level. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or leg...

2021-11-1811 min

Re-Engineering Your Finances Podcast Tax Consequences: Pros & Cons of Various Account TypesDifferent types of accounts have different tax consequences. Let’s talk about those advantages and disadvantages in different types of accounts and how you can use them (or not) in retirement planning. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax...

2021-11-0414 min

Re-Engineering Your Finances Podcast Is Your Retirement Plan Out of Tune?Even if you have a solid financial plan in place, things can quickly get out of tune if you don’t make adjustments from time to time. Let’s talk about some of the areas where we often see people get out of tune in their financial plan. Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PC...

2021-10-2114 min

Re-Engineering Your Finances Podcast Should You Put Off That Decision?Let’s talk about some of the financial matters that people that people tend to push off to a later date. Is it good or bad to put these things off? Or does it depend on the situation? Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705 Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax...

2021-10-0721 min