Tony Xia - Podcast Details

Shows

The Mortgage Chat How to Use Your SMSF to Buy PropertySend a text🏦 Thinking about using your SMSF to buy property? SMSF property investing can be a powerful wealth-building strategy, but the structure, lending rules, and compliance requirements are very different from standard investment loans. In this episode of The Mortgage Chat, Tony breaks down:📘 How SMSFs purchase property🏠 What you can and cannot buy💰 How SMSF loans actually work⚖️ Risk, liquidity, and compliance considerations📊 When SMSF property makes sense and when it doesn’t If you're serious about building long-term prope...

2026-02-1507 min

The Mortgage Chat Why Asset Prices Matter More Than Interest RatesSend us a text📉📈 Asset prices move constantly, and property investors who ignore them usually pay the price.In this episode of The Mortgage Chat, Tony breaks down how changes in asset prices influence property values, borrowing power, and long-term investment outcomes.We unpack: 🏠 What asset prices actually represent 📊 How rising asset prices affect borrowing capacity 💰 The flow-on effects to property markets ⚠️ Mistakes investors make when asset prices shift 🧠 How smart investors adapt their strategyIf you want to make better property decisions during market cha...

2026-02-0111 min

The Mortgage Chat How SMSFs Buy Property in Australia (Complete Breakdown)Send us a text🏦 SMSF property investing can be powerful, but only when structured correctly.Get it wrong and the consequences can be costly. In this episode of The Mortgage Chat, Tony breaks down how SMSF property investing actually works in Australia, including the rules, risks, and lending structures banks assess. You’ll learn: 📘 How SMSFs can buy property 🏠 What type of properties SMSFs can and can’t purchase 💰 SMSF loan structures explained simply ⚠️ Common SMSF property mistakes investors make 📊 Who SMSF pro...

2026-01-1808 min

The Mortgage Chat How to Plan Your Property Portfolio for Long-Term WealthSend us a text📊 Property investment without a plan usually leads to mistakes.Too many investors jump into deals without understanding how their loans, cash flow, and long-term goals connect.In this episode of The Mortgage Chat, Tony breaks down how proper investment planning sets successful investors apart.We cover: 🧠 Why strategy matters more than chasing deals 🏠 How to align your property choices with your goals 💰 Planning loan structures before buying 📈 Balancing growth, yield, and risk ⚠️ Common planning mistakes that stall portfoliosIf you want to buil...

2026-01-0410 min

The Mortgage Chat Why Trust Lending Rules Are Tightening in AustraliaSend us a text🏦 Trust lending has changed — and many investors are feeling it.In this episode of The Mortgage Chat, Tony breaks down the recent changes to Macquarie Bank’s trust lending policies and why this is creating challenges for property investors using trust structures.We cover: 📉 What has changed with Mac Bank trust lending 📄 Why trust structures are under more scrutiny 💰 How serviceability is being assessed now 🏠 What this means for property investors moving forward ⚠️ Common mistakes investors are making after the changesIf you’re usin...

2025-12-2110 min

The Mortgage Chat Rental Yield vs Capital Growth — Which Strategy Builds Wealth Faster?Send us a text📈 Rental yield is one of the most misunderstood parts of property investing. Most Aussies focus only on capital growth, but yield can make or break your cash flow — especially in a high-rate environment. In this episode of The Mortgage Chat, I break down:🔥 Gross yield vs net yield 🔥 How much yield you actually need in 2025 🔥 What high-yield properties REALLY look like 🔥 How yield helps balance a negatively geared portfolio 🔥 Why some inv...

2025-12-1117 min

The Mortgage Chat Cut Your Tax Bill with Your Mortgage! Aussie Tax Hack you should knowSend us a text⚠️ Did you just get a MASSIVE bonus or commission check? Don't let the ATO take 45% of it! This Aussie tax strategy could save you tens of thousands.In this episode of The Mortgage Chat, I break down a powerful, but often misunderstood, strategy that helped my client reduce his tax liability by over $43,000 on a one-off commission. If you're a high-income earner, especially in sales or a commission-based role, and you've had an unexpectedly large payday this financial year (a 'first-world problem' we all wish we had!), this v...

2025-09-2808 min

The Mortgage Chat Equity Explained: How to Use It to Build WealthSend a textEquity Explained: How to Use It to Build WealthIn this episode of The Mortgage Chat, we unpack what equity really is and the smart ways to use it to achieve your property and financial goals.We’ll cover:🏡 How home equity works in Australia📊 What banks look at when calculating usable equity💰 Different ways to use equity (investment, renovations, debt consolidation)⚠️ Mistakes to avoid when tapping into your equity📈 How to turn equity into long-term financial growthIf you’ve been thinking about using equity t...

2025-09-1408 min

The Mortgage Chat Is Tasmania the Next Property Hotspot in Australia?Send us a text🌏 Is Tasmania Australia’s next big property hotspot?In this episode of The Mortgage Chat, we dive into the Tasmanian property market and explore whether Tassie could be the next smart move for investors in 2024.We’ll cover:🏡 Current property trends in Tasmania📊 Rental yields and cash flow potential📍 Which Tassie locations are attracting investors⚠️ Risks and challenges of investing in Tasmania💡 Tips for making smart investment choices interstateIf you’ve been wondering if Tassie is the next big thing or just another passing tren...

2025-08-3122 min

The Mortgage Chat First-Time Investor? Here’s How to Start Smart in 2026Send us a textFirst-Time Investor? Here’s How to Start Smart in 2026In this episode of The Mortgage Chat, we walk you through Real Estate Investing For Beginners – Ultimate Guide 2024.If you’re a first home buyer or first-time investor in Australia, this is your roadmap to buying smart, avoiding costly mistakes, and setting up your portfolio for long-term success.We cover:1️⃣ Understanding your borrowing capacity before making a move2️⃣ Choosing the right strategy to match your goals3️⃣ Researching suburbs like a pro4️⃣ Structuring your loan for growth and flexibi...

2025-08-1712 min

The Mortgage Chat How to Buy Property Without Paying $20K to a Buyer’s AgentSend us a textHow to Buy Property Without Paying $20K to a Buyer’s Agent...In this episode of The Mortgage Chat, Tony sits down with Sean Singh, founder of PropSpotter, to talk about a game-changing alternative for investors who want real research, suburb selection, and property guidance — without the 💰$15K–$20K price tag.We cover:🔍 What PropSpotter does (and what they don’t)🧠 How they help time-poor and first-time investors💡 Why $2K might be all you need to get started📈 Real examples of clients finding success without a buyer’s agent📊 H...

2025-08-0326 min

The Mortgage Chat What can you buy in Sydney for $1.1 million in 2024—and is it worth it?Send a textWhat can you buy in Sydney for $1.1 million in 2024—and is it worth it?In this episode of The Mortgage Chat, I’m breaking down exactly what I bought, where I bought it, why I bought it, and how I ran the numbers before committing.I'm Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s leading mortgage broker firms. We help Aussies buy smarter, invest wisely, and pay down debt faster.🏠 In this episode, you'll learn:✅ What kind of property I purchased f...

2025-07-0612 min

The Mortgage Chat Should You Wait for a Rate Cut Before Buying a Home in Australia?Send a textShould you wait for interest rates to drop before buying property?In this episode of The Mortgage Chat, I’m breaking down a question many Aussies are asking right now—“Should I wait for a rate cut before buying my first home or investing in property?”I’m Tony Xia, the Founder and Director of The Mortgage Agency—one of Sydney’s top mortgage broker firms.With rising interest rates and the RBA’s next moves still uncertain, it’s important to know what waiting might really cost you. I’l...

2025-06-2911 min

The Mortgage Chat First Home Guarantee Just Changed! What You Need to Know (2025)Send us a textDo the new changes to the First Home Guarantee mean it’s easier to buy property in 2025?I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s leading mortgage broker firms.In this episode of The Mortgage Chat, I explain the proposed updates to the First Home Guarantee, and how they might help (or hurt) first-time buyers in Australia. From joint purchases with friends or family, to key risks you should watch for—this is a must-watch if you’re entering the property market.

2025-06-0110 min

DON TONY AND KEVIN CASTLE SHOW The Don Tony Show 5/19/25 (SNME Predictions, RAW, News and More)Enjoy this episode of The Don Tony Show (SNME Predictions, RAW Recap, Wrestling News and More) recorded Monday night, 5/19/25. Running Time: 2 Hours 8 Minutes. Some Topics Discussed: Saturday Night's Main Event 5/24/25: Preview and Predictions Pat McAfee sporting a suit and tie? Michael Cole wearing just a tank top? One of those will happen soon on RAW following Knicks vs Pacers in NBA Eastern Conference Finals John Cena reveals his three all-time favorite feuds. Do you agree with his choices? Curious how much it costs in 2025 to meet John Cena? Get a signed 8x10? Sign a...

2025-05-202h 07

Don Tony And Kevin Castle Show The Don Tony Show 5/19/25 (SNME Predictions, RAW, News and More)Enjoy this episode of The Don Tony Show (SNME Predictions, RAW Recap, Wrestling News and More) recorded Monday night, 5/19/25. Running Time: 2 Hours 8 Minutes. Some Topics Discussed: - Saturday Night's Main Event 5/24/25: Preview and Predictions - Pat McAfee sporting a suit and tie? Michael Cole wearing just a tank top? One of those will happen soon on RAW following Knicks vs Pacers in NBA Eastern Conference Finals - John Cena reveals his three all-time favorite feuds. Do you agree with his choices? - Curious how much it costs in 2025 to meet John Cena? Get a signed 8x10...

2025-05-202h 08

The Mortgage Chat How to Pay Off Debt Faster Using Your Home Loan | Debt Consolidation AustraliaSend us a textHow to Pay Off Debt Faster Using Your Home Loan | Debt Consolidation AustraliaCan you really use your home equity to pay off your debts?In this episode of The Mortgage Chat, I’ll walk you through a real-life example showing how to consolidate personal debts into your mortgage using your property's usable equity.I’m Tony Xia, the Founder and Director of The Mortgage Agency — one of Sydney’s top mortgage broker firms. We help Australians make smart decisions about property, finance, and debt management.In this...

2025-05-1806 min

The Mortgage Chat How to Pay Off your Mortgage Faster | Tips from a Mortgage BrokerSend us a textCan you actually pay off your home loan years earlier—and save thousands in interest?I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms. In this episode of The Mortgage Chat, I’ll break down clear and actionable strategies that can help you pay off your home loan faster in 2025 and beyond.🏡 What’s debt recycling and how does it work?💰 How can you use your income better to crush that mortgage?📈 Are you using offset accounts the right...

2025-05-0406 min

The Mortgage Chat Can I Get a Home Loan with HECS Debt in Australia? | Pay Off Home Loan FasterSend us a textCan I get a home loan even if I still have a HECS debt? 🤔I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat, we’ll break down how second and third tier lenders can help Aussies with HECS debt or limited borrowing capacity to still get into the property market.You’ll learn:✅ How 2nd & 3rd tier lenders differ from big banks✅ How HECS debt impacts your borrowing...

2025-04-2013 min

The Mortgage Chat How To Buy Real Estate In Your Super - SMSF | Investment Property in Your Self Managed Super FundSend us a textHow To Buy Real Estate In Your Super - SMSF? Can you use your super to invest in property? 🤔❓ Thinking about using an SMSF to buy property? Wondering how it works, the risks, and if it’s the right move for you?I’m Tony Xia, the Founder and Director of The Mortgage Agency—one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat, we break down everything you need to know about Self-Managed Super Funds (SMSFs) and property investment. You’ll also hear a rea...

2025-04-0611 min

The Mortgage Chat Fastest Way to Save For A House Deposit - Tips for First Home BuyerSend us a textWhat's the Fastest Way to Save For A House Deposit?I’m Tony Xia, Founder and Director of The Mortgage Agency – one of Sydney’s leading mortgage broker firms.🏡 In this video, you'll learn:✅ How long it takes to save for a house deposit✅ Ways to boost your savings while managing daily expenses✅ The impact of income increases on borrowing power✅ How lenders assess savings and financial readiness✅ Smart strategies to buy sooner without financial stressNeed expert guidance? Contact The Mortgage...

2025-03-2312 min

The Mortgage Chat Why High Income Earners Should Build WealthSend us a textAre you a FIFO worker or miner looking to build wealth through property investments? I’m Tony Xia, Founder and Director of The Mortgage Agency – one of Sydney’s leading mortgage broker firms.In this episode of The Mortgage Chat, we dive into a real-life case study of a high income earner from the mining industry who transformed his financial future through smart property investments. You’ll learn how leveraging equity, structuring loans effectively, and maintaining sustainable debt levels can help you build wealth, even when you’re earning a...

2025-03-0912 min

The Mortgage Chat HECS Debt Australia Explained: Is Excluding It from Your Borrowing Power a Smart Move?Send us a textHECS debt Australia: Should HECS Debts Be Excluded from Borrowing Power? 🤔Are you wondering if excluding HECS debt from your borrowing power calculations is responsible? I’m Tony Xia, the Founder and Director of The Mortgage Agency—one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat, we’re diving into a hot topic: Should HECS debts be removed from borrowing power calculations? 🚨Recently, Treasurer Jim Chalmers proposed that lenders exclude HECS debts when calculating borrowing capacity, potentially allowing homebuy...

2025-02-2310 min

The Mortgage Chat Use Tax Refund to Pay off your Home Loan - SECRETS OF THE RICH! Tips from a Mortgage BrokerSend us a textCan You Use Your Tax Refund to Pay Off Your Mortgage?❓ Thinking of using your tax refund to pay down your home loan? You’ve probably seen ads from so-called “property gurus” promising quick ways to reduce your mortgage faster. But is it really that simple?I’m Tony Xia, Founder & Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat, I’ll break down:✅ How tax refunds can help pay off your mortgage faster

2025-02-0910 min

The Mortgage Chat Cross-Collateralisation Explained: Use Equity To Buy An Investment Property | Pros And ConsSend us a textCross-Collateralisation | The Pros And Cons Of Cross Collateral Loans in AustraliaI’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms.What is Cross-Collateralisation?Cross-collateralisation happens when you use one property as security for multiple loans or when multiple properties secure a single loan. Essentially, your lender ties your assets together, creating a financial web.For example:If you own Property A and want to buy Property B, the lend...

2025-01-2612 min

The Mortgage Chat How to Buy a House with No Money: A Guide for First-Time HomebuyersSend us a textHow to Buy a House with No Money: A Guide for First-Time HomebuyersHi, I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s leading mortgage broker firms.In this episode of The Mortgage Chat, I’ll walk you through the entire property-buying process in Australia, step by step. From understanding your borrowing capacity to negotiating contracts and securing your loan approval, I’ve got you covered!You’ll learn:✅ How the current property market affects your purchase✅ The importance...

2025-01-1218 min

The Mortgage Chat How to Invest in Australia While Living Abroad - Aussie Property Loans for ExpatsSend us a textHow to Invest in Australia While Living AbroadHi, I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s leading mortgage broker firms.In this episode of The Mortgage Chat, we’re diving into expat lending—breaking down how Australian citizens and permanent residents working abroad can secure a loan for property investment or homeownership in Australia.Here’s what you’ll learn:✅ What is an expat✅ Who qualifies as an expat borrower✅ How different lenders handle expat loans✅ Which...

2024-12-2906 min

The Mortgage Chat How to Get a Home Loan as a Small Business Owner in Australia | Tips from a Mortgage BrokerSend us a textCan self-employed people and business owners get loans in Australia?Hi, I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms. In this episode of The Mortgage Chat, I’ll guide you through the process of getting a loan as a self-employed individual or business owner.✅ What are Full Doc and Low Doc loans?✅ How can you qualify for each loan type?✅ What documents do lenders require for self-employed borrowers?✅ Tips to maximise your borrowing power.If yo...

2024-12-1510 min

The Mortgage Chat Home Equity - What It Is, How It Works, and How You Can Use It to Grow your Money - Broker TipsSend us a textHome Equity - What It Is, How It Works, and How You Can Use It to Grow Your Money | Tips from a Mortgage BrokerI’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat,Tony breaks down how you can leverage your home's equity for various purposes, from personal use to investment opportunities.What is equity?It’s the difference between the value of your property and what you ow...

2024-12-0111 min

Don Tony And Kevin Castle Show Pro Wrestling Daily News Report (November 27, 2024)Here is your Pro Wrestling Daily News Report for Wednesday, November 27, 2024. Running Time: 47 Minutes. Topics covered in this report include: - AEW immediately pulls Ricky Starks from all future GCW events after appearing in a must-hear interview with Chris Van Vliet. From his frustration over not being used AEW, the infamous promo incident with Adam Copeland, even AEW talent questioning him attending WrestleMania. Starks gets very candid in the interview, and AEW is not happy. - Reports confirm that AEW back in April picked up Ricky Starks 2024 option on his contract and hasn't used him since. Take note th...

2024-11-2748 min

The Mortgage Chat How much can you actually borrow to start your property investment journey? Real Case StudySend us a textHow much can you actually borrow to start your property investment journey? In this episode of The Mortgage Chat, Tony Xia dives deep into a real-life case study to show you exactly how an Australian couple leveraged their income and deposit to build their investment portfolio.You'll learn: ✅ What borrowing power looks like with major lenders vs. second-tier lenders ✅ How much debt is sustainable without compromising your lifestyle ✅ The importance of cash flow management in maintaining your properties ✅ Why unrealistic promises from "wealth experts" can lead to f...

2024-11-1720 min

Real Ass Podcast 0006. Ryan Long, Mike Figs and Xia AndersonRyan Long, Mike Figs and Xia Anderson join Luis J. Gomez and they discuss Xia taking a pegging seminar, butt play, plans for Halloween week, Donald Trump on Joe Rogan, comedy being too important, Tony Hinchcliffe at the Trump rally, the death of Crumbs the fat cat, Toight or Noight - the girl who used period blood for her Chucky costume, using white sheets at home, when Luis was on Adderall, Baby James doing multiple musicals this year and so much more!(Air Date: October 28th, 2024)Support our sponsors!www.FactorMeals.com/RAP50...

2024-10-311h 20

The Mortgage Chat What is Self-Managed Superfund? How to Invest in Property Using SMSF in AustraliaSend us a textCan you use your SMSF to invest in property? What is Self-Managed Superfund? How to Invest in Property Using SMSF in Australia?I'm Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat, we’ll dive deep into how you can use your SMSF (Self Managed Super Fund) to invest in property. Whether you’re looking to secure a steady investment for your retirement or simply want to take control of your super...

2024-10-2009 min

The Mortgage Chat How to Pay Off Your 30-Year Mortgage in 10 Years - Tips from a Mortgage BrokerSend us a textHow to Pay Off Your 30-Year Mortgage in 10 Years, How to Pay Off Your Home Loan in 10-15 Years: Are you tired of seeing ads claiming you can pay off your home loan in 10-15 years? Is it really possible?** I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms. In this episode of The Mortgage Chat I’m breaking down the steps to pay off your home loan in 10 to 15 years – without signing up for expensive courses or...

2024-10-0615 min

Don Tony And Kevin Castle Show Pro Wrestling Daily News Report (September 26, 2024)Here is your Pro Wrestling Daily News Report for Thursday, September 26, 2024. Running Time: 38 Minutes. Topics covered in this report include - Mr McMahon Docuseries released on Netflix. And once again, controversial claims about the content made by many wrestling insiders and podcasts was nothing but overhyped bulls**t - DT runs down what to expect across all six episodes of Mr McMahon Netflix docuseries (non-spoiler) - Stone Cold Steve Austin may end up with the most collateral damage (even more than Vince) coming out of Mr McMahon Netflix docuseries. - AEW announces their exit from Bleacher R...

2024-09-2641 min

The Mortgage Chat Don't do this! The dangers of buying Off the Plan Properties | House and Land Deals ExplainedSend us a textShould You Buy Off the Plan? House and Land Deals ExplainedI’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s leading mortgage broker firms.In this episode of The Mortgage Chat, we’ll explore the advantages and potential pitfalls of purchasing an off-the-plan house and land package.What's an Off-the-Plan House and Land Package?It’s a purchase where you sign one contract for both the land and the construction of the house, with payment made only when the prop...

2024-09-2217 min

Don Tony And Kevin Castle Show Pro Wrestling Weekend News Report (September 22, 2024)Here is your Pro Wrestling Weekend News Report for Sunday September 22, 2024. Running Time: 58 Minutes. Topics covered in this report include: - Update on WWE SmackDown moving to three hours reports: Media reduces the report from news to 'chatter' and have added an interesting 'summer' twist to this story - WWE SmackDown 9/20/24 results including several dark matches: Roman Reigns/Cody Rhodes; The Bloodline vs Owens/Street Profits, Nia Jax/Tiffany Straton vs Bayley/Naomi Tornado Match, LA Knight vs Andrade; Melo/Andrade VI coming; Vinci loses again and more - WWE gets cinematic with face-to-face confrontation between Roman...

2024-09-221h 02

The Mortgage Chat Purchasing Property within a Trust - Trust Borrowing Explained in 12 minutesSend us a textWhat Are Trust Structures and How Can They Help You Borrow More in Australia? Purchasing Property within a Trust - Trust Borrowing Explained in 12 minutesA trust can be a great way to borrow money and invest in assets.But it's important to understand how they work before you get started. Most people don't know much about trust, and that can lead to some serious problems down the road. If you want to learn more about trust and how it works when it comes to bo...

2024-09-0813 min

Don Tony And Kevin Castle Show Pro Wrestling Weekend News Report (September 8, 2024)Here is your Pro Wrestling Weekend News Report for Sunday September 8, 2024. Running Time: 49 Minutes. Topics covered in this report include: - AEW All Out 2024 match results (9/7/24) - Mustafa Ali shows up at AEW All Out PPV, but only to mingle with fans and visit friends - Giulia to make her NXT in-ring debut 9/11/24 against Chelsea Green - Tony Khan all but confirms AEW programming will remain on Warner Brothers Discovery - DT reveals the real original source of 'breaking rumors' reported about WWE TV specials (Saturday Night's Main Event) coming to NBC TV ...

2024-09-0850 min

The Mortgage Chat GRANNY FLATS: Are They a Good Investment? Adding Property Value in Australia ExplainedSend us a textAre granny flats good investments? Does a granny flat add value to a property? What is the ROI on a granny flat? What are the pros and cons of a granny flat?I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat, we dive into the benefits of the granny flat strategy that has been a game-changer for our clients since 2017. Discover how adding a granny flat can not only incr...

2024-08-2416 min

The Mortgage Chat How to Increase Borrowing Power in Australia | Loan More Money | Explained in 9 minutesSend us a textHow can you increase your borrowing capacity with different lenders?In this episode of The Mortgage Chat, Tony Xia, Founder and Director of The Mortgage Agency, dives deep into the strategies to help you maximise your borrowing power using tier 1, 2, and 3 lenders. 🏡💰In this episode, you’ll learn:🔹 Why dealing directly with banks may limit your borrowing potential🔹 The difference between using a mortgage broker and a banker🔹 How to stretch your borrowing power across different lenders🔹 Real-life examples of how these strategies have significantly increa...

2024-08-1010 min

The Mortgage Chat How to Find the Best Buyer's Agent in Australia | Do You Really Need A Buyers Agent? Don't TRUST!Send us a textHow to Find the Best Buyer's Agent | Do You Really Need A Buyers Agent? Should you trust a Buyer's Agent?Welcome back to The Mortgage Chat! I'm Tony Xia, your host and Founder of The Mortgage Agency, one of Sydney’s top mortgage broker firms.In today’s episode, we’re joined by Joe Tucker, Director and Head of Research at Property Principles. Joe is an expert in residential and commercial property investing and manages one of Australia’s largest property Facebook groups. This group, with over 75,000 members p...

2024-07-2753 min

The Mortgage Chat How to use EQUITY to buy INVESTMENT PROPERTY in Australia Explained in 8 min | Real Estate InvestingSend us a textHow to use Equity to buy investment Property in Australia?I’m Tony Xia, the Founder and Director of The Mortgage Agency, one of Sydney’s top mortgage broker firms.In this episode of The Mortgage Chat, we’ll look into how you can use the equity in your home for various purposes, including buying a car, renovating your house, or investing in more properties.What is equity?It’s the difference between the value of your property and what you owe on it. If your pro...

2024-07-1808 min

The Mortgage Chat How to be an Auctioneer in Real Estate | Auction Caller in AustraliaSend us a textIn this episode of The Mortgage Chat, Tony Xia, Founder and Director of The Mortgage Agency, interviews Michael Garofolo from Cooley Auctions, a seasoned professional in the real estate and finance industry.Are you aware that to become an auctioneer in Australia, you need more than just an "auctioneer license"? You must also be a fully licensed real estate agent. Michael shares his journey from hospitality to mortgage broking and discusses the qualifications necessary to excel as an auctioneer in Sydney's competitive market. Tune in to learn about the importance of...

2024-06-281h 07

The Mortgage Chat What is a Guarantor Home Loan? Guarantor Loans Explained - Benefits and RisksSend us a textCan you buy a home with no deposit? In this episode, we explain guarantor loans and how they help home buyers with no deposit. You'll learn how a guarantor loan works, the benefits, and who can be a guarantor. We'll also discuss when and how to remove the guarantor.In this podcast, you'll learn:👉 What is a guarantor loan? (and how it works!)👉 Benefits of using a guarantor loan (say goodbye to Lenders Mortgage Insurance!)👉 How much can you borrow? (it might surprise you!)👉 Who can be a guarant...

2024-06-0407 min

The Mortgage Chat Mistakes to Avoid When Buying a House and Land Package | Tips for first home buyersSend us a textThinking of buying a house and land package to invest in? People sometimes say they're not a good investment, but is that true? Tony Xia from The Mortgage Chat explains what house and land packages are and whether they might be a good choice for you. This video will help you decide if a house and land package is a good fit, including how to find a good deal and ways to save money on taxes. In this video, you'll learn:👉 The benefits of buying early in a dev...

2024-05-2110 min

The Mortgage Chat Apartment vs House Investments in Australia: Which is the right one for you?Send us a textBuying your first property is exciting! But should you choose an apartment or a house?Join Tony Xia, host of The Mortgage Chat, with special guest Raza Khan, Principal of Raine & Horne Rouse Hill, as they tackle this common dilemma. Explore why apartments might not be the guaranteed path to house ownership many people think they are.In this episode, they uncover:👉 Why apartment prices might not grow as fast as houses: This could make it trickier to upgrade later.👉 Risks of buying off-the-plan apartments: Watch...

2024-05-0257 min

The Mortgage Chat Apartment vs. House: Which is the Smarter Investment?Send us a textShould you buy an apartment or a house?In this episode of The Mortgage Chat, Tony Xia from The Mortgage Agency talks about buying apartments. He explains why it might not always be the best idea, especially if you're planning to upgrade later. Tony breaks down why the value of apartments isn't growing as fast as houses, making it harder to move up the property ladder.He shares stories and examples to help you understand the risks and benefits. If you're new to buying property or have e...

2024-04-2307 min

Don Tony And Kevin Castle Show Don Tony And Kevin Castle Show 4/22/24The DON TONY AND KEVIN CASTLE SHOW is back streaming LIVE every MONDAY NIGHT at 11:15PM after WWE RAW on DTKCDiscord.com! Enjoy this episode, recorded 4/22/24. Check out the synopsis below for the topics discussed. WWE RAW 4/22/24 RECAP AND REVIEW (FROM COLUMBUS, OHIO): Becky Lynch wins Women's World Title.. Latest QR Code references Bray Wyatt.. Gunther enters KOR Tournament.. A BAD night for Tag Teams & factions: Imperium breaks up.. Ciampa/Gargano cosplay LeRae/Indi.. Damian Priest & JD have issues.. Drew McIntyre becomes a Sheamus Fat Shamer.. Chad Gable berates Alpha Academy and defends his Sami Zayn attack.. Santos Escobar teams w...

2024-04-212h 16

DON TONY AND KEVIN CASTLE SHOW Don Tony And Kevin Castle Show 4/22/24The DON TONY AND KEVIN CASTLE SHOW is back streaming LIVE every MONDAY NIGHT at 11:15PM after WWE RAW on DTKCDiscord.com! Enjoy this episode, recorded 4/22/24. Check out the synopsis below for the topics discussed. WWE RAW 4/22/24 RECAP AND REVIEW (FROM COLUMBUS, OHIO): Becky Lynch wins Women's World Championship.. Latest WWE QR Code references Bray Wyatt.. Gunther enters KOR Tournament.. A BAD night for Tag Teams & factions: Imperium breaks up.. Ciampa/Gargano cosplay LeRae/Indi.. Damian Priest & JD have issues.. Drew McIntyre becomes a Sheamus Fat Shamer.. Chad Gable berates Alpha Academy and defends his Sami Z...

2024-04-212h 16

Don Tony And Kevin Castle Show The Sit-Down with Don Tony 4/19/24WWE & AEW Talk: Jinder Mahal/Xia Li Released By WWE; Indus Sher & Others Imminent; SmackDown 4/19/24 Review; AEW Dynasty Predictions; Mercedes Mone Turning, Interesting AEW Dynamite ratings trend, Space Ghost Coast To Coast Turns 30 & More (Full synopsis of topics discussed will be updated here Saturday afternoon 4/20/24.) The Sit-Down with Don Tony, recorded LIVE Friday night 4/19/24. RIGHT CLICK AND SAVE to download the AUDIO episode of THE SIT-DOWN WITH DON TONY (EP108) 4/19/2024 CLICK HERE for the COMMERCIAL FREE AUDIO episode of THE SIT-DOWN WITH DON TONY (EP108) 4/19/2024 CLICK HERE for the COMMERCIAL FREE VIDEO episode of THE SIT-DOWN WITH DON TONY (EP108) 4/19/2024...

2024-04-202h 28

DON TONY AND KEVIN CASTLE SHOW The Sit-Down with Don Tony 4/19/24The Sit-Down with Don Tony, recorded LIVE Friday night 4/19/24. Live WWE & AEW Talk.. Jinder Mahal, Xia Li & Xyon Quinn released By WWE; Indus Sher & Others Imminent.. How to fix Mercedes Mone' current AEW run in thirty seconds.. #WeWantRoman movement has already begun.. Solo Sikoa is currently 0-40, and it hasn't hurt him a bit.. Roman Reigns & Usos vs Solo/Tonga/Fatu coming.. Quick SmackDown 4/19/24 recap.. Stupid Donald Trump/Vince McMahon news.. WWE 'Post Vince McMahon Era' gets a new name and it's gonna stick.. SmackDown gets new Tag Team Title Design; AEW Dynasty Predictions.. Interesting...

2024-04-202h 28

The Mortgage Chat Will Sydney's New Construction Rules Help Solve the Housing Crisis? New Building Regulations 2024Send us a textIn this episode of The Mortgage Chat, we have Charbel Simon, Founder and Director of Refined Group, a Sydney-based company specializing in designing and building homes, outdoor spaces, and pools.Charbel discusses the latest changes in the construction industry and their impact on builders like himself. Joining Tony Xia, Director of The Mortgage Agency, Charbel delves into the implications of the New South Wales Government's new regulations for medium, low, and high-rise buildings.Amidst the stabilization in the building market, Charbel shares insights into supplier and trade challenges, changes...

2024-04-0833 min

Chatter that Matters Nancy Xia - From her Minds Eye.Many guests have joined me to openly talk about their battles with their mental health, but not quite like my guest this week, Nancy Xia. Nancy brings us to the raw realities of her journey – from battling childhood anxiety to grappling with clinical depression, culminating, at age eighteen, in her leap from her eighth-floor balcony as her father watched helpless and in shock. Miraculously, Nancy survives but breaks her spine and loses the use of her legs. The power comes from her descriptions of how she feels, experiences the world, what she thinks of herself, and her fr...

2024-02-2937 min

The Mortgage Chat Duplex Building Boom: Are They Set To Take Over Sydney's Property Market? | The Mortgage Chat Ep. 10Send us a textIn this episode of The Mortgage Chat, we have Patrick Ung, director of Pro Duplex, a specialist duplex builder company in the Parramatta and Ryde Council areas. Patrick talks about the benefits of building duplexes, the costs involved, and tips for selecting a duplex site.He also discusses dealing with local councils on duplex approvals, the duplex building process, and trends in the construction industry.If you want to learn how to leverage your property for maximum profit or create a...

2024-01-0841 min

The Mortgage Chat Cheap Property Manager Could Cost You BIG - What Landlords MUST Know | The Mortgage Chat Ep. 09Send us a textIn this episode of The Mortgage Chat, we have Raza Khan, Principal of Raine and Horne Rouse Hill, an award-winning company that assists clients in buying, selling or renting their property.Raza talks about how to choose the right property management company, how to understand market cycles for effective sales strategy, and the critical role of selecting good tenants for investment success.He also discusses the dynamics of rent increases, the impact of interest rates on property prices, and insights into the future trends...

2023-12-1744 min

Don Tony And Kevin Castle Show WWE Raw 11/20/23 Post Show + Survivor Series: WarGames Predictions (Double Episode)WWE Raw 11/20/23 Post Show *And* WWE Survivor Series: WarGames Predictions (Double Episode) hosted by Don Tony Some Topics Discussed: RANDY ORTON added to WarGames: Putting our excitement aside that is returning. Should LA KNIGHT have been given the final spot in WarGames but still have Randy appear? WWE RAW 11/20/23 Recap And Review Plus: Randy Orton and Drew McIntyre added to WarGames! Judgement Day earns WarGames advantage; Women's WarGames teams appear; Kaiser/Vinci fallout continues; Miz lays out Gunther?! Becky Lynch/Xia Li and Gable/Nakamura tear it up; No 1 Contenders Fatal 4-Way and more! WWE SURVIVOR SERIES: WARGAMES 2023 PREVIEW AND P...

2023-11-212h 14

DON TONY AND KEVIN CASTLE SHOW The Don Tony Show 11/18/23The Don Tony Show, hosted by Don Tony (recorded 11/18/23). Some Topics Discussed: WWE SMACKDOWN 11/17/23 Recap and Review Plus: Becky Lynch added to WarGames: Logical? Asuka officially added to Damage CTRL (for now); Santos Escobar cooks Rey Mysterio and LWO; Cody Rhodes appears; A bad Knight for Jimmy Uso; Solo Sikoa's time is now and U Can't See John Cena; B-Fab joining Street Profits? Brawling Brutes split coming? Dragon Lee vs Axion banger; Road Dogg commentates & more AEW FULL GEAR 2023 Predictions Plus: The Devil and 'Major' AEW signing reveal, will Will (Ospreay) sign the deal? ROH Faction...

2023-11-172h 30

Don Tony And Kevin Castle Show The Don Tony Show 11/18/23The Don Tony Show, hosted by Don Tony (recorded 11/18/23). Some Topics Discussed: WWE SMACKDOWN 11/17/23 Recap and Review Plus: Becky Lynch added to WarGames: Logical? Asuka officially added to Damage CTRL (for now); Santos Escobar cooks Rey Mysterio and LWO; Cody Rhodes appears; A bad Knight for Jimmy Uso; Solo Sikoa's time is now and U Can't See John Cena; B-Fab joining Street Profits? Brawling Brutes split coming? Dragon Lee vs Axion banger; Road Dogg commentates & more AEW FULL GEAR 2023 Predictions Plus: The Devil and 'Major' AEW signing reveal, will Will (Ospreay) sign the deal? ROH Faction? World Title swerve? And...

2023-11-172h 30

Don Tony And Kevin Castle Show WWE Raw 11/13/23 Post ShowWWE Raw Post Show (11/13/23) hosted by Don Tony Some Topics Discussed: WWE RAW 11/13/23 Recap And Review plus: Drew McIntyre screws Jey Uso and Cody Rhodes, aligns with Judgement Day? Damian Priest anoints himself leader of Judgement Day and JD McDonough becomes an official member; Did Rhea Ripley spoil the outcome of WarGames? Survivor Series build; Gunther trolls The Miz, Otis eats three Kinsasha; Nakamura targeting Cody? Li knocks out another and more FRIDAY NIGHT WAR: WWE SMACKDOWN vs AEW COLLISION going Head-To-Head 11/17/23 RANDY ORTON medically cleared, WWE return date set JUDGEMENT DAY for TAMMY SYTCH: Sentencing date announced, faces 25 years...

2023-11-111h 51

Don Tony And Kevin Castle Show Wednesday Night Don-O-Mite 11/8/23 (Episode 195)Wednesday Night Don-O-Mite (Ep 195) 11/8/2023 hosted by Don Tony Some Topics Discussed: Storyline Stupidity: Samoa Joe vacates ROH TV Title after record 573 day reign to go after AEW World Championship held by MJF - who also holds a ROH Title! Expect another unnecessary tournament to crown a new ROH TV Champion Thoughts on Mariah May signing with AEW and her debut on AEW Dynamite NXT 11/8/23 Results Plus: Lexis King stirs sh** up between Trick and Melo; DT eats his words about Bron vs Von; Xia Li confronts Lyra Valkyria; Iron Survivor Challenge qualifiers; Alpha Academy sticking around in NXT for a l...

2023-11-091h 00

Don Tony And Kevin Castle Show WWE Raw 11/6/23 Post ShowWWE Raw Post Show (11/6/23) hosted by Don Tony Some Topics Discussed: WWE RAW 11/6/23 Recap plus: Adam Pearce proclaims: WAR GAMES! Matches announced for WWE Survivor Series:... New Number One Contenders for Gunther and Rhea Ripley... Creed Brothers and Ivy Nile promoted to Raw; Drew McIntyre Road Rage... CM Punk Chants aplenty... Seth Rollins battles Sami Zayn... Xia Li knocks out Becky Lynch... Snitsky backstage and more! Interesting stats about The Miz and Rhea Ripley in 2023 Honest thoughts on Zoey Stark facing Rhea Ripley at Survivor Series and the anticipated animated crowd reaction from Chicago Fans Injury updates for Erik (Viking...

2023-11-071h 52

Don Tony And Kevin Castle Show WWE RAW 10/30/23 REVIEW | CROWN JEWEL PREDICTIONS | NXT HALLOWEEN HAVOC PREDICTIONSWWE RAW 10/30/23 REVIEW | CROWN JEWEL PREDICTIONS | NXT HALLOWEEN HAVOC PREDICTIONS (TRIPLE EPISODE), hosted by Don Tony EPISODE SYNOPSIS (w/TIME STAMPS): WWE RAW 10/30/23 Recap Plus: Gunther/Miz feud coming; Ricochet saves Sami but Sami doesn't return the favor; Jey Uso wants the tag titles back; Drew McIntyre/Revisionist history; Creed Brothers upset Alpha Academy; Nakamura next challenge; tremendous Hart Foundation cosplay & more 0:00 WWE CROWN JEWEL 2023 Preview and Predictions 1:11:27 THIS WEEK IN WRESTLING HISTORY PODCAST Preview: SNME/Halloween 1985; They Live hits theaters; The Brainbusters abruptly leave WWF; Jake The Snake Roberts slaps Miss Elizabeth; Steve Austin/Monday Nyquil skits; Goldust/Rocky...

2023-10-312h 21

Don Tony And Kevin Castle Show Wednesday Night Don-O-Mite 10/25/23 (Episode 193)Wednesday Night Don-O-Mite (Ep 193) 10/25/2023 hosted by Don Tony Some Topics Discussed: Tony Khan's Gift to Sting revealed as Ric Flair: WOOOOO or WOOOOF? Jade Cargill appears on NXT during Women's Championship Match. DT is convinced Jade will begin her WWE in-ring career in 2023, and it will be for NXT NXT Halloween Havoc Night One Results & Review: Lyra Valkyria beats Becky Lynch for the Women's Title and Xia Li is left the fool; Chase U win NXT Tag Team Titles; Devils Playground and Lights Out Matches; Lexis King in-ring debut; Kelani Jordan & Lola Vice advance to the Finals; Shotzi & Scarlett kill...

2023-10-251h 44