Shows
What The Finance (WTF) PodcastE57: Is Your 401(k) Really Safe? Think Again!Send us a textYour 401(k) might seem safe, but is it really? If you’ve ever left a job and wondered what to do with your old 401(k), or if market downturns make you nervous, THIS episode is for you. 💰⚠️🎢 Market Volatility: Why your 401(k) could be losing money without you realizing it.🔄 Rollover Strategies: Should you move your old 401(k) into a safer investment vehicle? We break it down.📜 SECURE 2.0 Act: New retirement rule changes that could work in your favor.🚨 401(k) Mistakes to Avoid: Ignoring your account, withdrawing too early, and trusting t...2025-03-2453 minWhat The Finance (WTF) PodcastE56: Unmasking Social Security Myths & Casey AnthonySend us a text🚨 Think you know Social Security? Think again! 🚨From viral myths to outright misinformation, there’s a lot of noise online about Social Security. Is it really running out of money? Can you work while collecting benefits? Do states have different Social Security rules? Spoiler alert: Most of what you’ve heard is completely false.In Episode 56 of What The Finance Podcast, Tracie & Rahnie are setting the record straight. We’re busting the biggest Social Security myths and giving you the facts so you can make smarter financial decisions. Plus, we break dow...2025-03-171h 20What The Finance (WTF) PodcastE55: The Biggest Retirement Scam No One is Talking AboutSend us a textWhat’s up, WTF fam?! Tracie Lampson & Rahnie Sandhu are back, and this week, we’re exposing one of the biggest retirement scams hiding in plain sight. 🚨⚠️ What if we told you… your money isn’t really yours?⚠️ What if your financial advisor profits whether you win or lose?⚠️ What if the “safe” 60/40 strategy is actually setting you up for failure?Yeah… it’s about to get real. If you want to retire comfortably—not just survive—then you need to hear this. 🔥💰 What’s Inside:❌ Your Money is NOT Your Money...2025-03-101h 08What The Finance (WTF) PodcastE53: The Retirement RebellionSend us a text🔥 The Retirement Rebellion: Why Traditional Retirement Planning No Longer Works 🔥Today, we’re flipping the script on everything you thought you knew about retirement! Is the traditional retirement playbook setting you up for failure? We’re exposing the hidden risks of 401(k)s and market-based plans, revealing how financial advisors profit off outdated advice, and sharing alternative wealth strategies that actually work.💥 Main Topics:✅ Busting the biggest retirement myths (Does the market really always go up?)✅ The truth about 401(k)s, Social Security, and financial advisors✅ Safer investment st...2025-02-241h 08What The Finance (WTF) PodcastE52: The Rule of 100: Smart or Outdated?!Send us a text🔥 On today’s episode: We’re tackling the Rule of 100 — a classic retirement planning guideline. But does it still hold up in today’s financial world? 🤔 We’re breaking it down, looking at modern adjustments, and figuring out if this old-school strategy still makes sense.🎭 WWYD?! (What Would You Do?!)We throw Rahnie & Tracie a surprise retirement scenario — David & Lisa Thompson have savings, Social Security, and some big decisions to make. Should they pay off their mortgage early? How do they stretch their 401(k)? Let’s see how the experts would handle it! 💼📊2025-02-181h 06What The Finance (WTF) PodcastE51: Will Your Retirement Survive the Next Market Crash?Send us a textIf you could go back to 2007, knowing what was about to happen… what would you do differently? That’s the big question we’re tackling today as we dive into market corrections, retirement planning, and the hard lessons from the 2008 financial crisis. We’ll be breaking down the eye-opening “60 Minutes” segment, “The 401(k) Fallout”, exploring how everyday Americans lost huge chunks of their retirement savings overnight—and what YOU can do to protect yourself from history repeating itself.Here’s what’s coming up:The 401(k) F...2025-02-1055 minWhat The Finance (WTF) PodcastE50: Will Your Money Outlive You?Send us a textWelcome to our golden milestone, EPISODE 50! 🎉 Today, we're tackling one of retirement's most nerve-wracking questions: *What if you outlive your money?* 😱 Longevity is a gift—but one that comes with a hefty price tag if you're not prepared. 🌟 **Did you know?** There's a 1 in 3 chance a 65-year-old today will live past 90! So, how do you stretch your savings to cover decades of retirement, rising healthcare costs, and the impact of inflation? 🤔 Join us as we unpack: 🕒 *Why longevity risk is a game-changer for retirement planning.* 💡 *Smart strategies* like the 3-bucket plan...2025-02-0356 minWhat The Finance (WTF) PodcastE49: Age-Gap Couples and Retirement: What You Need to KnowSend us a textHAPPY NEW YEAR, EVERYONE! 🎉 Welcome to 2025 and our first episode of the year! 🥂 We’re kicking off the season with a bang, diving into the fascinating and sometimes tricky world of age-gap relationships and retirement planning. 💕⏳Today, we’re answering a question many couples face: What happens when one partner dreams of early retirement while the other’s still stuck in the 9-to-5 grind?We’ll explore:💼 The challenges of balancing different retirement timelines.💰 Social Security and pension strategies for couples with an age gap.🩺 Navigating emp...2025-01-1355 minWhat The Finance (WTF) PodcastE48: New Year, New Goals: A Financial RecapSend us a text🎉 HAPPY NEW YEAR’S EVE-EVE, WTF FAM! 🎉Welcome back to What The Finance Podcast, the one and only show that will truly make you say, “WTF?!” 💸 In episode 48, Tracie Lampson and Rahnie Sandhu are kicking off the New Year spirit with “New Year, New Goals: A Financial Recap” —a step-by-step guide to re-evaluating your financial strategy and setting yourself up for success in 2025.We’ll dive into practical ways to reflect on the past year—from financial wins and setbacks to retirement contributions and life changes. Are your retirement goals still aligned with...2024-12-301h 06What The Finance (WTF) PodcastE47: Holiday Cheer Without Financial FearSend us a textMERRY CHRISTMAS AND HAPPY HOLIDAYS WTF FAMILY! 🎙️ Today, we’re tackling the holiday season head-on by discussing “Holiday Cheer Without Financial Fear”. 🎄💰The holiday season brings joy and togetherness ✨, but it also comes with a hefty dose of stress—balancing family obligations, gift-giving, and long-term financial goals. 🎁📈 Tracie and Rahnie share practical tips for creating a holiday budget that prioritizes savings 💵 and avoids debt while making space for connection and gratitude. ❤️🤝 The goal? To enjoy the holidays without breaking the bank—or your sanity. 🧘♀️💡In their “WWYD” segment, the hosts dive into real-life retirement scenarios, offerin...2024-12-231h 12What The Finance (WTF) PodcastE45: Social Security Optimization StrategiesSend us a textHappy Monday finance fam! It’s time for another episode of What the Finance with your hosts Tracie Lampson and Rahnie Sandhu! ✨ In this episode, we’re breaking down Social Security strategies for married, divorced, and widowed folks. Want to maximize your benefits? We’ve got you covered! 📈We also discuss a 35-year-old’s 20 year-retirement plans. Find out what we’d suggest for him during one of our strategy sessions in this weeks episode. 💸Plus, should you really be taking financial tips from social media influencers? We’ll give you our hones...2024-12-091h 02What The Finance (WTF) PodcastE43: Bonus Products, Big Dreams and Christmas Decor, oh my!Send us a textIn Episode 43 of the What The Finance (WTF) Podcast, we dive into the world of bonus products—are they really as good as they seem? 💰 Join us as we break down what these products are and how to figure out if they’re worth your time and money 💸 We also meet a 30-year-old businesswoman with big retirement dreams and hear Tracie and Rahnie’s strategy for her future 📈 And hey, when is it actually okay to deck the halls with Christmas decorations? We’ve got some hot takes on that! 🎄 Oh, and don...2024-11-1835 minWhat The Finance (WTF) PodcastE42: Advisor Bullies and the ElectionSend us a textGet ready for Episode 42 of What The Finance! We’re tackling the issue of financial advisor bullies—those who make it hard to leave their services without a guilt trip. If you’ve ever felt stuck, this discussion is for you! We also explore a retirement hypothetical for a couple planning to retire at 65, with Tracie and Rahnie sharing their insights on creating a solid retirement plan. And of course, we’ll discuss the recent election news with Trump winning the 2024 Presidential Election. Don’t miss out! #FinancialFreedom #RetirementStrategy #PoliticalTalkSupport the show2024-11-121h 16What The Finance (WTF) PodcastE41: HALLOWEEN SPECIAL and ZOMBIE ACCOUNTSSend us a textGet ready for a spooktacular episode of the What The Finance (WTF) Podcast! 🎃 In our HALLOWEEN SPECIAL, we’re diving into the eerie world of retirement finance! Ever heard of ZOMBIE ACCOUNTS? 🧟♂️ Those dusty old 401ks might be lurking in the shadows, but we’ll show you how to bring them back to life! Plus, we’ll tackle the "New Client Scaries" and how to build trust with your financial advisor 🕸️Join Tracie and Rahnie as they navigate a haunting hypothetical about an inheritance in probate and debate whether Ouija boards are gateway...2024-10-311h 15What The Finance (WTF) PodcastE40: Income Gaps and Menendez BrothersSend us a textAre you aware of the retirement income gap? In this exciting episode 40, we break down what it is and how it could impact your finances. We also offer prospects a new worksheet - find out how to access it within E40. Rahnie and Tracie return with another "What would you do" segment, where they discuss strategies for a hypothetical client. We also delve into the fascinating Phantom Time Hypothesis—could history be different than we think? And we’ll catch you up on the latest in the Menendez brothers case. Don’t miss out on...2024-10-2847 minWhat The Finance (WTF) PodcastE39: Retirement Blues and Battling BoredomSend us a textWelcome back to E39 of What The Finance (WTF) Podcast! This week, we’re tackling the topic of boredom in retirement. It’s not all beach days and relaxation for everyone, and we’re here to discuss the challenges some retirees face. Rahnie and Tracie will share insights on how to find purpose and fulfillment after leaving the workforce and what you should consider BEFORE making such a big step. We’ll also run through a hypothetical client case to show how our company, Lampson Retirement Solutions, can make a difference. And stick...2024-10-2143 minWhat The Finance (WTF) PodcastE38: Retirement Scenarios and Weather ManipulationSend us a textDive into Episode 38 of What The Finance Podcast, where Tracie and Rahnie break down the crucial impact of retirement timing on your financial returns. This episode is packed with insights that could change how you view your retirement strategy. Plus, they tackle the burning question: do you really need to be debt-free before you start saving for retirement? Tune in to hear their thoughts and get some practical advice!But that's not all! The duo also engages in a fun debate about who would fare better in a survival situation in...2024-10-141h 05What The Finance (WTF) PodcastE37: Market Volatility and Good MannersSend us a textDive into the latest episode of WTF, where we tackle the pressing issues of market volatility and retirement planning in Episode 37: Market Volatility and Good Manners! Discover strategies to mitigate market risk and learn how the "Power of Zero" can transform your investment approach. Join the lively discussion on the realities of working during retirement, and engage in a fun debate about who would survive a zombie apocalypse. Plus, Tracie shares invaluable tips for busy moms, while R passionately rants about the importance of good manners and etiquette. Tune in for insights, laughs...2024-10-0759 minWhat The Finance (WTF) PodcastE36: The Impact of "Low Fees" on Your Retirement InvestmentsSend us a textDive into Episode 36 of What The Finance Podcast, where we break down the impact of fees in retirement investment vehicles. Discover how just a 1% fee can seriously eat into your savings and learn about Fixed Index Annuities, which offer a zero floor guarantee to shield you from losses. Not sure if you need to be a financial whiz to start planning for retirement? We’ve got you covered! Plus, Tracie and Rahnie tackle the hot topic of minimum wage and share their thoughts on the feedback they've received regarding their political vie...2024-09-3043 minWhat The Finance (WTF) PodcastE33: 5 Investing Facts You've (Probably) Never HeardSend us a textWelcome to What The Finance (WTF) E33, where hosts Rahnie and Tracie unravel FIVE investing facts that are sure to surprise even the most seasoned investors! Whether you're a seasoned investor or just starting out, this episode is packed with insights that can help you navigate the often confusing world of finance. Plus, they tackle the burning question: is Social Security really enough to sustain you in retirement? It's a must-listen for anyone looking to secure their financial future. But that's not all—our dynamic duo also delves into the philosophical debate of wh...2024-08-2652 min
What The Finance (WTF) PodcastE30: WE'RE BACK AND BETTER THAN EVER!Send us a textWelcome to the latest episode of the What The Finance (WTF) Podcast, Episode 30! After a brief hiatus, we are back and ready to dive into some exciting topics. In this episode, we catch up on where we've been, engage in some lively discussions, and share our plans for the future. From Hurricane Beryl to politics, sharks, and even some friendly banter between Tracie and Rahnie, this episode is packed with entertainment and thought-provoking conversations.Whether you're a long-time fan of the WTF Podcast or a newcomer, Episode 30 is not to be...2024-07-2958 min
What The Finance (WTF) PodcastE29: Unveiling the Secrets of Debt Relief Companies & Credit CardsSend us a textIt's time for another exciting episode of What The Finance (WTF) Podcast! In Episode 29, we tackle topics like debt relief companies, credit cards, and generational retirement norms. Discover the importance of keeping your financial documents organized for a brighter financial future. Plus, we delve into the mystery of the Megalodon. And don't forget to catch Tracie's Houston driving tips and Rahnie's unfiltered political rant!Support the show2024-07-0155 min
What The Finance (WTF) PodcastE26: Retirement Planning 2/3 and The FirmamentSend us a textWelcome to Episode 26 of What The Finance (WTF) Podcast! Today, we continue our THREE part Retirement Planning series with Step TWO. Join us as we delve into investment strategies and risk tolerances, providing you with valuable insights to help secure your financial future. We also address the question of whether we think we are living in a "matrix-style" simulation. And tune in for Tracie's Tips in Long Term Care and Rahnie's Rant!Support the show2024-05-3157 min
What The Finance (WTF) PodcastE22: Our Company and Pure ChaosSend us a textWelcome to Episode 22 of the What The Finance (WTF) Podcast! In this episode, we dive into the fascinating story of Lampson Retirement Solutions, the company founded by Tracie. Discover how Tracie's journey led to the creation of an empire and learn about the range of services we offer to assist individuals in their financial planning. As for the rest of this episode... well... hold on, because it is an exciting and chaotic ride! Tune in and enjoy!Support the show2024-05-0354 min
What The Finance (WTF) PodcastE21: IULs Part 2 and Taylor SwiftSend us a textWelcome to EP 21 of WTF Podcast: IUL Pt.2 and Taylor Swift! In this episode, we explore the captivating world of index universal life insurance policies. Discover the amazing advantages they provide, such as tax-free growth and the opportunity to create a lasting legacy and secure your retirement through life insurance. But wait, there's more! We also delve into intriguing topics like the moon's existence (yes, really!), Taylor Swift's latest album, the infamous Kanye West and Taylor drama, and even Tracie's strong opinions on Door Dash. Join us for an entertaining and enlightening discussion...2024-04-2642 minWhat The Finance (WTF) PodcastE15: Bank Failures & ChemtrailsSend us a textWelcome to What The Finance (WTF Podcast) Season 1 Episode 15: Bank Failures and Chemtrails! The episode kicks off by addressing a common concern: bank failures. Rahnie and Tracie delve into why you shouldn't let the fear of bank failures consume you, providing valuable insights and opinions that will help put your mind at ease. They also share valuable tips and strategies for those interested in diversifying their portfolios and exploring the potential benefits of precious metal investments. But that's not all! Rahnie and Tracie also engage in a lively debate about chemtrails, a controversial...2024-03-1528 minWhat The Finance (WTF) PodcastE13.5: Retirement Income PT.2 (McDonald's, please)Send us a textJoin us on What The Finance (WTF Podcast) S1 E13.5 as we continue our discussion on Retirement Income PT.2, where we uncover the complexities of drawing income from your investment vehicle and the potential market impacts on your retirement plan. In this episode, we shed light on common misconceptions perpetuated by financial advisors and share Tracie's personal experience of being misled by one. It's a cautionary tale that highlights the importance of being vigilant and informed when it comes to managing your finances and retirement funds. We also extend a playful invitation to...2024-02-2217 minWhat The Finance (WTF) PodcastE8: 12 Days of Finance-mas Part 2Send us a textJoin hosts Tracie Lampson and Rahnie Sandhu as they delve into the last 6 days of Finance-mas. This insightful podcast will provide listeners with valuable tips, innovative ideas, and effective strategies to conquer the end-of-year stress. Tune in and discover a wealth of information to make your Finance-mas a success.Support the show2023-12-1330 minWhat The Finance (WTF) PodcastE7: 12 Days of Finance-mas Part 1Send us a textJoin hosts Tracie Lampson and Rahnie Sandhu as they delve into the first 6 days of Finance-mas. This insightful podcast will provide listeners with valuable tips, innovative ideas, and effective strategies to conquer the end-of-year stress. Tune in and discover a wealth of information to make your Finance-mas a success.Support the show2023-12-0824 minWhat The Finance (WTF) PodcastE6: Time of Investment MattersSend us a textJoin Tracie and Rahnie WTF's Season 1 Episode 6 as we delve into the crucial topic of retirement investments and the significance of timing. Explore how different start dates can have a profound impact on your retirement funds. With expert insights and practical advice, we aim to equip you with the knowledge needed to make informed decisions about your financial future. Tune in to our show and unlock the secrets to maximizing your retirement investments.Support the show2023-12-0145 minWhat The Finance (WTF) PodcastE5: Money Management & Credit CardsSend us a textJoin Tracie and Rahnie WTF's Season 1 Episode 4 as they discuss valuable insights into personal money management and credit cards. This episode offers practical tips and strategies to effectively manage finances and make informed decisions when it comes to credit card usage. Listeners will gain a deeper understanding of budgeting, saving, and avoiding common pitfalls associated with credit card debt. Whether you're a beginner or looking to enhance your financial knowledge, this episode is a must-listen for anyone seeking to improve their personal money management skills.Support the show2023-11-2229 minWhat The Finance (WTF) PodcastE3: Fact or FictionSend us a textIn today's episode, Tracie and Rahnie discuss common misconceptions that our clients have heard bankers or brokers tell them when discussing different investment options. Support the show2023-11-0819 minWhat The Finance (WTF) PodcastE2: How to Plan for RetirementSend us a textJoin Tracie and Rahnie WTF's Season 1 Episode 2 for a discussion on how to plan for retirement, common questions people have, and what you should take into consideration when planning!Support the show2023-11-0124 minWhat The Finance (WTF) PodcastE1: Meet the TeachersSend us a textJoin Tracie and Rahnie WTF's Season 1 Episode 1 as they delve into the beginnings of Lampson Retirement and how we got here today. Our hosts discuss our clientele, what makes us different than other financial advisors, and how our company has evolved to fit the growing needs of our clients.Support the show2023-10-2616 minWhat The Finance (WTF) PodcastTrailerSend us a textWith a combined 45 years experience and expertise, Tracie Lampson and Rahnie Sandhu sit down with guests of all areas of life to talk finance, retirement, and all things money. With many laughs along the way, we guarantee you will leave every episode with a new view on finance that will truly make you say, "WTF". Support the show2023-08-3000 min
Planning For The FuturePlanning For the Future with Tracie Lampson of LRS Houston TXTracie is the President of Lampson Retirement Solutions in Houston Texas .Tracie breaks down Long term care and Retirement planning in to relatable terms to help people better understand the WHY. Listening to her will make the light bulb go off in your head as she makes sense of topics that can be confusing.2020-05-2927 min