Shows
The Modern Insurance AgentInstant Issue Is the New Standard: How Transamerica Removes FrictionSend a textInstant issue insurance is no longer a “nice to have.”It’s the new expectation.In this episode of The Modern Insurance Agent Podcast, we sit down with Jeremiah Tacker, Regional Vice President at Transamerica, to unpack how carriers are simplifying underwriting, accelerating applications, and helping agents place more business with less friction.Jeremiah brings a rare, full-spectrum perspective. He started in the Transamerica mailroom, became a producer, built and ran an agency, and now leads at the carrier level. That journey gives him a grounded, agent-first view of what a...
2026-01-0854 min
Auto Off TopicTransAmerica Trail with Crankshaft CultureEDIT: We had Major sync issues with this one initially, I've corrected them, so please give it another listen.
Hey folks we're back with some returning guests. Andy and Mercedes Lilienthal join us on this episode and we talk their project cars, and then about driving 29 days straight on mostly dirt roads from the east coast of the U.S. to the west coast while traversing the TransAmerica Trail. We hope you enjoy listening to this adventure as much as we did.
Be sure to follow Andy and Mercedes at https://crankshaftculture.com/
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2025-11-121h 32
The Alliance U PRODcast10-29-2025 - Product Call - Maximizing Client Benefits: The Latest from TransamericaTransamerica's New FF IUL 2 Express: A Comprehensive Overview with Scott Grode Join Scott Grode, RVP at Transamerica, as he introduces the new FF IUL 2 Express launched on October 16th. This session covers key features, application processes, and unique advantages of the FF IUL 2 Express, a 100% instant decision life insurance product. Scott also provides crucial contact information, discusses product specifications, and showcases a demo of the application flow. Additionally, get insights into underwriting standards, customization options, and customer support improvements. This video is essential for agents looking to understand the latest in Transamerica's life insurance offerings.
2025-10-3142 min
Peças Raras - Você em sintonia com o rádio#369 Estúdio Transamérica: Mamonas Assassinas em 18/10/1995 (exclusivo e completo)A Rádio Transamérica encerra as atividades neste domingo, dia 12 de outubro, após mais de 50 anos de história. Uma das muitas páginas marcantes que vão ficar na memória de quem ouviu a rádio é o Estúdio Transamérica. E, talvez, o mais divertido e, posteriormente, emocionante de todos tenha sido o programa que contou com a participação dos Mamonas Assassinas. Em 1995, a banda surgia como o maior fenômeno pop daquele ano e, em 18 de outubro, participava do Estúdio Ao Vivo Transamérica, com apresentação de Ruy Bala.
2025-10-101h 25
TAM Market Pulse: Tom WaldUpdating forecasts as jobs market has weakenedAs summer fades into fall, what do recent job market changes mean for the economy? In this new Market Pulse podcast, Transamerica Asset Management, Inc., CIO Tom Wald analyzes unexpected job market revisions and their potential to lead to three rate cuts in 2025. Despite the cooling labor market, find out why stocks remain resilient and how these changes might pave the way for an economic “sweet spot.” With updates on the S&P 500® year-end target and a crucial Supreme Court decision on tariffs, Tom offers concise strategies to navigate this shifting landscape. Tune in for a brief, but insightful discu...
2025-09-3015 minTAM Market Pulse: Tom WaldMarket Catalysts at Work (08/25)After navigating some turbulence following “Liberation Day” on April 2, the Dow Jones Industrial Average, the S&P 500®, and the Nasdaq composite have pushed toward record highs. Is the latest bull run sustainable for the remainder of 2025 and beyond? Join Transamerica Asset Management, Inc., CIO Tom Wald for a new Market Pulse podcast as he discusses four market catalysts that could help stocks continue to rise: tariff resolutions, interest rate cuts, corporate earnings growth, and a lower-for-longer tax environment. Tom also provides context for his year-end S&P 500 price target and explains why the market remains favorable for investment-grade bonds....
2025-08-2721 min
American BuildingTransforming the Transamerica Pyramid and Reshaping Downtown San Francisco | Part 2SHVO's $400 million transformation of the Transamerica Pyramid required solving a fundamental problem: how do you renovate an iconic building without destroying what makes it unique? The building's original architect, William Pereira, created brilliant structural innovations but made unusual interior design decisions—hiding 17-foot ceilings behind nine-foot drops and resulting in what was for a long time a standoffish, brutalist entranceWorking with Lord Norman Foster and Foster + Partners, Michael Shvo's team spent three years on an authentic restoration that would make visitors believe the spaces had always existed exactly as they found them. They expanded the Redwood Pa...
2025-08-2720 min
Mi Voz TransTransamérica: Viajar para EncontrarseEn este capítulo de Mi Voz Trans nos subimos al coche con Transamérica, una película que va más allá del viaje físico. Hablamos de disforia, familia, aceptación, y cómo a veces el camino hacia nuestra identidad se llena de curvas emocionales.Analizamos a Bree, una mujer trans que, en medio de su transición, enfrenta uno de los viajes más complejos: reencontrarse con su pasado y redefinir su presente. ¿Qué nos dice esta historia sobre nuestras propias transiciones? ¿Y cómo dialoga con las realidades que vivimos hoy como personas trans en Latinoamérica...
2025-07-2028 min
Mi Voz TransTransamérica: Viajar para EncontrarseEn este capítulo de Mi Voz Trans nos subimos al coche con Transamérica, una película que va más allá del viaje físico. Hablamos de disforia, familia, aceptación, y cómo a veces el camino hacia nuestra identidad se llena de curvas emocionales.Analizamos a Bree, una mujer trans que, en medio de su transición, enfrenta uno de los viajes más complejos: reencontrarse con su pasado y redefinir su presente. ¿Qué nos dice esta historia sobre nuestras propias transiciones? ¿Y cómo dialoga con las realidades que vivimos hoy como personas trans...
2025-07-2028 min
TAM Market Pulse: Tom WaldTransamerica Asset Management, Inc., 2025 Mid-Year Market Outlook (07/25)Markets often seek to climb a “Wall of worry,” and they had plenty of climbing to do in the first half of 2025. Despite tariff uncertainty, continued interest-rate debate, and escalating conflict in the Middle East, the markets performed relatively well in the first half of the year. So what’s on tap for the rest of 2025? Look ahead with a new Market Pulse from Transamerica Asset Management, Inc., CIO Tom Wald, CFA®. Hear Tom break down expectations and offer his year-end forecasts for stocks, fixed income, the U.S. economy, international opportunities, and much more. Get insight and analysis to help...
2025-07-1719 min
Bay CuriousTransamerica Pyramid: From 'Architectural Butchery' to IconThe Transamerica Pyramid, located in downtown San Francisco, is a skyline staple. But when it was proposed, people hated the idea of a towering symbol of capitalism so close to neighborhoods like North Beach and Chinatown. Turns out the block where the pyramid stands has a long and storied history. We dig into all that, as well as how public perception of the pyramid's place in the skyline has changed over the past 50 years.
Additional Resources:
The Transamerica Pyramid at 50: From 'Architectural Butchery' to Icon
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2025-06-1221 min
In Wheel Time Podcast: Your Go-To Automotive Talk ShowCoast-to-Coast: The Transamerica Trail AdventureMercedes and Andy Lilienthal take us on a deep dive into their ambitious plans to traverse the Transamerica Trail - a 7,100-mile network of back roads, dirt paths, and trails stretching from North Carolina to Oregon. This adventure represents the ultimate American road trip for off-road enthusiasts who want to experience the country's hidden landscapes.With years of experience between them, the Lilienthals break down the preparation required for their month-long journey. Their 2025 Subaru Crosstrek Wilderness will serve as both transportation and home base. Outfitted with a rooftop tent, recovery gear, specialized lighting, reinforced components, and carefully c...
2025-05-0530 minTAM Market Pulse: Tom WaldTariffs and Market Volatility (03/25)The S&P 500 was soaring on February 19, hitting a record-high close. It didn’t take long for things to turn south. As President Trump follows through on previously delayed tariffs on Canada and Mexico and increasing existing tariffs on China, the markets have taken a downturn. But is there a silver lining? Join Transamerica Asset Management, Inc., CIO Tom Wald for a new Market Pulse podcast as he discusses the shift in sentiment and where things might go from here. Despite the recent volatility, Tom believes there could an opportunity for investors if the tariffs prove to be short-lived an...
2025-03-1418 minTAM Market Pulse: Tom WaldTransamerica Asset Management, Inc., 2025 Market Outlook (12/24)The old saying goes, “Markets don’t always go up because of what happens, but often because of what doesn’t happen.” The past year saw markets move higher while several expectations entering 2024 did not come to fruition. A recession did not occur, the economy did not stop growing, corporate earnings did not fall flat, inflation did not climb again, the Fed did not eschew rate cuts, and the presidential election did not deteriorate into a drawn-out period of uncertainty. Today, the question is, what won’t happen in 2025? Look ahead with a new Market Pulse from Tom Wald, Transameri...
2024-12-1231 min
FFL USAExploring Transamerica's New Final Expense Product! (Ep. 195)Steve Weber unveils the brand new Final Expense Express Product put out by Transamerica. In this exciting first look, Andrew Taylor sits down with Steve Weber, a Transamerica representative, to break down their new Final Expense Express product and all it has to offer. Steve dives deep into the benefits of this product, explaining how it provides coverage for many health conditions that other carriers often won't insure. If you're in the life insurance business or looking for comprehensive final expense solutions, this product breakdown is packed with valuable insights on how this product can benefit your clients.
2024-09-2355 minTAM Market Pulse: Tom WaldTurning the Page (09/24)Funny thing about the markets — sometimes they behave in ways that correspond with the general aura of events occurring in the world around them. As fall begins, is this one of those times? Join Transamerica Asset Management, Inc., CIO Tom Wald for a new Market Pulse podcast as he discusses an array of forces that could potentially impact the markets in the coming months. Topics include what’s next for Federal Reserve monetary policy and the interest rate environment, current stock catalysts, the prospects for economic growth, and November’s elections. Hear Tom’s insight into a historical market and a hi...
2024-09-1121 minTAM Market Pulse: Tom Wald2024 Mid-Year Market Outlook (07/24)After an eventful first half of 2024, what can investors expect over the rest of the year? In a new Market Pulse, Transamerica Asset Management, Inc., CIO Tom Wald discusses his 2024 Mid-Year Market Outlook and provides in-depth analysis of the U.S. economy, equity and fixed income markets, and international stocks. Tom offers his year-end forecasts for GDP growth, the S&P 500®, and interest rates. He compares the positioning of growth and value stocks in the current environment, talks about why increasing equity allocations to international developed stocks might make sense, and looks ahead to the November elections.
2024-07-1223 minTAM Market Pulse: Tom WaldStocks Reach Record Highs: Where from Here? (06/24)The most recent bear market appears to have come and gone, and stocks have rallied to reach all-time highs amid concerns about a possible recession, inflation, corporate earnings, interest rates, and election year uncertainties. In fact, the S&P 500® has seen an upside move of 50% since October of 2022, when the bear bottomed out. Are the market’s current tailwinds enough to push stocks even higher, or is its resilience already reflected in current prices, making now the time to expect a pull back? Tom Wald, Chief Investment Officer of Transamerica Asset Management, Inc., discusses in a new Market Pulse his...
2024-06-0520 min
Coffee Talk with BGA InsuranceEp17: Wendy Boyd, Senior VP at Transamerica, Transamerica's Renewed Vision: Brokerage Reinvention & DiversityIn this episode, Trent engages in a dynamic conversation with Wendy Boyd, Senior Vice President of Transamerica, as they delve into the company's ambitious transformation journey. Wendy discusses her pivotal role in revitalizing the Transamerica brand, emphasizing a recommitment to brokerage and the implementation of the Over 25 initiative. They explore how this initiative is reshaping Transamerica's apps, processes, offerings, and overall credibility in the industry. Additionally, Wendy highlights the importance of bringing diversity of perspective to life insurance distribution, underscoring Transamerica's commitment to inclusivity and innovation. Join Trent and Wendy for an insightful discussion that unveils Transamerica's renewed vision...
2024-05-0747 minTAM Market Pulse: Tom WaldResetting Rate Expectations (04/24)It’s understandable if some investors feel these days a little like Charlie Brown trying to kick a football, only to see Lucy pull it away at the last second to send Charlie flying. As inflation reports continue to raise eyebrows and market volatility increases, the Federal Reserve and the economy may keep everyone guessing a bit longer. Tom Wald, Chief Investment Officer of Transamerica Asset Management, Inc., uses his latest Market Pulse to discuss recent changes to his interest rate forecasts, inflation trends, and the overall economy, as well as current opportunities in equity and fixed income markets. In...
2024-04-2521 minTAM Market Pulse: Tom WaldUpgrading Views on the Economy and Stocks (03/24)Things are not all rainbows and puppy dogs these days, but growth for the U.S. economy and corporate earnings has looked stronger early in 2024 than most expected. And with these surprising numbers comes revised expectations. In his newest Market Pulse podcast, Tom Wald, CFA® and CIO of Transamerica Asset Management, Inc., updates his yearly forecast for stocks and the economy. Tom discusses what he expects for gross domestic product growth this year, and why he no longer believes a recession is likely. He also shares his new year-end price target on the S&P 500® and his thoughts on po...
2024-03-0717 minTAM Market Pulse: Tom WaldTransamerica Asset Management, Inc. 2024 Market Outlook (12/23)How will markets respond to a potential recession in 2024? Where should fixed income investors be in the year ahead? What catalysts may push U.S. stocks to record highs, and where should we expect interest rates to be in a year. Look forward to 2024 with the latest Market Pulse podcast with Tom Wald, CFA® and CIO of Transamerica Asset Management, Inc. Hear Tom discuss his recently published Transamerica 2024 Market Outlook and his thoughts on what investors need to know about the U.S. economy, interest rates, fixed income, U.S. stocks, and international equities in the new year. Tom a...
2023-12-2018 minTAM Market Pulse: Tom WaldNovember Fed Meeting and Recent Market Volatility (11/23)In recent weeks, long-term interest rates surged before reversing course. Economic data was strong, then slowed. Stocks corrected and then rallied. How do investors make sense of all this? In his latest Market Pulse podcast, Transamerica Asset Management, Inc., CIO Tom Wald explores the crosscurrents swirling in the current market environment and the forces influencing them. Those include the Federal Reserve’s recent decision to leave interest rates unchanged, the immediate future for economic growth, and the track inflation is on. Hear Tom’s take on what he sees unfolding next in the markets and economy, and where he beli...
2023-11-0916 minThe Alliance U PRODcastTransamerica's Final Expense Product Changes ExplainedThis week's product call will be hosted by Scott Grode with Transamerica! He's going to be covering the recent underwriting changes that Transamerica made to their final expense products.
2023-10-1247 minTAM Market Pulse: Tom Wald4Q 2023 Market Outlook: Interest Rates and Market Volatility (10/23)What should investors make of the recent market sell-off? What has the sharp increase in long-term interest rates meant for stocks and bonds? Has the inverted yield curve finally begun to dis-invert? Finally, could there be a meaningful difference between the Federal Reserve’s expectations for future interest rates and their actual path? In a new Market Pulse, Tom Wald, Transamerica Asset Management, Inc., Chief Investment Officer, discusses the market impacts and paths forward following a volatile month of rising interest rates. Tom breaks down recent market activity and what he believes investors should focus on as we enter th...
2023-10-0621 min
Brand Enabled: The Human Stories Behind BrandingSeason 2 - The Paradox Of Longevity, Differentiation In Financial Services, And The Transamerica Brand Promise With Jamie PostonTransamerica expresses its purpose as “helping people live their best lives.” How does it deliver on that brand promise? It’s something that Jamie Poston has spent a lot of effort thinking about as Head of Enterprise Marketing and Brand at this major player in the financial services industry. What he and his team came up with was nothing short of ingenious. It seamlessly addresses the paradox of longevity in America through innovative customer centric solutions. It’s quite intriguing how the thought process goes when coming up with solutions like this. Gabriel Cohen doesn’t disappoint us and fleshes th...
2023-08-2343 min
Brand Enabled: The Human Stories Behind BrandingSeason 2 - The Paradox Of Longevity, Differentiation In Financial Services, And The Transamerica Brand Promise With Jamie PostonTransamerica expresses its purpose as “helping people live their best lives.” How does it deliver on that brand promise? It’s something that Jamie Poston has spent a lot of effort thinking about as Head of Enterprise Marketing and Brand at this major player in the financial services industry. What he and his team came up with was nothing short of ingenious. It seamlessly addresses the paradox of longevity in America through innovative customer centric solutions. It’s quite intriguing how the thought process goes when coming up with solutions like this. Gabriel Cohen doesn’t disappoint us and fleshes th...
2023-08-2343 min
Giro TransaméricaGiro Luana Assiz - 24/07/2023Giro Transamerica com Luana Assiz, comunicadora e apresentadora da TV Bahia afiliada à TV Globo, que veio conversar com nossos apresentadores sobre empoderamento feminino, cultura e empreendedorismo.
2023-07-2551 min
Giro TransaméricaGiro Ianique Costa - 07/07/2023Recebemos para mais um Giro Transamerica o empresário, comunicador e agitador sociocultural, Ianique Costa para falar sobre Entretenimento, diversidade de experiências, música e cultura.
2023-07-2558 minTAM Market Pulse: Tom WaldTransamerica Asset Management, Inc., 2023 Mid-Year Market Outlook (07/23)Halfway through 2023, is it “game on” for investors? Last year’s brutal bear market compelled many to get out of the game, and we are not out of the woods yet. But what happened over the past six months has left much for investors to consider. And the message the current market environment may be sending to those who went to the sideline in 2022 is less about whether long-term opportunities are out there, and more about what the best ones might be. In his latest Market Pulse, Transamerica Asset Management, Inc., CIO Tom Wald discusses his 2023 Mid-Year Market Outlook and lo...
2023-07-2032 min
Giro TransaméricaGiro Transamérica - A partir de Julho na 100.1 FMA partir de Julho de 2023, os seus finais de tarde nunca mais serão os mesmos!
Vem aí, #GiroTransamerica, com muita informação, descontração e diversão!
Fique ligado (a)!
2023-07-1100 minTAM Market Pulse: Tom WaldIs the Fed Done? (05/23)At the conclusion of its May meeting, the Federal Reserve did not clearly indicate if it plans to raise interest rates again in June or pause and potentially conclude the current tightening cycle. Or did it? Tom Wald, CIO of Transamerica Asset Management, Inc., shares his perspective on what actions the Fed may or may not take next in a new Market Pulse. Tom examines rationale the Fed could use as it considers ending rate hikes, and he looks at whether recent developments have made a recession by year-end more likely to occur. And Tom discusses opportunities and risks...
2023-05-1220 minTAM Market Pulse: Tom WaldBanks and Interest Rates (04/23)The Federal Reserve’s decision to raise interest rates again in March was expected. The collapse of two respected banks was not. These are interesting times indeed for investors, and questions abound. Has a crisis been averted? Is this another 2008 scenario? Will a recession begin by year-end? How severe would a recession be if one occurs? And what can investors expect next from the Fed, as well as the stock and bond markets? Transamerica Asset Management (TAM) CIO Tom Wald discusses the background and market impacts of recent turmoil in banking, as well as the future path of interest ra...
2023-04-0327 minTAM Market Pulse: Tom WaldHere Is What’s Different So Far in 2023 (03/23)The market landscape changed over the first two months of 2023, and investor expectations followed. Tom Wald, CIO of Transamerica Asset Management, Inc., breaks down everything that transpired during the past two months in a new Market Pulse, looking closely at the primary areas of investor concern and what it means for stock and bond markets going forward. Is recession no longer a foregone conclusion? How stubborn can we expect inflation to be? How likely — or more to the point, unlikely — is the Federal Reserve to pivot on interest rates in the second half of the year? Tom explores these ques...
2023-03-0322 minTAM Market Pulse: Tom WaldTransamerica Asset Management (TAM) - 2023 Market Outlook (12/22)Good riddance, 2022. That’s probably how many investors feel about the end to a year that saw stocks and bonds suffer meaningful losses. And as they look forward to 2023, investors are probably asking if we’ve “outrun the bear,” so to speak, and whether they should stay on their current course. Good questions. In a new Market Pulse, Tom Wald, CIO of Transamerica Asset Management, Inc., discusses his recently published “Transamerica 2023 Market Outlook,” and breaks down the major opportunities, risks, and issues to follow in the months ahead. Tom offers his keen insight into the U.S. economy, U.S. and inter...
2022-12-2135 min
Rider Magazine InsiderEp. 51: Forrest Hobbs, TransAmerica Trail FinisherOur guest on Episode 51 of the Rider Magazine Insider Podcast is Forrest Hobbs, who took a “purist” approach to completing the TransAmerica Trail. Hobbs lives in Denver, Colorado, and he bought a 1,200cc Yamaha Super Ténéré adventure bike, rode it 2,000 miles to Nags Head, North Carolina, rode the entire 6,200 miles of Sam Correro’s TransAmerica Trail, added a couple thousand miles along the way to visit friends and family, and then rode from Port Ord, Oregon back home. Over 73 days, he logged over 12,000 miles. Hobbs used only roll charts for navigation and didn’t even have a GPS as a backup...
2022-12-1355 minTAM Market Pulse: Tom WaldMarket Catalysts for the Year Ahead (12/22)There have been few places for stock and bond investors to hide over the past 12 months, but is there reason to believe markets may react more favorably in 2023? In his latest Market Pulse, Tom Wald, CIO of Transamerica Asset Management, Inc., explores what wary investors should be watching as the calendar turns, including interest rates, inflation, and the potential impact of recent midterm elections. Markets are the great discounter of future events, and history has shown us that when investor concerns are resolved and negative cycles conclude, things can change for the better. Tom applies lessons from market history...
2022-12-0819 min
Bay CuriousIconic Transamerica PyramidOver the years, many Bay Curious listeners have wondered about how the iconic Transamerica Pyramid came to be. So, in the year of its 50th birthday we bring you the story of a building that was once deemed "architectural butchery," but is now beloved by many.Additional Reading:
The Transamerica Pyramid at 50: From 'Architectural Butchery' to Icon
San Francisco Chronicle archival photos of the Transamerica Pyramid
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2022-12-0820 min
Rider Magazine InsiderEp. 50: Dave Scott, TransAmerica Trail Part 3Our guest on Episode 50 of the Rider Magazine Insider Podcast is Dave Scott, who made a solo journey on the TransAmerica Trail. This is Part 3 of a three-part interview. We spoke to Scott in Episodes 46 and 48, where he told us about the challenges of riding the TAT during the Covid-19 pandemic, dealing with hurricanes and Mississippi mud, and then crashing on Imogene Pass in Colorado, where he broke his leg. Scott spent the winter and spring healing up, and in the summer of 2021, he returned to the TransAmerica Trail. After conquering Imogene Pass, he rode through Utah, Wyoming, Idaho, and...
2022-12-011h 26
DataFramed#110 Behind the Scenes of Transamerica’s Data TransformationWhile securing the support of senior executives is a major hurdle of implementing a data transformation program, it’s often one of the earliest and easiest hurdles to overcome in comparison to the overall program itself. Leading a data transformation program requires thorough planning, organization-wide collaboration, careful execution, robust testing, and so much more.
Vanessa Gonzalez is the Senior Director of Data and Analytics for ML & AI at Transamerica. Vanessa has experience in data transformation, leadership, and strategic direction for Data Science and Data Governance teams, and is an experienced senior data manager.
Vanessa joins th...
2022-10-2445 minTAM Market Pulse: Tom WaldBattling the Bear (10/22)A September sell-off sent stocks stumbling to their lowest point since November 2020, and longer-term bond yields, as measured by the 10-year Treasury rate, reached their highest levels since March of 2008. There’s no doubt it has been a rough year for weary investors who, by now, must be asking, what’s next? In his new Market Pulse, Transamerica Asset Management, Inc., CIO Tom Wald examines the four main culprits behind the bear market — inflation, interest rates, recession risk, and corporate earnings. Tom also remembers historical ghosts that have scared the markets in past Octobers, and he looks ahead to the No...
2022-10-0725 minTAM Market Pulse: Tom WaldAssessing the Rebound (08/22)A few rough months for the stock and credit markets have turned into a summer rebound. What’s driving the turnaround, and can investors expect it to continue? And should concerns about inflation, recession, and a bear market give way to a renewed sense of optimism? In a new “Market Pulse,” Transamerica Asset Management, Inc., CIO Tom Wald discusses the current landscape by looking at all the good news unfolding as well as the bad, which, in some ways, may not have been as bad as some expected it to be. 238277 0822
2022-08-1722 minTAM Market Pulse: Tom WaldTransamerica Asset Management (TAM) - 2022 Mid-Year Market Outlook (07/22)U.S. stocks declined into bear market territory, inflation reached heights not seen in 40 years, and the possibility of a recession looms large. The first half of 2022 was certainly eventful. Can investors expect things to change anytime soon? Tom Wald, CIO of Transamerica Asset Management, Inc., looks ahead to the second half of the year in a new “Market Pulse.” Hear Tom recap his recently published Transamerica 2022 Mid-Year Market Outlook and discuss what’s next for the markets, the economy, and more. 2286037 07/22
2022-07-1238 min
Deep Dive with ShawnTransamerica: An Interview with Writer/Director Duncan TuckerSend us a textWelcome to Pride Month Week here at Deep Dive with Shawn C. Fettig! In recognition, you're getting two queer-themed espidoes this week.Today, I'm talking to my buddy Duncan Tucker, the writer and director of the 2005 film Transamerica - the story of a trans woman who, on the cusp of vaginoplasty surgery, finds out that she has a son from a previous relationship, and the journey they take together. This independent film, with Felicity Huffman in her first starring movie role, and including an original song by Dolly Parton, went on...
2022-06-271h 16
The Conversations with Nicole ShowConversations with Nicole: June 2, 2022, Rev. Marshall Nord, TransAmerica Bike Race & PathLight InternationalImagine the training, strength, preparation, perseverance, and dedication it takes to cycle from Astoria, Oregon, to York Town, Virginia, My guest for this episode of Conversations with Nicole will do just that on June 5th to raise support to send ten impoverished students in Belize to school this fall. Rev. Marshall Nord is racing in the TransAmerica Bike Race. Marshall is an ultra-bike cyclist. He is also the Chief Communications Officer at PathLight International. www.pathlight.org. PathLight is an organization that "empowers children in Belize to receive a quality education, break free from poverty, and reach their God-given...
2022-06-0211 minTAM Market Pulse: Tom WaldAre We Going Into Recession? (05/22)It’s the question on the minds of every investor these days, but we may need to look at it a couple of ways. First, based on how the economy contracted in Q1 2022, are we on an immediate path toward recession occurring in the next few months? And second, will today’s rising interest rates and rising inflation combine to eventually drive us into recession by the end of 2023? In a new “Market Pulse,” Tom Wald, CIO of Transamerica Asset Management, Inc., takes on each question, offering his insight and explaining what investors need to remember during these challenging times.
2022-05-1629 minTAM Market Pulse: Tom WaldMarket Challenges and the Path Forward (03/22)War, inflation, higher interest rates, slower short-term economic growth, and recession fears have taken a toll on the markets in recent weeks. Where does the path forward lie? In a new “Market Pulse,” Tom Wald, CIO of Transamerica Asset Management, Inc., discusses recent developments and what investors need to know. Should they brace for more volatility? Will inflation begin to cool anytime soon? And is the U.S. economy at serious risk of falling into a recession? Tom covers each topic, and much more. 2093535 03/22
2022-03-2842 min
Meet The Expert with Elliot KallenNeed to Know 401(k) Knowledge with Trey Banton of Transamerica - Meet The Expert with Elliot KallenWelcome to Season 2, Episode 23 of Meet the Expert® with Elliot Kallen!Read more: https://prosperityfinancialgroup.com/meet-the-expert-with-elliot-kallen/season-2-episode-23-401k-knowledge-with-trey-banton-from-transamerica/In this episode, Elliot Kallen brings on Trey Banton, a regional Vice President at Transamerica, to discuss makes a 401(k) plan great, key elements to look out for in the process, and what the best fiduciary advisor should be doing for you. Meet with Elliot:https://calendly.com/elliotkallenRead more: https://prosperityfinancialgroup.com/meet-the-expert-with-elliot-kallen/season-2-episode-23-401k-knowledge-with-trey-banton-from-transamerica/Advisory Services offered through Prosperity Financial Group, Inc., an independent registered investment advisor. Securities offered through Fortune Financial Services, Inc. M...
2022-03-0818 minTAM Market Pulse: Tom WaldSorting Through Mixed Signals (02/22)Are we entering a time of transition? One with changes in market leadership among asset classes or individual market segments? Changes in time horizons? Changes in what investors worry about? At times like these, investors seek clarity among contrasting perspectives as they try to interpret the data that’s emerging today. In a new “Market Pulse,” Tom Wald, CIO of Transamerica Asset Management, Inc., discusses rising inflation and interest rates, COVID 19, the case for economic growth and corporate earnings, all within the context of netting out the good and not-so-good news from a volatile market. 2035...
2022-02-1533 minTAM Market Pulse: Tom WaldWhere We Stand: Transamerica Asset Management (TAM) - 2022 Market Outlook (12/21)There is no shortage of matters for investors to fret over as the new year begins. COVID-19 variants and inflation are formidable market opponents, but prospects for economic growth are apparent, as well, and how the markets respond in the coming months will be fascinating to see. In his new Market Pulse, Tom Wald, CIO for Transamerica Asset Management, Inc., provides his market outlook for 2022 by looking closely at the economy, stocks, interest rates and Fed policy, income strategies, international stocks, and potential wild cards. Tom offers a thorough review of the past year and preview of the year...
2021-12-1634 min
Team BusinessInsurance Haus: Transamerica’s Dan Kolosowski Joins The Insurance Haus to Explain CalSaversMike and Ray are thrilled to welcome Dan Kolosowski, Regional Vice President of Transamerica to The Insurance Haus podcast. Dan brings over 15 years of experience to our show and will discuss retirement planning with our audience. We hope to see you soon!Episode Highlights:
Dan starts by explaining what CalSavers is. (2:47)
Dan explains the shortfalls of retirement in America. (8:48)
Dan provides options for retirement plans and their pros and cons. (11:29)
Dan shares what he thinks about a company's liability regarding retirement plans. (18:30)
Dan talks about the employer plans and the innovative exchange that T...
2021-11-3035 min
The Insurance HausTransamerica’s Dan Kolosowski Joins The Insurance Haus to Explain CalSaversMike and Ray are thrilled to welcome Dan Kolosowski, Regional Vice President of Transamerica to The Insurance Haus podcast. Dan brings over 15 years of experience to our show and will discuss retirement planning with our audience. We hope to see you soon!Episode Highlights:
Dan starts by explaining what CalSavers is. (2:47)
Dan explains the shortfalls of retirement in America. (8:48)
Dan provides options for retirement plans and their pros and cons. (11:29)
Dan shares what he thinks about a company's liability regarding retirement plans. (18:30)
Dan talks about the employer plans and the innovative exchange that T...
2021-11-3035 minTAM Market Pulse: Tom WaldWhy Do Stocks Keep Going Up? (11/21)As major stock indexes continue to reach record highs, investors also see a series market concerns that include COVID-19, inflation, Federal Reserve policy, slowing economic growth, and dysfunction in Washington. These concerns and their potential impacts have left many asking — why are stocks continuing to rise? In his new “Market Pulse,” Transamerica Asset Management CIO Tom Wald looks closely at each topic to provide investors with insight they may find very interesting. 1912535 11/21
2021-11-1227 minTAM Market Pulse: Tom WaldAutumn Cross Currents (10/21)We’ve entered October, a historically scary time for investors. A look back reveals some frightening ghosts have appeared at this time of year, including a few unforgettable market crashes. Should investors really fear October, or is opportunity about to jump out from behind that door? In his latest “Market Pulse,” Tom Wald, Transamerica Asset Management CIO, discusses events past and present that shape where the economy and markets are today. And there is a lot to discuss — volatility, interest rates, inflation, economic growth, and the happenings in Washington. Combined, these events may compel some investors to look away, but as H...
2021-10-0828 minTAM Market Pulse: Tom WaldThe Market Impact of the Delta Variant (08/21)When it comes to COVID-19, things can change fast. The recent surge in cases due to the Delta variant has changed the conversation from early in the summer of 2021, when occurrences were at their lowest since the pandemic’s early days. This abrupt increase figures to impact the markets and the economy — the question is how? In his new “Market Pulse,” Transamerica Asset Management CIO Tom Wald offers his opinions, diving deep into what the Delta variant could mean for stocks, the economy, Fed policy, interest rates, and more.
2021-08-1726 minTAM Market Pulse: Tom WaldWhere We Stand: Transamerica Asset Management (TAM) 2021 Mid-Year Market Outlook (07/21)We’re midway through the year, and there is a lot going on. In his new podcast, Tom Wald, CIO of Transamerica Asset Management, Inc., explores the economy, stocks, the credit markets, interest rates, inflation, and other topics that are occupying investors as we look forward to the rest of 2021. Tom discusses the Transamerica 2021 Mid-Year Market Outlook he recently completed. He also looks at the true psychology of the markets right now and whether it represents a net opportunity or risk to investors, as well as the impact of COVID-19 vaccines on case trends, the economy, and the markets.
2021-07-0136 minTAM Market Pulse: Tom WaldInflation Returns — How Long Will It Stay? (06/21)Inflation has reemerged from the non-threatening rates of the past decade to become a gripping development with which markets must contend. How surprised should we have been when April’s CPI made its highest monthly jump since 2013? Are we looking at a substantial change in the long-term trend, or will current rates be transitory in nature and return to their previously benign levels in the not-too-distant future? Transamerica Asset Management, Inc., CIO Tom Wald takes a close look at the inflation data in his latest podcast and considers what it could mean for investors now and in the long te...
2021-06-0426 minTAM Market Pulse: Tom WaldMarket Catalysts, Concerns and Opportunities (04/21)How things have changed since 2021 began. Many of the biggest concerns that occupied investors when the calendar turned are no longer the worries they were, and they are now becoming market catalysts. Yet with these catalysts a new wall of worry has emerged, giving investors plenty to think about as they weigh opportunities ahead. In his new podcast, Transamerica Asset Management, Inc., CIO Tom Wald discusses the prospects of rising inflation, interest rates, infrastructure spending, and other factors that could influence the economy and markets, and what investors should know as they consider their next moves. Given where we...
2021-04-2931 minTAM Market Pulse: Tom WaldAssessing the Changing Landscape: Stronger Growth vs. Higher Interest Rates (03/21)The internal battle being fought within the markets right now presents investors with inherent contradictions. On the one hand, economic and corporate earnings growth is exceeding previous expectations, which the markets should like. However, the resulting rise in long-term interest rates and subsequent risk of modestly higher inflation is something they are not cheering. These developments were not on the landscape when the calendar turned to 2021, but they now occupy the attention of investors far and wide. In his new podcast, Transamerica Asset Management, Inc., CIO Tom Wald summarizes what’s unfolding and breaks down the moving targets to fo...
2021-03-1028 min
"Fun With Annuities" The Annuity Man PodcastAnnuity News: Vanguard Annuities Now with TransamericaIn this episode, The Annuity Man discusses: The original purpose of a variable annuity. The mess that has been caused by Transamerica now taking over these Vanguard annuities. Being careful about companies offering upfront bonuses on annuities. Holding on and not making rash decisions. Key Takeaways: Transamerica is the company that is now servicing all of the annuities that were purchased at Vanguard. Annuity companies are more regulated than banks. Don't make rash decisions because you are having a hard time currently getting a hold of your annuity company during a transition period. The agents at T...
2021-03-0923 minTAM Market Pulse: Tom WaldGameStop, the Reddit Rebellion and What it Means for the Markets (02/21)In the blink of an eye, a virtual army of Millennial investors organized on social media and effected a short squeeze for the ages that left some of the world’s most prominent hedge funds reeling. As the dust from this noteworthy event continues to settle, it’s fair to ask whether it represents just a blip on the radar or if it’s a new paradigm for investing that’s here for good? And what impact does it figure to have on the markets as 2021 unfolds? Tom Wald, CIO of Transamerica Asset Management, Inc., examines these questions and many oth...
2021-02-0926 min
Day Fire PodcastTransAmerica Bicycle TrailThis week Clint and I talked with Cynthia Ord. Cynthia is a native of Denver, CO, a world traveler, and an outdoor adventurer. Her day job is doing marketing strategy for local businesses. But in her free time, she likes to plan her next bicycle trip. You can see where her bicycle takes her at www.littlemissbiketour.com. In September of 2018, Cynthia hatched the idea to ride her bicycle across the country. This feat was accomplished less than a year later in the summer of 2019 when she cycled the TransAmerica Bicycle Trail by herself. Cynthia chose the most famous...
2020-12-111h 01TAM Market Pulse: Tom WaldLooking Ahead into 2021 (12/20)We have lived through real history in 2020, and it’s finally time to look forward to a much-anticipated 2021. In his new podcast, Tom Wald, CIO of Transamerica Asset Management, Inc., summarizes his new engaging and extensive paper, “Where We Stand: The Transamerica 2021 Market Outlook.” He examines the most memorable aspects of the year that was and what investors should know about the markets and economies as the calendar turns. Will 2021 begin like 2020 ended, and what keys factors should investors monitor as the new year unfolds? As Tom says, we could be witnessing the “storm before the calm.” Listen and learn what...
2020-12-1025 minTAM Market Pulse: Tom WaldA Vaccine, the Election, and the Markets (11/20)These are historic times, to say the least. Positive developments in the search for a COVID-19 vaccine combined with the climax and fallout of a remarkable election have converged the political and investment worlds in ways few have ever seen. What can investors expect next? Tom Wald, CIO of Transamerica Asset Management, Inc., explores in his new podcast the current investing climate and what looms ahead. There have been some recent bumps on the road, but how much should we like the road we’re on? Tom considers that question and much more.
2020-11-1625 min
Maximum EnthusiasmStephanie Puello - on answering your calling, TransAmerica, BGDB and more(After riding the TransAmerica Trail), "I wouldn’t have known to even dream that big."
Stephanie is a force. A FORCE, I tell you. She is inspiring, strong, spirited, bold, fierce and engaging- she has my vote for whatever future public office position she decides to run for, that's for sure.
Stephanie shares with us her story- how the bike and her incredible ride as a relative-newbie on the bike, along the entire TransAmerica trail, opened her eyes - and showed her that she deserves more, that she can and should pursue more, and that her future holds more for he...
2020-11-101h 18TAM Market Pulse: Tom WaldProspects of Upcoming October Volatility (10/20)We have entered uncharted waters. COVID-19 and the search for a vaccine, the pace of economic recovery in the U.S. and beyond, the final stretch of the presidential and congressional elections – rarely have so many factors come together at once to create such an atmosphere. Investors need to understand what’s unfolding right now and be ready for opportunities that may present themselves. In his latest podcast, Tom Wald, CIO of Transamerica Asset Management, Inc., discusses how medical, political, and economic news could lead to an eventful October, a month already known for its historic market activity. Tom cove...
2020-10-0728 min
SCOR INNOVATION PODCASTInvesting in Building Business with TransamericaAfter more than 20 years in the innovation ecosystem, Georg Schwegler, CEO of Transamerica Ventures, has been in the venture capital industry in telecommunications, R&D, marketing and innovation research. How is this experience relevant to investing in startups and what’s the strategy behind Transamerica ventures?
2020-09-1121 minTAM Market Pulse: Tom WaldDefining the Road Ahead (08/20)Several developing situations demand our attention right now. There’s COVID-19 and the search for a vaccine, the economy, corporate earnings, interest rates and Fed policy, fiscal stimulus, and, of course, a looming election. Determining whether the markets continue to move forward or reverse direction requires taking a step back and looking at the big picture. In his new podcast, Tom Wald, CIO of Transamerica Asset Management, Inc., discusses a potential “Back to the Future” market path unfolding over the next year or two alongside a more friendly investment environment and recoveries in the economy and corporate earnings. Tom provid...
2020-08-1425 minTAM Market Pulse: Tom WaldWhere We Stand: Transamerica Asset Management (TAM) 2020 Mid-Year Market Outlook (07/20)The world has changed over the past six months in ways no one could have expected, yet market opportunities remain alive and well for anyone who’s looking. Tom Wald, CIO of Transamerica Asset Management, Inc., sums up the Transamerica 2020 Mid-Year Market Outlook in his latest podcast. He looks at where he believes the economy and markets are headed after an eventful opening half of the year, how investors should be feeling, and the ongoing risks COVID-19 and other factors pose. With the pandemic surging and elections looming, these are interesting times, indeed. Hear Tom tell investors what they ne...
2020-07-1021 min
TAM Market Pulse: Tom WaldEconomy Tumbles and Stocks Rally: Understanding Why and What Might Be Next (05/20)We’re seeing catastrophic economic numbers caused by the COVID-19 pandemic unveiled on a regular basis these days, yet stocks have enjoyed a remarkably strong run since hitting lows back on March 23. Should we be surprised by this, and what can we expect next? Join Tom Wald, CIO of Transamerica Asset Management, Inc., as he talks about the four catalysts he believes will continue to drive markets in the coming weeks. Tom also shares his perspective on the events that have propelled historic market selloffs over the past 100 years, and how they compare to today’s happenings.
2020-05-1820 min
Digital Sui Generis PodcastEpisódio 13 - TRANSAMERICATRANSAMERICA
Ano:2005
Direção: Duncan Tucker
Roteiro: Duncan Tucker
Com: Felicity Huffman, , Kevin Zegers, Burt Young, Elizabeth Peña, Fionnula Flanagan, Graham Greene.
Produção: Linda Moran, Rene Bastian, Sebastian Dungan
Fotografia: Stephen Kazmierski
Trilha Sonora: David Mansfield
Estúdio: Belladonna Productions LLC
Trilhas no áudiO
Jol'inkomo (Stereo Version)
Old Crow Medicine Show - Take 'Em Away
There's A New Moon Over My Shoulder · Larry Sparks
Travelin' Thru · Dolly Parton
#lgbtpodcasters
2020-05-0707 min
Podcast LVT Travel BusinessStopOver #1 com Daniela Rocco da rede de hotéis TransamericaSe inicia hoje nossa primeira websérie, o talkshow StopvOver LVT. Um programa leve e positivo que convida grandes nomes do mercado para um bate papo sobre os próximos passos em direção a retomada. Iniciamos essa caminhada com pé direito! Nossa primeira convidada é a Daniela Rocco, Gerente de Vendas e Receita da rede de hotéis Transamerica. Fique ligado em nossos canais e não esqueça, leve a LVT com você.
2020-04-2904 min
TAM Market Pulse: Tom WaldCOVID-19 and the CARES Act Economic Stimulus Package (04/20)As economic struggles continue to mount amid the COVID-19 crisis, Congress has passed the CARES Act, a $2.2 trillion package aimed at providing relief for everyone from individuals to major corporations. It’s the largest stimulus legislation ever, and it’s broken down into several areas, all of which demand a great amount of immediate attention in the current environment. In his new podcast, Tom Wald, CIO of Transamerica Asset Management, Inc., looks at the most important part of the CARES Act, its impacts, and whether investors should expect more stimulus from the government later in the year.
2020-04-0824 minTAM Market Pulse: Tom WaldCOVID-19 Economic Impacts in Q2 and Beyond (03/20)COVID-19 has shocked the world, shutting down economies and triggering massive market selloffs rarely seen during any previous crisis. As the calendar turns to the second quarter of 2020 and many brace for economic contraction of historic proportions, where do we go from here? How long will this last, and how bad could Q2 be? In his new podcast, Tom Wald, CIO of Transamerica Asset Management, Inc., discusses when he thinks the worst of the crisis will end and when we may expect to see the economy and markets start to recover. He looks at the implementation of monetary and...
2020-03-2716 minTAM Market Pulse: Tom WaldSuper Tuesday, Coronavirus, and More (03/20)Rarely have presidential campaigns enjoyed the kind of turnaround Joe Biden’s did in the days leading up to Super Tuesday. How will the markets react as investors weigh Biden’s continued efforts? Are there lessons from history we should keep in mind while this election unfolds? And what impact can the coronavirus have on performance and portfolios in the months ahead? Tom Wald, Transamerica Asset Management, Inc. CIO, answers these questions and more in his latest podcast.
2020-03-1628 minTAM Market Pulse: Tom WaldHistoric Market Volatility (03/20)Dramatic volatility and fierce selloffs continue to challenge markets, leaving nervous investors wondering what they should do. How will the coronavirus impact the economy and corporate earnings? What should stock owners, or anyone considering buying stocks, remember in the current environment? Transamerica Asset Management, Inc. CIO Tom Wald answers these questions and many others in “Historic Market Volatility.”
2020-03-1614 min
Presença . Digital, por Jeoás FariasTipos de Usuários das Redes Sociais - Transamérica RecifeTipos de Usuários das Redes Sociais - Transamérica Recife by Jeoás Farias
2019-06-0402 min
Inside OutsideEp. 128 - Aaron Proietti, Author of Today’s Innovator & Transamerica Innovation ChampionCreating environments where innovation can thrive Aaron Proietti is author of the new book, Today’s Innovator. He’s spent 17 years working in the innovation space, including leading initiatives at Transamerica and Capital One. Aaron believes everyone wants innovation to happen, but the traits that make the company successful are the very things that are standing in the way of innovation. In his new book, Today’s Innovator, Aaron focuses on how to create an environment where innovation can thrive. He focuses on strategy, culture, systems and that YOU are today’s innovator. Who do you need to be to thrive...
2018-12-1819 min
Inside Outside InnovationEp. 128 - Aaron Proietti, Author of Today’s Innovator & Transamerica Innovation ChampionCreating environments where innovation can thrive
Aaron Proietti is author of the new book, Today’s Innovator. He’s spent 17 years working in the innovation space, including leading initiatives at Transamerica and Capital One. Aaron believes everyone wants innovation to happen, but the traits that make the company successful are the very things that are standing in the way of innovation.
Today’s Innovator
In his new book, Today’s Innovator, Aaron focuses on how to create an environment where innovation can thrive. He focuses on strategy, culture, systems and that YOU are today’s innovator. Who do you need to be to thri...
2018-12-1819 min
Employee Benefit News PodcastTransamerica CEO weighs in on the vexing issue of retirement in AmericaCatherine Collinson, CEO and president of nonprofit Transamerica Institute and Transamerica Center for Retirement Studies, discusses their latest report on what is bringing down American retirement confidence and what benefits professionals can do to help.
2018-08-2221 min
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Entreneato with Matt Neff78: Robert Weaver The Life Coach VS. The TransAmerica Trail and Other Tales Of Self Discovery and Life Change Part 2On the show today I sit down with Life Coach and Cyclist, Robert Weaver of Robert Weaver Research LLC. At the time of this interview Robert was 300 miles away from conquering the 4,228 mile trail! The good news is Robert completed his goal with flying colors. As a bonus for our listeners Robert is providing a free coaching session valued at $500. Make sure to take advantage of this offer and let him know you heard him on Entreneato! You'll learn a ton about correct mental mindsets and will power to help you achieve SO MUCH in life and business if...
2018-02-0700 minEntreneato with Matt Neff77: Robert Weaver The Life Coach VS. The TransAmerica Trail and Other Tales Of Self Discovery and Life Change Part 1On the show today I sit down with Life Coach and Cyclist, Robert Weaver of Robert Weaver Research LLC. At the time of this interview Robert was 300 miles away from conquering the 4,228 mile trail! The good news is Robert completed his goal with flying colors. As a bonus for our listeners Robert is providing a free coaching session valued at $500. Make sure to take advantage of this offer and let him know you heard him on Entreneato! You'll learn a ton about correct mental mindsets and will power to help you achieve SO MUCH in life and business if...
2018-01-3100 min
The Next Reel Film PodcastTransAmerica • The Next Reel"I never even heard of a tranny church lady."Felicity Huffman received many accolades for her incredible performance in TransAmerica, but an Oscar was not one of them. Looking back at the various nominees, it’s clear that Huffman should have won. But that’s how these things go, right? Reese Witherspoon was great in Walk the Line and was the popular favorite, and that’s probably because Johnny Cash had made quite a resurgence and the movie really struck a chord with people. But it doesn’t make it hurt any less. Huffman still should’ve won. Join us – Pete Wright an...
2017-01-261h 13
The Next Reel Film PodcastTransAmerica • The Next Reel"I never even heard of a tranny church lady."Felicity Huffman received many accolades for her incredible performance in TransAmerica, but an Oscar was not one of them. Looking back at the various nominees, it’s clear that Huffman should have won. But that’s how these things go, right? Reese Witherspoon was great in Walk the Line and was the popular favorite, and that’s probably because Johnny Cash had made quite a resurgence and the movie really struck a chord with people. But it doesn’t make it hurt any less. Huffman still should’ve won. Join us...
2017-01-261h 13
The Pursuit ZoneCycling the TransAmerica with Brian Schilling and Robin KerberA final podcast to explain the abrupt ending of the adventure with Brian Schilling and Robin Kerber who were cycling westward on the TransAmerica Trail and writing about it at crazyguyonabike.com.
2014-09-0102 min
Radio Shows – TravellingTwo: Bicycle Touring Around The WorldShow 32: TransAmerica Trail, Heinz Stücke and Winter CampingThis week we cycle the TransAmerica Trail from Oregon to Virgina with Melanie. We also talk to the famous Heinz Stücke, who tells about how his bike was stolen in Russia. And we share lessons from a winter camping trip. All in Episode 32 of our bike touring podcast. Read More »
2010-01-2400 min