Shows
Haussmann Financial PodcastLiving Trusts Part 1: Creating a Living TrustDo you have a living trust? A living trust can protect your family in estate planning to avoid the probate process which can be slow and expensive. So, what is a living trust? In this episode Trudy is breaking down who creates the trust, who manages it and how it can support your loved ones when you're gone. Check out 3:56 to hear how a living trust can help support you if you are ever unable to manage it yourself and how Trudy's own mom was protected by a living trust when she was no longer a...
2025-01-1707 minHaussmann Financial PodcastLiving Trusts Part 2: Four Common MistakesWhat should you be careful of when creating a living trust? In this episode, Trudy is breaking down the four common mistakes people make when creating a living trust. If you missed it, check out the episode "Creating a Living Trust" to learn more about why a living trust is important before you tune into this episode about common mistakes. Check out 5:33 to hear the tax implications of a living trust and how to avoid making tax mistakes with your living trust.Click here to learn more about Haussmann Financial. This e...
2025-01-1706 minHaussmann Financial PodcastNavigating the Medicare System with Jill TakahashiAre you making the most of your Medicare options?Understanding the different parts of Medicare can help you choose the right plan for you. Knowing when your election period is, working with a professional, and understanding how your financials affect your Medicare cost are all key factors to maximizing your Medicare benefits. There is no cost to working with a Medicare professional, so start today!Check out 7:22 to hear how to enroll in Medicare if you are not already collecting benefits.Click here to learn more about Haussmann Financial.This episode...
2025-01-1728 minHaussmann Financial PodcastReviewing 401Ks with Erin BaldiDo you know where all of your 401K money is?401Ks are retirement accounts provided through employers. When we change jobs, we can often lose track of where we have these accounts and how much money is in them. There are 4 main options for managing these savings. We will explain the benefits and drawbacks of each option and how to make the most of your funds.Check out 4:43 to hear what we recommend most often for keeping track of 401K retirement savings.Click here to learn more about Haussmann Financial.This...
2025-01-1710 minHaussmann Financial PodcastPrivate Duty Homecare with Marinela AngelesDo you need to locate care for an aging loved one?Private duty homecare is a non-medical, in-home care service for seniors recovering from an operation or with an advancing condition such as dementia or Alzheimer’s. Understanding what services are available and the pricing options are essential to choosing the right care for your loved ones.Check out 4:47 to hear when to start considering in-home care.Click here to learn more about Haussmann Financial.This episode is hosted by...
2025-01-1711 minHaussmann Financial Podcast529 Plans with Doug LewisAre you familiar with 529 Accounts and the tax benefits they can have? These accounts can be an effective wealth planning tool, but it's essential that you know how to use them properly. On this episode, we welcome guest Doug Lewis to help us know the most important information for 529 accounts. Check out 8:45 to hear the difference between parents owning a 529 account and grandparents owning a 529 account. Click here to learn more about Haussmann Financial.This episode is hosted by Trudy Haussmann. Trudy has been in the financial services i...
2025-01-1724 minHaussmann Financial PodcastOptions for Long Term CareAre you prepared for potential long term care needs?It is all too common that a loved one will grow old and need long term care. Do you know the options for your loved ones and yourself if this need should arise? In this episode, Trudy is taking you through the four basic categories that most long term care questions fall under: Levels of care, medicare, best ways to pay and terms and policies. Check out 6:17 to hear about the cost of home healthcare and the various options available for this unique type of care.
2025-01-1707 minHaussmann Financial PodcastPlanning for the InevitableWhat happens to all my things when I die?We can't escape the inevitable, and how we prepare for what happens when we die will majorly impact the experience of our friends and families when the time comes. There's a lot to sort out, so in this episode, we're talking about the planning options and ways that you can prepare now to make this process easier on your loved ones. Check out 4:00 to hear what a trust does and how it might help your family after you pass.Click here to learn more...
2025-01-1707 minHaussmann Financial PodcastWhat a Financial Advisor Can Do for YouWhat does a financial advisor do, anyway?In this episode, Pat is talking about the role of a Financial Advisor and what they can do for your family. With his life-time of sailing experience, Pat draws fun similarities to a financial advisor and a sailing navigator to help you understand why having a financial advisor might be the right choice for you and your family. Check out 4:35 to hear why flexibility is crucial in your financial planning. If you are looking for a financial advisor or want to learn more, contact Haussmann Financial...
2025-01-1709 minHaussmann Financial PodcastHow Women Can Prepare for RetirementIs preparing for retirement different for men and women? How can women prepare their finances for longevity and success?Women are less likely to protect their own financial security, so in this episode, Trudy and Dominica discuss the financial challenges unique to women and how to safeguard against them.Check out 8:57 to hear the most important takeaways for women as they plan for retirement.Click here to learn more about Haussmann Financial.This episode is hosted by Trudy Haussmann and Dominica L. Henderson. Trudy has been in the financial s...
2024-03-1610 minHaussmann Financial PodcastHow to Avoid Fraud and Keep Your Money SafeHow safe is your money? Threats to cyber security are more prevalent than ever. In this episode, Trudy Haussmann and John Dunphy dive into how to spot these threats and what to do about them. Learn how to protect your passwords and use additional security to safeguard your information and your money.Check out 5:11 to hear how to verify if the email you have received is legitimate or if it is a scam.Click here to learn more about Haussmann Financial or call us at (800 )773-8700 to schedule an appointment with one of o...
2024-02-2914 minHaussmann Financial PodcastInvesting with Your ChildrenIf you are looking for a financial advisor or want to learn more, contact Haussmann Financial here.Visit our website www.haussmannfinancial.com if you would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors.Patrick Danly, Financial Advisor; CA Insurance License. #0F88078Patrick Danly is a Financial Advisor with, and securities and advisory services offered through, LPL Financial, a registered investment advisor, member FINRA/SIPC.Trudy Haussmann, CFP®, CA Insurance License #0756590Trudy Haussmann, C...
2023-06-0908 minHaussmann Financial PodcastAT&T RetireesAre you planning to retire from AT&T? There are different options for AT&T Retirees, so in this episode John Dunphy is breaking down the choices you'll have when it comes time to retire from AT&T so you can plan ahead for what will be right for you. Check out 5:42 to hear how life expectancy of the retiree impacts the decision of which retirement plan to have. Click here to learn more about Haussmann Financial.This episode is hosted by John Dunphy. John graduated from California State University, Fullerton...
2022-12-2708 minHaussmann Financial PodcastThe Basics of Life InsuranceWhy would I rent my life insurance policy?There are a few reasons! In this episode, Dominica is breaking down life insurance and the different options you have now to prepare for the inevitable. Having life insurance and preparing your finances for when that time comes is a great way to show your loved ones your care for them. We want your finances to be in the best place possible, today!Check out 5:52 to hear some key factors to consider when choosing a life insurance policy. Click here to learn more about Haussmann...
2022-09-0806 minHaussmann Financial PodcastIRA Options- Traditional, Roth & SEPWhat is the difference between a Traditional IRA and Roth IRA? In this episode, Haussmann Financial is answering just that! We're breaking down these two main types of IRAs and clarifying the similarities and differences between the account types, helping you decide which account might be best for you. We'll also answer what a SEP IRA is and in what circumstances you may want this kind of account. Check out 6:36 to hear an example of contribution limits in action for both Traditional and Roth IRAs. Learn more about Haussmann Financial here. Th...
2022-08-2608 minHaussmann Financial PodcastCollege Savings AccountsDo you have children or grandchildren? Do you want to save for their college education?There are options when it comes to saving for your children or grandchildren's college expenses. In this episode, Trudy (who has 4 children in college right now!) is breaking down your options to help you decide how to start saving for coming college expenses. Check out 6:30 to hear Trudy's answer to many common questions, such as what happens to the account if your child doesn't go to college? Learn more about Haussmann Financial here. This episode is hos...
2022-08-1809 minHaussmann Financial PodcastGoing Solar: What to ConsiderIs installing solar the right decision for my home?While the salesman at the door may have interrupted your family dinner, going solar does peak a lot of our interest. There is a lot to consider when making this large financial decision. In this episode, we're breaking down the top things to think about when you start to wonder if solar is the right decision for you. Check out 6:27 to hear about the federal tax credits you could qualify for by switching to solar. Learn more about Haussmann Financial here. This epi...
2022-08-1110 minHaussmann Financial PodcastAccessing Social Security BenefitsWhen is the best time to start receiving Social Security benefits?The retirement lifestyle is waiting for you, but how/when do you access your social security benefit? In this episode, we're breaking down social security benefits and what you can expect for your retirement to help you plan ahead and prepare for the life you want when you are no longer working. Check out 3:37 to hear three reasons to receive benefits early and three reasons to wait to help you decide the best plan for you and your retirement income. Learn more abou...
2022-08-0408 minHaussmann Financial PodcastFamily Finance MeetingDo you need to communicate financial information with your family members, but not sure where to start?In this episode, we're talking about the benefits of having a family meeting about your financial affairs. Sitting down with your financial advisor can set your family members up for financial success. Check out 2:54 to hear the story of Scott and Kris and how a family meeting with their financial advisor supported them through navigating aging parents and financial shifts. Learn more about Haussmann Financial here. This episode is hosted by Trudy Haussmann. Trudy has...
2022-07-2806 minHaussmann Financial PodcastInvestment RiskHow risky is investing in the stock market? As investment professionals and certified financial planners, our job is to understand the whole range of risk associated with financial investing. In this episode, Trudy is sharing the five major types of risk involved in investing in the stock market to help you decide if investments are the right financial decision for you. Check out 2:15 to hear the first of the five major types of risk. Investment professionals are skilled in mitigating risk and can help you make smart investments and financial decisions that will benefit you...
2022-07-2210 minHaussmann Financial PodcastInflation is Here"As we all know, inflation is here." - John Dunphy In this episode we're breaking down inflation, why it happens, and what we're currently seeing in the market. From shipping delays to gas prices, inflation impacts each of us. We want to help you monitor economic conditions and not let today's headlines distract you from tomorrow's goals. Check out 5:42 to hear John's "exaggerated example" of everyone switching to turf to help understand monetary inflation. Learn more about Haussmann Financial here. This episode is hosted by John Dunphy. John graduated from California Stat...
2022-07-1408 minHaussmann Financial PodcastBudgeting Made SimpleDo I really have to budget? Budgeting isn't the most exciting task, but it is important to have a template for spending. Having a clean budget helps both you and your financial advisor make the best financial decisions each month. In this episode, we're talking about budgeting for daily life now and for the retirement lifestyle. Check out 4:28 to hear Pat's simple process to create a functioning, easy to maintain, budget. A monthly budget is a strong starting place for future planning and being able to look further ahead in life, including budgeting for retirement. ...
2022-07-0713 minHaussmann Financial PodcastMarket VolatilityThe market is down! What do I do? In this episode, Dominica is discussing market volatility and steps to take to help you feel prepared for how to handle investments during this time. Check out 6:56 to hear what the Sequence of Return Risk is and an example of how you can evaluate your savings and investments. Learn more about Haussmann Financial here. This episode is hosted by Dominica L. Henderson. Dominica is a native of Augusta, Georgia where she completed her undergraduate degree from Augusta State University majoring. Just months after comp...
2022-06-3011 minHaussmann Financial PodcastWelcome to the Haussmann Financial PodcastWe are thrilled to announce that Haussmann Financial is launching a PODCAST! The Haussmann Financial Podcast was created because we realized many of our clients have asked similar questions over the last 30 years and we knew we could create a resource to answer them all in one space. This is the perfect podcast for answering life's financial questions, simply. This podcast we made JUST FOR YOU. It is for you to share with your kids, your friends, and anyone in your life who wants to get smarter with...
2022-06-1601 minHaussmann Financial PodcastPreparing for RetirementWhat will you do when you retire?In this episode, Trudy is talking about the three common categories in retirement that she's observed in her clients over the last thirty years as a financial advisor. There are lots of ways you can prepare yourself for a smooth transition into retirement and we're here to help you ease into that new phase of life.Check out 7:13 to hear how a financial advisor can help guide you through the transition to retirement. This episode is hosted by Trudy Haussmann. Trudy has been working in the f...
2022-06-1608 minHaussmann Financial PodcastMeet John (and Trudy)Meet the Haussmann Team! In this episode, we're getting to know Financial Advisor John Dunphy.Over the last 28 years, Trudy and John have shared a lot of experiences with the Haussmann Financial Team. From an eager intern to now managing over 200 million dollars, John has always had his clients' interest at the forefront of his work. In this episode, John is sharing some of his experience as a financial advisor and what he has learned, common mistakes he's seen, and bringing Trudy into the conversation with questions for her as the Founder of Haussmann Financial. Ch...
2022-06-1618 minHaussmann Financial PodcastMeet KihoMeet the Haussmann Team! In this episode, we're getting to know Financial Advisor KiHo Choi.Trudy and KiHo go back to their pre-spouse and children days. In this episode, KiHo is sharing what he loves about working with Haussmann Financial, the benefits of working with a financial advisor, and a few special client stories from the past 25 years. Check out 3:07 to hear one of KiHo's most fulfilling experiences as a Financial Advisor at Haussmann Financial. Learn more about Haussmann Financial here. KiHo Choi is licensed as a Registered Representative through Osaic Weal...
2022-06-1607 minHaussmann Financial PodcastMeet DominicaMeet the Haussmann Team! In this episode, we're getting to know Financial Advisor Dominica Henderson.Dominica has been with Haussmann Financial for almost 10 years. In this episode, she is sharing about her journey into the financial industry, what she loves about her work, the benefit of having a financial advisor, and her tip for being well set up for financial success. Check out 5:35 to hear why Dominica recommends working with a financial advisor. Learn more about Haussmann Financial here. This episode is with Dominica Henderson. Dominica is a native of Augusta, Ge...
2022-06-1612 minHaussmann Financial PodcastMeet PatMeet the Haussmann Team! In this episode, we're getting to know Financial Advisor Pat Danly.Pat and Trudy grew up together and have now worked together at Haussmann Financial for 15 years. In this episode, Pat is sharing his path to Haussmann Financial and why working with Trudy and the team has been impactful in both his own life and the life of his clients. Check out 10:50 to hear success stories from Pat's experiences with his clients. And, Pat is sharing what success looks like for him as a financial advisor. Learn more about Ha...
2022-06-1615 min