Shows
AMPLIFY Your Brand and Business100 | PEP TALK: Let's reframe our money beliefsToday we're celebrating my 100th episode! I'm so incredibly grateful for all of you who are tuning in right now. If it weren’t for you, I likely wouldn’t be here today. I’m so excited to continue growing and helping you create a life and a business that you love!We are diving right into all things money today. In today’s episode we are discussing our money mindset and having a little pep talk with ourselves on how we can start to reframe our money beliefs. It’s so important to view money as a tool whe...2023-01-3128 min
Minding Your MoneyTips to Making More MoneySometimes cutting expenses just isn't enough. Sometimes, to reach your financial goals, you need to bring in more money. Here are some tips and things to consider when determining the best way for you to increase your income. Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://calendly.com/vanessajane/30minassessment Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral What is financial coaching? Check my website!...2021-07-0310 minMinding Your MoneyLive Your Bold Life with Zovig GarboushianZovig Garboushian is the founder and head coach of Boldness Ablaze where she helps ambitious women reach for more. We had a really great conversation around women and goals and money. If you'd like to learn more about Zovig and her coaching you can email her at zovig@boldnessablaze.com or check out her website: https://boldnessablazecoaching.com/ 6 Weeks to Bolder Living program: https://boldnessablazecoaching.com/6-weeks-live-bolder/ newsletter sign up: https://boldnessablazecoaching.us4.list-manage.com/subscribe?u=4ba455a06eac79fff72fdbb72&id=bd763d9aae Let's connect! instagram.com/vanessalinenberger S...2021-06-2448 minMinding Your MoneyWhat's Your Budget Style?There are different types of budgets and each has features that are beneficial and help some people more than others. Finding one that resonates with you and how you think about money will help you achieve your financial goals. Today I’m going to talk about 4 different types of budgeting styles that are each a little bit different in the approach but all promote intentional spending and aligning your spending with your goals. 1. Zero Based Budgeting 2. Envelope Method 3. Reverse Budgeting 4. 50/30/20 Method Let's connect! instagram.com/van...2021-05-2808 minMinding Your Money5 Money Topics You Need to Discuss with Your PartnerMoney is the greatest stressor and cause for divorce so getting ahead of it and opening up that conversation is crucial. Today, I'm sharing the 5 topics you should discuss with your partner. Joint or separate accounts Budgeting Debt Retirement Children The key is to have these conversations right away and continually. Things change and circumstances shift, so staying in constant communication will help avoid being blindsided by something that can be detrimental to your relationship. And, above all, be open and give each other grace. This is a hard topic but you are both on...2021-05-2110 minMinding Your MoneyEverything Mortgages and Housing Market with Rick RobertsonIf you have any questions about mortgages, the different types, how to qualify, how to prepare for buying a home, then this episode is for you! We also discuss the current housing market and the different factors that helped get us here. This was such a good interview with tons of great info! If you're in the PNW and need a mortgage specialist, Rick is who you need to talk to! Rick Robertson, Certified Mortgage Planning Specialist, MLO-120044 Email: Rick.Robertson@axiahomeloans.com https://axiahomeloans.co...2021-05-1253 minMinding Your MoneyLeasing vs Buying a CarThe decision to lease or buy a vehicle depends on your needs and priorities. Good times to lease are if you only need a car for a few years or plan to replace your vehicle every couple years anyway. Purchasing comes with higher monthly payments, but in the long run might still be cheaper for you. Today's episode covers some of the pros and cons of each option and how to determine which is best for you. Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://c...2021-05-0609 minMinding Your MoneyWhat's Your Retirement Number?Planning for retirement and knowing how much you need can be overwhelming. There are tools and resources you can use to help make more educated decisions to plan ahead. Social Security Estimator: https://www.ssa.gov/benefits/retirement/estimator.html Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://calendly.com/vanessajane/30minassessment Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral What is financial coaching? Check my website!2021-04-0106 minMinding Your MoneyNew Name, Same GoalsHi! I'm here with a new name and new cover, but still delivering you financial tools and knowledge so you can live your best life! I'm giving you a little re-introduction and share a bit about my business. Have money questions? Let me know and I'll cover it in a future episode! Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://calendly.com/vanessajane/30minassessment Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T...2021-03-1508 minMinding Your MoneyRenting vs BuyingChoosing renting vs buying has long been debated. I'm not here to tell you which is better but to arm you with information and things to consider when choosing what is best for you. Mortgage calculations via mortgagecalculator.org Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://calendly.com/vanessajane/30minassessment Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral What is fina...2021-03-0809 minMinding Your MoneyLarge Tax Bill? Now What?If you have a large tax bill due this year, you have some options. My first bit of advice, if you haven't yet, go to a CPA or professional tax preparer. They can help you in ways that a tax software just can't. 1. Offer in Compromise - if you qualify, you can negotiate your tax bill down 2. Installment Agreement - you can set this up without interest if you can pay within 120 days and owe less than $100K. If you need more time and owe less than $50K, you can still set up a payment...2021-02-2805 minMinding Your MoneyWhat You Need to Know Before You File Taxes2020 was the year no one expected! And there are a number of things that came from it that you need to consider to when filing taxes this year. Always consult your professional tax preparer to get individual advice for your specific situation. Need a good referral for a tax preparer? Email me and I'll connect you! vanessa@mindfullysmartfinance.com Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://calendly.com/vanessajane/30minassessment Want my favorite budgeting app? Try it free for 34 days. https://ynab.c...2021-02-1909 minMinding Your MoneyChat with Randa, Financial AdvisorToday I'm talking with Randa, a financial advisor who started her own company to help other women with their money! Hear from her what working with her looks like, what you can expect and when to think about reaching out to an advisor to help you reach your goals. Connect with Randa! Website: radiantwealthplanning.com Insta: Instagram.com/radiantranda Email: Randa@radiantwealthplanning.com Youtube: https://www.youtube.com/channel/UCxHh-91aAG9lsqzqCuSFK-g/featured Let's connect! instagram.com/v...2021-02-1120 minMinding Your MoneyPay off Debt or Invest?The question that I get asked the most often is "Do I need to be debt free before I can start investing?" This is a great question and one that should be considered carefully, but there's no one right answer. I'm sharing a few things to consider when deciding like your goals, your relationship with your debt, analyzing toxic debt and comparing your options. Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://calendly.com/vanessajane/30minassessment Want my favorite budgeting app? Try it free for 34 days. https://y...2021-02-0705 minMinding Your MoneyHow to pay off your debt!There are two common types of debt repayment methods: snowball and avalanche. Today, we talking about each of these, which is best for you and how to implement each. Let's connect! instagram.com/vanessalinenberger Schedule a free call with me: https://calendly.com/vanessajane/30minassessment Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral2021-01-2908 minMinding Your MoneyCompound Interest - What you need to know!Do you know what compound interest is? In short, it's interest on interest. It's great when you are calculating it for your investments, but not so great when it's on your debts. Check out calculator.net for all your financial calculator needs and more! There, you can easily calculate compound interest, determine how much in total you will pay for a loan or see how large your investments can grow. Let's connect! instagram.com/vanessalinenberger Want my favorite budgeting app? Try it free for 34 days. htt...2021-01-2406 min
AMPLIFY Your Brand and Business12 | Creating a Budget that WORKS! Interview w/ Financial Coach Vanessa LinenbergerGIRL - I'm so excited for today's episode! We're interviewing guest host (financial coach and CPA) Vanessa Linenberger and we're going to get real on how we can create a budget (not only the logistics of HOW, but the MINDSET that is required to make it work!), and we're also going to have some honest conversations around some of the mistakes that you (and I!) might be making when we're creating a new budget. Are you ready?! Let's dive in!Let's be friends on instagram & find even more tips on my website!As referenced in...2021-01-1435 minMinding Your MoneyA Little Inspiration for the New YearSkip the New Year's resolution and create yourself some new goals. Remember to make them measurable, attainable and time specific but also remember to be flexible and adjust when things out your control happen. Let's connect! instagram.com/vanessalinenberger Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral2021-01-1006 minMinding Your MoneyWhat is a 529 Plan?In today's episode, I'm covering the basics of the 529 plan. What is a 529 plan? What can it be used for? Who can use one? What are the advantages and disadvantages? Let's connect! instagram.com/vanessalinenberger Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral2020-12-2910 minMinding Your MoneyMaximizing your SavingsWe're talking about high yield savings account, money market accounts and CDs. When is each the best option, what are the pros and cons and how to know which fits for you. Let's connect! Instagram.com/vanessalinenberger As a financial coach, I love working with others to improve their financial wellness, understanding and confidence. Want to schedule a 1:1? I'd love to chat! https://calendly.com/vanessajane/30minassessment Try my favorite budgeting app free: https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral2020-12-2107 minMinding Your MoneySimple Things You Can Add for Extra ID Theft ProtectionFraud and identity theft is so widespread these days. Today I'm sharing a few things that are really simple, but add some extra protection or help for notifying you more quickly of suspicious activity. 1. Credit Karma - free service for credit score updates and credit monitoring. creditkarma.com 2. Privacy Guard - provides 3 bureau credit scores, monitoring and ID theft insurance. https://www.privacyguard.com/plans-pricing.html 3. Dashlane - password manager and provides notification if there is a data breach with any companies you have an account with. Use this link to...2020-12-1210 minMinding Your MoneyFSA? HSA? OMG! Wut!?FSA - Flexible Spending Accounts -- These are use or lose it, so don't miss out on this money! HSA - Health Spending Accounts -- Learn how to take advantage of all the benefits and tax advantages of this account. Shop - FSAstore.com & HSAstore.com for all approved expenses. Especially use this for unused FSA funds so you don't lose them! Let's connect! Find me on IG: instagram.com/vanessalinenberger Need a good budgeting tool? My favorite is YNAB! Use this link for 34 days free: https://y...2020-12-0413 minMinding Your MoneyScott's Q&A with Me!My husband Scott has had questions as he listens to this podcast and here he's asking all the things! Some of these you may have had and maybe you have more. Send me your questions to be answered on my next Q&A. Let's connect: www.instagram.com/vanessalinenberger Get your Holiday Spending Tracker: https://view.flodesk.com/pages/5fac9640f2dd73f8fe4b5cda Try YNAB Free (my favorite budget app): https://www.youneedabudget.com/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral 2020-11-2236 minMinding Your MoneyAre you ready for the holidays?The holidays can be really stressful, I want to help you reduce that stress by giving you some tips for planning ahead for your spending and ways to reduce your spending so you can really enjoy this time of year. Start setting money aside as early as you can. Create a spending plan and stick to it. Only spend money on things that are important to you and bring you joy! It's okay to say no. Evaluate your spending when the holidays are over and use what you've learned f...2020-11-1214 minMinding Your MoneyWhy the Roth IRA is so Great!This the third episode over retirement accounts and is the last of the most common types of accounts available. The Roth IRA is unique when compared to the Traditional IRA and 401k because you contribute after tax dollars, can withdraw your contributions without penalty at any time, and can withdraw earnings (after meeting certain criteria) without penalties or income tax. Connect with me on instagram! @vanessalinenberger2020-11-0511 minMinding Your MoneyThings to know about a Traditional IRAA 401k isn't the only option when saving and investing for retirement. IRAs are a great tool in planning for your retirement future. Today, I'm sharing what you need to know about a traditional IRA. In 2019, almost half of households headed by someone 55 or older had no retirement savings at all, according to the U.S. Government Accountability Office. It's really important to think ahead about your retirement begin planning early. DM me any any questions! instagram.com/vanessalinenberger2020-10-3010 minMinding Your MoneyThe Basics of a 401kHave you thought about retirement? Do you have a plan to support yourself during those years of your life? In this episode, I'm talking the basics of a 401k plan, the most common type of retirement account and how you can use it to prepare yourself for your future. Let's connect! And DM me any questions: instagram.com/vanessalinenberger2020-10-2310 minMinding Your MoneyThe 5 Things You Need to Reach Your GoalsWorking towards new goals is hard! It takes dedication and motivation. Today, I'm sharing 5 things I think you need to reach those goals. Determine your why Plan ahead Start small Track your progress Get an accountability partner I'll go into detail for each of these in today's episode and give you some tips to help you along the way! Let's connect on IG! I'd love to hear from you! instagram.com/vanessalinenberger2020-10-1612 minMinding Your MoneyEpisode 004: Why you NEED to use sinking funds!What are sinking funds? How can you use them? Sinking funds help you prepare for the unexpected, plan for irregular expenses and plan for the fun things you want in life! That money you're saving each month? Categorize it and give it a "job" so that you know exactly what you're planning for. Plan ahead of major purchases, save monthly for those irregular expenses instead of it hitting your budget all in one month, or put money aside for the things that make you happy! You can do this with a simple excel s...2020-10-0625 minMinding Your MoneyNavigating Relationships & MoneyToday we're discussing relationships and money with my husband, Scott. Money if often a common argument for couples and it's important to approach these topics with your partner with respect at the forefront. In this episode, we're giving you insights to those things that have helped us in the last 10 years of marriage and what we've learned along the way. Follow me on IG: @vanessalinenberger2020-09-2835 minMinding Your MoneyAll About that BudgetBudgets provide you the freedom to spend while keeping your long term goals in mind. It doesn't take a lot of time, but it does take commitment and consistency. Today, we're talking about how a budget can give you peace of mind and help you reach those financial goals. I'll also discuss some great budgeting tools. Below are links to a couple of my favorites! Excel Budget Template: https://view.flodesk.com/pages/5e25f667d9dee3002693e06f YNAB: https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral 2020-09-2209 minMinding Your MoneyWelcome!Welcome to Her Money, Her Life! Today I'm sharing a bit about me and my background. I'm so excited to have you along in this journey. I'd love to get your questions and what you'd like to learn more on in future episodes! Follow and DM me on Insta: @vanessalinenberger2020-09-1704 min