Vanessa And Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

Shows

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans403 | Bank Features That Make Budgeting Easier — and How to Choose the Best Bank or Credit Union for Your Financial GoalsSnag Our Simplified Budget System!Hey there, budget besties! 💸We get this question all the time: “What bank should I use?” And honestly? We wish it were as easy as tossing out a perfect recommendation—but it’s not that simple.In this episode, Shana and Vanessa are giving you all the tools you need to pick the right bank (or credit union!) that actually works for your budget, not against it. Think of it like this: your bank is your personal assistant, and you’re the CEO. Time to do some hiring! 👩‍💼💼We walk you through...2025-05-0513 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans396 | The Step-by-Step System for Budgeting When Your Paychecks Change Every MonthHey, budget besties! 💖 Today we’re chatting with Andrea, who's right in the middle of a BIG life transition — new marriage, three kids headed to Brazil for a year (!), and full-time camper living while her husband travels for work as a union electrician. 🚐✨Andrea’s done all the things — tried The Budget Mom, dabbled in Dave Ramsey — but sticking to a budget? THAT’S the struggle. Especially now with a fluctuating income and a whole new way of life.We walk Andrea through how to set up a money system that works for real life — not just the life you...2025-04-1820 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans395 | Money Lessons from Real Clients: Emergency Funds, Paycheck Planning, Mom Guilt Breakthroughs & Business WinsSnag Our Simplified Budget System!Budget Besties, this one’s for everyone who’s ever thought, “Why does it feel like everything is hitting all at once?” 😵‍💫In this episode, Shana and Vanessa are sharing real stories from coaching clients who are pushing through real life – emergency room visits, broken fingers, college costs, tragic losses, and even tangled-up business budgets. But through it all, we’re celebrating the small (and major) wins, like…✨ Surviving back-to-back emergencies without going into debt✨ Paying taxes on time for the first time EVER✨ Learning how to finally get...2025-04-1614 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans391 | Cash Stuffing, But Make It Digital: Auto Transfers Instead of Cash EnvelopesSnag Our Simplified Budget System!Cash stuffing is cute and all — we see the TikToks too 👀 — and while we do love the intention behind it, we also know a lot of us don’t have time (or the desire) to carry cash everywhere.In this episode, Shana and Vanessa are breaking down the why behind the popularity of cash stuffing — the visual appeal, the sense of control, the fun little binders (we see you, stationery girlies 💅) — and giving you a level-up version that works for your real life.✨ Introducing: Digital Cash StuffingYep, same concep...2025-04-0713 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans387 | How to Handle Biweekly Paychecks & Mortgage Confusion Without Losing Your MindSnag Our Simplified Budget System!In this super relatable lightning-round session, Shana and Vanessa walk Kathleen through the budget fog that so many of us have faced—especially when it comes to biweekly paychecks and split mortgage payments. Spoiler: it’s not just you... this stuff gets confusing real fast!💸 What We Covered:The truth about biweekly pay & mortgage schedules: Kathleen was struggling to figure out why her budget felt so wonky every month. Some months have two paychecks, some three. Same with her mortgage. That inconsistency? Totally throwing off her bud...2025-03-2815 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans386 | Budgeting Without the Baggage: Fun, Freedom & Finances with Your Budget BestiesSnag Our Simplified Budget System!Hey Budget Besties! 👋 We’re throwing it back to one of our favorite convos with our girl Tracy Hoth over on The Organized Coach Podcast. If the words “budget” and “finances” make you wanna hit pause, stick with us—we’re making it fun, shame-free, and maybe even a little bougie. 💅In this episode, we chat with Tracy about:Our journey from church friends to business besties (with a budget twist!)How we tripled our podcast growth by going extra (yes, we do three episodes a week 🙈)The re...2025-03-2633 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans361 | Setting Up a Budget for February: A Fresh Start!Snag Our Simplified Budget System! Can you believe it's already February? We’re kicking off the second month of 2025 with a reset—because let’s be real, January is often a bit of a recovery month after the holidays. In this episode, Shana and Vanessa guide you through the process of closing out January and setting up a fresh budget for February. They walk you through the steps of reviewing your income, debts, bills, spending, and savings so you can hit the ground running this month. From paying off debt to planning for upcoming expenses like v...2025-01-2716 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans358 | How to Talk About Money in Your Relationship: Healthy Conversations for CouplesSnag Our Simplified Budget System! Good morning, budget besties! 🥳 Today, Shana and Vanessa dive into a topic we all need to address: money and relationships. Whether it’s with your partner, kids, or even yourself, money conversations can feel like stepping into a minefield. But fear not—your budget besties are here to guide you through it! From scheduling money talks to involving the kiddos, we’re covering it all. By the end, you’ll feel ready to ditch the tension and start seeing money as a team tool for success. Key T...2025-01-2016 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans356 | Simplifying Your Money with the Budget Besties: Take Control of Your Finances in 2025Hey, Budget Besties! 👋 This week, we’re replaying one of our favorite interviews with AJ Vaden from the Influential Personal Brand Podcast. This conversation is filled with laughs, real talk, and actionable advice to help you take control of your money in 2025! 💰 If you’ve ever wondered why you’re making good money but still feel like you’re living paycheck to paycheck—or if the word “budget” makes you cringe—this episode is for you. We break down: Why most people feel stuck financially (hint: it’s not just about income!) The emotional baggage of money and how to brea...2025-01-1544 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans351 | Bootcamp Day 5: Set It and Forget It: How To Automate Your BudgetSnag Our Simplified Budget System! In this episode, Shana and Vanessa take you step by step through building a simplified, automated budgeting system to help you manage your money confidently and stress-free. If you've ever wondered how to stop living paycheck to paycheck, conquer financial overwhelm, or finally make your money work for you, this is the guide you've been waiting for. What We Covered: Why Budgeting Feels Overwhelming: The common mistakes people make and why traditional systems often don’t work. Setting Up a Budget that Works for You: How to...2025-01-0358 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans345 | January Budget 101: Making Room for Goals, Savings, and a Fresh Financial StartJoin Our Money Makeover Bootcamp! Budget besties, can you believe it? January 2025 is here! Shana and Vanessa are back to help you prep for a fresh financial start this month. Whether December felt like a budgeting whirlwind or a total train wreck—it's okay, we've got you. We’re walking you step-by-step through closing out December and setting up your shiny new January budget. 🎉 This episode is all about: ✨ Reviewing December’s numbers (yes, even if it hurts) and using that data for a better year ahead. ✨ Setting up January’s budget with int...2024-12-2316 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans337 | Financial Goals 2025: How to Plan, Budget, and Achieve Success With Your MoneyBudget Besties, 2025 is here, and we’re so pumped to help you dream big with your money! 🎉 In this episode, Shana and Vanessa talk about financial goals—what they are, why they’re important, and how to break them down into actionable steps. Whether you’re dreaming of a house, paying off debt, or just getting more organized with your budget, this is your year! We also cover: Why financial goals matter for every other goal you have. How to dream big but still create SMART, actionable steps. The importance of short, medium, and long-term goals—and how they...2024-12-0432 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans334 | Make Your December Budget: A Step-by-Step GuideGet $200 Off Coaching! Hey, budget besties! December is here, and so are we—with our festive jingles and a checklist to help you crush your December budget. Whether you're navigating holiday spending, bonuses, or travel plans, we’ve got you covered with actionable tips and a sprinkle of holiday cheer. 🎅 Why Shana isn’t in Christmas mode just yet (but her bear is ready!).🎄 The must-dos for wrapping up November's budget before diving into December.📊 A breakdown of the Budget Besties system: income, debts, bills, spending, and savings buckets.🎁 Planning for Christmas gifts, holiday tra...2024-11-2723 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans333 | Clutter-Free Christmas Gifts: Ideas They’ll Actually Use and Love⁠Get $200 Off Coaching!⁠ Hey, budget besties! 🎁 In this festive episode, Shana and Vanessa are talking all about clutter-free gift ideas that bring joy without crowding the closet. If you're tired of giving (or receiving) stuff that ends up in the back of a drawer, this one's for you! What We’re Chatting About:🎅 Shana’s fave gift (spoiler: planners!) and why Vanessa avoids clutter at all costs.🎄 The shift in how kids—and adults—enjoy gifts in the age of Amazon.🎁 Why cash, gift cards, and thoughtful experiences are game-changers....2024-11-2522 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans331 | Entrepreneurship and Money: Creating Systems to Manage Finances and TimeSnag Our Simplified Budget System! This week, we dive into real-life stories of entrepreneurs and business owners navigating the tricky intersection of personal and business finances. From a law firm struggling with employee accountability to a property manager juggling the demands of short-term rentals, these lessons will inspire and challenge you to take a fresh look at how you manage money in your business. Lesson #1: Leadership in Business Matters More Than You ThinkOne law firm owner learned that “good enough” isn’t good enough when it comes to employees. Shana and Vanessa helped...2024-11-2015 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans329 | The Magic of Routine with Anna Dearmon Kornick: How a Weekly Finance Ritual Can Change EverythingSnag Our Simplified Budget System! Shana and Vanessa welcome time management expert Anna Dearmon Kornick, who shares her powerful method for managing personal finances without letting it take over your week: the “Finance Friday” routine. Together, they dive deep into how managing time and money share common roots in our beliefs, our habits, and even our upbringing. Get ready for a practical guide to setting boundaries with both your time and your money! Check Out Anna's free mini course Blueprint to Balance! Check Out Anna's Podcast It's About Time! Key Takeaways: ...2024-11-1536 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans328 | Mastering Money Mindsets: Tools for Building Wealth and Avoiding Financial StressCheck out our friend's podcast, Her Unshakeable Confidence Hey, Budget Besties! This episode is all about breaking down money myths and building financial freedom with confidence. Join Shana and Vanessa as they chat with Simone and Olivia from the Daughter Dearest podcast, sharing insights on transforming your relationship with money—whether you’re in college, mid-career, or managing family finances. In this episode, we cover: Starting Fresh with Financial Education: Busting the myth of being “bad” with money and discovering that it’s often just a matter of not being taught the right t...2024-11-1349 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans324 | End the Paycheck to Paycheck Cycle Rollercoaster: How to Build a Predictable BudgetSnag Our Simplified Budget System!⁠ Hey, budget besties! Today, we’re diving into a seriously common question from our friend April in the Facebook group: “How do I stop living paycheck to paycheck?” April, you are not alone—so many of us feel the pain of balancing paychecks with bills, often feeling like we’re barely keeping up. Key Highlights from Today’s Episode: The Paycheck-to-Paycheck Trap: Most of us are familiar with the stress of waiting for payday to handle all the bills that have piled up. But what if you didn’t...2024-11-0415 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans322 | Hidden Savings: How One Call Could Reduce Your Monthly BillsSnag Our Simplified Budget System! Welcome back, budget besties! Shana and Vanessa are diving into real-life financial breakthroughs from their latest client coaching sessions, sharing tips and lessons that’ll inspire you to make moves in your own money journey. This episode is all about combining finances, cutting out debt temptations, and negotiating bills. Ready to hear how real people are saving thousands? Let’s go! To Combine or Not to Combine? 💍 Lesson: If you’re in a partnership and keeping finances separate, have a conversation about the why behind it. Shana’s client, who is abou...2024-10-3021 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans321 | November Budget Basics: Wrapping Up October and Planning for the HolidaysSnag Our Simplified Budget System! Welcome back, budget besties! 🎙️ It's that beautiful time of year – cooler weather, cozier vibes, and (for many of us) packing up Halloween decorations and settling into November! Join Shana and Vanessa as we get ready to give our finances a warm fall reset, making sure every dollar has a place before holiday spending kicks in! Wrap Up October: Before diving into November, we’re closing out October with style! Shana and Vanessa walk us through how to finalize last month’s budget – checking those actuals, updating debt and asset totals, and making su...2024-10-2819 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans319 | Transform Your Money Habits: From Living Paycheck to Paycheck to Financial PeaceSnag Our Simplified Budget System! Hey, budget besties! It’s Shana and Vanessa here, and we’re beyond excited to bring you this episode that comes from a chat we had with the amazing Holly Logan from the Holly Logan Health podcast! We chat all things automating your money and keeping it simple—just the way we like it. We dive into our favorite systems and strategies that help take you out of the equation (because let’s be real, when we have to do too much work, it usually doesn’t get done!). We talk about the...2024-10-2331 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans316 | Rewriting Your Financial Story: How Women Can Win with MoneySnag Our Simplified Budget System! Hey, Budget Besties! 👋 This week, we're replaying a fantastic conversation we had with our friend Gia from the Your Future Starts Now podcast. It's one of our favorite chats, filled with laughs, insights, and plenty of practical tips to help you live your best financial life! Our Backstory: We share how our friendship started (hint: it involved a workout group and a church visit!) and how we grew from frugal moms to passionate financial coaches. 🌟 The Book That Changed Everything: Discover the impact that Dave Ramsey's Total Money Makeover had on our li...2024-10-1636 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans315 | The Bougie Woman’s Guide to Budgeting Without Feeling Restricted Or Using Credit CardsSnag Our Simplified Budget System! In this episode, we dive into the world of being "bougie" without losing control of your budget. If you’ve ever felt like you’re keeping up with the Joneses, but your bank account feels the strain—this one’s for you! We’re here to show you how you can prioritize what’s important to you, own your bougie lifestyle, and make it work within your budget. No need for credit cards to fund the fancy life—we’re talking freedom through intentional spending. Key Takeaways: Bougie is Personal: Your b...2024-10-1418 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans314 | The Stress-Free Way to Manage Money as a Busy MomSnag Our Simplified Budget System! In this inspiring episode, Shana and Vanessa sit down with Chelsea, a nurse practitioner, business owner, wife, and mother of three, who transformed her chaotic financial situation into one of clarity and control. Chelsea opens up about her long struggle with debt, credit cards, and financial overwhelm, and how a simple, personalized system changed everything for her and her family. Chelsea talks about the pressures of managing finances with multiple income streams, a busy lifestyle, and the weight of feeling financially stuck. She shares how using other financial systems...2024-10-1130 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans313 | Dave Ramsey’s Tough Love vs. Our Practical Approach to Building Wealth and Multigenerational Family HomesSnag Our Simplified Budget System! In today’s episode, we react to a call Dusty made on The Ramsey Show, seeking advice about building a home on his family’s land. Dusty was met with some tough love from Dave Ramsey, but we have our own perspective on the situation! We unpack what Dusty’s real question was—how to build the house while staying financially stable—and highlight how the advice given missed the mark. We discuss the importance of personalizing financial decisions to fit your unique situation, and how every budget needs to reflect yo...2024-10-0926 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans312 | Creating a Realistic Budget: How to Plan for Unexpected Expenses and Stop The Credit Card CycleSnag Our Simplified Budget System! Hey Budget Besties! 💸 In this episode, we’re diving deep into some real-life coaching moments that we know so many of you can relate to. Vanessa and Shana share stories from their one-on-one calls with clients who are working hard to break free from complicated financial webs. From entrepreneurs with credit card chaos to single moms juggling overwhelming payments, we talk about the common struggle of using credit as a budget (we’ve all been there!) and how to make the shift to a more intentional spending system. You'll hear about a...2024-10-0726 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans310 | You Don't Need Another Budget, You Need A Budget SystemSnag Our Simplified Budget System! Hey Budget Besties! 💸 Let’s get real—most people think the problem with budgeting is them. But we’re here to tell you that it’s not YOU—it’s the budget! In this episode, we break down why so many traditional budgets fail and why you need a system, not just another budget. 🚫📊 They share their journey from using rigid budget templates that didn’t work (we see you, Dave!) to creating a simple, one-page, intuitive budget system that actually works. 🙌 With five clear categories—Income, Debt, Bills, Spending, and Savings—this system help...2024-10-0218 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans309 | How to Stick to a Budget Without Feeling RestrictedSnag Our Simplified Budget System! Budgeting doesn’t have to feel like a bad B-word! In this episode, Shana and Vanessa break down why budgets are actually freeing—not restricting. Whether you feel like you’re living paycheck to paycheck or just want more clarity, this episode will help you shift your mindset and find joy in managing your money. The goal? Let your budget give you permission to spend without guilt! What You’ll Learn: Why budgeting is empowering, not limiting. How to give every dollar a job so you can see exactly what you...2024-09-3016 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans308 | From Paycheck to Paycheck to Paycheck Ahead: Monique’s StorySnag Our Simplified Budget System! In this inspiring episode, Shana and Vanessa chat with Monique Dixon, a certified nurse midwife and single mom, about her incredible journey to taking control of her finances. Monique shares the reality of making six figures but still living paycheck to paycheck, and how a mix of debt, stress, and feeling overwhelmed led her to seek financial coaching. Together, they dive into how Monique, fueled by her love for her 9-year-old daughter, Victoria Queen, and the desire to break generational cycles, took the brave step to get coaching. Monique...2024-09-2724 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans305 | The Missing Step: How to Turn Dave Ramsey’s Advice Into a Practical BudgetSnag Our Simplified Budget System! Hey, Budget Besties! 🎙️ In today’s episode, we’re diving into something we hear all the time — you’ve tried the Dave Ramsey method, but still feel like something’s missing when it comes to the actual budgeting part. We get it! Dave’s method is great, but it doesn’t always answer the real-life, day-to-day money questions like: “What do I do with the random stuff that keeps popping up?” or “How do I handle paychecks that come in right at the end of the month?” This episode breaks down: ...2024-09-2013 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans304 | Pay Off Debt Faster: How One Family Cleared $13K and Reduced Money AnxietySnag Our Simplified Budget System! Welcome back, Budget Besties! We’re diving into Part 2 of a conversation that’s close to our hearts. Today, we’re talking about one of our amazing clients who worked with Shana for a year and paid off $13,000 in credit card debt. 🥳 This client’s journey is so relatable, and we think it’s going to resonate with a lot of you! In this episode, we walk you through: The Power of Systems: Even when our client went off the rails, the systems they put in place saved them. We’ll show yo...2024-09-1817 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans301 | The Simplest Way to Organize Your Finances in Under 10 MinutesSnag Our Simplified Budget System! Hey, Budget Besties! Got 10 minutes? That’s all you need for a game-changing approach to organize your finances. In this episode, we break down the easiest and quickest way to take control of your money—without the overwhelm. If you’re ready to feel less stressed and more in charge, we’ve got you covered. Feeling overwhelmed with your finances? We get it. Even if everything seems “fine,” we’re here to show you how it can be even better. The power of two accounts: Keep your bills and spending separate by using two c...2024-09-1111 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans300 | From Scrappy Beginnings to 300 Episodes: Our Wild Ride to Becoming Your Budget BestiesSnag Our Simplified Budget System!Hey, Budget Besties! 🎉 We’re celebrating a HUGE milestone today—our 300th episode! 🎧 Can you believe it?! We’re taking a little trip down memory lane to reminisce about how this journey started, the ups and downs, and what’s next for us. We’ll keep it short and sweet, but we’re so excited to share this moment with you! How it all began: Shana accidentally started our podcast! 😆 We launched without much planning, but here we are 300 episodes later! The early days: Picture this—recording in a warehouse, using yoga mats and umbrellas for...2024-09-1115 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans298 | Maximizing Your Money: Lessons from Real-Life Budgeting Challenges Snag Our Simplified Budget System!In this episode, we’re diving deep into the real-life situations from our coaching sessions. We love coaching our clients, hearing their stories, and guiding them to a better financial path. Today, we're bringing those lessons to you, budget besties, so you can apply them directly to your financial journey.Key Takeaways: Spending Guilt is Real—But It’s Not Always Justified: One client felt guilty about some extra spending, but when we broke it down, it was all necessary stuff—back-to-school items, a textbook, and a small trip. Lesson: Sometime...2024-09-0415 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans297 | How We Would Budget $9,500 Income A Month (Build A Budget In 20 Minutes)Snag Our Signature Budget Template! Hey Budget Besties! 🚀 In this episode, we are taking on the challenge of building a complete budget in just 20 minutes. With an average income of $9,500 a month, they’ll walk you through their super easy-to-use budget system, showing you exactly where to allocate every dollar. You'll learn how to break down your paychecks, focus on actual numbers, and give every dollar a job. They dive into the importance of tracking income separately, handling debts, and prioritizing bills—all while making sure there's room for some fun money, too! Plus, they’ll...2024-09-0220 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans296 | From Conflict to Collaboration: Overcoming Money Struggles in Marriage with Therapist James ChristensenSnag Our Signature Budget Template! Hey, Budget Besties! 🤑 In this episode, we’re diving deep into the intersection of love and money with James Christensen, a marriage therapist from California. He’s here to help us navigate the often icky topic of finances in relationships. Trust us, you don’t want to miss these nuggets of wisdom! 💡 What We Covered: Complaint to Request: James teaches us the magic of transforming complaints into positive requests, making communication with our partners way more effective. Shared Vision: The importance of dreaming together as a couple...2024-08-3027 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans295 | Pumpkin Spice and Everything Budget: Make Your September Budget With Us 🍁Snag Our Signature Budget Template! Hey, budget besties! 🍁 September is just around the corner, and it’s time to make sure your budget is ready to handle all the upcoming expenses—pumpkin spice lattes included! In this episode, we guide you through the process of closing out your August budget and setting up a solid plan for September. From managing unexpected expenses to stashing cash for fall festivities, we’ve got everything you need to make this a financially stress-free month. In This Episode, We’ll Discuss: Wrapping Up August: How to revi...2024-08-2827 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans294 | Balancing Needs vs. Wants: A Guide to Smarter SpendingSnag Our Signature Budget Template! Hey, budget besties! In today's episode, Shana and Vanessa are diving deep into the questions and concerns you've been sharing with us about spending. Whether it's struggling with compulsive spending, balancing needs versus wants, or just feeling like you’re living paycheck to paycheck, we've got you covered. We're breaking down actionable tips to help you gain control over your finances, set up a foolproof budget system, and make sure your hard-earned money is working for you—not the other way around. In This Episode, We’ll Discuss: The Ne...2024-08-2724 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans293 | Your First $10K: How to Budget, Save, and Stop Relying On Credit CardsSnag Our Signature Budget Template! In this episode, we’re hanging out with Jess, a dedicated dietitian with a big financial goal—saving her first $10,000! We’re diving deep into practical steps to take control of your finances and make that first major milestone a reality. Whether you're trying to break free from the paycheck-to-paycheck cycle or want to feel more intentional with your money, this episode is for you! What We Covered: The Importance of a 90-Day Review: Why printing out your last three months of credit card statements is crucial to und...2024-08-2322 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans292 | From Overwhelm to Organized: Simplifying Finances for Business OwnersSnag Our Signature Budget Template! Hey Budget Besties! 💸 In this episode, we're sharing some of the most inspiring breakthroughs from our recent coaching sessions with clients who run their own businesses. From realizing hidden income to creating clear, actionable plans for debt payoff and business growth, these stories are packed with lessons on financial empowerment. Key Takeaways: Own Your Income: One client, a hardworking massage therapist, discovered she had an extra $1,500 to put towards debt by simply accounting for all her income—including cash tips! Plan with Purpose: A hai...2024-08-2118 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans291 | Back to School, Back to Budget: Reclaim Routine After a Summer-Spending HangoverSnag Our Signature Budget Template! Budget Besties, raise your hand if summer made your money disappear like a magic trick! 🎩💸 We are here to help you wave goodbye to those summer budget blues and say hello to a fresh, fall routine. In this episode, we’re diving into a post-summer financial reset. From doing a summer audit to setting up your fall budget, we’ve got the tips to get your finances back on track. Plus, we’ll talk about how to manage those sneaky back-to-school expenses and create a solid routine that works for you and your fam...2024-08-1916 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans290 | Stress-Free Budgeting, Marriage & Money Tips, and Teaching Kids Financial LiteracySnag Our Signature Budget Template! Listen in on our conversation with our friend Marina Tolentino from The Work Like A Mother Podcast. Highlights: Shana and Vanessa share their podcasting journey, from starting on a whim to getting serious about consistent content creation. Insight into their strategy of recording and publishing three episodes a week, which led to their podcast’s success. The importance of dreaming together and having regular financial meetings. Tips for balancing different spending habits within a relationship. Using “we” and “our” language to foster teamwork in financial planning. The benefits of separating...2024-08-1647 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans289 | 11 Personal Finance Statistics You Need to KnowSnag Our Signature Budget Template! Episode Summary: Budget besties, we just dug up some mind-blowing stats that underline why it’s so crucial to take control of your money. While these numbers are definitely eye-opening (not to say gut-wrenching), they confirm what we already knew—money stress is real, but it doesn’t have to be. We’re diving into the facts that highlight the importance of budgeting, planning, and taking action so your money can work for you, not the other way around. Key Takeaways: 72% of adults feel stressed about mo...2024-08-1421 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans287 | Mastering Money and Homeschooling: Nicole's Path to SuccessSnag Our Signature Budget Template! Welcome back, budget besties! In today’s episode, Shana and Vanessa chat with the incredible Nicole, who has been a client since last September. Nicole shares her inspiring journey of overcoming financial chaos and achieving financial clarity with the help of our coaching. Key Takeaways: Meet Nicole: A dedicated mom, wife of 29 years, and homeschooler of seven kids, including her own three children and four adopted siblings. Writer of science curriculum and co-host of a popular podcast, turning side gigs into full-fledged businesses. Faced financial struggles managing th...2024-08-0940 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans283 | Budgeting for Back To School ShoppingSnag Our Signature Budget Template! In this episode, we tackle the often overwhelming task of budgeting for back-to-school expenses. We chat about common challenges, share our own back-to-school experiences, and give you practical tips to help you, our budget besties, plan effectively for the upcoming school year. Key Points: Back to School Stress: Are you feeling unprepared for the costs associated with the new school year? It’s common to underestimate these expenses and feel surprised every year. Common Expenses: School Supplies and Tech: No...2024-07-3119 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans282 | Bills & Your Budget: Common Mistakes To AvoidSnag Our Signature Budget Template! Hey there, budget besties! 🎙️ It's Shana and Vanessa here, and we know you sometimes feel like your bills are playing hide and seek with your bank account. Today, we're diving into the top 12 mistakes that make your finances feel super messy and how to avoid them. Let's get into it! Episode Highlights: One Account Chaos Keeping all transactions in one account is like trying to find a needle in a haystack. Solution? Separate your accounts for bills, spending, and savings to get a clear view of yo...2024-07-2920 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans280 | Plan, Save, and Succeed: August Budget StrategiesSnag Our Signature Budget Template! Hey budget besties! Have you started on your August budget yet? We're here to help you get ahead and make sure you're all set for the upcoming month. Whether you're preparing for college or your kids are heading back to school, we know there's a lot going on. Join us as we walk you through the steps to create your August budget, even though there's still a week left in July. In this episode, we discuss why it's crucial to get a paycheck ahead and how to...2024-07-2427 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans279 | How to Budget and Spend Money with Confidence 💸: A Step-by-Step Guide for Stress-Free SpendingSnag Our Signature Budget Template! Hey Budget Besties! 🎉 Welcome back to another episode of our podcast, where we are here to help you take control of your spending money with confidence. Today, we're diving deep into understanding what counts as spending, setting up the right budget, and creating systems that make managing your money easy peasy, lemon squeezy! 🍋 Episode Highlights: Understanding Spending: Spending isn’t your bills, debts, or savings. It’s everything else! Categories to consider: gas, groceries, pocket money, kids’ money, restaurants...2024-07-2221 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans278 | Addressing Money Problems in Marriage and Raising Financially Literate KidsSnag Our Signature Budget Template! Hey budget besties! 🎙️ This week, Shana and Vanessa dive into a heartfelt conversation with Jaylin, a mom of three who's ready to take charge of her family's finances. If you've ever felt overwhelmed trying to balance household budgets with a partner, this episode is for you. Join us as we explore practical steps to get on the same financial page, create a one-page budget, and even get the kids involved in smart money habits. In This Episode, We Cover: Starting Point: Jaylin's financial journey and h...2024-07-1926 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans277 | Living Well While Paying Off Debt: Balancing Your Budget And Your GoalsSnag Our Signature Budget Template! Hey, budget besties! Today we’ve got some stories from our clients that we think will really resonate with you. These real-life lessons are like free coaching sessions, packed with tips and inspiration to help you on your financial journey. So, let’s get into it! Episode Highlights: 1. Celebrating Small Wins with a Single Mom: - Shana had a heart-to-heart with a single mom who’s saved $50K—go girl! But she also financed $3K for furniture. We dive into why peop...2024-07-1718 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans276 | 20 Money Tips in 20 Minutes: Proven Budget Hacks for SuccessSnag Our Signature Budget Template! Hey, budget besties! Get ready for a whirlwind episode where we, Shana and Vanessa, deliver 20 money tips in just 20 minutes! Buckle up for these game-changing financial strategies designed to keep us on track and feeling empowered. Key Takeaways: Separate Your Accounts: Have different accounts for bills, spending, and savings to keep things organized. Savings Buckets: Create specific savings buckets for unexpected expenses and goals like travel or medical bills. One-Page Budget Template: Simplify your budgeting with a...2024-07-1519 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans273 | 4 Tips to Make Budgeting EasierSnag Our Signature Budget Template! Hey Budget Besties! 🌟 Shana and Vanessa here, ready to simplify your budgeting game. Budgeting should be easy—or at least easier! Join us as we break down four straightforward ways to make budgeting a breeze. Let's dive in! Episode Highlights: Open Separate Accounts: The simplest hack to make budgeting clearer. Separate accounts for bills, groceries, spending money, and savings. Avoid confusion and track your money effortlessly. Set Up Automatic Transfers: Schedule transfers to different accounts on payday. No more manual calculations—let automation do the wor...2024-07-0816 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans272 | The High-Achieving Woman’s Guide to Fashion and Self-CareHey Budget Besties! In today’s episode, we’re thrilled to chat with our friend and fashion guru, Jessica Papineau, the mastermind behind CSJ Styling. Jessica has styled everyone from high-powered executives to stay-at-home moms, helping them feel confident and powerful through the magic of fashion. Key Highlights: Meet Jessica Papineau: Jessica shares her journey from starting her own fashion styling company to becoming a trusted stylist for high-performing women. Whether it's entrepreneurs or stay-at-home moms, Jessica's mission is to help every woman feel her best. The Power of Investing in Yourself: We dive...2024-07-0530 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans271 | Mastering Your Monthly Budget: Lessons from Real-Life Clients Book A Free Financial Coaching Call! Hey Budget Besties! 🌟 In this episode, we dive into real-life success stories from our amazing clients, sharing lessons that can help YOU with your monthly budgeting and financial behaviors. We’ve got some fantastic takeaways, from managing irregular income to avoiding the feast-or-famine cycle. Join us as we explore these inspirational journeys and practical tips to take control of your finances! Key Topics: Planning Irregular Income: Shana shares about a lovely couple with a family timber business. They received significant checks a few times a yea...2024-07-0316 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans270 | Retirement Reimagined: Steps to Achieve Retirement at the Age Your Decide Book A Free Financial Coaching Call! Hey there, budget besties! 🌟 Today, we're diving into a topic that's super close to our hearts: retirement. But not just any retirement—the kind where you're living your best life at 45, traveling the world, or pursuing a passion project. Let's dream big and break the mold of traditional retirement plans! Key Takeaways: Creating a Vision: Imagine your dream retirement. Is it full of travel, starting a new business, or spending time with grandkids? Whatever it is, start with that vision. Retirement doesn't mean stopping work; it me...2024-07-0127 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans269 | Automate Your Finances: A Busy Mom's Guide to Stress-Free BudgetingBook A Free Financial Coaching Call! Hey, Budget Besties! 🌟 In this episode, we tackle the often overwhelming task of budgeting, especially for us busy working moms. We share practical tips and real-life stories to help you get started and stay on track with your budget without feeling stressed or guilty. This episode is from a wonderful conversation we had with our friend Kerri Patt from the Mom Wife Career Life Podcast. Key Takeaways: Schedule Your Budget Time: The first step is to schedule time for budgeting. It might feel lik...2024-06-2831 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans267 | Be Your Own Bank: Take Control of Your Finances and Live FreelySnag Our Signature Budget Template! Welcome back, budget besties! Ever thought about being your own bank? Imagine never asking for permission to spend money on life's big or small surprises. From emergency vet bills to unexpected car repairs or those last-minute summer camp fees, we dive into how you can manage your finances independently. Say goodbye to credit cards and hello to financial freedom. Key Takeaways: The Problem with Relying on Others for Money: Many of us depend on credit cards, loans, and insurance companies to handle financial emergencies or large expenses. ...2024-06-2431 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans265 | Money Questions: Combining Finances, Paying Off Debt, Choosing the Right Bank, Budgeting for Kids & Staying Accountable To Your Budget Snag Our Signature Budget Template! Hey Budget Besties! In this episode, we're diving into your most pressing financial questions. From blending finances in a blended family to getting a month ahead on bills, we've got you covered. Tune in for practical advice and tips to help you take control of your money. Key Points: Blending Finances in a Blended Family: Combining different financial habits and histories can be tough. We discuss the importance of transparency and creating a unified financial plan. Tips on starting with a clean slate: laying out all income, debt, bills...2024-06-1922 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans263 | Mastering Family Finances: Budgeting, Income Shifts, Teaching Kids About Money, and Teamwork in Marriage Snag Our Signature Budget Template! Hey Budget Besties! 🎉 In this episode, we dive into the nitty-gritty of managing finances, especially when life's curveballs come your way. From adjusting to income changes, teaching your kids the value of money, to getting on the same financial page with your spouse, we’ve got a packed session of tips and real-life advice for you. Let’s get into it! Key Topics: Stealing from Your Bills Account? Ever find yourself dipping into your bills account for “funsies”? Learn why it’s crucial to keep that money sacred...2024-06-1418 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans262 | Group Coaching Call Reveals Secrets to Stress-Free Spending & Which Banks Work Best for Budgeting Snag Our Signature Budget Template! Hey Budget Besties! 🎉 Listen into a live group coaching call where we dive deep into the game-changing strategy of using separate bank accounts for effective budgeting and more. 💡 Say goodbye to the headache of tracking every dollar and hello to the ease of automated planning! We discuss: 1. Separate Bank Accounts Gas and Groceries: Consider a dedicated account for these to streamline your spending without the need to track every purchase. Bills Account: Use a separate account for bills to ensure they’re alway...2024-06-1217 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans261 | Mastering Debt: Popular Debt Payoff Plans Explained (Debt Snowball, Debt Avalanche & Debt Minimum Payments) Snag Our Signature Budget Template! Do you find yourself juggling multiple debts and wondering which one to tackle first? 🤔 You're not alone, budget besties! We are break down the three most popular methods for getting out of debt and help you decide which one fits your unique situation. In This Episode: Debt Snowball Method: What It Is: Focus on paying off the smallest balances first. Why It Works: Quick wins keep you motivated. 🎉 Example: Pay off a $500 credit card before a $1,000 one, regardless of intere...2024-06-1020 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans258 | Budgeting Basics: How to Create a Simple and Effective Budget Snag Our Signature Budget Template! Hey Budget Besties! 🎙️ Have you ever tried to do a budget and felt like running away screaming? Today, we’re breaking down why budgeting doesn't have to be complicated. We’ll show you how to lay it out simply, understand it fully, and actually stick to it. No more confusion, no more overwhelm! Episode Highlights: Budgeting Misconceptions: Ever felt like you needed a PhD to understand a budget template? Us too. We’ve been there, and we’re here to simplify the process. Health and Budget Co...2024-06-0313 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans255 | Quick and Easy June Budget Setup: Start the Month RightSnag Our Signature Budget Template! Hey Budget Besties! Are you ready to rock your June budget? Join us as we guide you through setting up your budget for the upcoming month. Whether you're new to budgeting or a seasoned pro, this episode is packed with tips to ensure your financial plan is solid. We'll review the essentials of wrapping up May, setting realistic goals for June, and making use of our handy budget templates. Key Takeaways: Wrapping Up May: Let's review what actually happened financially vs. what you planned. Don’t worry if things didn’t go as planned; it’s a le...2024-05-2722 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans254 | Creating a Memorable Summer on a Budget: Tips for Camps, Vacations, and MoreSnag Our Signature Budget Template! Hey Budget Besties! 🌞 Are your kids already asking to do a million things this summer? We totally get it. Summer can quickly become a chaotic mix of activities, camps, and trips. But do you have the money for all those plans? Today, we’re diving into how to budget for a fun and memorable summer without breaking the bank! Episode Highlights: Planning with Purpose: Start by casting a vision for your summer. What do you want to accomplish? How do you want to feel by the end of it? Get y...2024-05-2421 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans253 | How to Stay Ahead: Budget Tips for High-Expense & Busy MonthsSnag Our Signature Budget Template! Hey Budget Besties! In this episode, we’re sharing some real-life nuggets from our group coaching sessions. May was a long month for budgets, and we’re here to help you navigate all the challenges it brings. From unexpected grocery bills to handling extra paychecks, we’ve got tips to keep you on track. Plus, hear how to manage those pesky annual bills and the importance of replenishing your emergency fund quickly. Join us as we dive into your burning questions and tackle budget dilemmas together! May Budget...2024-05-2215 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans252 | Stop Wasting Money: How Dreams Turn into Budgeting GoalsBook A Free Financial Coaching Call! Hey, budget besties! In this episode, we're diving into the essential first step of budgeting: rediscovering your financial dreams and figuring out your "why." We share heartwarming stories, practical steps, and motivational tips to help you envision a future that excites you. Let’s get back to dreaming big and setting the stage for financial success! Key Takeaways: Start with Your Why: Reflect on your financial goals and what you want for your future. Keeping your "why" in front of you helps stay motivated. Vi...2024-05-2016 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans247 | Smart Spending: Helping Women Feel Good About Budgeting Needs and WantsBook A Free Financial Coaching Call! Hey Budget Besties! It’s Vanessa and Shayna here, and today we’re tackling a topic we all think about but often stress over – managing our money. We’re here to show you how handling your finances can be both empowering and enjoyable, especially for us women who juggle so much! What We're Diving Into: You know those moments when the kids suddenly need new sports equipment or it's time for school photos again? We're talking about why these "surprises" aren't really surprises and how you can budget for them...2024-05-0822 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans246 | Are You Sabotaging Your Budget? Signs You're Not ReadyBook A Free Financial Coaching Call! Today we explore the difference between those who find success in budgeting and those who stumble, discussing the role of mindset and preparation. If you've tried budgeting before and felt it wasn't for you, this discussion might shed some light on why and how you can prepare to succeed. Key Points Discussed: Understanding Readiness: Our budget besties want to budget but struggle due to a lack of readiness. This readiness isn't just about having a plan, but also about having the right mindset to...2024-05-0619 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans241 | Make Your May Budget: A Step-by-Step Guide + All The Extra Things To Plan For In MayBook A Free Financial Coaching Call! Today, we're diving into the essentials of setting up your budget for May. Whether you're a seasoned budgeter or just starting out, we’ve got tips and strategies to help you navigate the often tricky financial landscape of May, with its early paychecks and extra expenses. Plus, we're offering a free, downloadable budget template to make your planning easier. Early Budget Preparation: Understand why getting a jump on May’s budget is crucial, especially with the unique timing of April paychecks that affect the next month's budget. Wrapping Up April: We d...2024-04-2417 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans231 | Simplify Your Budget: The Magic of Multiple Bank Accounts (Savings, Spending, Bills & Debt)⁠Snag Our Signature Budget Template!⁠ Hey there, budget besties! Are you ready to take control of your finances with grace and ease?Imagine each account as a beautifully labeled jar on your kitchen shelf, each one holding a different ingredient for the perfect financial recipe. If you’ve ever felt like your finances are a complex maze you can’t seem to navigate, this episode is your beacon of hope. We're diving deep into the surprisingly simple strategy that’s changing the game for savvy moms everywhere: using multiple bank accounts to streamline your budgeting process. 2024-04-0124 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans223 | Behind the Curtain: Business Wins, Personal Milestones, Budgeting Myths and Everything In-BetweenSign Up For Group Coaching! In this special quarterly edition, we share our victories, challenges, and everything in between, coupled with a dash of financial wisdom and life lessons. What’s New? Business Win: We're thrilled about our new group coaching program! Designed to make financial coaching accessible to everyone, this program represents a significant milestone for us. Born from a desire to serve people from all walks of life, this initiative is all about inclusivity and providing value in a fun and engaging way. Learning Curve: We've embarked on a co...2024-03-1319 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans216 | Beyond the Baby Steps: Why Dave Ramsey's Method Might Not Work for YouSign Up For Group Coaching! Ever felt like Dave Ramsey's money rules just don't fit your life? You're not alone! This episode is all about why some folks struggle with sticking to Dave's plan and how there's a different way to do money that feels right for you. We've been there, done that with Dave's methods, and while we're all for getting out of debt, we know the journey can look different for everyone. What We're Chatting About: - Our Dave Ramsey Journey: We got debt-free with Dave's help and...2024-02-2615 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans214 | Navigating the Path to Debt-Free Living: Vanessa's Financial Coaching Success StorySnag Our Signature Budget Template with Vanessa's coupon! Welcome to a truly inspiring episode where we peel back the curtain on the transformative journey of Vanessa, co-host and co-founder of our dynamic financial coaching duo. Today, Vanessa shares her heartfelt story, turning her financial freedom dreams into reality and empowering women to take charge of their finances with confidence and clarity. Episode Highlights: - Vanessa's Leap from Teaching to Financial Coaching: Dive deep into Vanessa's journey as she transitions from the challenges of her teaching career into the fulfilling world of financial coaching...2024-02-2120 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans213 | Beyond Paycheck to Paycheck: Stories of Budget Success & Debt Payoff Strategies⁠Snag Our Signature Budget Template!⁠ In this heartfelt episode, we journey through the lives of individuals and families who've transformed their financial landscapes. By embracing budgeting, tackling debt, and shifting their money mindsets, our clients have moved from living paycheck to paycheck to creating pathways toward generational wealth. With a sprinkle of wisdom from financial gurus like Dave Ramsey and our unique approach, we delve into stories of resilience, support, and financial breakthroughs. Client Stories Highlighted: - The Big Decision Maker: Learn how one client went from indecision and financial stress to taking a bo...2024-02-1927 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans190 | Jumpstart Your January Budget: Make Your Budget With Us⁠Snag Our Signature Budget Template!⁠ Hey there, budgeting besties! Are you ready to dive into the new year with a solid financial plan? If you haven't crafted your January budget yet, you're in the perfect place! Just like nurturing loyal customers after a successful digital course, managing your finances requires engagement, strategy, and a forward-thinking mindset. In this episode, we're going to unfold the secrets to a powerful January budget, setting you up for a prosperous start to the year. Reviewing December Importance: Understanding past spending, especially during the holiday seas...2023-12-2730 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans188 | Budgeting, Spending Habits & Dave Ramsey (Best of 2023)⁠Snag Our Signature Budget Template!⁠ Hey there, budget besties! In this power-packed episode, we're diving deep into the world of budgeting and spending habits. Whether you're a budgeting pro or just starting out, we've got some golden nuggets of advice that are sure to help you take control of your finances like never before. We're not just talking theory here – these are practical, real-world strategies that have worked for us and countless others. So grab your notepad, and let's jump into the key takeaways from today's episode: 8:26 - The Perfect Time to Sta...2023-12-2236 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans185 | Business Besties: A Journey of Friendship and EntrepreneurshipSnag Our Signature Budget Template! Welcome to another episode of "Business Besties," the unrequested yet wholly delightful podcast where we share our journey as business partners and best friends. In today's episode, we're diving into some memorable moments from our four-year journey, discussing our realizations, funny memories, and how we celebrate our successes.4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ ⁠https://www.budgetbesties.com/freecall⁠ 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others...2023-12-1515 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans184 | Our 2023 Gift Guide: Thoughtful & Useful Ideas for Family, Kids, Teachers & Friends to Spark Your Holiday GiftingToday, we're super excited to share our personal Christmas lists and gift ideas. With the holiday season in full swing, it's the perfect time to get inspired for your own shopping or wish list. First, a quick reminder: if you're still planning your holiday budget, grab our Christmas Budget Planner at budgetbesties.com/2023Christmas. It's an excellent tool to keep your finances in check during this festive season. You can see our entire list here. Now, let's dive into our lists! What We're Asking For This Christmas: 2023-12-1321 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans177 | Fashion, Family, and Financial Wisdom: Business Besties Banter⁠Snag Our Signature Budget Template!⁠ Welcome to another delightful episode of "Business Besties," where we blend personal stories, business insights, and a touch of humor. Today, we're diving into everything from our questionable fashion choices to tackling big business hurdles, and even sharing our secrets to maintaining work-life balance. 1. The First Big Hurdle as Business Partners (00:08:20) - Listen to our story about the first major obstacle we faced in our partnership and the valuable lessons we learned from it. 2. Balancing Business with Family Life (00:16:35) ...2023-11-2718 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans169 | Faith & Finances: A Biblical Approach To Money Management & Budgeting⁠Snag Our Signature Budget Template⁠! Today we're talking with our friend Sam as we explore the powerful intersection of faith and finances. 🙏💰 📜 Key Takeaways: 1. Love of Money vs. Money Itself: It's crucial to distinguish between the love of money and money itself. Let faith guide your financial decisions, and don't let worries about money distract you from your faith journey. 🤝❤️ 2. Biblical Stewardship: Discover the timeless concept of stewardship, recognizing that we're entrusted with God's resources. Learn the value of being good stewards and how it can positively impact your financial path. 💼🌟 3. Parable of the Ta...2023-11-1336 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans162 | How To Be Business Partners & Besties: Work-Life Balance, Growing A Business, Managing DisagreementsBe The First To Know About Our New Product! Hey there, fabulous listeners! Welcome back to another episode where we spill the tea on all things financial coaching and friendship. We're Vanessa and Shana, and today, we're taking you behind the scenes of our exciting journey. Join us as we dive into what makes our podcast a hit—our unwavering friendship and authenticity. We spill the beans on how this dynamic duo came together not just as business partners but as best friends. Our podcast is all about being relatable and authentic, making financial topics ju...2023-10-2817 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans161 | The Great Cash Debate: Dave Ramsey vs. Us⁠⁠Snag Our Signature Budget Template⁠!⁠ Alright, Dave Ramsey fans, let's dive into the topic of using cash and whether it's the right choice for your budget and finances. In this episode, we're going head-to-head with Dave on some key points, and here's a sneak peek of what's to come: 📬 Cash Envelope System: Dave Ramsey loves it, and so do we! But is it the ultimate budgeting method, or are there other tricks up our sleeves? 💳 Digital Envelopes: We'll spill the beans on why digital envelopes migh...2023-10-2526 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans154 | Grocery Budget Challenge #4: Shop Label-Savvy (Grocery Savings, Save Money on Groceries, Food Budget)⁠Grab the Grocery Budget Challenge Checklist⁠ Hey there, amazing ladies! It's Shana & Vanessa, and we're back with Day 4 of our Grocery Budget Challenge podcast series. 🛒💰 Today, we're diving deep into the magic of labels, those little bitty, tiny, small things that hold the key to saving money on your groceries. So buckle up, ladies, and let's empower you to make better choices for both your budget and your wellbeing. 1. Cost Per Ounce (or Unit) 💲 - This is our favorite! It's like a secret weapon. Look at the cost per oun...2023-10-1210 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans152 | Grocery Budget Challenge #2: Buy In Bulk & Use Subscriptions (Grocery Shopping, Save Money on Groceries, Food Budget)⁠Grab the Grocery Budget Challenge Checklist⁠ Hey there, it's Shana and Vanessa, your financial coaches, back with some awesome takeaways from our podcast episode on stretching your grocery budget by buying in bulk and using subscriptions. Let's dive right into it: 1. Cost Savings with Buying in Bulk or Subscriptions: - Buying in bulk typically means a lower cost per unit. 🛒💰 - You might pay more upfront, but it's cost-effective in the long run. 📦💲 - Think strategically about larger purchases, especially staple items. 🤔🍞 2. Planning for Bulk...2023-10-1016 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans148 | Financial Freedom Blueprint: 7 Smart Ways to Live Below Your Means and Thrive⁠⁠⁠Book a free 30 minute financial coaching session with us!⁠⁠⁠⁠⁠⁠⁠ ⁠ Hey there, it's Shana and Vanessa, your budget besties! In this podcast episode, we're diving deep into practical strategies that have helped us & our clients live below our means and gain financial stability. We know how stressful and messy living above your means can be so we're here to help you get out of that cycle! Here are some of the nuggets form the episode: Budget Like Pros: First things first, let's get real about budgeting. It's the foundation of our financial success, and it can be for you too. Start by...2023-10-0224 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans146 | Business Besties: Being Best Friends & Business Partners, The Highs and Lows of Being an Entrepreneur, Raising Teenagers & Volleyball Life!Snag Our Signature Budget Template Now! In this lively episode of our podcast, we dive deep into the world of friendship, business partnership, and the highs and lows of both life and entrepreneurship. Join us, two best friends and financial coaches, as we share our candid experiences and insights: Episode Highlights: - 🙋‍♀️ The unique dynamic of being best friends and business partners. - 🏡 Balancing work and family life, especially when husbands retire! - 💰 The financial challenges and rewards of entrepreneurship. - 🏐 A fun volleyball game that led to an unexpected w...2023-09-2719 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans132 | Business Besties Episode: Working From Home Challenges, Kids Sports and Business Partnerships!⁠⁠Book a free 20 minute financial coaching session with us!⁠⁠⁠⁠⁠⁠ ⁠ 🎙️ Podcast Show Notes - Business Besties Unleashed! 🎉 Welcome back to another exciting episode of Business Besties! 🤝 In this fantastic second installment, we're diving deep into the enigma of business partnerships. You know, the ones people say are a big no-no? But wait, we're here to break that stereotype and spill the tea on our journey as fierce business besties. 🍵 🤔 Because let's face it, folks, finding a business partner can be as elusive as the last piece of chocolate cake at a dessert buffet. Everyone says you shouldn't...2023-08-3021 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans130 | Mastering Budgeting and Dave Ramsey Tips for Families ft. Momma Has Goals & Kelsey SmithSnag Our Signature Budget Template Welcome to the Ideal Balance Podcast! Today, our hosts join the “Momma Has Goals” podcast. They discuss several tips and tricks learned in their financial journey. Beginner's Mindset: Embrace learning and growth. 🌱 Money Philosophies - Ideal Balance vs. Dave Ramsey: Different approaches to money. 💰 Budgeting, saving, investing insights. 💡 Bank Account Assistant: Maximize its potential. 💼 Manage bills, savings, spending. 💳 Cracking Credit Card Points: Understand rewards pros, cons. 🛍️ Smart point strategies. 🌟 Teaching Kids About Money...2023-08-2555 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans129 | Struggling with Budgeting? Try These 5 Tips!Snag Our Signature Budget Template Welcome to the Ideal Balance podcast! Today, your hosts Shana and Vanessa answer some tough questions you, the audience, have had on a Facebook livestream. Questioning How to Balance Your Budget and Fun Money? Simple! First, separate bills and spending. Next, be sure to set a budget for FUN so you know exactly how much you have to spend. Wanting to Improve Your Budgeting Skills? Print out the budget, keep a hard copy, and makes sure you're doing it the right way with the categories we're telling you.2023-08-2317 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans120 | Business Besties Episode: Business Goals, Work-Life Balance, Momprenuer Life, Scalp Issues, Hair Thinning, DIY Kitchen Cabinets, Motherhood & BusinessSnag Our Signature Budget Template Here! *Welcome to a special episode of our podcast: Business Besties! We're shaking things up with some oversharing about friendship & girl talk.* Listen in for: Why we're doing this episode and a little bit of our origin story All about our business goals last month and whether we met them or not! Encouragement on how you can definitely do it too! We'll also tell you a little bit about our vacations & quality time with family and together We're telling you what we both struggled with this month including scalp...2023-08-0234 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans106 | Make Your July Budget With Us! Step-By-Step Monthly Budget Plan W/ Special July / Summer / Seasonal Considerations⁠Grab Our Signature Budget Template Now!⁠ July is a FUN month to budget for. You've still got some summer vibes going on, maybe a vacation or quality time with friends and family and who knows what else! Either way, we're helping you get your July budget set up in this episode. Listen to learn: Why you have to start by finishing up June's budget What income considerations you might need to make for July including adjusting for vacations, unpaid time off, bonuses, etc. What bills changes might apply in July Examples of expenses that. might come up f...2023-06-3025 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans91 | Make Your Budget With Us: Our 7 Step Process To Create A Zero-Based Budget - Part 5 - What does your budget say about you?Book a free 20 minute financial coaching session with us!⁠⁠ ⁠ Did you know your budget is a reflection of your priorities and your values? In the words of Dave Ramsey: “Don’t tell me what you value. Show me your budget, and I’ll tell you what you value.” Today we’re going to talk about what your budget says about you, what you want your budget to say about you and how to bridge the gap between. We will cover: Why you’re feeling frustrated about your “budget” or money management How to analyze their own b...2023-05-2619 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans78 | Are you trying to reduce your grocery bill? Are you trying to balance feeding your family healthy food while also sticking to budget? Listen as we give you tips for eating healthy on a budget!⁠Book a free 20 minute financial coaching session with us! It’s time to talk about groceries! We know you have a family to feed and you’re trying to do it on a budget. We’ve got all the tips and tricks to reduce the grocery bill and help you get your family on board with eating healthy on a budget. This episode originally aired on the ⁠Christian Health Club Podcast ⁠with the amazing Chelsea who has combined her passion for Christ, her work as a nutritionist, and her life as a mom of three, to teach oth...2023-04-2752 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans76 | Do you want to get out of debt but don’t want to live on beans and rice? Listen to learn how to become debt-free & find financial freedom without giving up everything!⁠Book a free 20 minute financial coaching session with us! Do you want to get out of debt but you don’t want to live on beans and rice? Are you not so much gazelle intense as you are gazelle at nap time? We are going to talk to you today about how you can be on a budget, get out of debt, save money and build wealth without having to sacrifice everything about your lifestyle. This episode is for everyone who loves Dave Ramsey and what he teaches but has a hard...2023-04-2118 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans73 | From spending $300 monthly on DoorDash to paying $2K off in debt in 2 months: Client Success Story w/ Shelby⁠Book a free 20 minute financial coaching session with us! Do you have a hard time holding yourself accountable? Do you think you’re not so great with math? Do you consider yourself a spender? Do you live paycheck to paycheck? Great, listen in because you and Shelby have a lot in common! Shelby was a long time fan of Dave Ramsey. She listened to his show and even bought Financial Peace University. But she never held herself accountable. She never DID the thing. “I have no willpower basically.” She’s not alon...2023-04-1437 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans67 | Get Out of Debt: Exactly How To Finally Get Debt-Free So You Can Stop Giving All Of Your Money Away⁠Book a free 20 minute financial coaching session with us! Stop giving away all of your hard earned money! Payments do not have to be a life sentence. The Get Out Of Debt (GOOD) Plan that is easy to understand and follow that tells you exactly how to pay off each debt and when. It also prompts ideas on how to pay off debt even faster. The GOOD Plan even lets you know when you can be out of debt completely. In this episode we cover: How minimum payments are structured so you...2023-03-2812 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans57. How To Find Balance As A Mom + The Value Of A Stay At Home Mom, Budgeting On One Income & When To Go Back To Work⁠Book a free 20 minute financial coaching session with us! How do you balance life as a woman, mom & wife at business? Today, join Shana & Vanessa (@myidealbalance) as they guest on Ashley Lance’s Podcast I’m Da Mama to talk about whether there is such a thing as balance as a mom, how to define your value and even what to do when you feel like you want to go back to work or contribute financially to the household. We’ll cover: The real value of a Stay At Home Mom versus the world’s (or your own...2023-01-1037 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans54 | Behind The Business: Going From Friends To Business Partners That Help Women Take Action To Get Healthy, Organized & Get Debt-Free + Listen For How We Do Home Organization⁠Book a free 20 minute financial coaching session with us! Join us for a fun guest podcast interview we did with Samantha Brown. We talk everything from friendship to business to home organization. Listen to hear about: What pretend progress is & how to fix it How women don’t give ourselves credit for what we are doing. Instead we jump to the next thing. How exactly our friendship led to business together. How we work together being very different (we’ve never had sisters before). How the Total Money Makeover and a trip to Portugal changed Vanessa’s life. ...2022-12-0926 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans29 | How We Grew Our Business To Six Figures With Zero Debt And Using The Profit First System (+How To Start A Business With No Money)⁠Book a free 20 minute financial coaching session with us! Do you have a business? Have you thought about it? Today we are talking all about how we started and grew our business to six figures DEBT FREE and being PROFITABLE from day one. And we give some fun examples along the way. If you're a fan of Dave Ramsey or Mike Michalowicz or just interested in hearing more, tune in! In this episode we cover: ✔️ What it means to have a debt-free business ✔️ What it means to be profitable ✔️ How to start and...2022-03-0837 min

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans8 | 7 Baby Steps to Weight Loss that Lasts Forever⁠⁠Book a free 20 minute financial coaching session with us!⁠⁠⁠⁠⁠⁠ ⁠ Over here at Ideal Balance, we are big fans of Dave Ramsey. As Ramsey Solutions Master Financial Coaches, we follow his Baby Steps and coach our clients to do the same. On the other side of the house, our fitness coaching clients get the same simple, step-by-step approach to losing weight. Just as with your finances, we want to make lifestyle changes that will last. We're not in it for the quick-but-short-lived-win. So, what are the 7 Baby Steps to Weight Loss That Lasts Forever? They're doable, figureoutable, bit...2021-06-1427 min