Shows
Real Life Planning PodcastWhat is the Impact of a Cost Segregation Study When a Property is Sold?In Episode 57 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, and co-host Vekevia Tillman-Jones, CFP®, MBA, go deep into what happens when an investor sells a rental property that previously had a cost segregation study performed. They explain the tax concepts, how depreciation recapture works, and the questions every real estate investor should ask before considering a sale.(Now, we know you know this, but reminding you that this video podcast is for educational purposes only. Please see your tax advisor for tax advice.)This week on Real Life Plan...2025-05-0523 min
Real Life Planning PodcastUnderstanding Schedule E- Part 2In Episode 54 of the Real Life Planning Podcast, Vekevia Tillman-Jones, CFP®,MBA, walks rental real estate investors through the second part of our deep dive into IRS Schedule E—focusing on understanding expense categories and depreciation. Whether you’re preparing your real estate numbers to share with your tax preparer or want to understand how your rental properties are really performing, this episode will help you get organized and make smarter decisions.“Tracking your expenses in the same categories as Schedule E throughout the year makes tax time easier and helps you see how your rentals are tru...2025-04-1820 min
Real Life Planning Podcast8 Things You Can Do If You're Worried About the Stock MarketIn Episode 53 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, takes a break from real estate investing topics to address a common concern - stock market volatility. Whether you’re saving for retirement, planning a major purchase, or simply want to make smarter investment decisions, this episode will help you navigate market uncertainty with a clear strategy."Volatility is normal in stock market investments.” - Cynthia MeyerThis week on Real Life Planning Podcast:💡 How should you measure your investment...2025-03-3122 min
Real Life Planning PodcastReal Estate Benefits for Military Clients with Philip HulmeIn Episode 52 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, talks with Phillip Hulme, CFP®, MBA, founder of Stars and Stripes Financial Advisors, about how military service members can use real estate as a powerful wealth-building tool. Whether you’re in the military or a veteran looking to grow your real estate portfolio, this episode is packed with insights to help you take advantage of the financial benefits available to you.“Military service members have an incredible real estate advantage with the VA home loan—if they know how to use it.” – Phillip Hulme2025-03-1440 min
Real Life Planning PodcastUnderstanding Schedule EIn this episode, Vekevia Tillman-Jones dives into one of the most important tax forms for real estate investors—Schedule E. If you own rental properties, understanding how rental income is classified and reported can help you maximize tax efficiency and avoid costly mistakes when working with your tax preparer. She breaks down when to use Schedule E vs. Schedule C, how different business structures affect tax reporting, and why most rental income is considered passive for IRS purposes.For educational purposes only - we encourage real estate investors to use professional tax advice!"Mo...2025-03-0318 min
Real Life Planning PodcastHow 529 Plans Can Help You Save for College and Reduce Your Tax BillIn this episode, Vekevia Tillman-Jones jumps into one of the biggest financial concerns for parents—how to afford the rising cost of college. She breaks down how 529 plans work, the tax benefits, and what to do if your child doesn’t end up using the funds for higher education.This week on Real Life Planning Podcast:💡 How much does college really cost today, and how fast are prices rising? [00:01:20]💡 What makes a 529 plan such a powerful savings tool? [00:09:30]💡 What expenses qualify (and which don’t) when using 529 funds? [00:15:10]💡 What are yo...2025-02-0717 min
Real Life Planning PodcastFinancial Planning for a 1031 ExchangeIn Episode 40, Cynthia Meyer, CFA®, CFP®, ChFC®, shares insights on financial planning for a 1031 exchange, explaining what it is, its strategic benefits, and key considerations for real estate investors. Learn how to optimize your real estate portfolio by understanding like-kind properties, strict time limits, and the importance of pre-planning."...this is a powerful strategic planning tool in your real estate business if you use it correctly." - Cynthia MeyerThis week on Real Life Planning Podcast:💡What are the basics of a 1031 exchange? [00:01:39]2025-02-0418 min
Real Life Planning PodcastWhat is it Like to Work With a Business Coach?In Episode 41, Vekevia Tillman-Jones discusses the transformative benefits of working with a business coach. Vekevia shares her insights as a seasoned business coach, highlighting how coaching empowers entrepreneurs to align their goals, overcome challenges, and achieve sustainable growth."There’s no shame in asking for help or in needing guidance to take your business to the next level." - Vekevia Tillman-JonesThis week on Real Life Planning Podcast:💡What makes trust essential in a coaching relationship? [00:00:11]💡Why is shame a common c...2025-02-0413 min
Real Life Planning PodcastQuestions to Ask Yourself Before Borrowing a Hard Money LoanIn Episode 42 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, breaks down the key considerations for real estate investors exploring hard money loans, including when to use them, typical terms, and risks. She also shares essential tips for asking the lender questions and understanding the pros and cons of private loans." …if you've got a private money lender that works in your market, they may be able to give you very helpful feedback about whether or not your spending plan for the project is on track and realist...2025-02-0414 min
Real Life Planning PodcastShould You Buy a Home Now or Wait?In Episode 43, Vekevia Tillman-Jones tackles how to decide if it’s the right time to buy a home, emphasizing the importance of financial readiness over trying to time the market. She shares practical tips for budgeting, exploring creative strategies like house hacking, and preparing for a sound long-term investment." It's a lot less about trying to time the market and it's a lot more about trying to make sure you get a good sound investment." - Vekevia Tillman-JonesThis week on Real Life Planning Podcast:💡H...2025-02-0409 min
Real Life Planning PodcastReal Estate Syndications: Ask These 20 QuestionsIn Episode 44 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, offers coaching questions that accredited investors can ask when considering real estate syndications. She also translates jargon, explains typical roles, and gives a general overview of benefits and risks associated with these complex investments. This podcast is for educational purposes only." The more you know, the better an investor you will become. Put education first before you ever sign anything.” - Cynthia MeyerThis week on Real Life Planning Podcast:2025-02-0426 min
Real Life Planning PodcastTax Planning for Real Estate Investors with Michael Law, CPAIn Episode 46 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, interviews Michael Law, CPA, specialist in tax compliance and consulting with small business, real estate, and stock compensation. Michael Law has Masters in Taxation and 25 years experience, and prioritizes researching and finding solutions for clients. Michael shares the tax strategies every real estate investor needs to know, including understanding real estate professional status, avoiding common tax mistakes, and planning ahead for 1031 exchanges. This podcast is for educational purposes only - please consult your tax advisor." Tax i...2025-02-0436 min
Real Life Planning PodcastAre You Emotionally Attached to Your Rental Property?In Episode 45, Vekevia Tillman-Jones explores the emotional and financial dynamics of rental property ownership. Whether you’re managing your first rental, upgrading a property, or deciding whether to sell, Vekevia provides actionable insights to help you assess if your rental property is still a good fit for you."So being emotionally attached to a property is very common. It’s not something that we need to feel bad about, but we do want to be aware of it and then ask ourselves the right questions." - Vekevia Tillman-JonesThis...2025-02-0409 min
Real Life Planning PodcastFinancial Planners Can Truly Help Real Estate InvestorsIn Episode 47, Vekevia Tillman-Jones share insights from her own real estate and financial planning journey while working through the Real Estate Financial Coach Course. She explores how financial planners can help real estate investors develop a business owner mindset."... if I had known my options and had a chance to really talk that through with someone, perhaps I would have looked for multi-unit property just to begin and think it's awesome." - Vekevia Tillman-JonesThis week on Real Life Planning Podcast:💡How can new rea...2025-02-0406 min
Real Life Planning PodcastWhat Is a Live-In Flip Strategy?In Episode 48 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, breaks down the live-in flip strategy - a unique approach to real estate investing where homeowners renovate their primary residence and sell it for a profit after at least two years. She explains how this strategy can help investors maximize tax-free capital gains under Section 121, outlines financing options, and shares insights into the benefits and challenges of living in a renovation. This podcast is for educational purposes only."...if you are somebody that loves the work on home ren...2025-02-0424 min
Real Life Planning PodcastGetting Started with Semi Passive Income through TuroIn Episode 39, Vekevia Tillman-Jones shares her journey into semi-passive income through Turo, a peer-to-peer car-sharing platform, and how it became a flexible addition to her family's financial strategy. She explains the practical steps, low barriers to entry, and key considerations for anyone looking to start a similar venture while balancing a busy lifestyle."We felt like the barriers to entry were pretty low, at least from the standard when you compare it to other business ventures that we might have gone after." - Vekevia Tillman-JonesThis week on Real Life Planning Podcast:2024-11-2211 min
Real Life Planning PodcastGetting Off to a Fast Start with Vekevia Tillman JonesIn episode 37 of the Real Life Planning Podcast, Cynthia Meyer introduces new Real Life Planning team member, Vekevia Tillman-Jones, MBA, CFP®, a senior financial planner and business coach, who shares her journey of building multiple income streams through real estate and a peer-to-peer car sharing business. They discuss balancing family life with entrepreneurship and the importance of empowering clients to take control of their financial futures.INFORMATION PRESENTED IN THIS PODCAST IS FOR EDUCATIONAL AND DISCUSSION PURPOSES ONLY. THIS IS NOT AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY PRODUCT, PROPERTY, OR SECURITY. ALL IN...2024-10-1122 min
Optimal Finance Daily - Financial Independence and Money Advice3 Times You Should Avoid Using Your Debit Card by Vekevia Tillman-Jones with Financial FinesseDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2881:Vekevia Tillman-Jones outlines three situations where using a debit card can backfire, leading to financial headaches like overdraft fees and increased vulnerability to fraud. She offers practical alternatives to help you manage these risks while still sticking to a cash-based approach.Read along with the original article(s) here: https://www.financialfinesse.com/2018/02/20/3-times-you-should-avoid-using-your-debit-card/Quotes to ponder:"Trying to spend those held dollars before...2024-09-2810 min
Optimal Finance Daily - Financial Independence and Money AdviceWays To Help Others Without Hurting Your Own Finances by Vekevia Tillman-Jones with Financial Finesse on Giving Back FrugallyDiscover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2587: Vekevia Tillman-Jones offers a compassionate yet practical approach to balancing the desire to help others with maintaining one's own financial health. Her article provides creative strategies for supporting loved ones without compromising your financial stability, emphasizing the importance of time and resources management.Read along with the original article(s) here: https://www.financialfinesse.com/2018/09/06/ways-to-help-others-without-hurting-your-own-finances/Quotes to ponder:"Sometimes all a person really n...2024-01-1408 min