Shows
Barenaked Money144: New Year, New Forecast: 2026 Financial Predictions in time for the Lunar New Year2026 "Predictions": AI Spend, Prediction Markets, Speculation, ETF Flood, Gold, Analysts, and the USDJosh Sheluk and Colin White (Verecan Capital Management) deliver a tongue-in-cheek style 2026 predictions episode, repeatedly stressing the forecasts are not investable. They expect more clarity on whether the hundreds of billions spent building AI infrastructure will pay off, with Colin suggesting over 50% of early AI investment may “disappear” within 18 months as hype fades. They predict prediction markets (Polymarket, Kalshi) will surge, debate whether regulation will quickly constrain them, and highlight how easily bets can be manipulated. They predict speculative assets - unprofitable/no-revenue companies, AI/q...
2026-02-1739 minBarenaked Money143: Crystal Balls and Curveballs | A 2025 Financial RetrospectivePredicting the Unpredictable: 2025 Financial Forecast Recap and 2026 Outlook on Barenaked MoneyIn this special edition of Barenaked Money, hosts Josh Sheluk and Colin White of Verecan Capital Management, Inc. recap their 2025 financial predictions and assess their accuracy. Yes, it's a little late for a 2025 recap and that's ok. The episode features a mix of amusing self-reflection and serious analysis as they prepare for their 2026 predictions. Highlights include discussions on tariffs, Trump’s Department of Government Efficiency, market corrections, day trading trends, and the surprising economic resilience despite anticipated recessions. They emphasize the challenges and pitfalls of making ma...
2026-02-0930 minBarenaked Money142: Unraveling Economic Myths: Conversations with Paul MussonChallenging Economic Norms and Investment Strategies with Paul MussonIn this episode of Barenaked Money, hosts welcome guest Paul Musson, an old friend and former financial industry colleague. Paul discusses his new book 'Capital Offense: Why Some Benefit at Your Expense,' which explores economic and monetary theories behind current financial systems and their flaws. They delve into the importance of understanding economic fundamentals, the role of central banks, and the concept of 'good deflation.' Paul also shares his personal investment philosophy focusing on high-quality equities, diversification, and the challenges of staying disciplined in a volatile...
2026-02-0539 minBarenaked Money141: Rob Carrick on Elevating Financial Advice StandardsChallenging Financial Norms: A Conversation with Rob Carrick on the Future of Financial AdviceIn this episode of Barenaked Money, hosts engage with Rob Carrick, a seasoned finance columnist and personal finance expert, to discuss transformative changes in the financial advice industry. They explore Carrick's views on controversial topics such as housing markets, Canada’s household debt, and the need for a fiduciary standard in financial advising. They also delve into the democratization of investing, changes in personal finance trends, and the impact of societal pessimism on financial decision-making. The discussion highlights the evolution and challenges of fi...
2026-01-1341 minBarenaked Money140: Is AI Shaping a New Economic Era?Investing in AI: Separating Hype from RealityIn this episode of Barenaked Money, the hosts dive deep into the investment landscape of artificial intelligence (AI). The discussion begins by highlighting Nvidia's unprecedented $5 trillion market cap, as well as the overall impact of AI on the stock market. Guests Matt and Maria from the Verecan team provide insights on how to separate AI technology from AI investments. They explore the challenges of ensuring profitability amid the fast-paced adoption of AI and discuss the potential returns versus the high expectations and valuations seen today. The discussion covers the spending...
2026-01-1243 minBarenaked MoneyPowers of Attorney: Do's, Don'ts, and Opportunities for Disaster with Jonathan HooperThe Unseen Complexities of Powers of Attorney and Estate PlanningIn this episode of 'Barenaked Money,' returning guest Jonathan Hooper delves into the intricate world of powers of attorney, offering essential advice on appointing the right person for the role. The discussion covers the types of powers of attorney, including immediate and deferred, and their specific functions in managing your financial and property-related decisions. Jonathan also highlights the potential pitfalls and legal constraints that can arise, emphasizing the importance of trust and capability in chosen representatives. The podcast underscores the necessity of professional advice and transparent...
2025-12-2350 minBarenaked Money138: Deanne Gage | Connector of Financial Worlds - Insights from Both Sides of the TableDeanne Gage on Financial Journalism, Death Binders, and Evolving TrendsIn this episode of Barenaked Money, hosts Colin and Josh welcome Deanne Gage, a seasoned financial journalist from Globe Advisor at the Globe and Mail. Deanne discusses her accidental entry into financial journalism, her investment journey starting in her teenage years, and her unique perspective on the financial industry. The episode delves into her widely popular 'death binder' series, the evolving trends in financial planning, and the crucial role of family meetings in estate planning. Deanne also touches on her desire for a planning-based rather than sales-based...
2025-11-2453 minBarenaked Money137: April Fong | Navigating Media and Financial ReportingNavigating Media and Financial Reporting: Insights from April FongIn this episode of Barenaked Money, hosts are joined by April Fong, Deputy Editor for Personal Finance at the Globe and Mail, to discuss the current media landscape and its impact on business and finance reporting. The conversation explores themes of media consumption, the challenge of navigating misinformation, and the importance of accurate journalism. April shares her perspectives on the changes in financial reporting over the past decade, the role of influencers, and the need for nuanced coverage. The episode also touches on the implications of semi-annual versus...
2025-11-0441 minBarenaked Money136: The Hidden Cost of Free News | Media CEO Nicholas WhiteHow Media Business Models Shape Content: A Conversation with Nicholas WhiteIn this episode of Barenaked Money, hosts Colin and Josh are joined by Nicholas White, CEO of Fragment Media, to discuss the broken business model behind traditional media and the structural shift toward reader revenue. White discusses how the reliance on advertising has contributed to distraction, highlighting the importance of trustworthy journalism. The conversation delves into the need for media consumers to be willing to pay for quality news and the role of public benefit companies in maintaining journalistic integrity. Additionally, parallels are drawn between the...
2025-10-2451 minBarenaked Money135: Grift? | or GRFT & The Dangers of Trendy Financial ProductsQuestionable Financial Products and the Importance of Understanding Investment RisksIn this episode of Barenaked Money, hosts Josh Sheluk and Colin White discuss a range of recently launched investment products that they consider problematic or gimmicky. The conversation covers ETFs like GRFT, which bets on political insider ties, high-yield covered call strategies, zero-day options, and other leveraged investment products. They emphasize skepticism towards products that promise high yields or leverage, highlighting the dangers and complexities these financial instruments pose to retail investors. The episode also critiques the resurgence of target date funds, particularly those aimed at funding...
2025-08-2755 minBarenaked Money134: Misguided | Guest Matthew Facciani, AuthorUnderstanding Misinformation: Causes, Effects, and SolutionsIn this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management Inc. welcome social scientist and author Matthew Facciani. They explore the pervasiveness of misinformation across history, its acceleration in the social media age, and the cognitive and social biases that make people susceptible to falsehoods. Facciani, whose latest book 'Misguided' delves into topics like conspiracy theories and AI-generated fake news, discusses the need for critical thinking, diverse social identities, and potential strategies to preemptively counter misinformation. The conversation also touches on the impact of AI...
2025-08-0549 minBarenaked Money133: Cybersecurity | Matthew Toussain of Open Security on the podCybersecurity Insights with Matt Toussain: Defending Against Evolving ThreatsIn this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management are joined by cybersecurity expert Matthew Toussain, the founder of Open Security. Matthew shares his extensive experience in cybersecurity, shedding light on the vulnerabilities individuals and businesses face, particularly with the rise of AI and other advanced technologies. He discusses the importance of basic security measures like multifactor authentication, the evolving nature of cyber threats, and the critical need for businesses to stay vigilant. The conversation also touches on the role...
2025-07-2358 minBarenaked Money132: Succession Planning | A Guide to Business TransitionsThe Intricacies of Management Buyouts and Succession PlanningIn this episode of 'Barenaked Money,' host Colin White from Verecan Capital Management dive into the complex world of management and employee buyouts as a form of succession planning. Featuring guest Rakesh Jain, a CPA with over 40 years of corporate finance experience, the discussion covers the critical aspects of transitioning business ownership, the importance of early planning, and the need for owners to both measure and understand their business value. Key insights include the advantages and challenges of management buyouts, how to approach valuation and financing, the importance...
2025-07-0838 minBarenaked MoneyConducting Conversations: A Dive into Music and FinanceBarenaked Money Welcomes Prisma Music Festival: Maestro Arthur Arnold and Andy Rice from Prisma Music Festival Discuss Music, Professional Parallels, and Community ConnectionIn this special bonus episode of Barenaked Money, host Colin White of Verecan Capital Management Inc. is joined by Maestro Arthur Arnold, Musical Director and Andy Rice, Development & Marketing Director, from the Prisma Music Festival. They discuss the upcoming festival in Powell River, British Columbia, covering its history, significance, and community impact. Arthur explains the meticulous audition process and the festival's educational goals for pre-professional musicians. They also draw intriguing parallels between conducting music...
2025-06-1131 minBarenaked Money130: It's Been 5 Long Years | What's Changed Since COVIDReflections on Market Bottoms: Lessons from the PandemicIn this episode of Barenaked Money, hosts Josh Sheluk and guest Matt Kempton, discuss the significant five-year anniversary of the market bottom during the pandemic on March 23, 2020. They reflect on the challenges and uncertainties of that period, the importance of not timing the market, and the relevance of diversification. They draw parallels between past and present market conditions, highlighting the constant presence of uncertainty and the need for levelheaded investment decisions. The discussion emphasizes the value of avoiding emotional responses in investment strategies and maintaining a diversified portfolio to...
2025-04-3033 minBarenaked Money129: Behavioural Finance | Special Guest Dr. Lisa KramerUnderstanding Behavioral Finance with Lisa Kramer: From Seasonal Affective Disorder to OverconfidenceIn this episode of Barenaked Money, host Colin White from Verecan Capital Management interview Lisa Kramer, the inaugural Verecan Chair in Behavioural Finance at the University of Toronto. They discuss the importance of behavioural finance, which integrates psychology into economic and financial contexts to understand decision-making processes. Key topics include the impact of sunlight on financial risk preferences, the differences between behavioural economics and behavioural finance, and practical advice for mitigating the effects of seasonal mood changes on investment decisions. Lisa also shares her research...
2025-04-0834 minBarenaked MoneyPost Liberation Day | Grounding MessagePost-Liberation Day Market Reactions: Navigating Volatility and UncertaintyIn this episode, Colin & Josh discuss the day-after effects of 'Liberation Day' on global markets. They observe significant drops in stock values and express concern over the heightened volatility. With global markets down roughly 3%, the discussion touches on how different sectors are affected, the human toll on affected industries and individuals, and the importance of cautious, long-term investment strategies. They emphasize the need for investors to remain patient and avoid rash decisions during turbulent times. The episode ends on a lighter note, with some strategies to stay distracted from...
2025-04-0412 minBarenaked Money127: Tariffs & Your PortfolioNavigating the Complexities of Tariffs: Insights from Barenaked MoneyIn this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management, demystify the often confusing and volatile topic of tariffs. The discussion features a comprehensive look at the current state of tariffs, humorous anecdotes, and deep dives into the potential impacts on global trade, inflation, and investment strategies. They also discuss the impacts of various economic scenarios including pandemics, wars, and high inflation, and their potential effects on diversified portfolios. The episode concludes with practical advice on maintaining financial stability amidst...
2025-04-0147 min
Finance Archives - Canada's EntrepreneurHow a group of misfits is changing the financial industry in CanadaColin White has been committed to transforming the financial services industry since 1992. A graduate of St. Mary’s University with a Bachelor of Commerce in Accounting, Colin holds the designations of Chartered Professional Accountant®️️️ (CPA), Certified Financial Planner®️️️ (CFP®️️️), and Chartered Investment Manager®️️️ (CIM®️️️).
Colin’s entrepreneurial journey took off in 2014, and over the past decade, he and his co-founder have grown their business from a team of three with less than $50 million in assets under management to 45 employees and just under $1 billion in assets under management.
As the co-founder of Verecan, along with Daniel LeBlanc, Colin has helped build a compa...
2025-03-2843 min
Canada’s EntrepreneurHow a group of misfits is changing the financial industry in Canada - Toronto - Canada's PodcastColin White has been committed to transforming the financial services industry since 1992. A graduate of St. Mary’s University with a Bachelor of Commerce in Accounting, Colin holds the designations of Chartered Professional Accountant®️️️ (CPA), Certified Financial Planner®️️️ (CFP®️️️), and Chartered Investment Manager®️️️ (CIM®️️️).
Colin’s entrepreneurial journey took off in 2014, and over the past decade, he and his co-founder have grown their business from a team of three with less than $50 million in assets under management to 45 employees and just under $1 billion in assets under management.
As the co-founder of Verecan, along with Daniel LeBlanc, Colin has helped build a compa...
2025-03-2843 minBarenaked Money54: Special Guest Carl Richards | Behavior GapOriginally Aired August, 2022. Some ideas are worth resharing. In this episode of Barenaked Money, hosts Josh Sheluk and Colin White welcome Carl Richards, a renowned certified financial planner and creator of the Sketchguy column in the New York Times. Carl discusses his approach to making complex financial concepts accessible, including insights from his books 'The One-Page Financial Plan' and 'The Behavior Gap.' The conversation delves into the emotional aspects of financial decision-making, the importance of having a clear 'why' behind financial goals, and strategies to avoid common investment mistakes. Carl emphasizes the significance of having a f...
2025-03-2143 minBarenaked Money126: Financial FAQsBarenaked Money: Answering Common QuestionsIn this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management, tackle a series of frequently asked questions about finance. They discuss the value and costs of mutual funds versus ETFs, demystify zero fee trading platforms, and highlight the importance of having a will. The hosts emphasize the consequences of not saving for retirement even if you have a pension and explain the right times to adjust your portfolio's asset mix. They offer advice on balancing debt repayment with saving, clarify misconceptions about growth versus...
2025-03-1939 minBarenaked Money125: Breaking the Mold: A Smarter Approach to Wealth AdvisingThe accounting industry has long been defined by billable hours, burnout, and outdated business models. But what if there was a better way? In this episode of Barenaked Money, Colin White sits down with Chris Brien, partner at Pinnacle Accountants & Advisors, to talk about how his firm is breaking the mold.From ditching timesheets to embracing a client-first, subscription-based model, Chris shares insights on why the traditional accounting structure no longer serves professionals or business owners—and how firms like his are paving a new path. They discuss the talent crisis in the industry, the outdated incentives dr...
2025-03-0534 minBarenaked Money124: Guest Nathaniel Baker | The Contrarian InvestorContrarian Insights and Market Predictions with Nathaniel E. BakerIn this episode of Barenaked Money, hosts Josh Sheluk and Colin White welcome Nathaniel E. Baker, host of the Contrarian Podcast. They discuss the goals and achievements of the Contrarian Podcast, emphasizing the value of challenging prevailing market sentiments. The conversation covers past financial predictions, including the Magnificent Seven stocks, Bitcoin, and natural gas. The guests also delve into political, inflation, and geopolitical uncertainties forecasted for 2025. Additionally, Taylor Swift's economic impact and the potential uses of AI are explored, providing a broad look at current and future market...
2025-02-0436 minBarenaked Money123: A Look Ahead | Bold Predictions for 2025, Verecan StyleBarenaked Money: Predicting Financial Trends for 2025In this episode of Barenaked Money, hosts Josh Sheluk and Colin White, portfolio managers at Verecan Capital Management, Inc., dive into their financial predictions for 2025. They discuss potential market corrections, the efficacy of political promises like Trump's proposed savings, the impact of tariffs, and the performance of bonds and ETFs. It's a riveting conversation blending expert knowledge with humor and practical advice for the everyday investor.00:00 Introduction to Barenaked Money00:14 Predicting 2025: Accountability and Expectations01:18 The Nature of Predictions: Risks and Rewards02:48 Josh's Predictions: Politics First03:22...
2025-01-2842 minBarenaked Money122: A Look Back | Reviewing 2024Recap and Predictions: A Financial Review and Forecast for 2024 and 2025In this episode of Barenaked Money, hosts Josh Sheluk and Colin White from Verecan Capital Management take a look back at their financial predictions for 2024, examining which of their forecasts came to fruition and which missed the mark. They discuss topics including Canadian inflation rates, the real estate market, the performance of Bitcoin, and the influence of AI in various sectors. The episode also highlights the importance of context and external factors in financial forecasting, and sets the stage for their upcoming predictions for 2025. Listeners can expect...
2025-01-2137 minBarenaked Money121: Estate Planning Essentials | Guest Jonathan HooperEstate Planning Pitfalls and Precious Insights with Jonathan HooperIn this episode of Barenaked Money, Colin White and Matthew Kempton of Verecan Capital Management are joined by special guest Jonathan Hooper, an estate lawyer with Tupman and Bloom, to explore common mistakes in estate planning. The conversation primarily focuses on the complications that arise from outdated estate plans, the dangers of joint ownership, and the legal intricacies involved in ensuring that your assets are passed on according to your wishes. Hooper shares his expertise on issues such as unaddressed changes in life circumstances, the complexities of the...
2024-12-1742 min