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Tallinn Product Group PodcastTallinn Product Group PodcastHow to Product Manage AI? | Liisi GermanEvery new tool nowadays is branded "AI-powered," how do we separate the real from the buzzword? This episode digs into what actually defines an AI product - and what makes managing it so damn complex.đŸŽ™ïž Guest: Liisi German – Group Product Manager at Bolt (ex-Veriff) From self-driving cars and document scanners to chatbots that hallucinate refunds, we talk about when AI is the right tool, and when a simple if-else statement might do the job better.Key takeaways:* AI product management is about designing around uncertainty and mistakes (in some context known as hall...2025-05-151h 06Veriff VoicesVeriff VoicesEp. 49 Powering a global gambling operator’s Latin American expansion Gana777, part of the global Senator Group, is rapidly expanding its digital gaming presence across Latin America, with new markets opening in Honduras and El Salvador. But with big opportunity comes big challenges, especially around fraud and customer trust. In this episode, discover how Gana777 partnered with Veriff to tackle these issues, speeding up onboarding and building loyalty in one of the world’s fastest-growing betting markets. [00:17] Introduction to global expansion in gambling [02:26] Challenges of entering new markets [06:13] Building trust with customers [08:16] The role of verification in customer experience [11:35] Fraud prevention strategies [13:46] Impact of...2025-05-0633 minVeriff VoicesVeriff VoicesEp. 48 Helping a neobank go from conception to launch in under a year New banks often attract fraudsters who assume tight launch deadlines mean weak fraud prevention. But LHV proved otherwise. In this episode of Veriff Voices, Kris Brewster, LHV’s Director of Retail Banking, shares how our partnership built an onboarding flow that stops fraudsters and delivers a top-tier experience for real customers. [00:17] LHV Bank: introduction and journey [03:22] Building a bank in under a rear [07:47] Designing a customer-first experience [11:19] Partnering with Veriff and building trust [18:16] Balancing UX with fraud prevention [24:50] Tech’s role in fraud detection [28:05] LHV’s future plans and growth [29:36] Advice...2025-05-0134 minVeriff VoicesVeriff VoicesEp. 47 Why the AML system is failing and what needs to changeIn this episode of Veriff Voices, we sat down with Dr Mariola Marzouk, Co-founder of Vortex Risk and a longtime voice in economic crime prevention. But this wasn’t your standard AML conversation. It offered a sharp, unflinching examination of the gap between regulation and real-world outcomes—highlighting why, despite decades of policy efforts, we continue to struggle in making meaningful progress against financially driven crimes like human smuggling, drug trafficking, corruption, fraud, and more. [00:17] Introduction [05:34] Evolution of AML regulations [13:20] Policing challenges [20:08] Debanking and its impact on businesses [26:20] Are AML regulations working? Where RegT...2025-04-1647 minVeriff VoicesVeriff VoicesEp. 46 Deepfake fraud and HR: the invisible heist reshaping cybersecurityMost businesses are aware of the importance of knowing your customer, but what about knowing your employees? Aarti Samani, founder of deepfake fraud prevention consulting firm Shreem Growth Partners, explains what fake worker scams are – and offers some tips on how to defend your organization against them. [00:17] Introduction to deepfake fraud [03:14] Understanding the threat level [06:12] Real-world examples of deepfake fraud [09:09] Targeting businesses: the fake worker scam [12:12] Fraud tactics in B2B enterprises [14:56] The importance of verifying authenticity [18:03] Identifying high-risk sectors [21:01] Preparing for future threats [23:55] Building a culture of awareness2025-04-0344 minVeriff VoicesVeriff VoicesEp. 45 Helping a music distribution pioneer return trust to the music businessWith AI-generated songs and streaming scams on the rise, music distributors face mounting pressure to verify real artists. EMD Co-Founder and President David-Olivier St-Pierre Garcia joins Veriff Voices to discuss how Veriff is helping EMD fight fraud, protect artists, and restore trust in the music industry. [00:17] Introduction [02:17] EMD’s value proposition: what sets you apart? [04:05] Fraud in the music industry: how big is the problem? [05:57] Who’s responsible: platforms or distributors? [07:43] Impact on artists and others affected [09:02] Why is the music industry so vulnerable? [10:43] Solutions to combat fraud [14:16] Impact of implementing Veri...2025-03-2034 minVeriff VoicesVeriff VoicesEp. 44 Helping a pioneering start-up simplify cross-border digital notarization As a cutting-edge startup revolutionizing secure online document notarization, Legitify needed to stay laser-focused on its core mission. However, ensuring the reliable verification of individuals' identities was a crucial part of the process. That’s where Veriff stepped in. In this episode, we sit down with Aida Lutaj, Co-Founder & CEO of Legitify, to explore how Veriff is empowering this pioneering startup to streamline cross-border digital notarization with confidence and ease. [00:17] Introduction to Aida and digital notarization [02:43] The inception of Legitify [05:53] Traditional vs. digital notarization [09:53] The importance of identity verification [14:15] Navigating regulatory landscapes [18:23] Tru...2025-03-0435 minVeriff VoicesVeriff VoicesEp 43. Cyber fraud and AI: why offense is the best defenseMost organizations adopt a reactive stance when it comes to cyberthreats. But Tim Zentz, Vice President of CODEX*, argues that as AI is increasingly adopted as a tool by online fraudsters, anticipating and countering your attacker’s MO is an ever more vital element of effective defense. *CODEX (Cyber Offense and Defense Experts) is one of four business units at intelligence services company Nightwing, which was itself spun out of Raytheon as a separate company last year. [00:16] Introduction to cybersecurity and fraud challenges [05:32] The rise of ransomware and AI's role [08:20] Offensive vs. defensive se...2025-02-2032 minVeriff VoicesVeriff VoicesEp. 42 Dr. Elisabeth Carter on fraudsters' love languageIn this episode of Veriff Voices, we explore the psychology behind fraud, the emotional toll it takes on victims, and actionable strategies to combat it. We're joined by renowned criminologist and forensic linguist, Dr. Elisabeth Carter, who sheds light on how fraudsters manipulate trust and emotions to exploit their victims. [00:17] Introduction to fraud and forensic linguistics [04:32] Understanding authorised push payment fraud [08:03] The psychological manipulation of victims and the sophistication of fraud techniques [15:19] The impact of fraud on victims [19:42] Fraud in financial services and emerging trends [24:11] Adversary-in-the-Middle fraud [27:55] Organizational strategies against fraud2025-02-0549 minVeriff VoicesVeriff VoicesEp. 41 Love bombed: the devastating impact of romance fraudFraud is usually characterized as a financial crime, but for victims the psychological impact can be just as serious. We spoke with Cecilie FjellhĂžy, a high-profile victim turned activist who appeared in the 2022 Netflix documentary The Tinder Swindler, about the devastating consequences of so-called ‘romance’ fraud – and what can be done to combat it. [00:17] Introduction to the episode: fraud and its human costs [01:15] Cecilie Fjellhoy's background and experience [04:58] How the Tinder Swindler story unfolded [14:36] The situation escalates: $85,000 spent in three week [18:44] Emotional manipulation and its impact [21:46] Understanding the system of fraud [26:30] The rol...2025-01-2349 minVeriff VoicesVeriff VoicesEp. 40 The power of AI and collaboration in the fight against fraud in 2025For our 40th episode, we invited back Mike Haley, CEO of Cifas, to discuss the growing fraud threat to businesses in 2025. Exploring the threat from identity fraud and account takeover attacks, we discuss how AI is helping tackle these challenges and the need for businesses to improve their collaboration, data sharing and account monitoring to stay ahead of the evolving fraud threat. [01:00] An introduction to UK’s largest cross-sector fraud-sharing database, Cifas, and CEO Mike Haley [03:45] What Cifas does and the types of fraud they're exposed to [07:15] Key data insights on identity fraud trends [11:21] Evolving fr...2025-01-0836 minVeriff VoicesVeriff VoicesEp. 39 Crypto saving: bridging the trust gapCrypto is moving rapidly towards the mainstream, but consumer confidence in alternative currencies remains an obstacle to wider uptake. In this episode, we spoke to Boris Hirmas and Rafael Vargas of Latin American crypto savings startup Bitsafve about why identity verification is key to building trust in the space. [00:28] Introduction to Bitsafve and the crypto landscape [02:37] Bitsafve's value proposition in the crypto space [05:29] Key challenges facing the crypto landscape [09:30] The role of digital identity in cryptocurrency [12:12] Why identity verification is crucial [16:18] Integration and partnership with Veriff [20:43] Building trust and reputation in the...2024-12-1623 minAlgorĂŒtmAlgorĂŒtm12.12 AlgorĂŒtm: Burnout HQ lĂ€bipĂ”lemist ennetamas no-code platvormi toelHenrik Veromann, Burnout HQ asutaja arutas seekord meiega lĂ€bipĂ”lemise teemat. RÀÀkisime nii lĂ€bipĂ”lemise peamistest pĂ”hjustest kui ka lahendusest, mis aitab seda ennetada. Burnout HQ on ehitatud Bubble nimelise no-code rakendusplatvormi toel ja ka selle valiku tagamaadest ning platvormi vĂ”imalustest tegime loomulikult juttu.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Martin Kapp ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff h...2024-12-1257 minAlgorĂŒtmAlgorĂŒtm05.12 AlgorĂŒtm: Milline AI vahend kĂ”ige paremini koodi kirjutabKĂŒlas olid Kaido Koort ja Joosep Simm, kes on sĂŒstemaatiliselt katsetanud mitmeid arendajatele mĂ”eldud AI tööriistu ning neid hinnanud. Kuula, millised on tĂ€na kĂ”ige paremad tööriistad ja loe nende vĂ”rdlevat analĂŒĂŒsi GitHubist https://github.com/Venturing-Intellect/code-assist-comp/wiki-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https...2024-12-051h 01Veriff VoicesVeriff VoicesEp. 38 Counting the true cost of KYC non-compliance Carl-Alain Memnon, Co-Founder and COO at Grid Technology, joins us to explore how innovative solutions are transforming compliance, fraud prevention, and risk decision-making. We discuss how forward-thinking digital leaders are leveraging automation and biometrics to navigate the complexities of an evolving regulatory landscape to avoid significant financial losses, penalties, and the reputational damage that comes with non-compliance. [00:17] Introduction to the episode [01:26] About Grid [04:18] Understanding KYC [05:46] Reputational risks [07:43] Challenges for small vs. large enterprises [11:23] Reputational risks of KYC non-compliance [13:59] Emerging trends in KYC across industries [17:49] The partnership between Grid and Veriff [21:58...2024-12-0534 minAlgorĂŒtmAlgorĂŒtm28.11 AlgorĂŒtm: Kas sinu arendusprotsess on sama turvaline kui tarkvara?RÀÀkisime IT sĂŒsteemide arendamise ja haldamise turvalisusest SMIT baasinfrastruktuuri arhitekti Siim Venega, kes on sel teemal nii kirjutanud kui ka konverentsidel esinenud. NĂŒĂŒd jagab ta meilegi, mis praktikaid ja tööriistu kasutades oma sĂŒsteemide turvalist arendamist tagada saab.Loe Siimu artiklit siit: https://www.linkedin.com/pulse/s%C3%BCsteemide-arendamise-ja-haldamise-turvalisusest-siim-vene-1fmwf/-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak, Martin Kapp ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack...2024-11-2858 minVeriff VoicesVeriff VoicesEp. 37 The no-code approach: ‘playing Lego’ with appsIn the past few years, the no-code approach to IT development has gone rapidly mainstream. We spoke to Jeremy Joly, Co-Founder and Chief Product Officer at compliance and onboarding platform spektr, about the benefits of no-code and how Veriff’s solutions fit into their no-code ecosystem. [00:28] Introduction  [02:11] spektr's transformation of the compliance and onboarding space [03:42] spektr's approach to creating a better experience for the end user [04:48] Challenges in the KYC/compliance landscape, and learnings from this and previous ventures [06:35] Anticipated trends and shifts in the compliance space over the next 12 months [09:03] spektr's approach to...2024-11-2030 minAlgorĂŒtmAlgorĂŒtm07.11 AlgorĂŒtm: 1oT serveritele ei saaks ka Tom Cruise ligiSeekord on AlgorĂŒtmis kĂŒlas Andres Robam, 1oT CTO, kes rÀÀkis ka Digit.dev konverentsil serveriruumide turvamisest. RÀÀkisime temaga USB pulkadest, mis vajadusel andmeid hĂ€vitavad, kuidas paroole pooleks tehakse ja mida teeb HSM siis kui seda kĂ”vasti raputada.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://ww...2024-11-0759 minAlgorĂŒtmAlgorĂŒtm31.10 AlgorĂŒtm: Eesti Teadusarvutuste Infrastruktuur ja serveriruumid selle tagaSeekord on kĂŒlas Sander Kuusemets, kes rÀÀgib meile, mis imeloom on Eesti Teadusarvutuste Infrastruktuur ja kuidas Tartu Ülikooli HPC Center sellega suhestub. RÀÀkisime muidugi ka serveritest, tuumadest ja tarkvarast, millega tagatakse jĂ€lgitavus lĂ€bi erinevate teenuste.Teemaks tuli ka Euroopa vĂ”imsaim superarvuti LUMI ja vĂ”imalused selle ressursi kasutamiseks.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Martin KappAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal http...2024-10-3154 minVeriff VoicesVeriff VoicesEp. 36 Crossing borders: how digital banking is empowering immigrant communities in the USIn this episode, we explore our partnership with Comun, a digital banking platform for immigrants in the U.S. Discover how Comun addressed KYC challenges by leveraging Veriff’s innovative solutions to streamline identity checks, reduce fraud, and enhance customer experience. Join us for insights from AngĂ©lique Wynants, Comun’s Head of Operations, on empowering communities and fostering financial inclusion through technology.   [00:17] Introduction to digital banking and Comun [02:31] Comun's unique value proposition [05:09] Challenges in cross-border payments [08:09] The role of AI in fraud prevention [10:41] Fraud types and their impact [12:26] Vendor selection process [18:10] Implementation and im...2024-10-3133 minAlgorĂŒtmAlgorĂŒtm24.10 AlgorĂŒtm: Keskkoolipingist ettevĂ”tjaks: Rasmus Merirand AI abil kinnisvarahaldust muutmasTĂ€nane episood keskendub noorele ja ambitsioonikale ettevĂ”tjale Rasmus Merirannale, kes oma viimase ettevĂ”tmise, AI-pĂ”hise kinnisvarahaldusplatvormi DoBu, pani kĂ€ima keskkoolipingist. Kuuleme, kuidas ta alustas ettevĂ”tlusega kĂ”igest 13-aastaselt ja mis inspireeris teda looma sĂŒsteemi, mis lahendab uusarenduste halduse probleeme, pakkudes arendajatele ja koduomanikele kiireid ja mugavaid lahendusi. RÀÀgime Rasmuse teekonnast, vĂ€ljakutsetest ja tulevikuplaanidest. -----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak, Martin Kapp ja Tiit Paananen2024-10-2455 minVeriff VoicesVeriff VoicesEp. 35 Unmasking biometrics: identity, AI, and the future of fraud prevention With consumers increasingly open to integrating biometrics into daily life, this episode underscores the essential role biometrics play in identity verification and fraud prevention. Chris Hooper and Geo Jolly examine how AI and facial biometrics authenticate users and combat fraud, including account takeover fraud, where unauthorized access can lead to significant financial damage. They also discuss privacy, data protection, GDPR compliance, practical tips for businesses adopting biometric technology, and much more...   [00:31] Introduction [02:08] What are biometrics? [03:44] Common use cases of biometrics [05:17] User experience with biometric systems [06:32] Benefits of facial biometrics for fraud prevention [08:23] Detecting and preventing fraud using facial biometrics  [10:28] Understanding the...2024-10-1728 minAlgorĂŒtmAlgorĂŒtm17.10 AlgorĂŒtm: Kuidas konservatiivses fintech sektoris edukalt AI-d rakendadaSeekord on kĂŒlas LHV tehisintellekti arendusjuht Martti Praks, kellega rÀÀkisime, kuidas LHV on edukalt tehisaru lahendusi rakendanud. Tuleb vĂ€lja, et ranged finantssektori piirangud ei olegi nii suureks takistuseks kui esmapilgul vĂ”ib nĂ€ida.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Martin KappAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-10-1744 minAlgorĂŒtmAlgorĂŒtm10.10 AlgorĂŒtm: KĂŒlastasime Digit.dev konverentsiSeekordse episoodi jaoks kĂ€is Priit tiiru Digit.dev konverentsil ja intervjueeris osalejaid pisikese mikrofoniga nagu tĂ”eline Youtuuber. ----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veab Priit LiivakAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-10-1044 minThe CTO Show with Mehmet GonulluThe CTO Show with Mehmet Gonullu#396 The Intersection of AI, Security, and UX: Hubert Behaghel’s Insights on Digital TrustIn this episode of The CTO Show with Mehmet, we sit down with Hubert Behaghel, CTO of Veriff, to discuss the critical intersection of AI, security, and user experience in the digital age. As the internet continues to evolve, establishing digital trust has become more essential than ever, especially with the rise of identity fraud and impersonation threats. Hubert shares his journey from his early career as a consultant to becoming the CTO of Veriff, a company dedicated to making the internet safer through identity verification solutions. He highlights the challenges of balancing security...2024-10-0446 minAlgorĂŒtmAlgorĂŒtm03.10 AlgorĂŒtm: Olekumasinate toel Ă€riloogika arendamine tĂ”stab kvaliteetiKĂŒlas on Cybernetica CTO Arne Ansper, kes rÀÀgib ka peagi toimuval Digit.dev konverentsil olekumasinatest. Uurisime siis meiegi, millega olekumasinaid luua, millistes projektides neid mĂ”istlik kasutada ja kuidas nende kasutus tarkvara kvaliteeti parandada vĂ”iks. -----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Martin KappAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-10-0354 minVeriff VoicesVeriff VoicesEp. 34 From bank books to blockchain: an interview with my GrandmaIn this episode of Veriff Voices, Abe Post-Hyatt interviews his grandmother, Alice, to gain insights into generational perspectives on software, technology, and identity verification. They discuss the transition from physical banking to online transactions, the risks of scams and fraud, and the the need for trust and security in the digital age. [00:17] Introduction[03:00] Generational perspectives on technology and identity[04:12] The evolution of banking and financial transactions[09:11] Understanding identity verification and fraud prevention[12:27] Personal experiences with identity theft[14:49] The role of technology in preventing fraud[18:10] Amazon Gift Card scams [21:51] Veriff's business...2024-09-2631 minAlgorĂŒtmAlgorĂŒtm26.09 AlgorĂŒtm: Kui raske see Ă”ppekava uuendamine siis ikkagi on?KĂŒlas on kood/JĂ”hvi uus tegevjuht Lauri Haav ja tootejuht JĂŒri-Mikk Udam, kes rÀÀgivad, kuidas kood/JĂ”hvi omale uue Ă”ppekava sai ja kuidas kood/JĂ”hvil ĂŒldse lĂ€inud on.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Martin Kapp ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-09-2659 minAlgorĂŒtmAlgorĂŒtm19.09 AlgorĂŒtm: Kuidas me kĂ”ik vĂ”iks hoopis rohkem AI tööriistu kasutadaSeekord rÀÀgime AI tööriistadest ja kognitiivsetest tĂ”ketest, mis vahel nende kasutamisele jalgu jÀÀvad. KĂŒlas on Sandra Reivik, AIPowerment kogukonna ja podcasti eestvedaja.Kuula ka AIPowerment taskuhÀÀlingut: https://open.spotify.com/show/0ygh2RjBknM0uQHLWhtpnN -----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.c2024-09-191h 05Travel Agent Chatter | Friday 15Travel Agent Chatter | Friday 15Starting Out as An Advisor – in Canada! Tips for Starting a Host Agency? How to Join a Preferred-Agency Program?In episode 173 Steph and Lindsay Taylor answer a bunch of excellent questions submitted by you, our faithful viewers and listeners. If you have a question, by the way, send it our way at https://hostagencyreviews.com/friday15! 1. Hello Friday 15 team! I live in Ontario Canada & my question is, how do I get into the travel industry as an advisor with no experience but have the schooling as well as TICO Certified? Thank you kindly for all you do!  –Chrystal M.2. I’ve decided to expand my agency and diversify income. I plan to open my host a...2024-09-1320 minAlgorĂŒtmAlgorĂŒtm12.09 AlgorĂŒtm: AI ravib ka neid viiruseid, mida veel olemaski poleSeekord rÀÀgime Elnora AI visioonist aidata ravimitööstustel oluliselt kiiremini vaktsiine vĂ€lja töötada. KĂŒlas on Karl-Oskar Masing, kes valgustab meid nii ravimitööstuse telgitaguste, TechBio kui ka robotlaborite teemal. -----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak, Martin Kapp ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-09-121h 03AlgorĂŒtmAlgorĂŒtm05.09 AlgorĂŒtm: AinuĂŒksi EdTech lahendustega tuleviku haridust ei pÀÀstaKĂŒlas on EdTech entusiast ja DreamApply kaasasutaja MĂ€rt Aro, kellega rÀÀkisime tehnoloogia ja innovatsiooni rakendamisest hariduses. Nagu ikka, on magusamad arutelud just episoodi lĂ”puosas.Meil on ka kĂ€imas brĂ€ndi uuendus "vĂ”istlus": aita AlgorĂŒtmile kujundada uus vĂ€limus ja saa osa esimesest Ă€gedast swagist. Ootame uut logo ja episoode sisse juhatavaid heliklippe aadressile podcast@algorytm.ee-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak, Tiit Paananen ja Martin KappAlgorĂŒtmi to...2024-09-051h 12Veriff VoicesVeriff VoicesEp. 33 Pig butchering, romance scams, and the psychology of fraudAs online scams have grown rapidly in scale and sophistication over the past decade, so has their potentially devastating impact on individuals. In our latest Veriff Voices podcast, Ronnie Tokazowski, Chief Fraud Fighter at nonprofit Intelligence for Good, discusses the psychology of fraud and how his organization helps victims deal with the very real consequences, both financial and emotional. [00:45] Introduction  [02:08] How Ronnie got involved in what became Intelligence for Good [05:06] What an average day in the life of a Chief Fraud Fighter looks like [08:07] The best tools to combat online scams [11:56] Use of b...2024-09-0447 minAlgorĂŒtmAlgorĂŒtm29.08 AlgorĂŒtm: KĂŒmme korda produktiivsemaksKĂŒlas on Produktiivsusklubi juht ja koolitaja Jakob Gill, kellega rÀÀkisime praktilistest vĂ”tetest, kuidas oma igapĂ€evaseid tegemisi tĂ”hustada ja kuidas tiimid tervikuna end produktiivsemaks muuta saaks.Meil on ka kĂ€imas brĂ€ndi uuendus "vĂ”istlus": aita AlgorĂŒtmile kujundada uus vĂ€limus ja saa osa esimesest Ă€gedast swagist. Ootame uut logo ja episoode sisse juhatavaid heliklippe aadressile podcast@algorytm.ee-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Tiit Paananen ja Martin Kapp2024-08-291h 01AlgorĂŒtmAlgorĂŒtm22.08 AlgorĂŒtm: Teadustarkvara arendaja roll akadeemiasKĂŒlas oli Tartu arvutiteaduse instituudi teadustarkvara arendaja Uku Raudvere, kellega rÀÀkisime teadustarkvara arendaja rollist. Millega ĂŒldse arendajad teadustiimide juures tegelevad ja millised vĂ€ljakutsed on teadustarkvara arendajatel, sellest seekord rÀÀgimegi.Tegime ka ĂŒleskutse uue AlgorĂŒtmi brĂ€ndi disainimiseks ning jagasime sooduskoodi Oktoobris saabuva Digit konverentsi jaoks. -----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff...2024-08-2253 minVeriff VoicesVeriff VoicesEp. 32 Setting up for success: building a fraud-fighting tech stackThe rapid shift towards digitization has transformed how companies operate and interact online. In this episode, Matt Collis, Co-Founder & CEO of StackGo, joins us to explore the pivotal role of software tools in building customer confidence and ensuring smooth implementation. Discover how StackGo addresses gaps in fraud prevention and compliance, and how their partnership with Veriff provides swift, robust identity verification to not only save businesses time and money, but also create a bond of trust with customers. [00:57] Introduction [02:24] About StackGo [03:50] Partnership with Veriff and benefits  [06:02] Improving security and customer experience [08:04] Target market and market gaps [11:50] Tech implementation and inte...2024-08-2241 minAlgorĂŒtmAlgorĂŒtm15.08 AlgorĂŒtm: Kuidas on hoitud 20% eestlaste geeniandmed?KĂŒlas on Tartu Ülikooli Genoomika Instituudi IT juht Kristjan Metsalu, kellega rÀÀkisime, kuidas geeniandmeid hoitakse ja millised vĂ€ljakutsed geenivaramu projektiga tema kui IT juhi laual on. RÀÀkisime ka MinuGeenivaramu portaali tehnoloogilisest kĂŒljest, arendusest ja tulevikust.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Martin KappAlgorĂŒtmi toetavad:Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-08-1555 minAlgorĂŒtmAlgorĂŒtm08.08 AlgorĂŒtm: Kuidas sinu taskus olev telefon ohu korral helisema pannakseRÀÀgime ohuteavituste valdkonnast, mida Eestis hoogsalt arendatakse. KĂŒlas on Siseministeeriumi nĂ”unik ja ohuteavituste projektijuht Kadi Luht-Kallas ja Riigi infokommunikatsiooni sihtasutus ehk RIKS raadioside ekspert ja EE-ALARM teenuse juht Antti Turmann, kes meile avavad selle tavaliselt varjatuks jÀÀva maailma telgitaguseid. Kuuleme nii riskidest, millega ohuteavituse saatmisel arvestama peab kui ka tehnoloogiatest, millega see vĂ”imalikuks tehakse.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Martin KappAlgorĂŒtmi toetavad...2024-08-081h 03Veriff VoicesVeriff VoicesEp. 31 Fraud and identity verification in Latin America Rapid digitalization in Latin America is making effective online fraud prevention a growing priority for companies. In our latest podcast, Sacha Vasilkioti, Data Verification Product Manager at Veriff, explains the similarities and differences across the region’s key markets, and discusses how Veriff adapts its identity verification solutions and operations to best address particular local needs. [00:47] Introduction [01:26] The primary markets Veriff is focusing on in Latin America[02:31] The market potential for identity verification in Latin America [04:00] Fear of fraud and online trust as an issue in the region [04:50] Current priorities in the Colombian ma...2024-08-0829 minAlgorĂŒtmAlgorĂŒtm01.08 AlgorĂŒtm: Hakkame koduseid andmesalvesteid ehitamaKas sinul on kodus kuskil vĂ€ike vĂ”rku ĂŒhendatud andmesalvesti ehk NAS nurrumas? Seekord rÀÀkisime, kus hoiavad Priit ja Martin oma andmeid ning kĂŒlas oli SMIT Infra- ja platvormiteenuste arhitekt Siim Vene, kes oli mĂ”nevĂ”rra erineva lahenduse omale koju ehitanud. Kui oled mĂ”elnud isegi andmed pilvest koju tuua, siis kuula kindlasti, millega arvestama pead.-----Jaga meie Discord kanalis, kuidas Sina oma andmeid salvestad: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Martin KappAlgorĂŒtmi toetavad Patchstack https://patchstack.comNorta...2024-08-011h 04AlgorĂŒtmAlgorĂŒtm25.07 AlgorĂŒtm: Python arendusmaastik aastal 2024RÀÀkisime tööriistadest, mida ĂŒks Python arendaja kindlasti teadma peaks. KĂŒlas oli Nortali vanemandmeteadur Hannes RÔÔs, kes jagas enda kogemusi ja mĂ”tteid tehnoloogiate kohta, mida Priit ChatGPT-st leidis. -----Tead rohkem, jaga teistelegi meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Martin KappAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-07-2545 minVeriff VoicesVeriff VoicesEp. 30 ‘Widgets’, ‘black boxes’ and ‘bionics’: operations at VeriffVeriff’s SVP of Operations Mike O’Callaghan has spent decades scaling operations in global tech firms including Skype, eBay, Microsoft, Amazon and Expedia. We talked to him about why running operations at Veriff is his latest opportunity to ‘make a dent in the universe’. [00:29] Introduction  [03:18] Key learnings from 30 years of working in operations  [07:09] The importance of both AI and the human element in identity verification (IDV) [09:25] The role of operations at Veriff [12:45] What we're seeing in the customer verification market  [15:25] Treating Veriff customers as unique while ensuring an equal level of service for...2024-07-2538 minAlgorĂŒtmAlgorĂŒtm18.07 AlgorĂŒtm: Suured keelemudelid, kasutada vĂ”i mitte kasutadaKĂŒlas oli taas Kristjan Korjus, kes on AlgorĂŒtmi vĂ€isamas juba neljandat korda. RÀÀkis ta seekord abistavatest kĂŒsimustest, mille abil otsustada, kas suurte keelemudelite rakendamine on Ă”igustatud ja sobilik.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-07-181h 08AlgorĂŒtmAlgorĂŒtm11.07 AlgorĂŒtm: Eesti riigi uus CTO [Madis Tapupere]KĂŒlas oli Madis Tapupere, kellega rÀÀkisime Eesti digiriigi juhtimisest, probleemidest ja vĂ”imalikest lahendustest. -----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-07-111h 00Veriff VoicesVeriff VoicesEp. 29 A digital solution with a human touch: simplifying life for older adultsChris Corfield and Bonnie Juett from Crown Agents Bank join us to discuss their digital transformation in the pension industry. They address the challenges of implementing technology for an older demographic, emphasizing the need for simplicity, clear communication, and a human touch. Their digital proof of life solution has seen high uptake and low abandonment rates. They also talk about transitioning their pensions payroll from manual forms to more efficient processes, overcoming high abandonment rates with customized solutions from Veriff.  [01:15] Introduction to Crown Agents Bank  [02:39] Current solutions for pension clients [04:50] Challenges of technology adoption for older demographic [07:32] Creating a use...2024-07-1036 minAlgorĂŒtmAlgorĂŒtm04.07 AlgorĂŒtm: Kuidas logid enda jaoks korralikult tööle panna [Erik Ehrbach]Kas oled kunagi mĂ”elnud, millised on head logid vĂ”i, kuidas ĂŒldse juhtida kvaliteetsete logide kirjutamist ĂŒle mitme arendustiimi. Just neil teemadel ja rohkemastki rÀÀkisime LHV juhtivarendaja Erik Ehrbachiga, kes pisut seda maailma avas.----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veab Priit LiivakAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-07-041h 05AlgorĂŒtmAlgorĂŒtm27.06 AlgorĂŒtm: Mis on GRC ja kuidas kordon.app sellega tegeleda aitabSeekord olime taas idufirmade lainel ja rÀÀkisime Kordon nimelise GRC platvormi kaasasutaja Martin Ojalaga. Teemaks tuli nii varahaldus kui turbemaffia.-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-06-2755 minVeriff VoicesVeriff VoicesEp. 28 AI's role in keeping harmony within the music industry In this episode, we explore the growing threat of fraud in the music industry, from unauthorized distribution to fake streaming and fraudulent royalties. SebastiĂĄn Mañana Lenzi, CEO of SonoSuite, discusses the profound impact of these issues on music entities and emphasizes the pivotal role of AI in fighting fraud. Discover how the collaboration between Veriff and SonoSuite ensures the integrity of digital music distribution through advanced identity verification solutions. [00:47] Introduction [01:36] SonoSuite's unique use case [02:50] Challenges of fraud and compliance in the music industry [04:16] Financial and reputational damage of fraud [07:59] Robust fraud prevention as...2024-06-2425 minAlgorĂŒtmAlgorĂŒtm13.06 AlgorĂŒtm: Kliendid on palju ohtlikumad kui Hiina hĂ€kker [Tarko Tikan]Kutsusime kĂŒlla taas Tarko Tikani, kes seekord rÀÀkis Telia vĂ”rkude kaitsmisest. Tuleb vĂ€lja, et seejuures vĂ”ivad kasutajad olla hoopis ohtlikumad kui pahatahtlikud hĂ€kkerid. RÀÀgitud sai nii mĂ”nigi lugu kui ka jagatud mitmeid Ă”petussĂ”nu. -----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxccEpisoodi veavad Priit Liivak, Martin Kapp ja Tiit PaananenAlgorĂŒtmi toetavad Patchstack https://patchstack.comNortal https://nortal.com/Veriff https://www.veriff.com/2024-06-131h 11Veriff VoicesVeriff VoicesEp. 27 Ethical hacking and abuseware: two sides of the same coinInti De Ceukelaire is Chief Hacker Officer at bug bounty and vulnerability disclosure platform Intigriti and a founding member of the Hacker Policy Council. He talked to us about the benefits to companies of ethical hacking and the rising issue of abuseware – the weaponization of legitimate tools to commit fraud. [00:47] Introduction and how Inti got involved with Intigriti [03:44] The purpose of the Hacking Policy Council [06:44] The rising problem of abuseware and why fraudsters are using it to commit cybercrime  [13:08] Customer expectations of robust fraud measures  [14:59] How businesses can stay ahead of AI-driven fraud ...2024-06-1238 minAlgorĂŒtmAlgorĂŒtm06.06 AlgorĂŒtm: Jaan Altosaar saunadest, info asĂŒmmeetriast ja tehisaru mĂ”just sĂŒsteemideleLihtsalt eepiline episood tehnoloogia ja filosoofia piirimail, kĂŒlas legendaarne Jaan Altosaar. RÀÀkisime nii tehisaru rakendamise kui omaks vĂ”tmise keerukusest, saunadest kui ka informatsiooni asĂŒmmeetriast. Vaata ka episoodi videoversiooni: https://youtu.be/beIbLYNvb4YJaani CV ja kontaktid: https://jaan.io/li-cv.pdfNew York sissetulekud: https://onefact.github.io/american-community-survey/new-york-area/income-by-raceNew York kinnisvara: https://onefact.github.io/new-york-real-estate/Google kogemusest: https://archive.ph/2s7aJ-----Jaga meile enda jaoks olulisimat mĂ”tet episoodist meie Discord kanalis: https://discord.gg/8X5JTkDxc...2024-06-0657 minVeriff VoicesVeriff VoicesEp. 26 Fraud: a crime against both organizations and individualsSenior academic, educator. and fraud examiner Dr Rasha Kassem joins us for this episode of Veriff Voices to address the multiple impacts of fraud on organizations, their customers, their employees, and wider society. [00:54] Rasha talks about her professional background [02:18] Why each case of fraud is unique and the importance of the human element  [04:09] How Rasha developed her interest in fraud  [08:18] The impact of fraud on innocent individuals in an organization [12:46] The use of language around fraud and recognizing it as a crime  [15:56] Treating scams and fraud equally [18:10] Combining technology with human exp...2024-05-1634 minVeriff VoicesVeriff VoicesEp. 25 Cultivating culture and fostering innovation Luke Govier, Veriff's VP of People, explores our company culture and its role in attracting partnerships and talent. Trust, innovation, and impact are pivotal in drawing like-minded individuals to a scaling company. The conversation emphasizes effective decision-making and execution in a dynamic environment, as well as the promotion of work-life balance. Join us for insights into the future of our culture and values, highlighting our commitment to innovation and experimentation. [00:00] Introduction  [02:25] A strong mission and a resilient culture [03:53] Working for a scaling company [05:36] Attracting a certain personality type [07:42] Benefits and challenges of working for a scale-up organization [11:34] Motivating a...2024-05-0224 minVeriff VoicesVeriff VoicesEp. 24 The digital trifecta: using AI for speed, agility, and ethicsZane Homsi, AI Product Manager at LinkedIn, joins us to discuss the human-centric approach to product development and the importance of clear product principles. He predicts that identity will become digital-first, education will undergo significant changes, and digital doubles will play a role in increasing efficiency. Zane also discusses the evolving threats in fraud prevention and the role of innovation in combating them. Please note that the views expressed in this episode belong to Zane and not the organization - LinkedIn. [00:57] Introduction and background [02:49] Human-centric approach to product development [06:43] Balancing speed, agility, and...2024-04-1634 minVeriff VoicesVeriff VoicesEp. 23 The future of fraud in financial servicesUnlock the secrets to safeguarding financial services in the digital age with insights from Kevin Shine, VP Sales and Partnerships at Fraud.net. He outlines how the evolving fraud landscape is driven by digitization, legacy technology, and data silos. Discover how real-time transactions and regulatory demands are exposing vulnerabilities, and how to harness the power of AI and machine learning to prevent fraud. [00:26] Intros [0:58] Kevin's background and Fraud.net [02:26] The move to real-time transactions and regulatory pressures [06:32] Digital fraud in financial services [07:44] Digital transformation challenges [10:09] Fraud prevention as a differentiator [12:01] Data s...2024-04-0426 minVeriff VoicesVeriff VoicesEp. 22 Online safety has no borders: age verification around the worldA self-confessed law enthusiast, Dmytro Sashchuk, Associate Legal Researcher and Analyst at Veriff, joins us to discuss age verification laws and their impact on businesses. These regulations vary from one region to the next, but they share a common and crucial goal: protecting children and vulnerable groups. Dmytro shares best business practices for compliance, trends and challenges in age verification, and how Veriff is tackling them. [00:49] Introduction [03:56] Differences in age verification laws around the world [11:28] What is the Online Safety Act and how will it impact children? [17:34] What compliance trends and challenges are businesses f...2024-03-2033 minVeriff VoicesVeriff VoicesEp. 21 The perfect storm: data breaches and social engineeringFrom local government to the healthcare, Mike Haley has since spearheaded efforts in fraud detection and prevention for over 30 years. In his current role as CEO of Cifas, a not-for-profit focused on fighting fraud and financial crime, Mike aims to foster cross-sector collaboration to confront fraud head-on. In this episode we discuss the role of social engineering in the evolving fraud landscape, how automation is enabling fraud at scale, and the need to reshape the narrative around fraud victims. [00:50] Mike’s first role and accidental journey to a career in fraud prevention [02:50] Transitioning to more a st...2024-03-0741 minVeriff VoicesVeriff VoicesEp. 20 Empowering global talent: insights from a remote work evangelistBroadway actor turned talent acquisition expert, Andrew Allen, discusses flexible working and Crossover's distinctive approach to helping skilled workers find their dream job. Remote work has become a major trend in the last decade, bolstered by the Covid-19 pandemic, and Crossover is at the forefront of hiring talent for some of the world's leading digital innovators. As VP of Marketing, Andrew sees firsthand the challenges in verifying global workers' identities and skills and how Veriff has helped address them. We explore the global talent market, trust and inclusivity in remote work, and harnessing AI to enhance the hiring process.2024-02-2226 minVeriff VoicesVeriff VoicesEp 19. Uncovering the true cost of fraud As the lending and financing industry experiences unprecedented growth, Dana Endicott, Senior Vice President at US lender Vantage Recreational Finance (VRF), shares her insights into the unique challenges faced by her company - from combating fraud to ensuring a seamless customer experience. Discover how VRF leveraged advanced technology, including Veriff's fraud prevention solutions, to thwart identity theft attempts and protect both buyers and sellers in the evolving landscape of financial security. Discover the proactive measures they've taken to educate and collaborate with industry peers to set new fraud prevention standards. [01:13] Introduction [02:56] The use case for VRF2024-02-0823 minThe Pursuit of ScrappinessThe Pursuit of ScrappinessKaarel Kotkas (Veriff 🩄) on making tough decisions, building resilience & navigating your company through the storm with confidence + Recap of sTARTUp Day 2024. Ep 148As promised during some of the previous episodes, we went to Tartu for sTARTUp Day 2024 and brought back a recording of a fireside chat with Kaarel Kotkas.Kaarel is the founder and CEO of Veriff, one of the more recent Estonian unicorns that raised a 100m$ series C in early 2022 to hit the billion valuation mark. The 2 years that have followed have been very challenging and we sat down with Kaarel to talk about getting through challenging times, making tough decisions and building resilience,What you can expect to learn from Kaarel:What...2024-02-0642 minVeriff VoicesVeriff VoicesEp 18. Viida is life’s co-founders on putting the trust (and fun) back into datingCurrently in beta testing and set for a full launch on February 14, 2024, viida is life is a live video-based speed dating app that aims to make online dating fast, fun, and safe for users. We spoke to co-founders Ashraf Elashiry and Harin Rhandawa about viida's fresh new take on the online dating scene, their vision to create happier humans, and why creating a safe environment for users is a key differentiator for their business.  [01:10] Introduction [03:37] The concept behind viida is life [05:05] How it will differ from other dating apps [09:35] The challenges faced when creating a...2024-01-1826 minVeriff VoicesVeriff VoicesEp. 17 E-signatures and identity verification: the perfect partnershipFellow Estonian tech company eID Easy is an aggregator and provider of secure and easy-to-integrate global digital signature infrastructure for businesses. We chatted to the company’s cofounder Joao Rei about how the electronic signature market has evolved, the challenges it faces as it looks to the future, and why he’s excited about partnering with Veriff to build trust online – by taking safety and security to the next level.   [01:19] Introduction to eID Easy and their partnership with Veriff [04:19] Significance of integrating digital signatures and identity verification in a single solution [08:10] Balancing robust compliance with user-fr...2024-01-0425 minVeriff VoicesVeriff VoicesEp. 16 Addressing AI bias using reinforcement learning from human feedbackIn the second Veriff Voices episode with our Senior Vice President of Product, Suvrat Joshi, we tackle the thorny topic of AI bias. With more than two decades of product leadership experience at major tech companies including Amazon, Dropbox, Meta, Microsoft, and Yahoo, Suvrat is well versed in how algorithmic bias can affect technological applications. In this conversation, we focused on how Veriff uses reinforcement learning from human feedback (RLHF) to address bias in our systems. [01:11] The biggest threats and issues resulting from AI bias in general [02:37] What causes AI bias in the first place  [03:44] C...2023-11-1620 minVeriff VoicesVeriff VoicesEp. 15 Enhancing our products to meet the needs of an ever-evolving marketOur Senior Vice President of Product Suvrat Joshi’s impressive CV combines a background in coding with an MBA from Berkeley and over 20 years at the coalface working for tech companies of all sizes. We sat down with Suvrat to talk about the challenges and benefits of working across geographies and industries, adapting to the ever-evolving demands of the identity verification space, and ensuring that Veriff’s products are always of the highest possible quality. [01:11] Introduction [01:54] Suvrat's reasons for joining Veriff [03:00] How Suvrat collaborates with a globally dispersed team [04:09] Varied management styles and their impa...2023-11-0621 minThe Pursuit of ScrappinessThe Pursuit of ScrappinessLearn how to build your personal brand on Linkedin + practical side of digital nomad life with a family, solopreneurship & doing sales at a unicorn w/ Taavi Lindmaa. Ep 137Taavi Lindmaa is the Founder of Linkedin Daily Growth. Not only is he a Linkedin expert, but also a solo-preneur, a digital nomad and was employee #10 at Veriff, the digital ID unicorn out of Estonia.In this episode we talk about:What it means to be a solopreneurSales strategies from Veriff early daysHow can digital nomad lifestyle work for youLeveraging Linkedin as a personal branding toolEffective Linkedin growth strategies===Find other episodes on >  https://www.pursuitofscrappiness.co/Watch select full-length episodes on our YouTube channel > https://www.y...2023-10-3143 minVeriff VoicesVeriff VoicesEp. 14 Griffin Bank’s Head of Financial Crime Product on fraud, AI, and outsourcing in financial servicesKathryn Sharpe is Head of Financial Crime Product at Griffin, an API-first UK bank and full-stack banking-as-a-service platform. Griffin was set up to help companies embed financial services into their own products and manage complex infrastructure and compliance requirements, enabling them to focus on their core business. We talked to Kathryn about financial crime, the impact of AI on financial services, and how collaborating with Veriff is helping Griffin deliver for their clients. [01:21] Introduction [02:15] What does Griffin do? [03:12] How Griffin chose to work with Veriff [04:42] The alignment of values and priorities between Griffin and...2023-10-2628 minVeriff VoicesVeriff VoicesEp. 13 Our Director of Solutions Engineering on design thinking and customer-centricityA technology expert with decades of experience, Sathya Gopalakrishnan’s role at Veriff gives him a unique perspective. Our Director of Solutions Engineering collaborates with both internal teams from Sales to IT and with Veriff’s customers, always keeping a clear focus on enhancing our offering. We sat down with Sathya to discuss how Veriff fosters productive relationships with customers, his thoughts on emerging themes in identity verification, and the importance of feedback in creating the best outcomes for our clients. [01:11] Introduction [02:04] The importance of customer relationships for solutions engineers[02:49] How the Solutions team understand cust...2023-10-1223 minVeriff VoicesVeriff VoicesEp. 12 Unlocking the power of people and AI in identity verificationAt Veriff, we work tirelessly to refine our offering, harnessing innovation to ensure our verification products are accurate, scalable, and fast enough to meet new challenges and capture emerging opportunities. Key to this endeavor is Liisi German, our Senior Product Manager. We sat down with Liisi to discuss how her career has developed, what makes a successful product team, and why it’s important to unlock the potential of both people and AI in identity verification. [00:17] Introduction [01:05] Liisi's inspiration to pursue a career in product [02:32] Team collaboration to ensure successful product launches [03:57] How data an...2023-09-2827 minVeriff VoicesVeriff VoicesEp. 11 Our SVP of Engineering on product development, AI, and moreAs our Senior Vice President of Engineering, Hubert Behaghel brings years of experience at Amazon, Marks & Spencer, and Sky to his crucial role at the intersection of business and technology. He talked to us about helping the engineering community find its voice, as well as wanting to tackle what he calls the ‘identity crisis online’. We also discussed the role of engineering in developing Veriff’s products in collaboration with other teams, and how AI and machine-learning technology will impact engineering. [00:16] Introduction  [03:12] The business problem that Veriff solves [04:59] The ‘identity crisis’ online [07:53] How companies can address...2023-09-1432 minVoices of Enablement by GTM BuddyVoices of Enablement by GTM BuddyS1E20 | Lawrence Wayne O'Connor - Director of Global Revenue Enablement at VeriffCheck out Episode 20 of Voices of Enablement featuring Lawrence Wayne O'Connor and hosted by Will Kimmel, where we delve into sales enablement and strategic leadership. 🎙 Lawrence is the Director of Global Revenue Enablement at Veriff. đŸ”„ In the interview, he sheds light on sales enablement's evolving role, sharing valuable insights on how sales enablement can contribute even when an organization is not hiring new sales reps. 🌟 Immerse yourself in this thought-provoking discussion, and catch the complete episode for further insights into sales enablement.2023-09-0130 minVeriff VoicesVeriff VoicesEp. 10 Veriff’s “Dr Docs” on making identity verification work for everyoneTaras Boyko is Veriff’s Documents Product Manager and something of an authority on the huge range of IDs in use globally. In our latest Veriff Voices podcast he discusses identity documents, the challenges it can create within the identity verification process, and his team’s mission to make verification easy no matter where you live. He also explains how his background in the highly theoretical world of semiotics serves him well in the far more practical environment of identity verification.  [00:18] Introduction  [01:59] What are semiotics? [03:52] Why Taras moved to Estonia [05:03] The link between semiotics and di...2023-08-3123 minVeriff VoicesVeriff VoicesEp. 9 Our Head of Regulatory on the evolution of law in identity verificationAs Head of Regulatory, Aleksander Tsuiman spearheads Veriff’s privacy, data protection and product counselling functions. An experienced legal counsel with a passion for tech, he ensures Veriff is equipped both to meet its regulatory obligations and to safeguard its customers and users, now and in the future. In our latest Veriff Voices podcast he offers his insight into how regulation shapes identity verification and what that means for companies operating in the online world. [01:11] Ensuring accountability around compliance within Veriff [04:53] The three key aspects of the regulatory challenges businesses face around identity verification today [06:34] Ce...2023-08-1034 minTechstrong 55Techstrong 55Episode #116 - Techstrong 55, Monday, July 31, 2023Hello everyone and welcome to Techstrong 55. Today is Monday, July 31st, and I am your host William Willis. In today’s show, we will hear about increased focus on data security with Yotam Segev from Cyera. Then, we will hear about the 2023 Global DevSecOps Report with David DeSanto from GitLab. Finally, we will hear about balancing defense and user experience with David Divitt from Veriff. Without further ado, let's get the show started. Enjoy.   In this Episode:   Increased Focus on Data Security - Yotam Segev, Cyera   202...2023-07-3148 minVeriff VoicesVeriff VoicesEp. 8 Co-Founder Janer Gorohhov on Veriff’s customer-centric approachAs Veriff’s Co-Founder and Chief Product Officer, Janer Gorohhov acts as a key link between the company’s origins and its future. A self-confessed introvert who has learned to live in the spotlight, Janer is equally committed to Veriff’s products, its customers and its people. In our latest Veriff Voices podcast he predicts the advent of “IDV 2.0”, offers advice to aspiring entrepreneurs, and explains why founders need to grow with their companies. [00:55] Summer Week 2023 [03:50] Spending more time with customers in the second half of 2023 [05:40] The evolution of identity verification [08:19] Veriff’s role within the I...2023-07-2726 minBADideas.fundBADideas.fundBAD to better at angel investing. Interview with Gerri Kodres, Estonia's #1 investor | BADideas.fund Timestamps00:30 Intro and how it all started07:05 Gerri's biggest miss (and what it taught him)11:25 What made Bolt & Veriff stand out at the time16:00 Two things that matter most for investment decisions17:15 The best advice Gerri received when starting angel investing19:10 Who really is in the driving seat21:55 How to get into angel investing (without dropping your full time gig)24:07 The bottom lineAbout Gerri Kodres- Founding Partner at Specialist VC, a €50m...2023-07-1326 minVeriff VoicesVeriff VoicesEp. 7 SBC’s Sue Schneider on the evolution of online gamingSue Schneider is Community Director and VP Growth & Strategy, Americas at Sports Betting Community (SBC). Having been involved in the internet gaming industry since the 1990s, Sue’s wealth of experience and expertise make her a strong candidate for the title of industry legend. In our latest Veriff Voices podcast, she discusses how the online gaming industry has evolved and the issues it still faces, as well as her second life as a self-confessed ‘disaster junkie’. [00:16] Introduction [01:49] How Sue got into the gaming industry  [02:44] The early days of the online gaming industry in the US and bey...2023-07-1333 minVeriff VoicesVeriff VoicesEp. 6 How building trust brings a competitive advantageMunna Poddar is the Senior Product Manager for Veriff’s Fraud Prevention team. Having worked for PwC, Deloitte, and Microsoft, Munna brings over a decade of experience in designing, engineering, and implementing data driven solutions to address risk mitigation and fraud prevention at Veriff. In our latest podcast, he talks about his passion for creating a safe and accessible online environment for all, as well as his love of travel, and his French Bulldog. [00:15] Introduction [01:40] Munna's passion for travel and professional background [03:14] Key skills for his role [05:24] The evolution of fraud  [06:15] The...2023-06-2920 minVeriff VoicesVeriff VoicesEp. 5 KPMG gaming guru on industry perceptions and inclusivity A keen advocate for both diversity and the gaming industry, Micky Swindale is currently Global Head of Sales Enablement for KPMG, and leader of #WeAllWantToPlay Diversity & Inclusion initiative. Her illustrious CV also includes stints as President of the Isle of Man's Chamber of Commerce, and Vice President of its Commonwealth Games Committee. In our latest podcast, she talks about promoting responsible gaming, championing diversity, and social mobility. [00:17] Introduction [00:58] Sales Enablement as a role [04:55] KPMG and Micky's focus on the gaming sector [04:55] Why KPMG committed to supporting the gaming industry [06:15] The negative perceptions associated...2023-06-1534 minVeriff VoicesVeriff VoicesEp. 4 The magic of digital identities for businesses and consumersFor over 20 years, Viktoria Ruubel has been developing new products and building innovative business models at some of the biggest names in tech, from Skype to Meta. In our latest podcast, Veriff’s Managing Director of Digital Identity explains why she’s so excited to have joined the Veriff team, why she believes there’s magic in reusable digital identities, and why expanding Veriff’s core product towards a reusable digital identity platform could just be her most thrilling challenge yet. [00:16] Introduction [01:01] Viktoria's background and why she joined Veriff [03:16] What is digital identity and how does reusable i...2023-06-0130 minVeriff VoicesVeriff VoicesEp. 3 The threat from the collapsed user experience and the online AI arms raceVeriff’s Senior Director of Fraud Prevention and Experience, David Divitt, has spent over 20 years helping global banks and financial institutions address the threat to their customers and their businesses from online fraudsters. In our latest podcast, David explains why he sees Veriff as a key player in the future of fraud prevention. He also highlights the latest trends in online fraud and offers actionable advice for businesses on how to keep bad actors at bay. [00:20] Introduction [01:23] David's career and what drew him to Veriff [03:00] What makes Veriff interesting as a company [03:46] Helping businesses mo...2023-05-1734 minVeriff VoicesVeriff VoicesEp. 2 Veriff’s CRO on why identity is the internet’s key challengeBefore joining Veriff, our Chief Revenue Office Javier Ortega Estrada oversaw 10x revenue growth at Dropbox and helped build event platform Hopin from a startup to an organization of over 1000 people. Javier talks about what drew him to Veriff as his next challenge. He also opens up about his struggles to remain a committed Real Madrid fan while living in Texas, why the best ski slopes may not be in the Pyrenees, and the secret to making the perfect paella! [00:35] Introduction [01:56] How to manage your time [02:53] Javier on his favorite soccer team [03:43] The problem...2023-05-0411 minVeriff VoicesVeriff VoicesEp. 1 What it takes to build a unicorn before you’re 30At only 28, Veriff CEO Kaarel Kotkas leads a global company of over 500 people and has been named as one of Forbes’ 30 under 30 in Europe. Kaarel talks about his driving ambition to change verification from an experience ‘like the police stopping your car’ to ‘a warm hand guiding you through’. He also explains why building a business is like surfing a sine wave, and why his iPhone thinks he’s in a romantic relationship with co-founder Janer Gorohhov. [00:19] Introduction [01:17] Key opportunities and challenges for Veriff in the year to come [02:42] How Veriff has been supporting customers during the v...2023-04-1926 minThe Fraud Boxer PodcastThe Fraud Boxer PodcastIdentity Verification (IDV) and post-MRC thoughts from a first timer with Erica Liebman from Veriff"If money is changing hands, I need to know where it is coming from"  The world of identity and document verification is ever changing and can be used in more places than you realized. Check in on what is new in that space and some new places you could apply the technology with Erica Liebman from Veriff!  Erica also happens to also be newer in the space so she tells us what it's been like for her so far and what her experience was at her first MRC!  Join us and please don't hold her being a mas...2023-04-1743 minThe Fraud Boxer PodcastThe Fraud Boxer PodcastIdentity Verification (IDV) and post-MRC thoughts from a first timer with Erica Liebman from Veriff"If money is changing hands, I need to know where it is coming from"  The world of identity and document verification is ever changing and can be used in more places than you realized. Check in on what is new in that space and some new places you could apply the technology with Erica Liebman from Veriff!  Erica also happens to also be newer in the space so she tells us what it's been like for her so far and what her experience was at her first MRC!  Join us and please don't hold her being a mas...2023-04-1743 minProduct Innovation Series with Aram MelkoumovProduct Innovation Series with Aram MelkoumovAI Product Management and Building Identity Verification Systems - Liisi Soots, VeriffHighlights: - How the AI Product Management at Veriff builds identity verification system - Concept behind Probabilistic Vs. Deterministic world: from an AI Product Managers’ viewpoint- How to make a machine do what humans can do using Artificial Intelligence - Liisi’s take on fully autonomous vehicles by 2025 About LiisiLiisi's career focus has been on automating processes using machine learning technologies. She’s a  Product Manager for Verification Engine at Veriff, a global tech company building a visionary AI driven verification platform. She is passionate about machine learnin...2022-04-0742 min5 Dakikada Teknoloji GĂŒndemi5 Dakikada Teknoloji GĂŒndemi280- Apple, yeni Apple Watch kadranını ve sınırlı sayıda ĂŒretilen Solo Loop kordonunu duyurdu, Veriff ve Deplike yatırım aldı -28/01/2022- 5DTG-Mail bĂŒltenimize abone olmak için tıklayın. 5 Dakikada Teknoloji GĂŒndemi Tarih: 27 Ocak 2022 Veriff , 100 milyon dolarlık yatırım aldı. Deplike, 10 milyon TL yatırım aldı. Apple, yeni Apple Watch kadranını ve sınırlı sayıda ĂŒretilen Solo Loop kordonunu duyurdu. iPhone modelleri, yakın zamanda cihazlar arasında temassız ödemeleri kabul edebilecek. Podcast Boß İßler'de Önceki BölĂŒmlerimiz đŸŽ™ïžâŹ‡ïž #43 Omnicourse kurucu ortakları Ali Kemal ƞerbet, Furkan Yılmaz, İsmail Postalcıoğlu #42 Vivoo Kurucu Ortağı ve CEO’su Miray Tayfun #41 Turkish Collective kurucusu Duygu Öktem Clark ...2022-01-2706 minFinTech Silicon ValleyFinTech Silicon ValleyKaarel Kotkas, CEO VeriffKaarel is the strategic thinker and visionary behind Veriff. Kaarel keeps Veriff’s team one step ahead of fraud and competition in the dynamic world of online identification. Under Kaarel’s leadership, Veriff has become a leader in the IDV market, currently the only service provider offering near-real-time verification (improving from 70 seconds to 6 seconds in 2020), with sophisticated fraud control delivering close to 99% decision accuracy. Kaarel’s emphasis on global impact has led Veriff’s AI-powered decision engine to analyze more than 9,550 variations of government-issued IDs from over 190 countries in 39 different languages. 2022-01-1611 minEesti Ekspressi podcastEesti Ekspressi podcastVeriff ehitab teed, mis vĂ”imaldab teistel tehnoloogiaettevĂ”tetel seal turvaliselt liigeldaKui korraldada konkurss kĂ”ige heasĂŒdamlikuma eestlase leidmiseks, siis on ĂŒks vĂ”idusoosik kindlasti Kaarel Kotkas (27). Ometi on just see pĂ€ikesepoiss viinud halastamatult tihedas ĂŒlemaailmses konkurentsis tippu isikutuvastamisega tegeleva firma Veriff. Juba praegu on Veriffi, mille nimi saadi sĂ”nade verifitseerima ja ĆĄeriff liitmisel, arvestuslik vÀÀrtus aukartustĂ€ratav, ning juba praegu mĂŒĂŒakse oma teenuseid maailma suurimatele ettevĂ”tetele. Ent alati naerusuise tegevjuhi ambitsioon pole maailma suurimate firmade teenindamine, vaid Veriffi enda kasvatamine ĂŒheks maailma suurimaks ettevĂ”tteks.2021-12-2338 minThe Pursuit of ScrappinessThe Pursuit of Scrappiness#34 Gerri Kodres đŸ‡ȘđŸ‡Ș (United Angels VC) on investments in Bolt & Veriff, how investor’s mind works and what mistakes do founders make when approaching VCsGerri Kodres is a founding partner at United Angels VC and has been a tech investor for more than 10 years with investments in such companies as Bolt, Veriff, Comodule, Monese, Starship, and many others. Alongside that, he spent almost 10 years with Fortumo as a chief business officer and advisor signing clients such as Google, Netflix, and Spotify.In this episode, we take a deep dive into tech investing by covering the investment landscape in the Baltics, the roles and responsibilities of a tech investor, the skills to look out for both in founders and investors as well...2021-10-261h 11DatacastDatacastEpisode 73: Datasets for Software 2.0 with Taivo PungasTimestamps(01:30) Taivo shared briefly about his experience going through the Estonian K-12 system, as argued in his blog post written in Estonian.(05:34) Taivo described his undergraduate experience studying Computer Science at the University of Tartu and exposing to Machine Learning.(08:15) Taivo discussed his time interning at Skype and TransferWise.(10:01) Taivo went over his Master's Degree in Computer Science at ETH Zurich, where he worked on a thesis called "Uncertainty-based active imitation learning" at the Learning and Adaptive Systems Group.(17:17) Taivo talked about his time working at Starship Technologies as a Perception Engineer.(21:26) Taivo unpacked the Data Specification Manifesto...2021-09-261h 17The European Startup ShowThe European Startup ShowKaarel Kotkas, Founder & CEO of Veriff on Their Journey from Estonia to YCombinator to United StatesMy guest today is Kaarel Kotkas, Founder & CEO of Veriff. Kaarel is a 25-year-old Estonian entrepreneur, whose online identity verification start-up Veriff is set to be the next tech ‘unicorn’ or billion-dollar company coming out of Estonia. Today’s short 30-minute podcast is jampacked with so much wisdom - like how they were able to raise money in less than a month, why YCombinator took them to United States, and some of the early foundations he laid with an obsession over his first few customers, having a no-compromise hiring approach and an emotional belief in a big mission. Fascinating to hear a...2021-06-2428 minThe European Startup ShowThe European Startup ShowKaarel Kotkas, Founder & CEO of Veriff on Their Journey from Estonia to YCombinator to United StatesOn Veriff[01:20] Could you tell a little about how and why you started Veriff?[03:53] What shortcoming did you notice in the current solution that made you think you could do something different and better than what existed?[6:42] How are fintech companies with their legacy systems able to use your new advanced verification system?Growing your business[8:20]How did you go to your first ten to hundred customers? What did you prioritize in those initial stages? [12:38] How did you do employer branding to attract good talent from all over the world?[14:10] So far what a...2021-06-2428 minThe Startup BlenderThe Startup BlenderDelivering Engaging Content for an Impactful Tech Company – Meet Patrick From the UK. #19Welcome to the 19th episode of the Startup Blender 🎧 Our guest this time is Patrick from the UK🇬🇧 He takes care of the voice of Veriff - the AI-powered identity verification platformđŸ”„Patrick moved to Estonia in 2013 and started his Startup journey from here. Being part of the Wise and Xolo teams gave him an insightful experience in Content Management, and now he is successfully making sure that Veriff is constantly delivering engaging and excellent content💡Before that, he studied in London acting school, which gave him a chance to explore more about this industry⛰In this episode, we talke...2021-05-111h 49Tech.euTech.euShamillah Bankiya of Dawn Capital, money for EVs and medtech, Infobip acquires ShiftAnd here are the notes and links for this week’s episode:🔋 Polestar raises $550 million from outside investors as EV market grows💉 Medical device company CeQur raises $115 millionđŸ’” Berlin Brands Group raises $240 million to buy and scale up third-party Amazon Marketplace brandsInterview with Carlos Cashman of ThrasioInterview with Malte Horeyseck of SellerXInterview with Jānis BoĆĄs of Fast BrandsđŸ’» Berlin’s subscription tech-rental Grover raises €60 million in Series B round🛂 Veriff secures $69 million funding to grow identity verification businessInterview with Tiit Paananen, VP of enginee...2021-04-1632 minThe Startup BlenderThe Startup BlenderDesign Effects on the Brand Identity – Meet David From Colombia. #4Welcome to another episode of the Startup Blender 🎧 Our guest this time is David from Colombia 🇹🇮 He is a Designer working at Veriff and has lived in Estonia over the last couple of yearsâšĄïžHe joined Veriff in January 2019 as a Designer and has a very interesting story to share đŸ”„Other than that, he has been mentoring in Garage48 hackathons and helping people to enter to the design fieldđŸ„In this episode, we had a chat about his international experience, environment, facts and startup adventures.  So tune in! It's very interesting đŸ™ŒđŸŒ Our goal is to interview different people...2020-11-0455 minJuhtimiskvaliteet on konkurentsieelisJuhtimiskvaliteet on konkurentsieelisKaarel Kotkas: I believe my teammates would describe me as visionaryMy guest in this episode of the podcast “Leadership is the Competitive Advantage” is Kaarel Kotkas, Veriff founder and CEO. Veriff is Kaarel’s 12th entrepreneurial project that has grown into a successful organization with global reach offering identity verification service to online businesses. Kaarel is dreaming big. Veriff is pursuing an ambitious goal of building the infrastructure for higher global trust online and single global identity whereby one day passports will be issued by Veriff instead of local governments. Besides being loved by US investors, the company has also been supported, among others, by our very own Taavet Hinrikus from T...2020-10-0353 minBaltic Startup MafiaBaltic Startup MafiaThere is a lighthouse in identity verification sector. Story of Veriff.🎙 Baltic Startup Mafia podcast! 🎧 Kaarel Kotkas is only 26 years old, but the company he has founded and led - Veriff - has recently closed 15,5 million USD financing round. Kaarel has never worked in big corporations and always built projects and companies according to his own understanding of what he wants the company to be. Veriff is his 12th project: "I recommend everybody to start a business as early as possible cause you will make a lot of mistakes, but then you still got a roof above your head and breakfast, lunch and dinner at home." In this episod...2020-07-1429 minState of Identity Podcast Series by LiminalState of Identity Podcast Series by LiminalVeriff: Scalable Identity VerificationHost: Cameron D’Ambrosi:  Principal, OWI Linkedin Twitter Guests: Guy Zerega: Senior Vice President of Revenue, Veriff Linkedin Links: State of Identity Listener SurveyVeriff The post Veriff: Scalable Identity Verification appeared first on One World Identity.2020-04-1444 minTech.euTech.euWhat's going on at UiPath, who is verifying your ID online, the OECD “digital tax” proposal, interview with Rockstart's Mark DurnoThis week, Natalie Novick and Andrii Degeler discuss the job cuts at UiPath, the issues of third-party document verification at an example of IDNow and Veriff, the OECD United Approach proposal, the new podcast series from our friend Martin Bryant, and much more. The featured interview of this episode is one with Mark Durno, managing partner at Rockstart AgriFood in Copenhagen. Check out the full show notes on Tech.eu: https://tech.eu/news/podcast-141-uipath-idnow-veriff-oecd-digital-tax-rockstart-mark-durno For information regarding your data privacy, visit acast.com/privacy2019-11-0635 minTech.euTech.eu#TechChill Interview Special: Pekka Viilto, Rundit; Kristel KruustĂŒk, Testlio; Tiit Paananen, VeriffThis is the third and final batch of interviews the team of Tech.eu recorded in at the TechChill conference in Riga, Latvia, last month. In this episode, we talked to Pekka Viilto of Rundit, Kristel KruustĂŒk of Testlio, and Tiit Paananen from Veriff. Check out the full show notes on Tech.eu: https://tech.eu/news/podcast-techchill-pekka-viilto-rundit-kristel-kruustuk-testlio-tiit-paananen-veriff For information regarding your data privacy, visit acast.com/privacy2019-03-2538 min