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Vicki Wusche

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A Wealthy LifeA Wealthy LifeEp 126 – Did You Just Miss the Point?What if a single decision could set you on the path to financial freedom and early retirement?    Join me for this weeks episode where I discuss the fundamental pillars of success—no excuses, strategic planning, and financial literacy.    Learn how adopting the right mindset and setting clear goals can propel you toward continuous improvement and open new opportunities.    Get ready to explore the nuances between strategy and planning, and how understanding financial concepts can change your life.    I share my own journey illustrating how a no-e...2024-07-2528 minA Wealthy LifeA Wealthy LifeEp 122 – How You Do Holidays Is How You Do EverythingEver wondered how a holiday can teach you to live a richer, more fulfilling life? Join me as I unravel this intriguing metaphor on the Wealthy Life podcast.    Discover how taking a break from your routine can spark creativity, relaxation, and introspection, essential elements for crafting a balanced and prosperous life.    I discuss the strategies behind effective holiday planning, such as leveraging recommendations and conducting thorough research, and explore how these methods can be applied to your life and business decisions.    In the second half of the episod...2024-06-2730 minA Wealthy LifeA Wealthy LifeEp 119 - What Does It Take To Be SuccessfulWelcome to Episode 119 of "A Wealthy Life," where I discuss what it takes to be successful in aligning your personal values with your financial goals.    In this episode , I share the pivotal role of recognising and leveraging your resources to achieve a life that's not only wealthy but fulfilling.    Over the past months, I've had the privilege to speak with various guests who have shared their enlightening journeys—from the spark of realisation that redirected their paths, to mastering the art of using their time, money, and resources to foster lifestyles they l...2024-06-0637 minA Wealthy LifeA Wealthy LifeEp 115 – Say Yes and Then Work Out How with Lisa OliverIn today’s episode I am joined by Lisa Oliver, a property investor and renovation wizard whose journey from a classically trained musician to a real estate powerhouse is nothing short of inspirational.    Lisa's story, which she humbly shares, is a testament to the magic that happens when creativity meets investment savvy.    Listen in as we learn of her accidental start as a landlord and how a significant life event propelled her to make property investment a cornerstone of her future.    This discussion is sure to resonate with any...2024-05-0941 minA Wealthy LifeA Wealthy LifeEp 114 - Financial Resilience Empowering Women to Empower the FutureJoin me for this episode as we reflect on the intricate tapestry of history to understand the evolution of gender roles and their impact on our lives today and how significant events like wars have necessitated shifts in responsibilities, altering the perceptions of men and women in society    I discuss the  temporary empowerment of women during the Second World War and the subsequent societal push back to traditional roles, examining how these historical patterns influence the modern workforce and the complex balance between professional aspirations and family obligations.   In this thought-provoking epis...2024-05-0227 minA Wealthy LifeA Wealthy LifeEp 113: Are you leaving money on the table with Vicki WuscheThis week, I pulled back the curtain on my life in this industry, sharing the beats of property viewings and negotiations.    With tales of a four-hour drive to scope out prospects, and the stamina needed to tackle ten viewings in a single day, I weave a narrative of a profession that's as demanding as it is rewarding.    It's a glimpse into a world where strategy and knowledge are currency, and where every deal struck is a step closer to harmonising our personal and professional tunes.   Managing a prope...2024-04-2536 minA Wealthy LifeA Wealthy LifeEp 112: Top tips for developers with Hayley AndrewsDiscover the secrets of successful property development as Hayley Andrews and I dive into the complexities of this high-stakes industry.      We shed light on the challenges and rewards of picking up where others have left off, addressing the critical issues of enforcement notices, budgeting woes, and navigating the rocky terrain of groundwork and utilities.   This episode isn't just about the nuts and bolts of property development; it's a candid exploration of the delicate balance between profit and social responsibility in the UK property market.    We peel b...2024-04-181h 01A Wealthy LifeA Wealthy LifeEp 111: Stephanie Taylor – searching better problems – starting out in propertyDiscover the incredible transformation of Stephanie Taylor from single motherhood to property magnate    Stephanie’s story is an inspiration for anyone facing barriers, as she reveals the significant moves that catapulted her into the property industry, and how she navigated the challenges of being a black woman in a male-dominated field.    Our discussion peels back the layers on the stark contrasts between corporate life and the thrilling uncertainties of entrepreneurship.   Stephanie shares how a simple email ignited her passion and how embracing the power of language and knowled...2024-04-1143 minA Wealthy LifeA Wealthy LifeEp 109: What’s the number one rule of property investing?In today’s episode we unravel the intricate world of property investing, where one size does not fit all.    We kick things off by exploring how personal goals and circumstances shape the investment strategies you should consider, whether it's leveraging serviced accommodations like Airbnb, mastering HMO strategies, or navigating the complexities of rent-to-rent arrangements.    Discover how to tailor your approach to property investing to your unique situation, aligning your mindset with your financial aspirations for success.   In this discussion, we dissect the balance between chasing capital gains and bui...2024-03-2837 minA Wealthy LifeA Wealthy LifeEp 108 - Hard Hats and High Heels Part 1 - Hayley AndrewsThe world of property investment often presents a landscape dominated by suits and ties, but Hayley Andrews strides through it with remarkable grace and acumen.    In this episode, I sit down with Hayley to hear about her evolution from a first-time homeowner to a property developer and a TV personality who's rewriting the narrative for women in real estate.    Her story isn't just about the bricks and mortar of homes but also about the grit and determination it takes to succeed in a sphere where few women tread.   Li...2024-03-2143 minA Wealthy LifeA Wealthy LifeEp 107: Elizabeth Pearson Over Coming Hurdles Women Working in a Male SpaceHave you ever had a moment in the most ordinary of places that completely altered your perspective on something as seemingly complex as the stock market?    That's exactly what happened to our returning guest, the brilliant Elizabeth Pearson, and she's here again to share not only this humorous slice of life but also her wealth of expertise on women's unique challenges in the realm of investing.    Together, we discuss the often exclusionary language that can make the financial world seem intimidating and advocating for a purpose-driven approach to wealth—where success is mea...2024-03-1437 minA Wealthy LifeA Wealthy LifeEp 106: Working With a Partner in Property With Rachael TroughtonWhen family and business mix, the results can be a complex blend of love, loyalty, and the occasional tug-of-war over the remote control of decision-making.  Rachel Troughton joins me to unravel the delicate dynamics of working with loved ones in the property realm.  Imagine leading a business where the boardroom table might also be where you eat Sunday dinner. That's the reality for many in generational family enterprises, where the lines between personal and professional often blur.  In this discussion, I share the emotional intricacies when not every family member shares the same ent...2024-03-0751 minA Wealthy LifeA Wealthy LifeEp 105: Property Planning for the Long Term With Jay RooneyAn unexpected offer on a property might not be the usual start to a real estate empire, but for Jay Rooney, it was just that—a twist of fate that propelled him into the world of property investment.    In this episode Jay unravels the complexities and triumphs of building a portfolio from the ground up. His transition to leveraging a limited company structure and his adept response to taxation changes offer listeners a masterclass in adaptability and strategic planning.   We discuss the property market trends that landlords and investors must navigate. From...2024-02-2937 minA Wealthy LifeA Wealthy LifeEp 104: Sean The Property Tax Guy Using Business Profits to Create a Profitable Property Business  In this episode, I am re-joined by Sean, The Property Tax Accountant Sean breaks down the pivotal question many investors grapple with: should you hold property in your personal name or within a limited company?  With recent tax changes like Section 24 shaking up the landscape, Sean unravels the implications for landlords and underscores that personal circumstances dictate the best approach.  We also discuss the additional responsibilities that come with corporate ownership and why individual financial insights, coupled with a skilled accountant's guidance, are indispensable in making informed decisions. We exa...2024-02-221h 10A Wealthy LifeA Wealthy LifeEp 101: The Importance of Female Financial Security    In today’s episode we tackle the critical issue of female financial security, an area I passionately believe needs to be at the forefront of our wealth conversations.  I draw from my personal journey and share how the evolution of women's roles in the economy, although progressive, continues to be hemmed in by enduring societal norms and structural inequalities.  Listen in as we peel back the layers of financial challenges unique to women, from the gender pay gap to the juggling act of motherhood and career, and how these factors perpetuate a cycl...2024-02-0142 minA Wealthy LifeA Wealthy LifeEp 99: Profit Comes First With Rocky LalvaniHave you ever thought about what it truly means to be profitable in business?    Join me and  guest, Rocky Lalvani, a profit-first professional who is here to redefine the way you perceive profitability.    With an admiration for spreadsheets and a deep understanding of the power of money, Rocky introduces us to the concept of 'profit first', a strategy that flips the traditional business formula on its head.    Rocky paints a vivid picture of the need to prioritise profit in order to eliminate entrepreneurial poverty.      We're al...2024-01-1837 minA Wealthy LifeA Wealthy LifeEp 98: What is your Financial Vehicle And Is It The Right One?Have you ever questioned who really controls your time?   We kick off our discussion by unfolding the complex notion of time management, and the tug of war between fulfilling personal pursuits and adhering to work obligations.    I recount a poignant personal story about a community project and how it led me to question the traditional work model that often limits our ability to partake in activities that spark joy and fulfilment in our lives.   We look into ways to negotiate more time and flexibility from our employers.  2024-01-1116 minA Wealthy LifeA Wealthy LifeEp 97: Obligatory Goals - Focus, Goals, Strategy - What Works For YouAre you ready to revolutionise your life and make 2024 your best year yet?    Let’s take a look at intentional goal setting, strategic income generation and designing your own future.   Discover how to craft a roadmap tailored to prioritise what is most significant to you, whether it's quality family time, pursuing your passions, or financial management.   Have you ever pondered how to structure your week for optimum productivity and income?    I share my personal journey explaining how dedicating specific days to particular tasks streamli...2024-01-0428 minA Wealthy LifeA Wealthy LifeEp 96: Creating The Life You Want in 2024Welcome to the final episode of our 2023 series, where we reflect on the past year and the importance of personal values.    We take time to consider the essence of a truly wealthy life and challenge traditional concepts of success. I share a personal journey of balancing business growth and personal fulfilment.    We also explore how societal pressures can sometimes lead us to neglect what truly matters in our lives.    Our discussion extends to the importance of understanding your values and aligning your life accordingly.    Liste...2023-12-2831 minA Wealthy LifeA Wealthy LifeEp. 95 A Guide Will Teach You and Show You The Way  In today's episode, we're exploring the importance of having a guide or mentor, much like the game driver who expertly navigated us through unknown territories in my recent experience in South Africa.    Listen to my personal stories and lessons learned from my adventures, highlighting how a knowledgeable guide can help us achieve our goals and uncover things we may not see on our own.   Just as we observe how animals adapt and thrive in the wild, we too, must learn to navigate life's challenges and achieve success underlining the impo...2023-12-2126 minA Wealthy LifeA Wealthy LifeEp. 94 Is Life Meeting Your Expectation?  Join me, Vicki Wusche, as I discuss the power of language and setting expectations in achieving a wealthy life.   I share my personal experiences from South Africa, and how effective communication can make or break our expectations.   We navigate the idea of ignorance and how it can lead to disappointment when we don't have the language to ask the right questions.    Throughout this podcast, we'll also explore the idea of whether life fails us when our expectations aren't met.  And the relevance of communication and articu...2023-12-1430 minA Wealthy LifeA Wealthy LifeEp 92: Are You Trying to Hard?  Ever feel like you're just doing too much?    That's exactly what we're diving into today.   I'm Vicki Wusche and I'll be sharing my very own journey of overdrive during a holiday and how it sparked a deep reflection on work-life balance.    We'll explore the crucial aspect of categorising our time into income generation, speculation, business development, and admin and find the harmony in these segments.    You'll hear a genuine tale of a lady, who like many of us, felt she needed to push...2023-11-3029 minA Wealthy LifeA Wealthy LifeEp 89: What Does A Wealthy Life Mean To You?  Do you measure success by the number of houses you own? Learn why true wealth is about quality, not quantity, and why focusing on the numbers may lead to unnecessary stress.   Welcome to another episode of A Wealthy Life! In today's episode, “What Does A Wealthy Life Mean To You?” I’ll take you on a journey to explore the difference between being rich and being wealthy. Recorded in South Africa, this episode draws on the stark contrasts of the country to help us understand the true essence of living a #wealthylife. I’ll encoura...2023-11-0919 minA Wealthy LifeA Wealthy LifeEp 88: How Could South Africa Remind You of All You Are Grateful For?  We live in a world where we're constantly chasing money and success. But sometimes, it's crucial to step back and re-center ourselves. That's exactly what I did in South Africa, and today I’ll be talking about why it's so important.   Welcome back to A Wealthy Life, the podcast where we explore the different facets of wealth and gratitude. In today's episode we take a journey while I share my experiences and insights gathered during a recent trip to South Africa. In the midst of these reflections, we’ll delve into the power of gra...2023-11-0220 minA Wealthy LifeA Wealthy LifeEp 87: Cunningham's Don't Buy The Kids a house - Create Long Term Financial SecurityEpisode 87: Cunninghams - Don't Buy the Kids a House - Create Long Term Financial Security   Welcome back to another episode of A Wealthy Life! In today's episode, I, Vicki Wusche, am joined by special guests Liz and David Cunningham. Liz and David are clients of mine who want to provide financial support for their children.   Throughout this episode, the Cunninghams share their journey toward creating long-term financial security through property investment, emphasising the importance of generating a monthly income rather than relying on a lump sum. They dive into the benefits of...2023-10-2631 minA Wealthy LifeA Wealthy LifeEp 86: Jason Graystone - What Are You Teaching Your Kids?Episode 86: Jason Graystone - What Are You Teaching Your Kids?   How can we strike a balance between teaching our children financial literacy and not spoiling them?   Welcome back to another episode of A Wealthy Life! In today's episode, I am joined by the insightful Jason Graystone as he dives into the fascinating topic of "What Are You Teaching Your Kids?"   Drawing from our own experiences and beliefs about wealth creation and financial independence, Jason and I will explore how to raise children who are not only financially cap...2023-10-2037 minA Wealthy LifeA Wealthy LifeEp 85: Character, Courage and Concentration - Skills for a Wealthy Life with Sebastian BatesA strong character leads to adult success. How do confidence, conduct, and concentration shape character development?   Welcome back to another episode of "A Wealthy Life!” I’m your host, Vicki Wusche and in today's episode, we have special guest, Sebastian Bates, joining us to explore the essential skills for a wealthy life: character, courage, and concentration.    Sebastian is the host of the Warrior Academy podcast and the author of two impactful books, "The Warrior Method" and "Not a Victim." Through his experience and expertise, Sebastian has developed a four-step method for develop...2023-10-1240 minA Wealthy LifeA Wealthy LifeEp 84: How Do Kids Fit InEpisode 84: How Do Kids Fit In?   How do kids fit in, when it comes to property? Let’s challenge the traditional norm and explore some exciting ideas!   Welcome to a new episode of A Wealthy Life podcast! In this episode, titled "How Do Kids Fit In?" I delve into the two drivers that my clients tend to approach me with: the struggle for work-life balance and the desire to help their children enter the housing market.    I discuss the changing dynamics of inheritance, considering longer lifespans and the ne...2023-10-0517 minA Wealthy LifeA Wealthy LifeEp 83: Your First Step Must Be Your Most ConsideredEpisode 83: Your First Step Must Be Your Most Considered   Looking for credible property education? Well, look no further!   Welcome to episode 83 of A Wealthy Life, the podcast that helps you create a wealthy mindset and a #wealthylife! I'm your host, Vicki Wusche, and today we'll be discussing the importance of making a well-informed first step in your journey into property investment. Whether you choose to educate yourself through free resources or seek the guidance of mentors and property sources, it's crucial to ensure that the knowledge and experience of those you re...2023-09-2818 minA Wealthy LifeA Wealthy LifeEp 82: Deena Honey - Never Underestimate a Short Skirt and High HeelsEpisode 82: Deena Honey - Never Underestimate a Short Skirt and High Heels   Never underestimate a person's power or potential. In this episode, we explore further into the inspiring journey of Deena Honey, who defied expectations and conquered the male-dominated property industry. Tune in to learn how to overcome challenges and achieve your own version of success!   Prepare to be inspired as Deena Honey, a powerhouse in the property industry, shares her incredible journey from knowing nothing about property to achieving great success. Throughout this episode, Deena and I discuss the importance of...2023-09-2146 minA Wealthy LifeA Wealthy LifeEp 81: Jane Malyon - Millions or MemoriesEpisode 80: Jane Malyon - Millions or Memories Leave us a review and subscribe! We love having you here. Links & Resources:     THE WEALTHY RESOURCES  JOIN THE PODCAST FAN CLUB NOW  Highlights from this episode:   Has this podcast started you thinking about what A Wealthy Life might look and feel like for you?    Why not spend another 3 minutes and take my onlin...2023-09-1438 minA Wealthy LifeA Wealthy LifeEp 79: Don't be greedyEpisode 79: Don’t Be Greedy   Hello #WealthyLifers! Welcome back to another new episode! In today's episode we'll be diving into the world of property investment and the importance of maintaining a balanced approach to maximize profits.   From the challenges faced by landlords to the lessons we can learn from a utility company's mistakes, we'll explore the key factors that can make or break a profitable property business. Join us as we discuss the current real estate market, the significance of property maintenance, the importance of multiple income sources, and the impact of m...2023-08-3136 minA Wealthy LifeA Wealthy LifeEp 76: Ross Tulloch - The Path to Corporate FreedomEpisode 76: Ross Tulloch - The Path to Corporate Freedom   Discover the power of conscious spending and its impact on your financial freedom!   This week, I sit down with the dynamic Ross Tulloch to discuss his incredible journey towards financial independence through property investment. Ross shares his ingenious strategies for recognizing and holding onto valuable properties, using the income generated to fuel his expansion and growth. With a keen eye for cash flow, Ross reveals how he initially considered leaving his corporate job but ended up taking on busier and more demanding ro...2023-08-1032 minA Wealthy LifeA Wealthy LifeEp 75: Jason Graystone - Is your upbringing your excuse?Episode 75: Is Your Upbringing Your Excuse? Welcome back to another episode of A Wealthy Life! In today's episode we will dive into the intriguing journey of our guest speaker, Jason Graystone, who went from a challenging upbringing to achieving financial freedom. Join us as we explore how his unique experiences shaped his perspective on money and uncover the strategies he employed to create his own path to success.    From escaping a difficult school environment to recognizing the value of time and embracing interactive learning, Jason shares his valuable insights on...2023-08-0339 minA Wealthy LifeA Wealthy LifeEp 73: What Don’t You Know About Property? [Part 1]Episode 73: What Don’t You Know About Property? [Part 1]   Want to make the most of your money through property investment? Stay ahead of the game? Tune in to this week’s episode of A Wealthy Life!   We delve into the world of property investment and the importance of understanding one's team and systems. This is part one of “What Don’t You Know About Property?” where I share valuable insights that can help listeners make informed decisions when it comes to property.   We explore when cracks in a property ar...2023-07-2020 minA Wealthy LifeA Wealthy LifeEp 72: Can you go away and leave your portfolio?Episode 72: Can You Go Away and Leave Your Portfolio?   Property investment is not just about acquiring and renting out properties – it's a business that requires proper management systems in place. Even with good systems, things can slip through the cracks. But don't worry, I've got you covered!   In this episode of A Wealthy Life, I delve into the importance of having good systems in place for property investment. I’ll emphasize that even with good systems, things can still slip through the cracks. I’ll stress that property investors need to do more...2023-07-1316 minA Wealthy LifeA Wealthy LifeEp 71: You'll Fail Without A Team Behind YouEpisode 71: You’ll Fail Without a Team Behind You   Are you interested in the world of property investing? This episode is a must-listen! Join me, Vicki Wusche, as I discuss the importance of having a strong team to support your property investments.   On this episode of A Wealthy Life, I’ll emphasise that, without a team, investing in property can be a time-consuming and fruitless endeavour. I’ll highlight the need for a reliable team and trustworthy tradespeople to manage investment properties. And I’ll share personal anecdotes and provide valuable insights i...2023-07-0635 minA Wealthy LifeA Wealthy LifeEp 70: John, The Expat Property Guy–Long Distance HMOs Need a Team (Part 1)In this episode of the podcast, I am joined by John, The Expat Property Guy. John shares his story of investing in property and how he has been able to achieve success in a challenging market. Together, we will explore some of the key insights from John's story. We will discuss the challenges of investing in property in Hong Kong and the UK, and how to overcome them. We will also share some of John's top tips for property investors.   John will encourage you all to network with investment communities. I will remind you all t...2023-06-2936 minA Wealthy LifeA Wealthy LifeEp 69: Ross Tulloch - Top Tips From Along the HMO Journey (Part 1)Ever wonder what goes on inside a landlord’s mind?   In this week's episode of A Wealthy Life, I talk with landlord, Ross Tulloch, about his top tips for success in the HMO market. Ross shares his insights on finding the right tenants, choosing the right location, and dealing with difficult situations.   He stresses the importance of constant monitoring, staying on top of regulations, and creating a product that prospective clients want. Plus, we’ll both share valuable advice on remortgaging, property layout, and managing maintenance and cleaning.    Overa...2023-06-2238 minA Wealthy LifeA Wealthy LifeEp 68: Legislation: A Nightmare? Or Making Better Landlords?Want to make a better world? Be a better landlord.   In this week’s episode, I’ll talk about the emergence of the modern private landlord– and the legislation that followed it. Legislation, for landlords, is a complex and ever-changing landscape. While this legislation can be burdensome at times, it is necessary to create a fairer, more transparent, and safer rental market.    I’ll explain how, as a landlord, you can stay compliant with the law, and provide decent living conditions for you tenants, by keeping up-to-date with the latest legislation, getting pro...2023-06-1529 minA Wealthy LifeA Wealthy LifeEp 67: Why HMOs are a Full Time HeadacheIf you’re looking for a low-maintenance investment, HMOs may not be for you.   In this week’s podcast, I’ll argue that HMOs (Houses of Multiple Occupancy) can be a waste of time for landlords. I’ll explain how they require more work than the traditional buy-to-let and why they are often not as profitable as they seem. I’ll offer simple strategies to manage multiple tenants living under one roof.   I’ll also map out the course I recommend my clients take when aiming to invest in an HMO. It is importan...2023-06-0826 minA Wealthy LifeA Wealthy LifeEp 66: Never Sell A Cheap AssetLeave us a review and subscribe! We love having you here. Links & Resources:  THE WEALTHY RESOURCES  JOIN THE PODCAST FAN CLUB NOW    Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your...2023-06-0124 minA Wealthy LifeA Wealthy LifeEp 65: Why You Should InvestEpisode 65: Why You Should Invest   Ok, so you’ve figured out the timing of your property journey. You’ve chosen to take the plunge with me, so to speak, into the next steps on your path to a wealthy life.   Now, it’s time to dig down to the heart of the adventure– the why of it all.   Where last week focused on timing, this week we’ll look at time. It’s your most valuable resource, after all–I can lend you a pound, but I can’t lend you a...2023-05-2524 minA Wealthy LifeA Wealthy LifeEp 64: When is the Right Time to Invest?Episode 64: When is the Right Time to Invest?   “Should I be investing now or should I wait till next year?” Uncertain if you’re ready to take the next step on your property journey? Last week, we established that now is always the right time to invest, because housing prices will always rise.    This week is all about a deep dive into understanding cash flow. I’ll define ROI, or return on investment. I’ll explain how property is a long term investment technique that relies on cash flow over capital gain. I’ll sh...2023-05-1825 minA Wealthy LifeA Wealthy LifeEp 63: When is the Wrong Time to Invest in Property?Episode 63: When is the Wrong Time to Invest in Property?   When is the wrong time to invest in property? Is there a wrong time? I’ll answer these questions boldly in this week’s episode of A Wealthy Life.    While I cover the history of investing, I’ll illuminate some of the realities of the UK housing market. In investment terms, I’ll define scarcity for you and how it gets checked by affordability. I’ll detail the dynamics behind the housing shortage in the UK. I’ll tell you all about the “rise...2023-05-1133 minA Wealthy LifeA Wealthy LifeEp 62: Investing in a Flat is a Fool’s GameChances are, you’ve lived in a flat at some point in your life–but have you ever considered owning one? There’s a lot more to it than you might imagine, even if you have experience with house ownership. So much more, in fact, that I most often recommend against investing in them. In this week’s episode, I’ll tell you why, in the battle of house vs. flat, less is more. I’ll explain what a freehold is, what a leasehold is, and how they compare to one another. I’ll detail the dynamics behind service...2023-05-0433 minA Wealthy LifeA Wealthy LifeEp 61: Getting Started: How I Did ItEpisode 61: Getting Started– How I Did It  Thinking about investing in property, but not sure how to begin? It’s exciting to take your first steps into the unknown, but it can also be quite daunting. In this week’s podcast, I orient you at the start of your journey by telling the story of my own, realistic beginning. Because we’re going all the way back to the start, I’ll make reference to my first book, Using Other People's Money, How to Invest in Property. I’ll talk about the advantages of forming family partne...2023-04-2737 minA Wealthy LifeA Wealthy LifeEp 60: What's Best: Buy-to-Hold, Buy-to-Sell, Remortgage or Develop?Episode 60: What's best - buy to hold, buy to sell, remortgage or develop?   So, you’ve got some money and you’ve learned about some property investing options. Which one is best?! Well, you’ve come to the right place. I have a method for determining which approach will serve you best based on: a) how much money is needed, b) how much time is needed, and c) how much experience is needed.   I will explain the resources and experience necessary to successfully leverage the strongest property investment strategies, as well as how s...2023-04-2040 minA Wealthy LifeA Wealthy LifeEp 59: The Jargon: A History of Investment TechniquesEpisode 59: The Jargon – A History of Investment Techniques   Why is understanding jargon important? I’ve got three words for you: Cash. Flowing. Asset. This is the foundation of wealth building, and it is particularly relevant to property investment. Jargon will give you literacy about the techniques and strategies that I’ve mentioned before, as well as a whole diverse range of additional investing options. Knowledge is power and knowledge is money, so grab a pen and paper and take notes!   This week I explain in depth some important technique jargon for property...2023-04-1339 minA Wealthy LifeA Wealthy LifeEp 58: Strategy First: My First Solo Purchase vs. My First FlipI don't know about you, but I usually learn best by hearing other people's stories. Something about it lets me connect my own experience to the storyteller's and work out in my mind how to apply lessons to my own life. Today is property story time, where I will break down my first property purchases, and how I worked out a strategy and chose techniques to generate wealth from property. I am hoping this will be clear and accessible to those looking to invest in property. I also hope you'll find my personal story interesting and be...2023-04-0729 minA Wealthy LifeA Wealthy LifeEp 53: Why Property Investment is a Smart Choice for A Wealthy LifeIt’s time to talk property! I truly believe property is the best way to build wealth and even generate an income in any economic climate. I even call it a “foundational” part of a successful wealth plan. This week I detail why I believe this to be true and why property stands out among all the other investment options.   We will go in depth about the “pros” of property investment and simple strategies for leveraging a property portfolio to replace income, retire early, build wealth and more! Next week we will talk about WHY property is...2023-03-0225 minA Wealthy LifeA Wealthy LifeEp 52: Smart Investing: Choosing the Right Options for A Wealthy Life (Part 2)Fasten your seatbelts, it’s time for more investing! This week we will talk about ETFs and Cryptocurrency to round off our overview of investment opportunities available to you. I want you to make the most informed decision possible should you choose to invest. As usual, do keep in mind that all investing involves risk and that I am not a professional investment advisor so if you have doubts or need in-depth advice, please do seek out a reputable professional.   I will also cover some of the ways property investing differs from these other methods, as...2023-02-2330 minA Wealthy LifeA Wealthy LifeEp 51: Smart Investing: Choosing the Right Options for A Wealthy Life (Part 1)Episode 51: Smart Investing - Choosing the Right Options for A Wealthy Life - Part 1   As a property investor and wealth strategist I may be biased, but this episode is all about why property investing is truly the gold standard of wealth building in our society. We will address the different types of investing and what they may mean for you as an investor. We’re talking smart investing – making the right choice for your particular situation and for your future goals.   I will walk you through stocks, bonds, commodities, mutual funds, and ev...2023-02-1636 minA Wealthy LifeA Wealthy LifeEp 49: You Can Achieve Anything You Set Your Mind ToEpisode 49: You Can Achieve Anything You Set Your Mind To   Do you believe you can achieve anything you want? I do. Let me tell you why. I have experienced again and again the power of simply believing in myself and my ability. One of the most vivid examples I can recall is when, during a hypnosis workshop, I was able to suspend myself completely rigid between two chairs resting on the crown of my head and the back of my heels. Not being a gymnast, I was personally impressed.   After gaining my...2023-02-0226 minA Wealthy LifeA Wealthy LifeEp 48: NOT Goal Setting for DummiesEpisode 48: NOT Goal Setting for Dummies   Goal setting for success – how is it different from the typical goal setting tips and tricks you hear all over the place? Well, as usual, my approach takes into mind your deeper motivation and mindset. Getting clear on why your goals matter, the potential consequences if your goal is not met, and the longer-term benefits of achieving your goal can be powerful motors to propel you to success.   Why do you want to start working out? Mitigating the risk of heart disease, remaining independent in your...2023-01-2630 minA Wealthy LifeA Wealthy LifeEp 47: Could Philanthropy be the Answer to A Wealthy Life?Episode 47: Could philanthropy be the answer to A Wealthy Life?   This week I speak with audio producer, philanthropist, author, property investor and mentor Tom Evans about legacy. Tom started his current journey as a corporate audio designer who felt burned out and unmotivated. Gradually, his shift to writing and creating meditations opened up a whole new world of possibility – not only in his career but also in his financial and personal life. Once a city dweller who never dreamed of letting out property, he is now happily based in the country and manages a property por...2023-01-1949 minA Wealthy LifeA Wealthy LifeEp 46: Why Private Landlords are Better at Solving the Housing CrisisEpisode 46: Why private Landlords are better at solving the housing crisis   This week I am sitting down with Rachael Troughton to speak about property and the role of private landlords in solving housing crises. Rachael is a property owner, podcast host, business mentor, speaker, farm owner and wedding venue proprietor extraordinaire. On an island with limited space, providing enough housing can be challenging. Without private landlords, there simply wouldn’t be enough quality places to live.   While private landlords are often depicted as abusive and greedy in the British media, the trut...2023-01-1241 minA Wealthy LifeA Wealthy LifeEp 45: Everyone Knows You're Faking ItEpisode 45: Everyone knows you’re faking it   Why? Because they’re faking it as well. I’m not talking about “faking it ‘til you make it.” That can often work and serve the purpose of giving you confidence until you achieve your goals. I’m talking about trying to delude yourself or others that you’re something that you’re not or that your life is different than it is.   To have a truly sustainable, wealthy life you must be in control of your thoughts and desires. If you spend your energy trying to cha...2023-01-0513 minA Wealthy LifeA Wealthy LifeEp 44: Isn't It Time You Decided For Yourself?Episode 44: Isn’t it time you decided for yourself   This episode is all about removing stress from your life! Step One: make sure you are the person calling the shots in your life. Celebrities, marketing and social pressure have no place in your decision making. Step Two: make sure you feel grateful and appreciated. Step Three: do what you want to do with the people you want to spend time with.   Around the holidays, there are several ways you can put these steps into practice. For example, do you even like Chri...2022-12-2924 minA Wealthy LifeA Wealthy LifeEp 43: Does Your Family Feel Unloved?Episode 43: Does Your Family Feel Unloved?  People are everything. A life spent in good company will always make us feel wealthier than any job, house or car can. This week I am meditating on how important it is to express love and gratitude to those people who make our lives better - it may seem obvious to us just how appreciated a loved one is, but very often they won't know until we tell them.   Tune in to this week's episode to reflect on how to express love and appreciation to those who matter. Abundance increases exponentially when...2022-12-2223 minA Wealthy LifeA Wealthy LifeEp 42: 3 Reasons Why You Are NEVER Going To Be HappyWhat is holding you back from happiness? Maybe nothing at all. But if you are like many people, at least one of these bad habits creeps up to distract and drain you. Working as a wealth strategist isn’t only about configuring a spreadsheet; half the battle really encompasses thought patterns and behavioural patterns. There are behaviours and ways of thinking that actually demonstrably make use wealthier.   This week’s episode goes over negative habits that block happiness and how you can counter them. PLUS! I have an offer you simply cannot refuse – 5 exclusive coaching package...2022-12-1530 minA Wealthy LifeA Wealthy LifeEp 41: Are You Prepared To Die?Calm down, calm down. No one’s dying in this episode; I just want to talk about some of the most important aspects of financial planning. I want to motivate you to set goals and secure achievements you are proud of. What may sound like rather a morbid question is really a surprisingly successful way to identify whether we are living the way we truly wish to live, prioritising what matters most and taking steps to feel fulfilled now and in the far future.   This week I will share a powerful exercise that I like to...2022-12-0827 minA Wealthy LifeA Wealthy LifeEp 40: What Do You Want for Your Family?Episode 40: What Do You Want for Your Family?   It seems like a simple question, doesn’t it? But what you want for your family can encompass a multitude of things. It might refer to values you want your children to live by; it might suggest a career path or level of wealth and prestige; it might mean spirit and lifestyle – do you want to raise a world traveller or a poet?   What you want for you family should guide the decisions you make around finances, education, investing and much more. We all kn...2022-12-0130 minA Wealthy LifeA Wealthy LifeEp 39: What Did You Learn from Your Parents? And What's Relevant Now?Your belief system is an incredibly powerful influence on your behaviour, and by extension your life outcomes. When we believe we deserve and can have success, love, fun and wealth we tend to actually achieve these things.   This happens because our beliefs create our reality; they might cause us to make smarter or more focused decisions, to commit or persevere, to try rather than give up or accept defeat. It is up to you to make sure your beliefs around key goals and achievements are positive, open and conscious.   For example: tw...2022-11-2430 minA Wealthy LifeA Wealthy LifeEp 38 - Your Life, Your Choice, Your PlanThe title of the episode sums it up! When we create a wealth plan and strive to live a wealthy life, it is so much more meaningful than gaining money or adhering to thrift. It is about how you feel, what your daily choices mean and how your legacy impacts the world.   This is the last episode recorded on holiday in Greece. I will sum up the insights from the past few weeks and include insights designed to maximise happiness and purpose while saving time and effort. Living a happy wealthy life doesn’t have to...2022-11-1722 minA Wealthy LifeA Wealthy LifeEp 37 - What Are You Wasting?Episode 37 – What Are You Wasting?   What do two teaspoons of suncream have to do with living a wealthy life? More than you might think! I recently caught myself wasting time in the process of trying to save money – by spending half an hour extracting every drop of suncream from the bottle to go on holiday. This reminded me of the concept of “false economy” which is when an action that starts out saving money ends up costing more. In my case, I might have saved 50p on suncream, but I lost 30 minutes!   Now, th...2022-11-1023 minA Wealthy LifeA Wealthy LifeEp 36 - Who is Controlling Your Time?Episode 36 – Who is Controlling Your Time?   This week I discuss one of your most valuable resources – time. If I had to choose one, I would choose to have more time rather than more money because no matter what we do, we can’t gain more time. Fear not, we can manage the time we have so that we have more control and the time we have is put to better use.   Being conscious about how much time our activities take up and how these activities make us feel and think is the firs...2022-11-0315 minA Wealthy LifeA Wealthy LifeEp 35 - How Adaptable Are You?Episode 35 – How adaptable are you? - Show Notes   Episode after episode, I talk about the importance of planning and the freedom and success it can bring to a wealthy life journey. But what do you do when things don’t go according to plan?   As I’m sure I don’t need to tell you, life seldom goes exactly as we think it will – John Lennon even said “life is what happens when you’re busy making other plans.” This is why adaptability and flexibility are incredibly useful traits to cultivate if you don’t want...2022-10-2716 minA Wealthy LifeA Wealthy LifeEp 34 - What makes you happy and get out of bed with joyEpisode 34 - What makes you happy and get out of bed with joy? - Show Notes   What really motivates you? What will create a truly happy life for you – not a life that merely lives up to the status quo? There are many boxes we may check that symbolise success; perhaps it is a university degree, a job, a certificate or a milestone. The question is: are these things what you want, or what you are supposed to want?   Let me guide you through my 3-step process to “identify your happy” and kick of...2022-10-2031 minA Wealthy LifeA Wealthy LifeEp 33 - Back to 2008Episode 33 – Back to 2008 - Show Notes   We have been hearing the word “recession” for months, with experts divided and citizens confused. So far it seems that a recession has not yet hit, but lately the news has ramped up reports of a troubled market, rising interest rates and soaring inflation.   On this episode, we will make sense of what all this means for wealth building, with emphasis on property investment, debt and re-mortgaging. What is causing all this economic chaos? How can we carry on with our wealth plans when things are so u...2022-10-1334 minA Wealthy LifeA Wealthy LifeEp 32 - A Wealthy Life in PracticeEpisode 32 – A Wealthy Life in Practice - Show Notes   Remember the Five Principles of a Wealthy Life? (Don’t worry, if you don’t, those podcast episodes are linked below). We have examined what each of these principles is, but today we are putting theory to practice. How do the Five Principles look in action?   I will share several client case-studies to illustrate how awareness of the principles and conscious strategic planning create abundance and success – whatever your goals might be. Some clients want to drop their 9-5 jobs. Some want to grow in...2022-10-0638 minA Wealthy LifeA Wealthy LifeEp 31 - Who is Controlling Your Thoughts?Episode 31 – Who is Controlling Your Thoughts? - Show Notes   Is your mindset holding you back? Could you be happier, more successful or more fulfilled in life? So many of us struggle with limiting beliefs and this can be frustrating. When your beliefs keep saying “no” or “this will never work” your body and mind will follow suit. As a student of NLP (Neuro-Linguistic Programming) I know about the power of language and thought in creating change and growth.   The key to prevent limiting beliefs from ruining our plans and our lives is awareness...2022-09-2943 minA Wealthy LifeA Wealthy LifeEp 30: What Legacy Will You Be Leaving?In this first podcast recorded following the passing of Her Majesty Queen Elizabeth II, we will talk about what legacy is, why it is important, when our legacy will occur, and how to define what pulls you forward in life. Her Majesty chose to leave a legacy of service, and thanks to her clarity and long-term planning, we all can feel the impact her life has had.   We may not all be heads of state, but our lives can have significant impacts on our family, community and world just the same. It is important to n...2022-09-2240 minA Wealthy LifeA Wealthy LifeEpisode 028 – Is Property Your Thing ShowInterested in property investment? Want to know what it entails – all the pros and cons? Lucky for you, Vicki is a property expert with an impressive portfolio under her belt! In this episode, Vicki cuts through the misinformation and gives you the details you need to know to determine if property investing might work for you.   We will discuss the importance of questioning everything, current challenges to property owners and landlords, benefits of property investing over other forms of investing, and what a solid strategy might look like.   Thank you for list...2022-09-0830 minA Wealthy LifeA Wealthy LifeEp 27 - Are you Making Excuses?On this week’s episode, Vicki dives deep into the subject of the blame game and why it’s best not to play. Blaming other people and circumstances when there is very often room for us to take responsibility for our success and failure is disempowering. Analysing and taking stock of our weaknesses and mistakes gives us a way to change the outcome in the future. This is how we learn and grow – both essential ingredients to a wealthy life.   Vicki talks terrible clients, mindset, taking control of our uber-environment, and how the language we use can...2022-09-0134 minA Wealthy LifeA Wealthy LifeEp 026: Building. Bridge to a Wealthy LifeEpisode 26 – Chantal Cooke – Building a Bridge to a Wealthy Life   On this week’s episode of A Wealthy Life with Vicki Wusche, I sit down with my third podcast guest, Chantal Cooke, to talk about her experience accidentally starting out in property investment. We discuss her evolution from one flat she let out in 1997 to growing her portfolio and her property management skills over time. By age 50, Chantal was able to semi-retire, purchase a large rural property to settle in and choose exactly which days and times she wanted to work at the job she loves.2022-08-2544 minA Wealthy LifeA Wealthy LifeEp 025: Make Stress Work for You This week on the podcast, I am speaking with Michelle Seidling about stress, wellness and how to use holistic and nutritional approaches to improving mindset and performance.   As a holistic health coach and instructional psychologist, Michelle Seidling, PhD, INHC, DTM, empowers military transitioners and executives to fuel their body and their life. She helps people worldwide transform their mindset about food (in all its forms) as a catalyst for positive change. Michelle helps people prioritize their health, build their self-confidence, and use the power of food to live a healthier and more joyous life. Michelle is...2022-08-1831 minA Wealthy LifeA Wealthy LifeEp 024: Purpose is the Path to a Wealthy LifeEpisode 024: Purpose is the path to a wealthy life   On this week’s episode, I am speaking with Yaa Antwi-Nsiah, a good friend of mine and a Mindset Mentor & Coach.  As a Peak Performance Coach and Lifestyle Architect, she helps women who are ready to reach their next level eliminate negative self-talk and breakthrough what’s been holding them back so they can have clarity, confidence and prosperity in their career and lifestyle.   We’re going to be discussing purpose, mindset and values, particularly how Yaa used a mindful awareness of these pri...2022-08-1143 minA Wealthy LifeA Wealthy LifeEp 023: Awareness is the Key to SuccessEp 023: Awareness is the key to success   In this week’s episode, I kick off our four-part interview series with a conversation with Josh Grecco – a Mindscan-certified business coach from the United States with over a decade of business development experience. His primary focus is on coaching business leaders to harness their REBEL ENERGY in order to live the most fulfilling life possible. He hosts a weekly podcast with a fellow coach, called #truthseekers, where guests share their experiences overcoming obstacles to get to where they are today. Our conversation touches on the impor...2022-08-0433 minA Wealthy LifeA Wealthy LifeEp 022: From Here to Eternity - Building Your Bridge to a Wealthy LifeIn this episode of the podcast, I introduce an upcoming four-part interview series, designed to help you create your own bridge to a wealthy life.  As you listen to the podcast, and put my advice and strategies into practice, you will start feeling prepared to plan for your own wealthy life. But as you start to take control of your finances, you may find your progress is hindered by limited resources.  This is why we think about our path to a wealthy life like a bridge: some people can do it in one simple step, bu...2022-07-2810 minA Wealthy LifeA Wealthy LifeEp 020: Family First – The ChallengeDo you feel you are living your life according to what you truly want it to be life? Or are you just going along doing what you think you should?  In this episode I am going to get you thinking about if you are living the life you want.  I am going to talk through three case studies using my own experience as a consultant to many people who want to better manage their finances to create their ideal lifestyle, and I am going to help you figure out if your career, your circumstances and yo...2022-07-1431 minA Wealthy LifeA Wealthy LifeEp 019: Replacing Your Income Needs to be a Priority NowThere’s a lot of concern around a recession. We all have memories of the 2009 global financial crisis – banks shut their doors, people lost homes, jobs and pensions. So the word ‘recession’ is one that still strikes fear into many of us.  We’re living in quite an unpredictable time, when just two years ago we were in the midst of the Covid pandemic, and now the word is facing political uncertainty as the War in Ukraine continues. Sanctions in Russia and ongoing impact of Brexit is forcing our cost of living up and petrol prices have reached an a...2022-07-0732 minA Wealthy LifeA Wealthy LifeEp 018 - Are You A Creature Of Habit?Everyone adopts habits throughout their lives whether they are good habits, or not so good habits.  Did you know that creating good habits in your life can help you have a better mindset? In this episode I am going to discuss three positive habits that you can adopt into your lifestyle to help you be successful in managing your mindset and your money. Listen and subscribe now.   Links & Resources: THE WEALTHY RESOURCES JOIN THE PODCAST FAN CLUB NOW   Highlights from this epi...2022-06-3039 minA Wealthy LifeA Wealthy LifeEp 017: Do Your Payment Dates Give You Away?We all have direct debits, standing orders and other payments, usually on a monthly basis ranging from everything including rent, mortgage and car payments to Netflix and gym memberships.  But what day of the month do your payments go out?  In this episode I explain what your payment dates say about you, specifically how you manage your money and budget month-to-month.  I am going to give you some practical suggestions which will help you to become more aware of your payments and effectively plan your payment dates so that you can make your mon...2022-06-2325 minA Wealthy LifeA Wealthy LifeEp 016: Whooshonomics – 5 Steps You Can Take Right NowDo you avoid conversations around money because you don’t know what to do?  Well here’s the secret: you don’t need to be an economist or an accountant to understand finance.  In the previous episode I outlined some of the principles everyone should know in a way which was simple and easy to understand, and on this episode I am going to dive a little bit deeper.  Welcome to Whooshonomics 101.  I am going to give you a short, sharp overview of the five most important things you can do right now...2022-06-1633 minA Wealthy LifeA Wealthy LifeEp 015: Don’t Panic Mr. ManneringAre you worried about the current cost of living?  Do you stress about having enough money when you retire?  Given our current economic climate, I want to dedicate this episode to reassuring you that, despite all the uncertainty, things are going to be ok.  The reality is that prices are going up. Interest rates are going up. Houses are getting more expensive AND we’re living longer so our pension pots are being stretched thinner and thinner unless we’re prepared to work longer.  But all of these things are part of a big...2022-06-0930 minA Wealthy LifeA Wealthy LifeEp 014: If You Had A Wish, What Would it Be?How do you want to be remembered?  This episode covers the last of our five part mini-series on the secrets to a wealthy life and, fittingly, it’s all about LEGACY.  Creating a legacy is not about putting your name on libraries, becoming super famous and even running your own business. It’s simply about knowing what you want to achieve, what you want to leave behind, and making sure that it’s in line with your priorities and values.  In this podcast I talk you through how to start thinking about your legacy so...2022-06-0224 minA Wealthy LifeA Wealthy LifeEp 013: Are You Throwing Away an Opportunity?In this episode I’m going to blow the lid on a secret which very few people know, but will transform how you manage your money and your business:  LEVERAGE  Not many people really understand what it is or how to use it, so I am going to break it down for you, and explain on this podcast how you can use leverage successfully. Then, you need to listen to my previous episodes, use the tools I provide on my website, and I promise you will start to see the change you want in your life...2022-05-2623 minA Wealthy LifeA Wealthy LifeEp 012: Are You Focused on the Gaps?Do you feel wealthy?  I guarantee most of you will say you don’t, but have you ever thought about how you’re defining wealth? Most of us look at things like the size of our house or the number of cars we own, but really the only measurement that matters is internal.  In this episode I help you to abandon your need to keep up with the Joneses, and start addressing the real question of what matters most to you.  What makes you happy? And how much money do you need to achieve...2022-05-1925 minA Wealthy LifeA Wealthy LifeEp 011: Why Money Maths Will Save Your SanityIn this episode I talk more about spreadsheets, I talk more about maths, and I also talk more about why understanding the relationship between your bank account and your spreadsheets can vastly improve your financial resilience.  Because if you don’t get in control of your finances, nothing else in your life will make sense!  I am going to talk through some key points to help you take control of your finances, because I know you like to put off dealing with it – we've all been there! But the right time to sort it out is rig...2022-05-1230 minA Wealthy LifeA Wealthy LifeEp 010: What Are You Afraid Of?In this episode I explore the first of the five principles of a wealthy life: clarity.  Clarity is having an accurate understanding of what you want your future to look like, because only when you know what the end goal is, can you really put the actions in place to achieve it.  I discuss the steps you can take to get more clarity, and begin to understand what your wealthy life looks like.  I also show you through real life examples with my own clients, how no situation is no far-fetched, how no barriers need to...2022-05-0520 minA Wealthy LifeA Wealthy LifeEp 009: Five Principles That Will Lead to a Wealthy LifeDid you know there is a hidden village in Wales called Ccrll, where every person is living a wealthy life in total happiness, at peace with themselves and each other?  Ok, you probably didn’t because I’ve completely made it up, but CCRLL is an important acronym which will take you on a journey towards that hypothetical Welsh paradise.  In this podcast I am going to introduce you to the five principles that will lead to a wealthy life – C.C.R.L.L. - which I will break down in depth over the next five episodes. 2022-04-2819 minA Wealthy LifeA Wealthy LifeEp 008: Property Helped Me Retire at 48Where do you imagine yourself in retirement?  Not all of us dream of living a lavish lifestyle full of endless holidays and more money than we know what to do with. But I bet not a single one of you dreams of being broke! Am I right?  However, with the average life span increasing, more of us are likely to outlive our pension pots, so planning for the future has never been more important.  In this episode I am going to teach you how to plant the seeds for a wealthy future, so you can reti...2022-04-2126 minA Wealthy LifeA Wealthy LifeEp 007: Is Time or Money More Valuable to You?This week I am asking you to think about what’s more important, time or money? My guess is the older you are, the more you value your time. Maybe it’s because you come to be more self-aware of your own mortality (and a global pandemic hasn’t helped!) or perhaps you already have the money and the stuff you need. If you’re younger you maybe still aspire to have your dream job, dream car, dream home, and all the things you need more money to buy. These of course are generalisations, so whatever stage of your life you...2022-04-1425 minA Wealthy LifeA Wealthy LifeEp 006: Conscious Spending v Unconscious ConsumerismDo you ever find yourself buying things you don’t need?  Perhaps you’re prone to impulse purchases in the supermarket, or in-game purchases on your phone, or maybe you like the occasional gamble?  In this episode I’m not going to tell you to stop any of that, but I am going to try and make you more aware of all the things you spend money on without even thinking about it. This is about turning your unconscious consumerism into conscious spending.  I am going to show you how to work out the real impact of those lit...2022-04-0830 minA Wealthy LifeA Wealthy LifeEp 005: Setting Up Your Goals to Win, and Falling in Love with a SpreadsheetSpreadsheets are a bit like marmite – you either love them or hate them. But in the episode I want to show you why spreadsheets can really help you manage your money and put your goals into perspective.  This is not about being realistic, because who wants realistic goals?! This is about grounding those goals in realism, and often a spreadsheet can paint a picture with numbers. Do you want to be a millionaire by the time you’re 30? Well, a good spreadsheet will help you see how that is possible and, maybe, if you should re-evaluate those goals to avoid...2022-04-0734 minA Wealthy LifeA Wealthy LifeEp 004: Wealthy v Rich - What Does A Wealthy Life Mean to You?Do you want to be wealthy or do you want to be rich?  Perhaps you want both, and there’s no right answer, but there is certainly a difference. In this episode I help you refocus your understanding of wealth. Because when you really get what being wealthy means, you can start to build a picture of what a wealthy life looks like for you.  Throughout this episode I take a look at some of my clients, and how their own situations have been transformed from working with me.  I also share the importance of 3.33 and w...2022-04-0734 minA Wealthy LifeA Wealthy LifeEp 002: How Clear Are You About How Much Money is Coming Into Your Household?Do you have a person in your household in charge of the money?  That person who pays the bills and does the budgets so you don’t have to?  According to research from the Money and Pension Service (MAPS), 48% of people worry about money. So many people find it difficult to talk about money with their partners or family, and this can often lead to long-term issues.  If you’re one of those people, you probably also let the other person get on with it. You ignore it because ‘you’re not a numbers person’ or you just b...2022-04-0627 minA Wealthy LifeA Wealthy LifeEp 001: Status, Work and Money - Is Your Life Driven by Your Job Title?When we meet a stranger, most of us will break the ice by asking ‘what do you do for a living’? But unconsciously, with this question, we enable ourselves to make broad judgements about each other based on nothing more than a job title.  In this first episode of A Wealthy Life, I am diving straight into how our lives are shaped so much by the need for high status and important job titles – often at the expense of our own wellbeing.  This desire for status can lead us to fear change, or even retirement!  Combined...2022-04-0629 minA Wealthy LifeA Wealthy LifeA Wealthy Life: TrailerWelcome to A Wealthy Life – a podcast full of practical tips and insights to improve your relationship with money.  I’m Vicki Wusche, and in this trailer I preview some of the topics we’ll be covering throughout this series, such as financial resilience, financial security, and of course there’s a nod towards property investment which is how I got started!  I’ll also tell you a little bit more about my own background and why I decided to make a podcast.  Whether you’re a serial investor or finally cutting ties with the Bank of Mum & D...2022-04-0105 min