Shows
Fintech DaydreamingKlarna Moves Money, Lunar Loads the War Chest, Loomis Rewires the POS | Nordic Fintech Highlights January 2026January may have looked quiet on the surface, but the Nordic fintech engine was very much running.In this Nordic Fintech Highlights episode, Ville, Pål and Janne unpack what actually mattered beneath the seasonal slowdown — where peer-to-peer payments, SME banking, and the future of merchant acquiring all collide in very Nordic ways.On the agenda:.- Klarna goes P2P. From BNPL to bank to sending money between friends, Klarna steps into an already crowded wallet space — starting closed-loop, with bigger ambitions ahead. We dig into ecosystems, cross-border logic, and w...
2026-02-1342 minFintech DaydreamingStablecoins, CBDCs, and Finland’s 1990s Warning Shot with Aleksi GrymWe’re back in central-bank territory with Aleksi Grym from the Bank of Finland, and once again manage to turn a perfectly sensible conversation into a deep dive on money, payments, and why nothing in this space is ever as straightforward as it sounds.Starting with what central banks actually do (spoiler: more than just printing money), we move into crypto, stablecoins, and why most of their real-world impact still happens inside the crypto ecosystem (or is it.a casino?) itself. Aleksi calmly explains why hype is cheap, plumbing is hard, and payments tend to break in ve...
2026-01-3053 minFintech DaydreamingWelcome 2026 with Nordic Fintech Highlights | Nordic Fintech Highlights December 2025New year, new season, same format. Ville, Janne, and Pål are back with Nordic Fintech Highlights, opening the season by unpacking three stories that quietly say a lot about where Nordic and European fintech are heading.Ville starts with the ECB hiring up for the digital euro project, bringing in market infrastructure specialists to work on rulebooks, rollout planning, and the role of intermediaries. The takeaway: less theory, more plumbing — and another sign that the digital euro continues to move forward in the background - but at what cost?Janne follows with NOBA Bank Gro...
2026-01-1645 minFintech DaydreamingLive from Nordic Banking Forum 2025A Full House of Bank CEOs (and One Central Banker)We took Fintech Daydreaming on the road to the Nordic Banking Forum in Helsinki, and somehow ended up interviewing more CEOs in one day than we usually see in a year.In this special episode, Pål, Ville — and Janne, once we caught him mid–event sprint — sat down with:.-Prag Sharma (Citi) on agentic AI, future-of-finance vibes, and why 80–90% of bank data suddenly matters..-Janne Salminen (Helsinki Fintech Farm) pops in for a quick Nordic Fintech Highlights segment and shares the annua...
2025-12-191h 04Fintech DaydreamingAI Everywhere, Crypto Creeping Back, & Klarna Being Klarna | Nordic Fintech Highlights October 2025October brought AI hype, digital euro déjà vu, and the shocking return of crypto — which means it was just another totally normal month in Nordic fintech.Pål, Ville, and Janne reunite to unpack the biggest stories from the Helsinki Fintech Farm newsletter. Spoiler: every startup is now an AI company. From automated compliance tools to AI-powered CFOs and even kiosks that buy your old phone via Swish — if it’s got electricity, someone’s calling it AI.Meanwhile, Klarna is back in the headlines with a new subscriptio...
2025-11-2142 minFintech DaydreamingStablecoins, Africa, and a Locked Door with Hyung-Gon Paul YooThis week, Ville and Pål are joined (once again) by Paul Yoo, CEO of Sukaa, who beamed in live from New York to talk about his newest venture — and somehow turned what was supposed to be a fintech chat into a masterclass on why Africa might just leapfrog the rest of us in digital finance.Paul walks us through his new startup’s mission to build a pan-African on-chain payments and lending platform, explains why the continent’s fragmentation is both the challenge and the opportunity, and delivers a few spicy takes on Europe’s new bank-back...
2025-11-0752 minFintech DaydreamingThe One We Forgot to Record (Twice) | Nordic Fintech Highlights September 2025In what might be our most meta episode yet, Pål, Ville, and Janne sat down to unpack the biggest Nordic fintech stories of September — only to realize halfway through that we’d forgotten to hit record. So yes, this episode is technically the sequel to the lost masterpiece that no one will ever hear.Once we finally remembered to press the big red button, things got back on track (mostly). Ville’s voice barely survived another deep dive into stablecoins — a topic now reaching “say it one more time and I scream” levels. Pål compared...
2025-10-2446 minFintech DaydreamingLive in Copenhagen from Nordic Fintech WeekThis year Pål and Ville set up shop in the official backstage of the event venue – meaning our little “studio” has probably seen more rock stars, comedians, and magicians than fintech podcasters. But for two days, it was home to us… and the now famous podcast couch.On that couch we hosted a parade of fintech’s brightest people – founders, authors, bankers, thinkers – all crammed into one room with us, the noise of the conference bleeding through the walls, and way too little coffee. The result? The longest Fintech Daydreaming episode ever recorded – nearly two hours...
2025-10-101h 54Fintech DaydreamingEmergency Episode - Nine Banks, One Stablecoin, Zero ChillForget the usual schedule — Ville and Pål hit the big red button and jumped on the mics less than 24 hours after nine European banks dropped their bombshell: a MiCA-compliant euro stablecoin.Fresh off a late flight from Copenhagen (and still running on coffee and questionable airport snacks), we dive straight into the questions everyone’s asking:.- Do we actually need a bank-issued euro stablecoin?.- Why are Danske and SEB — two banks outside the eurozone — in on the action?.- Is this the next chapter of money… or...
2025-09-2630 minFintech DaydreamingWhere did all the FinTech action Go? | Nordic Fintech Highlights August 2025August in Nordic fintech felt like a Christopher Nolan script: confusing, overlong, occasionally brilliant. Coop Norge’s core banking migration, Visma’s latest acquisitions, and Swedbank buying out Barclays in Entercard all unfolded like plot points you only understand after the credits roll.We argue about whether it was the quietest fintech month of the year, make questionable jokes about beef stroganoff, and somehow get lost in a time loop about Copenhagen.And here’s the twist: read this description backwards and it still makes sense.B...
2025-09-2641 minFintech DaydreamingNordic Fintech did not get the Holiday Memo! | Nordic Fintech Highlights July 2025In this Nordic Fintech Highlights episode, Ville, Pål, and Janne trade beach stories for headlines as we unpack a surprisingly busy July and August. On the menu: Nordic banks snapping up fintechs like they’re on summer sale, Zimpler’s shiny new ID+ passkey (is it the future or just another password we’ll forget?), and Nordea teaming up with Mynt to finally give SMEs the attention they deserve.We wrestle with whether banks are genuinely innovating or just panic-buying talent, what Sweden’s latest investment platform deal really signals, and how identity and payme...
2025-08-2943 minFintech DaydreamingLive from Stockholm Fintech Week 2025Hot Takes, Cool Guests & The Best Kind of Fintech MayhemFor this special episode, we packed our mics, grabbed some strong coffee, and took Fintech Daydreaming on the road to Stockholm Fintech Week! 🎤🚀 Amidst the fintech frenzy, Pål and Ville caught up with some of the sharpest minds in the industry for rapid-fire chats, bold predictions, and a few fintech hot takes.Our all-star lineup included:Christie H. Kristensen (Danske Bank) – On whether banks and fintechs are actually friends or just frenemies, and what happ...
2025-02-2836 minFintech DaydreamingAre we going Crypto Crazy again? | Nordic Fintech Highlights January 2025We’re kicking off this episode of Fintech Daydreaming with something special—welcoming our new editor and producer, Femi Apanishile, to the team! 🎉 But after the celebrations, it’s straight back to business with another Nordic Fintech Highlights session.This time, things got... heated. Pål, Ville, and Janne dived into the latest fintech news, but the conversation quickly turned into a colorful rant about crypto. Here’s what made the headlines:• Janne introduced us to the first MiCA-compliant memecoin from Swan—because apparently, regulatory-approved dog coins are a thing now.• Ville tackle...
2025-02-1448 minFintech DaydreamingSummer Send-off | Nordic Fintech Highlights May 2024
As the Nordic sun lingers in the sky, signaling the start of summer, Fintech Daydreaming brings you a season finale packed with the latest and greatest from the financial technology front. Join Pål, Ville, and our beloved guest co-host Janne Salminen from Helsinki Fintech Farm for one last hurrah before we all take a well-deserved summer break.
In this episode, Pål dives into the fresh collaboration between Aktia and Swedbank in Finland. This partnership is like the unexpected summer hit of the year—potentially game-changing and with a catchy tune of enhanced financial services that might just stic...
2024-06-2146 minFintech DaydreamingWill instant payment kill the cards business with Monika Liikamaa
Fintech enthusiasts, get ready to elevate your payments knowledge! We're joined by the brilliant Monika Liikamaa, co-CEO and co-founder of Enfuce, the company making card payments as seamless as a winter sport on ice.
Get ready to explore:
Monika's Transformation: Discover how she traded her corporate banking attire for a startup founder's toolkit. What sparked the change – a rogue ATM? An Excel-induced revelation? Tune in to find out!
Card World Confidential: We're unwrapping the mysteries of the card payments industry. That piece of plastic in your wallet is just the tip of the iceberg! Enfuce reveals the intricate network of...
2024-06-0749 minFintech DaydreamingBehind the Curtains: The Nordic Fintech Summit Exposed!Welcome back to “Fintech Daydreaming,” where we’re still decompressing from the high-octane thrill ride that was the Nordic Fintech Summit in Helsinki! Join Pål, Ville, and our special guests, Janne Salminen and Ola Sundell from Helsinki Fintech Farm, as they spill the beans on orchestrating this fintech fiesta.
We start with their fresh-off-the-press impressions—what popped, what flopped, and which moments are now etched in summit lore. Then, Janne and Ola pull back the curtain on the nitty-gritty of planning such an extravaganza. Think less “smooth sailing” and more “herding cats with a chance of paperwork.”...
2024-05-2441 minFintech DaydreamingReinventing the Wheel, Again? | Nordic Fintech Highlights April 2024Welcome back, fintech enthusiasts! This episode of Fintech Daydreaming takes you into the latest innovations stirring the financial fjords of the Nordics. Join Pål, Ville, and Janne as they round up some intriguing and occasionally perplexing news from the land of the midnight sun. This episode also serves as a warm-up for the upcoming Nordic Fintech Summit in Helsinki, where we look forward to meeting many of you!
First, Pål unpacks the new partnership between ResultElf and Aura Cloud, which promises to bring a new spin to the lending landscape. They're rolling out a new toolkit aimed at...
2024-05-1044 minFintech DaydreamingThe Heart of the Daydream: Unveiling the Origins of Fintech Daydreaming
In this very special episode of Fintech Daydreaming, Pål and Ville take a nostalgic trip down memory lane, answering the burning question that fans have pondered over countless episodes: Why did they start this podcast, and what fuels their fintech fires even after nearly four thrilling years? By popular demand, it's time to peel back the curtain on the backstory and ethos of your favorite fintech podcast.
The episode kicks off with a candid reflection on the early days, the initial sparks of inspiration that led two fintech aficionados to turn their daydreams into digital dialogue. Pål an...
2024-04-2629 minFintech DaydreamingWhen Bankers Get Creative | Nordic Fintech Highlights March 2024
Strap in for a whirlwind tour of fintech's latest Nordic novelties in another riveting episode of Fintech Daydreaming. In this month’s edition of Nordic Fintech Highlights, our fearless trio Pål, Ville, and Janne don their explorer hats to dissect a smorgasbord of financial innovation that's as diverse as a Nordic buffet—and just as intriguing.
First up, Pål dives into the tech-marriage of the century between Neonomics and Bislab, heralding the dawn of the next generation of embedded finance offerings. It's the kind of partnership that makes you wonder if finance is getting too cozy with tech...
2024-04-1244 minFintech DaydreamingNavigating the EU's Blockchain Policy Maze with Erwin Voloder
Get ready to dive headfirst into the blockchain rabbit hole with the latest episode of "Fintech Daydreaming," where the waters are murky, the regulations tangled, and the future as clear as mud. This time around, Pål and Ville are joined by none other than Erwin Voloder, who is the Head of Policy at the European Blockchain Association. EU's labyrinthine policy developments are a tall order for anyone, but who better to guide as through it all than someone with "policy" literally in his title?
Together, they embark on a thrilling (and slightly dizzying) journey through the ever-evolving world o...
2024-03-2950 minFintech DaydreamingCard payments and cloud core - game on or game over? | Nordic Fintech Highlights February 2024
Strap in for a fintech merry-go-round with the Fintech Daydreaming squad, where the latest episode cuts through the February frost with hot takes that could melt even the iciest Nordic winter. Janne, Pål, and Ville are at it again, dissecting the month's juiciest fintech drama from the comfort of their virtual studio.
First, Pål waxes poetic about TUUM's latest cash infusion. Because, apparently, what the world needs is yet another cloud banking platform to save us from the tyranny of traditional banking.
Then, Janne gushes over Saxo Bank cozying up to MasterCard like it's the fintech version of...
2024-03-1545 minFintech DaydreamingHow to sell to the banks with Ewan MacLeod
Strap in, fintech enthusiasts! This episode of "Fintech Daydreaming" is tailored for every fintech startup wrestling with the age-old dilemma: How do we sell to banks? Whether it's peddling services, cutting-edge technology, or simply trying to get banks to sign you up as a customer, navigating the labyrinth to the decision-makers' hearts (and wallets) in banks is no small feat.
Join your favorite fintech whisperers, Pål Krogdahl and Ville Sointu, as they tackle this behemoth of a question head-on. And who better to guide us through this maze than our good friend and Ville’s former colleague, Ewan Mac...
2024-03-0155 minFintech DaydreamingIs the digital lipstick a returning trend? | Nordic Fintech Highlights January 2024
Buckle up, fintech aficionados! Our monthly "Nordic Fintech Highlights" episode has arrived, and it's a whirlwind tour through January's most electrifying developments in the Nordic fintech scene. Our dynamic duo, Pål Krogdahl and Ville Sointu, are joined by the ever-insightful Janne Salminen, the mastermind CEO of Helsinki Fintech Farm and purveyor of many a bad joke, to unpack the juicy details.
First on our agenda, we delve into Danske Bank's latest venture with Backbase—a partnership less about romantic candlelit dinners and more about a dynamic duo set to revolutionize digital banking like never before. But the question lin...
2024-02-1637 minFintech DaydreamingNever lose an employee or customer again with Joey Coleman
🌟 Welcome to another episode of Fintech Daydreaming, where we navigate the winds of change in 2024! 🚀 This year like every year for many of us begins with a common theme of renewal and transitions, not just in personal lives but also in professional landscapes. As we've noticed, a significant shift happens every year at this time in job markets and career choices – but what's driving this change?
🔍 A staggering 40% of the global workforce is consistently on the lookout for new opportunities, a statistic that paints a vivid picture of the current employment climate. While this level of employee turnover challenges employers...
2024-02-0255 minFintech DaydreamingNordic Fintech closed 2023 on a high | Nordic Fintech Highlights December 2023
Welcome to 2024 – a year promising fresh innovation and excitement in the fintech world! 🎉 We're thrilled to launch the new season of Fintech Daydreaming, and what better way to start than with a Nordic Fintech Highlights special, in collaboration with our good friends at Helsinki Fintech Farm?
📈 December 2023 was nothing short of extraordinary in the Nordics' fintech scene, brimming with interesting news and developments. With so many significant stories, it was a challenge to pick just a few, but here's a sneak peek of what we've covered:
🦄 ePassi's Milestone: ePassi's valuation has skyrocketed to a staggering one billion euros, marking its entry i...
2024-01-1949 minFintech DaydreamingSeason End and Christmas Special
Many things are getting wrapped this Christmas week and one of them is season eight of Fintech Daydreaming. In our traditional end of season episode Pål and Ville reflect on season eight highlights and main takeaways from what we learned in 2023 overall.
As we look forward to 2024, questions are abound: Will the new year be a mere repeat of its predecessor, or are we going to see new themes in the fintech landscape? In this episode we take a swing at some predictions, but we're eager to hear yours. Tune in, join the conversation, and share your thoughts o...
2023-12-2236 minFintech DaydreamingFintech is getting slushy in the Nordic | Nordic Fintech Highlights November 2023
The holiday season is almost upon us, but that doesn’t mean that the world of Nordic fintech is slowing down - quite the opposite! The Slush conference swept through Helsinki just recently and with it came a lot of fintech goodness for us to discuss in this month’s edition of Nordic Fintech Highlights in collaboration with Helsinki Fintech Farm.
Stories we covered in this episode:
Enfuce secures a new round of funding
Tink partners with Savings Bank Group
Bank of Lithuania reveals five year strategy to become a leading country in fintech
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2023-12-0841 minFintech DaydreamingUnbundling the platform revolution with Sangeet Paul Choudary
In this episode of the Fintech Daydreaming podcast, co-hosts Ville and Pål are thrilled to host a distinguished guest, best-selling author Sangeet Paul Choudary, the insightful mind behind the book "Platform Revolution." Sangeet joins the conversation to delve into the seismic shifts that platform business models are inducing across the financial sector.
In the conversation, Sangeet identifies a compelling pattern in the global economy: a cycle of digitalization that alternates between the unbundling and rebundling of services and industries. He sheds light on the critical role that platforms play in this dynamic, serving as orchestrators and connectors in a...
2023-11-2453 minFintech DaydreamingFrom Hard Cash to Digital Cash and the future of Payments | Nordic Fintech Highlights October 2023In this engaging second episode of our collaboration with Helsinki Fintech Farm, we journey once more through the bustling Nordic fintech landscape.
Though payments and venture funding may appear routine, the Nordic fintech sector always keeps us on our toes. This time around, we delve into the pivotal role of national infrastructure in fostering fintech adoption, and explore the impact of central bank digital currencies (CBDCs) in our daily lives, probing their actual relevance.
And fear not, our tradition of sharing a humorously bad joke continues in this episode, keeping the narrative lively and amusing...
2023-11-1040 minFintech DaydreamingBeyond Banking with Paul StaplesIf embedded banking and finance are the future of financial institutions, will the role of banks become more critical, less significant, or simply transform? Paul Staples, Head of Corporate Embedded Banking at ClearBank, joins hosts Pål Krogdahl and Ville Sointu to delve into the shifting role of banks within digital ecosystems and its long-term implications.
From atrocious quantum jokes to insights on machine-to-machine payments, this episode is a must-listen, even if you believe you've already mastered the intricacies of embedded finance.
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2023-10-2748 minFintech DaydreamingFrom Unicorns to Open Banking Innovations | Nordic Fintech Highlights September 2023The first ever episode of Nordic Fintech Highlights is here! Pål and Ville join Janne from Helsinki Fintech Farm to discuss what’s hot (or not) in Nordic fintech this month. In this episode we discuss:
Alphasense becomes the first Finnish fintech biunicorn - AlphaSense, an AI-based market intel firm, snaps up $150M at a $2.5B valuation | TechCrunch
Enable Banking partners for pan-European open banking - Enable Banking, CRIF and Strands Forge Strategic Partnership to Revolutionize Open Finance Solutions in the Nordics.
Enigio Time secure funding from a top-tier bank for accelerating digital trade - Lloyds Banking Group Inv...
2023-10-1340 minFintech DaydreamingCost of convenience with Marcus IvarssonDo you have children? If you do, here’s something to think about: your kids are probably multimillionaires before they ever get their hands on a real bank account. How is this, we hear you ask...
This is true because of most kids getting exposure to virtual worlds like games with their own digital economies. But this also creates a financial education challenge when bridging the gap from virtual to real money.
Marcus Ivarsson has realised this abstraction of monetary value as a design problem that needs to be solved. As the CEO and founder of Tjing, he and hi...
2023-09-2952 minFintech DaydreamingThe culture of invisible banking with Sudip Khan"Culture eats strategy for breakfast” is a phrase you hear quite often when talking about developing organisations towards sustainable growth. What happens when the development you need to get done is in a bank and the direction you are taking is invisible banking? How do you cultivate a culture that becomes an environment for innovation in a regulated banking environment?
Sudip Khan is the Open Banking Leader in one of Europe’s largest banks, Raiffeisen Bank International (RBI), and is facing this exact dynamic in his daily work. In this episode Sudip talks about how perhaps non-conventional fintech topics like...
2023-09-1551 minFintech DaydreamingBuilding the blocks of digital finance with Kelvin Tan from audaxAutumn is fast approaching and that means two things: more rain and a fresh new season of Fintech Daydreaming!
Season eight of our podcast kicks off on a high note as we welcome CEO of audax, Kelvin Tan for a discussion about the current and future digital banking landscape.
Building a digital banking platform in-house in a bank and then packaging it into a product is a journey that builds on the potential of a team that has deep understanding of how banks operate and how to address their needs. Tune in to hear how Kelvin and his team...
2023-09-0146 minFintech DaydreamingSeason 7 wrap-up: celebrating milestones and looking forward to season 8Join hosts Pål and Ville in this episode of Fintech Daydreaming as they reflect on the exciting journey of Season 7 and share their plans for Season 8. Season 7 was filled with engaging discussions and insightful interviews, covering topics like ESG and embedded finance. The hosts express their gratitude for the continuous growth and support from their audience, with their LinkedIn page now reaching over 2,000 followers.
Looking ahead to Season 8, Pål and Ville discuss the growing significance of generative AI in fintech. They anticipate an increasing demand for large language models tailored for enterprise needs and express keen interest in...
2023-06-2333 minFintech DaydreamingThe rise of the machines with Paul Bruckberger“Everything in this world that can be connected, will be connected” is a phrase that gets thrown around a lot. What many times gets less attention is how exactly will this massive connectivity of machines and things mean for ownership and value chains that are suddenly sources of a lot of very detailed usage data.
Linx4 is an Austrian fintech that saw this opportunity and ran with it. Paul Bruckberger is the CEO and one of the founders of linx4 and he joined Pål and Ville to talk about how exactly we can move into a world of usage...
2023-06-0950 minFintech DaydreamingLive at the Nordic Fintech Summit 2023It’s that time of the year again: Pål and Ville took the show on the road and joined the Nordic Fintech Summit in Helsinki as the official podcast partner to bring you this special episode that was recorded live in our own temporary studio on site. Our hot seat was on high demand and we got to speak with a wide range of guests and exhibitors in the summit.
Join the fun as we talk to:
Janne Salminen, Helsinki Fintech Farm
Connor Blake, Personetics
Reggie Rusan, eSystems Nordics
Alistair Cotton, Integrated Finance
Bent Winkel, Thought Machine
Chris Cre...
2023-05-2646 minFintech DaydreamingCloud Exit with David Heinemeier HanssonStop the press 💥 Banks are late to the party and are just about to join as the cool kids are already heading for the exits 🚪🏃♀️ Sounds about right, but which party is it this time? The public cloud.
Join Pål and Ville in this episode of Fintech Daydreaming where we are joined by David Heinemeier Hansson, who is the CTO and co-founder of 37signals - the company that has brought you Basecamp. David breaks down their journey in and out of the public cloud and why this path is soon going to be very familiar for more companies, fintechs and ban...
2023-05-1251 minFintech DaydreamingBankers like us... right? with Leda GlyptisWe don't always have fintech superstars as guests, but when we do, they are shining bright. Leda Glyptis joined Pål Krogdahl and Ville Sointu to talk about her own journey in banking and fintech and how it inspired her to write her recently published book "Bankers like us."
Surgeon general warning: This episode might give you superpowers - especially if you're working in the trenches of digital transformation in a bank.
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2023-04-2852 minFintech DaydreamingDriving Fintech Innovation at Speed with Anders Hammarbäck & Prakash PattniHave you ever wanted to ask a fintech VC what are the ingredients for your company's success and scaling globally? Us too! Pål Krogdahl and Ville Sointu sat down with Prakash Pattni from IBM and Anders Hammarbäck from Antler to talk about the current trends in fintech but most importantly how to take a fintech idea to practical execution and how to get funding.
Will we be able to carry out a conversation about fintech trends without spiralling down the crypto debate drain? Are Pål and Ville able to handle two guests at once for the fir...
2023-04-1453 minFintech DaydreamingRevving the Engine by Starling with Nick DrewettEvery vehicle needs an Engine, and in case your vehicle happens to be a financial institution you probably should have a listen to this week's episode of Fintech Daydreaming.
Chief Commercial Officer of Engine by Starling Nick Drewett joined Pål Krogdahl and Ville Sointu to talk about how the success of Starling Bank in the UK inspired the build-up of Engine by Starling; a software as a service platform that promises that any bank could become the Starling Bank of their own country.
Join us for another bi-weekly dose of fintech nerdiness as we get wonderfully lost with S...
2023-03-3156 minFintech DaydreamingUnraveling the Next Big Thing in Asia's Superapps with Alessio BassoThis special episode of Fintech Daydreaming was recorded live and for the first time ever in front of a live audience at the Mobey Forum member meeting in Vienna.
Alessio Basso from AWS joined us on stage to discuss one of the hottest topics in fintech right now: superapps. Is this phenomenon just the result of unique circumstances restricted to China or the future of digital ecosystems and service delivery on a global scale? Are superapps actually the next generation of digital wallets or is wallet just a simple feature in something much more complex?
Jo...
2023-03-1733 minFintech DaydreamingFintech Down Under with Dexter CousinsWe go above and beyond with Down Under in this week's episode of Fintech Daydreaming as Pål and Ville is joined by Dexter Cousins from Tier One People to talk about the Australian fintech scene 🦘🪃🇦🇺
Recording an Ozzy episode is an entertaining proposition by default, but on top of that we might have ended up actually learning something about fintech and happy life - we hope you enjoy this discussion as much as we did recording it 😎
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2023-03-0358 minFintech DaydreamingIs SEB Embedded the next Nordic success story? with Christoffer MalmerSEBx has been the poster child of Nordic bank innovation and subject of endless intrigue from the fintech community since its inception.
The founder of SEBx and current Head of SEB Embedded Christoffer Malmer joined Pål Krogdahl and Ville Sointu on this episode of Fintech Daydreaming to tell the whole story and share his insights to some of the burning questions everyone working with emerging technologies in banks is asking: how did SEBx get off the ground? How to navigate the control environment of an incumbent bank without losing the benefits of building on a clean s...
2023-02-1745 minFintech DaydreamingDays of future (payments) past with Anders OlofssonTime is relative and we go quantity over quality in jokes when Pål Krogdahl and Ville Sointu get to host Anders Olofsson in this week's fix of Fintech Daydreaming.
We jump from bitcoin to central banks, to connection problems, to Wirecard and more in this fast paced episode. Doesn't sound like a plausible script for a podcast but somehow we covered it all in this rollercoaster of an episode that shouldn't bore anyone - so grab the popcorn and enjoy the ride 😄
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- Fint...
2023-02-0354 minFintech DaydreamingAre Fintech and Banks ready to take on the Challenges of ESG? with Adam ThompsonSeason seven is here! Our Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu have (mostly) survived the holiday season, and have picked-up right back where we left off in 2022 by starting with one of the most important topics we are all going to be talking about in 2023: ESG in banking and fintech.
Luckily we found just the right expert to tell us all about the ups and downs of the challenge that we're facing in ESG: Adam Thompson spends his days making an impact in this space but managed to spare some time to discuss with u...
2023-01-2055 minFintech DaydreamingSeason's (finale) greetings from Pål and Ville...Time to wrap up season six of Fintech Daydreaming and see what (if anything) we learned in 2022. In our season finale we at least learn that ChatGPT hype has finally caught up with Pål and Ville, but is there a fintech angle to it at all and what is it good for actually? What about the problems of AI that are certainly going to be front and center with ChatGPT too?
Sit back, relax, grab a beverage of your own preference and join us for this relaxed wrap-up of this season and don’t worry: we will...
2022-12-231h 00Fintech DaydreamingMinting the future of AI and data privacy with Amir TabakovicWhat do bananas, Finnish sauna, personal finance management and chimpanzees have in common?
Data, obviously 🤷♂️
Before you ask - have a listen to this penultimate episode of season six where Amir Tabakovic from Experiens.ai joined our hosts Pål Krogdahl and Ville Sointu to educate us about AI, machine learning and data usage in banking. In addition they take a run down memory lane of how Amir got involved with data driven financial services in the first place, and ended up lecturing in universities, and as an author of several papers on the topic.
You will...
2022-12-0956 minFintech DaydreamingGlobal, local, digital banking with Jeff ParkerHow does a global company navigate the perilous landscape of regional regulation and remain competitive? Fintech companies handle a tremendous amount of sensitive and private data that puts them in the centre of this exact question.
Jeff Parker leads Marqeta's international unit and has a lot to say about how to find answers to difficult data questions that go way beyond just GDPR. Pål Krogdahl and Ville Sointu sat down with Jeff around our virtual Fintech Daydreaming podcasting table and learned all about it.
Luckily we also remembered to record our conversation, which means you...
2022-11-2552 minFintech DaydreamingIs community the secret sauce of Open Banking with Sarah HägerHave you ever wondered what happens when you put two recovering bankers and our resident bank platform advocate Pål Krogdahl in the same podcast episode, and start talking about how open banking came about in the Nordics?
Us at Fintech Daydreaming too, and that's exactly why we invited Sarah Häger for a chat with our hosts Ville Sointu and Pål Krogdahl, to tell us all about how to build a successful developer community in an unlikely environment like a bank.
- Email us on Hello@FintechDaydreaming.com
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2022-11-1140 minFintech DaydreamingFintech Daydreaming at Sibos 2022It’s that time of year again. The season when who’s who of the financial services industry flock to a get together that still today is the largest migration of bankers and Fintech nerds heading to one place: the annual Sibos conference.
Our co-host Pål Krogdahl found himself in the middle of it all and we decided to share the experience with all our listeners. What’s hot (and not) this year? Why does everyone look so tired every morning? All this and more with this week’s episode - tune in!
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2022-10-2839 minFintech DaydreamingBanking, transmuted with Nick Root"Here we go again" we thought when we scheduled this episode recording that it would be another one about embedded finance. At the same time we realised that this is a chance to get to the next level in the discussion: how does embedded finance really work? What is the terminology we should use and what are the implications of delivering these capabilities across national borders and over different jurisdictions?
Our guest for this episode of Fintech Daydreaming, Nick Root, Co-founder and CEO at intergiro helped us navigate through all of it with ease. Join us for t...
2022-10-1447 minFintech DaydreamingThink like a Brand, Not a Bank with Liz High (and Allison Netzer)What is a brank? While we break new grounds in Fintech Daydreaming every now and then this is the first time we might have accidentally invented a new word that tells everything about how banks could re-invent their brand strategy.
Join Pål Krogdahl and Ville Sointu for this episode, where they talk with Liz High (unfortunately Allison was unable to join us at last minute) about how banks today could do better with the way they communicate their investments in a digital world, and how that translates to value for their customers.
2022-09-3056 minFintech DaydreamingCloudy with a Chance of Modernisation with Howard BovilleSeason six continues with another mega-trend and another mega-guest: current Head of IBM Cloud Platform and former Bank of America CTO Howard Boville, re-joins Pål Krogdahl and Ville Sointu to talk about what’s what in regards to banks moving to the cloud - and more.
A lot has happened since Howard was with Fintech Daydreaming the last time (S02:E05). We get to hear an update on where the current industry status on cloud adoption, and learn about every banker’s dream - mainframe on the cloud! ☁️🏭
In other words: buckle up for another wonder...
2022-09-1647 minFintech DaydreamingOpen season for banking with Eyal Sivan (a.k.a Mr. Open Banking)Open season for banks or the season for open banking? In this episode Eyal Sivan, Mr. Open Banking himself, joins Ville Sointu and Pål Krogdahl in the Fintech Daydreaming studio, and right off the bat go deep into the philosophy of open banking. They end up making a full tour around definitions, regulation and actual use cases just to round it up in time to talk about the future of it all.
In short: Ever wondered about anything related to open banking? This is the episode you don't want to miss.
2022-09-0254 minFintech DaydreamingWill Blockchain save the Metaverse with Anthony DayThe short but sweet Nordic summer is over and it's time to kick off season six of Fintech Daydreaming! We've been trying to get the blockchain leader and fellow podcast host Anthony Day (host of the podcast "Blockchain won't save the world") to be a guest on our podcast for quite a while now so we couldn't have been happier to get him to join our hosts Pål Krogdahl and Ville Sointu to kick off this season.
Will we finally get a proper definition of web3? Is there a real use case for web3 and does it...
2022-08-1956 min
Fintech DaydreamingThe (FinTech) Boys of SummerSummer is officially here, and that means it’s time to end another roller coaster of a season of the Fintech Daydreaming podcast. Before we do that though, our hosts Pål Krogdahl and Ville Sointu sat down to summarise some of the main highlights, key themes and best takeaways of season five. As a bonus Ville drops a career newsbomb seemingly out of nowhere 💣
Special thanks to all our fans for listening and watching us during season five. Fintech Daydreaming will return for season six in August with a fresh lineup of guests and topics. But for no...
2022-06-0947 minFintech DaydreamingAround the fintech world in 50 minutes with Hyung-Gon Paul YooSummer is almost here but the team at Fintech Daydreaming are showing no signs of slowing down as we finally got one of our most anticipated guests to join us for a chat. Our hosts Pål Krogdahl and Ville Sointu sat down with Paul Yoo from Meta who has a phenomenally interesting career that has taken him around the world working for some of the best known brands in fintech.
We got to talk about everything from crypto to the metaverse and ended up learning about how once upon a time bitcoin “almost” took over the econom...
2022-05-2652 minFintech DaydreamingDigital for good with Chris SkinnerGetting the fintech legend and author Chris Skinner to join us for a chat in our Fintech Daydreaming studio was a fantastic milestone for us.
Our hosts Pål Krogdahl and Ville Sointu got to talk about everything from his new book “Digital for Good” to the metaverse, but little did we expect that we’d learn what Chris thinks about one of our hosts (all said in jest), superhero fintech jokes and the legend of Captain Cake 🍰
Sounds confusing? Listen in and everything will become clear.
- Email us on Hello@FintechDaydreaming.com
2022-05-1351 minFintech DaydreamingGetting to the core of banking with Ion Fratiloiu and YobotaAnother day another episode about banking as a service? And, why not! Ion Fratiloiu from Yobota joined us to give us a new perspective to the topic: from a platform to a full stack banking as a service provider by becoming part of a fully licensed bank.
We also continued to develop our long term plan to launch the Fintech Daydreaming bank in exotic countries where we have listeners. Tune in to hear what our hosts Pål Krogdahl and Ville Sointu need to do next!
- Email us on Hello@FintechDaydreaming.co...
2022-04-2938 minFintech DaydreamingCloudy day in banking with Jaakko Vilen & nCinoBased on the amount of drama around our podcast hosts catching covid-19 one after the other there might just be a Fintech Daydreaming Netflix series in development sooner than we think. Against the odds we do however have the full crew onboard to hit another first ever for Fintech Daydreaming: we had our first ever guest joining us in two consecutive episodes!
Jaakko Vilen from nCino joined Pål Krogdahl and Ville Sointu to give us a (re-)visit to our discussion around the hottest topics in fintech right now: sustainability, cloud and lending transformation. And yes, yo...
2022-04-1545 minFintech DaydreamingLive at the Nordic Fintech Summit 2022In our first ever episode recorded live in a conference Pål Krogdahl and Ville Sointu were invited to cover all the buzz at the Nordic Fintech Summit in Helsinki. After two years of lockdowns and endless Zoom meetings the excitement to meet everyone in three dimensions was a sight to behold and the atmosphere was buzzing with fintech companies across the world joining us in this episode.
Join us to hear how it all played out: did Ville make it in time from his flight direct from the Finovate conference in London? Did it all go a...
2022-04-0156 minFintech DaydreamingThe Nordic digital identity ecosystem part two with Markus HautalaPål Krogdahl and Ville Sointu continue on the topic of Nordic digital identity ecosystem and invited Markus Hautala to join the conversation in our Fintech Daydreaming studio. Markus is the Head of Digital Identity at TietoEvry and the chairman of the FindyNet co-operative.
Join Markus, Pål and Ville as we take a tour around the world of self sovereign identity, the EU Digital Identity program and FindyNet. As they ask in professional circles: will they blend?
Links and sources mentioned in the episode:
https://keri.one/
https://www.gleif.org/en/lei-solutions/glei...
2022-03-1849 minFintech DaydreamingThe Nordic digital identity ecosystem with Mikko HiekkataipaleThe myth, the legend, the Nordic digital identity in the fintech world is a fabled story of a utopian world where everything is digital and cash is obsolete. Is it true? If it is, how does it all work and how did it come to be?
Fintech Daydreaming is a Nordic based podcast so of course Pål Krogdahl and Ville Sointu had to find out, and who better to tell us all about it than the lead of ID solutions in the largest financial institution in the Nordics: Mikko Hiekkataipale from Nordea Bank.
Tune i...
2022-03-0449 minFintech DaydreamingHow to Build a Bank with Eric MouilleronThe time has come. Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu are planning to finally start the "Fintech Daydreaming Bank", so it made all the sense in the world to talk to Eric Mouilleron from Bankable about how to get everything up and running with a Banking as a Service (BaaS) approach for all the backend and compliance complexity we love and love to hate.
We might still be holding back for a moment from opening pre-registrations for our bank built exclusively for fintech nerds, but meanwhile hit the play button to find o...
2022-02-1851 minFintech DaydreamingLaundry day with Tony Petrov"Let's do an episode about regulation!" - said no successful podcaster ever.
We like both challenges and nerding out about financial regulation so we went for it anyway. Join us as Pål Krogdahl and Ville Sointu have a conversation with Tony Petrov from Sumsub and try to keep up with the acronym drops 🤓
- Email us on Hello@FintechDaydreaming.com
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2022-02-0449 minFintech DaydreamingSetting the scene for 2022 with Ron ShevlinWe're back! Season five of our humble podcast kicks off with a snark as Pål Krogdahl and Ville Sintu got to talk to one of the continuously top ranked Fintech voices in the world: Ron Shevlin 💥
Tune in to hear about everything you need to keep an eye on in 2022 in the world of Fintech. And yes, we're still sticking with the bad jokes. You have been warned.
- Email us on Hello@FintechDaydreaming.com
- Fintech Daydreaming home page - https://www.FintechDaydreaming.com
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2022-01-2153 minFintech DaydreamingWhat a year - but what's next?Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu sit down to wrap up 2021 and talk about what the next year will bring to the industry and our listeners.
A big Thank You to our guests and listeners for a fantastic 2021 and we are excited to take everything to the next level in 2022!
- Email us on Hello@FintechDaydreaming.com
- Fintech Daydreaming home page - https://www.FintechDaydreaming.com
- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream
- Fintech Daydreaming on LinkedIn - https://www.l...
2021-12-3122 minFintech DaydreamingBanks and Fintechs on Platform economies with Paolo SironiPaolo Sironi is back with us to talk about his new book “Banks and Fintechs on Platform Economies” and we dive straight into the deep end and never look back in this exiting episode 🤓
We talk about regulated, platform driven, outcome based, contextual, conscious and unconscious banking while casually dropping at least two casino references while doing so. How did we do that? Hit that play button to find out 🎧
Guest: Paolo Sironi, Global Research Leader Banking and Financial Markets | IBM Consulting, Institute for Business Value | Recognised Author, Speaker, Advisor (https://www.linkedin.com/in/thepsironi...
2021-12-1051 minFintech DaydreamingThe Fintechs are coming! Or are they? with Likhit WagleThe fintechs are coming! The fintechs are coming!
Or are they? If you listen to the media it would seem banks have been on the verge of going extinct for as long as we've had online commerce but today in 2021 it would seem not much has changed in the big picture.
We had the privilege of having Likhit Wagle join Pål Krogdahl and Ville Sointu on this episode of Fintech Daydreaming to discuss the global perspective on the dynamics between banks, fintechs and bigtechs. Perhaps the future is here after all - just not e...
2021-11-2650 minFintech DaydreamingTechnosocialism and our future in a digital society with Brett KingWe won’t call it a comeback but we are still proud to have Brett King back in the Fintech Daydreaming studio as our inaugural recurring guest!
His new book "The Rise of Technosocialism" is in stores late November 2021 and we got to ask him all about it. Tune in this time to hear how our hosts Pål Krogdahl and Ville Sointu literally go on a Meta level discussion with Brett.
Guest: Brett King, Author, Futurist, Founder of Moven, Host of Breaking Banks podcast (https://www.linkedin.com/in/brettking/)
- Email us on...
2021-11-1247 minFintech DaydreamingWinning the Fintech race with Joakim Sjöblom and Minna TechnologiesEvery season we at the Fintech Daydreaming kitchen are looking for the freshest and highest quality ingredients to deliver an informative listening experience for our fans.
This time we added some C-level spice to the mix with a subscription management twist as Pål Krogdahl and Ville Sointu were joined by the CEO of Minna Technologies Joakim Sjöblom to tell us all about what it means to build and scale a successful fintech in the Nordics.
Guest: Joakim Sjöblom, CEO & Founder @ Minna Technologies (https://www.linkedin.com/in/sjoblomjoakim/)
- Email us o...
2021-10-2933 minFintech DaydreamingBuy now, Panic later with David HortonBy popular demand we're finally doing an episode dedicated to one of the hottest fintech topics of 2021: Buy now, pay later. Our guest David Horton, the CEO and founder of Thynk Digital, joins Pål Krogdahl and Ville Sointu to tell us all about BNPL and the recently published research by Thynk Digital on the topic.
How does it all work? Is it ethical? Tune in to find out and learn how BNPL solution providers make profits - or losses - and who probably ends up paying for all this 💸🙈
Guest: David Horton, CEO & Founder of Thynk...
2021-10-1547 minFintech DaydreamingDeath to banking products, long live client centricity with Chris VickWhat's the common denominator between Harrods department store, supermarkets, gourmet restaurants, legos and VR glasses?
We're not really sure either! But everything in that list is used as analogies in this episode of our podcast where Pål Krogdahl and Ville Sointu go the extra mile with our guest Chris Vick from Backbase, in trying to connect fintech and banking to things that really have nothing to do with each other. This was way more fun than it sounds like. You have been warned...
Guest: Chris Vick, Director of Global Alliances at BackBase (https://www.l...
2021-10-0143 minFintech DaydreamingAI & Machine Learning - a bank perspective with Mattias FrasIs Artificial Intelligence (AI) a perpetually emerging technology - a mirage in the horizon we will never really reach? Tune in to this fascinating discussion with Nordea Bank's Head of AI Hub Mattias Fras, who joined Ville Sointu and Pål Krogdahl in our virtual Fintech Daydreaming studio to talk about what it means to work with AI and data in a regulated financial institution.
Guest: Mattias Fras, Group Head of AI Hub, Nordea Bank (https://www.linkedin.com/in/mattiasfras/)
Content mentioned in the podcast: EU AI regulatory proposal - https://digital-strategy.ec.europa.eu...
2021-09-1746 minFintech DaydreamingEcosystem Banking and the Platform Economy with Simon TorranceThis time on Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to the author of New Growth Playbook and "Fightback - how to win in the digital economy with platforms, ventures and entrepreneurs" Simon Torrace.
If you are a regular listener, you've probably already heard many times that the future of banking is in platforms, but what does that mean in context of the latest fintech hype: Embedded Finance? If both supply and distribution of banking services is being disrupted, will banks soon be just a dumb pipe? This and more in our fun chat with S...
2021-09-0347 minFintech DaydreamingDeFi and financial science with Nitin GaurDecentralized finance - or DeFi - has been around for a while now, and as we're seeing a lot of activity in this space it was finally time to bring it up as a topic in our podcast!
For this episode, Ville Sointu and Pål Krogdahl are joined by Director of Digital Assets and Financial Sciences at IBM Nitin Gaur, who walks us through the complex landscape of DeFi and what makes it different from traditional finance. Is it all just a giant digital casino, or a real shift in the way financial ecosystems are built? T...
2021-08-2048 minFintech DaydreamingGoing cashless in the era of digital currencies with Richard TurrinSummer vacations are soon done and dealt with in the Nordics and that means Fintech Daydreaming is back for season four of our podcast!
To kick things off Pål Krogdahl and Ville Sointu had a chat with author and consultant Richard Turrin about his new book “Cashless: China's Digital Currency Revolution” and all things digital currencies.
Richard lives and works in China and we respected this dynamic by outsourcing our mandatory fintech joke to him - listen in to see how this decision played out 🙌💥
Guest: Richard Turrin, Author of "Cashless: China's Digital Cur...
2021-08-0652 minFintech DaydreamingTime flies when you are having fun, season three finale.The season three finale is upon us and Ville Sointu virtually sits down with Pål Krogdahl for a debrief: what did we learn, if anything? What were the worst or best jokes and who were the most memorable guests? We also contemplate themes and new features for season four and get to answer some listener questions as we consistently go off on tangents while attempting to keep some structure in the conversation.
Thank you to our listeners for sticking with us for this epic season of Fintech Daydreaming and see you soon for season four!
2021-06-2552 minFintech DaydreamingResponsible computing & the reach for carbon neutrality in Banking with Mark StevensonOur guest in this second to last episode of Fintech Daydreaming for season three, is no other than progressive rock band guitarist, songwriter, author, stand-up comedian and 'reluctant' futurist Mark Stevenson. He has his own wikipedia page (https://en.wikipedia.org/wiki/Mark_Stevenson). Because of course he does.
We kick this episode off with the question - what do we think the future holds for the banking industry seen from an environmental and sustainability perspective when we look at the continued use of emerging technologies to solve some of the pressing issues we h...
2021-06-1156 minFintech DaydreamingData driven clients and embedded finance LIVE with Paolo SironiTune in for some live shenanigans in this week's episode of Fintech Daydreaming. In this episode which was streamed live as part of the annual Nordea Insights Day event, Pål Krogdahl and Ville Sointu were joined by Paolo Sironi who shared insights from his past and future publications on all things embedded finance.
How many technical issues did we encounter in 30 minutes? Did Pål's laptop battery run out before the end? This and much more excitement just behind that play button!
Guest: Paolo Sironi (https://www.linkedin.com/in/thepsironi/)
...
2021-05-2829 minFintech DaydreamingWelcome to the future, Everything as a Service with Dharmesh Mistry.Banks tend to package their services as products. In today's episode of Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to Co-Founder & CEO of AskHomey, Dharmesh Mistry, who takes the product thinking a step further: how are bank products distributed today and in the future? How are they produced in "the factory" and how are banking raw material supply lines shifting?
Hit play, step into yet another whirlwind of nerdy fintech goodness and don't forget to leave us a review if you liked the episode!
Guest: Dharmesh Mistry (h...
2021-05-1451 minFintech DaydreamingData driven enterprise with Boris Bialek from MongoDBJoin us again in this week's episode where Pål Krogdahl and Ville Sointu landed on a more-nerdy-than-usual chat about data infrastructure and its evolution with our guest Boris Bialek. Boris is the Global Head of Enterprise Modernization at MongoDB and gave gave us a fascinating deep dive into the topic.
Guest: Boris Bialek (https://www.linkedin.com/in/bbialek/)
- Email us on Hello@FintechDaydreaming.com
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2021-04-3047 minFintech DaydreamingFinancial literacy with Philip HaglundIn this episode Pål Krogdahl and Ville Sointu have a chat with Philip Haglund, a former professional soccer player turned fintech CEO, whose company Gimi is doing the ever important work of financial education for children by embedding banking services to a smart package that kids understand and prefer to use .
Listen in and find out how we butcher several soccer team names and learn all about what financial inclusion is in practice.
Guest: Philip Haglund (https://www.linkedin.com/in/philip-haglund-a52855b/)
- Email us o...
2021-04-1638 minFintech DaydreamingDo you need a core in a coreless world? with Tam HolmesIn yet another properly fintech-nerdy episode of Fintech Daydreaming, Pål Krogdahl and Ville Sointu had the pleasure to talk to Tam Holmes from 10x.
Hard core 🤟 or no core 🤷♀️ - tune in to hear how 10x sees the evolution of banking infrastructure and most importantly: where does the name 10x come from?
Guest: Tam Holmes (https://www.linkedin.com/in/tam-holmes-8a9496/)
- Email us on Hello@FintechDaydreaming.com
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2021-04-0234 minFintech DaydreamingIdentity is the new NFT with Dave BirchSo good we're almost tempted to create an NFT of this episode!
Dave Birch joined Pål Krogdahl and Ville Sointu from his hometown of Woking to lead a tour of all our favorite topics: digital identity, cryptocurrencies, digital currencies and yes, non-fungible tokens.
Guest: Dave Birch (https://www.linkedin.com/in/dgwbirch/)
Links mentioned in the episode:
- "The future of payments" - Dave's presentation in Mobey Forum June 2010
https://mobeyforum.org/members-area/presentations-archive/2010-jun-helsinki/
- Tulips, steam and decentralised finance
https://blog.dgwbirch.com/?p=1000
- B...
2021-03-1946 minFintech DaydreamingAre the banks dead? Long live banking! with Jim MarousWe continue our high flying fintech superstar series in season three of Fintech Daydreaming with Jim Marous as our guest. Jim is not only a fintech superstar for us nerds in this space but has also featured on several occasions in mainstream media like CNN, CNBC, The Wall Street Journal and New York Times. Obviously his next stop was our podcast.
Join our hosts Pål Krogdahl and Ville Sointu this week for a taste of inappropriate geriatric banker jokes and insightful views into fintechs, bigtechs and financial super apps.
Guest: Jim Marous (https://www.l...
2021-03-0545 minFintech DaydreamingThe past, present and future of trust networks with Richard G BrownSeason three continues with a bang as Pål Krogdahl and Ville Sointu are joined by Richard G Brown, the CTO of R3, for a thought provoking discussion about the past, present and future of Blockchain and Distributed Ledger Technology based trust networks.
Links mentioned in the episode:
R3 Conclave: https://www.r3.com/platform-conclave/
Tesla buys $1.5 billion in bitcoin, plans to accept it as payment:
cnbc.com/2021/02/08/tesla-buys-1point5-billion-in-bitcoin.html
- Email us on Hello@FintechDaydreaming.com
- Fintech Daydreaming home page - https://w...
2021-02-1938 minFintech DaydreamingBack to the Future, Banking 4.0 style with Brett KingSeason three of Fintech Daydreaming continues with a bang as we welcome a true fintech celebrity as our guest: Brett King really needs no introduction and it's safe to say our hosts, Pål Krogdahl and Ville Sointu were just a little bit excited to have a chat with him about everything fintech and emerging technologies.
Guest: Brett King (https://www.linkedin.com/in/brettking/)
Links mentioned in the episode:
https://moven.com/
https://provoke.fm/show/breaking-banks/
https://www.amazon.com/s?k=brett+king
- Email us on H...
2021-02-0548 minFintech DaydreamingMoving forth in financial services: Bank 4.0, Industry 4.0 and the fourth industrial revolutionPål Krogdahl and Ville Sointu are back for season three of Fintech Daydreaming and got off to a great start with our first guest of the season, Johan Hörmark, who is working with strategic business development at SEB's wholesale banking division.
Tune in to check out the new format, and to learn about how banks navigate the future machine economy and how a cargo train almost stopped the fourth industrial revolution (!).
Guest: Johan Hörmark (https://www.linkedin.com/in/johanho/)
Links mentioned in the episode:
https://combient.com/post/on...
2021-01-2234 minFintech DaydreamingDreaming of a white ChristmasYear 2020 is coming to a close and it’s time for the season two finale of Fintech Daydreaming.
in this episode Pål Krogdahl and Ville Sointu sit down in their brand new studio with some Christmas themed beverages and take a look back at past episodes and the journey of how the show has evolved during the year.
We would like to warm heartedly thank all our loyal listeners and the fantastic guests we have had during 2020 for season 1 and 2 of the podcast:
S01:E01 - Hello with Pål and Ville
...
2020-12-1833 minFintech DaydreamingBlockchain DaydreamingIn this episode Pål Krogdahl and Ville Sointu talked to Dr. Keir Finlow-Bates, who is a researcher, author and a real life inventor with a portfolio of patents to his name.
The lineup for this one was two thirds Brits living in Finland, which obviously meant we got to talk about the weather a lot but also covered everything from Bitcoin to Ethereum to DeFI and even a bit about central bank digital currencies.
Guest: Keir Finlow-Bates (https://www.linkedin.com/in/keirf/)
Links mentioned in the episode:
https://www.t...
2020-12-0446 minFintech DaydreamingAnother episode(6) in cloud native core bankingEpisode eight with Episode Six!
Everything from the myth of programmable money to trying to recall quotes from Jack Ma and Bill Gates were on the agenda when Pål Krogdahl and Ville Sointu were joined by Ian Kerr, who is the Regional Director, EMEA at Episode Six (https://episodesix.com).
Guest: Ian Keer, Regional Director, EMEA, Episode Six
(https://www.linkedin.com/in/ianmkerr/)
- Fintech Daydreaming home page - https://www.FintechDaydreaming.com
- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream
...
2020-11-2031 minFintech DaydreamingLIVE episode! To CBDC or not to CBDC, what was the question?In this special episode of Fintech Daydreaming we were recording with a live audience for the very first time in our show's short history. To add to the excitement our fantastic guest Johanna Lybeck from Nordea gave us an economist perspective into central bank digital currencies and more.
Did our hosts, Pål Krogdahl and Ville Sointu make it out of the live recording without major injuries? Did the audience in virtual attendance react to the attempted abysmal banking humor? All this and more in this week's episode.
Guest: Johanna Lybeck, Executive Advisor, Nordea
(h...
2020-11-0631 minFintech DaydreamingData flows and predictable outcomes - making sense of AI in bankingWe are back with episode six of season two of Fintech Daydreaming!
For this chapter in the Fintech Daydreaming saga Pål Krogdahl and Ville Sointu were joined by Rasmus Thomsen from Flowtale, a Danish tech startup focusing on data insights and predictive analytics.
Could we have created an algorithm to predict all the fun things we learned from Rasmus? Probably not. At least not the parts related to controlled detonation of IoT devices. If that didn't make any sense to you at all there's really no option but to listen to this week's episode 💥
2020-10-2338 minFintech DaydreamingClouds on the horizon - navigating banks towards brighter skiesEpisode five of season two is here and we continue our epic streak of C-level executives visiting the show.
Our guest this time is Howard Boville who is currently the Senior Vice President of Hybrid Cloud at IBM and the former CTO at Bank of America where he was among many other things overseeing their transition to a modern cloud infrastructure.
Cloud puns, police sirens (!) and heavy hitting bank IT strategy commentary all wrapped up in a podcast episode hosted as usual by Pål Krogdahl and Ville Sointu - there’s really no reason not...
2020-10-0938 minFintech DaydreamingExtreme Digitisation in Banking, same same but different?Welcome to Fintech Daydreaming Season 2, Episode 4...
An old friend of both Pål Krogdahl and Ville Sointu popped in to have a chat about all things bank digitalization as the former CDO of Nordea and current Chief Transformation Office of Sohar International Ewan MacLeod visited us and shared the story of how he ended up in sunny beaches of Oman.
Tune in to hear Ewan talk about how bank digitalization works in practice and whether or not C-level digital leaders regularly listen to Fintech Daydreaming.
Guest:
Ewan Macleod, Chief Transformation Office, Sohar I...
2020-09-2545 minFintech Daydreaming20 years of bridge building in digital financial servicesWelcome to season 2, episode 3 of Fintech Daydreaming!
In this episode Pål Krogdahl and Ville Sointu had the privilege to talk to Elina Mattila, who is the executive director of Mobey Forum - a non-profit organization that has been part of setting the stage for digital financial services all the way since year 2000.
Join us to find out where the name Mobey comes from, what's the secret ingredient for successful fintech conferences and whether or not Pål successfully lands his joke this time (hint: he doesn't).
Guest:
Elina Mattila, Executive Director, Mo...
2020-09-1332 minFintech DaydreamingMaking dumb money smart - a look at programmable money and digital currencyEpisode 2 of season 2 is here, and in this instalment of Fintech Daydreaming Pål Krogdahl and Ville Sointu catch up with an old - Jack Nikogosian from Aryze to talk about all things smart money, and to return to some old debates Jack and Ville had in 2019 (see the linked YouTube video).
Did we actually agree on anything in this show? Did Jack get a chance to revisit the topics Ville and him debated in 2019? Tune in to find out!
This episode runs a bit longer than usual because we just couldn't stop talking. We h...
2020-08-2853 minFintech DaydreamingThe hip and trendy Fintech scene in FinlandWelcome to episode 5 of Fintech Daydreaming!
In this episode, Pål Krogdahl and Ville Sointu were joined by Janne Salminen, Director of Fintech Farm at HUB13 to discuss the growing Fintech scene in Finland.
Fintech Farm - https://www.helsinkifintech.fi/
Fintech Daydreaming will now be taking a summer vacation, but will be back with a new episode during August. Have a great summer!
Pål Krogdahl | https://www.linkedin.com/in/krogdahl/ | https://twitter.com/paulkrogdahl?lang=en
Ville Sointu | https://www.linkedin.com/in/ville-sointu-54682b/ | https://twitter.com/ville_s?lang=en...
2020-07-0338 min