Shows
The First-Gen CEO Podcast: For First-Gen Women Creating Their Own SuccessPodcast Episode 33: Empowering Latinos Through Real Estate with Violeta SandovalIn this powerful episode, Lucy Ortega interviews inspiring Violeta Sandoval, a first-generation Mexican immigrant, Navy veteran, and founder of @Money_Chisme. Violeta opens up about her incredible journey — from navigating life as an undocumented immigrant for over 20 years to creating a life of financial freedom through real estate investing.With honesty and heart, Violeta shares how her military service opened doors, including access to the VA home loan, which became a stepping stone in building her real estate portfolio. But her story goes far beyond finances — she speaks vulnerably about her personal journey with infertility and how real...2025-04-1942 min
Latino Financial Education, Investing & Wealth Building: MoneyChismeEP87 Break Free From Financial Fear: Create a Sustainable Financial Plan with Nicole StanleyShare Your Thoughts!Nicole Stanley shares her journey from experiencing financial panic attacks to paying off $30,000 in debt with her husband in just 10 months and eventually building a quarter-million-dollar net worth on an average income of $56,000. • Using therapy to address financial anxiety while simultaneously taking financial education courses• Supplemented income through various side hustles like flipping furniture, nannying, and teaching English online• Identifies five types of financial problems: spending, fixed expenses, income, money management, and financial strategy issues• Views financial stress as a positive indicator that there's an opportunity waiting to be discover...2025-03-2527 min
Latino Financial Education, Investing & Wealth Building: MoneyChismeEP86 Prepárate para la Recesión 2025: Protege Tu Dinero y Tu FuturoShare Your Thoughts!Aunque las recesiones son parte natural del ciclo económico, pero las decisiones políticas actuales podrían estar acelerando la llegada de una crisis en 2025. Aprende como proteger tu dinero con estos tips. En este episodio, exploramos estrategias clave para proteger tus finanzas y aprovechar oportunidades incluso en tiempos de crisis:Fondo de emergencia más sólido Aprovecha cuentas de ahorro de alto rendimiento Reduce gastos innecesarios y paga deudas de alto interés Sigue invirtiendo en tiempos de crisis Inversionistas inmobiliarios, prepárense Empresarios, refuercen sus reservas Encuentra oportunidades...2025-03-2023 minLatino Financial Education, Investing & Wealth Building: MoneyChismeEP85: Recession-Proof Your Money: Smart Strategies to Survive & Thrive in Tough TimesShare Your Thoughts!Let's talk about to to prepare for a recession in 2025. With this current administration, the effects of their decisions are having some negative economic impacts. This may lead to a recession. So how do you recession-proof your finances? I break down how to prepare for a potential 2025 recession with practical strategies anyone can implement.I also cover:• Understanding what recessions are and why we might be facing one in 2025• Building a 6-12 month emergency fund in high-yield savings accounts • Identifying unnecessary expenses to cut while building financi...2025-03-1829 min
Latino Financial Education, Investing & Wealth Building: MoneyChismeEP84 How to Use Facebook Ads to Boost Sales and Grow Your Business with Stacy ReedShare Your Thoughts!In this episode we get into how Facebook ads can be a game changer for your business. Stacy Reed, a Facebook ads expert, shares how it can skyrocket your business visibility and drive real sales growth. She reveals the must-know strategies for leveraging paid advertising while maintaining authenticity in your brand presence. Whether you’re a small business owner or entrepreneur this episode will give you actionable insights to elevate your online reach and maximize your ROI.What You'll Learn in This Episode:...2025-03-1145 minLatino Financial Education, Investing & Wealth Building: MoneyChismeEP83 How to Use Debt to Build Wealth (Instead of Fear It!)Share Your Thoughts!Is debt really the enemy? In this episode, I break the myth that all debt is bad and show you how smart borrowing can be a powerful tool for building wealth. Learn how good debt can fuel real estate investments, business growth, and financial freedom when used strategically. What You’ll Learn: Good Debt vs. Bad Debt – What’s the difference and why it mattersHow to Overcome the Fear of Debt and use it to your advantageReal Estate Investing & Rental Income – Leveraging debt for passive incomeTax Benefits of Using Debt Wisel...2025-03-0425 min
Latino Financial Education, Investing & Wealth Building: MoneyChismeEP82 Smart Money Moves: Financial Planning Tips You NEED to Know! with Nadia VanderhallShare Your Thoughts!You may think that financial planning is for those with million dollar net worths, but it is for everyone! Nadia Vanderhall, a financial planner and founder of The Brands and Bands, shows us how financial planning can empower YOU to take control of your financial future through actionable strategies and a shift in perspective on retirement.In this episode we cover:What is financial planning?Why do you need financial planning?Financial Plan basics for beginnersMaking financial planning accessible for allShifting perspectives on retirement as a continual...2025-02-2541 minLatino Financial Education, Investing & Wealth Building: MoneyChismeEP81 Cómo Convertir Tus Deudas en Riqueza: El Secreto del Dinero InteligenteShare Your Thoughts!Cual es la diferencia entre la deuda buena y la deuda mala? Cómo entender esta distinción puede ayudarte a generar riqueza. Hablamos sobre cómo aprovechar estratégicamente la deuda, especialmente a través de la inversión en bienes raíces, y desmitificamos el miedo a pedir préstamos.Temas que discutimos:El estigma de la deuda y cómo cambiar tu mentalidad sobre el dineroDiferencias entre deuda buena vs. deuda mala (y cómo usarlas a tu favor) El impacto de la deuda de...2025-02-2123 minLatino Financial Education, Investing & Wealth Building: MoneyChismeEP80 Property Managers: The Secret to Stress-Free Real Estate InvestingShare Your Thoughts!Should you hire a property manager for your rental properties? My answer is yes! There are so many benefits of having a property manager versus managing the rentals yourself. In this episode I go over:What is a property manager? The legalities of managing your own propertyProperty Management feesThe benefits of hiring a property managerHow to find a good property managerStory of when I dealt with a tenant, that reinforced my decision to hire a property manager. Learn about my Rental Property BootcampJoin the waitlist!...2025-02-1839 min