Shows
Talking Money, ClearlyWhy Your 401k Isn’t Enough — And How Real Wealth Gets BuiltGet the free book here: http://www.the401kwakeupcall.com/bookMost people assume their 401(k) is supposed to handle their entire retirement — but it was never designed to carry the full weight of your financial future. In this episode, I’ll show you what the 401(k) can do incredibly well, where its built-in limits are, and how to build a coordinated approach that actually supports the future you want. This isn’t about maximizing returns or finding the “perfect” account. It’s about shifting from relying on one account to building a simple wealt...
2026-01-2907 minTalking Money, ClearlyI’m Launching a Game Changer in 2026 – Are You ReadyThere’s a lot of negativity online right now — from news cycles to social media doomscrolling — and it’s convincing people that the future is bleak. I don’t buy that. In today’s episode, I’m sharing why I’m choosing to be aggressively optimistic heading into 2026, and how YOU can approach your financial life with clarity, calm, and confidence.If you’re planning for retirement, building long-term wealth, or simply trying to make smart financial decisions in a noisy world… this episode will help you get grounded, stay focused, and move forward with optimism.⸻What...
2025-11-1307 minTalking Money, Clearly3 Major Problems With Your 401(k) (And How to Fix Them)For decades, the 401(k) has been treated as the cornerstone of retirement planning. But what if it’s not the perfect solution we’ve all been told it is?In this episode, I take a closer look at the three biggest downsides of the 401(k)—and why ignoring them could cost you far more than you realize. We’ll unpack how limited access to your own money, restricted investment choices, and the looming “tax time bomb” can all impact your long-term financial freedom.You’ll also learn about new ways to manage your 401(k) more effectively, f...
2025-10-3016 minTalking Money, ClearlyThe Missing Piece Most Financial Plans OverlookThink “tax planning” sounds boring or optional? Think again.In this episode, I unpack why proactive tax planning has become one of the most important—and overlooked—parts of a strong financial plan. You’ll learn how changing tax laws, rising national debt, and evolving IRS rules make this a critical piece of long-term strategy, not just something to think about every April.I’ll also explain how effective tax planning can improve cash flow, reduce lifetime tax liability, and protect your retirement from what I call the “ticking tax time bomb.” We’ll look at real-world exam...
2025-10-2311 minTalking Money, ClearlyThe 401(k) Benefits — The Very Short ListThe 401(k) might be the most common retirement plan in America — but its “benefits” aren’t as impressive as they seem. In this episode, I revisit the traditional 401(k), explain what actually makes it valuable, and why that list is shorter than most people think. You’ll learn how tax-deferred contributions really work, when employer matches can make a difference, and why contribution limits and portability matter for long-term planning.I also break down why the 401(k) still plays a major role in most retirement strategies — even as its weaknesses become more obvious.Next week, we’ll dive i...
2025-10-1606 minTalking Money, ClearlyHow an Accident in 1978 Created the 401(k) — and Changed Retirement ForeverThe 401(k) was never meant to exist — but it changed retirement forever. In this episode, I explain the history of the 401(k), how it started as a small section of the 1978 Revenue Act, and the story of Ted Benna — the man who saw an opportunity that reshaped the American retirement system. You’ll learn how pensions began to fail, why companies moved away from guaranteed benefits, and how the 401(k) became the backbone of retirement for millions of workers today.👉 Subscribe for clear, practical advice on investing, retirement, tax planning, and building lasting wealth.Chapters🕓00:00...
2025-10-0910 minTalking Money, ClearlyWhy Your 401(k) Needs a Self Directed Brokerage AccountRetirement as we know it is actually a very new idea. From the early days of Social Security to company pensions and now the 401k, the system has changed a lot - but not always for the better. In this episode, I explain why the modern 401k isn’t living up to its potential, what limitations most employees face, and how a self-directed brokerage account (SDBA) can open up better investment options. You’ll learn the history of retirement plans, why preset funds may not be serving you, and how using an SDBA can help you take more control of y...
2025-10-0211 minTalking Money, ClearlyAngel Studios Goes Public — A Victory for Everyday InvestorsAngel Studios has been in the spotlight for its Regulation A offering — a way for everyday investors to put money into a company they believe in. While other Reg A offerings, like Picasso, have struggled to raise funds, Angel Studios hit their goal and recently took the next big step: going public through a SPAC merger with Southport Acquisition Corporation. In this episode, I walk through how the Regulation A investment converted into tradable shares, what early price swings have looked like, and what this means for those who invested. You’ll learn the risks and rewards of investing thro...
2025-09-2506 minTalking Money, ClearlyThe 401k Secret Wall Street Hopes You Never FindMost people think a 401k limits them to a small list of mutual funds and target-date options — but that’s not the whole story. In this episode, I explain how a self-directed brokerage account (SDBA) can expand your 401k investment options, give you greater flexibility, and put more control in your hands. You’ll learn what an SDBA is, why less than 5% of employees use it, and how it can become a powerful tool for smarter retirement planning and long-term investing.👉 Subscribe for clear, practical advice on investing, retirement, tax planning, and building lasting wealth.Chapters🕓...
2025-09-1809 minTalking Money, ClearlyThe Lie Behind ‘The Next Big Thing’Investors are constantly told to chase the “next big thing” — whether it’s Bitcoin, AI, or the latest hot stock. In this episode, I break down why that mindset leads to bad decisions and unnecessary anxiety. Instead of falling for hype and comparison, learn how to stick to your own financial path and build lasting wealth with clarity and confidence.👉 Subscribe for clear, practical advice on investing, retirement, tax planning, and building lasting wealth.Chapters🕓00:00 - Scotland Golf Trip & Bucket List Courses00:37 - The Feeling of Sonder Explained01:39 - Why Sonder Can Be Terrifying...
2025-09-1109 minTalking Money, ClearlyAngel Studios' $220 Investment EXPOSEDInvestment isn’t just about stocks - it can mean IPOs, SPACs, or the new wave of Regulation A offerings. In this episode, I break down how these capital-raising methods work, why Regulation A is gaining traction, and the hidden risks investors need to know. From slick marketing to limited liquidity, I show why awareness is critical before buying into the hype.👉 Subscribe for clear, practical advice on investing, retirement, tax planning, and building lasting wealth.Chapters🕓00:00 - What does “investment” really mean?00:52 - Why regulation became necessary after 192901:39 - IPOs explained: How companie...
2025-09-0413 minTalking Money, ClearlyBatman and Financial Predictions: Heroes or Villains?Financial “gurus” love making bold crash predictions — but they’re almost always wrong. In this episode, I break down the track records of Robert Kiyosaki and Harry Dent, exposing the harm caused by constant doom-and-gloom forecasting. Instead of chasing predictions, learn why long-term, evidence-based investing is the only strategy that works.👉 Subscribe for clear, practical advice on investing, retirement, tax planning, and building lasting wealth.https://www.kiplinger.com/taxes/tax-deduction-change-for-those-over-65Chapters🕓00:00 - Intro00:42 - Why predictions are harmful01:13 - Predictions should be illegal01:31 - Robert Kiyosaki’s rise02:53 - Kiyo...
2025-08-2713 minTalking Money, ClearlyThe Truth About Wall Street: Protecting Your Financial FutureIn this episode, I break down the investment philosophy we stand behind—why stock picking doesn’t work, why market timing is a lie, and what actually builds wealth.I’ll also unpack a big tax update for retirees and share why this show has a new name (Talking Money, Clearly) and an even louder purpose moving forward.👉 Subscribe for clear, practical advice on investing, retirement, tax planning, and building lasting wealth.https://www.kiplinger.com/taxes/tax-deduction-change-for-those-over-65Chapters🕓00:00 - Why I’m Fired Up About Investing00:27 - Mark Matson: The Lo...
2025-08-2112 minTalking Money, Clearly5 Months Left - Are You Ready to Finish the Year Strong?In this episode of the Wealth Wise Women Podcast, we dive into the importance of taking stock of your year as we move into the final five months. Whether you’ve celebrated wins, weathered uncertainty, or faced challenges, now is the perfect time to reflect on what’s gone well and what you can still accomplish before year-end.🌟 Get your free kit: Visit https://moneyandclarity.com and claim yours today — we even cover shipping!📅 Book a call: https://go.oncehub.com/visitMC👉 Subscribe for more financial empowerment tips for women, estate planning, retirement strategies, and more.
2025-07-3106 minTalking Money, ClearlyBills, Bubbles, and BetsIn this episode of the Wealth Wise Women Podcast, we examine the market’s recovery since the March 2025 tariff-driven drop and the media’s role in shaping investor sentiment. We discuss signs of a possible bubble in AI-related stocks and compare current trends to the dot-com era. A personal reverse ETF position on Nvidia serves as a case study in market speculation. The episode reinforces the importance of having a long-term plan that can weather volatility and uncertainty.🌟 Get your free kit: Visit https://moneyandclarity.com and claim yours today — we even cover shipping!📅 Book a call...
2025-07-2414 minTalking Money, ClearlyMoney & Emotions: How Women Take Back ControlWelcome back to the Wealth Wise Women Podcast! In this episode, we’re diving deep into the emotional and societal landscape of women and spending. Why are women more likely to overspend emotionally than men? How does capitalism fuel our financial behaviors? And most importantly, how can YOU regain control over your finances?🌟 Get your free kit: Visit https://moneyandclarity.com and claim yours today — we even cover shipping!📅 Book a call: https://go.oncehub.com/visitMC👉 Subscribe for more financial empowerment tips for women, estate planning, retirement strategies, and more.
2025-07-1713 minTalking Money, ClearlyWhy Your Brain Is Sabotaging Your Financial FutureMost of us aren’t wired to think long-term — especially when it comes to money. In this episode of the Wealth Wise Women Podcast, we break down why your brain naturally craves instant gratification, how society fuels the “buy now” mindset, and why women must be extra intentional about planning for their financial future.🌟 Get your free kit: Visit https://moneyandclarity.com and claim yours today — we even cover shipping!📅 Book a call: https://go.oncehub.com/visitMC👉 Subscribe for more financial empowerment tips for women, estate planning, retirement strategies, and more.Chapters🕓00:00...
2025-07-1012 minTalking Money, ClearlyThe Ultimate Financial Empowerment Kit for WomenAre you ready to take charge of your financial journey? In this episode of Wealth Wise Woman, discover our brand-new FREE Financial Empowerment Kit for Women — packed with practical guides like Suddenly Single: A Widow’s Guide to a Secure Retirement and Suddenly Single: A Divorced Woman’s Guide to a Secure Financial Future.No matter your relationship status, these resources are designed to help every woman plan for long-term security and independence. Plus, learn the 9 essential questions you must ask any financial advisor to protect your wealth and make informed decisions.🌟 Get your free kit: Visi...
2025-07-0310 minTalking Money, ClearlySocial Security Cuts Coming Sooner Than You ThinkThe Social Security crisis is no longer a distant problem—it’s arriving in 2034, a full year earlier than expected. In this Wealth Wise Women Podcast episode, we break down the truth behind recent headlines, the bills in Congress that claim to offer solutions (but few really do), and what women specifically need to know as longer life expectancies and spousal benefits increase their risk. This is a must-listen episode for anyone planning for retirement.Chapters🕓00:00 - Intro00:47 - The Headline That Changes Everything01:44 - Why Social Security’s Depletion Date Moved Up02:00 - Why Wom...
2025-06-2612 minTalking Money, ClearlyWhy Chasing Early Retirement Could Backfire (And What to Do Instead)Is the FIRE (Financial Independence, Retire Early) movement truly the golden ticket to freedom—or just another financial fad?In this episode of the Wealth Wise Woman Podcast, I challenge the mainstream narrative around FIRE. While the dream of retiring at 35 sounds incredible, the math doesn’t always add up. From unrealistic savings goals to the emotional toll of isolation and identity loss, this deep dive explores the side of FIRE few are talking about.I’m not here to bash FIRE entirely—it has its merits. But most people need a more flexible, balanced approach...
2025-06-1913 minTalking Money, ClearlyMoney Myths Exposed: 5 Finance Lies You Need to Stop BelievingReady to bust the biggest personal finance myths holding you back? In this episode, we tackle common money myths about debt, budgeting, investing, and more. Discover the truth behind these myths and get practical, actionable insights to help you build wealth with confidence. Whether you’re just starting your financial journey or looking to sharpen your money skills, this episode is packed with clarity and real-world advice.Chapters🕓00:00 - Intro00:47 - Myth-Busting Your Money Mindset01:21 - Myth #1: All Debt Is Bad—What’s Really True?03:11 - Myth #2: Budgeting Means No Fun—Why This Is Wrong
2025-06-1209 minTalking Money, ClearlyStop Losing Money: The Real Cost of Procrastinating with Your FinancesAre you struggling with financial procrastination? In this episode, we break down why financial procrastination is so common, how it quietly sabotages your wealth, and what you can do to overcome it. Learn simple, proven strategies to beat financial procrastination and start building real financial momentum today.Chapters🕓00:00 - Intro00:47 - Why We Procrastinate with Money01:20 - Overwhelm, Perfectionism, and Fear03:29 - The Real Cost: Lost Time and Missed Growth04:38 - How to Break the Cycle: Step One—Acknowledge Where You Are05:36 - Step Two: Get Organized and Assess Your Finances0...
2025-06-0413 minTalking Money, ClearlyFour Ways to Boost Your Money ConfidenceReady to boost your money confidence? In this episode, we break down the real reasons behind the financial confidence gap and share four practical steps to help you build money confidence, no matter where you’re starting from. Discover why money confidence matters and how you can take action today to feel more empowered with your finances. Join the conversation and start your journey toward lasting money confidence!For the most current information and financial news, please subscribe to my FREE newsletter: https://mcwealthwisewomen.substack.com
2025-05-2915 minTalking Money, ClearlyWhy Even Smart People Fall for Money Traps in 2025 (and How to Break Free)For the most current information and financial news, please subscribe to my FREE newsletter: https://mcwealthwisewomen.substack.comSocial media is full of money traps that can distort our sense of financial reality and push us into unnecessary spending. In this episode, we break down the concept of money dysmorphia and how money traps like "buy now, pay later" schemes can lead to long-term debt and financial stress. Learn how to spot and avoid these money traps, set healthy boundaries, and build a financial plan that works for you-not for the highlight reels of others. Take control...
2025-05-2211 minTalking Money, ClearlyThe 2025 Investor’s Guide to Riding Out Volatility Without PanicFor the most current information and financial news, please subscribe to my FREE newsletter: https://mcwealthwisewomen.substack.comIn this episode, we dive into the psychology of investing and why understanding your emotions is essential for any investor. Discover how market volatility, media noise, and anxiety can impact your decisions-and how a disciplined approach is the true investors guide to long-term success. If you’re seeking reassurance and clarity in your financial journey, this episode serves as your trusted investors guide to navigating uncertainty and staying focused on your goals.Chapters🕓00:00 - Intro00:50 - Mon...
2025-05-1511 minTalking Money, Clearly7 Money Moves to Spring Clean Your Finances in 2025In this episode, we dive into the importance of financial spring cleaning and how it can help you stay organized and secure throughout the year. Learn seven essential steps for effective financial spring cleaning, from reviewing and consolidating accounts to updating beneficiaries and checking your credit reports. Discover why financial spring cleaning isn’t just about tidying up your finances, but also about protecting yourself from fraud and ensuring your estate plans are up to date. Don’t miss these expert tips to make your financial spring cleaning a simple and rewarding annual habit!For...
2025-05-0810 minTalking Money, ClearlyThe Rise of AI Powered Investment Scams: Don’t Fall for the HypeIn this episode, we dive into the alarming rise of AI investment scams and how artificial intelligence is making financial fraud more convincing than ever. Learn how scammers use AI-generated content to create fake investment opportunities, build trust, and ultimately steal from unsuspecting victims. We break down real-world examples of AI investment scams, offer tips on how to spot them, and stress the importance of getting a second opinion before making any financial decisions. Stay informed and protect yourself from AI investment scams by understanding the latest tactics and red flags.For the most current i...
2025-05-0112 minTalking Money, ClearlyThe Evolution of Financial PredatorsFor the most current information financial news, please subscribe to my FREE newsletter: https://mcwealthwisewomen.substack.comUncover the dangerous world of "mini IPOs" where financial predators use legal loopholes to access your hard-earned money with minimal oversight. Learn how to identify these financial predators through their deceptive marketing tactics, like Picasso's claim of being "not subject to market volatility" while carrying even higher risk than public investments. Protect yourself and your loved ones from sophisticated schemes as we analyze real examples of how these financial predators operate in plain sight through misleading newsletter advertisements a...
2025-04-2315 minTalking Money, ClearlyProtecting Your Lifetime Savings: The Full Truth About Medicaid Asset ProtectionAre you concerned about protecting your assets from the high costs of long-term care? In this episode, we dive deep into Medicaid asset protection, explaining how Medicaid asset protection trusts work, their benefits, and the potential pitfalls you need to know. Learn why Medicaid asset protection is a hot topic among attorneys and discover key considerations before making any decisions. Don’t miss this essential guide to Medicaid asset protection and long-term care planning.For the most current information financial news, please subscribe to my FREE newsletter: https://mcwealthwisewomen.substack.com
2025-04-1711 minTalking Money, ClearlyUnderstanding Tariffs: The Short-Term Pain and Long-Term Gain for Women Investors**Disclaimer**: Please note that since the time of filming, the Trump administration has largely pulled back on implementing tariffs on countries other than China. This video reflects the economic landscape and proposed policies at the time of recording. For the most current information on tariffs, please subscribe to my FREE newsletter: https://mcwealthwisewomen.substack.comUnpack the complexities of the 2025 tariff strategy and its impact on global markets, interest rates, and U.S. debt refinancing. In this episode, we explore how the administration's bold moves aim to reshape the geopolitical landscape while driving domestic growth and generating...
2025-04-1014 minTalking Money, ClearlyNavigating Market Uncertainty: Tariffs, Doge Cuts, and Your Financial FutureWes Cuprill, CFP®, unpacks the recent market turmoil caused by tariffs and government spending cuts (the “DOGE Cuts”) and what it means for your financial future. Learn why women planning for retirement shouldn't panic, how diversification protects you during uncertain times, and why speculation is not a strategy. Plus, discover how a solid financial plan brings peace of mind—no matter what the headlines say.
2025-04-0312 minTalking Money, ClearlyThe Truth About Financial Influencers: What You Need to KnowIn this episode of the Wealth Wise Women Podcast, certified financial planner Wes Cuprill dives into the world of financial influencers and the noise they create in the personal finance space. Wes shares his recent experience of downloading Instagram, a platform he had previously avoided, and how it opened his eyes to the overwhelming amount of advice available online. While social media has democratized financial education, it has also led to conflicting messages that can confuse and mislead individuals trying to grow their wealth.Wes emphasizes the importance of filtering through the noise and understanding w...
2025-03-2015 minTalking Money, ClearlyHere's Why I'm NOT Panicking About the Market SelloffFinancial advisor Wes Cuprill explains why you should not panic about market selloff, sharing evidence-based insights on how proper financial planning is designed to weather short-term volatility. Learn why experienced professionals do not panic about market selloff, with practical advice for both young investors and those approaching retirement during uncertain economic times. This episode of Wealth Wise Women Podcast provides the perspective you need to not panic about market selloff, offering specific strategies to maintain financial peace of mind when others are selling.Free Newsletter: mcwealthwisewomen.substack.comLike what you he...
2025-03-1308 minTalking Money, ClearlyBeyond Retirement: Essential Conversations About Long-Term Care and Family PlanningJoin us on the Wealth Wise Women Podcast with our special guest Tank, the French bulldog! In this eye-opening episode, we explore why traditional retirement planning at 65 no longer works with today's extended lifespans. Women especially face unique challenges as primary caregivers while needing to fund potentially 30+ years of retirement. This isn't just financial planning—it's the conversation your family needs now to prevent future stress and uncertainty. We break down why standardized approaches fail and how to structure the conversation your family needs now about aging with dignity. Whether you're approaching retirement or have aging parents, thi...
2025-03-0617 minTalking Money, ClearlyDecoding Market Moves: What Jamie Dimon and Warren Buffett Really Mean for Your InvestmentsWhat are Jamie Dimon and Warren Buffett doing? In this episode, Wes breaks down the recent headlines about Jamie Dimon selling millions in Chase stock and Warren Buffett sitting on a massive $334 billion cash pile. What Jamie Dimon and Warren Buffett are doing with their money might not be the market crash warning many headlines suggest - Wes explains the likely reasons behind these moves and why financial media loves to stoke fear. If you've been watching the news and asking yourself, "what are Jamie Dimon and Warren Buffett doing?" and what it means for yo...
2025-02-2713 minTalking Money, ClearlyHow to Design Your Perfect Retirement with Corinne AumanIn this insightful episode of the WWW Podcast, Wes sits down with Dr. Corinne Auman, a gerontologist dedicated to guiding individuals and families through the aging process. Corinne shares her unique perspective on not only planning for older adulthood but also embracing it with positivity. Discover how proactive planning can transform the experience of aging, as she discusses common misconceptions and the importance of having open conversations about care needs.What You’ll Learn:✔️ Strategies for fostering a positive mindset towards aging✔️ The critical role of planning for long-term care✔️ How to...
2025-02-2032 minTalking Money, ClearlyHow to ACTUALLY Retire Early: Wisdom from Someone Who Made It HappenIn this eye-opening interview, discover how Pam went from data entry operator to early retiree through patient investing and smart company benefits - learn how to actually retire early without get-rich-quick schemes or six-figure salaries. Find out the exact strategies she used, common retirement mistakes to avoid, and how to actually retire early by maximizing your employer benefits, managing company stock, and making the most of catch-up contributions, plus her candid advice on what she wishes she'd done differently.Chapters🕓00:00 - Intro00:24 - Introducing Pam Weisbrod01:01 - Interview pt 109:11 - Sponsor10:13 - Int...
2025-02-1322 minTalking Money, ClearlyMoney, Mindset, and Financial Planning: An Interview with Carrie BradleyIn this episode of Wealth Wise Women, Wes Cuprill sits down with Carrie Bradley, a mindset and strategy coach dedicated to empowering women financially. Carrie shares her personal journey of overcoming financial obstacles and how she built a $700K net worth through investing, venture capitalism, and real estate.💡 What You’ll Learn:✔️ How to shift from financial fear to empowerment✔️ The power of negotiation in salary and wealth-building✔️ Smart investing strategies for long-term success✔️ Why financial education is key to independenceCarrie has helped hundreds of women...
2025-02-0635 minTalking Money, ClearlyWhat Happens When Social Security Runs Out?In this podcast episode, financial advisor Wes Capri discusses how Social Security is projected to run out by 2033-2035, and explores potential government solutions and personal planning strategies.Chapters🕓00:00 - Intro00:19 - SS Trust Fund Depletion03:00 - Sponsor04:03 - What Can the Govt Do?05:52 - What Can You Do?07:35 - Final Thoughts________Like what you heard? Listen to more episodes here: https://podcasts.apple.com/us/podcast/wealth-wise-women-podcast/id1768763274Follow us on Instagram: https://www.instagram.com/moneyandclarityEnjoying Wealth Wise Women? Show your sup...
2025-01-3008 minTalking Money, ClearlyWhat New Regulations Mean for Your Crypto InvestmentsIn this episode, financial advisor Wes Cuprill dives deep into the crazy world of cryptocurrency, exploring its mind-boggling volatility and the potential regulatory changes on the horizon. He breaks down why crypto might be more like gambling than investing, while still remaining curious about its future potential.Chapters🕓00:00 - Intro00:14 - Welcome00:34 - Crypto Regulation01:45 - SEC Taskforce02:38 - Skepticism02:57 - Stability and Volatility05:01 - Standard Deviation06:10 - Sponsor07:12 - Revaluation07:55 - SEC Regulation08:47 - Crypto Bias09:33 - Historical Over-Hype10:04 - Correction and Stabilization
2025-01-2311 minTalking Money, ClearlyThis "Boring" Tax Strategy Could Make You Rich in RetirementWant to pay less in taxes? Smart tax planning isn't just about filing - it's about strategically timing your income and investments to keep more money in your pocket, especially with Social Security changes on the horizon and Medicare premiums to think about.Chapters🕓00:00 - Intro00:13 - Tax Planning02:54 - Importance of Tax Planning03:46 - Sponsor04:49 - How To Tax Plan06:56 - Conclusion________Like what you heard? Listen to more episodes here: https://podcasts.apple.com/us/podcast/wealth-wise-women-podcast/id1768763274Follow us on Instagram: https://www.ins...
2025-01-1608 minTalking Money, ClearlyHow Does the Social Security Fairness Act Impact Your Financial Future?Host Wes Cuprill explains how the new Social Security Fairness Act impacts government and public sector retirees. Learn how the elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could increase your retirement benefits.Key Points+ Public sector workers can now receive full Social Security benefits alongside their government pensions+ Important for teachers and others who held multiple jobs throughout their careers+ Wait for official guidance before making financial changes+ Consider consulting a financial advisor to optimize retirement strategyContact Money and Clarity: 513-563-7526 | visitwithmc.com
2025-01-1007 min
The Boomer Woman’s PodcastFinancial Planning for "Suddenly Single" Women with Wes CuprillWes Cuprill is a financial advisor with a mission to empower women to take control of their financial futures. With a deep understanding of the unique financial challenges women face, Wes provides holistic and tailored advice, especially to those navigating difficult transitions, such as divorce or the loss of a spouse.
In this episode, Wes discusses:
How, traditionally, women were kept out of investing conversations
Why women’s goals are more the intangibles
What to look for in an advisor
What makes retirement planning for women distinct from men
Mistakes women might make when planning for re...
2024-12-1956 minTalking Money, ClearlyCould One Conversation Change Everything About Your Finances?In this insightful episode of the Wealth Wise Women Podcast, host Wes Cuprill dives into the often-taboo topic of discussing personal finance openly. Broadcasting from his home office, Wes explores a recent Kiplinger article that sheds light on the consequences of not talking about money, especially for women. With eye-opening statistics, he emphasizes the importance of financial education and encourages listeners to break the silence around money matters.Wes shares practical tips on how to make financial conversations less daunting, starting with open discussions between spouses. He stresses the need for both partners to be informed about...
2024-12-1911 minTalking Money, ClearlyWant to Take Control of Your Financial Future in 2025?Are you ready to take charge of your financial future? In this eye-opening episode of Wealth Wise Women, host Wes Cuprill breaks down the critical steps everyone needs to take before 2025.Chapter Markers: [00:00] The Wake-Up Call: Retirement Savings Reality [03:15] Insurance 101: Protecting Your Financial Foundation [07:30] Compound Interest: Your Secret Wealth Weapon [12:45] Budgeting Hacks: Finding Money You Didn't Know You Had [18:20] Breaking Barriers: Women's Economic Empowerment [22:00] Your 2025 Financial RoadmapDiscover the shocking truth about retirement savings, learn how even $20 can transform your financial landscape, and uncover practical strategies to maximi...
2024-12-1207 minTalking Money, ClearlyHow Can Women Navigate Speculative Bubbles in Investing?In this episode of the Wealth Wise Women Podcast, Wes Cuprill tackles the skepticism surrounding the financial markets and the importance of financial education, especially for women. Building on last week's discussion about the disparity in financial advice given to women, Wes delves into historical market trends, speculative bubbles, and the role of Wall Street in shaping financial perceptions. Discover why it's essential to educate yourself, seek professional advice, and engage in open conversations about money to overcome the distrust in the system. Learn about the significance of understanding market theories, the impact of speculative...
2024-12-0518 minTalking Money, ClearlyAre Financial Advisors Giving Women the Short End of the Stick?Dive into the latest research revealing critical insights about financial advising practices. In this episode, Wes Cuprill breaks down a groundbreaking study from the American Finance Association that exposes significant biases in how financial advisors serve different genders. Learn why women often receive suboptimal financial advice, what questions to ask when choosing an advisor, and why the fiduciary standard matters more than ever. This eye-opening episode will help you navigate the complex world of financial planning with confidence.________Study mentioned in the episode: https://drive.google.com...
2024-11-2911 minTalking Money, ClearlyHow Can Widows Secure Their Financial Future in Uncertain Times?In this episode of the Wealth Wise Women Podcast, host Wes Cuprill delves into the crucial topic of financial planning for widows, inspired by personal family experiences and the startling statistics surrounding widowhood. Building on the "Suddenly Single" series, Wes introduces "A Widow's Guide to a Secure Retirement," highlighting the unique financial challenges faced by widows and the importance of having a robust plan in place.Discover why the average age of widowhood is a surprisingly young 59, and explore the implications of this reality. Wes discusses the misconception that Social Security is sufficient for retirement ne...
2024-11-2110 min