Shows
The Payments Perspective by WespayCash in Transit and Smart Safes with Joe Wentzell from National Secure TransportIn this episode of the Payments Perspective Podcast, Connie LaChance, Vice President of Education & Events at Wespay, speaks with Joe Wentzell, Vice President at National Secure Transport, about the intricacies of cash in transit (CIT) services. They explore the importance of secure cash transportation for various cash-intensive businesses, including the cannabis industry, and discuss the role of smart safes and cash recyclers in enhancing cash management. The conversation also delves into the relationship between financial institutions and CIT providers, regulatory considerations, and the growing demand for these services in the evolving payments landscape.For...
2025-08-1520 minThe Payments Perspective by WespayArtificial Intelligence and Payments with MentorMate (Part 2)Join host Jeff Duffy and guest Chris VanHuysse from MentorMate for the second installment of the Payments Perspective Podcast series, where they dive deeper into therapidly evolving world of Artificial Intelligence (AI). This episode addresses critical questions about the ethics and safety of AI. Tune in to discover how AI can become a true differentiator and learn about approaches that blend technical expertise with behavioral design principles to create ethical, effective solutions for people and businesses alike. Learn more about MentorMate’s philosophy and solutions: mentormate.comInterested in becoming a Wespa...
2025-07-3117 minThe Payments Perspective by WespayArtificial Intelligence and Payments with MentorMate (Part 1)In part one of this two-part Payments Perspective Podcast series, host Jeff Duffy welcomes Chris VanHuysse from MentorMate for an insightful conversation on the expanding influence of Artificial Intelligence (AI). As AI becomes integral to industries worldwide, questions surrounding its safety and compliance grow increasingly urgent. The technology has been on the market for a while, yet the regulations around AI are still forming. It leads to natural uncertainty in how financial institutions should treat AI and integrate it into their operations and customer relations. Learn more about MentorMate’s philosophy and solutions: mentormate.com
2025-07-3130 minThe Payments Perspective by WespayIntro to Crypto, Part 2In this second episode a two-part series of the Payments Perspective Podcast, Jim Petkovits, Vice President of Education & Events at Wespay, welcomes back Dan Wood from Pillsbury Law to unpack the GENIUS Act—a new bill aimed at regulating payment stablecoins in the United States. They explore how the Act could create a safer, more stable framework for digital currency, its potential impact on cross-border payments, and how it fits with existing laws like BSA and OFAC. Dan also shares what financial institutions should know before engaging in crypto services.For mo...
2025-06-3018 minThe Payments Perspective by WespayIntro to Crypto, Part 1In this first episode of a two-part series, host Jim Petkovits, Vice President of Education & Events at Wespay, sits down with Dan Wood, Counsel at Pillsbury Law, and together they break down the foundational concepts of cryptocurrency, blockchain, digital currency, and distributed ledgers—cutting through the jargon to help you understand what really matters. Whether you're new to crypto or just looking to sharpen your understanding, this episode lays a strong foundation in a rapidly evolving landscape.For more information about Dan at Pillsbury Law, please visit https://www.pillsburylaw.com/en/lawyers/daniel-wood.ht...
2025-06-1620 minThe Payments Perspective by WespayHuman TraffickingIn this episode, Jim Petkovits, Vice President of Education at Wespay, sits down with Jerry Adona, CTP and Senior Solutions Consultant at Alkami, to explore how financial institutions can help combat human trafficking. From leveraging KYC and data analytics, to spotting red flags and trusting your “Spidey Senses,” Jerry shares actionable insights on how banks and credit unions can be the first line of defense against one of the world’s most devastating crimes, in this must-listen episode for financial professionals committed to protecting their institutions and communities. Find the resource from FinCEN that Jerry suggest...
2025-05-3022 minThe Payments Perspective by WespayWespay SymposiumIn this episode of the Payments Perspective Podcast, host Carmen Murphy takes a look at the annual Wespay Payments Symposium, as she sits down with Wespay staff members Kim Bickford and Angie Smith to uncover what makes this event a must-attend for payments professional. Plus, hear firsthand experiences from a Symposium vendor, FPS Gold, a first-time attendee, and a longtime participant as they share what keeps them coming back year after year.Ready to join the conversation? Register for the Wespay Payments Symposium here: Wespay Payments Symposium.Interested in...
2025-05-1624 minThe Payments Perspective by WespayCannabis BankingIn this episode, Jim Petkovits, Vice President of Education at Wespay, sits down with Erin O'Donnell, co-founder of the Association for Cannabis Banking (ACB), to unpack the evolving world of cannabis banking. As cannabis legalization grows, financial institutions face both risks and opportunities in serving this high-risk industry. Join us as we break down compliance challenges, fintech innovations, and why cash is still dominant. We cover best practices, the evolving regulatory landscape, and what the SAFE and SAFER Acts could mean for the future of cannabis banking. Check the episode description for a link to E...
2025-04-3016 minThe Payments Perspective by WespayEmerging Leaders in PaymentsIn this episode, Jeff Duffy is joined by special guests to dive into Wespay’s Emerging Leaders in Payments Program, a career-developing opportunity for the next generation of payments leaders that is offered only to Wespay members. Hear firsthand from past and current participants as they reflect on their experiences, the skills they gained, and how the program helped shape their professional journeys. Find out why this opportunity may be the perfect fit for you or someone that you know. Check our website for when applications should be submitted https://www.mywespay.org/public/s/emergingleaderspaymentsprogram If...
2025-04-1527 minThe Payments Perspective by WespayNavigating Financial Fraud: Expert Advice on Scams and ProtectionIn this episode of the Payments Perspective Podcast, Jeff Duffy sits down with Robert Mascio, Director of the FINRA Investor Education Foundation, to delve into the world of financial fraud and scams. They discuss common types of fraud and scam tactics, how to identify them, and what steps consumers can take to protect themselves. Rob also shares several valuable resources to support consumers who have been affected by fraud:FINRA – www.FINRA.org/investorsFINRA Helpline – 844-574-3577 FINRA Foundation – www.Finrafoundation.org/fraudfighterFBI Internet Crime Complai...
2025-03-2817 minThe Payments Perspective by WespayA Conversation with Menekse GencerIn today's episode of the Payments Perspective Podcast, we introduce the new President and CEO of Wespay, Menekse Gencer. Menekse shares her extensive experience in the payments industry and her vision for Wespay in the rapidly evolving world of instant payments. Join Connie LaChance and Menekse Gencer as they reflect on the evolution of the payments industry and discuss how Wespay can support its members in navigating these changes. If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
2025-03-1427 minThe Payments Perspective by WespayPayments and GovernmentIn today’s episode of the Payments Perspective Podcast, host Jim Petkovits welcomes Bill Sullivan, Associate Managing Director of Government and Industry Relations at Nacha, for an in-depth discussion on payments and the government.Topics covered in this episode include:Nacha's role in payments and the governmentThe potential impact of changes in Congress on banking and payment-related committeesThe future and potential impact of the CFP and Open BankingBill Sullivan also delves into the topic of “Debanking” and shares this link for more information: CongressInvestigates Debanking, Reintroduces (Un)Fair Access...
2025-02-2830 minThe Payments Perspective by WespayA History of ACHIn today's episode of the Payments Perspective Podcast, the Wespay Education team dives into a fun and occasionally humorous exploration of the history of the ACH network. From its inception with SCOPE in 1968, through the pioneering Wespay (CACHA) network—the Nation’s first ACH Network—past the era of Same Day ACH, and right up to thelatest rules for RDFI Credit Fraud Monitoring effective in 2026, we cover it all, and add in a few of our own pointless facts along the way.If you are interested in becoming a Wespay Member, moreinformation can be found...
2025-02-1420 minThe Payments Perspective by WespayForeign Exchange (FX) and PaymentsInternational payments and foreign exchange (FX) add a
unique layer of complexity to any payment transaction. On this episode of the Payments Perspective Podcast, Carmen Murphy, Vice President of Education and Events with Wespay, sits down with Dr. John Min, the self-proclaimed “Chief Nerdy Economist” at Monex, to demystify this intricate subject and shed light on topics like ISO 20022, understanding exchange rates, and generating revenue
with international payments. (By the way if you are watching the video feed, keep an eye out for their special surprise guest, Arnie, who is also determined to learn about FX from Dr. Min.)
2025-01-3130 minThe Payments Perspective by WespayA Conversation with Bill SchochIn today's episode of the Payments Perspective Podcast, we take a trip down memory lane as we get ready to usher in a new era at Wespay. Join Carmen Murphy and Bill Schoch as they reflect on his tenure at Wespay, the evolution of the payments industry, and how Wespay has supported its members in navigating these changes.
If you are interested in becoming a Wespay Member, more
information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
2025-01-1732 minThe Payments Perspective by Wespay1033 Open Banking and PaymentsIn this episode of the Payments Perspective Podcast, Connie LaChance, VP of Education and Events at Wespay, and Mark Dixon, Senior Consultant at Nacha, delve into the significance of 1033 Open Banking and its profound impact on the payments industry. Enacted under Section 1033 of the Dodd-Frank Act, this regulation is revolutionizing how we access and share financial data, promising greater customer empowerment and fostering the latest fintech advancements. Connie and Mark will explore this topic from the payments perspective, addressing critical issues faced by financial institutions, such as data security.
If you would like to...
2024-12-2016 minThe Payments Perspective by WespayExploring the impact of Remote Deposit Capture (RDC) on financial institutions and their account holdersIn this episode, Jeff Duffy and James Bi from OrboGraph dive into the impact of Remote Deposit Capture (RDC) on financial institutions and their account holders. They discuss how RDC has revolutionized check deposits, offering enhanced convenience and faster access to funds. However, these advancements come with new challenges, particularly the increased risk of check fraud. Join Jeff and James as they explore both the benefits and the evolving risks of RDC, and
share insights into the technological solutions and strategies financial institutions are employing to protect and maintain their RDC services.
For more...
2024-12-0720 minThe Payments Perspective by WespayInstant Payments Risk ManagementOn this episode, join Jeff Duffy as we welcome back the Payments Professor, Kevin Olsen, from Pidgin to discuss Faster Payments and managing associated risks. They discuss the considerations that financial institutions should have from strategic and operational perspectives, as well as what should be incorporated into their policies to address credit, and fraud risks that Faster Payments present to participants.
For more information about Pidgin visit their website at https://www.pidgin.net/
If you are interested in becoming a Wespay Member, more information can be found on our we...
2024-11-1519 minThe Payments Perspective by WespayACH Fraud Monitoring for RDFIsJoin Jim Petkovits and Glenn Frantangelo from NICE Actimize as they discuss the upcoming Nacha Rule that will require RDFIs to take a more proactive approach to identifying ACH credits that may have been originated under false pretenses and how financial institutions can use artificial intelligence and other tools to comply with this upcoming requirement.
For more information about NICE Actimize visit their website at https://www.niceactimize.com/
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/pu...
2024-11-0119 minThe Payments Perspective by WespayPayments Fraud InsightsOn this episode, Jeff Duffy, Assistant Vice President of Education and Events at Wespay, discusses with Erica Brackman from NICE Actimize the recent trends in
fraud, and what we can learn from industry data. After reviewing where fraudsters are focusing their efforts, Erica and Jeff discuss what types of scams financial institutions should be on the lookout for, and what they can do to protect their customers and themselves.
For more important fraud information, read the entire NICE Actimize Fraud Insights Report at https://info.niceactimize.com/2024-NICE-Actimize-Fraud-Insights-First-Edition
If you are interested in becoming a...
2024-08-2616 minThe Payments Perspective by WespayCheck FraudJoin Carmen Murphy, Vice President of Events and Education at Wespay, and Sherah Spark,
Executive Director of Legal, Risk and Compliance at CheckAlt, as they delve into the topic of check fraud. Carmen and Sherah will explore how technology has aided both the creation and detection of check fraud, while emphasizing that, regardless of technological advancements, human involvement remains crucial in combating fraud.
For more information on CheckAlt, please visit their website at https://www.checkalt.com/
If you are interested in becoming a Wespay Member, more information can be found on our website at h...
2024-07-1926 minThe Payments Perspective by WespayPositive Pay for Checks and ACHIn this episode, we join Jeff Duffy, Assistant Vice President of Education and Events at Wespay, and Jamie Berg, VP, Sales, Positive Pay from Alkami as they discuss Positive Pay, why it is important, how it works, and how financial
institutions can use it to prevent fraud.
For more information on Alkami and their Positive Pay Services, please visit their website at https://info.alkami.com/l/778723/2024-07-11/3fx7z8
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/a...
2024-07-1219 minThe Payments Perspective by WespayArtificial Intelligence in Payments: Potentials and PitfallsOn this episode we join Connie LaChance, Vice President of Education and Events at Wespay and Kevin Miyamoto Co-Founder and Chief Operations Officer (COO) at Identifee, as they look into the role of artificial intelligence in payments.
For more information on Identifee and their initiatives into artificial intelligence in payment please visit their website at https://identifee.com/ or you can email Kevin Directly at kevin@identifee.com.
If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s...
2024-06-1421 minThe Payments Perspective by WespayACH Volumes: A Look Behind the NumbersOn this episode we join Jim Petkovits, Vice President of
Education and Events at Wespay, Mike Herd Executive Vice President, ACH Network Administration. As they take a deeper look behind the ACH Volumes
For more information on Nacha volumes please visit https://www.nacha.org/content/ach-network-volume-and-value-statistics. If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership.
2024-05-3118 minThe Payments Perspective by WespayDeveloping a Faster Payments StrategyOn this episode we join Connie LaChance, Vice President of Education and Events at Wespay, John Curtis Senior Vice President and Consulting Business Lead at Wespay Advisors and Chad Dickson Vice President and ACH Manager at Farmers and Merchants Bank. As they discuss developing your Instant Payments Strategy?
For more information on Wespay Advisors and see how they can help your organization develop an Instant Payments strategy please visit their website at https://wespayadvisors.com/. Or, if you would like to contact John Directly his email address is jcurtis@wespay.org.
If...
2024-05-0317 min
Digitally IrresistibleCustomer Experience Is Everything in a Member-Centric Business Building and Sustaining Memberships Through Excellent CX This week we welcome Jennifer Blevins to the Digitally Irresistible podcast. Jennifer is the senior vice president of member engagement and relationship management at Wespay, a payments association that guides its members with insights on best practices, business solutions , strategy, compliance, and other critical payments factors. With over two decades of experience in treasury management, sales, product development, and more, Jennifer shares her journey and insights into the transformative power of treating membership-as-a-service with a commitment to excellence. Prior to joining Wespay, Jennifer was a m...
2024-04-1824 minThe Payments Perspective by WespayWhy Financial Institutions OutsourceOn this episode we join Carmen Murphy, Vice President of Education and Events at Wespay and Gail McLaughlin-Toti, Vice President of Global Sales at IQor as they explore the strategic advantages of outsourcing for financial institutions and discuss strategies to streamlines operations, cuts costs, and boosts service quality.
For more information on IQor please visit their website https://www.iqor.com/. Or, if you would like to contact Gail her email address is gail.mclaughlintoti@iqor.com.
If you are interested in becoming a Wespay Member, more information can be found on...
2024-04-1715 min
Payments SmartCastThe What and the Why Behind the Value of the 2024 Nacha Operating Rules & GuidelinesNacha just released the 2024 edition of the Nacha Operating Rules & Guidelines. Listen to our latest podcast with Cari Conahan, Senior Director & Group Manager of ACH Network Rules & Enforcement at Nacha; Jim Petkovits, Vice President of Education and Training at Wespay; and George McKee, Founder, President and CEO of Profituity who combined have many decades of experience working with the ACH Network, and share their distinct perspectives on this resource that is the foundation for every ACH payment.
2023-12-1524 minThe Payments Perspective by Wespay@Wespay and the 2024 Nacha Operating RulesOn this episode we join Dan Roth, Senior Director of Communication at Nacha for their Payments SmartCast as he interviews Jim Petkovits, Vice President of Events and Education at Wespay, Cari Conahan, Senior Director & Group Manager at Nacha, and George McKee, President and CEO of Profituity as they discuss the value of obtaining a new version of the Nacha Operating Rules each year.
But first Jennifer Blevins, Senior Vice President of Member Engagement at Wespay talks about the @Wespay Service https://www.mywespay.org/public/s/services/at-wespay.
If you would like to know more about @Wespay y...
2023-12-1527 minThe Payments Perspective by WespayImplementing a Trusted Contact Program for your EldersElder Financial Exploitation is rising with an endless list of scams and frauds. What more can financial institutions do to protect its elderly consumers? On this episode of the Payments Perspective Podcast, Patty Presta talks with Athena Mayfield AVP Operations and Payments at UFirst CU about how her credit union is creating a Trusted Contact Program for its seniors. If you would like to contact Athena to hear more about this program, please contact Patty Presta (PPresta@wespay.org) for an introduction.
If you are interested in becoming a Wespay Member more information can be foun...
2023-10-1916 minThe Payments Perspective by WespayISO 20022On this episode of the Payments Perspective Podcast Patty Presta is joined once again by Kevin Olsen, also known as The Payments Professor from Pidgin (www.pidgin.net). As they take a closer look at ISO20022, the payment language Kevin states “will change the world”.
If you are interested in becoming a Wespay Member more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership
Don't miss out on Kevin's podcast channel, "The Payments Podium," available on all major podcasting platforms.
2023-10-1318 minThe Payments Perspective by WespayPayments AccreditationsOn this episode of the Payments Perspective Podcast, Connie LaChance talks to Ashley Mustico, Director of Education and Accreditation at Nacha (https://www.nacha.org/) as they take a closer look at multiple payments accreditations, there value and who should consider sitting for these important industry exams.
More information about the Accredited ACH Provisional Exam can be found on the Nacha Website at: https://www.nacha.org/accredited-ach-professional
More information about the Accredited Payments Risk Provisional Exam can be found on the Nacha Website at: https://www.nacha.org/accredited-payments-risk-professional
...
2023-10-0227 minThe Payments Perspective by WespayGetting Started With Instant PaymentsOn this episode of the Payments Perspective Podcast Carmen Murphy speaks with Brian Keefe from NICE Actimize https://www.niceactimize.com/ as they discuss instant payments, choosing the right network for your organization, and deciding who should be involved in the implementation plan.
If you are interested in becoming a Wespay Member more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership.
2023-09-1218 min
The Payments PodiumWho Is Wespay: A Conversation with Bill Schoch, President and CEO of WespayIn this enlightening episode, the Payments Professor sits down with Bill Schoch, the dynamic President and CEO of Wespay. They delve deep into the world of payment systems, dissecting the evolving landscape and discussing the significant role Wespay plays in modernizing the payments ecosystem. Whether you're a seasoned professional or new to the industry, this conversation offers insights you won't want to miss!
Introduction to WesPay: Bill Schoch outlines the history and mission of Wespay, highlighting how they are a thought leader in payment strategies, operations, and risk management.
Innovation in Payment Systems: Wespay's influence in shaping secure, efficient, and...
2023-09-0733 minThe Payments Perspective by WespayInstant Payment Use CasesOn this episode of the Payments Perspective Podcast, Jim Petkovits engages in an insightful conversation with Kevin Olsen, also known as The Payments Professor from Pidgin (www.pidgin.net). They explore the common use cases for Instant Payments.
If you are interested in becoming a Wespay Member more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership.
Don't miss out on Kevin's podcast channel, "The Payments Podium," available on all major podcasting platforms. Join The Payments Professor, Kevin Olsen, as
he invites industry experts to...
2023-08-3017 minThe Payments Perspective by WespayACH Origination - A Proactive ApproachOn this episode of the Payments Perspective Podcast, Carmen Murphy speaks with Nanci McKenzie (nmckenzie@affirmativeusa.com) and James Rowe (jrowe@affirmativeusa.com) from Affirmative Technologies. They dive into the proactive strategies of ACH Originator Risk Management.
For more information about Affirmative Technologies, be sure to visit their LinkedIn Page at https://www.linkedin.com/company/affirmative-technology-group/about/.
If you are interested in becoming a Wespay Member more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership.
2023-08-3032 min
The Payments Perspective by WespayThe Payments Perspective by Wespay - IntroductionWelcome to the Payments Perspectives Podcast by Wespay
2023-08-0406 min