Shows
Coffee with Creators by AdoramaWill Cadena | EP70 | Coffee with Creatorsđ Photographer, Will CadenaWill Cadena is a creative force of natureâa visual strategist whose bold, cinematic imagery doesnât just capture moments, it moves markets. With a signature straight-out-of-camera style, he delivers high-impact visuals for campaign shoots, commercial productions, and powerhouse brands across corporate America. A sought-after speaker and global educator, Will has commanded stages at WPPI, Imaging USA, Canon, and Disney Fine Art Photographers. Heâs judged elite competitions like WPPI, Imaging USA, and Cosmos Awards Malaysia. Trusted by Canon, Westcott, and moreâWill not only creates striking visuals, he builds meaningful relationships that spark lasting collaborations and business op...
2026-01-301h 10
ÂĄBuenos dĂas, Javi y Mar!10:00H | 30 ENE 2026 | ÂĄBuenos dĂas, Javi y Mar!CADENA 100 ofrece la mejor variedad musical con bloques de 45 minutos sin interrupciĂłn. En 'ÂĄBuenos dĂas, Javi y Mar!', suena Adele y Lara Fabian con "I Will Love Again". Se comenta la presencia de Lady Gaga en los Grammy y la Semana de la Moda de ParĂs. Javi Nieves y Mar Amate proponen una playlist para andar como modelo, con canciones como una de Billie Eilish. Carlos Baute visita CADENA 100 para presentar "QuiĂ©n Mejor Que TĂș", un tema con su esencia habitual pero renovado. Ăl comparte su gran momento personal y profesional, y habla de sus "pe...
2026-01-3059 min
Mindset Shift: Nestor and Daniel UnfilteredEPISODE 87 â Morning Coffee â | Back to the BeginningEPISODE 87 â Morning Coffee â | Back to the Beginning (100 Days)This episode takes us back to where it all started.No production. No polish. Just Morning Coffee, honest conversation, and the mindset that launched the first 100 days of this podcast.Before the growth.Before the momentum.Before the episodes stacked up.This was about showing up early, talking life, and building discipline one day at a time. No agenda beyond consistency. No promise beyond effort.This episode is a reminder that progress doesnât start loud.It starts early. It starts simple. It starts with showing up.If youâve been with us...
2026-01-1354 minMindset Shift: Nestor and Daniel UnfilteredEpisode 88 Emotional Control isn't what you think it isEmotional Control Isnât What You Think It Is đ§ đ„Most people misunderstand emotional control.They think it means suppressing feelings, staying numb, or pretending everything is fine.Thatâs not control â thatâs avoidance.In this episode, we break down what real emotional control actually looks like: awareness, regulation, timing, and discipline under pressure. Itâs not about never feeling emotion â itâs about not letting emotion run your life, your decisions, or your future.đ„ The difference between reaction and responseđ„ How discipline creates emotional stabilityđ„ Controlling actions even when emotions are loudđ„ Why emotionally controlled people outperform emotional peopleđ„ How to stay steady in ch...
2026-01-132h 14
The Eminence Legacy Live PodcastâWhy Discipline Will Save Your 2026ââWhy Discipline Will Save Your 2026.â
Summary
In this conversation, Jose Luis Cadena Jr. explores the critical role of discipline in personal growth and preparedness. He emphasizes that change requires personal effort and that discipline is not a restriction but a means of rescue. The discussion highlights the importance of viewing discipline as an identity rather than a task, and how faith and discipline together can shape a better future. Cadena encourages listeners to take responsibility for their lives and to stop waiting for the perfect moment to act. As 2026 begins, this conversation urges you to adopt non-negotiable habit...
2026-01-1212 minThe Eminence Legacy Live PodcastâWhy Discipline Will Save Your 2026ââWhy Discipline Will Save Your 2026.â
Summary
In this conversation, Jose Luis Cadena Jr. explores the critical role of discipline in personal growth and preparedness. He emphasizes that change requires personal effort and that discipline is not a restriction but a means of rescue. The discussion highlights the importance of viewing discipline as an identity rather than a task, and how faith and discipline together can shape a better future. Cadena encourages listeners to take responsibility for their lives and to stop waiting for the perfect moment to act. As 2026 begins, this conversation urges you to adopt non-negotiable habit...
2026-01-1212 minMindset Shift: Nestor and Daniel UnfilteredEPISODE 86 â Life SurgeIn this episode, we talk about what happens when life demands more from you than you think you haveâand why those moments arenât setbacks, theyâre surges.A Life Surge is the moment pressure increases, expectations rise, and the easy path disappears. Most people resist it. They complain. They look for escape.But the people who grow?They lean in.We break down how surges in responsibility, workload, stress, and opportunity are often the exact moments that shape your character, sharpen your discipline, and redefine who you are becoming.We tal...
2025-12-2343 min
Lioness Women: Rooted in ChristLeading With Clarity Even When the Market is Wild | Maya Shaposhnik CadenaIn this electrifying episode of Lioness Conversations, I sit down with Maya Shaposhnik Cadena, a powerhouse entrepreneur and founder of Vetted, the groundbreaking pet tech company transforming the way we care for our petsâand ourselves.From training thousands of male soldiers as an 18-year-old infantry instructor in Israel to leading multimillion-dollar startups, Mayaâs journey is a masterclass in courage, clarity, and conviction. She shares how military discipline and a growth mindset became her greatest assets in businessâand how Vetted is disrupting the pet care industry through gamified wellness, community connection, and AI-powered innovation.But...
2025-10-281h 10
Las versiones musicales del amigo secretoT7 E2 - Whitney Houston - I Will Always Love YouLas versiones musicales del amigo secreto de Javier del Pino y (un poco menos) de Rafa Panadero.
2025-09-1309 minMindset Shift: Nestor and Daniel UnfilteredEpisode 79 :What Happens If You Decide To Change Right Now?"I Walked Out of Rehab" Make the Decision to Change Your Life | Justin Smith InterviewThis might be the most powerful episode weâve ever released. Today, weâre joined by Justin Smith, a man whose story will shake you to your core. From near-death experiences, drinking away his family, and hitting rock bottomâto creating a new identity, walking out of rehab, and choosing to stay dry for over a yearâJustinâs journey proves one truth: your life changes the moment you decide it will.In this raw and unfiltered conversation, Daniel delivers two powerful questions that can transform...
2025-08-202h 04Mindset Shift: Nestor and Daniel UnfilteredEpisode 77- Everyone is Not Your Friendđïž Everyone is Not Your Friend | Episode 77 | Morning Coffee with Nestor & Daniel âđ„Not everyone who smiles in your face is rooting for your success.Some people are cheering for you to win⊠until you start winning more than them.In this episode, we break down:How to identify fake friends and hidden agendasWhy keeping your circle small protects your energy and progressHow to build relationships that fuel your goals instead of draining themThe reality of loyalty in business, fitness, and lifeWeâre not here to...
2025-08-141h 17Mindset Shift: Nestor and Daniel UnfilteredBuilt While Broken: The Origin Story of Discipline Over Motivation 24/7 â Part 1In June 2023, I was in the best place Iâd ever beenâclosing over $25K in personal sales by the 7th, in peak physical condition, and running on pure discipline.Then, in an instant, it all changed.A freak injury could have ended my momentum.Instead, it became the spark that created Discipline Over Motivation 24/7.In this episode, I take you inside the real story:The moment the brand was bornHow an injury became a defining test of characterWhy discipline will always outlast motivationTh...
2025-08-0824 min
ClashistsWhy Are International Relationships So Hard? GUEST EP - Jessamy Holland (Psychosexual and Relationship Therapist)Today on the pod: culture shock meets bedroom talkâweâre diving deep with Jessamy Holland, a psychosexual and relationship therapist based in Paris. She helps Dani & Gabby break down everything from the thrill and heartbreak of international dating, to navigating intimacy across cultural norms, to the quirks of FrenchâvsâAmerican expectations around sex, communication, and romance. Can she solve the dilemma of why Gabby despises dating French men? Or why French partners struggle with the word "sorry"? Only time (or, you know, this episode) will tell. Plus - tacos, Percy Pig gummies, and...brie + sugar?? No...
2025-06-251h 37Mindset Shift: Nestor and Daniel UnfilteredEPISODE 70 : Do The Work When Nobody Is LookingSuccess doesnât happen in front of an audienceâitâs built in the shadows.In this episode, we break down the mindset of real winners: the ones who grind with no applause, no cameras, and no validation.If you're only consistent when people are watching, you're performingânot growing.This oneâs for the silent workers, the late-night grinders, and the disciplined few who know: the work you do alone is what builds the life you want.đïž In This Episode:The power of integrity and unseen effortWhy discipline -- motivation (especially when no one is clapping)Lessons from our 100-day cha...
2025-06-191h 01ClashistsGUEST EP - Matt Ortile (Editor @ CondĂ© Nast Traveler, Author of "The Groom Will Keep His Name")It's our first guest & we COULDN'T be more excited!!!!! Clashes abound in this one đ! Matt tells us all about his early life in the Philippines and what it was like to come to the US as a kid â from the unique joys of childhood Costco sample scouring to the iconic gondolas in Vegas' Grand Canal Shoppes. We dig into baby's first culture shocks, the upsides/downsides/necessity of rule-following as an immigrant, the joys of NYC as an "outsider", and Matt's relationship with France today. BONUS: he schools us on the legacy (and mystery) of ~ Chartreuse ~.âą M...
2025-05-271h 08Clashists Clash-a-Thon pt.2 (baby ep) Another baby ep?? You lucky ducks. Truly, who could be luckier? All the joy of Dani + Gabby, this time Polly Pocket-sized. Today we circle back to one of our favorite pod premises: rapid-fire clashes. Whether it's France's war on snacks (!!), waiters telling Gabby that the bathroom is "outside", or Dani's mental breakdown regarding when to say "bonjour" vs. "bonsoir", the Clashists duo brings you the hard hitting culture journalism you've come to know and love. Also, will we ever learn to pronounce the word "spritz" in French? That's a secret we'll never tell. We wrap with a fun "this...
2025-04-2929 minMindset Shift: Nestor and Daniel UnfilteredEpisode 51: Knowledge Is The Beginning Of FreedomKnowledge Is the Beginning of Freedom" | Morning Coffee with Nestor & Daniel âđđ„In this episode, we dive into one of the most overlooked truths in personal development: freedom starts with understanding. Whether it's financial freedom, emotional peace, or breaking generational cyclesâit all begins with knowledge.This Morning Coffee conversation is about more than just reading books or listening to podcasts. Itâs about using what you learn to break chains, rewrite your story, and take control of your life. Because once you know better, you canât keep living small.The difference bet...
2025-04-171h 03Mindset Shift: Nestor and Daniel UnfilteredEpisode 50: Grow Where You Are PlantedGrow Where You Are Planted" | Lessons, Struggles & Skills That Shape the Journey đ±âIn todayâs Morning Coffee with Nestor & Daniel, we talk about something every warrior, entrepreneur, and growth-minded person needs to hear:Where you are right nowâyes, hereâis preparing you for what's next.Too often we look for the perfect opportunity, the perfect conditions⊠but what if everything you're going through right now is equipping you with the exact skills, grit, and insight you'll need later? This episode is about recognizing the value in the grind, the delays, the frustrationsâand learning how to grow exactly where you are p...
2025-04-141h 03Mindset Shift: Nestor and Daniel UnfilteredThe Day Hurricane Milton Hit: What Pressure Reveals About Your Character, Discipline & Faith Episode 48The Day Hurricane Milton Hit: What Pressure Reveals About Your Character, Discipline & Faith weâre in itâthe day Hurricane Milton hits. This is more than just a documentation of chaos; itâs a raw, unfiltered look at what happens when the storm finally arrives. How do you react when your plans fall apart? When everything you prepped for is tested? This episode explores how real pressure exposes your habits, mindset, and the foundation youâve built.If youâve ever felt like life hit all at onceâthis oneâs for you. Because when the storm comes, your preparation, p...
2025-04-101h 01Mindset Shift: Nestor and Daniel UnfilteredThe Day Before Hurricane Milton: Finding Focus, Faith & Fortitude in the Eye of the Storm --Episode 47In Episode 47, recorded just before Hurricane Milton hits, we reflect on how life often gives us stormsâliteral and emotionalâas wake-up calls. This raw, real episode is about grounding yourself before chaos, finding clarity under pressure, and learning how to stand strong when everything around you feels uncertain. Whether you're weathering a storm in life or in your mind, this episode will help you prepare, reset, and rise.Mental Resilience: How to find peace in uncertainty and take control of what you can.Faith Over Fear: The power of belief when life gets unpredictable.
2025-04-0840 minMindset Shift: Nestor and Daniel UnfilteredHow Bad Do You Want ItIn Episode 45, we challenge the mindset behind real achievement. How bad do you really want to succeedâin your fitness, business, relationships, or personal development? This episode breaks down what it takes to tap into next-level discipline, fuel your motivation with purpose, and create unstoppable momentum toward your goals.What You'll Learn:The Truth About Discipline: Why motivation fades, but discipline will carry you through.Mindset of Winners: Learn the habits, routines, and beliefs of high performers.Purpose-Driven Success: How connecting your goals to your deeper âwhyâ unlocks relentless drive.Mental Toughness Training: Strategies to keep pushing when it get...
2025-03-311h 51
Banking on Disruption DailyRobinhood Launches Wealth Management Services, Affirm's CEO Positions Company as the "American Express" of Buy Now, Pay Later, and CFPB Grilled on Capitol HillRobinhood has unveiled its new wealth management services, a pivotal development that underscores the increasing demand for professional financial guidance among retail traders. Concurrently, Affirm's CEO has articulated a vision for the company to emerge as the "American Express" of the Buy Now, Pay Later sector, emphasizing structured repayment options that appeal to consumers seeking financial control. Additionally, the Consumer Financial Protection Bureau (CFPB) faced scrutiny during a recent House hearing, with significant discussions surrounding its regulatory authority and operational transparency. The introduction of Robinhood Strategies represents a strategic extension of services aimed at democratizing wealth management for a...
2025-03-2704 minClashistsNew Zip Code, New Personality?Existential crises abound! Today we discuss the various life events that have altered our personalities â from moving between cities and starting new relationships to actively chipping away at our less desirable traits. How has marrying a French man impacted Dani? How has incessantly being described as neurotic driven Gabby to self help articles? Only this ep will tell! Also ft: France's interpretation of "corn dogs" (heavy emphasis on interpretation), the ageless joy of Kinder eggs, and why both of your beloved hosts are spiralling into scaffolding-induced insanity.The Atlantic â "I Gave Myself Three Months to Change My Pers...
2025-03-261h 30Banking on Disruption DailyCritical ChatGPT Vulnerability Targeting Financial Institutions Identified, Strategic Cloud Partnership Announced Between Finastra and IBM, Affirm's Expanded Credit Reporting, & a Data Breach at Western Alliance Bank Affects Thousands of CustomersA critical vulnerability in ChatGPT has been identified, specifically targeting financial institutions, raising significant concerns about the security of sensitive consumer data. This revelation is accompanied by the announcement of a strategic cloud partnership between Finastra and IBM, which aims to enhance cloud-based lending solutions and facilitate digital transformation within the financial sector. Additionally, Affirm is set to expand its credit reporting practices, integrating payment plan data into the credit scoring system, a move that may influence future credit assessments. Moreover, a data breach at Western Alliance Bank has compromised the personal information of nearly 22,000 customers, stemming from a...
2025-03-2104 minBanking on Disruption DailyFed Chair Powell Navigates Economic Crosswinds, Tariffs Drive Inflation Uncertainty, Fintech Firms Eye Bank Charters, & Community Bankers Challenge Credit Union Tax ExemptionsFederal Reserve Chair Jerome Powell confronts a complex economic landscape characterized by inflationary pressures stemming from tariffs, which complicate the central bankâs monetary policy decisions. The Fed has opted to maintain its benchmark interest rate, acknowledging the challenges posed by stagnant growth and rising prices, reminiscent of stagflation, albeit less severe than in previous decades. Concurrently, the Independent Community Bankers of America have recalibrated their approach to contesting credit union tax exemptions, advocating for the abolition of these benefits specifically for larger credit unions that have strayed from their foundational mission. Additionally, the fintech sector is poised to pu...
2025-03-2003 minBanking on Disruption DailyKlarna Files for NYSE Listing, Chase Cracks Down on Zelle Fraud, Trump Slashes CDFI Fund, & CBA Live Conference Kicks OffKlarna has officially filed for a listing on the New York Stock Exchange, marking a significant step in the fintech landscape. This episode delves into the implications of this IPO, alongside a critical examination of Chase's recent measures to combat fraud on the Zelle platform, wherein the bank has identified a notable correlation between social media transactions and fraud incidents. Furthermore, we address President Trump's executive order that seeks to diminish the Community Development Financial Institutions Fund, a decision met with bipartisan dissent due to the fund's crucial role in supporting economically distressed communities. Additionally, we explore the rising...
2025-03-1704 minLas versiones musicales del amigo secretoT6 E26 - Donnie Darko - Joy Division - Love Will Tear Us ApartLas versiones musicales del amigo secreto de Javier del Pino y (un poco menos) de Rafa Panadero.
2025-03-1507 minLas versiones musicales del amigo secretoT6 E26 - Donnie Darko - Joy Division - Love Will Tear Us ApartLas versiones musicales del amigo secreto de Javier del Pino y (un poco menos) de Rafa Panadero.
2025-03-1507 minBanking on Disruption DailyTrump to meet with Tech CEOs Amid Tariff Concerns, Klarna Readies IPO with a $15 billion Valuation Target, & Fed's Beige Book Reveals Mounting Economic UncertaintyPresident Trump is poised to engage in discussions with prominent tech CEOs amidst escalating concerns regarding tariffs that could profoundly affect the industry. This crucial meeting will involve executives from major corporations such as IBM, Intel, Qualcomm, and HP, who are expected to deliberate on the ramifications of current trade policies and their implications for U.S. manufacturing. Concurrently, Klarna is preparing for its anticipated initial public offering, targeting an ambitious valuation of $15 billion, a notable increase from its previous valuation of $6.7 billion in 2022. Additionally, the Federal Reserve's Beige Book has unveiled a landscape marked by growing economic uncertainty...
2025-03-0604 minBanking on Disruption DailyBanking Executives Brace for Industry Reshuffling as Texas Banks Merge, Leadership Changes Sweep Across Financial Institutions, & Regulators Face Organizational Upheaval at the CFPBBanking executives are currently poised for significant industry reshuffling, as evidenced by the recent merger activities among Texas banks and the overarching leadership changes proliferating across various financial institutions. The Consumer Financial Protection Bureau (CFPB) is confronting considerable organizational upheaval, with allegations of impending workforce reductions that may drastically alter its operational capacity. These developments raise critical questions regarding the future of consumer protection in the financial sphere, particularly as the CFPB navigates potential dismantling under new leadership. Concurrently, economic indicators such as rising savings rates and shifts in consumer spending patterns reflect broader trends affecting the financial landscape...
2025-03-0304 minBanking on Disruption DailyBNY Partners with OpenAI, Betterment Acquires Ellevest's Automated Investing Business, & Jonathan McKernan Faces Tough Questioning During his CFPB Confirmation HearingWe discuss the recent partnership between BNY, the United States' oldest bank, and OpenAI, which aims to incorporate artificial intelligence into BNY's operations to enhance efficiency and streamline complex workflows. Additionally, we delve into the implications of Jonathan McKernan's confirmation hearing for the Consumer Financial Protection Bureau, where he faced rigorous questioning regarding the agency's mandate and its adherence to statutory authority. Furthermore, we examine Betterment's acquisition of Ellevest's automated investing business, a strategic move that will transfer significant assets and accounts by April 2025, while Ellevest continues to focus on wealth management for high-net-worth clients. Our exploration also reveals...
2025-02-2804 minClashistsTurns out Dating is Weird ... EverywhereThe first of what we can fully assure you will be a ~nearly incessant~ amount of eps about dating, We compare dating in NYC vs Paris (SPOILER ALERT: they're both bad!
2025-02-181h 02Banking on Disruption DailyTrump Eyes FDIC Merger, OpenAI's Altman Promises GPT-5, & JPMorgan Chase Trims Workforce Amidst Regulatory ShiftsThe Trump administration is contemplating a significant merger of the Federal Deposit Insurance Corporation with other regulatory entities, such as the Treasury Department, in an effort to streamline and enhance the oversight of America's banking framework. This proposal includes the potential integration of the FDIC's regulatory responsibilities with those of the Office of the Comptroller of the Currency, which could result in a consolidated approach to financial supervision. Concurrently, JPMorgan Chase has initiated a workforce reduction impacting fewer than 1,000 employees, a move characterized as a standard management procedure despite the bank's retention of 14,000 open positions. Furthermore, OpenAI's Sam Altman...
2025-02-1304 minBanking on Disruption DailynCino Acquires Sandbox Banking, DeepSeek AI Faces Security Concerns, & President Trump Nominates McKernan and Gould to Lead Key Financial Regulatory AgenciesThe recent acquisition of Sandbox Banking by nCino marks a significant development in the realm of cloud banking solutions, as it underscores the increasing consolidation within the fintech sector. Concurrently, the alarming security vulnerabilities associated with DeepSeek AI have raised serious concerns, prompting calls for stringent regulations regarding its use, especially in governmental applications. Moreover, President Trump has nominated Jonathan McKernan and Jonathan Gould to spearhead pivotal financial regulatory agencies, a move that is poised to influence the regulatory landscape significantly. These nominations arrive amidst a backdrop of workforce reductions and shifting priorities within federal agencies, suggesting a turbulent...
2025-02-1204 minBanking on Disruption DailyRobinhood's $45 Million SEC Settlement, Bank Earnings Season Kicks Off, & Truist's Leadership ChangesRobinhood has reached a $45 million settlement with the SEC due to various regulatory violations, which include issues related to suspicious activity reporting and unauthorized access. As the banking sector braces for major earnings reports this Wednesday, analysts are keenly observing trends in digital banking and consumer behavior following significant mobile user growth among major banks. The Consumer Financial Protection Bureau is also pushing for deeper research into the impact of Buy Now Pay Later services on consumer financial health, as recent data shows a notable increase in their usage. Additionally, Truist Financialâs COO has resigned amid ongoing organizational ch...
2025-01-1404 minBanking on Disruption DailyCongress Tackles Financial Reform, Major Banks Exit Climate Commitments, and the CFPB Makes a Move to Lessen Medical Debt's Impact on Credit ScoresCongress is poised to tackle significant financial reform as the 119th Congress convenes with a Republican majority. Key topics on the agenda include the Credit Card Competition Act, which seeks to allow card payments to be routed over competing networks, and the Earned Wage Access Consumer Protection Act aimed at regulating EWA providers. Meanwhile, the Consumer Financial Protection Bureau (CFPB) has announced a groundbreaking regulation that will remove $49 billion in medical debt from credit reports, which is expected to boost consumer credit scores and increase mortgage approvals. Major banks are also making headlines, with JP Morgan Chase exiting the...
2025-01-0804 minMindset Shift: Nestor and Daniel UnfilteredMoving on Faith Down the Road to Success
Episode 39: Moving on Faith Down the Road to Success
In this episode, we dive into the powerful concept of moving forward with faith, even when the path ahead is unclear. Life often presents us with twists and turns where the destination feels uncertain. Yet, just like trusting the road will continue beyond the horizon, success demands courage to take the next step. Join us as we explore how to embrace uncertainty, lean into trust, and build resilience for the journey ahead.
đ§ Listen now and start turning your dreams into reality!
đĄ Actionable insights on personal growth and self-improvement
đ Practical tools for achie...
2024-12-011h 48Mindset Shift: Nestor and Daniel Unfiltered5 MEO DMT SAVED MY LIFE Nestor A. Cadena Episode 36
@THEREAL_N357ORÂ takes a deep dive into his journey to creating his new identity and this part of his journey saved his life.
In this powerful episode, we dive deep into the transformative experience of 5-MeO-DMT, a potent psychedelic often referred to as the âGod molecule.â Nestor and Daniel explore the profound, life-changing journey that 5-MeO-DMT has taken Nestor on, discussing how this substance saved his live and gave him new perspectives on reality, consciousness, and healing.
Through raw and personal stories, he shares how the substance helped him break through mental and emotional barriers, leading to deeper self...
2024-11-1256 min
Sacred PsychedelicsMonica Cadena: Ancestors, Psychedelic Allies, and Decolonizing Mental Health (Ep. 19)DOWNLOAD OUR FREE MICRODOSING EBOOK: Bridging Worlds: Indigenous Wisdom for Microdosing Mushrooms.
In this FREE ebook, learn how to integrate indigenous wisdom into your microdosing practice. With this guide, you'll rediscover ancestral knowledge that will turn your microdosing practice into one that is just as magical as it is transformative. Click here to download!
In this episode of Sacred Psychedelics, Xochitl converses with Monica Cadena, an Afro Chicana and Afro Indigenous California-based artist and digital strategist. Monica shares her journey with sacred earth medicines and her personal transformation through the use of...
2024-10-1656 min
AgriMundoAgriMundo -- Episode 002 -- Ramon Pieve | Part 1El Cultivo del Aguacate en Colombia Con Enfoque en el OrgĂĄnicos y Biodinamicos:Â Â En esta conversaciĂłn, RamĂłn Piede comparte su extensa trayectoria en la industria agrĂcola, centrĂĄndose en la distribuciĂłn de frutas tropicales y los principios de la agricultura orgĂĄnica. Habla sobre la importancia de educar a los consumidores sobre las frutas tropicales, la evoluciĂłn de las prĂĄcticas de agricultura orgĂĄnica y la importancia de la biodinĂĄmica y la permacultura. RamĂłn enfatiza la necesidad de la salud del suelo y el papel de los microorganismos en la agricult...
2024-10-0433 minBanking on Disruption DailyTD Bank Spoofing Settlement, Banks Enter BNPL Space, and NCR Voyix Sells Digital Banking UnitTD Bank has agreed to pay over $20 million to resolve a spoofing case involving fraudulent orders by a former trader. The settlement includes a three-year deferred prosecution agreement and significant penalties, plus enhancements to their compliance programs.Major banks are entering the buy now, pay later market by offering debit-based installment plans. This move allows customers to split their debit purchases into four equal payments, directly competing with firms like Affirm and Klarna. Major banks such as J.P. Morgan Chase are launching their own BNPL products.NCR Voyix has completed the sale of its...
2024-10-0102 min
Estos son los mejores audios de Cadena SER.Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 min
Estos son los mejores audios de Cadena SER.Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 minAcontece que no es poco con Nieves ConcostrinaAcontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 minTodo ConcostrinaAcontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 minAcontece que no es poco con Nieves ConcostrinaAcontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 minEstos son los mejores audios de Cadena SER.Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 minEstos son los mejores audios de Cadena SER.Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 minTodo ConcostrinaAcontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will BrownNieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios
raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-3016 minBanking on Disruption DailyLegal Hurdles for Wells Fargo, FDIC Conflict Concerns, and Payfare's DoorDash Setback- Wells Fargo is embroiled in a new lawsuit over allegedly insufficient interest rates on uninvested cash in advisory and brokerage accounts, adding to their legal woes.- A recent FDIC Office of Inspector General report calls for stronger conflict of interest training for FDIC employees to bolster transparency and accountability.- Recent FDICenforcement actions highlight serious internal risks in banks, with multiple high-profile cases of executives being removed for failures and misconduct, emphasizing the need for better internal controls and AI-driven fraud detection.- Payfare is withdrawing its 2024 financial guidance as DoorDash...
2024-09-3005 minBanking on Disruption DailyTD Bank Leadership Shuffle, Klarna's AI Shopping, Walmart's Instant Payments, Apple Card Battle, and Salesforce's AI InsightsTD Bank Group announces significant leadership changes with CEO Bharat Masrani set to retire, and Raymond Chun to succeed him. Other key executives, including Riaz Ahmed, are also transitioning, amid ongoing challenges regarding the bank's anti-money laundering controls.Klarna launches a chat-based shopping experience powered by OpenAI, making online shopping smarter and more personalized. Additionally, internal AI tools improve employee efficiency and customer service.Affirm CEO Max Levchin discusses the increased adoption of buy now, pay later options to attract holiday shoppers. Affirm's integration with Apple Pay and partnerships with Hotels.com and others are...
2024-09-2005 minBanking on Disruption DailyFive Star Bank Exits BaaS, Fifth Third Expands Finance Academy, Affirm Joins Apple Pay, AI's Business Impact, Adobe's New AI ToolsFinancial Institutions Inc., the parent company of Five Star Bank, announced it will exit the banking-as-a-service (BaaS) business due to regulatory changes and modest contribution to overall performance. The shift allows focus on core retail, commercial banking, and wealth management lines, with a wind-down projected by next year.Fifth Third Bank is expanding its digital financial education programs to include junior high students, building on the success of their high school programs and Young Bankers Club for elementary students. These initiatives aim to improve financial literacy across 11 states.Affirm has integrated its "buy now, pay...
2024-09-1704 minBanking on Disruption DailyNBT Acquires Evans Bancorp, Explosive Consumer Debt Rise, and Huntington's Big ExpansionFirst up, consumer revolving debt surged to $1.36 trillion in July, a 25% increase from pre-pandemic levels. Despite stable inflation expectations, the projected cost of essentials continues to rise, leading to growing unemployment concerns and reliance on credit.In M&A news, NBT Bancorp announced a $236 million all-stock deal to acquire Evans Bancorp, enhancing its presence in Upstate New York. The merger will create the largest deposit market share in the region for banks with assets under $100 billion.On the risk and fraud front, the Financial Crimes Enforcement Network released an analysis of 15,000 check fraud cases. Findings...
2024-09-1005 minBanking on Disruption DailyFed Rates, Job Revisions, U.S. Bank & Edward Jones Partnership, Mastercard Layoffs, Anthropic Lawsuit, Shadow Banking RisksFirst up today, the minutes from the Federal Reserveâs July meeting show several officials support a 0.25 percentage point rate cut due to declining inflation and rising unemployment. Revised job data also indicates the economy added 818,000 fewer jobs than previously thought. Federal Reserve Chair Jerome Powell stated progress on slowing inflation but did not commit to an immediate rate cut. In related news, revised job growth figures have impacted consumers by keeping interest rates high, leading to increased financial strain, especially on lower-income individuals. These consumers have nearly maxed out their credit limits and hold less in sa...
2024-08-2205 minBanking on Disruption DailyExperian Acquires NeuroID; Forum Credit Union Partners with Apiture; France's Digital Wallet BoomWelcome to Banking on Disruption Daily for Wednesday, August 14, 2024. Iâm Fred Cadena. First, Forum Credit Union partners with Apiture to enhance digital banking capabilities for its 162,000 members in Indiana, focusing on improved online experiences for commercial clients.Next, French consumers are increasingly adopting digital wallets. Millennials prefer them for online shopping, while Gen Z likes them for in-store purchases. There's also rising interest in using digital wallets for ID verification and ticket storage.In another story, Google introduces a new "Everything Else" feature to its Google Wallet, highlighting the increasing demand for co...
2024-08-1404 minBanking on Disruption DailyFed Independence Challenged by Trump, Ripple Settles SEC Charges, and Truist's New Tech LeadershipFederal Reserve Debate: Donald Trump's comments about presidential influence over the Federal Reserve have raised concerns about the central bank's independence and the risk of inflation, echoing historical instances like the 1970s.Ripple Labs Settlement: Ripple Labs has agreed to pay a $125 million fine to the SEC over XRP token sales as an unregistered security, leading to ongoing uncertainty in the cryptocurrency market.Truist Financial's New CIO: Steve Hagerman has been appointed as the chief information officer of Truist Financial, taking on responsibilities for data and technology advancements.Mortgage Rate Decline: Mortgage rates...
2024-08-0905 minBanking on Disruption DailyBanking on Disruption: Octaneâs $50M Series E, Banks Dive into BNPL, CIBC Expands AI Team, JPMorgan Chaseâs Surprising Branch StrategyWelcome to Banking on Disruption Daily for Wednesday, August 7th, 2024. I'm Fred Cadena.
First up today, US fintech Octane has secured a $50 million Series E funding round, exclusively from existing backers led by Valar Ventures and Upper90. Founded in 2014, Octane serves the powersports market and plans to use the new funds for market expansion and product development.
In other fintech news, traditional banks are delving into the buy now, pay later (BNPL) market to attract Gen Z. Consumer spending on BNPL transactions soared to $17 billion during the holiday season. Banks like U.S. Bank are launching BNPL services to compete...
2024-08-0703 minBanking on Disruption DailyFraud Concerns Hit Venmo and Zelle, Fed Eyes Rate Cut, Walmart vs. Amazon in Digital Ad RaceFirst up today: A PYMNTS Intelligence report reveals that more than half of U.S. consumers now use peer-to-peer (P2P) apps like Venmo and Zelle, raising concerns over growing fraud. Financial institutions are increasingly leveraging AI and machine learning to combat impostor scams and maintain trust.In job market news: July saw a slowdown in job growth and an unemployment rate rise to 4.3%, sparking debates over the size of the Federal Reserve's upcoming interest rate cut. The latest jobs report will likely influence the Fed's decision at their September 17-18 meeting.In regulatory updates...
2024-08-0204 min
People at the CoreAre You in True Crime or Sports?: From Skateboarding Videos to Soap Operas to Winning an Emmy, David Herr on the World of Film & TV EditingEver wondered how an Emmy-winning editor got his start? Join us for an engaging chat with David Herr, the man behind some of your favorite TV moments. David's charming Midwestern demeanor and knack for corny jokes will have you laughing as he shares anecdotes about his surname which means 'Mister' in German, inspiring Rita and Marisa to bust out in singing "To Be With You" by Mr. Big. We'll set the record straight on whether Styx ever dabbled in Christian rock and reminisce about unforgettable concert antics from the Christian metal band Striper.Our episode takes you...
2024-07-3159 min
CADENA Y PEDALCADENA Y PEDAL / 46. Etapa 21 ÂĄTADEJ POGACAR consigue el dobleteđŁđĄ y su TERCER TOUR DE FRANCIAđ!Etapa 21 de este Tour de Francia 2024. Llegabamos ya a la Ășltima etapa, en una jornada histĂłrica ya que por primera vez en su historia el Tour de Francia no terminarĂa en ParĂs sino en Niza y ademĂĄs con una crono individual.  Jornada en la que hemos podido disfrutar del ultimo baile entre los 3 grandes favoritos de la carrera y es que entre ellos estaba la pelea por la etapa.  Contrarreloj exigente con esas dificultades montañosas donde hemos visto adelantarse a ciclistas con la bici de crono a los que han decidido llevar l...
2024-07-2216 minPeople at the CoreA Writer's Life: Ninja Turtles, Immigrant Education and the Necessity of a Writing Community with Dolan MorganEver wondered how childhood dreams and unexpected career paths intersect? Join us as we sit down with Dolan Morgan, a gifted writer and illustrator from Greenpoint, Brooklyn, who takes us on a nostalgic journey from dictating stories to his grandmother, to immersing himself in the vibrant life of New York City. Dolan opens up about their move from Connecticut to NYC for college and his studies at NYU, where they balanced an education degree with a burning passion for writing. You'll hear heartwarming and humorous anecdotes, like working with newly arrived immigrants at Port Authority and laughing about cultural...
2024-06-1944 min
El Cine en la SEREl Cine en la SER: El regreso de los 'Bad boys' de Will Smith y la comedia total de Richard LinklaterPasada la fiesta del cine, con resultados desiguales, otra tanda de estrenos llega a las salas. Will Smith regresa con la cuarta pelĂcula de âBad boysâ, para nosotros siempre serĂĄn âDos policĂas rebeldesâ, y promete lo de siempre, acciĂłn y comedia. Con su permiso, el gran estreno de la semana es âHit Man: Asesino por casualidadâ, la divertida e inteligente propuesta de Richard Linklater que mezcla comedia romĂĄntica, thriller y una reflexiĂłn sobre la identidad. TambiĂ©n hay otros hombres perdidos en âEx maridosâ, la tragicomedia que protagoniza Griffin Dunne. AdemĂĄs tenemos a Anthony Hopkins de Fre...
2024-06-0753 minEl Cine en la SEREl Cine en la SER: El regreso de los 'Bad boys' de Will Smith y la comedia total de Richard LinklaterPasada la fiesta del cine, con resultados desiguales, otra tanda de estrenos llega a las salas. Will Smith regresa con la cuarta pelĂcula de âBad boysâ, para nosotros siempre serĂĄn âDos policĂas rebeldesâ, y promete lo de siempre, acciĂłn y comedia. Con su permiso, el gran estreno de la semana es âHit Man: Asesino por casualidadâ, la divertida e inteligente propuesta de Richard Linklater que mezcla comedia romĂĄntica, thriller y una reflexiĂłn sobre la identidad. TambiĂ©n hay otros hombres perdidos en âEx maridosâ, la tragicomedia que protagoniza Griffin Dunne. AdemĂĄs tenemos a Anthony Hopkins de Fre...
2024-06-0753 minPeople at the CoreA Writer's Life: Goats, God and the Deep South with Literary Soulmates K. Hank Jost and Bonnie HallEver wondered what magic brews when the lives of literary soulmates intertwine?*Hank and Bonnie, the literary power couple who've journeyed from the Deep South to the vibrant streets of Brooklyn, sit down with us to unravel their story. They share their voyage through life and literature, offering glimpses into their existence as a couple that breathes words and wisdom. We peel back the layers of our podcast's creation, a tale of neighbors turned co-creators, transforming casual discussions into a symphony of storytelling and camaraderie.Through our discourse, we confront the emotional whirlwinds and the...
2024-05-291h 04
Banking on DisruptionWhats Next? Interest Rates, AI Innovation, & Digital TransformationNavigate the ever-shifting sands of banking interest rates & AI's transformative power with Eric McCoy, our expert guest who blends deep banking executive experience with extensive digital consulting chops. This episode explores what banks should do in light of continued higher than expected inflation. We're not just crunching numbers, however, we're also dissecting the role of AI in enhancing efficiency, loan closing times, and ever-important customer satisfaction metrics. Discover how AI is already streamlining knowledge access, improving risk assessments, and shaping the future of customer experiences. And we're not just talking about a distant future; the groundwork for...
2024-05-031h 28People at the CoreA Writer's Life: Sean Welsh on New York, Sobriety and BukowskiImagine uprooting your life and plunging into the heart of New York City's literary world.* That's precisely what Sean Welsh did, and in our latest episode, he shares the raw and transformative tale of a writer's journey in a city that never sleeps. From the echoes of laughter in the storied Greenpoint Palace Bar to the trials of sobriety amidst an industry awash with temptation, Sean's story is one of resilience and the relentless pursuit of creative authenticity.Join us as we explore the delicate interplay between the discipline required to hone one's craft and the spontaneous...
2024-04-301h 03