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Showing episodes and shows of
Will Cadena
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Mindset Shift: Nestor and Daniel Unfiltered
Built While Broken: The Origin Story of Discipline Over Motivation 24/7 – Part 1
In June 2023, I was in the best place I’d ever been—closing over $25K in personal sales by the 7th, in peak physical condition, and running on pure discipline.Then, in an instant, it all changed.A freak injury could have ended my momentum.Instead, it became the spark that created Discipline Over Motivation 24/7.In this episode, I take you inside the real story:The moment the brand was bornHow an injury became a defining test of characterWhy discipline will always outlast motivationTh...
2025-08-08
24 min
¡Buenos días, Javi y Mar!
09:00H | 01 AGO 2025 | ¡Buenos días, Javi y Mar!
quién soy buenos días edición verano cadena 100 I don't want go but baby we both know this is not our time It's time to say goodbye until we meet again because this is not the end It will come a day we will find a way playing in the angels crying when the stars are I'll be there No one don't care about the money is to be love and all I care about is you It's me like a tattoo No one don't care about the pain I want your fire and just to get closer to...
2025-08-01
59 min
SER Deportivos Región de Murcia
Will Falk: "El UCAM CB Murcia es mi casa"
2025-07-29
13 min
Clashists
Why are international relationships so hard? GUEST EP - Jessamy Holland (Psychosexual and Relationship Therapist)
Today on the pod: culture shock meets bedroom talk—we’re diving deep with Jessamy Holland, a psychosexual and relationship therapist based in Paris. She helps Dani & Gabby break down everything from the thrill and heartbreak of international dating, to navigating intimacy across cultural norms, to the quirks of French‑vs‑American expectations around sex, communication, and romance. Can she solve the dilemma of why Gabby despises dating French men? Or why French partners struggle with the word "sorry"? Only time (or, you know, this episode) will tell. Plus - tacos, Percy Pig gummies, and...brie + sugar?? No...
2025-06-25
1h 37
Mindset Shift: Nestor and Daniel Unfiltered
EPISODE 70 : Do The Work When Nobody Is Looking
Success doesn’t happen in front of an audience—it’s built in the shadows.In this episode, we break down the mindset of real winners: the ones who grind with no applause, no cameras, and no validation.If you're only consistent when people are watching, you're performing—not growing.This one’s for the silent workers, the late-night grinders, and the disciplined few who know: the work you do alone is what builds the life you want.🎙️ In This Episode:The power of integrity and unseen effortWhy discipline -- motivation (especially when no one is clapping)Lessons from our 100-day cha...
2025-06-19
1h 01
Clashists
GUEST EP - Matt Ortile (Editor @ Condé Nast Traveler, Author of "The Groom Will Keep His Name")
It's our first guest & we COULDN'T be more excited!!!!! Clashes abound in this one 🚘! Matt tells us all about his early life in the Philippines and what it was like to come to the US as a kid — from the unique joys of childhood Costco sample scouring to the iconic gondolas in Vegas' Grand Canal Shoppes. We dig into baby's first culture shocks, the upsides/downsides/necessity of rule-following as an immigrant, the joys of NYC as an "outsider", and Matt's relationship with France today. BONUS: he schools us on the legacy (and mystery) of ~ Chartreuse ~.• M...
2025-05-27
1h 08
Clashists
Clash-a-Thon pt.2 (baby ep)
Another baby ep?? You lucky ducks. Truly, who could be luckier? All the joy of Dani + Gabby, this time Polly Pocket-sized. Today we circle back to one of our favorite pod premises: rapid-fire clashes. Whether it's France's war on snacks (!!), waiters telling Gabby that the bathroom is "outside", or Dani's mental breakdown regarding when to say "bonjour" vs. "bonsoir", the Clashists duo brings you the hard hitting culture journalism you've come to know and love. Also, will we ever learn to pronounce the word "spritz" in French? That's a secret we'll never tell. We wrap with a fun "this...
2025-04-29
29 min
Mindset Shift: Nestor and Daniel Unfiltered
Episode 51: Knowledge Is The Beginning Of Freedom
Knowledge Is the Beginning of Freedom" | Morning Coffee with Nestor & Daniel ☕📖💥In this episode, we dive into one of the most overlooked truths in personal development: freedom starts with understanding. Whether it's financial freedom, emotional peace, or breaking generational cycles—it all begins with knowledge.This Morning Coffee conversation is about more than just reading books or listening to podcasts. It’s about using what you learn to break chains, rewrite your story, and take control of your life. Because once you know better, you can’t keep living small.The difference bet...
2025-04-17
1h 03
Mindset Shift: Nestor and Daniel Unfiltered
Episode 50: Grow Where You Are Planted
Grow Where You Are Planted" | Lessons, Struggles & Skills That Shape the Journey 🌱☕In today’s Morning Coffee with Nestor & Daniel, we talk about something every warrior, entrepreneur, and growth-minded person needs to hear:Where you are right now—yes, here—is preparing you for what's next.Too often we look for the perfect opportunity, the perfect conditions… but what if everything you're going through right now is equipping you with the exact skills, grit, and insight you'll need later? This episode is about recognizing the value in the grind, the delays, the frustrations—and learning how to grow exactly where you are p...
2025-04-14
1h 03
Mindset Shift: Nestor and Daniel Unfiltered
The Day Hurricane Milton Hit: What Pressure Reveals About Your Character, Discipline & Faith Episode 48
The Day Hurricane Milton Hit: What Pressure Reveals About Your Character, Discipline & Faith we’re in it—the day Hurricane Milton hits. This is more than just a documentation of chaos; it’s a raw, unfiltered look at what happens when the storm finally arrives. How do you react when your plans fall apart? When everything you prepped for is tested? This episode explores how real pressure exposes your habits, mindset, and the foundation you’ve built.If you’ve ever felt like life hit all at once—this one’s for you. Because when the storm comes, your preparation, p...
2025-04-10
1h 01
Mindset Shift: Nestor and Daniel Unfiltered
The Day Before Hurricane Milton: Finding Focus, Faith & Fortitude in the Eye of the Storm --Episode 47
In Episode 47, recorded just before Hurricane Milton hits, we reflect on how life often gives us storms—literal and emotional—as wake-up calls. This raw, real episode is about grounding yourself before chaos, finding clarity under pressure, and learning how to stand strong when everything around you feels uncertain. Whether you're weathering a storm in life or in your mind, this episode will help you prepare, reset, and rise.Mental Resilience: How to find peace in uncertainty and take control of what you can.Faith Over Fear: The power of belief when life gets unpredictable.
2025-04-08
40 min
Mindset Shift: Nestor and Daniel Unfiltered
How Bad Do You Want It
In Episode 45, we challenge the mindset behind real achievement. How bad do you really want to succeed—in your fitness, business, relationships, or personal development? This episode breaks down what it takes to tap into next-level discipline, fuel your motivation with purpose, and create unstoppable momentum toward your goals.What You'll Learn:The Truth About Discipline: Why motivation fades, but discipline will carry you through.Mindset of Winners: Learn the habits, routines, and beliefs of high performers.Purpose-Driven Success: How connecting your goals to your deeper “why” unlocks relentless drive.Mental Toughness Training: Strategies to keep pushing when it get...
2025-03-31
1h 51
Banking on Disruption Daily
Robinhood Launches Wealth Management Services, Affirm's CEO Positions Company as the "American Express" of Buy Now, Pay Later, and CFPB Grilled on Capitol Hill
Robinhood has unveiled its new wealth management services, a pivotal development that underscores the increasing demand for professional financial guidance among retail traders. Concurrently, Affirm's CEO has articulated a vision for the company to emerge as the "American Express" of the Buy Now, Pay Later sector, emphasizing structured repayment options that appeal to consumers seeking financial control. Additionally, the Consumer Financial Protection Bureau (CFPB) faced scrutiny during a recent House hearing, with significant discussions surrounding its regulatory authority and operational transparency. The introduction of Robinhood Strategies represents a strategic extension of services aimed at democratizing wealth management for a...
2025-03-27
04 min
Clashists
New Zip Code, New Personality?
Existential crises abound! Today we discuss the various life events that have altered our personalities — from moving between cities and starting new relationships to actively chipping away at our less desirable traits. How has marrying a French man impacted Dani? How has incessantly being described as neurotic driven Gabby to self help articles? Only this ep will tell! Also ft: France's interpretation of "corn dogs" (heavy emphasis on *interpretation), the ageless joy of Kinder eggs, and why both of your beloved hosts are spiralling into scaffolding-induced insanity.The Atlantic — "I Gave Myself Three Months to Change My Pers...
2025-03-26
1h 30
Banking on Disruption Daily
Critical ChatGPT Vulnerability Targeting Financial Institutions Identified, Strategic Cloud Partnership Announced Between Finastra and IBM, Affirm's Expanded Credit Reporting, & a Data Breach at Western Alliance Bank Affects Thousands of Customers
A critical vulnerability in ChatGPT has been identified, specifically targeting financial institutions, raising significant concerns about the security of sensitive consumer data. This revelation is accompanied by the announcement of a strategic cloud partnership between Finastra and IBM, which aims to enhance cloud-based lending solutions and facilitate digital transformation within the financial sector. Additionally, Affirm is set to expand its credit reporting practices, integrating payment plan data into the credit scoring system, a move that may influence future credit assessments. Moreover, a data breach at Western Alliance Bank has compromised the personal information of nearly 22,000 customers, stemming from a...
2025-03-21
04 min
Banking on Disruption Daily
Fed Chair Powell Navigates Economic Crosswinds, Tariffs Drive Inflation Uncertainty, Fintech Firms Eye Bank Charters, & Community Bankers Challenge Credit Union Tax Exemptions
Federal Reserve Chair Jerome Powell confronts a complex economic landscape characterized by inflationary pressures stemming from tariffs, which complicate the central bank’s monetary policy decisions. The Fed has opted to maintain its benchmark interest rate, acknowledging the challenges posed by stagnant growth and rising prices, reminiscent of stagflation, albeit less severe than in previous decades. Concurrently, the Independent Community Bankers of America have recalibrated their approach to contesting credit union tax exemptions, advocating for the abolition of these benefits specifically for larger credit unions that have strayed from their foundational mission. Additionally, the fintech sector is poised to pu...
2025-03-20
03 min
Banking on Disruption Daily
Klarna Files for NYSE Listing, Chase Cracks Down on Zelle Fraud, Trump Slashes CDFI Fund, & CBA Live Conference Kicks Off
Klarna has officially filed for a listing on the New York Stock Exchange, marking a significant step in the fintech landscape. This episode delves into the implications of this IPO, alongside a critical examination of Chase's recent measures to combat fraud on the Zelle platform, wherein the bank has identified a notable correlation between social media transactions and fraud incidents. Furthermore, we address President Trump's executive order that seeks to diminish the Community Development Financial Institutions Fund, a decision met with bipartisan dissent due to the fund's crucial role in supporting economically distressed communities. Additionally, we explore the rising...
2025-03-17
04 min
Las versiones musicales del amigo secreto
T6 E26 - Donnie Darko - Joy Division - Love Will Tear Us Apart
Las versiones musicales del amigo secreto de Javier del Pino y (un poco menos) de Rafa Panadero.
2025-03-15
07 min
Las versiones musicales del amigo secreto
T6 E26 - Donnie Darko - Joy Division - Love Will Tear Us Apart
Las versiones musicales del amigo secreto de Javier del Pino y (un poco menos) de Rafa Panadero.
2025-03-15
07 min
A vivir que son dos días
45 RPM | "Love Will Tear Us Apart (Donnie Darko)"
El amigo secreto y Rafael Panadero se atreven con los primeros acordes de una de las canciones de Joy Division más recordadas. Al ritmo de "Love Will Tear Us Apart (Donnie Darko)" empezamos la mañana.
2025-03-15
18 min
Banking on Disruption Daily
Trump to meet with Tech CEOs Amid Tariff Concerns, Klarna Readies IPO with a $15 billion Valuation Target, & Fed's Beige Book Reveals Mounting Economic Uncertainty
President Trump is poised to engage in discussions with prominent tech CEOs amidst escalating concerns regarding tariffs that could profoundly affect the industry. This crucial meeting will involve executives from major corporations such as IBM, Intel, Qualcomm, and HP, who are expected to deliberate on the ramifications of current trade policies and their implications for U.S. manufacturing. Concurrently, Klarna is preparing for its anticipated initial public offering, targeting an ambitious valuation of $15 billion, a notable increase from its previous valuation of $6.7 billion in 2022. Additionally, the Federal Reserve's Beige Book has unveiled a landscape marked by growing economic uncertainty...
2025-03-06
04 min
Banking on Disruption Daily
Banking Executives Brace for Industry Reshuffling as Texas Banks Merge, Leadership Changes Sweep Across Financial Institutions, & Regulators Face Organizational Upheaval at the CFPB
Banking executives are currently poised for significant industry reshuffling, as evidenced by the recent merger activities among Texas banks and the overarching leadership changes proliferating across various financial institutions. The Consumer Financial Protection Bureau (CFPB) is confronting considerable organizational upheaval, with allegations of impending workforce reductions that may drastically alter its operational capacity. These developments raise critical questions regarding the future of consumer protection in the financial sphere, particularly as the CFPB navigates potential dismantling under new leadership. Concurrently, economic indicators such as rising savings rates and shifts in consumer spending patterns reflect broader trends affecting the financial landscape...
2025-03-03
04 min
Banking on Disruption Daily
BNY Partners with OpenAI, Betterment Acquires Ellevest's Automated Investing Business, & Jonathan McKernan Faces Tough Questioning During his CFPB Confirmation Hearing
We discuss the recent partnership between BNY, the United States' oldest bank, and OpenAI, which aims to incorporate artificial intelligence into BNY's operations to enhance efficiency and streamline complex workflows. Additionally, we delve into the implications of Jonathan McKernan's confirmation hearing for the Consumer Financial Protection Bureau, where he faced rigorous questioning regarding the agency's mandate and its adherence to statutory authority. Furthermore, we examine Betterment's acquisition of Ellevest's automated investing business, a strategic move that will transfer significant assets and accounts by April 2025, while Ellevest continues to focus on wealth management for high-net-worth clients. Our exploration also reveals...
2025-02-28
04 min
Clashists
Turns out Dating is Weird ... Everywhere
The first of what we can fully assure you will be a ~nearly incessant~ amount of eps about dating, We compare dating in NYC vs Paris (SPOILER ALERT: they're both bad!
2025-02-18
1h 02
Banking on Disruption Daily
Trump Eyes FDIC Merger, OpenAI's Altman Promises GPT-5, & JPMorgan Chase Trims Workforce Amidst Regulatory Shifts
The Trump administration is contemplating a significant merger of the Federal Deposit Insurance Corporation with other regulatory entities, such as the Treasury Department, in an effort to streamline and enhance the oversight of America's banking framework. This proposal includes the potential integration of the FDIC's regulatory responsibilities with those of the Office of the Comptroller of the Currency, which could result in a consolidated approach to financial supervision. Concurrently, JPMorgan Chase has initiated a workforce reduction impacting fewer than 1,000 employees, a move characterized as a standard management procedure despite the bank's retention of 14,000 open positions. Furthermore, OpenAI's Sam Altman...
2025-02-13
04 min
Banking on Disruption Daily
nCino Acquires Sandbox Banking, DeepSeek AI Faces Security Concerns, & President Trump Nominates McKernan and Gould to Lead Key Financial Regulatory Agencies
The recent acquisition of Sandbox Banking by nCino marks a significant development in the realm of cloud banking solutions, as it underscores the increasing consolidation within the fintech sector. Concurrently, the alarming security vulnerabilities associated with DeepSeek AI have raised serious concerns, prompting calls for stringent regulations regarding its use, especially in governmental applications. Moreover, President Trump has nominated Jonathan McKernan and Jonathan Gould to spearhead pivotal financial regulatory agencies, a move that is poised to influence the regulatory landscape significantly. These nominations arrive amidst a backdrop of workforce reductions and shifting priorities within federal agencies, suggesting a turbulent...
2025-02-12
04 min
Banking on Disruption Daily
Robinhood's $45 Million SEC Settlement, Bank Earnings Season Kicks Off, & Truist's Leadership Changes
Robinhood has reached a $45 million settlement with the SEC due to various regulatory violations, which include issues related to suspicious activity reporting and unauthorized access. As the banking sector braces for major earnings reports this Wednesday, analysts are keenly observing trends in digital banking and consumer behavior following significant mobile user growth among major banks. The Consumer Financial Protection Bureau is also pushing for deeper research into the impact of Buy Now Pay Later services on consumer financial health, as recent data shows a notable increase in their usage. Additionally, Truist Financial’s COO has resigned amid ongoing organizational ch...
2025-01-14
04 min
Banking on Disruption Daily
Congress Tackles Financial Reform, Major Banks Exit Climate Commitments, and the CFPB Makes a Move to Lessen Medical Debt's Impact on Credit Scores
Congress is poised to tackle significant financial reform as the 119th Congress convenes with a Republican majority. Key topics on the agenda include the Credit Card Competition Act, which seeks to allow card payments to be routed over competing networks, and the Earned Wage Access Consumer Protection Act aimed at regulating EWA providers. Meanwhile, the Consumer Financial Protection Bureau (CFPB) has announced a groundbreaking regulation that will remove $49 billion in medical debt from credit reports, which is expected to boost consumer credit scores and increase mortgage approvals. Major banks are also making headlines, with JP Morgan Chase exiting the...
2025-01-08
04 min
Mindset Shift: Nestor and Daniel Unfiltered
Moving on Faith Down the Road to Success
Episode 39: Moving on Faith Down the Road to Success In this episode, we dive into the powerful concept of moving forward with faith, even when the path ahead is unclear. Life often presents us with twists and turns where the destination feels uncertain. Yet, just like trusting the road will continue beyond the horizon, success demands courage to take the next step. Join us as we explore how to embrace uncertainty, lean into trust, and build resilience for the journey ahead. 🎧 Listen now and start turning your dreams into reality! 💡 Actionable insights on personal growth and self-improvement 🚀 Practical tools for achie...
2024-12-01
1h 48
Mindset Shift: Nestor and Daniel Unfiltered
5 MEO DMT SAVED MY LIFE Nestor A. Cadena Episode 36
@THEREAL_N357OR takes a deep dive into his journey to creating his new identity and this part of his journey saved his life. In this powerful episode, we dive deep into the transformative experience of 5-MeO-DMT, a potent psychedelic often referred to as the “God molecule.” Nestor and Daniel explore the profound, life-changing journey that 5-MeO-DMT has taken Nestor on, discussing how this substance saved his live and gave him new perspectives on reality, consciousness, and healing. Through raw and personal stories, he shares how the substance helped him break through mental and emotional barriers, leading to deeper self...
2024-11-12
56 min
Sacred Psychedelics
Monica Cadena: Ancestors, Psychedelic Allies, and Decolonizing Mental Health (Ep. 19)
DOWNLOAD OUR FREE MICRODOSING EBOOK: Bridging Worlds: Indigenous Wisdom for Microdosing Mushrooms. In this FREE ebook, learn how to integrate indigenous wisdom into your microdosing practice. With this guide, you'll rediscover ancestral knowledge that will turn your microdosing practice into one that is just as magical as it is transformative. Click here to download! In this episode of Sacred Psychedelics, Xochitl converses with Monica Cadena, an Afro Chicana and Afro Indigenous California-based artist and digital strategist. Monica shares her journey with sacred earth medicines and her personal transformation through the use of...
2024-10-16
56 min
AgriMundo
AgriMundo -- Episode 002 -- Ramon Pieve | Part 1
El Cultivo del Aguacate en Colombia Con Enfoque en el Orgánicos y Biodinamicos: En esta conversación, Ramón Piede comparte su extensa trayectoria en la industria agrícola, centrándose en la distribución de frutas tropicales y los principios de la agricultura orgánica. Habla sobre la importancia de educar a los consumidores sobre las frutas tropicales, la evolución de las prácticas de agricultura orgánica y la importancia de la biodinámica y la permacultura. Ramón enfatiza la necesidad de la salud del suelo y el papel de los microorganismos en la agricult...
2024-10-04
33 min
Banking on Disruption Daily
TD Bank Spoofing Settlement, Banks Enter BNPL Space, and NCR Voyix Sells Digital Banking Unit
TD Bank has agreed to pay over $20 million to resolve a spoofing case involving fraudulent orders by a former trader. The settlement includes a three-year deferred prosecution agreement and significant penalties, plus enhancements to their compliance programs.Major banks are entering the buy now, pay later market by offering debit-based installment plans. This move allows customers to split their debit purchases into four equal payments, directly competing with firms like Affirm and Klarna. Major banks such as J.P. Morgan Chase are launching their own BNPL products.NCR Voyix has completed the sale of its...
2024-10-01
02 min
Estos son los mejores audios de Cadena SER.
Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will Brown
Nieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-30
16 min
Todo Concostrina
Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will Brown
Nieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-30
16 min
Acontece que no es poco con Nieves Concostrina
Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will Brown
Nieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-30
16 min
Estos son los mejores audios de Cadena SER.
Acontece que no es poco | 28 de septiembre de 1919: El horror de Henry Fonda en el linchamiento de Will Brown
Nieves Concostrina habla sobre el linchamiento de Will Brown en los disturbios raciales de Omaha (Estados Unidos) en 1919.Ya puedes escuchar Polvo eres, exclusivo en Podimo: https://go.podimo.com/es/polvoeres
2024-09-30
16 min
Banking on Disruption Daily
Legal Hurdles for Wells Fargo, FDIC Conflict Concerns, and Payfare's DoorDash Setback
- Wells Fargo is embroiled in a new lawsuit over allegedly insufficient interest rates on uninvested cash in advisory and brokerage accounts, adding to their legal woes.- A recent FDIC Office of Inspector General report calls for stronger conflict of interest training for FDIC employees to bolster transparency and accountability.- Recent FDICenforcement actions highlight serious internal risks in banks, with multiple high-profile cases of executives being removed for failures and misconduct, emphasizing the need for better internal controls and AI-driven fraud detection.- Payfare is withdrawing its 2024 financial guidance as DoorDash...
2024-09-30
05 min
Banking on Disruption Daily
TD Bank Leadership Shuffle, Klarna's AI Shopping, Walmart's Instant Payments, Apple Card Battle, and Salesforce's AI Insights
TD Bank Group announces significant leadership changes with CEO Bharat Masrani set to retire, and Raymond Chun to succeed him. Other key executives, including Riaz Ahmed, are also transitioning, amid ongoing challenges regarding the bank's anti-money laundering controls.Klarna launches a chat-based shopping experience powered by OpenAI, making online shopping smarter and more personalized. Additionally, internal AI tools improve employee efficiency and customer service.Affirm CEO Max Levchin discusses the increased adoption of buy now, pay later options to attract holiday shoppers. Affirm's integration with Apple Pay and partnerships with Hotels.com and others are...
2024-09-20
05 min
Banking on Disruption Daily
Five Star Bank Exits BaaS, Fifth Third Expands Finance Academy, Affirm Joins Apple Pay, AI's Business Impact, Adobe's New AI Tools
Financial Institutions Inc., the parent company of Five Star Bank, announced it will exit the banking-as-a-service (BaaS) business due to regulatory changes and modest contribution to overall performance. The shift allows focus on core retail, commercial banking, and wealth management lines, with a wind-down projected by next year.Fifth Third Bank is expanding its digital financial education programs to include junior high students, building on the success of their high school programs and Young Bankers Club for elementary students. These initiatives aim to improve financial literacy across 11 states.Affirm has integrated its "buy now, pay...
2024-09-17
04 min
Banking on Disruption Daily
NBT Acquires Evans Bancorp, Explosive Consumer Debt Rise, and Huntington's Big Expansion
First up, consumer revolving debt surged to $1.36 trillion in July, a 25% increase from pre-pandemic levels. Despite stable inflation expectations, the projected cost of essentials continues to rise, leading to growing unemployment concerns and reliance on credit.In M&A news, NBT Bancorp announced a $236 million all-stock deal to acquire Evans Bancorp, enhancing its presence in Upstate New York. The merger will create the largest deposit market share in the region for banks with assets under $100 billion.On the risk and fraud front, the Financial Crimes Enforcement Network released an analysis of 15,000 check fraud cases. Findings...
2024-09-10
05 min
CADENA Y PEDAL
CADENA Y PEDAL / 61. TÚ A TÚ de VAN AERT y GROVES con victoria del australiano | Sin novedades en la general #LaVuelta24
Etapa número 14 de esta Vuelta a España 2024. Jornada que nos llevaba desde VILLAFRANCA DEL BIERZO hasta VILLABLINO, en una etapa larga de media montaña con 200,5 kilómetros de recorrido. Etapa donde se ha conformado una fuga poco númerosa y donde el Visma Lease a Bike ha decidido llevar a cabo durante toda la carrera el control de la etapa en esa búsqueda por la victoria para Wout Van Aert. Susto para Primor Roglic al pinchar en la bajada a 14 kilometros de meta tras la que finalmente se pudo reenganchar al pelotón. Sin di...
2024-08-31
12 min
Banking on Disruption Daily
Fed Rates, Job Revisions, U.S. Bank & Edward Jones Partnership, Mastercard Layoffs, Anthropic Lawsuit, Shadow Banking Risks
First up today, the minutes from the Federal Reserve’s July meeting show several officials support a 0.25 percentage point rate cut due to declining inflation and rising unemployment. Revised job data also indicates the economy added 818,000 fewer jobs than previously thought. Federal Reserve Chair Jerome Powell stated progress on slowing inflation but did not commit to an immediate rate cut. In related news, revised job growth figures have impacted consumers by keeping interest rates high, leading to increased financial strain, especially on lower-income individuals. These consumers have nearly maxed out their credit limits and hold less in sa...
2024-08-22
05 min
CADENA Y PEDAL
CADENA Y PEDAL / 52. El calor aploma y el checo PAVEL BITTNER consigue la que quizás sea su mejor victoria #LaVuelta24.
Etapa número 5 de la Vuelta a España 2024. Etapa que nos llevaba desde FUENTE DEL MAESTRE hasta SEVILLA en una jornada con 177 kilometros por un recorrido llano donde los sprinter veia ante sus ojos quizás la jornada más idonea para ellos en esta vuelta.Ardua jornada de calor la de hoy, en una etapa espesa donde el sprint se lo llevo Kaden Groves y en la búsqueda por la victoria final Wout Van Aert era superado por el corredor del DSM Pavel Bittner en un final de photo-finish. Mañana etapa 6 de esta Vu...
2024-08-21
09 min
CADENA Y PEDAL
CADENA Y PEDAL / 50. WOUT VAN AERT luce el rojo y se impone en la ultima jornada por tierras portuguesas #LaVuelta24.
Etapa 3 de esta Vuelta a España 2024. Etapa con 191,2 kilometros de recorrido de media montaña que nos llevaba desde la localidad de LOUSA hasta CASTELO BRANCO y que ponía fin a esta travesía por tierras lusas. Jornada donde los equipos invitados el KERN PHARMA y el EUSKALTEL-EUSKADI han vuelto a ser los protagonistas en una etapa calurosa cercana a los 40 grados de temperatura y que nos dejaban imágenes tan icónicas como la de los bomberos pulverizando agua al paso de los corredores para que se refrescaran a su paso. Ultima etapa por tier...
2024-08-19
10 min
Banking on Disruption Daily
Experian Acquires NeuroID; Forum Credit Union Partners with Apiture; France's Digital Wallet Boom
Welcome to Banking on Disruption Daily for Wednesday, August 14, 2024. I’m Fred Cadena. First, Forum Credit Union partners with Apiture to enhance digital banking capabilities for its 162,000 members in Indiana, focusing on improved online experiences for commercial clients.Next, French consumers are increasingly adopting digital wallets. Millennials prefer them for online shopping, while Gen Z likes them for in-store purchases. There's also rising interest in using digital wallets for ID verification and ticket storage.In another story, Google introduces a new "Everything Else" feature to its Google Wallet, highlighting the increasing demand for co...
2024-08-14
04 min
Banking on Disruption Daily
Fed Independence Challenged by Trump, Ripple Settles SEC Charges, and Truist's New Tech Leadership
Federal Reserve Debate: Donald Trump's comments about presidential influence over the Federal Reserve have raised concerns about the central bank's independence and the risk of inflation, echoing historical instances like the 1970s.Ripple Labs Settlement: Ripple Labs has agreed to pay a $125 million fine to the SEC over XRP token sales as an unregistered security, leading to ongoing uncertainty in the cryptocurrency market.Truist Financial's New CIO: Steve Hagerman has been appointed as the chief information officer of Truist Financial, taking on responsibilities for data and technology advancements.Mortgage Rate Decline: Mortgage rates...
2024-08-09
05 min
Banking on Disruption Daily
Banking on Disruption: Octane’s $50M Series E, Banks Dive into BNPL, CIBC Expands AI Team, JPMorgan Chase’s Surprising Branch Strategy
Welcome to Banking on Disruption Daily for Wednesday, August 7th, 2024. I'm Fred Cadena. First up today, US fintech Octane has secured a $50 million Series E funding round, exclusively from existing backers led by Valar Ventures and Upper90. Founded in 2014, Octane serves the powersports market and plans to use the new funds for market expansion and product development. In other fintech news, traditional banks are delving into the buy now, pay later (BNPL) market to attract Gen Z. Consumer spending on BNPL transactions soared to $17 billion during the holiday season. Banks like U.S. Bank are launching BNPL services to compete...
2024-08-07
03 min
Banking on Disruption Daily
Fraud Concerns Hit Venmo and Zelle, Fed Eyes Rate Cut, Walmart vs. Amazon in Digital Ad Race
First up today: A PYMNTS Intelligence report reveals that more than half of U.S. consumers now use peer-to-peer (P2P) apps like Venmo and Zelle, raising concerns over growing fraud. Financial institutions are increasingly leveraging AI and machine learning to combat impostor scams and maintain trust.In job market news: July saw a slowdown in job growth and an unemployment rate rise to 4.3%, sparking debates over the size of the Federal Reserve's upcoming interest rate cut. The latest jobs report will likely influence the Fed's decision at their September 17-18 meeting.In regulatory updates...
2024-08-02
04 min
People at the Core
Are You in True Crime or Sports?: From Skateboarding Videos to Soap Operas to Winning an Emmy, David Herr on the World of Film & TV Editing
Ever wondered how an Emmy-winning editor got his start? Join us for an engaging chat with David Herr, the man behind some of your favorite TV moments. David's charming Midwestern demeanor and knack for corny jokes will have you laughing as he shares anecdotes about his surname which means 'Mister' in German, inspiring Rita and Marisa to bust out in singing "To Be With You" by Mr. Big. We'll set the record straight on whether Styx ever dabbled in Christian rock and reminisce about unforgettable concert antics from the Christian metal band Striper.Our episode takes you...
2024-07-31
59 min
CADENA Y PEDAL
CADENA Y PEDAL / 46. Etapa 21 ¡TADEJ POGACAR consigue el doblete🟣🟡 y su TERCER TOUR DE FRANCIA🏆!
Etapa 21 de este Tour de Francia 2024. Llegabamos ya a la última etapa, en una jornada histórica ya que por primera vez en su historia el Tour de Francia no terminaría en París sino en Niza y además con una crono individual. Jornada en la que hemos podido disfrutar del ultimo baile entre los 3 grandes favoritos de la carrera y es que entre ellos estaba la pelea por la etapa. Contrarreloj exigente con esas dificultades montañosas donde hemos visto adelantarse a ciclistas con la bici de crono a los que han decidido llevar l...
2024-07-22
16 min
CADENA Y PEDAL
CADENA Y PEDAL / 44. Etapa 19. ¡TADEJ POGACAR DE-SEN-CA-DE-NA-DO!💥🟡 ¡CARAPAZ, líder de la montaña!
Etapa 19 de este Tour de Francia 2024, en una nueva jornada de montaña está si que sí, pura pero que pura montaña!!! y esque ibamos desde EMBRUN hasta ISOLA 2000. Recorrido corto de solo 144,6 kilometros pero muy exigente. Y esque en este trayecto los corredores acumulaban 4.400 desnivel positivo. Etapa en la que tras formarse una fuga muy numerosa de en torno a 22 corredores, posteriormente se seleccionaría en 10. En ella veíamos a un muy combativo Richard Carapaz que coronaba el primer puerto puntuable al igual que el puerto de LA BONETTE. De esta manera el corredor...
2024-07-19
15 min
CADENA Y PEDAL
CADENA Y PEDAL / 43. Etapa 18. VICTOR CAMPENAERTS Triunfa antes de la traca final |Gran día para la fuga| TDF24🥇
Etapa 18 del Tour de Francia que nos llevaba desde GAP hasta BARCELONNETTE. Por delante 179,5 kilometros y un desnivel positivo de 3.100 metros donde los cazaetapas contaban con una muy buena oportunidad. Al fin llego la fuga en un día en el que hemos visto muy combativo a Mathieu Van der Poel. Día de relax entre los hombres de la general que han entrado a más de 13 minutos y medio del ganador de etapa. En un día donde se ha llevado la victoria Victor Campenaerts al que veíamos ser felicitado por su compatriota belga en...
2024-07-18
14 min
CADENA Y PEDAL
CADENA Y PEDAL / 41. Etapa 16. PHILIPSEN iguala en victorias a GIRMAY que se va al suelo 💥🚲💨
Etapa 16 del Tour de Francia que nos llevaba desde Gruissan y Nimes con un recorrido de 188,6 kilometros. Jornada tras el día de descanso que se ha desarrollado en su mayoría con total tranquilidad. Susto para Biniam Girmay con esa caída a falta de 1,5 kilometros del final de etapa y que le han impedido disputar la llegada. Víctoría de Jasper Philipsen, en un día donde no encontramos cambios en la general encabezada por Tadej Pogacar. Mañana recordad jornada en la que vamos desde SAINT-PAUL-TROIS-CH TEAUX hasta SUPERDÉVOLUY. Por delante 1...
2024-07-16
12 min
CADENA Y PEDAL
CADENA Y PEDAL / 39. Etapa 14. TOUR DE FRANCIA 2024. ¡EXHIBICIÓN PORTENTOSA de TADEJ POGACAR!🟡🏅
Etapa 14 del Tour de Francia que nos llevaba desde Jornada de montaña por los pirineos donde íbamos desde PAU hasta SAINT-LARY-SOULAN PLA D'ADET. Por delante,los corredores se enfrentarían a 151,9 kilometros con un desnivel positivo de 4.000 metros y donde se haría frente a 3 grandes dificultades montañosas. Grandísima jornada por los pirineos, donde el español Oier Lazkano ha conseguido la gesta de coronar en primer lugar el mítico Col del Tourmalet, puerto que no era coronado por un español desde el año 2006. La fuga no pudo llegar tras la...
2024-07-13
16 min
CADENA Y PEDAL
CADENA Y PEDAL / 38. Etapa 13. TOUR DE FRANCIA 2024. PHILIPSEN 🏆 x2 | ROGLIC y AYUSO out ❌ | ⚔️ en alto.
Etapa 13 del Tour de Francia que nos llevaba desde AGEN hasta PAU con un desnivel positivo de 2.000m. y 165,3 kilómetros de distancia. Jornada donde la fuga no consiguió llegar y que deja 3 abandonos más (Juan Ayuso, Jesús Herrada y Primor Roglic). Etapa que finalmente se decidió al sprint con Philipsen consiguiendo el doblete y empañado por esa dura caída que veíamos. Espadas por todo lo alto tanto por parte de los lideres y sus equipos con un Pogacar metiéndose hasta en el sprint final y con un destacable papel del Visma, U...
2024-07-12
15 min
CADENA Y PEDAL
CADENA Y PEDAL / 35. Etapa 10. TOUR DE FRANCIA 2024. PHILIPSEN se estrena. Recuerdo de Bahamontes 🏅
Etapa 10 del Tour de Francia 2024. Etapa número 10 ya, que cuenta con un perfil llano de 187,3 kms. con solo 950m. de desnivel. Donde teníamos por delante una nueva jornada para los sprinters que ya veran como sus oportunidades empiezan a decaer en el resto de etapas venideras de esta edición del Tour. Llegada previsible al sprint donde Jasper Philipsen se ha impuesto a Biniam Girmay y al resto de corredores. En una jornada donde también conocíamos el abandono del corredor Alexander Vlasov del equipo Bora RedBull debido a una dolencia del tobillo por esa caíd...
2024-07-09
13 min
CADENA Y PEDAL
CADENA Y PEDAL / 25. Previa Tour de Francia 2024. Equipos y corredores.
Previa Tour de Francia 2024 donde llevamos a cabo el análisis de los equipos y corredores de esta edición. Tadej Pogacar se presenta como el principal favorito a la general final pero cuidado porque seguro no se lo ponen nada fácil los Vingegaard, Roglic, Evenpoel y compañia. Creo que Carlos Rodriguez completará un gran Tour donde también habrá que ver que actuación pueden llevar corredores a priori no tan favoritos como Pidcock, ¿Cuál es el corredor que piensas que puede dar la sorpresa? ¿Cuál equipo piensas que es el más fuerte...
2024-06-28
19 min
People at the Core
A Writer's Life: Ninja Turtles, Immigrant Education and the Necessity of a Writing Community with Dolan Morgan
Ever wondered how childhood dreams and unexpected career paths intersect? Join us as we sit down with Dolan Morgan, a gifted writer and illustrator from Greenpoint, Brooklyn, who takes us on a nostalgic journey from dictating stories to his grandmother, to immersing himself in the vibrant life of New York City. Dolan opens up about their move from Connecticut to NYC for college and his studies at NYU, where they balanced an education degree with a burning passion for writing. You'll hear heartwarming and humorous anecdotes, like working with newly arrived immigrants at Port Authority and laughing about cultural...
2024-06-19
44 min
El Cine en la SER
El Cine en la SER: El regreso de los 'Bad boys' de Will Smith y la comedia total de Richard Linklater
Pasada la fiesta del cine, con resultados desiguales, otra tanda de estrenos llega a las salas. Will Smith regresa con la cuarta película de ‘Bad boys’, para nosotros siempre serán ‘Dos policías rebeldes’, y promete lo de siempre, acción y comedia. Con su permiso, el gran estreno de la semana es ‘Hit Man: Asesino por casualidad’, la divertida e inteligente propuesta de Richard Linklater que mezcla comedia romántica, thriller y una reflexión sobre la identidad. También hay otros hombres perdidos en ‘Ex maridos’, la tragicomedia que protagoniza Griffin Dunne. Además tenemos a Anthony Hopkins de Fre...
2024-06-07
53 min
People at the Core
A Writer's Life: Goats, God and the Deep South with Literary Soulmates K. Hank Jost and Bonnie Hall
Ever wondered what magic brews when the lives of literary soulmates intertwine?*Hank and Bonnie, the literary power couple who've journeyed from the Deep South to the vibrant streets of Brooklyn, sit down with us to unravel their story. They share their voyage through life and literature, offering glimpses into their existence as a couple that breathes words and wisdom. We peel back the layers of our podcast's creation, a tale of neighbors turned co-creators, transforming casual discussions into a symphony of storytelling and camaraderie.Through our discourse, we confront the emotional whirlwinds and the...
2024-05-29
1h 04
Banking on Disruption
Whats Next? Interest Rates, AI Innovation, & Digital Transformation
Navigate the ever-shifting sands of banking interest rates & AI's transformative power with Eric McCoy, our expert guest who blends deep banking executive experience with extensive digital consulting chops. This episode explores what banks should do in light of continued higher than expected inflation. We're not just crunching numbers, however, we're also dissecting the role of AI in enhancing efficiency, loan closing times, and ever-important customer satisfaction metrics. Discover how AI is already streamlining knowledge access, improving risk assessments, and shaping the future of customer experiences. And we're not just talking about a distant future; the groundwork for...
2024-05-03
1h 28
People at the Core
A Writer's Life: Sean Welsh on New York, Sobriety and Bukowski
Imagine uprooting your life and plunging into the heart of New York City's literary world.* That's precisely what Sean Welsh did, and in our latest episode, he shares the raw and transformative tale of a writer's journey in a city that never sleeps. From the echoes of laughter in the storied Greenpoint Palace Bar to the trials of sobriety amidst an industry awash with temptation, Sean's story is one of resilience and the relentless pursuit of creative authenticity.Join us as we explore the delicate interplay between the discipline required to hone one's craft and the spontaneous...
2024-04-30
1h 03
hivesucre 3Speak Podcast
Podcast|Navegando en la Cadena: Hive y más. Hive/Economía/Cripto/Captación [EP9+Sub Eng]
https://3speak.tv/watch?v=hivesucre/qrbqzneh Un saludo gigante a toda la familia de @hivesucre, hemos regresado con su Podcasts favorito Navegando en la Cadena: Hive y Más. Hoy con una entrega muy especial porque nuestra lider de comunidad @aksurevm89 y @omarcitorojas, estaremos desde las instalaciones de nuestro aliado hbd @taplongebar con un invitado muy especial. Hablamos de Miguel Pazos quien es dueño del local donde hacemos la transmisión y dueño de @bodegonqq, que como ustedes saben también es nuestro aliado comercial. Además; nuestro invitado es el máximo represe...
2024-03-18
00 min
hivesucre 3Speak Podcast
Podcast | Navegando en la Cadena: Hive y más.. Hive/Turismo y Criptografía [EP8+Sub Eng]
https://3speak.tv/watch?v=hivesucre/llnxmibg Un gran abrazo a toda la familia @hivesucre, estamos de vuelta en su Podcasts favorito Navegando en la Cadena: Hive y Más. Hoy es un día cargado de mucha información; porque tenemos un invitado de lujo y es que vamos a conversar con nuestro amigo Julio Alejandro, Director de Administración del Instituto Municipal Autónomo de Turismo del Municipio Sucre IMATUR. Así es amigos, continuamos en la onda del turismo, pero no se preocupen porque tendremos temas muy interesantes. En esta edición, junto a...
2024-03-10
00 min
Estamos de cine
Especial BSO 30 años de “Cadena Perpetua” + “El Correo” + “Cualquiera menos tú”
Min 5: EL FILTRO LUCHINI: "EL CORREO" El nervio de Daniel Calparsoro vuelve a las salas de cine con “El Correo”. El nuevo thriller del director de “Salto al vacío”, “Cien años de perdón” o la reciente “Todos los nombres de Dios”, conjuga la presencia de jóvenes talentos como Arón Piper o María Pedraza y la de veteranos como Luis Tosar o Luis Zahera. División de opiniones la que provoca “El Correo” en nuestro Filtro Luchini, donde el juego de contrastes en el criterio de nuestros críticos se hará especialmente visible. ¿Quién será el poli bueno? Min 14...
2024-01-20
1h 16