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Real Life Mortgage SolutionsReal Life Mortgage SolutionsMPP info for Brokers and Clients Featuring Bart PatersonLen Lane sits down with Bart Paterson, Business Development Manager at Manulife, to explore the often-overlooked importance of life and disability insurance in the mortgage process. While many clients are familiar with default and title insurance that protect the lender and the property, Len and Bart emphasize that life and disability insurance protect the client by insuring their health, income, and long-term investment. Bart explains Manulife’s Mortgage Protection Plan (MPP), a flexible, portable insurance solution with fixed premiums that can provide peace of mind for homeowners facing unexpected life events, especially new homeowners. He...2025-05-2727 minBaseball and BBQBaseball and BBQAuthor of Homestand: Small Town Baseball and the Fight for the Soul of America, Will Bardenwerper and Founder of Nate's Smokehouse BBQ Blends, Nate CorbittEpisode 291 features Will Bardenwerper, author of Homestand:  Small Town Baseball and the Fight for the Soul of America and Nate Corbitt, founder of Nate's Smokehouse BBQ Blends Will Bardenwerper has contributed to The New York Times, The Washington Post, and Harper's Magazine.  He served as an Airborne Ranger-qualified infantry officer in Iraq and was awarded a Combat Infantryman Badge and Bronze Star. Homestand:  Small Town Baseball and the Fight for the Soul of America reflects the time Will spent in Batavia, New York, as he got to know the community and experience their love of baseb...2025-05-171h 48Bloomers in the GardenBloomers in the GardenBloomers in the Garden • 5.17.25 • Buy Insecticide when You Buy These Plants • Types of Roses & Placement • Feeding Your Roses • Cutting Garden Plants • What’s Buggin’ U?!? Ticks! • and More!1. I’ve always wanted to do a segment about when you buy these particular plants…just buy the insecticide for disease control with it at the same time! In our first segment I’m telling you not to Avoid these popular plants! Just know you will need to keep them sprayed in order to keep them looking their best!! 2. Our 2nd Segment is the first part of a two part rose segment. First up we're going to discuss the different types of roses and where they should be used! 3. Next up in our third segment is how...2025-05-1658 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsThe Truth About Foreclosure: Legal Insights & Financial Impact with Brandon Hans of Barr LLPIn this episode of the podcast, Len sits down with lawyer Brandon Hans to discuss the complex world of foreclosure. They break down the foreclosure process, explaining how it begins when a borrower defaults on their mortgage and the lender takes legal action to recover the debt. Key triggers for foreclosure include missed payments, failure to maintain the property, and breaches of loan agreements. The discussion covers the different approaches taken by smaller lenders versus larger banks, the legal steps involved, and the financial consequences homeowners may face, including damage to credit scores and additional costs such as legal...2025-05-1332 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsClosing Challenges & Rising Fees with Shane Parker, KC PDS Law Real EstateIn this episode, host Len welcomes Shane Parker, partner at PDS Law—Parker Dubrule Szaskiewicz LLP—to discuss the rising land title registration fees in Alberta and the challenges facing real estate lawyers today. Shane explains how these fee increases and evolving document requirements impact homebuyers, emphasizing the importance of clear communication with lenders to prevent unexpected delays.Len and Shane also delve into shifting real estate regulations, including stricter anti-money laundering (AML) identification rules and the continued requirement for original ink signatures on land title registrations. They highlight common closing challenges and underscore the...2025-04-2919 minBlack Op RadioBlack Op Radio#1248 – Steve Jaffe / Paul Bleau  Steve has been keeping busy, slowly going through the 80,000 pages from the recently declassified JFK files. Seasoned JFK researchers who know the historic material will be able to make sense of the new JFK files. Len & Steve discuss the JFK Task Force headed by Congresswoman Anna Luna & the recent hearings. Steve finds Luna as being forthcoming & capable to the task of heading this new JFK task force. Steve is proud of his friendship with JFK researcher & author, Jefferson Morley, founder of JFK Facts website. Visit here. Oliver Stone will never be forgotten by the JFK researching community. His c...2025-04-2555 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsModernizing the closing process with Reuven Gorsht of Deeded Law ServicesHost Len chats with Reuven Gorsht from Deeded to discuss the challenges and innovations in the real estate closing process. Reuven shares his personal experience of a disastrous and disorganized closing that inspired his mission to modernize the closing experience for homebuyers. The conversation explores how Deeded’s virtual closing platform tracks and manages documents to ensure smooth transactions, combining human empathy with technology to provide a seamless experience for clients. Security is a focus of the discussion, with Reuven highlighting Deeded’s SOC2 certification and various measures to prevent phishing and fraud. The podca...2025-04-1523 minThe Canadian Bitcoiners Podcast - Bitcoin News With a Canadian SpinThe Canadian Bitcoiners Podcast - Bitcoin News With a Canadian SpinWill Alberta BREAK AWAY From Canada? (With Dave Bradley) | The CBPFRIENDS AND ENEMIESThis week fan favourite Dave Bradley returns to the show to drop some heat on Alberta leaving Canada, Canada's coming Federal election, Bitcoin's role in sovereignty, smoking indoors, and more!As secession talks gain momentum in Alberta, many are wondering if the province will break away from Canada. The Alberta Agenda, fueled by western alienation and a desire for greater autonomy, has sparked a heated debate about provincial rights and Canadian federalism. Amidst the autonomy debate, some are calling for Alberta sovereignty and even independence, citing concerns over Canadian unity and the role of the federal government...2025-04-031h 06Real Life Mortgage SolutionsReal Life Mortgage SolutionsUnderstanding Condos: An Expert Discussion with Brian Fischer of KDM ManagementIn this episode of the Brokers for Life Podcast, host Len Lane sits down with condo expert Brian Fischer of KDM Management to demystify the world of condominium ownership. Brian explains that condos are not just about apartments—they represent a specific ownership structure dating back to Roman times. He dives into the importance of reviewing condo bylaws, financial statements, and insurance before purchasing, emphasizing the risks of overlooking key details. Common concerns such as pet policies, parking, and age restrictions are discussed, with Brian highlighting the upcoming regulatory changes that will limit age restrictions to only 18+ or 55+ by 2030....2025-04-0136 minA Creative AffairA Creative AffairArt Is Personal: Embracing the Subjective Nature of Creation  Art Is Personal: Embracing the Subjective Nature of Creation In this episode of A Creative Affair, Brie and Len dive deep into the subjective nature of art, with all its highs, lows, and beautiful nuances. Here’s what you can look forward to: •The Subjectivity of Art: Why “good” art is in the eye of the beholder. Brie and Len discuss how different perspectives can bring about wildly different reactions to the same work of art. •Judging Art: What happens when judges and the public disagree? Len shares his experience judging a prestigious art competition and how the...2025-03-2834 minBlack Op RadioBlack Op Radio#1244 – Jimmy Dore  Len passionately expresses his respect & appreciation for Jimmy’s comedic reporting on political science. A fan of the Jimmy Dore Show for years Both Jimmy & Len had been big fans of The Daily Show with Jon Stewart on Comedy Central. No longer. Len listens to The Jimmy Dore Show religiously & encourages listeners of Black Op Radio to do the same. In 2006, the UCB theatre opened in Hollywood, asking Jimmy to come up with a show, different than stand up. Jimmy decided on a video show, combing outrageous clips of politics & pop culture, Pop & Politics. Pop & Politics morphed into The...2025-03-2837 minBlack Op RadioBlack Op Radio#1241 – Paul Bleau, John ArmstrongRequest a FREE copy of the Garrison Files from Len. Email Len . Read Paul's latest article on Kennedys and King, Cuba 1960 and Lansdale's Playbook Revisit Paul's article from 2016 The JFK Assassination According to the History Textbooks - Part 1 Listen to Col. Fletcher Prouty discuss details regarding JFK's assassination Watch here. Edward Lansdale in Dealy Plaza on 11/22/63? Watch 50 Reasons for 50 Years - Episode 18 Purchase the "Collected Works of Col. L. Fletcher Prouty" - direct download". Available Here. Len & Paul reflect on how they first started to communicate & their meeting in Quebec City. Len thanks Paul for going through the Garrison Files & exp...2025-03-071h 47Real Life Mortgage SolutionsReal Life Mortgage SolutionsUnderstanding Mortgage Switches and Transfers with Shawn JewersLen Lane, founder of Brokers for Life Inc., sits down with Shawn Jewers, Business Development Manager for MCAP Mortgages, to discuss the massive wave of mortgage renewals coming between 2025 and 2027. They break down the two types of mortgage transfers—standard and collateral—and why understanding the differences is crucial for brokers and homeowners alike. Shawn highlights the role of First Canadian Title (FCT) in the transfer process and explains how virtual signing can streamline transactions. The conversation also covers key industry insights, including the impact of grandfathering rules on insured mortgages and the potential savings that borrowers can access when...2025-03-0422 minEverything is PersonalEverything is PersonalThe Mindset of Ultra-Endurance & AI Entrepreneurship with Charles Cormier | Everything Is PersonalIn this episode of Everything Is Personal, Host Len May we dive into the world of ultra-endurance, biohacking, AI-driven businesses, and the mental resilience required for entrepreneurship with guest Charles Cormier. Charles shares how pushing physical and mental limits through ultra-endurance races has helped shape his entrepreneurial journey. From running 100K races to deep meditation retreats and AI-powered business strategies, this episode is packed with insights on optimizing your mind, body, and business for success. 🔍 What You’ll Learn in This Episode: ✔️ The Power of Endurance: How running ultra-marathons, Ironman races, and meditation practices train the mind for resilience in business...2025-02-271h 05Black Op RadioBlack Op Radio#1239 – Jim DiEugenioKennedy, Johnson & The Nonaligned World” by Robert Rakove. Find here. "Betting on the Africans" by Philip E. Muelenbeck. Find here. Len follows Mike Benz on Substack. Find here. Jim posts regularly on Substack. View here., Watch the new documentary "Fletcher Prouty's Cold War Cover Action Monthly Review on the Documentary Malcom Blunt discusses Fletcher Prouty and ARRB Fletcher Prouty vs the ARRB Article by Jim DiEugenio Len & Jim discuss the latest Trump & Musk political chaos in the United States. Elon wants to audit Fort Knox on a live feed. Will Musk find the vaults at Fort Knox empty? Len recalls Geraldo's...2025-02-2154 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsCMHC Spousal buyout programLen Lane, founder of Brokers for Life Inc., discusses the rising divorce rates in Alberta and how the CMHC Spousal Buyout Program can help individuals retain ownership of their homes post-divorce. This program allows a spouse to qualify for a mortgage independently, covering up to 95% of the property's value to settle outstanding mortgages and other financial obligations outlined in a court-ordered separation agreement. Lane highlights key criteria, including the property being a principal residence and both spouses being on the title. By facilitating a structured approach to asset division, the program can help individuals s...2025-02-1811 minBloomers in the GardenBloomers in the GardenBloomers in the Garden•2.15.25• Special Guest Seth Pearsoll of the PHS Philadelphia Flower Show • The History • Gardens of Tomorrow & The Don't Miss Exhibits • Hybrids or Natives & More!Bloomers in the Garden•2.15.25• Special Guest Seth Pearsoll of the PHS Philadelphia Flower Show • The History • Gardens of Tomorrow & The Don't Miss Exhibits • Hybrids or Natives & More! Today We are Joined by Seth Pearsoll Creative Director and Vice President for the Philadelphia Flower Show! Did you know The Philadelphia Flower Show is the oldest and largest indoor flower show in the world. It has also been described as “the country’s oldest, largest, and most prestigious celebration of flowers.” This years show will be heald March 1st thru the 9th. Seth’s position has him traveling extensivly! He brings back tho...2025-02-141h 00Black Op RadioBlack Op Radio#1237 – Jim DiEugenioAuthor & Researcher Jim DiEugenio Donald Thomas Obituary - Mission, TX NIGHT OF CAMP DAVID" : Free Download, Borrow, : Internet Archive Seven days in May : Fletcher Knebel: Free Download, : Internet Archive Provoked: How Washington Started the Catastrophe in Ukraine: Scott Horton : Books - Amazon.ca The Real Anthony Fauci: Robert F. Kennedy Jr. Books - Amazon.ca The Wuhan Cover-Up: And the Terrifying Bioweapons Arms Race : Robert F. Kennedy Jr., Books - Amazon.ca JFK researcher Don Thomas, author of 'Hear No Evil' has passed away on November 24, 2024. RIP. Len & Jim reflect on Don's research & his contributions to the JFK assassination research. Thom...2025-02-0750 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsRevolutionizing Banking and Mortgages: Neo Financial’s Vision with Wayne KainuIn this episode, Len Lane, founder of Brokers for Life Inc., chats with Wayne Kainu from Neo Financial about Neo's impressive journey and innovative approach to financial services. Wayne shares his personal story, moving to Calgary in the 1990s as a speed skater, and how he eventually joined Neo Financial, founded by the creators of Skip the Dishes.Neo has seen incredible growth, expanding from 100 to 800 employees in just three years. With cutting-edge technology, including a credit card application process that boasts 12-second approvals, Neo is reshaping banking and mortgage experiences in Canada. The...2025-02-0417 minAutism Parenting SecretsAutism Parenting SecretsTrust Your GUT FeelingsWelcome to Episode 241 of Autism Parenting Secrets. I’m excited to introduce Dr. Will Cole, a leading functional medicine expert and author of several game-changing books, including Ketotarian, Intuitive Fasting, and his latest Gut Feelings, Healing The Shame-Fueled Relationship Between What You Eat and How You Feel.This incredible book reveals the powerful connection between your emotional health and your physical health and how healing your gut can unlock better health and happiness for you and your family.As parents of children with autism, we know how critical diet and gut health are to...2025-01-3041 minThe Cyber Cognition PodcastThe Cyber Cognition PodcastThe Rise of Conscious Machines - Will AI Become Conscious?In this interview, we discuss with Jeremie Harris the question of whether or not artificial intelligence could advance to the point of achieving consciousness, self-awarenss, or free will. This was one of the most fascinating conversations I've ever had. Jeremie Harris (https://x.com/jeremiecharris) is a co-host of the "Last Week in AI" podcast (https://www.lastweekinai.com/), he is a co-founder and the CEO of Gladstone.ai (https://www.gladstone.ai/), and the author of the book "Quantum Physics Made Me Do It" (https://www.amazon.com/Quantum-Physics-Made-Fundamental-Everything/dp/0735244138).This conversation was originally r...2025-01-2737 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsBreaking Down Private Lending, Syndicated Mortgages, and MICs with Dan K. AkowuahHost Len Lane welcomes special guest Dan Akowuah from Amansad Financial to discuss the intricacies of private lending and its role within the mortgage industry. Len and Dan break down the differences between private lending, syndicated mortgages, and mortgage investment corporations (MICs), a topic that is often misunderstood. Dan provides insight into private lending as an arrangement where individuals or corporations lend funds directly, bypassing traditional banking requirements. He explains how these private loans can offer an alternative solution for borrowers who may not meet conventional lending standards, emphasizing the importance of thorough due diligence and investor safeguards, especially...2025-01-0722 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 1.4.25 • Elections Have Gardening Consequences • Building Your Soil • Go Organic (Fertilizers) • Organic Insect Control • Feeding Houseplants in Winter Changes are Coming in 2025! As they say “Elections have conequences”... these will reach right in to your garden! It’s all about the soil! Enriching your soil will increase the quality of your plants and volume of your crop’s yield. When you Grow your own food for your family, you want Organic Fertilizers that work. We made it easy. Insects will come but keeping your garden organic with effective insect control can be tough! We have the best choices for organic insect control! Wondering what you should do about feeding your houseplants in winter? Listen in and you’ll know the a...2025-01-0357 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 12.28.24 • Winterizing Your Water Garden • Snow Bent Shrubs • Insects Winter Vacation • Time To Remove Your Christmas Tree • & Much More! If you have a Water Garden you need to winterize it now! Hear what is essencial to do in our first segment! It’s inevitable the snow will come and bend over your shrubs! We have simple rules to follow to protect your plants. Hear them all in our 2nd segment!! Pest’s are looking at your home as a warm winter vacationing spot! We’ll explain what you can do to prevent or eliminate these snow- birds from invading your home in our 3rd segment. Shortly you will be taking your Christmas tree out of your house! Now what? We’ll...2024-12-2657 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 12.21.24• "Here Come's The Sun!" | Winter Solstice • Caring For Your Poinsettia • Citrus Stocking Stuffers | Growing Citrus Indoors • What's Buggin' You?!? Insects • Christmas Blessings Recap Today is the first day of Winter! In our first segment we’re going to discuss the the Winter Solstice! Did you get a Poinsettia for Christmas? In our 2nd segment we’re going to discuss caring for poinsettias in the home!! Depression era children and grand children can remember the stories of getting citrus in thier stockings. We’re going to discuss growing citrus as a house plant in our 3rd segment!! Scale are an insect pest on indoor and outdoor plants.It can be particularly difficult to control on indoor plants but we have the solution! Hear what that is...2024-12-2058 minBlack Op RadioBlack Op Radio#1230 – Dick Russell, Jim DiEugenioDick has recently gone live with his new Blowing The Whistle site on the Substack platform! Subscribe to Dick & help support his work. Arctic is under threat as the ice melts, polar bears are nearing elimination, whales etc.. The substack platform allows writers to draft material without censorship from publishers. Dick feels the recent drone scare is another government created false flag. After Dick started writing about the drones, whistleblowers started to comment on his posts. Some of these drones are the size of SUVs. Dropping tennis balls? What is going on? Thousands of reports have been coming in from th...2024-12-201h 50Bloomers in the GardenBloomers in the GardenBloomers in the Garden • 12.14.24 • Mary's Yews Call • Pro. Steve's Lawn Fertilizer Call • Keep Your Cut Christmas Tree Fresh • Gifts for Gardeners • The Burrrrrds & The Breeze (Cold Weather Help) Mary's Yews Call • Pro. Steve's Lawn Fertilizer Call • Keep Your Cut Christmas Tree Fresh • Gifts for Gardeners • The Burrrrrds & The Breeze (Cold Weather Help) Mary called the Bloomers in the Garden Hotline and has questions about her yews! Not me but Yews as in the shrub Taxus Yews! Hear all about it in our first segment! Professor Steve called the Hotline and asked if it is too late to put down lawn fertilizer! Hear our advice in our 2nd segment!! Do you have your Christmas Tree up? If you have a fresh Tree we have some tips on how to k...2024-12-1358 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsNavigating New AML Regulations in Mortgage Brokering with Dave TeixeiraIn a critical update for the mortgage industry, Dave Teixeira joins host Len Lane to clarify the recent AML regulations. Dave highlights the importance of these rules in strengthening the role of mortgage brokers in Canada’s financial system and explains the operational challenges of ongoing compliance. He illustrates how DLCG is supporting brokers with tools to manage enhanced ID verification, risk assessments, and transaction monitoring while discussing the vital role of technology especially the Velocity platform. The conversation also touches on the intricacies of the regulatory landscape, including the importance of ongoing media mon...2024-12-1033 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsDecoding Alternative and B-Lending Options with Mike Ayoub of Home TrustIn this episode, Len Lane, founder of Brokers for Life Inc., sits down with Mike Ayub from Home Trust to discuss the ins and outs of alternative lending. With over 30 years in the business, Home Trust specializes in serving clients who don’t fit traditional A-lender criteria, such as self-employed individuals and those with unique income sources. Mike dives into the competitive rates that Home Trust offers, sometimes even lower than A lenders, and highlights their popular products like stated income mortgages and rental property loans. He also shares insights on Alberta’s booming rental market and stresses the impo...2024-11-2624 minBaseball and BBQBaseball and BBQBrett Mandel, Co-founder of Baseballbbq.com and Keith O'Brien, Author of Charlie Hustle and We Discuss Two Major League Teams Who Will Be Playing On Minor League FieldsEpisode 266 features Brett Mandel, co-founder of Baseballbbq.com and Keith O'Brien, author of Charlie Hustle. Plus we discuss two Major League teams who will be playing on minor league fields. Brett Mandel from the company, Baseball BBQ, https://baseballbbq.com/ is back to apprise us on the great things the company is doing and remind us of all their terrific products.  Anyone who loves baseball and barbecue will thoroughly enjoy the wide range of grilling tools and accessories they offer.  It's an extensive list, but includes spatula's, forks, grill scrapers, pigtail hooks, bottle openers, and tongs...2024-11-231h 59Real Life Mortgage SolutionsReal Life Mortgage SolutionsUnlocking Financial Freedom: How Reverse Mortgages Can Support Your Retirement, with Bloom Financial’s Rachel RogersonIn this insightful episode of Real Life Mortgage Solutions, Len Lane sits down with Rachel Rogerson, Director of Business Development at Bloom, to uncover the real benefits and myths surrounding reverse mortgages. Rachel shares her expertise on how reverse mortgages can provide financial relief to Canadians aged 55 and older, tapping into home equity without the burden of monthly payments.Tune in as Rachel explains the safety nets in place to protect homeowners, such as Bloom’s Home Equity Guarantee, and dispels common misconceptions about losing home ownership. Discover how reverse mortgages can help you or...2024-11-1226 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 11.2.24 • Hotline Call: Knock Out Roses in Pots • Don't Put The Lawn Mower Away Just Yet • Hotline Text: Over wintering Cannas • Fall Flowering Camellias • Hotline Call: Professor Steve & The Bees1. In our 1st segment we received a call to the Bloomers in the garden hotline from Doug from Bristol PA. Doug’s wife purchased a rose that she wants to plant in a pot. We’ll explain in our 1st segment! 2. Before you put away that mower there are a few things to take care of. We’ll tell you what they are in our second segment. 3. We received a text to the Bloomers in the Garden Hotline asking about over wintering Cannas! It is a perplexing problem which we will ex- plain in our 3rd seg...2024-11-0158 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsNavigating Mortgage Markets in Western Canada with Lee-Ann McEllister, Director of Sales at MCAPGet ready for an eye-opening journey into the heart of Western Canada's mortgage landscape. Len Lane, Founder of Brokers for Life Inc., teams up with MCAP’s dynamic Director of Sales, Lee-Ann McEllister, to tackle the market’s biggest challenges—from soaring housing costs in BC to steady trends in the Prairies. Lee-Ann shares her wealth of knowledge on regional differences across Western Canada, offering valuable insights for brokers and homebuyers navigating the changing real estate market.The discussion also delves into the impact of interprovincial migration, fluctuating interest rates, and the evolving role of tec...2024-10-2928 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsThe 5 C’s of Credit: Understanding Your Creditworthiness with Sandra Landry, Senior VP MNP BankruptcyIn this episode of Real Life Mortgage Solutions, Len Lane, Founder of Brokers for Life, dives deep into the crucial topic of credit with Sandra Landry, Senior VP at MNP Bankruptcy. They explore the "5 C's of Credit" (Character, Capacity, Capital, Collateral, and Conditions), explaining how lenders evaluate creditworthiness and what influences your credit score.With a practical approach, Len and Sandra discuss what appears on credit reports, the importance of consistent financial behaviour, and tips on maintaining or rebuilding credit, especially for self-employed individuals and those with a history of bankruptcy or foreclosure.2024-10-1530 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 10.12.24 • Controlling Weeds in Mulch (Hotline Text) • Yellow Leaves & Mulch Problems • With a Name Like Pansy, They've Gotta Be Tough! • Creepy Crawlers | Spiders and Crickets • Gaultheria Wintergreen & More!Bloomers in the Garden • 10.12.24 • Controlling Weeds in Mulch (Hotline Text) • Yellow Leaves & Mulch Problems • With a Name Like Pansy, They've Gotta Be Tough! • Creepy Crawlers | Spiders and Crickets • Gaultheria Wintergreen & More! A listener texted the Bloomers in the Garden Hotline and asked about controlling weeds growing in their mulch!! Hear how to clean up your landscape beds for the winter! Sometimes you can over mulch! Do you have plants that look yellowish even though you put down fertilizer? We'll tell you what could be going on in our 2nd segment! With a name like Pansy you know these flowers have...2024-10-1158 minBlack Op RadioBlack Op Radio#1219 – Glenda Devaney, Flecther ProutyGlenda discusses this years CAPA conference capa-us.org Glenda & Len reminisce about the passing of Dr. Cyril Wecht. COPA created by John Judge & Dr. Cyril Wecht is now CAPA, There is an annual JFK memorial every November 22 on the grassy knoll. CAPA's 2024 Conference will be held at the Crowne Plaza in downtown Dallas. Oswald Panel, discussing the locations of Oswald during the assassination. Oswald Panel includes Steve Jaffe (by Zoom), Andy Kiel & Matt Crumpton (by Zoom). Prouty documentary produced by Len Osanic & Jeff Carter to be shown. Short file featuring the Dealey Tramps will be viewed. Tribute to Dr. Wecht b...2024-10-0436 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsNavigating Debt and Insolvency with Sandra Landry, Senior VP MNP BankruptcyFacing financial hardship can feel overwhelming, but understanding your options is the first step toward relief. Len Lane speaks with Sandra Landry, Senior Vice President and Licensed Insolvency Trustee at MNP, to discuss how Canadians are dealing with increasing debt following the pandemic. Sandra explains the significant rise in bankruptcy and consumer proposal filings since 2022, emphasizing how interest rate increases and higher living costs have strained the finances of many. They discuss the distinctions between bankruptcy and consumer proposals, providing practical advice on how individuals can manage debt and avoid common pitfalls.Sandra discusses...2024-10-0128 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsFastkey TechnologyJoin Len Lane, Founder of Brokers for Life, as he sits down with Dave Ford from Fastkey Technology to discuss a groundbreaking tool transforming background and financial screening. With increasing complexities from the CRA in document verification and the rising risks of fraud, Fastkey steps in to simplify and secure the mortgage documentation process.Len and Dave dive into how Fastkey provides brokers with direct access to CRA documents, ensuring authenticity and reducing fraud threats. Plus, with seamless integration into platforms like Velocity, Fastkey offers a more efficient experience for both brokers and lenders...2024-09-1727 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 9.14.24 • Fall is For Planting • Your Landscape Needs a Facelift  • Soil Topography • Foundations of Planting (Color, Texture, & Form) • What’s Buggin' You?!? A Leaking PondBloomers in the Garden • 9.14.24 • Fall is For Planting • Your Landscape Needs a Facelift  • Soil Topography • Foundations of Planting (Color, Texture, & Form) • What’s Buggin' You?!? A Leaking Pond You hear it all the time "Fall is for Planting, Fall is for Planting" we'll we're going to explain what makes fall such a good time to plant in our first segment. Now You're convinced it's time to plant where to start? Find out during our 2nd segment! This maybe your only chance to improve and change the soil! We will explain during our 3rd segment....2024-09-1259 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsVelocity: The System of The Future with Heather Cermak VP DLCGIn this insightful episode, Len Lane, founder and president of Brokers for Life Inc., dives into the world of mortgage technology with Heather Cermak, Regional Vice President of Prairies at DLCG. They discuss the drastic changes in mortgage submission processes over the past 17 years, highlighting the shift from manual, paper-based systems to sophisticated digital platforms like Velocity.Heather shares her journey in the mortgage industry and her experiences with various technology platforms. She emphasizes the importance of secure document handling and the role of Velocity in enhancing client and broker experiences. Len and Heather...2024-09-0329 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 8.31.24 • Hotline Calls/Text • Watering at Night • Knockout Roses in Containers • Betsy Garden Renovation • What’s Buggin' U?!? Fast Talkers!Bloomers in the Garden • 8.31.24 • Hotline Calls/Text • Watering at Night • Knockout Roses in Containers • Betsy Garden Renovation • What’s Buggin' U?!? Fast Talkers! We received a call from a listener on the Bloomers in the Garden Hotline about watering in the evening. Julio and I will discuss it during our 1st segment. A listener Texted the Bloomers in the Garden Hotline and is growing a Knockout rose in a container but is having a problem. We're the plant detectives and solving problems is what we do! Listen in during our 2nd segment! Betsy is one of our listener and sent us a...2024-08-3057 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsUnderstanding Mortgage Protection Plans with Kyra WongIn this informative episode, Len Lane, founder and president of Brokers for Life Inc., sits down with Kyra Wong, Senior Vice President of Insurance Products for DLCG, to discuss the importance of Mortgage Protection Plans (MPP). They highlight the significant differences between MPP and bank insurance, emphasizing the portability and comprehensive coverage of MPP.Kyra shares her personal experiences and stories from her career, illustrating the critical need for mortgage protection. Listeners will gain valuable insights into the pitfalls of relying solely on employer-provided insurance and the benefits of securing independent mortgage coverage. The...2024-08-2027 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 8.17.24 • Maples Looking Mopey • Fall Root Growth • Richard's Crape Myrtle Powdery Mildew • Basil Bonanza • What’s Buggin U?!? Mites!!! Bloomers in the Garden • 8.17.24 • Maples Looking Mopey • Fall Root Growth • Richard's Crape Myrtle Powdery Mildew • Basil Bonanza • What’s Buggin U?!? Mites!!! Often by this time during the summer Japanese Maples are starting to look a little ragged. Julio & I will discuss it during our 1st segment. As we approach Autumn, plants begin focusing more on root growth, and less on top growth. It's important to adjust to a root friendly, fertilizing formula. Hear our suggestions during our 2nd segment. Richard called the Bloomers in the Garden hotline and asked about his Crape Myrtle. Listen to his call in our 3rd Segm...2024-08-1658 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 8.10.24 • Wild Weeds & Bible Wisdom • Dividing Daylilies • Skeeter on Peter (Mosquitoes) • Roses for Autumn • What’s Buggin U?!? Grease Ants!! Bloomers in the Garden • 8.10.24 • Wild Weeds & Bible Wisdom • Dividing Daylilies • Skeeter on Peter (Mosquitoes) • Roses for Autumn • What’s Buggin U?!? Grease Ants!! Weeds Gone Wild and Wisdom from the Bible! During our 1st segment we'll tell you how to successfully stop weeds motivated by this ancient principle. If you love your dayililies as much as we...you want more. You can double even triple what you have now by dividing them. Hear how in our second segment! Julio & Len we're talking and it seem Mosquitoes have been more aggressive then ever! We're going to discuss what you can do in our...2024-08-0958 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsOpportunities for Homebuyers with Teresa Ferbey: Explore Sagen's Programs and Benefits In this episode, Len Lane sits down with Teresa Ferbey, Sagen Account Manager, to discuss a range of mortgage solutions available through Sagen. They delve into the critical role of Mortgage Default Insurance, making homeownership accessible even with less than 20% down payment. Teresa shares insights on popular programs like the First-Time Home Buyer Incentive, New to Canada Program, and Business for Self options, highlighting their benefits and eligibility criteria.Key topics include the Purchase Plus Improvements Program, which allows buyers to roll renovation costs into their mortgage, and the Homeowner Assistance Program (HOAP), designed t...2024-08-0621 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 8.3.24 • Hotline Q&A: Theresa's Juniper Tree+Doug's Rotten Tomatoes Blossom End Rot • Sad Annuals • Prof. Steve's Amaryllis Advice • What’s Buggin' U?!? Spotted Lantern FliesBloomers in the Garden • 8.3.24 • Hotline Q&A: Theresa's Juniper Tree+Doug's Rotten Tomatoes Blossom End Rot • Sad Annuals • Prof. Steve's Amaryllis Advice • What’s Buggin' U?!? Spotted Lantern Flies We received a call on the Bloomers in the Garden Hotline asking about how big a plant will get. Learn how to know the answer in our 1st segment. Do your Tomatoes get a black rotted mark on the end or bottom of the fruit! Would you like to know if it's an insect or disease? We'll share with you the surprising answer and cure in our second segment! Are your ann...2024-08-0157 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsUnlocking Real Estate Protection: Understanding Title Insurance with Shauna Vandenbroek In this insightful episode of Real Life Mortgage Solutions, host Len Lane is joined by Shauna Vandenbroek, Business Development Manager for Residential Lending Solutions at FCT (First Canadian Title). Shauna dives deep into the often-overlooked topic of title insurance, explaining its critical role in protecting homeowners from various risks. From covering unknown issues like liens, judgments, and fraud to discussing the differences between lender and homeowner policies, Shauna provides a comprehensive guide on why title insurance is essential for every property owner.Shauna also shares valuable insights into the rising trends of title fraud a...2024-07-2322 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsConstruction Mortgages: Draw, Completion, and Purchase Plus ImprovementHave you considered buying a house to renovate or building your own home from the ground up and wondered how a mortgage can cover that? In this episode, Len discusses the three types of construction project mortgages (Purchase Plus Improvement, Completion, and Draw Mortgages), how they’re different, and what they cover. After listening, you’ll have a good grasp of which mortgage you’ll need to apply for in your specific scenario along with an introduction to the specific terms involved. Len further breaks down the requirements that lenders are looking for from applica...2024-07-0911 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 7.6.24 • Eastern Tent Caterpillar • Watering Like a Pro • Hardy Hibiscus • Hydrangea Age Spots • Weekend Gardening TasksBloomers in the Garden • 7.6.24 • Eastern Tent Caterpillar • Watering Like a Pro • Hardy Hibiscus • Hydrangea Age Spots • Weekend Gardening Tasks This week in our "Garden Pest Series" is all about the often confused Eastern Tent Caterpillar. We'll tell you all about it. It's really been feeling like summer and we're going to give you summer watering tips to keep your plants happy! One of the BIGGEST flowers in the garden is the Hardy Hibiscus! Listen and learn why you need these beauties in your landscape! Are you starting to see spots? Hydrangeas sometimes get spots on the leaves we'll explain if th...2024-07-031h 00Real Life Mortgage SolutionsReal Life Mortgage SolutionsCheryl Wilkes On Rental PropertiesIn this engaging episode, Len Lane welcomes back Cheryl Wilkes, an award-winning mortgage broker and real estate expert. Cheryl shares her extensive experience managing rental properties, including the challenges and rewards of being a landlord. From dealing with problematic tenants to navigating property management companies, Cheryl offers invaluable insights for both new and seasoned investors.The conversation also delves into the often confusing topic of Holdcos (holding companies). Cheryl explains the pros and cons of setting up a Holdco for your rental portfolio, including tax implications and lender options. She emphasizes the importance of...2024-06-2524 minBloomers in the GardenBloomers in the GardenBloomers in the Garden • 06-22-24 • Landscaping With Grasses • 150lb Furry Pests Fears • Bagworm • Monarchs & Swallowtail Butterflies • What’s Buggin' U? Cucumber BeetlesBloomers in the Garden • 06-22-24 • Landscaping With Grasses • 150lb Furry Pests Fears • Bagworm • Monarchs & Swallowtail Butterflies • What’s Buggin' U? Cucumber Beetles Landscaping with Grasses can be tricky! In our 1st segment we'll tell you how to use them in the landscape, how to care for them, and what are some of our favorite varieties. There is a 150lb pest that can devour a flower garden in one night! Julio and I will discuss flowers and shrubs you can grow without the fear of deer in our second segment! In our 3rd segment we're sounding the alarm!! You better get...2024-06-2157 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsUnderstanding Private Lending and Mortgage Investment Corporations with Reaza Ali In this episode, Len Lane chats with Reaza Ali, a mortgage expert, about private lending and Mortgage Investment Corporations (MICs). They explain how private lending and MICs work differently from traditional banks, providing options for people who may not qualify for bank loans. Reaza clarifies the risks involved and emphasizes the importance of choosing reputable lenders. They also discuss changes in mortgage qualifications, especially for self-employed individuals, and how different provinces in Canada are affected by market shifts. Len and Reaza highlight the need for careful research to ensure clients find the best mortgage so...2024-06-1130 minA Creative AffairA Creative AffairExploring Big Magic: Tapping Into Creative Living Beyond Fear  Exploring Big Magic: Tapping Into Creative Living Beyond Fear   Join hosts, Brie Stockwell & Len Metcalf, for an upbeat discussion on Elizabeth Gilbert’s transformative book, "Big Magic".  From personal anecdotes to universal truths about the creative process, we explore the themes of inspiration, persistence, and the mystical nature of ideas as presented in Gilbert's work. This episode is a must-listen for anyone looking to spark their creative spirit and manage the fears that come with it. In this episode, you'll discover: Overview of Big Magic: Brie and Len discuss the main concepts of El...2024-06-0554 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsUnlocking Success: The Journey of Cheryl Wilkes from Part-time to Full-time Broker In this episode, Len Lane, founder and president of Brokers for Life Inc., sits down with Cheryl Wilkes, a seasoned mortgage broker and one of the founding members of Brokers for Life. Cheryl shares her journey from working part-time to embracing full-time commitment in the mortgage industry. The conversation delves into Cheryl's transition, highlighting pivotal moments, challenges faced, and the role of self-belief in making the leap. Cheryl reflects on her corporate background, initially juggling mortgage brokering with a demanding role at PepsiCo Canada. She discusses the internal barriers she faced, including financial concerns an...2024-05-2828 minBloomers in the GardenBloomers in the GardenBITG 5.18.24 • Seed VS Cutting • Lawn Weed Control • Instant Privacy Hedging • The Hydrangea Blues • Branded Plant Marketing BITG 5.18.24 • Seed VS Cutting • Lawn Weed Control • Instant Privacy Hedging • The Hydrangea Blues • Branded Plant Marketing   Are you ever confused why Annual Flowers have such widely different prices? We'll explain why the more expensive plants may be the best option!. Listen in during our first segment! Are your weeds growing faster then your lawn? We'll tell you why they seem to be in overdrive this year and the best methods to get rid of them in our second segment. As the weather warms up everyone starts spending more time outside. Have you noticed your neighbors getting closer! Wan...2024-05-1758 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsUnlocking Mortgage Solutions for the Self-Employed In this episode of Real Life Mortgage Solutions, Len Lane discusses his process for obtaining mortgages for self-employed Canadians. Len provides invaluable insights into recent shifts in tax regulations impacting self-employed mortgage applicants, emphasizing the importance of strategic tax planning. He discusses the challenges self-employed individuals face in qualifying for mortgages due to tightened regulations by CMHC and OSFI, highlighting alternative lending options and specialized programs tailored for entrepreneurs. Len outlines the documentation requirements for self-employed mortgage applicants, emphasizing the Rule of Two and the significance of financial statements, business licenses, and articles of in...2024-05-1407 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsRay Meredith: Banker to Broker In this episode of Real Life Mortgage Solutions, Len interviews Ray Meredith, a seasoned mortgage broker with a rich background in the banking and real estate industries. Ray shares valuable insights into the key differences between the banking and mortgage brokerage sectors, highlighting the advantages of being an independent contractor and the array of product options available to mortgage brokers. The conversation delves into the importance of building strong relationships with lenders, the significance of comprehensive insurance coverage, and the necessity of continual professional development within the mortgage brokerage industry. Throughout the episode, Len and Ray underscore th...2024-05-1420 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsMaximizing Your Mortgage Renewal: Navigating Options and RatesIn this episode of the Real Life Mortgage Solutions podcast, Len Lane delves into the critical yet often overlooked process of mortgage renewals. With a staggering statistic that 85% of Canadians auto-renew their mortgages without exploring better options, Len breaks down the implications of this decision and why it's crucial for individuals to reassess their mortgage terms. He highlights the significant impact of recent economic shifts, such as the Bank of Canada rate increases, on mortgage rates and renewals. Len explains the differences between variable-rate and adjustable-rate mortgages and how each type may affect renewal options and payments. 2024-05-1408 minReal Life Mortgage SolutionsReal Life Mortgage SolutionsUnlocking Mortgage Mastery with Amy Wilson: Real Life Mortgage Solutions In this episode, Len Lane, founder and president of Brokers for Life Inc., sits down with Amy Wilson, a founding team member of the organization, to delve into her journey into the world of mortgage brokerage. From her background in finance to the pivotal decision to transition into mortgage brokering, Amy shares her insights, experiences, and the transformative moments that shaped her career path. Discover the importance of work-life balance, the evolution of the mortgage industry, and the keys to surviving and thriving amidst constant change. Whether you're considering a career in mortgage brokerage or seeking valuable ad...2024-05-1420 minThe Compliance 911 ShowThe Compliance 911 ShowHow to estimate how your performance will look under the new CRAPodcast #71 discusses how banks can estimate their performance under the new Community Reinvestment Act (CRA) rules. Len highlights bankers' concerns about the increased difficulty in passing the CRA exam with the new rules, which predict a significant rise in failure rates. He emphasizes the importance of the Retail Lending Test, explaining that failing this test results in an overall unsatisfactory CRA rating.To estimate their performance, banks should first focus on the Retail Lending Test and identify their Retail Lending Assessment Areas. The next steps involve determining benchmarks based on geographic and borrower distribution tests and applying multipliers to...2024-03-2614 minThe Compliance 911 ShowThe Compliance 911 ShowThe New CRA - IIn Podcast #65 titled "The New CRA", Dean and Len discuss the recent changes introduced in the new Community Reinvestment Act (CRA) published just over a week ago. Len highlights three significant changes: the reclassification of bank categories based on their assets; the transformation in assessment areas which now include "facility-based assessment areas", "retail lending" assessment areas, and "outside retail lending areas"; and the modification in performance tests and standards. Particularly, the changes in bank categories mean that small banks are those with assets less than $600 million, intermediate banks have assets ranging from $600 million to less than $2 billion, and large...2024-01-0314 minThe Compliance 911 ShowThe Compliance 911 ShowThe Importance of Assessment AreasIn the podcast, Len Suzio from GeoDataVision LLC and Dean Stockford of M&M Consulting delve into the topic of CRA (Community Reinvestment Act) Assessment Area delineation. Len emphasizes the critical importance of banks updating their CRA assessment area maps, particularly in light of changes to census tracts that were officially adopted by the FFIEC on January 1, 2022. He is alarmed to find that many banks haven't updated their maps, which is a mandatory requirement. Len further elaborates on the "performance context" in the CRA regulation, which is pivotal in determining banks' performance expectations. This context includes the unique characteristics...2023-12-0611 minColumbus LocalColumbus Local#28 Will NewsomeGuitarist, vocalist, songwriter Will Newsome talks about his music, inspirations, and associated stories. Checkout his music at the following: BANDCAMP: https://thisdayforever.bandcamp.com/album/when-only-the-devil-we-know-can-save-us (https://thisdayforever.bandcamp.com/album/when-only-the-devil-we-know-can-save-us) SPOTIFY: https://spotify.link/ezguenaTQDb GET YOUR PRE-save of the 10/20/23 single release here>. https://ingrv.es/carry-on-as-you-were-1si-7 (https://ingrv.es/carry-on-as-you-were-1si-7)2023-10-1351 minThe Raving Patients PodcastThe Raving Patients PodcastMarketing Your Story: How Story-Telling Will Help You Grow Your Dental Clinic With Joshua ScottBelieve it or not, traditional dental marketing doesn't attract new patients not because marketing doesn’t work but because your strategy doesn't accurately represent your practice. When a patient lands on a templated website with stock photography and clunky design, they have nothing to connect with and they leave. This is why your marketing strategy can make or break your dental practice and having the right one can save you (and make you) a lot of money. To discuss this in more depth, I’ve invited a dental marketing expert on the podcast this...2023-09-2935 minThe Compliance 911 ShowThe Compliance 911 ShowUnveiling the Implications: How Section 1071 Reshapes Community Reinvestment Act ReportingIn this podcast episode, Dean and Len discuss the implications of the new Section 1071 rule, which extends beyond the banking community. Len highlights that the number of reporters under Section 1071 is estimated to be four times greater than under the Community Reinvestment Act (CRA). They focus on the impact of Section 1071 on CRA reporting. Len mentions that the Office of the Comptroller of the Currency (OCC), Federal Reserve Board (FRB), and Federal Deposit Insurance Corporation (FDIC) announced their intention to replace the reporting of small business and small farm loans under CRA with Section 1071 reporting. Additionally, the definition of...2023-08-2114 minTargeted Justice v. GarlandTargeted Justice v. GarlandEp. 19: "Second Class Citizens" and Len's visit to Dr. HofferIn this episode of the Podcast, Ana and I highlight which rights of Targeted Individuals are not being honored, creating de facto Second Class Citizens. We hope you will find this civics class useful, and that it will empower you to take control of the narrative re. Targeted Individuals. Just a few days ago, 3 years after receiving diagnosis of "Havana Syndrome", I visited Dr. Hoffer again. In the second part of this episode, I share my experience about my visit to the University of Miami, and discuss the issues surrounding the difficulties of diagnosing "Havana Syndrome" that we, Targeted...2023-08-081h 25The Compliance 911 ShowThe Compliance 911 ShowImpending Changes to CRA & imminent publication of Dodd-Frank Section 1071 RuleIn Podcast 49, Dean Stockford and Len Suzio discuss the impending changes to the Community Reinvestment Act (CRA) and the imminent publication of the Dodd-Frank Section 1071 Rule. The CRA Rule's publication date remains uncertain, while the Consumer Financial Protection Bureau (CFPB) is under court order to publish the Section 1071 Rule by March 31. Len notes that the 1071 Rule, which will have profound implications for the financial services industry, has been 15 months in the making and is expected to be quite controversial. Unlike CRA, Section 1071 is a reporting mandate, much like the Home Mortgage Disclosure Act (HMDA) regulations, and will be used for...2023-04-2512 minThe Raving Patients PodcastThe Raving Patients Podcast4 Challenges That New Dentists Will Need To Tackle In 2023 | Dr. Amrita R. PatelAs the dental industry evolves, new challenges arise, and only the best-prepared dental professionals will be able to tackle them. However, it seems that recent graduates are struggling to do so. Is there a way to better prepare dentists entering the space for these new challenges? Dr. Amrita R. Patel is a general dentist in private practice with her father, endodontist Dr. Rohit Z. Patel, in Westchester County, New York. She is the director of Member Benefits for the American Association of Women Dentists and is on the NYU College of Dentistry Alumni Association board.  T...2022-12-2336 minThe Raving Patients PodcastThe Raving Patients PodcastThis Dental Practice Productivity Platform Will Change Your LifeRunning a dental business isn't easy. We have to do everything, from SEO and marketing to handling payroll, while still focusing on our clinical work. To make things worse, we never learn business acumen at dental school! Fortunately, you are more than capable of being a successful clinician and business owner - you just need the right tools. Kasper is a smart integrated platform that allows you to improve your team's efficiency, seamlessly communicate with patients, and make better business decisions. Kareem Osman, CEO and Founder of Kasper, joins me to discuss how...2022-10-2844 minAutism Parenting SecretsAutism Parenting SecretsYou’re MORE Than Enough, It’s A CallingWelcome to Episode 113 of the Autism Parenting Secrets. This week’s episode will change the way you look at autism. Dr. Zach Bush is our guest and he explains why we NEED Autism to experience our humanity fully and how parents can reframe their mindsets to best support their child with autism. This discussion was previously released as two separate episodes: Episode 36 and Episode 37.  Due to popular demand, this is an encore and now the entire discussion is shared in this episode.  The information Dr. Bush shares will empower you to look at your ch...2022-08-181h 10The Raving Patients PodcastThe Raving Patients PodcastThis Technique Will Change Dentistry Forever | Enhancing The Patient ExperienceOnce in a while, a genuinely exciting development happens in dentistry, and today, I’m thrilled to introduce you to one of them. Dr. Gregory Tuttle has developed a revolutionary local anesthesia technique called TuttleNumbNow, which has worked wonders in enhancing the doctor/patient experience, improving efficiency, and growing revenue. Dr. Gregory joins me today to discuss his technique’s benefits compared to the traditional local anesthesia technique, how it works, and how you can get started. Tune in to find out more!   Key Takeaways  Intro (00:00) What is Tuttle...2022-07-2236 minEverything is PersonalEverything is PersonalHow do you take an Scary diagnosis, defeat it, and use it to help others? Guest Sara Payan will explainSara Payan Public Education Officer at The Apothecarium, Sara is an award-winning cannabis educator specializing in cancer related therapies. Lecturer, Host of the Planted with Sara Payan podcast Legislator, Writer and Stage 3 cancer survivor. Listen to her story and we also get into some cool music convo. EndoDNA: EndoDNA offers a tailored health and wellness experience through DNA analysis, empowering users with insights on nutrition, lifestyle, and supplement choices based on their genetic profile. The company has achieved rapid traction, serving over 7,000 customers across 16 countries, securing relationships with top wellness providers like BellaVitta HRT Clinics, and actively engaging in clinical...2022-05-0353 minThe Raving Patients PodcastThe Raving Patients PodcastThis FREE Dental App For Clinicians Will Change Your LifeDental professionals are busy people, so meeting with product reps isn't always easy. Moreover, the pandemic drastically altered the clinician/manufacturer relations; reps don't even come into my office anymore - they barely call me on the phone. Fortunately, there's a new, free app for dentists which allows you to communicate with reps instantly, add free time to your days, and reduce the everyday stress involved with being part of a dental practice: vTail. Mike McCarthy, a dental marketing veteran and CMO of vTail Healthcare Communications, joins me today to discuss all you need to...2022-04-2939 minThe Upgrade PodcastThe Upgrade PodcastThe Upgrade Podcast - 086 - Soul Stealer - Talking about THAT slap + the Will & Jada Madness (plus some more Ukraine talk)Episode 086 - After some random studio & local event talk, Len & Gary discuss the infamous Will Smith/Chris rock Oscars slap, Jada Pinkett Smith being a toxic individual, theories about whether the incident was staged or not, and speculating on the impact on the incident on the careers of those involved. The guys also follow up on the Episode 83 discussion of the Russian invasion of Ukraine and the events in the weeks since, including talk of war crimes and the looming threat of World War III.http://www.theupgradepodcast.net#theupgrade #theupgradepodcast #podcast #landminestudios #billyclubsandwich #hardcoremusic...2022-04-101h 39The Compliance 911 ShowThe Compliance 911 ShowWhat will the new CRA look like?The OCC is retracting its 2020 CRA Rule and it is expected the Agency will join the FDIC and the Fed when they issue a new joint notice of proposed rule-making for CRA during 2021. So what might the "new modern" CRA look like? There's plenty of insight to be gained by looking at the soon to be retracted OCC Rule and the CRA ANPR published by the Fed late in 2020. The CRA rules regarding CRA Assessment Areas are sure to be changed with the potential to add new "deposit-based" assessment areas. Bank's are likely to be required to geocode deposits...2021-11-0412 minThe Raving Patients PodcastThe Raving Patients PodcastEpisode 40 - Dental Equipment Industry Secrets That Will Get This Podcast CancelledOn this episode of the Raving Patients Podcast, Len sits down with Shawn Hall to discuss dental equipment industry secrets.  Dentists have been paying the same price for digital x-rays sensors for 20 years and the new Dexis Titanium has the same resolution as the original Dexis Classic. This is an outrageous scam against the dental community that is hidden behind buzz words.     When it comes to moving to the cloud the topic that no one is discussing with dentists is that once you are on a cloud practice management you will find it very...2021-10-011h 01A Consortium of Problem Solvers Podcast of Len Bertain\'s Audio BooksA Consortium of Problem Solvers Podcast of Len Bertain's Audio BooksEpisode 92 - Chapter 9 - How to Win the War on Waste in 90 Days - Audio Book9.  The TKC The War on Waste creates the ideas and a process to get ideas into play.  But it still requires a formal process to get new ideas into the system.  Once the War on Waste is completed, the company still wants new ideas to continue.  When the War on Waste is over, the implemented ideas need to be tracked.  That is achieved with the Tribal Knowledge Council, the subject of this chapter.The TKC is the control point for the input of all ideas.  Its purpose is to be the clearin...2021-09-0809 minAutism Parenting SecretsAutism Parenting SecretsHow You Do One Thing Is How You Do EVERYTHINGWelcome to Episode 61 of the Autism Parenting Secrets. The topic this week is habits.We all have them - some are supportive and some don’t help.They’re a key part of your operating system.  Just like a smartphone - you have an O.S.It runs everything and it’s working in the background.If you have a way of operating - it will appear in all facets of your life.  That’s good news for supportive habits.But if you have a habit that h...2021-08-1922 minShields up ShowcaseShields up ShowcaseEp.7 - Len MillerOn this very special episode, we sit down with head of school Len Miller. He talks about his own experiences as a college basketball player at Williams College,  being the father of a college tennis player, and his experience as the new head of school.2021-04-2023 minAutism Parenting SecretsAutism Parenting SecretsWe NEED AutismThis week’s episode will change the way you look at autism. Dr. Zach Bush is our guest and he explains why we NEED Autism to experience our humanity fully and how parents can reframe their mindsets to best support their child with autism. The information Dr. Bush shares will empower you to look at your child and their journey differently.  We discuss the invaluable role Autism needs to play in our society and what it’s here to teach us. Our children with Autism are put on this earth to help heal humanity as a whole, and as...2021-02-2538 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#33-Dr. Len Schwartz - Cut The Yo-Yo Podcast -How to get your prospects to close you - part 2What does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-12-0307 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#32 -Dr. Len Schwartz - Cut The Yo-Yo Podcast -How to get your prospects to close you - part 1What does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-11-1906 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#31- Dr. Len Schwartz - Cut The Yo-Yo Podcast - The Lawnmower Story - How You Can Charge 30% More Than Everyone Else And Have People Chase You To Become Your ClientWhat does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-11-1010 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#30 Dr. Len Schwartz - Cut The Yo-Yo Podcast - Dr. Len Schwartz gets interviewed about Cut The Yo-YoWhat does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-10-2923 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#29- Dr. Len Schwartz - Cut The Yo-Yo Podcast - SticktuitivenessWhat does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-10-2707 minVinyl-O-MaticVinyl-O-MaticAlbums and All That, Starting with the letter F as in Foxtrot, and some that begin with the letter G as in GolfThe New Seekers [00:34] "Free to Be You and Me" Free to Be You and Me Bell Records BELL 1110 1976 It's true, kids. Sure some adults might not buy it, but just ignore them. They're still recovering from their own childhood. DEVO [03:50] "Freedom of Choice" Freedom of Choice Warner Bros. Records BSK 3435 1980 You do have freedom of choice. Use it responsibly, please. Pete Fountain [07:19] "Bye Bye Blackbird" French Quarter New Orleans Coral CRL 757359 1961 It's no Miles, but it'll do. Steve Kujala [09:50] "Tutti...2020-10-2258 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#28- Dr. Len Schwartz - Cut The Yo-Yo Podcast - Lead and Sales Conversion Training- How to get your prospects to close you!What does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-10-0844 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#27-Dr. Len Schwartz - Cut The Yo-Yo Podcast - The “Shopper” Effort - generates an extra 10–20 new clients every yearWhat does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-10-0606 minDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo Podcast#26 Dr. Len Schwartz - Cut The Yo-Yo Podcast - 4 reasons why people are not chasing youWhat does every business owner want? Every business owner wants a dependable way to generate a steady flow of new business WITHOUT paid advertising. How do you generate massive exposure in your market, become the go to expert in your area and never go a day without leads, referrals or sales again? Those are the questions and this podcast will give you the answers. My name is Dr. Len Schwartz – it's time to Cut The Yo-Yo!2020-09-1708 minThe Upgrade PodcastThe Upgrade PodcastThe Upgrade Podcast - 012 - "Know The Language" with Will Romeo of Crippled EarnEpisode 012 - This week’s guest is Will Romeo of Crippled Earn. Len & Gary speak to Will about his musical background, his current projects Crippled Earn & Neckscars, the Bronx music scene and much much more.Will Romeo: http://www.facebook.com/willromeomusicCrippled Earn: http://www.facebook.com/crippledearnNeckscars: http://www.facebook.com/neckscarshttp://www.theupgradepodcast.net#theupgrade #theupgradepodcast #podcast #landminestudios #billyclubsandwich #hardcoremusic #nyhc #newyorkhardcore #nyhardcore #crippledearn #neckscars #willromeo #mybitterend #tylerguida #orange9mm #90shardcore #ska     2020-08-193h 21Dr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz- Cut The Yo-Yo PodcastDr. Len Schwartz - Client Review- Frank S. (Financial Advisor)"I joined your service in order to jump to the next level of practice and income. I have established 13 referral relationships in less than 3 months and will generate a significant amount of business as a result of your program."2020-06-2905 minReal Estate Overtime PodcastReal Estate Overtime PodcastDaily Real Estate Coaching and Motivation Call with Len Nevin eXp Realty 4/29/2020Every day or team gets together for 30 minutes to discuss our business, our opportunities and sharpen our skills on how to better help your clients. Listen in to what goes on behind the scenes of a successful Real Estate sales team. Today we talked about being the market expert again. Its at topic that cant be ignored. We HAVE to be the one who knows our industry. If our clients know more about our business than we do, we are doomed and will not be hired. We also discussed staying in touch with EVERYONE! If we dont...2020-04-2936 minReal Estate Overtime PodcastReal Estate Overtime PodcastDaily Real Estate Coaching and Motivation Call with Len Nevin eXp Realty 2/11/2020Every day or team gets together for 30 minutes to discuss our business, our opportunities and sharpen our skills on how to better help your clients. Listen in to what goes on behind the scenes of a successful Real Estate sales team. Today we talked about organizing our clients so that we can be of the best service for them. Inevitably we will forget to call someone back or forget what their timeline goals are. By Organizing a pipeline report, we are able to stay focused on who needs us NOW vs remembering them 30 days after they already...2020-02-1133 minReal Estate Overtime PodcastReal Estate Overtime PodcastDaily Real Estate Coaching and Motivation Call with Len Nevin eXp Realty 1/31/2020Every day or team gets together for 30 minutes to discuss our business, our opportunities and sharpen our skills on how to better help your clients. Listen in to what goes on behind the scenes of a successful Real Estate sales team. Today we discussed agent communication and follow up. We also discussed returning calls and doing what we said we were going to do with our clients. There is always another Realtor out there who is working harder for their clients and they will happily take care of your client. 2020-01-3133 minMusic to Send Nudes ByMusic to Send Nudes ByDiscussing Niniola, Sarz, Twelve’len, and Guapdad 4000Will and Eric are ON. THEIR. GAME. this week with the impossibly mellow Afro-pop of Niniola and Sarz and a slow-burning “Song of the Year” contender from Twelve'len and Guapdad 4000.Download 2019-12-0400 minMassive Passive Cash Flow PodcastMassive Passive Cash Flow PodcastThinking Biggest, with Len GiancolaLen Giancola began a corporate career on Wall Street and found great success at a young age, becoming the youngest Managing Director of the Americas for a major worldwide brokerage firm where he brought in a seven-figure income. However, Len was dissatisfied with making money for others and decided to retire early and relocate to Florida, where he became a serial entrepreneur both in and out of real estate. Len's real estate investments specialized in creating homes and vacation rentals on and near Florida's northeast coast. Today, Len has shifted gears once again and has begun building tech platforms...2019-07-1035 minThe Matt King ShowThe Matt King Show#08: Len Giancola: My Personal 9-11 Nightmare and All the Beauty That Came Out of the Ashes of ItOn today’s episode, you’ll hear from Len Giancola, an experienced serial entrepreneur who has worked his way up. You’ll learn the qualities that helped Len build up an incredibly successful cash-flowing business. And don’t miss Len's story of the 9-11 attack, and how it has changed him mentally. All these and more on Grab Life Big: The GoBundance Podcast! In this episode, you will learn: Len's brief bio Len's investments and money making business Len's give back ratio and the institutions that he and his family support Len's 10 year goals How Len's kids learned to start investin...2017-03-1055 minThe Kindle ChroniclesThe Kindle ChroniclesTKC 440 Will SchwalbeAuthor of Books for Living Interview starts at 19:07 and ends at 43:15 "One of the reasons I come back to Lin Yutang is a marvelous story he tells, in 1937, about being in the most famous tea house in China. And the tourists there are so busy taking photographs of themselves drinking tea that they don’t enjoy the tea. And I thought to myself, ‘We blame too much on the machines.’ Constant connectivity is our fault. It’s not the fault of the little items we hold in our hands. And it’s been a problem—distraction...2017-01-0744 minPodcasts - Tillem McNichol & BrownPodcasts - Tillem McNichol & BrownLen Tillem Show 3/29/2013Len Tillem explains why he is no longer on Newstalk 910am. Special guest Director, Actor Jon Favreau interviews Len and talks about show business and what Len will be doing next2013-03-2900 minThe Kindle ChroniclesThe Kindle Chronicles20 Will DeLamaterNews - Via Mike Elgan and HotelChatter.com , we learn that the famed Algonquin Hotel in New York City is loaning Kindles to guests.  Jan Zlendich of The Kindle Reader blog notes that 46 of the 50 titles on Bookmarks Magazine's list of the 50 best books of 2008 are available for the Kindle.Tech Tip - Amazon Mobile on the iPhone/iPod Touch is pretty neat, but you can't use it yet to order a Kindle book.  For the adventurous - how to update your customized photo screensavers on the Kindle. (Thanks to MobileRead forum member Phuocle for the steps.)2008-12-0534 min