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No Pants RequiredNo Pants RequiredThe End, Sort OfIn this episode, X3c shares some changes to the No Pants Required podcast.  For more information, please follow him on Instagram at https://www.instagram.com/x3c/. The new format for the No Pants Required podcast will transition to IG Reels --a newer shorter format but same content. Please join X3c there every Monday, Wednesday, and Friday. A super grateful thanks to each supporter and encouraging words. I am deeply honored and happy to have started this journey with each of you.   Music Title 1: Last Summer by Ikson | Genre and Mo...2023-05-0817 minNo Pants RequiredNo Pants RequiredFind Your Path, Play The GameIn this episode, X3c shares advice and memories that was unexpected but with the goal of providing Six Steps to Win at Life.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code...2023-05-0124 minNo Pants RequiredNo Pants RequiredAdvice To My Younger Self: College EditionIn this episode, X3c and Co-host Paul D Prince share advice to their younger self after reflecting on 20 years of friendship.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at h...2023-04-2446 minNo Pants RequiredNo Pants RequiredBest Savings ApproachIn this episode, X3c and Co-host Jimmy Ha returns to the podcast to discuss financial evolution and explain why not get stuck with a method or approach that is not yielding your desired results.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at htt...2023-04-1729 minNo Pants RequiredNo Pants RequiredTop 5 ChatGPT SearchesIn this episode, X3c and Co-host Brian returns with another ChatGPT "chat". But this time, they both explore over 30 searches using ChatGPT 3.5 and found some wild results - yet some maybe useful in the "real world".   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Req...2023-04-1035 minNo Pants RequiredNo Pants RequiredTax Refund SeasonIn this episode, (Part two of TAXES SERIES finale), X3c shares six tips plus a bonus tip on how to handle your tax refund.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at http...2023-04-0328 minNo Pants RequiredNo Pants RequiredAvoid Jail, Get A Tax AccountantIn this episode (Part one of two episodes in the TAXES SERIES), X3c shares his knowledge on avoiding jail time by avoiding these critical mistakes. He wants everyone to learn from his mistakes, so you don't have to suffer the agony and frustration later.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or...2023-03-2724 minNo Pants RequiredNo Pants RequiredDo You Set GoalsIn this episode, X3c was live!  Tune in to listen to the three values by setting goals.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?r...2023-03-2026 minNo Pants RequiredNo Pants RequiredTax Exempt OrganizationsIn this episode, X3c discusses how the NFL (National Football League) and religious churches are allowed tax exempt status under the US tax code?  Do you know what stance he will take? After listening to the episode, do you agree with his stance?  Reach out to him on Instagram either way. Thanks for listening!   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twit...2023-03-1323 minNo Pants RequiredNo Pants RequiredLife, What’s Important to YouIn this episode, X3c takes an unscripted approach and provides his thoughts on evolving. Specifically, evolving his thinking about building generational wealth and is it the right approach for him and his future plans.  Have you ever questioned many of the methods you learned about personal finance and building generational wealth?  If so, X3c will provide some clarity on his approach that may help you discover a new path for your future.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson ...2023-03-0623 minNo Pants RequiredNo Pants RequiredUltimate Saving HacksIn this episode, X3c discusses ultimate saving hacks by providing ten options that will help you save money while still enjoying life. The list also contains the red heart ratings (1 ♥ lowest and 5 ♥♥♥♥♥ highest). Are you willing to take the challenge by trying some or all of these Ultimate Saving Hacks this year? Shop Bulk ♥♥ Shop Farmers Markets ♥♥ Simply Your Closet ♥♥♥ Regulate Your Spending ♥♥♥♥♥ Take Roadtrips ♥♥♥ Book Budget Hotels ♥♥♥ Eliminate Car Washing Services ♥♥♥ Cut Gym Costs ♥♥♥♥ Take Advantage of Sales ♥♥♥♥ Invest in Slow Drip Coffee Maker ♥♥♥♥♥   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackso...2023-02-2729 minNo Pants RequiredNo Pants RequiredDeath… Oh Shit!n this episode, X3c will discuss two areas you will want to do while you are still among the land of the living. First, ask yourself the following question. Are You Prepared for After Death or Life After Death?   For more information about Sleep according to Psychologist Dr. Jade Wu https://www.forbes.com/sites/melodywilding/2023/01/31/how-to-turn-your-brain-off-at-night-according-to-a-sleep-psychologist/   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.ins...2023-02-2027 minNo Pants RequiredNo Pants RequiredBest Parlay Betting StrategyIn this episode, X3c will provide the best parlay strategy for online or mobile gaming betting.  But be warned the answers he might provide could be totally different than you expect.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com...2023-02-1323 minNo Pants RequiredNo Pants RequiredExtra Money Side HustlesIn this episode, X3c brings some banging side hustles to help you make extra money or consider other career options.  These nine extra side hustles will shock you. Would You Do Any of These?   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at http...2023-02-0626 minNo Pants RequiredNo Pants RequiredTech Talks: Dope TechDid you make it to CES 2023? Nor did X3c! Since we are not journalist or multi-million subscriber content creators, X3c searched the world wide web to bring you some interesting and awesome gadgets found at CES 2023 Las Vegas.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or fol...2023-01-3030 minNo Pants RequiredNo Pants RequiredDa Future We NeedIn this episode, X3c will continue the series of future shaping with Da Future We Need (series finale part two).  This is not science fiction.  Rather, the ideals expressed in this episode will take you guys on a progression of the future X3c thinks we will need to survive into the future.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPa...2023-01-2325 minNo Pants RequiredNo Pants RequiredDa Smartphone We NeedIn this episode, X3c will explore future shaping with Da Smartphone We Need (series part one).  This is not science fiction.  Rather, the ideals expressed in this episode will take you guys on a progression of the future smartphone X3c thinks we will need in the future.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMed...2023-01-1622 minNo Pants RequiredNo Pants RequiredChatGPT, The FutureChatGPT is an AI chatbot that provides users with conversational answers. But unlike using current top search engines, which reveals information via links, ChatGPT new AI technology maybe the future of SEARCH.  X3c and returning co-host Brian Rivera explores the possibilities of ChatGPT.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   2023-01-0930 minNo Pants RequiredNo Pants RequiredNPR Minisode 2022With the start of a new calendar year, let's revisit some of the highlights of previous podcast episodes in this minisode.   NPR Rewind: 01:30 - Episode 23 - Level-Up Your Finances TODAY - w/guest Sergio Bustos 04:30 - Episode 09 - Frugal, Financially Savvy, or Cheap - w/co-host Jimmy Ha 09:31 - Episode 24 - Boosted Credit Scores 14:02 - Episode 17 - Multi-level Marketing or Pyramid Schemes - w/guest Vanessa Mejia 18:02 - Episode 39 - Drank and Make Money - w/guest Blair Dottin-Haley 21:09 - Episode 21 - W.A...2023-01-0237 minNo Pants RequiredNo Pants RequiredDefund UnionsDefund Unions! Defund Unions! Defund Unions! Returning guest, Law Expert, Willie Burden talk some sense into X3c concerning unions and there importance.  However, X3c will try to advocate for alternative options.  Tune in to listen to this conversation.   Visit US Department of Labor web site for more information on today's topic.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on...2022-12-1948 minNo Pants RequiredNo Pants RequiredSupreme Court Impact on Your LifeIn this episode, X3c welcomed a first time guest to the podcast. Law expert joins No Pants Required to provide insight on impact decisions and how those decisions could impact you directly.   Visit supremecourt.gov to understand more about laws that may impact your life directly.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Ema...2022-12-121h 06No Pants RequiredNo Pants RequiredDo You ConsentIn this episode, X3c will explore all the ways we voluntarily consent over our digital privacy to web sites and apps on our smartphones. Ask yourself this question, what is better to continue letting corporations collect micro-transitions of data to provide more targeted information to us or to restrict information for commercial gain?   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: No...2022-12-0537 minNo Pants RequiredNo Pants RequiredAnti-Liberal BankingIn this episode, X3c explores the connections with brands and their intersection of business and their involvement into political matters. In particular, where business development goes beyond corporate intent.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/ ...2022-11-2824 minNo Pants RequiredNo Pants RequiredBlack Friday, The Ugly HistoryIn this episode, X3c explores the documented history of Black Friday, which is known as the beginning of the holiday shopping season. But there is always more to discover.  You have to listen to find out more.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pant...2022-11-2134 minNo Pants RequiredNo Pants RequiredTwitter & SinksIn this episode, X3c will explore Twitter's current business model and whether the future for Twitter is sustainable.  Additionally, X3c will discuss Elon Musk and sinks.  Lastly, X3c will explore whether humor or perspective is the cause for someone being viewed as a rock star to an evil villain in a matter of months.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me o...2022-11-1433 minNo Pants RequiredNo Pants RequiredDividends, No ChasersFan favorite co-host, Brian returns to No Pants Required and joins X3c to update our dividend portfolios during a bear market (when securities are down).   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my C...2022-11-0730 minNo Pants RequiredNo Pants RequiredTech Talks: iPhone Bully CultureOne year podcast anniversary! Wow, I started the No Pants Required podcast on Halloween 2021. One year later, Halloween 2022, we are still at it and having a blast. So I decided to dedicate this episode to a controversial topic.  That will be completely fun.  Listen to this episode to find out more.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired 2022-10-3148 minNo Pants RequiredNo Pants RequiredThere’s a Stranger in my HouseYou saved 20% for a down payment and secured financing for your first real estate purchase.  On move in-day, you see moving vehicles in the driveway that are not yours.  Additionally, you see a couple moving boxes into your newly purchased home.  What would you do? Who do you call?  Listen to this episode to find out.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Emai...2022-10-2422 minNo Pants RequiredNo Pants RequiredCapsule Sleeping PodsX3c recently took a two week vacation.  During his vacation there was a period that included a twelve hour layover.  He definitely didn't want to leave the airport and navigate to the nearest hotel.  Listen to this episode to find out what he did instead.   https://izzzleep.com/   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia...2022-10-1732 minNo Pants RequiredNo Pants RequiredIncome DisparitiesHow do you handle income disparities? Does one partner pays for everything or contribute more?  If so, what is the other partner doing? What happens when one makes a significant more than the other? These are questions X3c will answer in today's episode of No Pants Required.     Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on T...2022-10-1024 minNo Pants RequiredNo Pants RequiredRenting vs Buying: Best Millionaire StrategyWhich strategy is better at becoming a Millionaire, owning or renting?  X3c explores options that may shock you.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntl...2022-10-0324 minNo Pants RequiredNo Pants RequiredReimagine Education In AmericaMajor educational reform has not happen in America since the 1980s, I think it is time for change.  Meaningful and substantive changes that will have great achievement impact across all sectors of the US population.  Why is X3c discussing education on a Business, Technology, and Finance platform, because education has a direct impact on all three of those areas.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ 2022-09-2639 minNo Pants RequiredNo Pants RequiredMiddle Class CrisisIn this episode, X3c explores the trends of social financial classism in America.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNT...2022-09-1929 minNo Pants RequiredNo Pants RequiredThe New Money In College SportsMoney, Money, Money! The "new" driver in college sports. X3c and guest Jimmy Ha returns to No Pants Required to discuss NIL, realignment, and the future of college football.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my C...2022-09-0549 minNo Pants RequiredNo Pants RequiredPost-Pandemic, The New NormalIn this episode, X3c shares his dangers discovered from being at home "post-pandemic."  Are we setting up everything at home to be more efficient and save money?  If so, at what costs to your mental or emotional health?  X3c explores this topic and more on this episode.   Have "Post Pandemic" changed the way you operate at home or changed your normal daily activities? What are your thoughts, No Pants Required?   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfon...2022-08-2935 minNo Pants RequiredNo Pants RequiredVoters Approving MarijuanaWith the growing number of Countries, States, and other jurisdictions around the world legalizing marijuana, I felt it was appropriate to re-share one of my early podcast episodes. This episode was recorded December 6th, 2021 with Jeff Peacock of KOI and Benjamin White.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pan...2022-08-221h 12No Pants RequiredNo Pants RequiredMoney ConversationsIn this episode, X3c chats about the very mysterious reasons of why aren't we having money conversations with family or friends.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co...2022-08-1532 minNo Pants RequiredNo Pants RequiredModern Engineering: A Futuristic CityThe Crowne Prince of Saudi Arabia wants to build a Futuristic Modern City in Neom.  "THE LINE is a civilizational revolution that puts humans first, providing an unprecedented urban living experience while preserving the surrounding nature. It redefines the concept of urban development and what cities of the future should look like."  X3c nerd out over the possibilities of what it will take for modern engineering to achieve the intended results.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   2022-08-0853 minNo Pants RequiredNo Pants RequiredTech Talks: (Now & Future)Continuing the tech series focusing on the latest tech news or tech that moves me with new episodes bi-monthly. During this episode, my hommie Elvis joins the podcast to share our common interest in technology and gadgets.   Elvis: https://www.instagram.com/itsmrbustos_/   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: https://www.instagram.com/x3c/ Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com...2022-08-0144 minNo Pants RequiredNo Pants RequiredThe Haves, The Have NotsWe have a problem with our society on how we manage the economy.  In this episode, X3c will discuss some options for more awesome approaches (LOL).   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPan...2022-07-2528 minNo Pants RequiredNo Pants RequiredMy Tesla: Three Years LaterI want to share with you my first three years experience of owning a Tesla and electric vehicle for the first time. This episode breakout will cover eight categories: The Buying Experience Road-trips Supercharging Software Updates Issues Wishlist Overall Experience EV Transition   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pan...2022-07-1853 minNo Pants RequiredNo Pants RequiredDrank and Make MoneyOn your entrepreneur journey, you will find success, traps, obstacles, and hopefully more success. The journey is not the same for all and there is no real roadmap to get rich. However, we can drank and share some tips from a successful entrepreneur that have completed the journey to starting a successful brand.   Reach out to Blair to find out more of about Blairisms on Instagram at https://instagram.com/the.blairisms?igshid=YmMyMTA2M2Y= or via his web site at The Blairisms   This episode was a live po...2022-07-1150 minNo Pants RequiredNo Pants RequiredNew Age GamblingWhat are your thoughts on Gambling? What are your thoughts on the Stock Market?  Would you believe me if I tell you I think they are the same? Listen to this episode as X3c will explain.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podb...2022-07-0419 minNo Pants RequiredNo Pants RequiredSabotaging Your Ability to InnovateInnovation is critical to overcoming challenges and providing solutions to deep rooted pain.  In this episode X3c provides three methods and approaches to help navigate to out of your own way to innovating.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/  2022-06-2737 minNo Pants RequiredNo Pants RequiredLocal Elections & Why It Matters To Your WalletCan local elections help or hurt your wallet? Can policies by elected officials help or hurt your wallet? Well, X3c answers those questions and more in this episode of No Pants Required.  Also, this will be X3c's first time interviewing a candidate for local office.   Find out more about the candidate for local office, please visit, Andrew Einsmann at https://andreweinsmann.com/ or Andrew_einsmann@yahoo.com   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson  ...2022-06-201h 12No Pants RequiredNo Pants RequiredDUI While Self-DrivingHere’s what happens when cops pull over a driverless Cruise vehicle.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNTLS Bamboo T-shir...2022-06-1339 minNo Pants RequiredNo Pants RequiredWhy Americans Are So Stressed About MoneyHave you felt more anxiety over your finances recently? Do you worry about the current state of the U.S. economy? X3c explores this topic and more on this episode of No Pants Required.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/ ...2022-06-0631 minNo Pants RequiredNo Pants RequiredFrom Island To EastsideIn this episode, X3c interviews a first time guest and long time friend.  Jata Carty joins "No Pants Required" to discuss real estate and flipping houses. How to reach him? https://www.turningpointexperts.com/ Phone: 202-892-6226 Email: Jata.Carty@exprealty.com   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com...2022-05-3043 minNo Pants RequiredNo Pants RequiredSocial Media: Censorship vs FreedomAre you truly free to speak freely in America? Are you protected online by the US Constitution? In this episode, X3c will explore why there isn't a simple solution.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my C...2022-05-231h 08No Pants RequiredNo Pants RequiredMoney Talk, Money HeistIn this episode, X3c will explore steps to create both financial and spend plans and explore the 50-30-20 rule.  Get your note pads ready for some awesome content. Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code...2022-05-1635 minNo Pants RequiredNo Pants RequiredDon’t Be Afraid Of TherapyTrying to be "cool" can be exhausting.  So, X3c is here to help provide ideas and strategies for seeking support from a licensed therapist, discussing the use of technology, and self care methods.   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNTLS Bamboo T-shirts.   2022-05-0942 minNo Pants RequiredNo Pants RequiredUpgrading Your Home OfficeAsk yourself this, is my home office hindering or enabling my creative flow?  In this episode, X3c will provide FIRE productivity tips to setting up the perfect telework or remote work environment.   Here is a list of my current must haves: Desk - Uplift Desk Monitors - Samsung 24" Curve 4k Monitors KVM Switch - TESmart Dual 4k Monitors Microphone - Shure MV7 Laptop - Microsoft Surface Book 2 Camera - Brio 4k   Music Title 1: Last Summer by Ikson | Genre and...2022-05-0236 minNo Pants RequiredNo Pants RequiredTech Talks: (Twitter, Wordle, Budget Phones)Beginning a new tech series focusing on the latest tech news or tech that moves me with new episodes coming bi-monthly.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref...2022-04-251h 04No Pants RequiredNo Pants RequiredHow to Build Generational WealthIn this episode, X3c and guest host Don Nuzzio joins the podcast to explore ways to build generational wealth. Can trust funds, real estate planning, and navigate the taxes for personal wealth help leave a financial legacy?  Listen to find out and more.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or foll...2022-04-1858 minNo Pants RequiredNo Pants RequiredBeing Visibly FlamboyantWith the State of Florida recently passing the DON'T SAY GAY legislation... it had me thinking about being Flamboyant in the workspace or classroom.  In this episode, X3c is joined by returning guest Paul Prince to chat about this sensitive topic of being your authentic self EVERYWHERE.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   2022-04-1143 minNo Pants RequiredNo Pants RequiredBack to the Office... NAH!In this episode, X3c is joined by returning guest Paul Prince to chat about workplace reentry for post pandemic or the "new normal".   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www...2022-04-0449 minNo Pants RequiredNo Pants RequiredBoosted Credit ScoresThis episode is all about helping improve your credit position.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNTLS Bamboo T-shirts.  ...2022-03-2824 minNo Pants RequiredNo Pants RequiredLevelUp Your Finances TODAYIn this episode, a buddy joins the podcast to share his knowledge on ways to become financially fit and methods he used that may not be conventional.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright (Intro and Outro Music) Music Title 2: Miami Vibe 2 by Alfonza Jackson (Background music)   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   2022-03-211h 15No Pants RequiredNo Pants RequiredFirst-time Homebuyers MistakesIn this episode, X3c and Co-host Brian chat about their home buying experiences and what they could have done differently (e.g., negotiating mistakes and must considerations).   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright (Intro and Outro Music) Music Title 2: Miami Vibe 2 by Alfonza Jackson (Background music)   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/ ...2022-03-141h 00No Pants RequiredNo Pants RequiredW.A.P. Investment OpportunitiesIn this episode, guest Don Nuzzio joins the podcast to chat about buying real estate with partners and how to properly structure for success. Specifically, we discuss domestic and international land purchases; structuring LLC; exploring tax protections; and formulating partnership agreements.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright (Intro and Outro) Music Title 2: Miami Vibe 2 by Alfonza Jackson (Background music)   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Sub...2022-03-0755 minNo Pants RequiredNo Pants RequiredRemember Your First Text MessageIn this episode, X3c and Communications expert with over 20 plus years of industry experience, Danny Jackson joins the podcast to chat about the intersection of technology and communication.  Moreover, how different communication mediums have shaped how humans communicate with each other. You can find Danny Jackson via https://cre8tivesolution.com for Executive Coaching.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired ...2022-02-281h 02No Pants RequiredNo Pants RequiredBut Why? Tech RantIn this episode: X3c will explore disappointing technology that could have been much more with two special guests.  We will also explore: Early Days with Tech What Could Have Been with Tech? Old vs New Nintendo Switch vs Xbox Connect What Could Have Been, Google Goggles? Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or...2022-02-211h 07No Pants RequiredNo Pants RequiredReactions to Interracial DatingIn this episode, X3c and two special guest (Kianna and Maggie) will share their diverse perspectives on interracial dating and reactions to controversial articles.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at http...2022-02-1455 minNo Pants RequiredNo Pants RequiredMulti-level Marketing or Pyramid SchemesIn this episode, entrepreneur and social media influencer Vanessa Mejia joins the Podcast to discuss early career mistakes and Monat.  Also, we will chat about the benefits of owning your own business, top five social media tips, and explore why Multi-level Marketing is NOT the same as Pyramid Schemes.   Contact Vanessa Mejia on Instagram at Okveee or via https://msha.ke/okvee/#links to learn more about her team and/or career opportunities.   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Ins...2022-02-0747 minNo Pants RequiredNo Pants RequiredPassive Income, Really Isn’t PassiveIn this episode, X3c and Co-host Brian discuss why passive income really isn't passive but they offer passive-like additional sources of income ideas.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www...2022-01-3153 minNo Pants RequiredNo Pants RequiredThe Jungle Series Part 3: Serving The Corporate FaceIn this episode, communications expert and solutions architect Paul Prince joins the podcast to share his knowledge on surviving the corporate gauntlet. Resume Interview Follow through techniques   Paul D Prince recommends reading Managing Up: How to Forge an Effective Relationship With Those Above You   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   2022-01-2452 minNo Pants RequiredNo Pants RequiredThe Jungle Series Part 2: Securing The Corporate BagIn this episode, communications expert and solutions architect Paul Prince joins the podcast to share his knowledge on surviving the corporate gauntlet. Negotiating Raises Salaries   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at http...2022-01-1752 minNo Pants RequiredNo Pants RequiredThe Jungle Series Part 1: Surviving The Corporate GrindIn this episode, communications expert and solutions architect Paul Prince joins the podcast to share his knowledge on surviving the corporate gauntlet. Developing your brand Researching for the specific dream job Identifying your preferred work culture   Paul D Prince recommends reading, Managing Up: How to Forge and Effective Relationship With Those Above You   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired ...2022-01-1044 minNo Pants RequiredNo Pants Required10 Exciting Tech for 2022In this episode X3c highlights 10 exciting upcoming tech for the new year.   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNTLS Bamb...2022-01-0327 minNo Pants RequiredNo Pants RequiredThe Metaverse: ExplainedIn this episode X3c will explain, in his words the MetaVerse: Where are we now? What are they saying? What is the future of the MetaVerse?   Music Title 1: Last Summer by Ikson | Genre and Mood: Dance & Electronic + Bright Music Title 2: Miami Vibe 2 by Alfonza Jackson   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPa...2021-12-2739 minNo Pants RequiredNo Pants RequiredCryptos: 101In this episode X3c will explore:   • Explore the technology between the top Cryptocurrencies    • Explore whether you should invest in Cryptos   • What's next for Cryptos   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright and sub-music Miami Vibe 2 by Alfonza   Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on...2021-12-2042 minNo Pants RequiredNo Pants RequiredFrugal, Financially Savvy, or CheapIn this episode: I debate with my best friend whether his saving techniques are frugal, financially savvy, cheap, or a combination of all three.   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESN...2021-12-131h 09No Pants RequiredNo Pants RequiredCannabis: A Threat to Street VendorsIn this episode two cannabis experts share their perspectives on: What is Cannabis? The History of Cannabis in America Legalizing Cannabis Threats to "Street Vendors" Future of Cannabis in America Jeff Peacock of KOI joins the podcast to chat with us. Check out his website https://luvmykoi.com/ for online sales of edible gummies and vape pens. For all No Pants Required listeners, use discount code NPR2021 during checkout.  Offer ends December 31, 2021. Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c F...2021-12-061h 07No Pants RequiredNo Pants RequiredTesla vs Rivian vs LucidIn this episode, X3c will discuss: Why Electric Vehicles Can't be Beat Issues with Early Adopting EV Myths America EV Startups   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNTLS Bamboo T-s...2021-11-2942 minNo Pants RequiredNo Pants RequiredSaving Accounts: Don‘t Waste Your TimeIn this episode, we'll provide methods on building your savings: Discuss theories on avoiding traditional savings General alternative saving tips Retirement portfolios Investing in Roth IRA ETFs and Real Estate   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Subscribe or follow No Pants Required at https://nopantsrequired.podbean.com/   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7l...2021-11-221h 05No Pants RequiredNo Pants RequiredTravel HacksIn this episode: A travel expert shares her savvy travel hacks.   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Use my Coupon code "NoPantsRequired" at https://www.esntls.co/?ref=f7lklkvyxihr for a discount on ESNTLS Bamboo T-shirts.   Get FREE stocks using my Robinhood referral link: https://join.robinhood.com/warrenc435   It wouldn't be me if I...2021-11-1541 minNo Pants RequiredNo Pants RequiredLearning to be Bout That LifeIn this episode: Life Coach and Author Rahshib A Thomas joins the Podcast Discusses RT Consulting and Align Coaching Tips on Successful Branding Bout That Life, a book on Leadership Lessons for the Urban Professional   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMedia@gmail.com   Receive 20 minutes of free coaching from Rahshib Thomas, just visit http://www.rahshibthomas.com   Use my Coupon cod...2021-11-0846 minNo Pants RequiredNo Pants RequiredStocks To Own For LifeStocks To Own For Life.  In this episode: Discuss 10 dividend stocks I'm following and why Describe dividend aristocrats My reinvest dividend strategy Growth and Dividend portfolios   Get FREE stocks using my Robinhood referral link: https://join.robinhood.com/warrenc435 Disclaimer: I'm not a financial expert - I'm just sharing information from my perspective and strategies I find successful.   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright Follow me on Instagram: X3c Follow me on Twitter: NoPantsRequired Email: X3cMe...2021-10-3145 minNo Pants RequiredNo Pants RequiredEV Tax Credits: Not NeededIn this episode X3c discusses: The new proposed Electric Vehicle (EV) tax credit law Global EV adoption 28 out of 50 U.S. States EV tax incentives Car manufactures EV mandates Radical alternatives for better use of tax credits Get FREE stocks using my Robinhood referral link: https://join.robinhood.com/warrenc435   Disclaimer: I'm not a financial expert - I'm just sharing information from my perspective and strategies I find successful.   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright   Follow me on...2021-10-3145 minNo Pants RequiredNo Pants RequiredLetting Friends Borrow MoneyJoin X3c as he discuss, "do you let family and/or friends borrow money?"  If so, was the outcome favorable or unfavorable?  X3c will discuss this topic and more.   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright   Get in touch with the show: On Instagram: X3c On Twitter: NoPantsRequired   It wouldn't be me if I didn't keep it all things Tesla.  Here is a link to get free supercharging miles if I helped you decide...2021-10-3122 minNo Pants RequiredNo Pants RequiredIntroducing, No Pants Required with X3cIntroducing, No Pants Required with X3c - Premieres October 31, 2021   ...   Music Title: Last Summer by Ikson Genre and Mood: Dance & Electronic + Bright   Get in touch with the show: On Instagram: X3c On Twitter: NoPantsRequired   It wouldn't be me if I didn't keep it all things Tesla.  Here is a link to get free supercharging miles if I helped you decide on Tesla. https://ts.la/warren66793 2021-09-2001 min