Zena Amundsen - Podcast Details

Shows

The Heart of Your MoneyHow to Manage the Deaccumulation and Withdrawal Phase of Retirement in an Economic DownturnYou've saved diligently, planned carefully, and can finally see retirement on the horizon. Then the market crashes. Does this mean putting your dreams on hold? Not necessarily. In this episode of Heart of Your Money, we dive into the often-overlooked "deaccumulation phase" – how to spend your retirement savings wisely even when markets work against you. We'll explore why the timing of market downturns can devastate unprepared retirees, share a real-world success story of a couple who retired during an 8% market decline, and reveal strategies that go beyond the oversimplified "4% rule." Ready to...2025-05-2612 min

The Heart of Your MoneyEffort Over Results: Quinn Magnuson's Journey from CFL to Leadership CoachIn this inspiring episode, we sit down with Quinn Magnuson, a former CFL player who has successfully transitioned from professional sports into business advising and leadership coaching. Quinn shares his remarkable journey from growing up on social assistance to earning a football scholarship that changed his life path. His unique philosophy of "Effort Over Results" emerged from his experiences in sports, teaching, and business ownership. In this episode, Quinn helps business leaders understand that true growth comes from valuing process over outcomes, creating psychological safety, and prioritizing self-care to avoid burnout. If you...2025-05-1326 min

The Heart of Your MoneyHow Tax-Smart Retirement Planning Can Keep Thousands More in Your PocketWhether you're just receiving your first paycheck or mapping out your retirement, understanding Canada's tax system is crucial for your financial well-being. In this episode of Heart of Your Money, I break down marginal tax rates and progressive taxation in simple, practical terms. You'll discover why that "next dollar earned" doesn't push all your income into a higher tax bracket. Tax-Smart Retirement Planning isn't just about saving—it's about strategic withdrawals that keep you in lower tax brackets. I share real examples, including how my husband's retirement income only decreased by $850 monthly despite a "substantially lo...2025-04-1412 min

The Heart of Your MoneyTariffs, Turmoil, Truth: What’s Really Happening in the MarketsMarkets are in turmoil as new tariffs shake investor confidence, but is this truly the crisis the headlines suggest? In this episode, we cut through the panic to reveal what these trade policies really mean for your portfolio. Get the straight facts on the recent US tariff announcements, understand their actual impact on different sectors, and discover why seasoned investors see opportunity where others see only risk. Learn how to position yourself to not just weather this storm but potentially profit from it. Don't let fear drive your financial decisions—tune in now to gain the clarity and perspective yo...2025-04-1105 min

The Heart of Your MoneyBeyond the Financial Portfolio: Investing in Community with Fraz WiestIn a world increasingly focused on digital connection, there's something profoundly human about gathering in a circle to share stories. My conversation with Fraz Wiest, Development and Community Engagement Administrator at Regina's Globe Theatre, explores how theatre creates authentic bonds that transcend entertainment. As Canada's only permanent theatre-in-the-round completes its four-year renovation, Fraz reveals why supporting local arts represents a community investment with returns measured in connection, purpose, and belonging. From his personal journey as a theatre-loving child to his vision for revitalizing downtown Regina, Fraz reminds us that theatre isn't just about...2025-03-2517 min

The Heart of Your MoneyMinimizing Taxes on Retirement IncomeRetirement should be about enjoying life, not worrying about taxes eating away at your hard-earned savings. Yet many Canadians unknowingly pay thousands more in taxes than necessary simply because their investments are in the wrong accounts. In this episode, I break down three critical types of investment income—interest, dividends, and capital gains—and explain why understanding the tax implications of each can dramatically reduce your tax burden. Whether you're already retired or planning ahead, knowing how to properly position your investments across registered and non-registered accounts is crucial. I'll share practical strategies, including my "sprinkle approach," to he...2025-03-1020 min

The Heart of Your MoneyThe importance of aligning investments with retirement lifestyle goalsWhat does your ideal retirement lifestyle look like? Before diving into investment strategies and portfolio allocations, we need to start with a more fundamental question: What truly matters to you? In this episode of Heart of Your Money, we explore how understanding your core values transforms financial planning from a numbers game into a purposeful journey. Through real stories and practical exercises, you'll discover how to align your investments with your deepest goals – whether that's preserving a family legacy, supporting the next generation, or creating the freedom to spend more time with loved ones. Let...2025-02-2415 min

The Heart of Your MoneyThe SimThe Simple Way to Structure Cash Flow in Retirementple Way to Structure Cash Flow in RetirementReady to structure cash flow in retirement but feeling overwhelmed? While it might not be the most exciting topic, creating a clear system for your retirement income and expenses is crucial for a stress-free future. In this episode, I'm breaking down a simple yet effective two-bucket approach to managing your money in retirement. By separating your fixed expenses from your fun money, you'll gain the clarity and confidence to spend without worry. Whether you're planning for retirement or already there, this practical guide will help you create a system that ensures both your nee...2025-02-1009 min

The Heart of Your MoneyCostly Mistakes that Retirees Make About Government BenefitsRetirement planning can be complex, but few aspects are as critical as understanding your government benefits. In this episode of Heart of Your Money, we're tackling four costly mistakes that could be diminishing your retirement income. From underestimating the true value of CPP and OAS to getting blindsided by the dreaded clawback, these pitfalls can significantly impact your financial security. The good news? They're all avoidable with proper planning. Whether you're approaching retirement or already there, knowing how to maximize these benefits while minimizing tax implications could mean thousands of extra dollars in your pocket. Jo...2025-01-2713 min

The Heart of Your MoneyShifting from Nest Egg Retirement Mindset to Multiple Retirement Income StreamsAre you staring at your retirement savings, wondering if it will be enough? You're not alone. Many retirees struggle with the emotional shift from saving to spending, often feeling anxious about "turning on the tap" of their hard-earned nest egg. But there's a more empowering way to think about retirement: instead of viewing your savings as one big pile that's slowly depleting, imagine multiple retirement income streams flowing toward you month after month, like a steady river. This mindset shift isn't just about feeling better—it's about creating a practical strategy that combines va...2024-12-0315 min

The Heart of Your MoneyThe New Retirement RealityThe retirement landscape has transformed dramatically over the past few decades. Gone are the days when you could count on working for one company, receiving a comfortable pension, and settling into a predictable retirement routine. Today's new retirement reality demands a different approach—one that acknowledges longer lifespans, changing work patterns, and the need for multiple income streams. Whether it's the decline in defined benefit pensions, the impact of market volatility, or the rising costs of healthcare, retirees face unique challenges that their parents never encountered. But it's not all doom and gloom. With proper planning, understanding, and an op...2024-11-1819 min

The Heart of Your MoneyCreating Happiness in RetirementIn my latest episode of "The Heart of Your Money," I dive into a topic close to my heart: happiness in retirement. I've learned that it's about so much more than just financial security—it's about creating a fulfilling life after your working years. Drawing from the renowned Harvard Study of Adult Development, I share insights on cultivating enduring happiness during retirement. I'll show you why finding purpose, nurturing relationships, and maintaining your health are crucial for a satisfying retirement. Together, we'll explore practical strategies to find meaning in everyday activities, stay socially connected, and achi...2024-10-1416 min

The Heart of Your MoneyHow to Avoid Getting Scammed Online Part 2 with RCMP Officer Brian FergusonIn this eye-opening episode of our podcast, we dive deep into the world of online safety with RCMP Officer Brian Ferguson. Brian shares invaluable insights on protecting yourself from cyber threats, including the importance of regular password changes, the risks of public Wi-Fi, and the dangers lurking in social media oversharing. From the "30-Day Password Challenge" to the perils of internet-connected home devices, this episode is packed with practical advice for navigating our increasingly digital world. Whether you're a tech novice or a seasoned internet user, Brian's expertise offers something for everyone. If you want t...2024-09-2339 min

The Heart of Your MoneyHow to Avoid Getting Scammed Online Part 1 with RCMP Officer Brian FergusonIn an era where digital threats loom large, understanding cyber security has never been more crucial, especially for retirees. In this eye-opening episode of our podcast, we sit down with RCMP Officer Brian Ferguson, a seasoned expert with 20 years of experience in tech crime. Officer Ferguson pulls back the curtain on the evolving world of online scams, from heartstring-tugging romance frauds to cunning tech support schemes. With his unique insights, we explore how these scams specifically target retirees and why they're so effective. But more importantly, we equip you with practical, easy-to-implement strategies to protect yo...2024-09-0921 min

The Heart of Your MoneyHow To Save For a House with Nicole PutzWondering how to save for your first home? In this episode, Nicole Putz and I discuss the first-time homeowner savings account and other practical tools to leverage when navigating today's challenging real estate market. Listen now! If you want to sign up for Get Your Money in Gear, go here: https://zenaamundsen.ca/get-your-money-in-gear-course/ If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2024-07-0815 min

The Heart of Your MoneyShould You Get a Part-Time Job in Retirement?Curious about whether a part-time job in retirement is right for you? In this episode of the Heart of Your Money podcast, we dive into the emotional and financial considerations of working part-time after retirement. Whether you’re looking for a sense of purpose, a financial buffer, or simply exploring your options, our expert advice will help you make an informed decision. Tune in to discover how a part-time job could fit into your retirement plan and ensure you enjoy this next chapter to the fullest. If you want to sign up for Get Your Money in Ge...2024-06-1717 min

The Heart of Your MoneyShould You Wait to Take CPP When You Retire Early?Are you planning for retirement and unsure about when to start taking your Canadian Pension Plan (CPP) benefits? Don't miss this crucial episode of the Heart of Your Money podcast! In episode 119, we delve into the intricacies of the CPP, a hot topic in almost every retirement meeting. Discover how your contributions and benefits are calculated, and learn about the often-misunderstood impact of zero years of working before collecting CPP. Whether you’re nearing retirement or planning ahead, this episode will help you navigate the complexities of the CPP and optimize your retirement strategy. ...2024-06-0313 min

The Heart of Your MoneyWhy Our Last 2 Clients Came to UsIn my latest episode, I'm sharing why our last 2 clients came to Astra Financial and the importance of these 3 things in an financial advising relationship: ➡️ Personalized Financial Planning: The critical need for detailed and personalized financial planning as clients approach retirement ➡️ Recognizing and Acting on Red Flags: The importance of recognizing red flags in financial advisory relationships. Whether it's a lack of detailed financial planning, insufficient explanations about fees, or a general feeling of uncertainty after advisory meetings ➡️ Client Empowerment Through Education: The benefits of working with certified financial planners who are committed to the clien...2024-05-1313 min

The Heart of Your MoneyInterview with My DaughterAre you ready to supercharge your financial journey? 🚀 Tune in to our latest podcast episode where my daughter and I dive deep into three game-changing strategies for financial success and stronger family bonds, including ... 🌟Starting small but dreaming big: And how those little steps can lead to massive wins! 🌟Celebrating every milestone along your financial path because every victory counts! 🌟Learning how to create a supportive and judgment-free environment that fosters financial well-being and strengthens family ties. Don't miss out on this valuable insight! Tune in now and join us on the journey t...2024-04-2915 min

The Heart of Your MoneyLost Pensions and What You Should DoReady to gain insightful secure your financial future through smart pension management? In my latest podcast episode, I'm sharing my top tips, including ... 💰Educating yourself about pensions early in your career, covering contribution rates and vesting periods to make informed decisions. 💰Exploring the benefits of consolidating multiple pension accounts into one, making management simpler and more efficient. 💰Emphasizing the importance of keeping your contact information up-to-date to avoid any disruptions or losses in tracking your pension. Don't miss out on these valuable insights! Tune in now to optimize your pension strategy and pave the way f...2024-04-1512 min

The Heart of Your MoneyHonoring Wishes and Celebrating Life: Interview with Kathleen KellnerImportance of End-of-Life Conversations and Documentation: The podcast emphasizes the critical need for individuals to have conversations about their end-of-life wishes with loved ones or document them if they can't. This ensures that their desires are known and respected, helping to avoid family conflicts and uncertainty during challenging times. Comprehensive Support and Resources: Kathleen Kellner's role as an end-of-life consultant extends beyond traditional funeral planning. Her company, Empowered Endings Collective, offers comprehensive support, including financial, legal, and legacy planning. This holistic approach aims to address all aspects of end-of-life preparation and ensure clients receive tailored support for...2024-03-1121 min

The Heart of Your MoneyNavigating Tax Changes: What You Need to Know for 2024Elevate your tax game with my latest podcast! Today's episode is dedicated to tax season. Learn my top tips on navigating recent updates, including ... 🌟 Discovering the power of disclosure in trust arrangements, ensuring CRA compliance and penalty avoidance. 📝 Traversing the 2023 home office expense changes – meet criteria, keep docs handy! 💼 Exploring the CRA's recent 10% interest charge hike; timely payments save you from hefty fines. 🚨 Stay informed, be proactive – these tax insights are your guide to smooth financial sailing! Dive into tax insights today for savvy financial planning ahead!2024-03-0408 min

The Heart of Your MoneyLove & Currency: Navigating Money Talks in New Relationships 2024-02-2613 min

The Heart of Your MoneyNavigating Life Transitions - Interview with Laura EnglundEmbark on a journey of insightful revelations with Laura Englund as she unravels the intricacies of navigating life transitions, including these three key takeaways that might just reshape your perspective: 🙌 Early Conversations Are Key: Laura passionately advocates for the power of early conversations and strategic planning when it comes to life transitions. Waiting until retirement, she cautions, might add unnecessary stress. Learn why initiating these dialogues sooner rather than later can be a game-changer in navigating the twists and turns of life. 🙌 Downsizing Beyond the Tangibles: In a heartwarming exploration of personal anecdotes, Laura delves into t...2024-02-1219 min

The Heart of Your MoneyBuilding Trust Through Shared Money HistoriesIn the latest episode of "Heart of Your Money," we dive deep into the heart of family dynamics and finances. Get ready for a rollercoaster of insights and personal stories that will reshape the way you approach money within your own clan. Here's a sneak peek into the transformative journey: 💰 Diverse Money Perspectives Unveiled: Discover how I navigate the intricate web of diverse money mindsets within my family, ensuring a harmonious financial landscape and preventing conflicts before they even arise. 💰 Money Memories: It's more than just nostalgia. Join me on a trip down memory lane as I o...2024-01-2913 min

The Heart of Your MoneySimplify Your Finances: A 10-Minute Daily Routine for Financial WellnessEmbracing Simplicity in Money Management: The episode emphasizes the importance of adopting a minimalist approach to financial management, drawing parallels between a simple lifestyle and a streamlined approach to handling money. Daily Financial Check-In: The host introduces a quick and easy daily routine, taking just 10 minutes or less, to check in on your finances. This involves planning for the day's expenses, fostering mindfulness in spending, and ensuring that every financial decision is well thought out. Weekly Financial Grasp: The podcast advocates for a weekly 10-minute check-in to assess the previous week's spending, celebrate successes, or...2024-01-2210 min

The Heart of Your MoneyCash Flow Mastery: Breaking Free from Budget Constraints in the New YearAre you ready to break free from financial constraints and embark on a journey to redefine your relationship with money in 2024? I'm here to guide you through a game-changing approach that will reshape your financial destiny, starting with today's podcast, Episode #109: Cash Flow Mastery - Breaking Free from Budget Constraints in the New Year. Key takeaways for your financial revolution include ... 🚀 Prioritizing Meaningful Spending: Bid farewell to impulsive purchases and embrace intentional living. Align your spending with your values, empowering your money to reflect what truly matters. 🚀 Creating Value-Aligned Savings Buckets: No more generic...2024-01-1507 min

The Heart of Your MoneyThriving Through Entrepreneurial Highs and LowsGet ready for an inspiring journey through the entrepreneurial landscape in our latest podcast episode! In today's podcast, I'm joined by Corina Walsh, author, certified leadership coach, and CEO of Shift People Development Inc. Our conversation was brimming with wisdom nuggets, offering invaluable insights into... 🌟The Exhilarating Entrepreneurial Journey: Dive into the riveting world of entrepreneurship as we explore the highs and lows, emphasizing the importance of preparation without succumbing to a scarcity mindset. 🌟Transitioning to Entrepreneurship: Join us for insights on the shift from employment to entrepreneurship, where we stress the need for me...2024-01-0924 min

The Heart of Your MoneyShould We Be Helping Our Adult Children Financially? As parents, we always want to protect our kids and make sure they’re okay. We pick them up when they scrape their knees trying to ride a bike and give a stink eye to the other kids who are mean to them on the playground 😠 But at some point we all know we have to stop picking them up and dusting them off...and let them do it themselves. COVID has created a lot of uncertainty in terms of jobs and finances, and many people have kids wanting a helping hand financially right now. In th...2024-01-0113 min

The Heart of Your MoneyBusting Financial Planning Myths I don’t know about you but I love when a myth gets busted …from the moon being made of cheese to that being Trump’s natural skin tone (sorry, I had to do it 🙊). But some myths can actually be pretty frightening and really hurt us financially, which is why in this podcast I’m debunking some of the most common financial myths I get asked about…like you can’t afford a financial planner, you started too late or you’re stuck in a defined benefit pension. I also have a special guest on this episode who is go...2023-12-1816 min

The Heart of Your MoneyEnd of Year Financial Checklist A new year is almost here (whew, we made it!) and this is a great time to do a financial check in to see how you did this year in terms of meeting your goals, paying off debts and figuring out what you want to make happen in the year to come. In this podcast I’m going over what to take into account when you’re closing out your year so you’re on a fresh new journey in 2021 😎 Don’t worry – this check-in isn’t about being hard on yourself. It’s about celebrating what you’ve achieved s...2023-12-1113 min

The Heart of Your MoneyWinter Wind-Down: Podcasts, Books, and the Pursuit of Health and Happiness If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-12-0507 min

The Heart of Your MoneyEducation Savings for Grandchildren 2023-11-0614 min

The Heart of Your MoneyStarting Your Holiday Savings Challenge Early 2023-10-0906 min

The Heart of Your MoneyLessons from Celebrity Estate Failures Don't miss our latest podcast episode! I'm dishing on the celebrities and offering vital aspects of estate planning, including ... Why having a will is crucial to avoid complications and disputes. Common reasons for delaying will creation. The importance of updating your will as life changes and Celeb stories drive home the need for proactive estate planning. Tune in now! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-10-0211 min

The Heart of Your MoneyThe Worst Advice Given Welcome to episode #103! In this podcast episode, I'm sharing commonly given bad financial advice, including... Investing all your money in a single stock based on rumours or tips is discouraged due to its high risk, Borrowing money to invest, known as leveraging, can lead to financial trouble and dipping into emergency funds for high-yield investments. The big takeaway in today's episode? Approach financial decisions cautiously, seek professional advice, and prioritize diversification, liquidity, and prudent financial planning. Dive into our latest episode for essential financial wisdom and insights! If you want more resources and show notes, che...2023-09-2511 min

The Heart of Your MoneyRetirement's Financial and Emotional CrossroadsDive into our podcast—uncover financial wisdom and spark meaningful retirement conversations. Tune in to "Episode 102: Ask Me Anything" now! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-09-1112 min

The Heart of Your MoneyEstate Talk with Yens PedersenIn this episode, lawyer Yens Pedersen and I are navigating common mistakes in estate planning choices. Here's a sneak peak at the 3 three key takeaways... ✔️Executor fees vary by province, and compensation depends on factors like complexity and assets. Some opt for percentage-based fees, while banks and trust companies may have higher charges. ✔️Estate planning is crucial, and procrastination is a major hurdle. Setting up a professional appointment is the pivotal first step. The cost of creating an estate plan is reasonable compared to the potential high cost of not having one. ✔️Neglecting beneficiary u...2023-08-2823 min

The Heart of Your MoneyBilly Pratt Shares His $5 Story In our ⭐100th⭐ episode of "The Heart of Your Money" podcast, guest Billy Pratt shares his inspiring "$5 Story" experiment. In this experiment... 💌 He sent $5 bills to 43 people with no restrictions on how to use it. 💌 Recipients used the money for self-care, charity, and helping others, showing the power of small acts of kindness. The project emphasized the importance of giving with intention and sparked transformational experiences. This led to our announcement of our new podcast, "For the Love of Kindness," celebrating and spreading the message of kindness and its positive impact on communities. If...2023-08-2117 min

The Heart of Your MoneyWhy the Bleep are You with Your Financial Advisor?2023-08-1408 min

The Heart of Your MoneyHow Can I Plan for Long-term Care Expenses in Retirement?2023-08-0715 min

The Heart of Your MoneyThe 3 Things I Have Learned in My Personal Journey Money is a lifelong relationship, lasting from birth to death. Nurture it because it's here to stay. Reflect on the significance of money in your life and how it aligns with your dreams and values. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-07-2417 min

The Heart of Your MoneyFinancial Benchmarking: Where You Should Be (Financially) in your 30s In my latest podcast episode, I'm sharing my top 3 financial tips to kickstart an abundant future in your 30s. Things like ... Building a strong financial foundation in your thirties by managing cash flow, saving for emergencies, paying off debt, and planning for retirement. Investing in yourself by advancing your career, increasing income potential, and pursuing professional development. Not overlooking life insurance and estate planning, even if you're young. These steps ensure financial security and peace of mind. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-07-1715 min

The Heart of Your MoneyFinancial Benchmarking: Where You Should Be (Financially) In Your 40s 2023-07-1015 min

The Heart of Your MoneyWhere You Should Be (Financially) In Your 50s In my latest podcast episode, I discussed three key points for individuals in their fifties. Discover essential tips for financial success in your fifties here. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-07-0314 min

The Heart of Your MoneyThree Questions If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-06-2610 min

The Heart of Your MoneyThe Non-financial Aspect of Retirement (Interview with Susan Hogan, Inspired Retirement)If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-05-1519 min

The Heart of Your MoneyHow to Save Your Retirement Plans from Falling Apart This could make or break your retirement plan. 👇 Having your retirement plan go sideways is a big deal—especially if you’re already in it. If you want to know how you can save your retirement plans from falling apart, tune into the latest podcast episode where I spill all the details you need to know. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-05-0216 min

The Heart of Your MoneyShould you move away to save money (in Canada and Internationally)? Should you relocate in retirement? You may consider making an international move during your retirement—especially if it will save you money. But before you decide whether it’s best to make a move, you will want to weigh the pros and cons. Saving money is great, but it’s not the only important factor supporting your quality of life in retirement. Other things to consider include having the right services, amenities, and community nearby. An informed decision is a good decision. Tune into the latest podcast episode and we’ll d...2023-04-1914 min

The Heart of Your MoneyTo Pre-Pay for Your Funeral or Not Funeral talk feel taboo? Here’s why it shouldn’t be. It might not be an easy subject to discuss, but it is an extremely important one. Planning or even pre-paying for your funeral in advance can provide your family the support they need in a time of grief. Making your wishes clear AND putting aside the finances to back it up is truly a gift for your family. The question is: What do you need to do to start planning, and when is the right time to prepay? You c...2023-04-1009 min

The Heart of Your MoneyGetting Candid about Money Mindset & Financial Health (Interview with It's Humble)Let’s talk about money and mindset. How you think about money has a lot to do with how you make and spend it. And when you feel yourself getting stuck in a place of scarcity, there are things you can do to redirect your mindset to a more helpful place. Whether it’s just for you or your planning financially for your family, creating a healthy relationship with money matters. Discover how you can do that in a few simple ways by tuning in here. If you want more resources and show notes, check out https://astr...2023-04-0336 min

The Heart of Your MoneyOrganizing Your Investment PaperworkThose investment records of yours? 🤔 They need to be organized—for security and for ease. Of course it can be so much easier said than done. So where’s the best place to start? Well, when it comes to getting your paperwork in order, it helps to create a streamlined, secure system for storing your records. All the details you need are in my latest podcast episode. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2023-03-2707 min

The Heart of Your MoneyLiving a Good Life (Interview with Billy Pratt) Your mindset and your housing will have a significant impact on your retirement. Discover more on the latest podcast where I’m interviewing special guest Billy Pratt. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-03-2020 min

The Heart of Your MoneyWhat Billionaires are Doing With Their Money Right Now Really wanna get rich? 💰Here are 5 things billionaires are doing that you should be doing too. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2023-03-1307 min

The Heart of Your MoneyAccountant, H&R Block or Do It Yourself?Is filing your taxes online the best option for you, or should you hire an accountant? Tune in here to get my take. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2023-02-0611 min

The Heart of Your MoneyPros and Cons of Borrowing Money for Your RRSP ContributionThinking about taking out an RRSP loan? Before you do, check out these important pros and cons. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2023-01-1605 min

The Heart of Your MoneyWhat stress tests can you do right now to build your confidence?Want to test your financial fortitude? Find your answer through simple stress-tests. Learn how in the latest podcast episode. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2023-01-0905 min

The Heart of Your MoneyHow to ruin your investment portfolioLearn how you can ruin your investment portfolio, so you can avoid these practices and help it be successful instead. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2023-01-0203 min

The Heart of Your MoneyYour January Financial HousekeepingThis week's episode is all about preparing for January 2023—and we're going to talk about some things you might not have thought of yet. Are there any financial changes coming your way? Are you planning any big purchases? Are you ready for tax season? Listen for more questions to consider and how to ensure your plan is a stress free process If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-12-1206 min

The Heart of Your MoneyDealing with the Pressure to Overspend at ChristmasHoliday shopping can be stressful. But you don't have to let the pressure get to you. This week’s episode talks about maintaining your budget during the holidays so you can enjoy your time with friends and family without worrying about overspending! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-12-0508 min

The Heart of Your MoneyDo You Need Travel Insurance?If you're planning to travel, do you need to take out travellers insurance? The answer is yes. Traveller’s insurance can be a real lifesaver in the event that something goes wrong. It's important to research the different types of policies, and make sure that you're getting the best deal for your needs. Learn more on the newest episode. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-11-2807 min

The Heart of Your MoneyWhy Financial Planning is Good For Your HealthAre you taking your finances into consideration when taking care of your health? This week on "Heart of Your Money" we're talking about why financial planning is good for your health! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-11-2106 min

The Heart of Your MoneyShould You Wait Till You’re Dead to Gift?This week's episode discusses whether you should wait until you're dead to gift money and what to consider if you don't want to. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-11-1407 min

The Heart of Your MoneyYour Holiday Savings ChallengeDread the holiday money hangover? Then avoid it altogether with my holiday challenge that will keep you from overspending & feeling guilty heading into the new year. 2022-11-0804 min

The Heart of Your MoneyWhat to Know If You’re Planning on Working Past 65Are you planning on retiring after 65? You might be surprised to find out that the majority of people don't have a plan for retirement. This week's podcast episode talks about what you need to expect and how to make a retirement plan when you're planning on working past 65. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-10-2405 min

The Heart of Your MoneyFinancial Steps to Take After a Spouse Passes Away 2022-10-0304 min

The Heart of Your MoneyHow Often Do You Need a New Financial Plan?This week's episode is all about why you need to update your financial plan, even if it seems like you've got it all figured out. It's not just about making a financial plan, but ensuring that your plan is up to date with the current goals in your life. Whether that means your kids are grown and gone from the house, or you're saving for retirement, there are always new factors that come into play that require an updated financial plan. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-09-2604 min

The Heart of Your MoneyHow to Deal with Debt in Retirement to Account for InflationAre you worried about how you're going to get out of debt in retirement? This week's podcast episode is all about managing debt during your golden years. Trust me, I know how scary this can be! But I have some tips for you while you're planning. Listen to the new episode today! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-09-1205 min

The Heart of Your MoneyWhy Young People need Life InsuranceDid you know that life insurance is something young people should have, even if it's not something they're excited about? In this week’s episode, I break down what life insurance is and why it's so important—even if you're young! Listen to the episode today and learn all about how this simple step can help protect your loved ones after you're gone. 2022-09-0508 min

The Heart of Your MoneyExtra Savings Buckets We all know that retirement is the time when you can finally relax and enjoy yourself. But it's also a time when you need to be especially careful with your money because there's no guarantee of how long it will last. In this week’s episode, we'll talk about why you need to save money even while you're retired—and how to do so by creating "extra savings buckets." If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-08-2909 min

The Heart of Your MoneyIs Semi-Retirement Right For You?Wondering if semi-retirement is right for you? In this episode, we'll discuss how to decide what kind of retirement plan is the best plan for your future. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-08-1505 min

The Heart of Your MoneyHow Inflation and Rising Costs are Impacting Retirement (Part 1: Inflation Series)The economy is growing but is it growing fast enough to keep up with your retirement plans? In this week's episode, we take a look at inflation and rising costs and how they're impacting your retirement plans. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-08-0810 min

The Heart of Your MoneyWhat Not To Do In A Bear MarketWhen the stock market is in a bear market, it can be tempting to try to make up for lost ground by taking on more risk. But that's precisely what you shouldn't do. Listen to this week's episode for a lesson on staying the course. 2022-08-0105 min

The Heart of Your MoneyWhat is Canada’s New Tax-Free First Home Savings Plan?Canada is offering a new savings account to help out first-time home buyers! This week on the podcast, I’ll be sharing the pros and cons and how you or your family can use this to get ahead! Listen here. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-07-1107 min

The Heart of Your MoneyCurve-Ball Proofing Your Retirement PlanLife doesn’t always go as planned. The same goes for retirement! In the event that you need to retire earlier than expected, I want to make sure you’re secure. Tune into this week’s podcast to learn how you can stay on top of your finances. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-07-0412 min

The Heart of Your MoneyHow to Deal with the Stressors of the Sandwich GenerationAre you a part of the generation who find themselves looking after their children and elderly parents at the same time? 😳It’s called the Sandwich Generation, and this week’s podcast is all about it! There’s valuable advice to be had, so tune in here. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-06-2713 min

The Heart of Your MoneyHow Your Financial Advisor Can Help With More Than Just Your MoneyYour relationship with your financial advisor is so important! You deserve someone who has your best interest in every way. I’m discussing just that on this week’s podcast, so if you’re feeling unsure about your advisor, be sure to tune in! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-06-2009 min

The Heart of Your MoneyHow to Deal with Market VolatilityWhen opening your investment portfolio these days, you may be seeing different numbers across the board. There’s a lot of volatility in today’s market, which can be scary! Tune into this week’s podcast and learn about how you can cope. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-06-0609 min

The Heart of Your MoneyShould You Buy or Rent a Cottage? (From the Archives)Now that it's almost summer maybe you're thinking about buying or renting a cottage. Listen to my podcast to learn the questions to ask before taking the leap so you’re totally prepared & make the choice right for you! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-05-2310 min

The Heart of Your MoneyMother's Day EpisodeIn the spirit of Mother’s Day, this week’s podcast is all about motherhood and lessons learned along the way! There’s advice to be had for mothers of all ages. Tune in. Let’s chat! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-05-0819 min

The Heart of Your MoneyThe Scoop on Value-Based InvestingHave you heard of ESGs? They have to do with the concept of environmentally friendly investing, and let me tell you, it’s becoming a lot more popular! Tune into this week’s podcast as I share the ins and outs of ESGs! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-05-0210 min

The Heart of Your MoneyHelping Adult Children Buy Their First Home with Steve RyanAs a result of inflation, we’re seeing more and more parents helping their children with first-time home purchases. Is this you? Join me for this week’s podcast as I discuss the realities of this popular topic! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-04-1117 min

The Heart of Your MoneyConverting Health Benefits At RetirementHave you thought about your health benefits plan as you head into retirement? If not, don’t fret! This transition can be is an easy one! Tune in to this week's podcast to learn more! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-04-0406 min

The Heart of Your MoneyDIY or Full-Service ConciergeYou may think you know the ins and outs of investing, but do you really? Having the guidance of a financial planner can benefit you in more ways than one. Listen to this week's podcast as I weigh in on this topic! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-03-2812 min

The Heart of Your MoneyWill Inflation Impact Your Portfolio?Inflation has been a buzzword on everyone’s lips these days, and you can bet that I’m diving into this topic! Learn how inflation can impact your portfolio in Episode 53 of The Heart of Your Money! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-03-2110 min

The Heart of Your MoneyWhat I Learned About Retirement From Visiting My ParentsHave you ever considered that there are different stages in retirement?! And let me tell you, stage one is arguably the most fun! Listen to this week's podcast as I discuss how you can make the most of them! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-03-1407 min

The Heart of Your MoneyHow to Get on the Same Page with Your Partner About Finances and RetirementHave you sat down with your partner lately and discussed finances and retirement? If you haven’t, maybe it’s time. Tune in to my podcast this week and get the ball rolling! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-03-0709 min

The Heart of Your MoneyFixed Income, Equity and Cash - What’s needed in your portfolio?Are you familiar with the three types of investments that everyone should have in their portfolio? If not, tune into my podcast this week as I break it down and make sense of your assets! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-02-2117 min

The Heart of Your MoneyPay Down Your Mortgage or Top Up Your TFSA?Do you want to feel confident knowing that you’re putting your money towards the right things? Take a listen to this week’s podcast where I discuss mortgages and TFSAs. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-01-3109 min

The Heart of Your MoneyDebunking Retirement MythsAre you ready to debunk retirement myths?! Join me for this week's podcast as I bring truth to these common misconceptions. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2022-01-2409 min

The Heart of Your MoneyThe Difference Between a Financial Advisor and a Certified Financial PlannerDo you know the difference between a financial advisor & planner? You should. It impacts your 💰 choices. Listen to my latest podcast & make sure you've got the right person in your corner. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2022-01-0317 min

The Heart of Your MoneyWhat in the World is a RIF and How Do I Get My Income? Ever heard of a RIF? Don’t worry if not! I’ll explain what it means for you & your retirement in my latest podcast episode. Listen here. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2021-12-2012 min

The Heart of Your MoneyThe Real Truth on How Advisors Are CompensatedDo you know how your financial planner gets paid? Because it matters - it may affect the quality of your service and bottom line. Learn why you need to know how they make their money here. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2021-12-1319 min

The Heart of Your MoneyYour End of Year Financial ChecklistIt’s almost a new year, so it’s time to get your end-of-year financials in order. In this podcast I’m going over how to close out 2021 & set up for 2022 success. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2021-12-0613 min

The Heart of Your MoneyYour Last Meeting of Year with Your Financial AdvisorThe end of the year is quickly approaching! Have you prepared for your last meeting with your financial advisor? Take a listen for my tips and tricks to get ready. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2021-11-2910 min

The Heart of Your MoneyTravel Organization 101>> LINK"}" data-sheets-userformat= "{"2":4609,"3":{"1":0},"12":0,"15":"Muli"}"> Worried about your upcoming trip? Don’t worry, tune in to my latest podcast episode for my tips for peace of mind on your travels! If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 2021-11-2209 min

The Heart of Your MoneyThe Perfect Retirement with Bryce BuchananWant to hear one of my fav retirement stories? On this week’s podcast, I’m chatting with Bryce Buchanan & he’s telling me all about his amazing life in Fernie. Listen to the episode about his perfect retirement here. If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/2021-11-1519 min

The Personal Finance Show62 - Zena Amundsen Zena Amundsen wants you to know that money is emotional. One of the emotions often associated with money is fear. That’s what Zena felt when she separated from her husband for 2 years, with 2 small children and absolutely no knowledge of her personal finances. It was during that time that she decided to stop worrying about money and start learning about it instead. Today she is a Certified Financial Planner, Certified Divorce Financial Analyst and a Certified Cash Flow Specialist. She’s got the financial knowledge but that...2018-12-1400 min

BizMagic PodcastEpisode 07: Interview with Zena Amundsen on The Emotions Behind MoneyHow do you feel when you think about money and how it relates to your business? Do you dread creating a budget because it feels restrictive and inflexible? Have you struggled with maintaining healthy ideas and practices around your money? I’m guessing as a business owner and entrepreneur, you probably know exactly what I’m talking about. Today, I’m talking to an amazing financial advisor and planner, Zena Amundsen about how we think about money and the relationships we have with it and how we can take steps to make changes and grow our success. Links: Website: http://zenaam...2018-10-1846 min