Shows
Inspired Budget#151: Paying Off Student Loans with Zina KumokIn this episode, Zina Kumok shares her journey of paying off $24,000 in student loans in just three years. She emphasizes the importance of budgeting and tracking expenses, as well as the power of making small extra payments. Zina also discusses the balance between frugality and happiness, and the need to find peace with past money choices. She highlights the shift in personal finance advice for Gen Z and the importance of considering the emotional aspect of money. TakeawaysBudgeting and tracking expenses are crucial for managing debt and achieving financial goals.Making small extra pa...2024-04-0429 min
Long Story $hortEverything you need to know about student loansToday on the show, three professionals join Adam to discuss all things student loans. Amy Lins is a Financial Educator at MMI, Adam Minsky is a Student Loan Attorney, and Zina Kumok is a Personal Finance Writer that specializes in student loans. Our three guests discuss loan repayment and forgiveness, how to apply for repayment initiatives, and the mental impact that student loans can have on the borrower.2024-03-2637 min
Well Kept Wallet Podcast - Personal Finance Show that Helps You Achieve Your Financial Goals129: How She Paid Off $28,000 in 3 Years with a Low IncomeZina Kumok shares how she paid off $28,000 in debt in just 3 years, making less than $30,000 per year.2024-03-0626 min
Popcorn FinanceDealing with Our Money ShameDealing with the shame around money can be so difficult, especially around the holidays. So my black friday gift to all of you is this bonus conversation with Money Coach Zina Kumok of www.consciouscoins.com. Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance Learn more about your ad choices. Visit megaphone.fm/adchoices2020-11-2712 min
Popcorn Finance217: Dealing with Our Money ShameDealing with the shame around money can be so difficult, especially around the holidays. So my black friday gift to all of you is this bonus conversation with Money Coach Zina Kumok of www.consciouscoins.com. Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance2020-11-2711 min
The Student Loan Podcast4. A Little Bit Everyday Goes a Long Way - Zina Kumok Interview. Zina Shares How She Saved Over a Year in Student Loan Payments just $10 a month. In this episode, we cover how small consistent steps over time can result in big outcomes - like Zina paying off $28,000 in student loan debt 7 years early by making consistent $10 extra payments. Using a combination of increasing extra payments, and freelance writing, Zina discusses tips, tricks, and strategies she used to conquer her mountain of student loan debt. Full show notes and resources can be found here: thestudentloanpodcast.com/episode4 Visit our podcast sponsor at StartNoo to learn how you can exchange service hours in the community for direct...2020-10-0538 min
The MapleMoney ShowTips to Manage Your Money During College, with Zina KumokHow did you handle money in your college years? The label, starving student, has become cliche, but it’s a title that many of us know all too well. No matter what stage of life you’re in, if you’re struggling to manage your spending, my guest this week has some timely advice. Zina Kumok is a freelance writer specializing in personal finance. She's also a money coach who helps people pay off debt, build budgets and spend mindfully. In this week’s episode Zina and I talk about the money lessons she learned during college, and how...2020-08-1924 min
Wellness for Financial GrownupsFinancial Grownup Guide: 5 Ways to Manage Unsteady Income in the Gig EconomyThe gig economy is not going away anytime soon and that means we have a big challenge because a lot of us dong’ get steady paychecks. Freelance writer and personal finance expert Zina Kumok of ConsciousCoins.com shares her success strategies and more. For this episode's show notes go to https://bobbirebell.com/podcast/zinakumok2019-11-0814 min
Nothing Funny About Money (Shorts)Zina Kumok on Getting Out of DebtIn this Nothing Funny About Money Short, Zina Kumok tells Matt Goren her story about knocking out tens of thousands of dollars in student loans in just a couple years. You can find all of Episode 18: Financial Adulting on NothingFunnyAboutMoney.org or wherever you get your podcasts.2018-11-2003 min
BiggerPockets Money PodcastFinCon Bonus Episode: Debt Free in Three Years With Zina Kumok
Zina Kumok’s parents immigrated to the United States, with no money education and completely unprepared for the consumer society they found themselves in. They quickly got into credit card debt in order to have the lifestyle they “deserved.” An avid listener of Dave Ramsey, Zina quickly determined she did not want to ever be in debt. However, she graduated with $24,000 in student loan debt and made it her mission to pay that off as soon as she could. Every single extra dime she found, she threw at her debt until it was all gone. So once the debt is gone...2018-10-1326 min
Nothing Funny About MoneyEpisode 18: Financial AdultingManaging finances can be tough… especially for people making the transition out of high school or college. On this episode, hosts Matt Goren and Danny Kofke discuss financial adulting, lifestyle creep, and knocking out student loan debt with special guest Zina Kumok.2018-10-0500 min
Chain of Wealth - Debt, Investing, Entrepreneurship, Wealth & MoreZina Kumok talks about how to get out of debt Original Show Notes: How to get out of debt Zina Kumok is the founder of the blog Debt Free after 3– A former sports writer, Zina has written for the Associated Press and have covered the New York Yankees, NBA Draft and Final Four. Currently living in Denver she is a full-time freelance writer specializing in personal finance. She has taught several classes on budgeting, how to save money and how other people can pay off their loans. Welcome Zina! [2:59] Tell us a little about yourself. · From Tennessee2017-12-2123 min
Truth News Radio AustraliaTalking College Finances with Zina Kumok from Debt Free After ThreeCheck out this podcast where Zina Kumok joins us to chat about budgeting, paying off debt, and college finances. She runs DebtFreeAfterThree.com and writes about a variety of topics for millennials related to personal finance and budgeting, stemming from her own personal experience of paying off her student loans. DebtFreeAfterThree.com features courses that take you through a step-by-step process of how you can pay off your student loans. Paying for college while continuing to enjoy life can seem like a struggle, but Zina is sharing her best tips. This podcast covers:
About Zina and her blog, Debt Free Af...2017-09-1221 min
Hustle to Financial FreedomOvercoming Your Financial Fears with Zina Kumok (DebtFreeAfterThree.com)Timeline: 00:22 – Zina Kumok’s Bio 00:57 – Zina’s Financial Freedom Journey 03:48 – How did you stay motivated during your Journey? 05:08 – What system did you use to pay off your debt? 06:43 – What is one thing you wish you knew when you were starting out paying off your debt? 07:38 –…
The post Overcoming Your Financial Fears with Zina Kumok (DebtFreeAfterThree.com) appeared first on Hustle to Financial Freedom.2017-05-0829 min
The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial CoachingMoneySmarts 016: Overcoming Your Financial Fears with Zina Kumok (DebtFreeAfterThree.com)Timeline: 00:22 - Zina Kumok's Bio 00:57 - Zina's Financial Freedom Journey 03:48 - How did you stay motivated during your Journey? 05:08 - What system did you use to pay off your debt? 06:43 - What is one thing you wish you knew when you were starting out paying off your debt? 07:38 - How did you travel to Europe, Spain, and Israel while paying off your debt? 16:05 - Overcoming Financial Fears 28:11 - Win a $50 Visa Gift Card Resources & Links: Dave Ramsey Birthright Israel Airbnb The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness By Dave Ramsey The...2017-05-0729 min
Adulting.tv PodcastAdulting.tv LIVE! Living the Solopreneur LifestyleGuest starring Zina Kumok2016-09-3030 min
themoneychamp's podcastEpisode 5 - Interview with Zina KumokThis week on The Money Champ, Nick interviews Zina Kumok. Zina will be sharing how she paid off her student loan of $28,000 in just three years making only $30k per year. She now writes a blog on how she did this called Debt Free After Three and she's also launching a course about how new graduates can pay off their loans. 2016-06-2317 minWell Kept Wallet Podcast - Personal Finance Show that Helps You Achieve Your Financial Goals83: Eliminating $28,000 in Debt in Just 3 Years with Zina KumokZina Kumok shares how she paid off $28,000 in debt in just 3 years
2016-04-0916 min
So Money with Farnoosh Torabi - Stories of Personal Finance, Entrepreneurship, Financial Success, and Money Strategy150: Zina Kumok, A Financial Story Gone ViralToday’s guest is just 26 years old. She graduated from college in 2011 with a degree in journalism and a burning desire to become debt free as soon as possible. And even though her $28,000 loan was not particularly high by today’s standards (some students graduate with hundreds of thousands of debt), to pay it off on the starting salary of a journalist of only $28,000 a year (about half an average starting salary) would challenge anyone. But she was determined… and as a result, managed to do erase her debt in 3 years! Her story went viral… and she was featured in Time Mag...2015-06-1028 min
So Money with Farnoosh Torabi150: Zina Kumok, A Financial Story Gone ViralToday’s guest is just 26 years old. She graduated from college in 2011 with a degree in journalism and a burning desire to become debt free as soon as possible. And even though her $28,000 loan was not particularly high by today’s standards (some students graduate with hundreds of thousands of debt), to pay it off on the starting salary of a journalist of only $28,000 a year (about half an average starting salary) would challenge anyone. But she was determined… and as a result, managed to do erase her debt in 3 years! Her story went viral… and she was featured in Time Mag...2015-06-1028 min
The His and Her Money ShowHow Zina Kumok Paid Off Her Student Loans In Just 3 Years.mp3If you are burdened by the weight of your student loan debt, then this episode is just for you. Today we interview Zina Kumok from Conscious Coins, and she shares her story of how she successfully paid off all of her student loans in just 3 years! Student loans do not have to be a life sentence of debt payments for you. Zina's story serves as an inspiration to any of you who have student loans, to know that you too can be debt free just like her.2015-03-3121 min
Money Mastermind ShowPaying Off Your Student Loans To Live Debt FreeWant to pay off $28,000 worth of debt in under three years? Zina Kumok of Debt Free After Three will tell you how she managed this Herculean feat of frugalistic strength this week on the Money Mastermind Show. Tune in to hear about everything from stocking up on shampoo samples, to debating the merits of free-at-the-point-of-delivery college/university courses. If you’re ready to live debt free, here’s your road map to getting on the right track. https://moneymastermindshow.com/episode34-paying-off-your-student-loans-to-live-debt-free/ Some important questions discussed in this episode: Is there a culture around blindly...2015-01-3051 min
Listen Money Matters - Free your inner financial badass. All the stuff you should know about personal finance.This Financial Life with Zina KumokWe have a listener guest today! Zina Kumok joins us to share her financial life and find out what she is doing right and what she could be doing better.
LMM met Zina at Fincon. She vowed to pay her student loan debt off in three years and started a blog to document her progress.
She did it too. As of this month, she has paid off her entire loan balance. She put any extra money, free lance money, birthday money, towards the debt.
Like many of us, Zina had very little finance education. Whatever she made, she spent. At one po...2014-11-1636 min
Listen Money Matters - Free your inner financial badass. All the stuff you should know about personal finance.This Financial Life with Zina Kumok
We have a listener guest today! Zina Kumok joins us to share her financial life and find out what she is doing right and what she could be doing better.
LMM met Zina at Fincon. She vowed to pay her student loan debt off in three years and started a blog to document her progress.
She did it too. As of this month, she has paid off her entire loan balance. She put any extra money, free lance money, birthday money, towards the debt.
Like many of us, Zina had very little...2014-11-1636 min