Shows
Clear 2 Close PodcastI Found the SHOCKING Truth About Housing Affordability in Southern UtahJoin your host, Ryan Bolton, a local mortgage expert, on the Clear to Close Podcast as he navigates the intricacies of buying and selling real estate. In each episode, Ryan brings you insightful discussions packed with tips, tricks, do’s and don’ts, and expert guests who share their knowledge on various aspects of the housing market.
In this episode, Ryan is joined by Jared Blue from Infinity Title to tackle the pressing issue of housing affordability. They delve into current market trends influenced by rising interest rates, fluctuating home prices, and stagnant household incomes. Together, they expl...
2025-04-1126 minClear 2 Close PodcastGet Ahead of the Game with Mortgage N3rd's Expert Advice!Clear 2 Close episode 61- Mortgage N3rd Q&A! In today's show Ryan Bolton, Mortgage N3rd, takes on the internets mortgage questions!
Please subscribe and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of Patriot Home Mortgage CoNMLS# 715386 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeownership #homeloantips #homebuying #homeselling #stgeorgeutah #cedarcity #greaterzion
2025-01-3026 minClear 2 Close PodcastClear 2 Close Podcast EP060- Closing the Deal: Mortgage Insights and StrategiesWelcome to the "Clear 2 Close" podcast, hosted by Mortgage N3rd Ryan Bolton. With over two decades of experience in the mortgage industry, Ryan provides invaluable insights into the real estate transaction process, from buying your first home to refinancing. Each episode is packed with tips, tricks, and expert advice on the mortgage loan process, including the essential steps, common pitfalls, and frequently asked questions.
This episode #60 is designed to empower listeners with the knowledge they need to navigate the complexities of real estate. Join Ryan as he breaks down critical concepts like the "Three C's of...
2025-01-1625 minClear 2 Close PodcastClear 2 Close Podcast EP059- Year in Review: 2024 Real Estate and Mortgage Market InsightsJoin Ryan Bolton, local mortgage expert from Patriot Home Mortgage, as he welcomes Jared Plewe from Infinity Title for a year-in-review episode of the Clear to Close Podcast. In this enlightening discussion, they explore the key trends and statistics from 2024 in the real estate and mortgage markets. Discover insights on the current mortgage rate landscape, real estate transactions per agent, foreclosure data, and cash flow considerations for rental properties. We also hit on mortgage license renewals that are down so far by almost 50%. With a focus on what lies ahead for 2025, this episode equips listeners with essential knowledge to n...
2025-01-0826 minClear 2 Close PodcastClear 2 Close Podcast EP058 Nerding Out on Credit: Tips, Tricks, and Common QuestionsIn this episode of the "Clear to Close Podcast," Mortgage N3rd, Ryan Bolton, a mortgage expert from Patriot Home Mortgage, dives deep into the world of credit scores while having some fun with his passion for all things 'nerdy.' Ryan discusses the fundamentals of building and improving credit, answering listener questions about the best strategies to boost credit scores quickly, the impact of using and managing credit cards, and misconceptions around credit repair. He tackles common concerns like the implications of canceling credit cards. The episode also emphasizes the importance of understanding credit reports and encourages listeners...
2024-12-1826 minClear 2 Close PodcastClear 2 Close Podcast EP057 - Mortgage Closing Costs- Loan EstimateJoin host Ryan Bolton, the Mortgage N3rd from Patriot Home Mortgage, in this episode of the Clear 2 Close podcast as he unravels the complexities of mortgage fees and loan estimates. Ryan provides a detailed breakdown of every section of the required loan estimate form, explaining what each box means to help you navigate the mortgage process with confidence. Tune in for valuable insights that will empower you in your home-buying journey!
RyanBolton.com
0:00 Intro
0:45 Mortgage Closing Costs
1:46 Page 1 of the Loan Estimate
5:35 Page 2 of the Loan Estimate
...
2024-11-2025 minClear 2 Close PodcastClear 2 Close Podcast EP056 - Expert Appraiser Guest Jeff MorleyIn today's Clear 2 Close Podcast, Ryan Bolton The Mortgage N3rd with Patriot Home Mortgage has a special expert guest. Jeff Morley is a local real estate appraiser with Morley & McConkie and is a second-generation appraiser. We will talk about what got Jeff into the real estate appraisal business. We also talk about the issues facing the appraiser industry. We will talk about the differences between an appraisal and a home inspection. We will hit on the local market as well. All kinds of good stuff in today's show! #Apprasier #ROV #AVM #RealEstate #Mortgage
2024-11-1325 minClear 2 Close PodcastClear 2 Close EP055- Debunking Mortgage MythsJoin us for an insightful episode of the Clear 2 Close podcast, hosted by Ryan Bolton, also known as The Mortgage N3rd from Patriot Home Mortgage. In this engaging episode, Ryan dives deep into the world of mortgage misconceptions to help you make informed decisions as a homebuyer.
Ryan will tackle key topics, including:
Down Payment Myths: Learn the truth about down payment requirements and the options available that might surprise you.
Credit Scores Explained: Discover what credit scores mean for your mortgage application and why you don’t need to have a perfect score to qu...
2024-10-3026 minClear 2 Close PodcastClear 2 Close EP054- Mortgage SECRETS Revealed! Mortgage N3rd is answering your questions!Join us for an insightful episode of the Clear 2 Close podcast, where your host, Ryan Bolton, known as The Mortgage N3rd from Patriot Home Mortgage, dives deep into the questions that matter most to you! In today's episode, Ryan addresses a variety of topics surrounding mortgages, credit, and the ever-evolving real estate market. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, Ryan has the expertise to guide you through the complexities of the lending process.
Tune in as he offers valuable advice, breaks down intricate financial concepts, and shares practical tips to...
2024-10-2326 minClear 2 Close PodcastClear 2 Close EP053- Refinancing Your Mortgage: When and Why to ConsiderWelcome to today's episode of the Clear 2 Close podcast! Join Ryan Bolton, The Mortgage N3rd from Patriot Home Mortgage, as he dives into the topic of refinancing.
In this episode, you'll discover what refinancing really means and explore the various types available. Ryan will discuss the key reasons why homeowners consider refinancing their mortgages, helping you understand whether it could be a beneficial move for your financial situation.
Tune in to learn the right circumstances under which refinancing makes sense, and gain insights that could guide your decision-making process. Don't miss this informative episode...
2024-10-1725 minClear 2 Close PodcastClear 2 Close EP052- Understanding Mortgage Rate: What Affects ThemIn today's show, I discuss what a Mortgage Interest Rate is and what determines the rate that you will actually get!
My name is Ryan Bolton and I am a Mortgage Nerd! Check out my website at RyanBolton.com if you are looking to buy or refinance a home in Utah or Nevada!
Please like, subscribe, and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of Patriot Home Mortgage CoNMLS# 715386
2024-10-1126 minClear 2 Close PodcastClear 2 Close Podcast EP052- 3rd Quarter 2024 Recap with Special Guest Jared PleweIn today's episode of the Clear 2 Close Podcast, Ryan Bolton, Local Mortgage Expert, brings on special guest Jared Plewe with Infinity Title to break down the 3rd quarter and year-to-date housing stats. To watch the video of today's show go to YouTube.com/@MortgageN3rd
We will talk about the housing market in Southern Utah including the pending home sales and listings, days on the market and our thoughts on what's ahead of Real Estate in St George and surrounding areas!
#mortgage #realestate #preapproval #mortgagerates #WashingtonCounty #atozion #StGeorge #Utah
2024-10-0426 minClear 2 Close PodcastClear 2 Close Podcast EP051- Explaining the Changes to Buyer Agent CommissionsIn today's episode of the Clear 2 Close Podcast, Ryan Bolton with Patriot Home Mortgage brings on special guest Tammy Houchen with Red Rock Realty and the Board President of the Washington County Board of Realtors. Tammy has been in Real Estate since 2005 and has worked in every role from transaction coordinator to real estate agent, to now a broker with over 350 agents. With her expertise, she really has seen and done it all! We talk about the changes to Buyer Broker Agreements and how that is affecting agents, buyers, and the housing market in Southern Utah. #buyeragent
2024-09-2329 minClear 2 Close PodcastClear 2 Close Podcast EP050- Reviewing Harris Housing ProposalIn today's episode, Ryan Bolton with Patriot Home Mortgage reviews the Kamala Harris Housing Proposal. Ryan will break down the good intentions of the plan along with the bad. Check out the video for this show- YouTube.com/@MortgageN3rd
2024-08-2712 minClear 2 Close PodcastClear 2 Close Podcast EP048 - Jim Burch Estate Planner- You Need a Trust!Clear 2 Close Podcast EP048 - Jim Burch Estate Planning
In today's episode, we bring on special guest Jim Burch with Easy Estate Planning and talk about a trust in and why you NEED to have one especially if you have real estate!
2024-06-1226 minClear 2 Close PodcastClear 2 Close Podcast EP047 - Mortgage AbbreviationsClear 2 Close Podcast EP047 - Mortgage Abbreviations
Today's show we break down what common mortgage abbreviations are!
2024-06-0525 minClear 2 Close PodcastClear 2 Close Podcast EP046 - Home Inspections, Colton HillClear 2 Close Podcast EP046 - Home Inspections, Colton Hill
2024-05-2926 min2024-05-2324 minClear 2 Close PodcastClear 2 Close Podcast EP046- Reviews- Watching other videos about Real Estate and making commentsClear 2 Close Podcast EP046
In todays episode, we open up random videos on YouTube and make comments on what we find. Having a bit of fun in this episode as we break down other videos!
2024-05-0925 minClear 2 Close PodcastClear 2 Close Podcast EP044 - Reverse Mortgage, Trevor CarlsonClear 2 Close Podcast EP044 - Reverse Mortgage, Trevor Carlson
2024-05-0225 minClear 2 Close PodcastClear 2 Close Podcast EP043 - Is it Better To Rent or BuyClear 2 Close Podcast EP043 - Is it Better To Rent or Buy
The answer is no. Thanks for watching
2024-04-1826 minClear 2 Close PodcastClear 2 Close Podcast EP042 - First Quarter 2024 RecapClear 2 Close Podcast EP042 - First Quarter 2024 Recap
In this episode, we break down a recap of the first quarter of 2024. How many homes sold, pending inventory, and new builds are on the list to review.
2024-04-0325 min2024-03-2739 minClear 2 Close PodcastClear 2 Close Podcast EP040 – Stump The Mortgage NerdClear 2 Close Podcast EP040 – Stump The Mortgage Nerd
2024-03-1326 minClear 2 Close PodcastClear 2 Close Podcast EP039 – Mortgage Products Non-QMClear 2 Close Podcast EP039 – Mortgage Products Non-QM
2024-03-0726 minClear 2 Close PodcastClear 2 Close Podcast EP038 - Step by Step Process of Getting a MortgageClear 2 Close Podcast EP038 - Step by Step Process of Getting a Mortgage
2024-02-2125 minClear 2 Close PodcastClear 2 Close Podcast EP037 - Parade of Home Preview with Randy HardyClear 2 Close Podcast EP037 - Parade of Home Preview with Randy Hardy
2024-02-1425 minClear 2 Close PodcastClear 2 Close Podcast EP036 - 5 Tips For A Smooth Mortgage ExperienceClear 2 Close Podcast EP036 - 5 Tips For A Smooth Mortgage Experience
2024-02-0725 minClear 2 Close PodcastClear 2 Close Podcast EP035 - Key Mortgage Terms Everyone Should KnowClear 2 Close Podcast EP035 - Key Mortgage Terms Everyone Should Know
2024-01-3125 minClear 2 Close PodcastClear 2 Close Podcast EP034 - Special Guest QnA, Tiffany LanceClear 2 Close Podcast EP034 - Special Guest QnA, Tiffany Lance
2024-01-2426 minClear 2 Close PodcastClear 2 Close Podcast EP033 - 2023 Southern Utah Real Estate Recap, Jared PleweClear 2 Close Podcast EP033 - 2023 Southern Utah Real Estate Recap, Jared Plewe
2024-01-1726 min2023-12-0726 minClear 2 Close PodcastClear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City InsuranceClear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City Insurance
Podcast Summary: Clear to Close - Episode 32 In this enlightening episode of Clear to Close, hosts Ryan Bolton delve into the intricacies of homeownership with local expert Cameron Cotter from Key City Insurance. Join the insightful conversation as they demystify homeowner's insurance, tackling common coverage questions and uncovering the essential reasons behind its necessity. Cameron Cotter emphasizes the importance of an annual insurance review, providing key insights for potential homebuyers.Social Media Posts:Unlock the secrets of homeownership with Clear to Close Episode 32! Join hosts Ry...
2023-11-2926 minClear 2 Close PodcastClear 2 Close Podcast EP031 - Pro’s and Con’s of Buying and Selling a Home During the HolidaysPodcast Summary: Clear to Close Podcast - Episode 31
Title: Pros and Cons of Buying or Selling a Home During the Holidays
Hosts: Ryan Bolton and Carson Jones
In this insightful episode, hosts Ryan Bolton and Carson Jones dive into the intricacies of real estate transactions during the holiday season. Whether you're considering buying or selling, the hosts weigh the Pros and Cons, offering valuable tips to make the process smooth and stress-free.
Topics Covered:
Timing Matters: Discover the optimal time to close before the weekend for a hassle-free experience.
Beware...
2023-11-1626 minClear 2 Close PodcastClear 2 Close Podcast EP030 - Local Expert Jared Plewe with Infinity TitleClear 2 Close Podcast EP030 - Local Expert Jared Plewe with Infinity Title
2023-11-0826 minClear 2 Close PodcastClear 2 Close Podcast EP029 - Reviewing Viral Real Estate VideosClear 2 Close Podcast EP029 - Reviewing Viral Real Estate Videos
2023-11-0126 minClear 2 Close PodcastClear 2 Close Podcast EP028 - Common Real Estate Abbreviations 10-25-23Clear 2 Close Podcast EP028 - Common Real Estate Abbreviations 10-25-23
2023-10-2526 minClear 2 Close PodcastClear 2 Close Podcast EP027 - How To Become a Real Estate Agent, 10-18-23Clear 2 Close Podcast EP027 - How To Become a Real Estate Agent, 10-18-23
2023-10-1826 minClear 2 Close PodcastClear 2 Close Podcast EP026 - How To Become a Mortgage Loan Officer, 10-11-23Clear 2 Close Podcast EP026 - How To Become a Mortgage Loan Officer, 10-11-23
2023-10-1126 minClear 2 Close PodcastClear 2 Close Podcast EP025 - How To Negotiate A Home Purchase 10-3-23Clear 2 Close Podcast EP025 - How To Negotiate A Home Purchase 10-3-23
2023-10-0326 minClear 2 Close PodcastClear 2 Close Podcast EP024- Special Guest Local Appraiser Ryan JuddClear 2 Close Podcast EP024 -
Today's show we have a special guest Ryan Judd. Ryan is a local Real Estate Appraiser. We talk about the factors that go into an appraisal. We talk about appraisal waivers and other industry changes.
2023-09-1426 minClear 2 Close PodcastEpisode 12 Should You Be Thankful for Today’s Mortgage Rates Clear 2 Close Podcast#homeloantips #mortgagebroker #firsttimehomebuyer
In this episode of the Clear 2 Close Podcast, we're discussing whether or not you should be thankful for today's mortgage rates. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the pros and cons of both sides of the argument. Let us know what you think in the comments below! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in...
2023-09-0732 minClear 2 Close PodcastEpisode 11 Question and Answer for Real estate Clear 2 Close Podcast#homeloantips #mortgagebroker #firsttimehomebuyer
We hit a milestone with our 11th episode! Most podcasts don't make it that far so that is pretty cool! In today's episode, we take on questions like: Can a real estate refuse to take a listing? We talk about the different roles of Buyer agents vs sellers agents. We talk about reviewing more than one mortgage option. We also talk about how mortgage compensation works post-2008. The rules have changed on how a mortgage company makes money. Use an expert! Use professionals! What are the different inspections on a home? Home Inspection vs Home Appraisal...
2023-09-0731 minClear 2 Close PodcastEpisode 10 Special Guest Carl Wright with R1 Appraisals Clear 2 Close Podcast#homeloantips #mortgagebroker #appraisal
In this episode, I have a special guest: Carl Wright with R1 Appraisals. Carl is a certified appraiser and owner of R1 Appraisals. We're going to be talking about the Southern Utah market and the process appraiser uses to determine the value of your home. If you're an appraiser or just interested in appraising, this is an episode you don't want to miss! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of...
2023-09-0730 minClear 2 Close PodcastEpisode 09 Horror stories and things to avoid when buying or selling a home Clear 2 Close Pod#homeloantips #mortgagebroker #firsttimehomebuyer
In the spirit of the Halloween Holiday, this episode we talk about some horror and crazy stories that we have seen when helping our clients buy and sell a home. This will also help you with some tips and tricks on things to avoid when getting a home loan or a mortgage. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending...
2023-09-0725 minClear 2 Close PodcastEpisode 08 Question and Answers about Real Estate Clear 2 Close Podcast#homeloantips #mortgagebroker #firsttimehomebuyer
Today's episode is a Q&A session. We talk about: Does it cost anything for a real estate agent to show a house? We talk about buyers and seller agents and the benefits of using professionals. We talk about for sale by owners and watching out for investors What is provided by a realtor and how much does it differ? Should you become a Loan Officer? We talk about what it takes to get licensed. We talk about how compensation works. Should you become a real estate agent? We talk about the costs of becoming an...
2023-09-0736 minClear 2 Close PodcastEpisode 07 Why move to Southern Utah! Clear 2 close Podcast#homeloantips #mortgagebroker #firsttimehomebuyer
We get to talk about Wonderful Sunny St George UT! We both love this place and it's easy to talk about why. St George Utah is located in the southwest corner of the State of Utah and shares a border with Arizona and Nevada. About 121 miles from Las Vegas with a simluar climate to Southern Nevada and Arizona. Most people think of snow when they think about Utah but that is not the case in this beautiful corner of the state. We rarely get snow in the winter and because of this, we are a great...
2023-09-0731 minClear 2 Close PodcastEpisode 06 Find Out Everything You Need To Know About Host Carson Joens Clear 2 Close Podcast#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real estate business and what lead him to Southern Utah from starting in Colorado, to The Bay Area of California to sunny ST George, UT. Carson is a great golfer and we talk about that along with basketball and sports in...
2023-09-0735 minClear 2 Close PodcastEpisode 05 Top 5 Buyer Mistakes Clear 2 Close Podcast#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we break down the Top 5 mistakes that buyers make! 1- Not getting pre-approved. Waiting too late to start this first step can cause so many issues and unnecessary stress. We talk about this process. 2- Not using a buyer's agent. Using just the listing agent to represent both sides. Use Team Honey buyer agents like Hannah Noxon, Christine Hansen, and Shannon Cates. https://www.teamhoney.org/meet-the-team 3- Not getting a home inspection. GET a HOME INSPECTION. We talk about how this works 4- Needs vs wants when shopping for a home 5...
2023-09-0737 minClear 2 Close PodcastEpisode 04 Get to know the hosts- Ryan Bolton Clear 2 Close Podcast#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we interview one of the hosts of the show, Ryan Bolton. Get to know Ryan a bit better! And boy do we get into some good topics from what got Ryan into the mortgage business to golf to marriage tips! Ryan mentioned his wife's business of horse boarding. Check out the website at HorseHavenRanch.org If you need a Mortgage in Utah or Nevada go to RyanBolton.com Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com For help with buying or selling a home- https...
2023-09-0735 minClear 2 Close PodcastEpisode 03 Top 5 Mistakes That Sellers Make Clear 2 Close Podcast#homeloantips #mortgages #mortgagebroker
Today we talk about the Top 5 mistakes that sellers make. The first mistake is that they are not calling us! LOL #1- Price your Home correctly. Seems like an easy thing but we talk about how this really works. The market has changed #2- Copying your neighbor's sale. Your house can be worth more or less. We dive into this mistake #3- Hiring the cheaper agent. There are often lower commissions for both sides and the buyer's agents may not show your home. Make sure you know what the commission is for both sides. If they...
2023-09-0737 minClear 2 Close PodcastEpisode 02 Don’t Pay Cash for a Home Clear 2 Close PodcastWhy are you paying cash for a home? Let's take a look at the numbers. Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00
2023-09-0733 minClear 2 Close PodcastEpisode 01 Buyers vs Sellers Market Clear 2 Close Podcast#homeloantips #mortgagebroker #realestateagent
In today's episode, we talk about the industry term of Buyer's and Seller's Market. A buyer's market is when there is more inventory of homes than demand. A seller's market is when there is more demand than inventory. We talk about how those numbers play out and what other factors go into these two types of markets. We talk about the months of inventory and how that factors into these two types of real estate markets. We talk about how to price your home in these markets. We dive into how remote working has changed the...
2023-09-0733 minClear 2 Close PodcastEpisode 00 Intro Clear 2 Close Podcast#homeloantips #mortgagebroker #realestateagent
Welcome to the Clear 2 Close Podcast! Our hosts are Ryan Bolton, local mortgage Expert and Carson Joens owner of Team Honey with the Realty One Group Gold Mark. So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real...
2023-09-0707 minClear 2 Close PodcastClear 2 Close Podcast - Is Washington County Utah Out of Water County Commissioner Adam Snow Talks About the Situation#homeloantips #mortgagebroker #water
In today's episode of the Clear 2 Close Podcast, Special Guest County Commissioner Adam Snow talks about the water issues in Washington County, Utah. Washington County is one of the counties where water is a big topic, and Commissioner Snow discusses the situation and what people can do to help. We talk about the Lake Powell Pipeline and other water projects around the county and State. Lots for really good info in today show! Hope you enjoy! #waterissues #drought #lakepowellpipeline #water Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com...
2023-09-0751 minClear 2 Close PodcastClear 2 Close Podcast - Southern Utah Mortgage and Real Estate Recap for 2022 Here’s What You Need to Know#stgeorgeutah #homeloantips #mortgagebroker
In this show, we look back on the year that was in Southern Utah. We break down the numbers including mortgage rates and sales numbers. Plus we give you a sneak peek into 2023! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC# 10602790-SA00 #mortgage #stgeorgeutah #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2023-09-0714 minClear 2 Close PodcastClear 2 Close Podcast - What are the steps to buying a home in Southern Utah- Episode 14#homeloantips #mortgagebroker #firsttimehomebuyer
In today's episode, we go through the 9 steps to buying a home in Southern Utah! Step 1) Get pre-approved. We drive into that process. Get this step done EARLY!! Step 2) Hire the right agent! Needs and wants to narrow down the search. Use a buyer's agent! Step 3) Submit offers. Step 4) Order inspections. Do a home inspection!! Watch your deadlines on the contract. We dive deep into what these mean! Step 5) Work with the lender and underwriting to get Cleared 2 Close! We talk about Settlement and what that means. We talk about the difference between settlement, funding, and...
2023-09-0739 minClear 2 Close PodcastClear 2 Close Podcast - Why buy now#homeloantips #mortgagebroker #firsttimehomebuyer
Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC# 10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2023-09-0714 minClear 2 Close PodcastClear 2 Close Podcast - 2023 Market Projections for Southern Utah#stgeorgeutah #homeloantips #mortgagebroker
Don't wait until it's too late to buy or sell a home in Southern Utah. In this video, we are sharing with you 2023 market projections for Southern Utah, so you can make an informed decision about which area is right for you. By knowing the current market trends, you'll be able to make an informed decision about which area is right for you. We will give you detailed market projections for Southern Utah, so you can see how the market is changing over time. If you're looking to buy or sell a home in Southern Utah...
2023-09-0717 minClear 2 Close PodcastClear 2 Close Podcast - 5 most common terms in Real Estate#homeloantips #mortgagebroker #firsttimehomebuyer
Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC# 10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2023-09-0721 minClear 2 Close PodcastClear 2 Close Podcast - 5 Lender Q’s#homeloantips #mortgagebroker #firsttimehomebuyer
Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC# 10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2023-09-0715 minClear 2 Close PodcastClear 2 Close Podcast EP023 - Clear 2 Close 9-6-23Clear 2 Close Podcast EP023 - Clear 2 Close 9-6-23
2023-09-0726 minClear 2 Close PodcastClear 2 Close Podcast EP022 -Local Market UpdateClear 2 Close Podcast EP0021
In today's episode, we talk about the local market data and year-over-year comparisons. We also talk about the forecasts that were posted in the last quarter of 2022 and how they compare to the actual numbers.
2023-08-3126 min2023-08-1901 min
Clear 2 Close PodcastEpisode 15 | What Happened to Real Estate in 2022? | Clear 2 Close PodcastWhat happened with the Southern Utah Real Estate Market in 2022?In this episode of the Clear 2 Close Podcast, we're discussing what the step by step process is to buying a home. Make sure that you hire all the right people!Let us know what you think in the comments below! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal...
2023-01-0315 min
Clear 2 Close PodcastEpisode 14 | Step By Step to Purchase a Home! | Clear 2 Close PodcastIn this episode of the Clear 2 Close Podcast, we're discussing what the step by step process is to buying a home. Make sure that you hire all the right people!Let us know what you think in the comments below! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer...
2022-12-0640 min
Clear 2 Close PodcastEpisode 13 | Why Should You Get A Home Inspection? | Clear 2 Close PodcastIn this episode of the Clear 2 Close Podcast, we're discussing whether or not you should get a home inspection. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the pros and cons of both sides of the argument. Let us know what you think in the comments below! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect...
2022-11-2936 min
Clear 2 Close PodcastEpisode 12 | Be Thankful for Higher Interest Rates | Clear 2 Close PodcastIn this episode of the Clear 2 Close Podcast, we're discussing whether or not you should be thankful for today's mortgage rates. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the pros and cons of both sides of the argument. Let us know what you think in the comments below! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do...
2022-11-2332 min
Clear 2 Close PodcastEpisode 11 | Real Estate FAQ | Clear 2 Close PodcastToday we discuss some of the frequently asked questions that people have about Real Estate! #appraisers #realestate Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC# 10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #appraisal
2022-11-1531 min
Clear 2 Close PodcastEpisode 10 | How Do Appraisals Work? | Clear 2 Close PodcastIn this episode, I have a special guest: Carl Wright with R1 Appraisals. Carl is a certified appraiser and owner of R1 Appraisals. We're going to be talking about the Southern Utah market and the process appraiser uses to determine the value of your home. If you're an appraiser or just interested in appraising, this is an episode you don't want to miss! #appraisers #realestate Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty...
2022-11-0830 min
Clear 2 Close PodcastEpisode 8 | Should you become a Realtor? | Clear 2 Close PodcastToday we answer some of your questions about the real estate industry! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.comSearch For Homes! https://carson.myhomefinderutah.comGet Approved! www.RyanBolton.comThe views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC 10602790-SA00#mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2022-10-2536 min
Clear 2 Close PodcastEpisode 7 | Why Move to St George, Utah? | Clear 2 Close PodcastWhy should you move to St George, Utah? Listen to this podcast to find out why! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.comSearch For Homes! https://carson.myhomefinderutah.comGet Approved! www.RyanBolton.comThe views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC 10602790-SA00#mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2022-10-2231 min
Clear 2 Close PodcastEpisode 6 | Meet Carson Joens | Clear 2 Close PodcastIn today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real estate business and what lead him to Southern Utah from starting in Colorado, to The Bay Area of California to sunny ST George, UT. Carson is a great golfer and we talk about that along with basketball and sports in general. Carson has...
2022-10-1135 min
Clear 2 Close PodcastEpisode 5 | Top 5 Mistakes Buyers are Making | Clear 2 Close PodcastToday we discuss the Top 5 mistakes that Buyers are making right now! Let us know what we missed! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.comSearch For Homes! https://carson.myhomefinderutah.comGet Approved! www.RyanBolton.comThe views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC 10602790-SA00#mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2022-10-0437 min
Clear 2 Close PodcastEpisode 4 | Meet the Mortgage Expert! | Clear 2 Close PodcastToday we meet one of the hosts of the Clear 2 Close Podcast, Ryan Bolton! Ryan is an extremely knowledgable figure within the Southern Utah Real Estate community. You Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.comSearch For Homes! https://carson.myhomefinderutah.comGet Approved! www.RyanBolton.comThe views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC 10602790-SA00#mortgage #realestate #realestateagent #mortgageprocess...
2022-09-2735 min
Clear 2 Close PodcastEpisode 3 | Top 5 Seller Mistakes | Clear 2 Close PodcastToday we discuss the Top 5 mistakes that Sellers are making right now! Let us know what we missed! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.comSearch For Homes! https://carson.myhomefinderutah.comGet Approved! www.RyanBolton.comThe views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC 10602790-SA00#mortgage #realestate #realestateagent #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling
2022-09-201h 15
Clear 2 Close PodcastEpisode 2 | Why Shouldn't You Pay Cash? | Clear 2 Close PodcastIn today's episode, we talk about the industry why paying Cash for your home or next investment property may not be the best option for you! Leverage your cash and invest in your future! Please subscribe and submit your comments, questions, or topics for future episodes. clear2closepod@gmail.com Search For Homes! https://carson.myhomefinderutah.com Get Approved! www.RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC 10602790-SA00
2022-09-1432 min
Clear 2 Close PodcastEpisode 1 | Buyers vs Sellers Market | Clear 2 Close PodcastWelcome to the Clear 2 Close Podcast! Our hosts are Ryan Bolton, local mortgage Expert and Carson Joens owner of Team Honey with Realty One Group Goldmark. So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will have questions...
2022-09-1333 min
Clear 2 Close PodcastEpisode 00 | Intro | Clear 2 Close PodcastWelcome to the Clear 2 Close Podcast! Our hosts are Ryan Bolton, local mortgage Expert and Carson Joens owner of Team Honey with Realty One Group Goldmark. So what is Clear 2 Close? This is an industry term that once you get through contract, inspections and appraisal, processing and underwriting, you are now Clear 2 Close your loan! Loan documents to sign are on their way to the title company and you are in the final stages of owning that home! This show is going to help explain all the steps needed to buy or sell real estate. We will have questions...
2022-09-1307 min