Shows
EconVerse30 : Should You Prepay Your Loan or Invest Your Money?Are you sitting on extra cash and wondering what's the smartest move? 🤔 This is one of the biggest financial questions, stumping almost everyone: Should you prepay your loans to kill debt, or invest your money to grow wealth?In this deep dive, we break down the critical choice between the "Path of Certainty" (prepaying debt) and the "Path of Potential" (investing). Discover why most financial experts say there's a crucial "Step Zero" you must take before making any decision – like building an emergency fund and tackling high-interest credit card debt.We'll use real-world examples to illustrate how prepaying just five...
2025-09-0708 minEconVerse29 : Earn Passive Income by Renting Stocks - Stock Lending Explained !Did you know you can earn passive income simply by lending out stocks you already own? In this episode, we unpack Stock Lending in simple terms — what it is, how it works, why institutions borrow your shares, and the benefits vs. risks of participating.#EconVerse #StockLending #InvestSmart #PassiveIncome #FinancePodcast
2025-08-3006 minEconVerse28 : Dollar Cost Averaging vs Lump Sum: How To Invest Extra Cash ?When a windfall lands—bonus, inheritance, home sale—should it go into markets all at once or over time? In this Econverse episode, we decode Lump Sum vs Dollar-Cost Averaging (DCA) through two lenses: historical data and investor psychology.Key insights:Why lump sum historically outperforms most of the timeWhy DCA remains popular despite lower average returnsHow loss aversion drives real-world choicesA simple 3-step framework to pick a strategy and stick with itTimestamps:00:00 – The investor’s windfall dilemma00:33 – Common scenarios...
2025-08-2308 minEconVerse27 : How Israel-Iran War Affected Global Economy?In this episode, we explore the significant global economic impacts of the conflict between Israel and Iran. From market reactions and energy security to the broader financial landscape, we analyze the ripple effects that reach far beyond the Middle East. Discover how stocks, sectors, and safe havens like gold are responding and what the turmoil means for global growth, inflation, and investor strategies. Get key insights on crucial points like the Strait of Hormuz and its global significance. Tune in to gain a comprehensive understanding of these complex economic interdependencies and their implications for global stability.00:00 - Introduction to...
2025-07-2705 minEconVerse26 : RBI’s Repo Rate Cut Explained! 📉 What It Means for Your EMIs, FDs & India’s EconomyRecently, The Reserve Bank of India just slashed the repo rate by 50 basis points—what does this mean for you? In this deep dive, we break down the economic impact, who benefits, who loses, and how you can adjust your financial strategy in 2025 and beyond. Whether you’re a borrower, saver, or investor, this video has actionable insights for everyone!⏰ Timestamps:00:00 - RBI Rate Cut: Breaking News00:12 - What is the Repo Rate? Quick Refresher00:36 - How Rate Cuts Affect Loans & Borrowers01:13 - CRR Cut & Banking System Liquidity01:29 - Immediate Impact: Who Wins?01:48 - Home Loan Example: How Much Can Yo...
2025-07-1906 minEconVerse25: Can India Beat China & Taiwan in the $600B Semiconductor Chip War?In this episode of Deep Dive, we explore the critical role of semiconductor chips in the tech world and investigate if India can become a major player in their manufacturing. With intense geopolitical competition, particularly between Taiwan and China, we delve into India's strategic push for technical sovereignty and reducing import dependency. Find out about India's $15 billion investment in domestic chip manufacturing, key players like Tata and Taiwan's PSMC, and ambitious goals for the future. We also discuss the challenges, strengths in chip design, and potential partnerships with Taiwan. This episode provides a comprehensive overview of India's journey towards...
2025-06-0413 minEconVerse24 : Why India’s Credit Rating Just Went Up — And What It Really Means?Join us at Econverse as we dive deep into India's recent long-term credit rating upgrade by Moody's to BBB. We'll break down what this upgrade means for the Indian economy and global perception, examining key factors such as structural reforms, fiscal management, banking health, and the nation's impressive pandemic recovery. Understand the nuanced impacts on borrowing costs, foreign direct investment, and growth projections, while also considering ongoing challenges like public debt and geopolitical risks. Explore how India can balance growth, social programs, and fiscal responsibility to ensure a stable economic future.
2025-05-2610 minEconVerse23: The Economics of Credit Card Explained !!We dive deep into the economics behind credit cards, exploring their mechanics, history, and the different types of users. Learn about the balance between convenience and cost, the role of interest rates and fees, and various strategies for managing credit card debt. With insights from Investopedia, George Mason University, NerdWallet, and more, discover what drives card issuers and how you can make smarter financial choices. #Economics #CreditCards #Finance #MoneyManagement #DebtFree #SmartSpending.00:00 - Introduction to Credit Cards00:44 - Understanding Credit Card Basics01:27 - How Credit Card Transactions Work01:54 - The Cost of Using Credit Cards02:21 - Types of Credit Card...
2025-05-1711 minEconVerse22: India's Suspension of the Indus Water Treaty: Economic Catastrophe for Pakistan ?What happens when a water-sharing agreement that's survived multiple wars suddenly hangs in the balance? This episode examines India's recent move to place the historic Indus Water Treaty "in abeyance" and the potential economic collapse it threatens for Pakistan's water-dependent economy.We analyze how this diplomatic crisis could devastate Pakistan's agricultural sector (21% of GDP), cripple electricity generation, trigger food insecurity, and exacerbate an already fragile economic situation. With minimal water storage capacity and heavy reliance on the Indus river system, Pakistan faces unprecedented vulnerability.Beyond the headlines, we explore the practical limitations of water control...
2025-04-2613 min
EconVerse21: Warren Buffet's Investing Secret RevealedUnpack the genius of the world's most celebrated investor as we explore Warren Buffett's time-tested investment philosophy. In this episode, we translate Buffett's complex strategies into practical guidance for investors at any level.Learn about his foundations with Benjamin Graham, the power of economic moats, why patience is your greatest asset, and how to learn from Buffett's own investment mistakes. Featuring real-world examples from his most successful investments in Coca-Cola, Apple, and more.Whether you're just starting your investment journey or looking to refine your approach, these timeless principles work in any market and any...
2025-04-2318 minEconVerse20: India’s Financial Scam Epidemic: What You Must Know🎙️ India’s Financial Scam Epidemic: What You Must Know India's digital revolution has unlocked convenience — but also chaos.In this eye-opening episode of EconVerse, we examine the alarming spike in financial and UPI scams sweeping across India — from voice phishing to remote access fraud, and the silent rise of scam call centers. With losses projected to hit ₹20,000+ crore in 2025, it's not just a cyber problem — it's a national crisis.💡 What you’ll learn:How scammers use fake QR codes, payment requests, and SIM cloningWhy Mumbai is India’s fraud capitalTh...
2025-04-1714 minEconVerse19: Using AI for Free ? What Are You Trading for ChatGPT ? | Privacy, Ethics & Ownership"AI is free... or is it?"In this eye-opening episode of EconVerse, we peel back the layers behind the tools we use daily—like ChatGPT—and expose the hidden costs of “free” AI tools.From data privacy pitfalls and content ownership confusion to the environmental toll and the risk of cognitive dependency, we break down what you're really trading when you click "Accept" on those Terms of Service.📌 Key Topics We Explore:Who really owns your AI-generated content?How private is your data on ChatGPT?The unseen carbon foot...
2025-04-1213 minEconVerse18: Delivery Boys vs Deep Tech: Is India Falling Behind China? | Piyush GoyalIndia’s Startup Icons vs China’s Deep Tech Giants Is India building enough deep tech or just scaling food delivery? In this episode of EconVerse, we dive into India’s startup boom vs China’s state-backed innovation machine. From Zomato and Zepto to BYD and Baidu, this episode unpacks the India vs China innovation gap and what it means for our future.🔍 Topics Covered:Startup Mahakumbh controversy: “Delivery boys or innovators?”Where India’s VC money is going (and not going)China's EV, AI, and semiconductor riseWhat India need...
2025-04-0609 minEconVerse17: How expensive is it to build AI models in 2025 ?AI is revolutionizing industries, but have you ever wondered how much it actually #costs to build and train artificial intelligence? In this episode, we break down the real economics behind AI—from building simple chatbots to training massive language models like GPT-3.🔍 What you'll learn:✔️ The true cost of AI development 💸✔️ Why training AI models like GPT-3 costs millions 💡✔️ How developer salaries and data impact AI budgets 💻✔️ Cloud computing vs. in-house AI—what’s cheaper? ☁️✔️ Prebuilt AI vs. custom AI— how do the costs vary? 🤖🚀 Whether you're a business owner thinking about AI implementation or just an AI enthusiast, this episode is your ultimate guide to understandi...
2025-04-0217 min
Impact The Future - Artur Racicki#33 Most między Polską a światem – Jan BartkowiakJan Bartkowiak stworzył pierwszą w Polsce symulację tworzenia startupów! Jego Econverse łączy najzdolniejszą młodzież w Polsce i Europie Środkowej i pomaga rozwijajać umiejętności biznesowe i technologiczne licealistom i studentom. Łącznie Econverse wsparło już ponad 5000 młodych ludzi. W nowym odcinku podcastu Impact The Future rozmawiamy o tym, jak zaczęła się jego pasja do przedsiębiorczości, jakie wyzwania pokonał, by zbudować sieć młodych innowatorów i jak wygląda jego edukacja na Minerva University, gdzie studiuje w 7 miastach na świecie.Poruszamy m.in.:- Jak Janek stworzył społeczność młodych lid...
2025-03-3039 minEconVerse16: Investing Insights Unveiled - With Chinmaya BeheraJoin us on Econverse as we dive into India's #investment scene with Chinmaya Behera, a seasoned investor with over a decade of experience. From his start during the 2008 financial crisis to transitioning into long-term strategies, Chinmaya shares valuable insights and practical tips. We discuss his approach to stock analysis, sectors poised for growth in India, and the influence of global markets on local investments. Additionally, explore the intersection of AI and finance and how tools like NotebookLM streamline investment workflows. Whether you're new to investing or an experienced trader, this episode is packed with actionable advice to help you...
2025-03-2835 minEconVerse15: Can Printing More Money Solve Our Economic Problems ?Ever wondered why governments can’t just print more money to solve economic issues? On this episode of EconVerse, we dive deep into this intriguing question, inspired by a curious 10-year-old listener.Join us as we explore:🔹 How money supply impacts inflation.🔹 The Quantity Theory of Money (MV = PT) simplified.🔹 Real-world examples of hyperinflation—Germany (1923), Zimbabwe (2008), and Hungary (1946).🔹 Lessons from the 2020 money supply surge—what really caused inflation?🔹 Why Japan, the UK, and the US challenge traditional economic models.Is the relationship between money printing and inflation more complicated than we thought? Tune in t...
2025-03-2713 minEconVerse14: MIT Scientists Predict Society To Collapse By 2040EconVerse Deep Dive: Did MIT Predict Collapse by 2040?Back in the 1970s, MIT scientists used a computer model to project the future of global economic growth, resource use, and environmental impact. Their findings suggested that unchecked growth could lead to a crisis by 2040—and recent research shows we might still be on that path.In this episode, we break down:✅ The "Limits to Growth" study and what it got right✅ Different scenarios—business as usual, resource expansion, tech innovation✅ Why resource depletion & pollution were key concerns✅ Can human ingenuity save us, or are we in...
2025-03-2014 minEconVerse13: How is Russia able to sustain its economy through the war with Ukraine ?The war in Ukraine was supposed to cripple Russia’s economy—at least, that’s what the sanctions were designed to do. But instead of collapsing, Russia’s economy has shown surprising resilience, even growing in 2023 and 2024. So, how is this happening?In this episode of EconVerse, we dive deep into:🔹 The role of massive government spending and military-driven growth🔹 How China and India have reshaped Russia’s trade landscape🔹 The unexpected impact of import substitution and domestic industry growth🔹 Why high wages and rising consumer spending are fueling short-term stability🔹 The hidden risks that could m...
2025-03-1616 minEconVerse12: Analyzing 5 factors driving US stock volatility in 2025The US stock market in 2025 is on a rollercoaster—so what’s causing the turbulence? From Fed policies to geopolitical risks, AI-driven trading, and economic uncertainty, we break down the five major factors driving stock market volatility this year. Whether you're an investor, trader, or just curious about market trends, this episode of EconVerse provides data-driven insights to help you stay ahead of the curve.🔥 Tune in to understand:✔️ How interest rates and inflation are shaking up the markets✔️ The impact of AI and algorithmic trading on volatility✔️ Geopolitical tensions and their effect on global markets
2025-03-1112 minEconVerse11: Can Artificial Intelligence REALLY Predict Economic Crises?Can Artificial Intelligence really predict the next financial crisis before it happens? With AI analyzing big data, market trends, and economic indicators, many believe it could revolutionize economic forecasting—but can it truly replace human expertise?In this episode of EconVerse, we explore:🔹 How AI models analyze financial risks and economic trends🔹 Can AI predict stock market crashes, recessions, and economic bubbles?🔹 The role of machine learning, neural networks, and big data in forecasting🔹 Why human intuition still matters in economic predictionsWith economies becoming increasingly volatile, understanding AI’s strengths and limitations...
2025-03-0613 minEconVerse10: 5 Financial Mistakes That Keep You Poor – And How to Fix Them!🚨 Are you making money mistakes that are keeping you from building wealth? In this episode of EconVerse, we break down the Top 5 Financial Mistakes that can drain your bank account and keep you stuck in a cycle of financial stress. From sneaky daily expenses to not investing for the future, we uncover the common traps and how to escape them. Tune in to learn how small changes today can set you up for financial success tomorrow! 💰💡
2025-03-0211 min
EconVerse9: America’s Economy - Built on the Spending of the Wealthy?The American economy is increasingly powered by the top 10%—wealthy households making $250,000+ now account for nearly half of all consumer spending, up from just 36% three decades ago.🎙️ In this episode of EconVerse, we explore:✅ Why the rich are spending more than ever✅ How rising home values, stock markets & the "wealth effect" drive consumption✅ What this means for the middle class and economic stabilityWith a growing reliance on the wealthy, what happens if asset markets stumble or economic policies shift? Join us as we break it all down!🔊 Tune in now to understan...
2025-02-2711 min
EconVerse8: Market Meltdown - What’s Behind India’s Stock Market Decline?Why is the Indian stock market experiencing a sharp decline? In this episode of EconVerse, we break down the key factors driving the recent downturn—global economic pressures, interest rate movements, FII outflows, and sector-specific slowdowns.Join us as we decode the data, separate noise from reality, and discuss what this means for investors. Should you panic or look for buying opportunities? Tune in for insights!🎧 Listen now and stay ahead of the markets!
2025-02-2211 min
EconVerse7: Inflation & Exchange Rates - The Tug of War Shaping EconomiesHow does inflation impact exchange rates, and vice versa? In this episode of EconVerse, we take a deep dive into the intricate relationship between rising prices and currency fluctuations. 🌍💰📌 Why does inflation weaken or strengthen a currency?📌 How do central banks and governments intervene?📌 What does this mean for businesses, investors, and everyday consumers?Join us as we break down the complex forces shaping global economies—one insight at a time. 🎧 Tune in now!
2025-02-2011 min
EconVerse6: From Tariffs to Tech: Unpacking the Modi-Trump SummitIn this episode of EconVerse, we analyze the key takeaways from the high-profile meeting between Indian Prime Minister Narendra Modi and former U.S. President Donald Trump. What does this mean for trade agreements, defense partnerships, and the future of U.S.-India relations? Tune in for AI-powered, expert-curated insights!
2025-02-1711 min
EconVerse5: Econverse Weekly Digest - 14th FebEconVerse Weekly Digest: Your Essential Economic Roundup!Missed the biggest economic stories of the week? We’ve got you covered! In this episode of EconVerse, we break down the key market trends, policy updates, and global economic shifts that shaped the past week. Tune in for AI-enhanced, expert-curated insights to stay ahead of the curve!🎧 Listen now and stay informed!
2025-02-1509 min
EconVerse4: RBI's Rate Cut - A New Dawn for India's Market ?Join us on EconVerse as we dive into the latest move by the Reserve Bank of India—a decisive repo rate cut aimed at revitalizing the economy. In this episode, we break down:What the Repo Rate Cut Means: An explanation of how a lower repo rate can stimulate borrowing, boost liquidity, and spur economic growth.Economic Implications: A discussion on the potential effects on inflation, consumer loans, and overall market dynamics in India.Future Outlook: What this move signals for the Indian economy and what to watch for in the coming months.Whether yo...
2025-02-0810 min
EconVerse3: Rupee Depreciation - Challenges for India in 2025The Indian Rupee is facing increasing pressure in 2025—but what’s driving its depreciation? 📊 In this episode of EconVerse, we explore:
✅ Key reasons behind the rupee’s fall 💱✅ Impact on inflation, trade, and investments 📈📉✅ RBI’s role & government’s policy response 🏦✅ What this means for businesses and consumers 💰
2025-02-0611 min
EconVerse2: India’s Budget 2025 - Growth Blueprint or Fiscal Tightrope ?The Union Budget 2025 is here! But is it a roadmap for economic growth, or does it walk a tightrope between fiscal prudence and populism? 🤔 In this episode of EconVerse, we break down:
✅ Key policy announcements & economic impact 📢✅ Sectors that stand to gain (or lose) 📈📉✅ How this budget shapes India’s growth trajectory 🌏
Tune in now for a deep dive ! 🎙️
2025-02-0312 minImpact The Future - Artur Racicki#29 Globalne aspiracje zwycięzcy Międzynarodowej Olimpiady Ekonomicznej – Globalne aspiracje zwycięzcy Międzynarodowej Olimpiady EkonomiczneRuszamy z nową serią podcastową Impact the Future, w której będę rozmawiał ze stypendystami Rafał Brzoska Foundation - młodymi ludźmi, którzy już dziś zmieniają świat na lepsze!W pierwszym odcinku goszczę Szymona Jackowskiego - młodego ekonomistę, który w jednym roku zdobył pierwsze miejsce zarówno w Polskiej, jak i Międzynarodowej Olimpiadzie Ekonomicznej. Dzięki wsparciu fundacji przygotowuje się do studiów na jednej z najlepszych uczelni świata: Harvard University lub MIT, ale to dopiero początek jego drogi - Szymon marzy o kierowaniu Bankiem Światowym i konsekwentnie do tego dąży. Jako współzałożyciel fundac...
2025-02-0244 min
EconVerse1: Trump's Return and the Implications of TariffsIn this episode, we take a deep dive into the potential implications of a trade war sequel as President Trump reignites the conversation around tariffs. We explore the historical context of tariffs, the concept of mercantilism, and how these policies could impact both consumers and the broader U.S. economy. Join us as we break down the complexities of international trade, the potential for retaliatory actions from countries like China, and the uncertain future of U.S. relationships with Mexico and Canada.
About the show :
Welcome to EconVerse, where we break down...
2025-02-0112 min
Forsal: Obiektywnie o biznesieHubert Pyskło: Szukamy najzdolniejsze osoby z liceów w Polsce, które chcą spróbować świata biznesu i uczymy ich wszystkiego od podstawGościem Szymona Glonka w podcaście "DGPtalk: Z Pierwszej Strony” jest Hubert Pyskło, wiceprezes i założyciel Econverse. Hosted on Acast. See acast.com/privacy for more information.
2023-06-2021 min
#Nomad Podcast#30 Czy edukacja przedsiębiorcza to oksymoron? - Jan BartkowiakJak wygląda studiowanie na najbardziej innowacyjnym uniwersytecie świata? Czy da się nauczyć przedsiębiorczości i dlaczego jest ona tak ważna? Rozmawiamy z Jankiem Bartkowiakiem, założycielem fundacji Econverse, która tworzy unikalne w skali kraju wydarzenia skierowane do młodych talentów. Więcej o tworzeniu przestrzeni sprzyjającej rozwoju przedsiębiorczości wśród młodzieży, a także o tym, jak studiuje się na drugim końcu świata, usłyszycie w naszej rozmowie.
2022-10-1141 min