Shows
Financial Planning ExplainedUnderstanding Trust Strategy with Steve KellerOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Steve Keller. Steve is the owner of Steve Keller consulting and specializes in trust consulting for business owners and investors.
In this episode, Steve and Mike take a deep dive into how he has utilized trusts for tax mitigation, payment of personal expenses and wealth transfer to next of kin. This is a terrific episode for business owners and affluent families.
For more information on Menninger & Associates Financial Planning visit https://maaplanning.com
2023-04-2828 min
Financial Planning ExplainedPersonal Injury Law with Jon GrothThis week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Jon Groth. Jon is a proven Wisconsin Personal Injury and Litigation Attorney at Groth Law Firm, S.C. and Samster, Konkel & Safran Law Offices, a division of Groth Law Firm, S.C.
This is a great episode that nearly everyone can relate to, whether you’ve had a neglectful injury occur or know a friend of family member who has been hurt in a car accident. Jon and Mike go into detail about a variety of topics including personal injury law, elder abuse, vaccine in...
2023-04-0428 minFinancial Planning ExplainedThe Right Way to Travel with Anca TrofinOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP sits down with Anca Trofin. Anca is the owner of Aim High Wellness and Travel, where she blends being a massage therapist, spin instructor, and travel guide.
In this episode, Anca and Mike discuss the importance of traveling efficiently and more specifically, the importance of a travel agent and just the value that they bring to a trip. Anca also discusses her specialty of being the leader and tour host for groups of people taking vacations, especially to Europe. This is a great episode if...
2023-03-1430 minFinancial Planning ExplainedSenior Living & Long-Term Care with Rachael Packer and Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Rachael Packer and Kyle Ryan, CFP. Rachael is a senior living specialist at Senior Living Specialists Philly. Kyle is one of the financial advisors on staff at Menninger & Associates.
This is a great episode on senior living and long-term senior care that many households can relate to. Rachael goes into detail about how families transition loved ones into facilities, as well as the financial process of how to do so. Mike and Kyle provide the planning side of that as well. This is a...
2023-03-0728 minFinancial Planning ExplainedCompany Stock Plans Part II with Kyle Ryan, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Kyle Ryan, CFP, one of the financial advisors on staff at Menninger & Associates.
In Part Two of this series on company stock plans, Mike and Kyle go into detail about Employee Stock Options and Employee Stock Purchase Plans (ESPP). This is a great episode if your company offers these types of stock plans and provides examples on how to maximize use of them.
For more information on Menninger & Associates Financial Planning visit https://maaplanning.com
2023-02-2827 minFinancial Planning ExplainedCompany Stock Plans Part I with Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Kyle Ryan, CFP, one of the financial advisors on staff at Menninger & Associates.
Of the six areas of financial planning, today's episode focuses on investment planning. Specifically, Mike and Kyle discuss company stock plans. This is a two-part series that covers everything from: stock in a 401k, stock options, RSUs, and employee stock purchase plans. This is a great episode if your company offers stock options and how to maximize them.
For more information on Menninger & Associates Financial Planning visit https://maaplanning...
2023-02-2226 minFinancial Planning ExplainedLife Insurance Planning Part III with Kyle Ryan, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Kyle Ryan, CFP, one of the financial advisors on staff at Menninger & Associates.
This episode is the final leg of a three-part series on Life Insurance Planning. This episode goes into detail about the different uses of life insurance (term vs. permanent), and the design of a life insurance program for an individual or family. As part of the design, the hosts discuss methods for calculating the amount of life insurance you may need and for how long you should have it.
...
2023-02-1530 minFinancial Planning ExplainedLife Insurance Planning Part II with Kyle Ryan, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP is again joined by Kyle Ryan, CFP, one of the financial advisors on staff at Menninger & Associates.
This is part two of a three-part series on Life Insurance Planning. This episode discusses the different options when designing a life insurance policy, as well as level vs. increasing death benefits. The hosts also explain the various types of permanent/universal life insurance.
For more information on Menninger & Associates Financial Planning visit https://maaplanning.com
2023-02-0730 minFinancial Planning ExplainedLife Insurance Planning Part I with Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Kyle Ryan, CFP, one of the financial advisors on staff at Menninger & Associates.
This is the first of a three-part series on a new topic for this show, Life Insurance Planning. This episode explains the different types of insurances, but really details life insurance and just how important it is. The episode details the different types (term and permanent) of life insurance as well and insurance premiums/ratings.
For more information on Menninger & Associates Financial Planning visit https://maaplanning.com
2023-02-0130 minFinancial Planning ExplainedThe Taxation of Trusts with Michael Menninger, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP discusses a topic long overdue on the show, the Taxation of Trusts.
Trusts are used as a very important tool for estate planning, and are commonly used to help effectively transfer wealth to the next generation. In this episode, Mike details Revocable vs. Irrevocable trusts and investing in a trust. He also gives illustrative examples of taxable income estimates via the different tax brackets, and explains the importance of tax planning strategies when investing trust assets.
For more information on Menninger & Associates Fi...
2023-01-2527 minFinancial Planning ExplainedThe SECURE 2.0 Act of 2022 with Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Kyle Ryan, CFP, one of the financial advisors on staff at Menninger & Associates.
This is a timely and important episode that discusses the new SECURE 2.0 Act of 2022. The SECURE 2.0 Act provides extraordinary incentives for small business owners to establish retirement plans for their employees. Kyle and Mike go into detail about the changes from the Secure Act of 2019 to the new 2022 Act. The pair then discusses topics including: RMD’s, Auto Enrollment, as well as Employer Match. This is a great episode for small bu...
2023-01-1931 minFinancial Planning ExplainedViewer Q&A Part 8 with Ryan Keefe & Kyle Ryan, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP sits down with Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
This episode touches on a broad scope of topics ranging from asset distribution, paying yourself as a small business owner, and borrowing from a retirement account. This is a very descriptive and informative episode.
2023-01-1125 minFinancial Planning ExplainedViewer Q&A Part 7 with Ryan Keefe & Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined again by Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
This is a great episode for young professionals in the workforce. Topics include: establishing initial credit, being prepared for a financial emergency, and the most important component of a financial plan. Please share this episode with anyone that you know that could benefit from it.
2023-01-0428 minFinancial Planning ExplainedViewer Q&A Part 6 with Ryan Keefe & Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
In this episode the guys dive into the topic of “When is a good time to start retirement planning?” This episode covers everything from capital gains, inheritance taxes, even the current homebuying conditions.
2022-12-2828 minFinancial Planning ExplainedViewer Q&A Part 5 with Ryan Keefe & Kyle Ryan, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP sits down with Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
Continuing last weeks discussion in Part 2 of a 2-part series, on what exactly is financial planning, the guys cover the remaining three areas of financial planning, including: Investment Planning, Retirement Planning, and Estate Planning Strategies.
2022-12-2127 minFinancial Planning ExplainedViewer Q&A Part 4 with Ryan Keefe & Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined again by Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
Back by popular demand, the trio continues the series of viewer question & answer. This episode discusses in detail, the first three out of the six areas of financial planning including: Cash Management, Tax Planning Strategies, and Risk Management. The guys also discuss when is a good time to start retirement planning.
2022-12-1427 minFinancial Planning ExplainedSmall Business Ownership: Challenges & Pitfalls with Ashley Downs and Joel LeBendigOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Ashley Downs and Joel LeBendig. Ashley and Joel are the co-founders of Resync Body Works.
In this episode, Ashley, Joel, and Mike discuss the many challenges of breaking away from being an employee to starting their own small business. As a new business owners, Ashley and Joel discuss the evolution of how they planned the startup of the new business, how they overcame the challenges and pitfalls, as well as the freedom of working for yourself!
For more information on Menninger & As...
2022-10-1329 minFinancial Planning ExplainedViewer Q&A Part III with Ryan Keefe & Kyle Ryan, CFPViewer Q&A Part III with Ryan Keefe & Kyle Ryan, CFP This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
This three-part series covers questions that clients and viewers have asked us over time. In Part III, the panel discusses questions that we get regularly about financial planning firms, such as: what to expect as a new client, what it means to be a fiduciary, and how to work with a financial advisor through the various stages...
2022-10-0428 minFinancial Planning ExplainedViewer Q&A Part II with Ryan Keefe & Kyle Ryan, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP sits down with Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
This three-part series will cover questions that clients and viewers have asked us over time. In Part II, the panel tackles rebalancing your 401(k), the 60/40 balanced portfolio, and the proper investments (and those to avoid) when entering and coming out of a recession.
For more information on Menninger & Associates Financial Planning visit https://maaplanning.com
2022-09-2827 minFinancial Planning ExplainedViewer Q&A Part I with Ryan Keefe & Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined again by Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
This three-part series will cover questions that clients and viewers have asked us over time. In Part I, the panel discusses combatting inflation in your retirement portfolio, the Fed raising interest rates, and investing in bonds.
2022-09-2127 minFinancial Planning ExplainedOur Investment Philosophy with Ryan Keefe & Kyle Ryan, CFPOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP is joined by Ryan Keefe and Kyle Ryan, CFP. Ryan and Kyle are two of the financial advisors at Menninger & Associates.
The panel discusses in detail what the investment philosophy is at Menninger & Associates. There are many facets involved in properly choosing investments for clients, and the guys tackle each of those aspects.
2022-09-1428 minFinancial Planning ExplainedStudent Loan Forgiveness with Kyle Ryan, CFP & Nick DeVitoThis week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Kyle Ryan, CFA and Nick DeVito. Kyle is a senior advisor at Menninger & Associates and Nick is the newest member of the team. They both have recently dealt with student loan debts, so this topic is very pertinent to the two.
With the conversation of student loan forgiveness promised by the White House, millions of students and former students across the country have many questions. In this episode the guys discuss everything that we know so far and provide great advice for anyone with...
2022-09-0734 minFinancial Planning ExplainedCurrent State of the Market Part II with Thomas Balis, CFAOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP is joined again by Thomas Balis, CFA. Thomas is the founder and chief investment officer of Cornerstone Portfolio Research. Cornerstone is the team that Mike’s firm uses as their outsourced Chief Investment Officers, as they serve in the role of assisting Mike’s team in making investment decisions for their client’s managed portfolios.
In Part II of this series, Thomas and Mike touch on the 800-pound gorilla in the room – inflation. From there, they discuss the causes of record inflationary, and what and why the...
2022-08-1718 minFinancial Planning ExplainedCurrent State of the Market Part I with Thomas Balis, CFAThis week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Thomas Balis, CFA. Thomas is the founder and chief investment officer of Cornerstone Portfolio Research. Cornerstone is the team that Mike’s firm uses as their outsourced Chief Investment Officers, as they serve in the role of assisting Mike’s team in making investment decisions for their client’s managed portfolios.
This two-part series will discuss pertinent issues regarding the stock market and the many factors that are currently affecting it. In Part I, Thomas and Mike discuss the economy and whether or not it is in a r...
2022-08-1018 minFinancial Planning ExplainedCyber Security For Businesses with Brian McCarthyOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP sits down with Brian McCarthy. Brian is the Founder & President of Open Tier Systems. They are a leading provider of IT, VoIP, and Networking solutions and services for small to medium sized businesses.
Brian and Mike touch on cyber security for businesses and how to keep your assets and website safe. This episode discusses the three main factors of cyber security including: multi factor authentication, password management, and backup. This is an informative episode to watch not only as a business owner, but as so...
2022-08-0130 minFinancial Planning ExplainedR&D Tax Credits and Financial Education with Randy Crabtree, CPAOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP is joined by Randy Crabtree, CPA. Randy is the Co-Founder and Partner at Tri-Merit Specialty Tax Professionals.
This is a great episode as it touched very niche parts of tax planning, as Randy’s firm educates other CPAs and industrial clients including R&D and other unique tax credits. Further, Randy and Mike draw the parallels of their true passion for teaching their respective professions of Tax Planning and Financial Planning to other industry professionals. This is a great episode for CPAs who represent Manu...
2022-07-2827 minFinancial Planning ExplainedCurrent State of the Housing Market with Dave Cary & Douglas BraunThis week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back real estate agent, David Cary and his new Co-Founding Partner, Douglas Braun. Dave and Doug recently opened their own real estate agency called Prime Real Estate, which employs 20 agents.
This episode touches on all the questions we get asked regularly about the housing market. From the recent increase in interest rates to the justification of landlords increasing rent, this episode is a must see whether you’re a homeowner looking to move, or a first-time home buyer.
2022-07-2030 minFinancial Planning ExplainedHelping Women Navigate Financial Decisions with Stacy Francis, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP is excited to welcome Stacy Francis, CFP. Stacy is one of twenty of the nation’s leading wealth managers on CNBC’s Digital Financial Advisor Council, and frequently appears in media outlets such as Forbes, Kiplinger, The Wall Street Journal and USA Today.
Stacy and Mike discuss her expertise, which is financial planning for women who are experiencing divorce, or the loss of a loved one. This episode is a must see for anyone you know who is currently experiencing a life changing event that left them fina...
2022-06-2927 minFinancial Planning ExplainedCase Study - Planning Considerations Part IIOn this week's on Financial Planning: Explained, host Michael Menninger, CFP finishes a two-part case study on Planning Considerations. This series touches on all six major aspects of financial planning including: Cash Management, Tax Planning, Risk Management, Investment Planning, Retirement Planning, and Estate Planning.
In part two, Mike discusses topics including: widowed spouses, taxes, beneficiaries, and mortgages. If these topics affect you, this is a must see episode.
2022-06-1531 minFinancial Planning ExplainedCase Study - Planning Considerations Part IThis week on Financial Planning: Explained, host Michael Menninger, CFP begins a two-part case study on Planning Considerations. This series is special because it is designed to touch on all six major aspects of financial planning including: Cash Management, Tax Planning, Risk Management, Investment Planning, Retirement Planning, and Estate Planning.
In part one, Mike touches on examples including: widowed spouses, self-employment, beneficiaries, and retirement options. Tune into this episode as it touches on topics that are applicable in almost everyone's daily life.
2022-06-0830 minFinancial Planning ExplainedEconomic Outlook Part II: Where Do We Go From Here with Gene Goldman, CFAInflation continues to rise; will it ever end? This week is Part II of our timely two-part series on Financial Planning: Explained. In this two-part series, Host Michael Menninger, CFP® welcomes Gene Goldman, CFA. Gene is the Chief Investment Officer and Director of Research of Cetera Investment Management.
In part II, Gene and Mike discuss indicators used to determine what to expect from the markets moving forward, as well as the continued conversation of inflation and how it is affecting Americans daily. Tune in to this MUST-SEE episode to see where we go from here.
2022-05-2528 minFinancial Planning ExplainedEconomic Outlook Part I with Gene Goldman, CFAInflation and rising interest rates have wreaked havoc on the markets so far this year. Why, and will this continue? This week is Part I of an exciting and timely two-part series on Financial Planning: Explained. In this two-part series, Host Michael Menninger, CFP® welcomes Gene Goldman, CFA. Gene is the Chief Investment Officer and Director of Research of Cetera Investment Management.
Gene and Mike discuss a variety of topics including: the current state of the markets, the inflation issue in the current economy, and the indicators used to determine these factors. Part I reviews where we are...
2022-05-1727 minFinancial Planning ExplainedCase Study - Selling Family Home While Living There with Kyle Ryan, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP is again joined by occasional co-host, Kyle Ryan, CFP. Mike and Kyle continue the series called Case Studies. These case studies are designed to touch on scenarios that could occur and provide unique strategies on how to handle such situations. This week’s episode provides two different case studies.
The first scenario discusses an elderly woman who is faced with needing more income to live, and thinks her solution is to sell her home and rent it from the buyer. Mike and Kyle present the pitfalls and ex...
2022-05-0430 minFinancial Planning ExplainedAvoiding Medicare Traps and Penalties with Kathe KlineThis week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Kathe Kline. Kathe is a best-selling author and founder of MedicareQuick, who helps navigate through the uncertain waters of the Medicare system.
Kathe and Mike discuss the nuances of Medicare and supplemental insurance programs in great detail. There are little known penalties that even some experts haven’t heard of, so don’t fall victim to these traps! Sit down with Kathe and Mike for an in-depth analysis on Medicare and some strategies that could help you down the road. This is a MUST SEE for anyon...
2022-04-2628 minFinancial Planning ExplainedFinancial Success & The Psychological Roadblocks Part II with Larry FaulknerThis week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back Larry Faulkner for Part II of their two-part series on psychological roadblocks to financial success. Larry is a Certified Financial Instructor and best-selling author who has written three books on the behavioral aspects of finance.
In Part II, Larry and Mike dive deeper into the behavioral aspects of consumer spending. There are many different factors that contribute to irresponsible spending habits that result in roadblocks to achieving financial success. Sit down with Larry and Mike to learn more about how you can identify a...
2022-04-2229 minFinancial Planning ExplainedFinancial Success & The Psychological Roadblocks Part I with Larry FaulknerOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP sits down with Larry Faulkner for Part I of their two-part series on psychological roadblocks to financial success. Larry is a Certified Financial Instructor and best-selling author who has written three books on the behavioral aspects of financial planning.
This episode touches on the origins of financial behaviors. Consumer spending is like any other human behavior and can be affected by a number of factors including environmental or psychological situations during childhood. Tune in with Larry and Mike as they discuss the financial awareness th...
2022-04-1226 minFinancial Planning ExplainedCurrent State of the Markets with Herb Morgan, CIOThis week on Financial Planning: Explained, host Michael Menninger, CFP is excited to welcome back Herb Morgan. Herb is a very insightful guest who has been on the show before. He is the Senior Managing Director and Chief Investment Officer of Efficient Market Advisors. Herb has been a guest on CNBC Television, Fox News and CBS Market Watch, along with many other publications.
With over 55 years of investment experience between the pair, Herb and Mike tackle all of the volatility going on in the economy at the moment including inflation, energy prices, and the Ukraine conflict. Tune...
2022-04-0530 minFinancial Planning ExplainedCase Study – Maximizing Tax Efficiency/Retirement PlanningThis week on Financial Planning: Explained, host Michael Menninger, CFP sits down with occasional co-host, Kyle Ryan, CFP. Mike and Kyle continue the series called Case Studies. These case studies are designed to touch on scenarios that could occur and provide unique strategies on how to handle such situations. This episode touches on multiple areas of financial planning, such as maximizing tax efficiency approaching retirement, strategizing Social Security benefits, tax planning when moving to a different state.
This episode also provides an example of the appropriate use of Roth IRA conversions and their timing, and i...
2022-04-0129 minFinancial Planning ExplainedCase Study – Debt Management +On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP discusses the popular topic that we hear often - debt management. There are multiple ways to get out of debt, but every situation is unique when it comes to a solution.
In this episode, Mike covers ideas like: unique way to effectively take money out of an IRA to pay off debt without paying a tax penalty, fixing credit, maintaining goal of paying off college, and continuing to save for retirement.
2022-03-1724 minFinancial Planning ExplainedCase Study - Maximizing Tax Efficiency/RetirementThis week on Financial Planning: Explained, host Michael Menninger, CFP covers the topic of maximizing tax efficiency for retirement, as well as maximizing Social Security benefits.
There are many facets to consider when it comes to collecting Social Security, and also how the answer to one question results in opening several other doors to help maximize tax efficiency throughout retirement, and even addresses estate planning issues from a tax efficiency perspective. This episode is a must listen.
2022-03-0927 minFinancial Planning ExplainedCase Study - Maximizing Social Security Benefits Part IIOn this week’s episode of Financial Planning: Explained, host Michael Menninger, CFP continues the series on Case Studies. In this episode, Mike continues with Part II of Maximizing Social Security Benefits.
This case study incorporates numerous complexities and strategies for navigating and maximizing the Social Security system, including a strategy of collecting survivor benefits while allowing their own benefits to grow. In addition, this also coordinating inherited IRA distributions, maximizing tax efficiency and meeting retirement goals. Topic covered include issues met when trying to collect social security before retirement age, and the pitfalls of exceeding the ea...
2022-03-0123 minFinancial Planning ExplainedCase Study - Maximizing Social Security Benefits Part IThis week on Financial Planning: Explained, host Mike Menninger, CFP starts a new series called Case Studies. These case studies are designed to touch on scenarios that could occur and provide unique strategies on how to handle such situations.
The first case study discusses Maximizing Social Security Benefits. There are many different facets when it comes to Social Security, and everyone's situation is unique. Check out this episode for some ideas that may benefit you when it comes to maximizing your social security.
2022-02-1726 minFinancial Planning ExplainedChanging Careers: From Corporate America To Owning A Business with Carol VerhakeOn this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Carol Verhake. Carol is the owner and founder of Lasting Landscapes by Carol.
Carol and Mike discuss her transition from corporate America to following her dream by starting her own landscaping business. For anyone considering a career change, this episode is a must watch.
2022-01-1229 minFinancial Planning ExplainedAlternative Investments: Diversifying Your Portfolio with Gaston EscuderoThis week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Gaston Escudero. Gaston is the Mid Atlantic Regional Sales Director at NexPoint.
Gaston and Mike explore the various options of alternative investing. Breaking the traditional Stock/Bond blend, alternative investments allow you to further diversify your investment portfolio.
2021-12-2931 minFinancial Planning ExplainedSudden Wealth Law with Paul Deloughery
This week on Financial Planning: Explained, host Michael Menninger, CFP® is joined by Paul Deloughery. Paul is a Managing Attorney at Sudden Wealth Protection Law, PLC.
Paul and Mike talk about sudden wealth and how important it is to protect it. Whether it be an inheritance, trusts, or estates, the legal piece is extremely important so that you keep what is rightfully yours.
2021-12-1527 minFinancial Planning ExplainedWomen‘s Retirement & What‘s Next with Autumn NesslerOn this week's episode of Financial Planning: Explained, host Michael Menninger, CFP sits down with Autumn Nessler. Autumn is a Certified Retirement Options Coach at An Intentional Life, LLC.
Autumn and Mike discuss the soft side of retirement planning for women. Women in the work place face many challenges through their career including: marriage, pregnancies, raising children. Autumn and Mike look into steps to help women get back to investing in themselves upon retirement.
2021-12-0829 minFinancial Planning ExplainedYear End Tax Planning Part II with Brian Pugliese, CPAThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined again by Brian Pugliese, CPA. Brian is a Certified Public Accountant and member at GMS Surgent CPAs & Advisors.
Brian and Mike talk about ways to maximize tax benefits when contributing to a 529 plan.
2021-12-0328 minFinancial Planning ExplainedYear End Tax Planning with Brian Pugliese, CPAThis week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Brian Pugliese, CPA. Brian is a Certified Public Accountant and member at GMS Surgent CPAs & Advisors.
Brian and Mike discuss key tax strategies that people should consider going in to the end of the year.
2021-11-2528 minFinancial Planning ExplainedFinancial Planning Q&A Part 6 with Kyle Ryan, CFP and Ryan KeefeOn this week's on Financial Planning: Explained, host Michael Menninger, CFP is joined by Kyle Ryan, CFP and Ryan Keefe. Ryan and Kyle are junior staff members at Menninger & Associates financial planning, and are answering questions asked by our audience in the final leg of a four part panel series.
In the final Q&A episode, the guys talk about the difference between active and passive investing, growth and value stocks, and getting bumped into a higher tax bracket.
2021-11-0330 minFinancial Planning ExplainedFinancial Planning Q&A Part 5 with Kyle Ryan, CFP and Ryan KeefeThis week on Financial Planning: Explained, host Michael Menninger, CFP is once again accompanied by Kyle Ryan, CFP and Ryan Keefe for part 3 of this four part Q&A series. Ryan and Kyle are both junior staff members at Menninger & Associates financial planning.
In part 3, the trio discusses backdoor Roth IRAs, the rules behind gifting money, and the very popular subject of how to combat inflation.
2021-10-2627 minFinancial Planning ExplainedFinancial Planning Q&A Part 4 with Kyle Ryan, CFP and Ryan KeefeOn this week's on Financial Planning: Explained, host Michael Menninger, CFP joined again by Kyle Ryan, CFP and Ryan Keefe. Ryan and Kyle are junior staff members at Menninger & Associates financial planning, and are answering more questions that were asked by our audience.
In the second part of this four part Q&A series, the trio talks about the right time to take social security, investment allocations by age, and tax write offs.
2021-10-2028 minFinancial Planning ExplainedFinancial Planning Q&A Part 3 with Kyle Ryan, CFP and Ryan KeefeThis week on Financial Planning: Explained, host Michael Menninger, CFP is once again joined by Kyle Ryan, CFP and Ryan Keefe. Ryan and Kyle are junior staff members at Menninger & Associates financial planning, and are back to answer more financial planning questions as the first two-part series received such a great response.
In the first part of this new four part Q&A series, the guys discuss how to select 401(k) investment options, the retirement plans available to small business owners, and recouping your investment from disastrous medical bills.
2021-10-1227 minFinancial Planning ExplainedLong-Term Elder Care with Bryan Adler, Esq.This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back the shows inaugural guest, Bryan Adler. Bryan is a Certified Elder Law Attorney (CELA) and Managing Partner at Rothkoff Law Group where his practice advises and counsels clients in the areas such as: elder law, life care planning, asset protection, veterans’ benefits, and many others.
In the previous episode, Bryan and Mike discussed Elder Law specifically, where today they are talking about Long-Term Elder Care. There are many facets involved with Long-Term Elder Care, which the two discuss. Bryan's firm happens to accommodate the v...
2021-10-0827 minFinancial Planning ExplainedLong Term Care Planning with Jack LinvillOn this week's episode of Financial Planning: Explained, host Michael Menninger, CFP chats with Jack Linvill, a retired Long Term Care Planner.
Jack and Mike cover the origins of how Jack became a long-term care planner, some examples of individuals who need to plan for long term care, the costs incurred for care, and things that families should consider when planning for potential long term care needs.
2021-09-2928 minFinancial Planning ExplainedRestaurant Ownership, Business Development, and Challenges Faced with Mike YurchoThis week on Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP sit down with Mike Yurcho. Mike is an owner and developer of multiple Panchero's Mexican Grill stores in the New Jersey area.
Mike discusses the origins and challenges of developing a franchise in two of the most difficult eras in modern history; the 2008 recession and the 2020 pandemic.
2021-09-2729 minFinancial Planning ExplainedBusiness Succession Planning For Your Business with Steve Goodman, CPAOn this week's episode of Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP welcome Steve Goodman. Steve is a Certified Public Accountant (CPA), and the President & Chief Executive Officer of SHG Planning.
Steve, Kyle, and Mike discuss the importance of succession planning for your business. Many business owners overlook or simply wait too long to design a business succession plan. The unfortunate reality is, people don’t plan to fail, they fail to plan.
2021-09-1730 minFinancial Planning ExplainedCollege Ready: Planning & Strategy Part II with Shellee HowardThis week on Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP are joined once again by Shellee Howard. Shellee is the Founder and CEO of College Ready and CR Tutoring and Test Strategies.
In part two of this College Ready series, the trio continues the discussion of college preparedness. Topics covered include: FAFSA and other financial aid avenues, EFC calculators, and choosing the right school based on financial aid.
2021-09-0828 minFinancial Planning ExplainedCollege Ready: Planning & Strategy Part I with Shellee HowardOn this week's episode of Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP kick off a two-part series on college readiness. Mike and Kyle welcome Shellee Howard to the show this week. Shellee is the Founder and CEO of College Ready and CR Tutoring and Test Strategies. She is also a Certified Independent College Strategist and a best-selling author.
The trio discuss Shellee's journey as a mother of four, to help her children graduate debt free. This quickly blossomed into her own business, College Ready. They also discuss how young s...
2021-09-0327 minFinancial Planning ExplainedCurrent State Of The Market with Herb MorganThis week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Herb Morgan. Herb is the Sr. Managing Director and Chief Investment Officer of Efficient Market Advisors. With 34 years of investment experience, Herb has been interviewed by Forbes, CBS Market Watch, and The Wall Street Journal to name a few. He has also been a guest on Fox News and CNBC television.
Herb and Mike cover multiple key and timely topics regarding the economy. They discuss the current supply and demand imbalance and its impact on inflation and interest rates, the current crisis taking place i...
2021-08-2529 minFinancial Planning ExplainedFinancial Planning Q&A Part II with Kyle Ryan, CFP & Ryan KeefeOn this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP continues the conversation with Kyle Ryan, CFP and Ryan Keefe. Kyle and Ryan are junior advisors at Menninger & Associates Financial Planning.
This week, the team discusses topics like how to choose the right financial planner for you, tax returns, and when is the best time to sell a stock/investment.
2021-08-1830 minFinancial Planning ExplainedFinancial Planning Q&A Part I with Kyle Ryan, CFP & Ryan KeefeThis week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Kyle Ryan, CFP and Ryan Keefe. Kyle and Ryan are junior advisors at Menninger & Associates Financial Planning.
The trio addresses commonly asked questions that financial planners face every day. From investing to 401(k) and even insurance, they touch on important topics that we face every day.
2021-08-1028 min2021-08-0329 minFinancial Planning ExplainedBecoming Financially Independent with David BardsleyThis week on Financial Planning: Explained, host Mike Menninger, CFP welcomes Dave Bardsley. Not only is Dave is a District Sales Manager at Johnson Controls, but he is also a client of Mikes.
Dave and Mike examine financial planning & wealth management through the eyes of a client. They also delve into the importance and journey of becoming financially independent.
2021-07-2829 minFinancial Planning ExplainedBusiness Website Design & SEO with Devon McCrossinOn this weeks episode of Financial Planning: Explained, host Mike Menninger, CFP is joined by Devon McCrossin. Devon is a Partner at Boomtown Internet Group.
Devon and Mike discuss building a website for businesses, as well as the importance of search engine optimization (SEO) no matter how big or small a business is.
2021-07-2130 minFinancial Planning ExplainedDigital Marketing Strategy & Creating Content with Nick LensanderThis week on Financial Planning: Explained, host Mike Menninger, CFP sits down with Nick Lensander. Nick is the founder of Lenk Media based out of Santa Barbara, California.
Nick and Mike talk about digital marketing strategy and creating content, and the importance of businesses in any industry utilizing social media.
2021-07-1328 minFinancial Planning ExplainedOperating System Architecture: And How It Affects Us Daily with Tim MenningerOn this weeks episode of Financial Planning: Explained, host Mike Menninger, CFP welcomes a very unique guest, his son, Tim Menninger. Tim is an Embedded Software Engineer at Green Hills Software in Santa Barbara, California.
Tim and Mike discuss the importance of the operating system, how much it is used in day to day life, and even a few stories from the old days.
2021-07-0731 minFinancial Planning ExplainedPharmaceutical Consulting with Bob MatjeThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Bob Matje. Bob is a Pharmaceutical Professional at RemTech LLC.
Bob and Mike examine running a pharmaceutical plant as a plant manager, the process of patenting pharmaceutical drugs, and the value of a consultant in any industry.
2021-06-2929 minFinancial Planning ExplainedBuilding Pharmaceutical Facilities with Sean MontagueOn this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP is joined by Sean Montague. Sean is the Director of Global Engineering Solutions at Merck & Co. Pharmaceuticals.
Sean and Mike discuss leading construction management and safety in the Southeast (which is Sean's territory), adjusting pharmaceutical life during a pandemic, and the importance of prioritizing the patient/client.
2021-06-2227 minFinancial Planning ExplainedPersonal Retirement and Golf Course Management with Mike EckenrodeThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Mike Eckenrode. Mike is a retired land surveyor with Hanover Engineering Associates, Inc. Partially enjoying full retirement, Mike now spends his days as a groundskeeper at Fox Hollow Golf Club.
Mike and Mike discuss financial planning tactics upon entering retirement, as well as the intricacies of surveying land, while making golf courses harder than they already are.
2021-06-1630 minFinancial Planning ExplainedHow Credit Unions Differ From Traditional Banks with Mark BostwickOn this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Mark Bostwick. Mark is the Vice President of Business Development for Police and Fire Federal Credit Union.
Mark and Mike discuss refinancing mortgages at a lower rate. They compare the pros and cons of using traditional lenders to that of credit unions, which many people are unaware of.
2021-06-0829 minFinancial Planning ExplainedInterviewing A Former NFL Player Turned Investment Consultant with Mike Guman, CRPCThis week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Mike Guman. Mike spent his college years as a running back for The Penn State Nittany Lions, before getting drafted into the NFL and spending nine seasons with the Los Angeles Rams.
Mike is currently a Senior Advisor Consultant of the Pennsylvania Region with Invesco. Aside from reliving glory years on the gridiron, Mike and Mike discuss investments in the current market.
2021-06-0230 minFinancial Planning ExplainedUnderstanding Mortgages with Mike HarveyAre you aware of all the facets that go into a mortgage?
This week on Financial Planning: Explained, Mike is joined by Mike Harvey. Mike is a Mortgage Professional and co-owner of Vantage Point Financial Group.
In this episode, Mike and Mike discuss everything from programs for first time home buyers to interest rates of investment properties vs primary homes.
2021-05-2528 minFinancial Planning ExplainedPlanning for Proposed Estate Tax Law Changes with Randy Steen, Esq.On this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Randy Steen, Esq. to the show. Randy is the President at the Law Office of Randy Hope Steen, Ltd.
Randy and Mike discuss the potential tax law changes as it pertains to Estate Planning. They also touch on the best ways to approach these changes as they evolve.
2021-05-1928 minFinancial Planning ExplainedUnderstanding Property & Casualty Insurance with Michael CellucciThis week on Financial Planning: Explained, Mike is joined by Mike Cellucci. Mike is the owner of Cellucci Foran Insurance, Inc., located in Springfield, PA, where Mike focuses on Property and Casualty insurance.
The two Mike’s review who may need property casualty insurance and what options do you have when applying for insurance.
2021-05-1228 minFinancial Planning ExplainedRunning A Restaurant During Covid with Anthony NataleThis week on Financial Planning: Explained, Mike is joined by the Owner of Anthony’s Italian Restaurant in Malvern, Anthony Natale.
Mike and Anthony discuss what it was like owning a restaurant during covid, what Anthony’s did to make it through the pandemic, and what he would change if he had to do it all over again.
2021-05-0625 minFinancial Planning ExplainedFirst Time Homebuyers with Kyle Ryan, CFP"What should I know about buying my first home?"
This week on Financial Planning: Explained, we cover the intricacies of buying your first home, through the eyes of a first time home buyer. Host Michael Menninger, CFP is joined once again by Kyle Ryan, CFP, an associate at Menninger & Associates.
Buying your first home can be intimidating, here are a few tips and tricks you should know before making the largest purchase of your life.
2021-04-2827 minFinancial Planning ExplainedTraditional vs. Roth 401(k) with Kyle Ryan, CFPOne of the most often asked questions of financial planners is, "Should I contribute to a Traditional or a Roth 401(k)?"
On this weeks episode of Financial Planning: Explained, we cover contributing to Traditional or a Roth 401(k). Host Michael Menninger, CFP is joined by Kyle Ryan, CFP, an associate at Menninger & Associates.
Although it depends on your unique financial situation that determines whether you should contribute to a Traditional or Roth 401(k), Mike and Kyle draw out many of the determining factors.
2021-04-2127 minFinancial Planning ExplainedBusiness Succession Planning with Michael Egan, ChFCBusiness succession planning is an important part of operating a business, especially for small-business owners and owners who are nearing retirement.
This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Michael Egan, ChFC. Michael Egan is the founder of JME Financial Services, before merging with Menninger & Associates in 2019.
By making business succession arrangements early, owners help make a smooth transition and minimize any negative effects of their departure on the company.
2021-03-3029 minFinancial Planning ExplainedFamily Law: Divorce and Custody Part II with Sarinia Feinman, Esq.Divorce can be a terrible experience.
This week on Financial Planning: Explained, we cover part two of our series on Family Law. For the second week, we are joined by joined by Family Law attorney, Sarinia Feinman, Esq. Sarinia is a Partner at Vetrano Vertrano & Feinman.
This week, Sarinia and Mike discuss alimony, post divorce issues, and tie both segments back into how it pertains to financial planning. The fear of not knowing what the next phase of life will look like can be intimidating, but we hope this insight will gi...
2021-03-2335 minFinancial Planning ExplainedFamily Law: Divorce and Custody Part I with Sarinia Feinman, Esq.This week on Financial Planning: Explained, we tackle a two-part series on Family Law.
For the next two weeks, Mike will be joined by Family Law attorney, Sarinia Feinman, Esq. Sarinia is a Partner at Vetrano Vertrano & Feinman.
Sarinia and Mike discuss the multitude of considerations when it comes to a divorce and custody, while still trying to maintain an amicable environment. The fear of not knowing what the next phase of life will look like can be intimidating, but we hope this insight will give a little ease to the divor...
2021-03-1625 minFinancial Planning ExplainedCollege Sports & Recruiting Part II with Matt MarkIn part two of our college sports series, Mike sits down with Matt Mark. Matt is the former head baseball coach at Caltech, and is currently the director of sales for SunnyMac Solar.
Matt and Mike discuss the college recruiting process through the eyes of a coach as well as the transition to solar power and its benefits.
2021-03-1030 minFinancial Planning ExplainedCollege Sports & Recruiting Part I with Mark Davis, Esq.We're very excited to announce our three part college sports series, where we will be discussing the process of recruiting and the transition into college sports.
In part one we welcome Mark Davis, a successful Defense Attorney and former Major League Baseball player from Pasadena, California. Mark and Mike discuss criminal law, college recruiting and dog days in the big leagues.
2021-03-0527 minFinancial Planning ExplainedUnderstanding Social Security Part II with Michael Menninger, CFPAre you or someone you know approaching Social Security age?
If so, this episode is a must watch as it covers the summary of the benefits in detail. This episode provides a detailed the calculation of your social security benefit and when you should consider taking it.
Be sure to share this video with friends and family that could benefit from this relevant information as they near retirement.
2021-02-2328 minFinancial Planning ExplainedUnderstanding Social Security Part I with Michael Menninger, CFPThis week on Financial Planning: Explained, host Michael Menninger, CFP® introduces Social Security. This is a two part series that provides an in-depth analysis on understanding how Social Security works and the benefits of the system. Part I gives a broad overview of how Social Security works, where Part II investigates the specifics in great detail.
2021-02-1625 minFinancial Planning Explained401(k) & Retirement Plans with Nick Kennedy, CFP®In this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP® sits down with Nick Kennedy, CFP®. Nick is the Regional Vice President for Ameritas Retirement. Nick and Mike dive deep into the retirement plan process, and discuss strategies to maximize retirement outcomes.
2021-02-1031 minFinancial Planning ExplainedTrusts with Courtney Dolaway, Esq.This week on Financial Planning: Explained host Michael Menninger, CFP® welcomes Courtney Dolaway, Esq. Courtney is a partner at Flaster Greenberg PC, and oversees the Trusts & Estate department. Courtney and Mike explore the many different facets that are involved when it comes to Trusts.
2021-02-0128 minFinancial Planning ExplainedTemple Financial Planning Program with Cindy Axelrod & Kyle RyanOn this weeks episode on Financial Planning: Explained host Michael Menninger, CFP® sits down with Cindy Axelrod, CFA and Kyle Ryan, CFP®. Cindy is the Director of the Financial Planning Program at Temple University's Fox School of Business. Kyle is a Financial Planner at Menninger & Associates and a recent graduate from the Temple Financial Planning Program. Tune in as the trio talks about the process students go through to become a Financial Planner, and the transition into the business world.
2021-01-2628 minFinancial Planning ExplainedEstate Administration with Stacey McConnellThis week on Financial Planning: Explained host Michael Menninger, CFP welcomes Stacey McConnell, Esq. Stacey is an Attorney and head of the Estate and Trust department at Lamb McErlane PC. Stacey and Mike discuss topics ranging from executors handling an estate, to steps to help your administration after death.
2021-01-1926 minFinancial Planning ExplainedRetirement Planning & Distribution with Michael Menninger, CFPIn this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP discusses Retirement Planning & Distribution. Topics discussed include: cumulation of assets and what people do when it comes to their 401(k) or pension.
2021-01-1330 minFinancial Planning ExplainedMichele Leahy - Disability Life PlanningThis week on Financial Planning: Explained, host Michael Menninger, CFP® welcomes Michele Leahy. Michele is a disability life planner, and owner of Leahy Life Plan. Michele and Michael discuss topics including, home community based services for people who are born disabled as well as how to navigate people with disabilities to their federal benefits.
2021-01-1230 minFinancial Planning ExplainedSpecial Needs Planning with Steve Potts, Esq.On this weeks on Financial Planning: Explained, host Michael Menninger, CFP sits down with Steve Potts, Esq. of Herr Potts & Potts. Steve and Michael discuss Special Needs Planning as it relates to Estate Planning. Topics covered range from potential government benefits to setting up trusts for people with special needs.
2021-01-0429 minFinancial Planning ExplainedCar Purchases with Ed BernhardThis week on Financial Planning Explained, host Michael Menninger, CFP welcomes Ed Bernhard, a retired car dealership owner. Ed and Michael discuss various topics from owning vs. leasing a car, to the auction process of automobiles, pertaining to financial planning.
2020-12-2329 minFinancial Planning ExplainedFundamental of Estate Planning with Michael Menninger, CFPIn this weeks episode of Financial Planning Explained, Michael Menninger, CFP discusses the fundamentals of Estate Planning. He provides an overview of of the estate administration process, common pitfalls often encountered, how estates are taxed and strategies to improve estate efficiency.
2020-12-1830 minFinancial Planning ExplainedMortgages with Kevin StegenaThis week on Financial Planning Explained, host Mike Menninger, CFP welcomes Kevin Stegena, mortgage broker and owner of Lending Capital Mortgage LLC. Kevin and Mike review the current interest rate environment and the impact it has on mortgages and refinancing.
2020-12-1427 minFinancial Planning ExplainedReal Estate with David CaryThis week on Financial Planning Explained, Michael Menninger, CFP welcomes real estate agent David Cary (named Best of Bucks County 2018).
2020-12-0228 minFinancial Planning ExplainedTax Planning Part II with Michael Menninger, CFP
In this weeks episode of Financial Planning Explained, host Michael Menninger, CFP covers part two on Tax Planning. After reiterating the foundation of the tax system, Michael uncovers some interesting and unique Tax Strategies.
2020-11-2730 minFinancial Planning ExplainedTax Planning Part I with Michael Menninger, CFPThis week, Michael Menninger, CFP discusses the first half of a two part series on Tax Planning as it pertains to Financial Planning as a whole.
2020-11-1832 min
Financial Planning ExplainedMedical & Health Insurance with Adam Peltzman, RHUThis Week We Talk Medical & Health Insurance With The President Of Health And Benefits Partners, Adam Peltzman, Rhu.
2020-11-1328 min
Financial Planning ExplainedElder Law Care with Bryan Adler, Esq.Join us with guest Bryan Adler, Esq. from Rothkoff Law Group, as we discuss Elder Law Care as it pertains to Financial Planning.
2020-11-0927 minFinancial Planning ExplainedIntroduction to Financial PlanningJoin us in the first episode of Financial Planning Explained, as host Michael Menninger, CFP outlines the show with RVNTV host Al Cini.
2020-11-0330 min