Shows
It All Adds UpHow we saved a listener $3000 a yearJess and Dom have money saving tips for a listener looking to purchase a home using their Super after retirement. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2023-03-1516 minIt All Adds UpWays to save on those big household expensesJess and Dom have tips to save on your home and car insurance, as well tackling the rising cost of food and groceries. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week. See omnystudio.com/listener for privacy information.
2023-03-0824 minIt All Adds UpHelping your kids get into home ownershipJess and Dom have savings strategies for parents looking to help their kids buy their first home. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2023-03-0119 minIt All Adds UpHow to prepare for your mortgage cliffJess and Dom offer saving strategies to Claire, a single mother with a child going into day care, who is also facing significant mortgage rate increases. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2023-02-2222 minIt All Adds UpHow to save for a house in five yearsJess and Dom offer Jewels, a first home buyer and guinea pig owner, who is living at home to save up for her first place, some saving strategies to help her realise her dream of owning a three bedder in Ballarat in three to five years. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2023-02-1520 minIt All Adds UpSaving strategies: breaking down Dom's budgetWe're taking a look at real-life budgets and seeing what ways we can save them some money. This week, senior economics writer Jess Irvine puts the spotlight on Money editor Dom Powell to see if there's anything he can do to help his budgeting strategies. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2023-02-0823 minIt All Adds UpShow us your money!We want to help you! In season 2 of It All Adds Up we're going to dive into your wallet and see if we can give you a financial health check. If you want Jess and Dom to take a look at your spending and see if they can help you reach your financial goals, email us at italladdsup@nine.com.auSee omnystudio.com/listener for privacy information.
2023-02-0102 minIt All Adds UpEncore: Sharemarket investing for beginners parts 1, 2 & 3All three parts of our sharemarket investing for beginners series combined. Jess and Dom look at the basics of shares as investments, a checklist of things to consider before buying shares, and then go through the process of buying shares. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2023-01-251h 10It All Adds UpEncore: Facing a rental increase? Know your tenancy rightsOn this week’s episode of It All Adds Up we cover all you need to know about tenants’ rights in Australia and what options you have as a renter when your landlord comes knocking with a rental increase. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2023-01-1127 minIt All Adds UpEncore: How to ask for - and get - a pay riseBy now we’re sure you’ve heard it all: inflation is going through the roof and everything is getting more expensive, but your wages haven’t grown to match it. In fact, in real terms, they’ve gone backwards. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell discuss how to ask your boss for a pay rise, how to negotiate it, and what to do if they refuse. It All Adds Up is the podcast where we m...
2023-01-0420 minIt All Adds UpEncore: Why it's time to set a money goalMost people struggle with the ability to plan long-term, particularly when it comes to their finances. But learning to set some money goals, no matter how small, is a crucial first step on the journey towards building one’s wealth and financial confidence. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through some money goals listeners may consider setting for themselves, depending on what life phase they are in. It All Adds Up is the podc...
2022-12-2819 minIt All Adds UpEncore: Beating the cost of living crunchWith inflation tipped to get worse before it gets better, what can you do to protect your household budget from rising costs? In this week’s episode of the It All Adds Up podcast, money editor Dominic Powell and senior economics writer Jessica Irvine share some of their top strategies for beating the rising cost of living. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess...
2022-12-2129 minIt All Adds UpFive strategies to help prepare your finances for 2023Whether you’re a mad-keen budgeter like Jess, or adopt a more ‘go with the flow’ attitude like Dom, the New Year heralds a fresh opportunity for everyone to get their finances in order. 2023 is shaping up as a potentially tough year for household budgets, amid the rising cost of living, interest rate hikes, and increasing concerns about a global recession. But there are things you can do now to safeguard your money, which we explore in this week’s episode of the It All Adds Up podcast. It All Adds Up is the podc...
2022-12-1428 minIt All Adds UpHow to trim your costs this ChristmasBetween November and December, Australians are expected to spend a whopping $66 billion according to estimates from the Australian Retailers Association, largely on food, alcohol, and toys. This week on It All Adds Up, Jess and Dom tackle some ways you can save some money this Christmas, from taking a low-key approach to gifting to thinking outside the box when it comes to wrapping paper. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice...
2022-12-0722 minIt All Adds UpDo you need private health insurance?In this week’s episode of It All Adds Up, Jess and Dom discuss the purpose of private health insurance and the various ‘carrots and sticks’ governments have created to force an uptake to take pressure off the public system. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.See omnystudio.com/listener for privacy information.
2022-11-3025 minIt All Adds UpShould you have a side hustle?Jess and Dom discuss the pros and cons of side projects with potential to supplement income from a main job. Side hustles can come in many different forms, but broadly fall into two categories: selling your skills or selling your stuff. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for us to answer each week.See omnystudio.com/listener for privacy information.
2022-11-2325 minIt All Adds UpHow to choose a good superannuation fundThanks to the compulsory nature of our superannuation system, the amount of wealth held by Australians in super is growing rapidly. But how can you make sure you are getting good value out of your investments? On this week’s episode of It All Adds Up, we break down the five most important things to consider when it comes to choosing a super fund. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or...
2022-11-1628 minIt All Adds UpShould you pay off your HECS debt sooner?Inflation is forecast to hit 8 per cent this year, bumping the price of everything from petrol to health insurance. It’s particularly bad news for anyone with student debt, which is indexed with inflation each year on June 1. This could mean an increase of nearly $2000 for someone with an average HECS debt of $23,685. On this week’s episode of It All Adds Up, we ask if it’s worth repaying some of your HECS debt ahead of time, or if it’s best to just let it ride and slowly pay it off over time. It...
2022-11-0924 minIt All Adds UpFacing a rental increase? Know your tenancy rightsOn this week’s episode of It All Adds Up we cover all you need to know about tenants’ rights in Australia and what options you have as a renter when your landlord comes knocking with a rental increase. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2022-11-0227 minIt All Adds UpBudget special: What’s in it for your hip-pocket?In this week’s episode of It All Adds Up, senior economics writer Jessica Irvine and money editor Dominic Powell delve into the finer details of the Government's $7.5 billion plan "5-point plan” for “responsible” cost of living relief - which includes bigger childcare subsidies, a more generous paid parental leave scheme, cheaper drugs, more affordable housing and greater investment in skills to boost wages. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladds...
2022-10-2627 minIt All Adds UpHow to tackle the rising cost of powerEnergy bills are getting more and more expensive by the month as global forces wreak havoc on coal and gas prices. In this week’s episode of It All Adds Up, money editor Dominic Powell and senior economics writer Jessica Irvine have a few tricks you can try to cut costs on your power bill. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom...
2022-10-1927 minIt All Adds UpBeating the cost of living crunchWith inflation tipped to get worse before it gets better, what can you do to protect your household budget from rising costs? In this week’s episode of the It All Adds Up podcast, money editor Dominic Powell and senior economics writer Jessica Irvine share some of their top strategies for beating the rising cost of living. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess...
2022-10-1228 minIt All Adds UpDemystifying crypto and whether it's worth investing inIn today’s episode of It All Adds Up, money editor Dominic Powell and senior economics writer Jessica Irvine delve into the basics of crypto and all the various things investors should keep in mind when considering investing in the nascent asset class which some claim could be the future of the internet. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each we...
2022-10-0525 minIt All Adds UpSharemarket investing for beginners - part 3In our final on sharemaket investing for beginners, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell go through the steps for purchasing shares, before buying some themselves. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2022-09-2820 minIt All Adds UpSharemarket investing for beginners - part 2On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through a checklist of important things to consider before investing in shares. It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each week.See omnystudio.com/listener for privacy information.
2022-09-2125 minIt All Adds UpSharemarket investing for beginners - part 1On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell get back to the basics of understanding shares- what are they, why would you buy them, and how can you buy them in their various forms? It All Adds Up is the podcast where we make money easy to understand so that listeners can begin building their financial wealth. You can submit questions via email or voice memo to italladdsup@nine.com.au for Jess and Dom to answer each we...
2022-09-1425 minIt All Adds UpWhy it's time to set a money goalMost people struggle with the ability to plan long-term, particularly when it comes to their finances. But learning to set some money goals, no matter how small, is a crucial first step on the journey towards building one’s wealth and financial confidence. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell run through some money goals listeners may consider setting for themselves, depending on what life phase they are in. It All Adds Up is the podc...
2022-09-0719 minIt All Adds UpHow to ask for - and get - a pay riseBy now we’re sure you’ve heard it all: inflation is going through the roof and everything is getting more expensive, but your wages haven’t grown to match it. In fact, in real terms, they’ve gone backwards. On this week’s episode of It All Adds Up, The Sydney Morning Herald and The Age's senior economics writer Jessica Irvine and money editor Dominic Powell discuss how to ask your boss for a pay rise, how to negotiate it, and what to do if they refuse. It All Adds Up is the podcast where we m...
2022-08-3119 min
The Mom Next Door: Stories of Faith98 - Finances for God's Glory - Scott LaPierreLet's talk about money! We can't live without it but what does the Bible say and how do we teach our children a biblical perspective of finances? Have you considered that our finances can be used for eternity and have been given to us for God's glory? Join Pam and guest Scott LaPierre as they chat about family finances and stewardship.
Learn more about Scott's ministry at www.scottlapierre.org
Check out his book- Your Finances God's Way: A Biblical Guide To Making the Best Use of Your Money (Affiliate link)
...
2022-04-3046 min
It All Adds Up, The PodcastJevon’s ParadoxYou’ll achieve significant financial savings by practicing the tips and tricks from our podcast series. But it’s important to not fall victim to Jevon’s Paradox, which could make you spend even more money than you did before you implemented our podcast advice. Check out this episode to learn more!
2022-01-1605 min
It All Adds Up, The PodcastFrom Home to WorkMost of the concepts we have discussed throughout this podcast series can be applied to both personal and workplace settings. By transferring our podcast tips from home to the workplace, companies can save money on their utility bills, food offerings and waste, business travel, and more.
2021-12-1907 min
It All Adds Up, The PodcastSize MattersYou can save a lot of money with these simple rules: live smaller, live closer, and live with others. Smaller housing spaces save money on utilities and material possessions; living closer to work and social centers saves money on transportation; and living with others splits costs over multiple people.
2021-11-2106 min
It All Adds Up, The Podcast100 ItemsIf you could live with only 100 material possessions, what would you choose? It’s important to be aware of what and how much you own, so you can decide what you really need. If you are intentional about your purchases and buy only what you need, you have the potential to save a lot of money.
2021-11-1406 min
It All Adds Up, The PodcastAffordable StyleThe average American household spends $1,800 on clothes every year. The average American spends $650 on jewelry and buys 6 new pairs of shoes every year. You can save money on clothing, shoes, and jewelry by purchasing fewer items, buying durable items, and enrolling in rental programs.
2021-11-0708 min
It All Adds Up, The PodcastYou‘ve Got MailIn the US, we send hundreds of millions of pieces of mail per day. Across the globe, we send hundreds of billions of emails per day. Mail and packages are expensive to ship and dispose of in landfills, and emails are expensive to store in data centers. You can save money and time by cleaning out your junk mail and your email account.
2021-10-3106 min
It All Adds Up, The PodcastScrappy SavingsThe average American uses over 700 pounds of paper per year. The US spends over $470 million every year on paper just for school work, and the average American uses over 50 rolls of toilet paper per year. These costs can be reduced by reusing scrap paper and limiting your paper use.
2021-10-2407 min
It All Adds Up, The PodcastEat Your VitaminsThe average American spends over $1,200 on prescription medication and $100 on dietary supplements every year. It’s important to spend money on medication and dietary supplements that maintain and improve your health. You can reduce these expenses by eating a healthy diet and exercising daily.
2021-10-1707 min
It All Adds Up, The PodcastHygiene HabitsThe average US household spends over $700 per year on personal care products and services, and the average person also pays over $700 per year on dental care. You can reduce these expenses by using smart and effective hygiene habits, like air drying your hair or decreasing how often you shave.
2021-10-1007 min
It All Adds Up, The PodcastDeep Dive: TrashThis interview with Caroline Ling (Stanford University MBA/MS) takes a closer look at some of the topics we discussed in our episode called Your Trash. Caroline reviews some tips for proper disposal of trash, recyclables, and compostables to help you reduce how much you pay for waste collection.
2021-05-1015 min
It All Adds Up, The PodcastEyewear & Eye CareAbout 75% of US adults wear glasses or contacts. The average glasses wearer spends up to $600 per pair, and the average contact wearer spends $250 per year on lenses, plus expenses for solution and cases. You can reduce these costs with regular eye doctor visits and by eating more veggies.
2021-03-2907 min
It All Adds Up, The PodcastRead a BookThe average American spends only $92 per year on reading material. Reading more books improves your literacy skills, and childhood reading increases adulthood income by over 20%. Purchasing used books or reading free books from the library are great and affordable ways to enhance your life.
2021-03-2106 min
It All Adds Up, The PodcastScreen TimeThe average US household owns 5 electronic devices that have high upfront and ongoing operating costs. For example, the US spends $16 billion on streaming services per year. You can reduce these costs by using your devices until they break, by reducing streaming services, and by using your devices less.
2021-03-1507 min
It All Adds Up, The PodcastPlay TimeThe average family spends close to $7,000 on toys per child from birth and throughout adolescence. Toy purchases are important because toys greatly impact childhood development measures like attention span, coordination, creativity, and interpersonal skills. Purchasing fewer and more purposeful toys can provide huge savings!
2021-03-0805 min
It All Adds Up, The PodcastWho's a Good Pup?In 2020, the US spent $99 billion on pets. Some expenses, like training classes and healthy food, are good investments to ensure your pets’ safety and health. But there is high potential for savings with purchases like pet clothing. And you can save up to $4,000 by adopting (instead of shopping for) your next pet!
2021-02-2707 min
It All Adds Up, The PodcastRearranging FurnitureThe average US household pays over $7,000 to furnish an apartment with new furniture. The cost for a new mid-range sofa alone can be as high as $2,000. These expenses can be reduced by purchasing second-hand and multi-purpose furniture. Further savings can be achieved with strategic furniture placement.
2021-02-2106 min
It All Adds Up, The PodcastA Tidy HomeEvery year, the average US household spends $180 just on paper towels, not to mention the cost for all their other cleaning supplies. Chemical cleaning solutions can have costly health consequences. By switching to reusable cleaning tools and to non-toxic cleaning solutions, you can save close to $300 per year.
2021-02-1606 min
It All Adds Up, The PodcastLandscaping 101The US spills 17 million gallons of gas every year while filling up residential lawn mowers. Assuming $2.60 per gallon, that’s over $44 million wasted on spilled lawn mower gas! Smarter lawn mowing methods combined with strategic tree and shrub placement can provide huge gas, energy, and water cost savings.
2021-02-0705 min
It All Adds Up, The PodcastDeep Dive: FoodThis interview with YouTube cooking star Ethan Chlebowski takes a closer look at some of the topics we discussed in Season 2: Food. Ethan reviews some clever tricks for buying in bulk, repurposing food scraps, and eating more vegetables to make home cooking cheap, healthy, and tasty.
2021-02-0135 min
It All Adds Up, The PodcastFlex Those GainsThe average US gym goer spends $300 on annual gym memberships. If these memberships are used regularly, they are a great investment, since exercise can reduce medical expenses by $2,500 per year! You can save money while you exercise by taking public transportation to the gym or by working out at home.
2021-01-2407 min
It All Adds Up, The PodcastGo Sports!The average sports fan in the US spends over $725 per year to cheer on their favorite teams. This spending goes towards fan gear, cable packages, occasional tickets, tailgating, parking fees, and concession stands. Fans can save money by avoiding expensive concession stands, by carpooling to the games, and more!
2021-01-1707 min
It All Adds Up, The PodcastDream VacationThe US spends $1.1 trillion on vacations every year. The main spending categories include food, lodging, transportation, and retail. You can decrease your travel expenses by reducing your food waste at restaurants, booking Airbnbs instead of hotels, and using public transportation instead of renting a car.
2021-01-1006 min
It All Adds Up, The PodcastHappy Holidays!US consumers love to spend money for holidays. The average person spends $162 for Valentine’s Day, $151 for Easter, and $1,048 for winter holidays. These expenses can be greatly reduced by decreasing food waste, reusing wrapping paper and gift bags, and gifting loved ones with homemade presents.
2020-12-2007 min
It All Adds Up, The PodcastThe Long HaulAirfare accounts for 25% of the average person’s annual travel expenses. In addition to ticket fees, the average traveler spends $140 on food and other goods while waiting at the airport. Intercity travel expenses can be reduced by taking the train or bus and by using smart packing strategies for luggage.
2020-12-1306 min
It All Adds Up, The PodcastTime is MoneyEvery year, the average driver spends almost $9,000 on their car and up to 23 days driving their car. These time and financial costs can be reduced by living closer to work and the places you frequent. By using public transportation instead of driving a car, the average household can save $10,000 per year.
2020-12-0606 min
It All Adds Up, The PodcastZoom ZoomThe average US driver spends almost $8,900 per year on car expenses. This includes car payments, gas, insurance, taxes, registration, parking, tickets, maintenance, and repair. Many of these expenses can be reduced with safer driving techniques, carpooling, and owning fewer and smaller vehicles!
2020-11-2907 min
It All Adds Up, The PodcastYour Trash (but you're great)The US throws away over 300 million pounds of food EVERY DAY. Not only do we pay for that food in the first place, but we also have to pay for trash services to throw it away. We can reduce our trash service costs by reducing food waste and the use of single-use packaging, and by recycling and composting.
2020-11-1507 min
It All Adds Up, The PodcastWater on TapThe cheapest and healthiest beverage is tap water. Bottled water can cost 800 times more than tap water, and other beverage choices like sugary drinks and alcohol can result in expensive healthcare costs. Using a tap filter and flavoring tap water with fresh fruit can make tap water more enjoyable!
2020-11-0807 min
It All Adds Up, The PodcastFresh from the GardenA typical garden can save about $10 per square foot of garden on annual costs for fruit and vegetables! That means a 64-square-foot garden can put $640 in your pocket per year! Crop rotation and rain barrels provide even further savings by avoiding the need to pay for fertilizers, pesticides, and water.
2020-11-0107 min
It All Adds Up, The PodcastWhat's for Dinner?What you eat affects how much money you spend on food AND how much money you spend on healthcare. In the US, red meat consumption accounts for $20 billion in healthcare costs. Reducing your red meat consumption can improve your health and save you up to $750 per year in food costs!
2020-10-2507 min
It All Adds Up, The PodcastSave the FoodThe average US adult spends $1,300 per year on food that they ultimately throw away! That means 30-40% of all food expenses just go straight to the landfill. Strategies for smart shopping and storage can reduce this wasted cost at grocery stores and restaurants. And be sure to eat your leftovers!
2020-10-1808 min
It All Adds Up, The PodcastHouse PartyIf you’re buying beer for a house party, is it cheapest to purchase aluminum cans, glass bottles, or a keg? What are some low-cost snacks that will impress your guests? Buying in bulk, creating your own fruit and veggie trays, and using reusable dishes can save a lot of money when hosting parties!
2020-10-1107 min
It All Adds Up, The PodcastWe Hit PeakThe price you pay per kWh of electricity and per gallon of water can change from hour to hour or from month to month depending on the rate structure that your utility companies use. Understanding how you’re charged for water and energy can help you minimize the price you pay for utilities!
2020-09-2708 min
It All Adds Up, The PodcastFree MoneyDid you know that utility companies and the government will give you money in the form of rebates and tax credits to help pay for home upgrades? These financial incentives can help you upgrade to more energy- and water-efficient heating and cooling systems, water fixtures, light bulbs, and more!
2020-09-2008 min
It All Adds Up, The PodcastCatching RaysInvesting in residential solar can significantly reduce your electricity bills! Your savings will depend on how expensive your electricity bill usually is, how often the sun shines on your roof, how many solar tax rebates are available in your area, and how you choose to finance your solar installation.
2020-09-1308 min
It All Adds Up, The PodcastSmart SavingsIs it cheaper to adjust your thermostat temperature when you’re away from home or leave it as is? Listen to the final episode of our 4-episode mini-series on heating and cooling costs to learn more! In general, programmable or smart thermostats can save you up to $176 per year!
2020-09-0610 min
It All Adds Up, The PodcastHeatin' UpThis is Episode #3 of our 4-episode mini-series on reducing heating and cooling expenses! Heating expenses are typically the largest single item of a household’s energy bills, with an average US household paying up to $900 per year for heating. Upgrade to EnergyStar systems to save on this expense!
2020-08-3009 min