Shows
Heads Up AdviserThe Backyard of The Ranch - With Ed Jacobson & Hobson CarrollThis one is a live episode at the Ranch with Ed Jacobson and Hobson Carroll. They talk about how health insurance is treated differently as compared to other types of insurance. They also discuss how healthcare insurance has evolved in the US starting from the early 60s.Ed and Hobson underline the fact that emotional and political and religious influences on our system have a bearing on how much we spend on healthcare in this country.They remember the times when suddenly, there was a cash mill going on. Doctors and providers started seeing money...
2022-12-2651 minHeads Up AdviserLet's Get Specific With Hobson CarrollIn this episode, I and my good friend Hobson Carroll, who is a world-class actuary, talk about specific deductibles. We dig into setting the deductible - what types of deductibles we can utilize to mitigate risks and price them appropriately.As Hobson notes, for a lot of people in today's world, the specific seems to be the most important thing, because everyone realizes that individuals have large claims, and we don't want $2 million claims hitting the budget of the employer self-insured plan.But if you go back to earlier times when claims didn't g...
2019-12-2637 min