Shows
Datapoints | Presented by Pinpoint Guam#22: Bobby Shringi – How Guam Really Navigates WashingtonIn this episode, we sit down with Bobby Shringi—former Chief of Staff to Congressman James Moylan—for an inside look at how Guam actually operates within Congress, what leverage the island does (and doesn’t) have in Washington, and why progress often depends less on speeches and more on relationships, timing, and strategy.
Having spent over two years on Capitol Hill advocating for Guam’s interests, Bobby breaks down the realities behind common misconceptions: what it really means to be a non-voting member of Congress, where Guam quietly succeeds in securing funding and policy wins, and why some...
2025-12-1557 minDatapoints | Presented by Pinpoint Guam#21: Lee Webber – The Case for Districting Guam’s LegislatureIn this episode, we sit down with Lee Webber—President/Owner of MDA, and former President & Publisher of the Pacific Daily News—for one of the clearest, most unfiltered breakdowns yet of why Guam’s political system is structurally incapable of delivering progress under its current design.
Drawing from five decades on island—from his medevac arrival in 1968 to running USA Today’s Asia operations and leading major newspapers across the region—Lee explains why Guam’s governance problems are not about personalities, but about systems: diffuse accountability, misaligned incentives, entrenched bureaucratic interests, and a legislative structure that rewards a...
2025-12-101h 13Datapoints | Presented by Pinpoint Guam#20: Tae Oh – The Fight to Save Guam’s Private SectorIn this episode, we sit down with Tae Oh—Vice President of Vantage Advertising and PSI Holdings LLC, and outgoing Chairman of the Guam Chamber of Commerce—for his most candid breakdown yet of the economic pressures shaping Guam in 2024 and the hard-won policy battles that defined his term.
Tae walks us through the inside story of the BPT/GRT reduction: how the Chamber mobilized its membership, why the issue became so politically charged, and what the numbers actually mean for GovGuam’s budget versus the health of the private sector. He explains why businesses are struggling in the...
2025-12-0843 minDatapoints | Presented by Pinpoint Guam#19: Sang Woo Suk – The DoD Housing RFP That Will Reshape GuamIn this episode, we sit down with Sang Woo Suk—President & CEO of MILO Appraisal—for the clearest breakdown yet of the Department of Defense’s Workforce Housing RFP, a once-in-a-generation development push that could redefine Guam’s real estate market.
Sang explains why DoD’s declaration of a “housing shortage” triggered an immediate surge of interest from developers, what criteria the government is prioritizing, and why this RFP represents both an unprecedented opportunity and a high-risk gamble for private builders. He dives into the shifting economics of Guam’s rental market, the disappearance of the middle-class segment, and the...
2025-11-1747 minDatapoints | Presented by Pinpoint Guam#18: Carlos Camacho – Guam's Low-Income Housing ExplainedIn this episode, we sit down with Carlos Camacho—Executive Director of the Micronesia Community Development Corporation—to unpack how one man’s persistence turned paper-napkin ideas into more than 600 affordable homes across Guam and the CNMI.
Carlos shares how a lack of access to down payments inspired him to pioneer Guam’s first 100% financing program through USDA Rural Development, and how he later leveraged the Low-Income Housing Tax Credit (LIHTC) to bring large-scale attainable housing to market. He breaks down the origins of Ironwood and Summer Homes, why the “missing middle” continues to fall through the cracks, and...
2025-10-0853 minDatapoints | Presented by Pinpoint Guam#17: Maria Eugenia Leon Guerrero – Credit, Liquidity & the Path to HomeownershipIn this episode, we sit down with Maria Eugenia Leon Guerrero—Chief Operating Officer at Bank of Guam—to unpack how credit, liquidity, and data are shaping the island’s housing market and the path to homeownership.
Maria breaks down the difference between affordable and attainable housing, why the “missing middle” struggles to qualify, and what tools—from financial literacy to digital lending platforms—can help families cross the gap. She explains how culture, credit scores, and permitting delays ripple through the lending process, why collaboration between banks, government, and developers is essential, and how digital transformation could speed up...
2025-09-3034 minDatapoints | Presented by Pinpoint Guam#16: Randy Salas – Building Capacity Beyond the FenceIn this episode, we sit down with Randy Salas—President of Proferre Inc.—to unpack how Guam’s federal build-up, labor bottlenecks, and procurement rules are shaping not just military projects but the island’s broader housing and development market.
Randy walks us through the realities of being a prime contractor, from navigating “lowest price technically acceptable” vs. “best value” bids to balancing on-base opportunities against the urgent need for local housing and infrastructure. He explains why immigrant labor is essential yet constrained, how permitting delays and zoning choke off new barracks, and why aggregate shortages could soon become the...
2025-09-2236 minDatapoints | Presented by Pinpoint Guam#15: Gina Campos & Liz Duenas – The Guam Real Estate Reality CheckIn this episode, we sit down with Gina Campos and Liz Duenas—associate brokers and principals at RE/MAX Diamond Realty—to get a ground-level read on Guam’s housing market and what it will actually take to build more homes people can afford.
Demand is shifting, inventory is tight, permits are slow, and financing math—not just list price—decides what’s truly attainable. The conversation flips the script on single-family first thinking and lays out how multifamily, data discipline, and real timelines can unlock supply.
We cover:
Attainable vs...
2025-08-2050 minDatapoints | Presented by Pinpoint Guam#14: Chirag Bhojwani – From Silos to Systems: Building Guam’s Digital Front DoorIn this episode, we sit down with Chirag Bhojwani—director of UOG’s Regional Center for Public Policy, instructor in public administration and legal studies, and former chief of staff at the Guam Legislature—to map out a practical playbook for modernizing how Guam works.
Chirag argues that Guam’s growth isn’t capped by ambition—it’s capped by silos and manual processes—and makes the case for a true digital front door that welcomes investment, speeds permits, and reduces friction across agencies.
We cover:
What’s really slowing everything down: GFMS delays and a permit...
2025-07-2930 minDatapoints | Presented by Pinpoint Guam#13: Mary Rhodes – Why Guam’s Tourism Recovery Hinges on Data, Not DollarsIn this wide-ranging conversation, we sit down with Mary Rhodes, President of the Guam Hotel & Restaurant Association, to unpack what’s really holding Guam’s visitor economy back—and why the answers are already sitting in our spreadsheets.
With decades of leadership across healthcare, hospitality, and public-private partnerships, Mary breaks down the systems failure at the heart of Guam’s slow recovery: we collect data, but we don’t use it. We talk about tourism, but we don’t coordinate. We invest in construction, but not in the workers who make it all run.
We explore:...
2025-07-231h 05Datapoints | Presented by Pinpoint Guam#12: Monte Mesa – How Guam's Retail Collapse Signals a Deeper Economic ShiftWhat happens when your favorite local stores quietly disappear—and no one asks why?
In this essential episode, we sit down with Monte Mesa, General Manager of Guam Premier Outlets (GPO) and Tumon Sands Plaza, to unpack the real story behind Guam’s retail unraveling—and what it reveals about the island’s economic future.
With over four decades of retail experience, Monte lays out the uncomfortable truth: local shops are closing, national brands are hesitant, and Gen Z workers are leaving the island—not because they don’t care, but because we haven’t built a system...
2025-07-1642 minDatapoints | Presented by Pinpoint Guam#11: Fernando Esteves - Why Guam's Housing Crisis is a Policy CrisisWhat if the foundation of a thriving community isn’t just roads, jobs, or education—but housing?
In this powerful episode, we sit down with Fernando Esteves, Deputy Director of the Guam Housing and Urban Renewal Authority (GHURA), to confront the crisis hiding in plain sight: Guam’s attainable housing shortage.
With clarity and conviction, Fernando unpacks the hidden social costs of unstable housing—how overcrowding, couch-surfing, and rent insecurity quietly unravel communities through cycles of domestic violence, educational setbacks, and generational poverty. But more importantly, he offers a blueprint forward.
We explore:
...
2025-06-2648 minDatapoints | Presented by Pinpoint Guam#10: Regine Biscoe Lee – Tourism, Territory & Opportunity: The Guam Experience📍 Tourism, Territory & Opportunity: The Guam Experience
💡 In this episode of Data Points, Ryan Mummert, president of Pinpoint, and Guam Visitor’s Bureau President Regine Biscoe Lee discuss:
✔️ Her leadership roles throughout the years
✔️ What are her thoughts about the consumer / visitor coming to Guam?
✔️ How does social media affect the decisions of visitors?
✔️ What is Guam’s competitive edge in the market?
✔️ What should the Guam experience be?
✔️ How does Guam create that experience?
✔️What are the challenges to increasing hotel inventory?
✔️What is Team Guam?
✔️What changes can be made to improve the tourism prod...
2025-05-1535 minDatapoints | Presented by Pinpoint Guam#9: Lt Gov Josh Tenorio – Building Guam’s Future: Solutions for the Island Housing Crisis📍 Building Guam’s Future: Solutions for the Island Housing Crisis
💡 In this episode of Data Points, Ryan Mummert, president of Pinpoint, and Guam’s Lt Gov. Josh Tenorio discuss:
✔️ What is to be done about Guam’s housing crisis?
✔️ What is the mindset of a younger person looking for housing?
✔️ Cutting red tape for housing
✔️ Providing opportunities for families & the younger generation
✔️ What can our economy and taxpayers afford?
✔️ How do we solve the housing crisis on Guam?
✔️ Where are the bottlenecks in approving new developments?
✔️ Can mixed use development add new housing?
✔️ Lots o...
2025-05-0648 minDatapoints | Presented by Pinpoint Guam#8: Andy Park – Legacy, Leverage, Looking Forward📍 Value, Vacancy & the Realities of Commercial Growth
💡 In this episode of Data Points, Ryan Mummert, president of Pinpoint, and Andy Park discuss:
✔️ Andy’s business footprint around Guam.
✔️ Andy’s opinion of the renewable energy industry on Guam.
✔️ Why did Andy get into the solar business?
✔️ The solar industry is always changing
✔️ How does Andy manage his businesses?
✔️ Relationships are the center of business in Guam
✔️ Andy’s family legacy of hard work and effort
✔️ Who are Andy’s business mentors?
✔️ What does Andy think about the tourism industry?
✔️ What infrastructure is nee...
2025-04-2932 minDatapoints | Presented by Pinpoint Guam#7: Sang Woo Sook – Value, Vacancy & the Realities of Commercial Growth📍 Value, Vacancy & the Realities of Commercial Growth
💡 In this episode of Data Points, Ryan Mummert, president of Pinpoint, and Sang Woo Sook, discuss:
✔️ Who is Sang Woo Sook?
✔️ What is the state of the market?
✔️ Are there any real estate opportunities?
✔️ What are Guam’s real estate market trends?
✔️ How does Sang determine property value?
✔️ How does a new commercial building effect the market?
✔️ What should be done with large footprint buildings?
✔️ Is property management a good idea?
✔️ Who is in the Guam market at the high dollar range?
✔️ How can investors see th...
2025-04-2352 minDatapoints | Presented by Pinpoint Guam#6: Shoja Rezvani – Building Outside the Fence: Housing, Innovations & Island Infrastructure📍 Building Outside the Fence: Housing, Innovations & Island Infrastructure
💡 In this episode of Data Points, Ryan Mummert, president of Pinpoint, and Shoja Rezvani, discuss:
✔️ His professional journey
✔️ His experience with the military buildup and local construction
✔️ The exciting challenges working in Guam
✔️ Why he decided to go with precast
✔️ What are his “outside of the fence” projects?
✔️ Why precast is a compelling solution for Guam housing
✔️ Can precast help solve Guam’s housing crisis?
✔️ What projects are ideal for precast?
✔️ What are some limitations and trade-offs about precast?
✔️ Why is precast accessible to the general p...
2025-04-0847 minDatapoints | Presented by Pinpoint Guam#5: Christopher Felix & Dominique Rose Felix-LG – Mapping Guam’s Real Estate Legacy📍 Mapping Guam’s Real Estate Legacy
💡 In this episode of Data Points, Ryan Mummert, president of Pinpoint, and Christopher Felix, president, Century 21 REMCO, and Dominique Rose Felix-LG, vice president & associate broker-in-charge, Century 21 REMCO, discuss:
✔️ What brought Christopher to Guam and how he started in real estate
✔️ 1970s was a perfect time to learn real estate
✔️ The boom times of the 1980s
✔️ The impact of Japanese investors
✔️ How Guam’s subdivisions were built
✔️ How Chris learned about developing real estate
✔️ How Dominique learned real estate from her paren...
2025-04-031h 01Datapoints | Presented by Pinpoint Guam#4: Brent Wiese - Designing for the biggest bang for the buck📍 Designing for the biggest bang for the buck
💡 In this episode of Data Points, Ryan Mummert, president of Pinpoint, and Brent Wiese, architect at GHD, discuss:
✔️Landmarks Brent has designed around Guam
✔️Finding solutions through sketching out the design
✔️Difference between sustainability and resilience
✔️How to design the biggest bang for the buck.
✔️Where he finds his design inspiration
✔️Building solutions that haven’t been tried.
✔️What can be done differently on Guam?
✔️Concrete or not concrete?
✔️Designing for how people live
✔️Challenges of the military build up
✔️All building materials must come f...
2025-03-1139 minDatapoints | Presented by Pinpoint Guam#3: Bill Bernardo - How to Finance Investment Property in GuamCommercial Real Estate Loans | Guam Investment Property | How to Get a Business Loan in Guam
Buying a commercial property in Guam isn’t like getting a residential mortgage.
Local banks require larger down payments, shorter loan terms, and stricter underwriting.
In this episode of Data Points, Ryan Mummert speaks with Bill Bernardo (BankPacific) about:
- How to prepare your financials to qualify for a commercial real estate loan
- Why banks in Guam require 25-30% down for investment properties
- How the HEDCO loan...
2025-03-0445 minDatapoints | Presented by Pinpoint Guam#2: Clarke Schaumann - Could container homes revolutionize Guam's housing market?Could container homes revolutionize Guam's housing market? Join Ryan Mummert, president of Pinpoint Guam, and Clark Schaumann from Smithbridge as they discuss an innovative solution to the island's housing affordability crisis.
Learn about typhoon-resistant modular homes, from compact ADUs (alternative dwelling
units) to family-sized units.
And discover how data-driven market insights are shaping Guam's real estate future.
Whether you're a first-time buyer, investor, or industry professional, this episode offers valuable insights into the next evolution of island living.
Real Estate agents. Investors. Homebuyers. Want to mak...
2025-02-2631 minDatapoints | Presented by Pinpoint Guam#1: Tae Oh - The Real Challenges Facing Guam’s Real Estate MarketData Points presented by Pinpoint presents an essential discussion on Guam's housing crisis with Ryan Mummert, president of Pinpoint, and Tae Oh, local real estate investor and chairman of the Chamber of Commerce. This episode breaks down the complex challenges facing Guam's real estate market and offers innovative solutions based on successful models worldwide.
Discover why traditional assumptions about Guam's housing market are wrong and learn how data-driven decisions can help you navigate the current market. From first-time homebuyers to seasoned investors, this episode provides crucial insights for anyone interested in Guam's real estate market.
2025-02-1945 minDatapoints | Presented by Pinpoint Guam#4: Rodney Washington - Washington Realty & Top End Pest ControlRodney Washington is the Principal Broker for Washington Realty Guam and the President of Top End Pest Control.
Originally from Houston, Texas, he is grateful to the U.S. Navy for introducing him to the island in 2004. Rodney has served the community as a Firefighter, EMT, Real Estate Professional, and continues to seek opportunities to serve.
The Market Movers podcast is sponsored by Title Guaranty.
2024-02-081h 19Datapoints | Presented by Pinpoint Guam#3: Melanie Mendiola - CEO of Guam Economic Development AuthorityMelanie Mendiola is the CEO of the Guam Economic Development Authority (GEDA). GEDA’s core mission is to nurture and grow the economic health of the island through sound investment and mutually beneficial partnerships between investors, the business community and the people of Guam.
Market Movers is a podcast sponsored by Title Guaranty.
2024-02-0434 minDatapoints | Presented by Pinpoint Guam#2: David Flores Wilson - Managing Partner at Sincerus Advisory, LLCOriginally from Guam, David Flores Wilson is a managing partner at Sincerus Advisory, LLC in New York City.
David helps professionals and business owners in New York City achieve financial freedom. Named Investopedia 100 Top Financial Advisors of 2019 and WealthManagement.com 2019 Thrive list of fastest-growing advisors, he is a Managing Partner for Sincerus Advisory and Writer/Editor for Planning to Wealth. His financial guidance has appeared on CNBC, Yahoo!Finance, the New York Times, MSN News, and InvestmentNews. A graduate of University of California, Berkeley, he holds the Chartered Financial Analyst (CFA), Certified Financial Planner (CFP®), Ac...
2024-02-0439 minDatapoints | Presented by Pinpoint Guam#1: Charlie Hermosa - CEO of Bella Wings AviationCharlie Hermosa is the CEO and Co-Founder of Bella Wings Aviation. Originally from Queens, New York, Charlie served in the Marine Corps and lived in many places, including Puerto Rico, San Francisco, and now here on Guam. An entrepreneur at heart, Charlie has combined his love for flying with his background on logistics and supply chains to co-found Bella Wings Aviation.
Market Movers podcast is sponsored by Title Guaranty.
2024-01-1750 min