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Showing episodes and shows of
Scott@ltcshop.com (LTCShop.com)
Shows
Long-Term Care Insurance Now
How the New York Times Miscalculated Long-Term Care Costs
In this episode, Scott Olson, co-founder of LTCShop.com and author of Long-Term Care Insurance Now, examines errors in the most popular New York Times article about long-term care insurance. He highlights how miscalculations, like confusing premiums, lead to inaccurate portrayals of costs and benefits. Scott clarifies historical pricing and explains why media mistakes matter for consumers making financial decisions.New York Times: Why Long-Term Care Insurance Falls Short for So Many, Nov. 22, 2023Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This...
2025-11-01
04 min
Long-Term Care Insurance Now
What the New York Times Got Right About Long-Term Care (Part 5)
In this episode, Scott A. Olson highlights four key points the New York Times correctly identified about long-term care insurance. He discusses why it may not be suitable for everyone, how billions of claims benefit families annually, and the importance of inflation protection. With his decades of experience, he provides insights for anyone considering long-term care planning.New York Times: Why Long-Term Care Insurance Falls Short for So Many, Nov. 22, 2023NAIC Long-Term Care Insurance Experience ReportWelcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance...
2025-10-29
06 min
Long-Term Care Insurance Now
What the New York Times Gets Half-Right about "Wildly Inadequate" LTCi (Part 4)
In this episode, Scott A. Olson, CLTC, takes a closer look at another “half-truth” from The New York Times' 2023 article on long-term care insurance. The Times claimed that the private insurance market has proved “wildly inadequate,” yet also described policyholders as “savvy consumers” for keeping their inadequate policies. Scott reveals that the real issue isn’t policy quality, but how few Americans actually own long-term care coverage. The New York Times articles mentioned.Why Long-Term Care Insurance Falls Short for So Many, Nov. 22, 2023Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights...
2025-10-25
06 min
Long-Term Care Insurance Now
Half-Truths the New York Times Shared about Long-Term Care Insurance (Part 3)
In this episode, Scott A. Olson breaks down two "half-truths" from the 2023 New York Times article on long-term care insurance. He explains why so many companies stopped selling traditional LTC insurance more than 20 years ago and how new regulations, falling interest rates, and industry consolidation shaped the market. Scott also reveals why many people are denied coverage, not because underwriting has gotten stricter, but because they wait too long to apply. The New York Times articles mentioned.Why Long-Term Care Insurance Falls Short for So Many, Nov. 22, 2023Welcome to Long-Term Care Insurance Now. Your t...
2025-10-22
08 min
Long-Term Care Insurance Now
What the NY Times Gets Wrong About New LTCi Policies (Part 2)
In this episode of LTCi Now, Scott A. Olson reveals key facts about long-term care insurance that the New York Times completely left out of its 2023 article. First, he explains that policies sold before 1993 were terrible. Second, he highlights how new pricing rules and rate stability regulations protect today's policyholders. And third, he introduces Long-Term Care Partnership Programs that make quality coverage affordable for the middle class.The New York Times articles mentioned.Why Long-Term Care Insurance Falls Short for So Many, Nov. 22, 2023Welcome to Long-Term Care Insurance Now. Your trusted source for the...
2025-10-18
10 min
Long-Term Care Insurance Now
What the New York Times Gets Wrong About LTC Insurance (Part 1)
In this episode, Scott A. Olson discusses how the New York Times has repeatedly published misleading and negative articles about long-term care insurance. He argues that the coverage actually works. Scott explains that despite these recurring negative headlines, the industry remains strong and reliable. U.S. Department of Health and Human Services: National Long-Term Care Insurance Claims Decision StudyNew York Times articles mentioned.Why Long-Term Care Insurance Falls Short for So Many, Nov. 22, 2023Long-Term Care Insurance Can Baffle, With Complex Policies and Costs,Dec. 18, 2015When a Safety Net I...
2025-10-16
06 min
Long-Term Care Insurance Now
Let's Talk Averages
In this episode, Scott challenges the common financial-planning mistake of relying on averages when preparing for long-term care. He explains that just planning for retirement income to last only until the "average life expectancy" is misguided. Long-term care insurance, he concludes, exists precisely to solve this uncertainty and protect retirement portfolios from the unpredictable costs of care.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.
2025-10-11
06 min
Long-Term Care Insurance Now
One of the Best Ways to Self-Insure for Long-Term Care
In this episode, host Scott A. Olson explores one of the most effective strategies for those considering how to self-insure for long-term care: asset-based long-term care insurance. He outlines how asset-based LTC products leverage existing assets to provide tax-efficient, flexible coverage that can multiply the value of every dollar set aside for care.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by...
2025-10-08
06 min
Long-Term Care Insurance Now
Practical Guidance for Self-Insuring Your Long-Term Care
In this episode, Scott A. Olson shares practical steps for those planning to self-insure for long-term care. He warns that care costs can far exceed expectations, often wiping out savings. Scott explains how long-term care insurance provides immediate support, reduces family stress, and preserves relationships when caregiving becomes a reality.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson...
2025-10-04
06 min
Long-Term Care Insurance Now
When is the Best Time to Buy Long-Term Care Insurance?
In this episode, Scott A. Olson, co-founder of LTCShop.com and author of Long-Term Care Insurance Now, answers the question: What’s the best age to buy long-term care insurance?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the Ne...
2025-10-01
07 min
Long-Term Care Insurance Now
Roth IRAs: Third Worst Way to Pay for Long-Term Care
In this episode, Scott A. Olson reveals why using a Roth IRA to self-insure for long-term care is one of the worst strategies. While Roth IRAs are an incredible tool for retirement savings and passing wealth to heirs, spending them on long-term care undermines their most significant advantages. Instead, Scott explains that traditional IRAs and 401(k)s are more tax-efficient for covering care costs since withdrawals are taxable but can be offset by medical expense deductions.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance...
2025-09-27
03 min
Long-Term Care Insurance Now
HSAs: Second Worst Way to Pay for Long-Term Care
In this episode, Scott A. Olson breaks down why Health Savings Accounts (HSAs) are one of the worst ways to self-insure for long-term care. He explains how HSAs work, the tax advantages they offer, and why many people mistakenly see them as a long-term care funding solution.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson, CLTC, a nationally...
2025-09-24
10 min
Long-Term Care Insurance Now
The Worst Way to Self-Insure for Long-Term Care
In this episode, Scott A. Olson unpacks the biggest mistake people make when they say they'll "self-insure" for long-term care. Too often, individuals never communicate their intentions with the very people who will be responsible for their care when the time comes. Scott highlights why this lack of planning creates unnecessary stress, leaving loved ones to shoulder emotional, financial, and physical burdens without guidance.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to...
2025-09-17
04 min
Long-Term Care Insurance Now
Easily Compare Hybrid and Traditional Long-Term Care Policies
In this episode, Scott A. Olson explains how to compare traditional long-term care insurance with hybrid life/LTC policies. He emphasizes the importance of confirming that a hybrid is guaranteed to remain in force for life and advises ignoring the death benefit and cash value when making comparisons. Finally, he discusses five situations where a hybrid can still be beneficial, such as specific health histories, shorter payment schedules, international coverage, unlimited benefits, and the ability to pay family caregivers.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on...
2025-09-15
08 min
Long-Term Care Insurance Now
Lessons from My Caregiving Experience
In this episode, Scott A. Olson reflects on his second experience as a caregiver when his mother-in-law suddenly needed long-term care. He contrasts this experience with his first, far more stressful caregiving journey, and explains how planning ahead reduced stress for the entire family. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson, CLTC, a nationally recognized expert with o...
2025-09-07
16 min
Long-Term Care Insurance Now
The Easy Way to File A Long Term Care Insurance (LTCi) Claim
Filing a long-term care insurance (LTCi) claim can be complex, especially if you've never done it before. In this video, Scott A. Olson, co-founder of LTCShop.com, breaks down the common roadblocks to filing an LTCi claim. Discover how you can simplify the claims process and focus on what truly matters: your loved ones.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted...
2025-09-06
06 min
Long-Term Care Insurance Now
Key Differences Between Traditional LTC and Hybrid Policies
On this episode, Scott A. Olson tackles the question of whether to go with traditional long-term care insurance or a hybrid life insurance policy with a long-term care rider. He shares the story of a woman in her mid-50s who first applied for a hybrid policy because it offered a death benefit on top of long-term care coverage. After weighing both options, she realized the traditional policy would give her far more protection against rising care costs and ultimately chose it to secure her future care needs.Welcome to Long-Term Care Insurance Now. Your trusted source...
2025-09-03
07 min
Long-Term Care Insurance Now
Let's Talk About Claims
Many people want to purchase long-term care insurance after witnessing how much it helped a loved one. In this video, Scott A. Olson, co-founder of LTCShop.com, explains the significant impact of these policies, with over $224 billion in claims paid to more than 1.7 million policyholders. He also demystifies the rules around claim denials, highlighting the incontestability clause that protects policyholders. If you're considering long-term care insurance, this is essential information you need to know.Long-Term Care Insurance Experience Reports for 2023Long-Term Care Insurance Model ActWelcome to Long-Term Care Insurance Now. Your trusted...
2025-09-03
05 min
Long-Term Care Insurance Now
How does Private LTC Insurance Compare to the WA Cares Fund?
The WA Cares Fund is the nation’s first government-run long-term care insurance program, but how does it really compare to private insurance? In this episode, Scott A. Olson, CLTC, breaks down nine key reasons private long-term care insurance outshines the WA Cares Fund.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson, CLTC, a nationally recognized expert with ov...
2025-08-27
11 min
Long-Term Care Insurance Now
Public Long-Term Care Insurance? What is the WA Cares Funds?
In this episode, Scott A. Olson explains the WA Cares Fund, the first government-run long-term care insurance program in the U.S. He highlights what Washington State did right and wrong with the program's design and explores key similarities between WA Cares and private LTC insurance. He also outlines six distinct advantages the WA Cares Fund offers over private LTC policies.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions...
2025-08-24
11 min
Long-Term Care Insurance Now
The Best Annuities to Buy for Long-Term Care
In this episode, Scott A. Olson, CLTC, explains how certain annuities can multiply your premium deposit, providing significant leverage for long-term care. He details how these products attract clients who need to prioritize easy underwriting, catastrophic coverage, and a built-in death benefit.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years...
2025-08-20
05 min
Long-Term Care Insurance Now
The Worst Annuities Used to Plan for Long-Term Care
Scott A. Olson breaks down the worst types of annuities marketed for long-term care planning. He explains why most annuity-based strategies fall short and how some approaches merely amount to self-insuring. If you're considering annuities as part of your LTC plan, this is a must-listen.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson, CLTC, a nationally recognized expert...
2025-08-16
10 min
Long-Term Care Insurance Now
Rate Stability FAQs
In this episode, Scott discusses the history, purpose, and effectiveness of the NAIC's Rate Stability Regulation for long-term care insurance. He explains how to check if your policy is covered and notes that these regulations aim to reduce future premium increases. As a result, newer policies usually experience smaller or no rate increases compared to older ones.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.
2025-08-13
05 min
Long-Term Care Insurance Now
Rate Increases! Rate Increases! Rate Increases!
In this episode, Scott A. Olson explains the truth about long-term care insurance rate increases and why many older policies saw steep hikes. Today’s policies, while more expensive upfront, are subject to stricter regulations that reduce the likelihood of significant future hikes. As a result, while minor adjustments are still possible, new buyers are far less likely to face the dramatic increases of the past.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to kn...
2025-08-10
09 min
Long-Term Care Insurance Now
How To Compare Hybrids (Part 2)
In this episode, Scott A. Olson shares a true story that highlights the risks of relying on uninformed investment advisors when shopping for hybrid long-term care insurance. He explains how a poorly chosen policy can result in limited benefits or even no benefits at all.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by Scott A. Olson, CLTC, a nationally recognized expert...
2025-08-06
06 min
Long-Term Care Insurance Now
How To Compare Hybrids (Part 1)
In this episode, Scott A. Olson breaks down the five critical elements to compare when evaluating hybrid life/long-term care insurance policies. From death benefits and cash value to LTC coverage, premium schedules, and no-lapse guarantees, Scott simplifies the jargon so you can make an informed decision about which hybrid policy might be right for you.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.
2025-08-02
05 min
Long-Term Care Insurance Now
The Easiest Way to Get a Real Long-Term Care Quote
Discover how to get a personalized long-term care insurance quote without the hassle. In just two minutes, Scott A. Olson walks you through LTCShop.com's most popular feature: the Policy Finder. No phone calls, no sales pitches, just a simple, anonymous tool to help you find the right coverage at the right price.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.Hosted by...
2025-07-30
03 min
Long-Term Care Insurance Now
Should I Buy a Hybrid Policy?
In this episode, Scott A. Olson tackles the common question of whether to buy a hybrid or traditional long-term care insurance policy. He explains five specific scenarios where a hybrid policy might be the better choice. He concludes by emphasizing the importance of comparing key features in a hybrid policy.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson...
2025-07-26
06 min
Long-Term Care Insurance Now
How to Compare Long-Term Care Policies?
In this episode, Scott A. Olson, co-founder of LTCShop.com, explains how to compare long-term care insurance policies with confidence. He outlines four essential questions you must ask about any policy: daily home care benefit, daily facility care benefit, lifetime maximum benefit, and whether benefits grow with inflation.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC...
2025-07-23
06 min
Long-Term Care Insurance Now
How Much Does Long-Term Care Insurance Cost?
In this episode of LTCi Now, Scott A. Olson breaks down the question, “How much does long-term care insurance cost?” and explains the key factors that determine your premium, including age, health, gender, and more, to help you make an informed decision about protecting your future.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized exper...
2025-07-20
05 min
Long-Term Care Insurance Now
The 28 Hats of a Caregiver: A Tribute to My Wife
Even with excellent long-term care insurance, caregiving is still a heavy lift. In this video, Scott honors his wife by sharing the 28 roles she filled while caring for her mother. From managing finances and legal affairs to attending every medical appointment, she did it all while working full-time and raising a family. None of it would have been possible without the vital support made affordable by a strong, long-term care insurance policy.Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the...
2025-07-16
05 min
Long-Term Care Insurance Now
Long-Term Care Expert Reviews "Caregiving" - Part 2
In this episode, Scott shares his thoughts on the new PBS documentary Caregiving, produced by Bradley Cooper. Drawing on his own experiences as a caregiver and LTCi expert, he breaks down the film and what he wishes it had covered.Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning.Learn more at https://www...
2025-07-12
04 min
Long-Term Care Insurance Now
The Easiest Way to Shop for Long-Term Care Insurance
In this episode, Scott A. Olson explains LTCShop.com’s simple four-step process for shopping for long-term care insurance. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has help...
2025-07-09
04 min
Long-Term Care Insurance Now
The 5 Types of Stress Caregivers Face Everyday
In this episode, Scott shares from personal experience the five types of stress every caregiver faces daily: physical, emotional, mental, financial, and family stress. Whether you’ve been a caregiver or may be one in the future, this honest account will prepare you for the reality behind the role. Discover how planning ahead, particularly with long-term care insurance, can alleviate the burden.Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott ha...
2025-07-09
10 min
Long-Term Care Insurance Now
Long-Term Care Expert Reviews "Caregiving" - Part 1
In this episode, Scott shares his thoughts on the new PBS documentary Caregiving, produced by Bradley Cooper. Drawing on his own experiences as a caregiver and LTCi expert, he breaks down what the film got right and what it missedHosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning.Learn more at https://www...
2025-07-06
06 min
Long-Term Care Insurance Now
How Recovery Policies Can Help Cover Long-Term Care
In this episode, Scott suggests “recovery policies” to cover long-term care. Scott details the fine print factors, benefit triggers, home care coverage, and inflation protection that determine whether a recovery policy is worth considering. He also highlights how some recovery policies may offer unique advantages over traditional LTC insurance and even recommends layering two policies for comprehensive coverage. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of indiv...
2025-06-26
11 min
Long-Term Care Insurance Now
Easy Approval Long-Term Care Insurance (EZ-LTC)
In this video, Scott shares his #1 recommendation for anyone who has been declined for long-term care insurance: "Easy Approval Long-Term Care Insurance," which he calls EZ-LTC, for short.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York T...
2025-06-04
04 min
Long-Term Care Insurance Now
The RIGHT Way to Buy Long-Term Care Insurance
For years, Scott's approach to selling long-term care insurance was fundamentally flawed. But over two decades ago, everything changed for him because of one client: Mrs. Robinson.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, a...
2025-06-04
04 min
Long-Term Care Insurance Now
Have you been declined for long-term care insurance?
Have you been declined for long-term care insurance? In this video, Scott shares what to do if you’ve been declined for long-term care insurance and guides you through the next steps. Getting denied doesn’t mean you’re out of options. There are still innovative, practical strategies you can use to plan for your future and protect yourself and your loved ones.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make inform...
2025-06-03
02 min
Long-Term Care Insurance Now
Alternatives to LTCi - Should I use a Chronic Illness Rider? Part 3
What alternatives to LTCi are out there? How do I know which one is right for me?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands o...
2020-07-28
13 min
Long-Term Care Insurance Now
Alternatives to LTCi - Should I use a Chronic Illness Rider? Part 2
What alternatives to LTCi are out there? How do I know which one is right for me?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands o...
2020-07-23
11 min
Long-Term Care Insurance Now
Alternatives to LTCi - Should I use Chronic Illness Rider? Part 1
What alternatives to LTCi are out there? How do I know which one is right for me?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands o...
2020-07-14
12 min
Long-Term Care Insurance Now
Alternatives to LTCi - Should I use a QLAC?
Today, Scott answers the question: What is a Qualified Longevity Annuity Contract (QLAC)? Should you use it for your long-term care?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. S...
2020-07-09
11 min
Long-Term Care Insurance Now
Alternatives to LTCi - Should I use a Roth IRA?
Today, Scott answers the question: Should you use a Roth IRA for your long-term care?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals a...
2020-07-07
11 min
Long-Term Care Insurance Now
Alternatives to LTCi - Can I use a Health Savings Account (HSA)? Part 2
Today, Scott answers the question: Can I use a Health Savings Account (HSA)? Should I use it for my long-term care?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. S...
2020-07-02
13 min
Long-Term Care Insurance Now
Alternatives to LTCi - Can I use a Health Savings Account (HSA)? Part 1
Today, Scott answers the question: Can I use a Health Savings Account (HSA)? Should I use it for my long-term care?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. S...
2020-07-01
10 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: Summary
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance in this final summary.Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. S...
2020-06-25
11 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: Will Premiums Increase with the Benefits?
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance. Question #7: Will premiums increase with the benefits?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national a...
2020-06-23
11 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: Will the policy stay in force to age 100?
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance. Question #6: Will the policy stay in force to age 100?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among o...
2020-06-18
09 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: Does the lifetime Maximum Grow?
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance. Question #5: Does the lifetime maximum grow?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and t...
2020-06-17
09 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: What will the Monthly Benefit Be?
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance. Question #4: What will the Monthly Benefit Be?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national a...
2020-06-11
09 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: What's the Monthly Benefit?
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance. Question #3: What's the monthly benefit?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade p...
2020-06-09
08 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: Are you LTC Partnership Certified?
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance. Question #2: Are you LTC partnership certified?Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and t...
2020-06-04
09 min
Long-Term Care Insurance Now
7 K.E.Y. Questions: Which Type of Policy?
Today, Scott reviews the 7 K.E.Y. questions you need to ask before buying long-term care insurance. Question #1: Which type of policy? Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade pu...
2020-06-02
07 min