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Stack Your Points The CSE is just a Bougie CFUIn this episode of Stack Your Points, the hosts delve into various aspects of the credit card and travel rewards space. The show kicks off with a discussion about the sudden collapse of the Mesa credit card program and its implications for cardholders. Lonnie shares his favorite Disney properties, emphasizing the unique charm of Aulani in Hawaii. The hosts also tackle listener questions, including tips for booking Disney vacations using DVC points, and share their best flight and hotel experiences of the year. Additionally, RJ discusses her recent travel ordeal and how best to handle significant flight delays. The...

2025-12-191h 26

Stack Your Points Grooves in the Couch & Groceries on the Card:00:00 Introduction and Hosts' Banter 01:13 Viewer Questions: Optimal Ways of Earning Points 05:21 Strategies for Maximizing Points 11:56 Mesa's Potential Airline Partners 18:37 Chase Sapphire Reserve Business Card Discussion 26:35 Future Credit Card Plans and Strategies 37:25 Evaluating the Value of Credit Card Points 42:14 Versatility of Membership Reward Points 43:09 Devaluation and Inflation in Credit Card Points 44:56 The Business of Points and Miles 55:04 Hilton Honors Adventures and Cruise Partnerships 01:03:42 The Value of Resy Restaurants for Amex 01:18:58 Inflation and Credit Card Multipliers

2025-12-121h 26

Stack Your Points Apples to Apples00:00:00 - Introduction and Greetings 00:01:59 - Is Die hard a Christmas Movie? 00:10:34 - Fine Dining: Overrated or Worth It? 00:26:15 - PayPal and Points Strategies 00:33:01 - Ideal YouTube Video Runtime 00:51:25 - Chase Ultimate Rewards: Changes and Strategies 01:15:12 - News 01:19:03 - The Apple Card: Challenges and Changes 01:52:44 - Planning and Timing for Holiday Shopping 02:07:49 - Luxury vs. Marketing: Personal Preferences 02:31:05 - 2026 Credit Card Strategies and Predictions 02:44:38 - Final Thoughts and Membership Highlights

2025-12-052h 45

Stack Your Points Stimulate the Economy HarderIn this episode of Stack Your Points, Matt and co-hosts RJ, Craig, and Lani discuss their travel strategies, credit card keep or cancel plans for 2026, and what they're not looking forward to in the credit card YouTube space. They also express gratitude for the community and highlight quick paths to achieving status in travel programs. Additionally, the team covers recent developments in the credit card space, such as Chase's new policy on the Ink cards and United's new surcharges on last-minute flights. Tune in for insights and tips on maximizing travel rewards and navigating the upcoming holiday travel season.

2025-11-282h 17

Stack Your Points Matt Broke The Pod00:00 Welcome and Introductions 00:46 First Question: Gardening and Credit Cards 20:04 Next Question: Guest Creators 27:05 Chase's 5/24 Rule and Future Predictions 39:21 Ultimate Premium Travel Cards 01:02:54 Hilton's New Diamond Reserve Status 01:08:47 The Sonder Bankruptcy 01:14:13 Insane Welcome Offers: Sustainable or Not? 01:52:58 Favorite Travel Snacks 01:59:34 Final Thoughts and Membership Highlights

2025-11-212h 00

Stack Your Points Color Me.....Something00:00 Introduction and Hosts' Banter 03:40 Viewer Questions: Niche Spending Categories 12:54 Discussion on Female Creators in the Credit Card Space 29:09 Hypothetical Chase One World Card Features 39:54 Hypothetical Credit Card Discussion 41:37 Chase and Airline Alliances 47:13 Credit Card Setups and Strategies 58:45 Rakuten and Competing Portals 01:10:27 Bilt Cards 2.0 and Marriott's Sonder Issue 01:24:07 Exploring Mortgage Reward Points 01:25:08 The Business Strategy Behind Reward Points 01:25:58 The Future of Payment Platforms 01:28:01 The Evolution of Built's Reward System 01:32:19 Overrated Credit Card Features 01:33:00 The Lounge Experience Debate 01:43:13 The Reality of Travel Upgrades 01:49:35 Maximizing Credit...

2025-11-142h 48

Stack Your Points Is Your Life Locked?00:00:00 - Introduction 00:04:30 - Ranking Premium Card Credits 00:30:05 - Middle Ground in Credit Card Usage 00:44:39 - The Role of Referral Links in the Creator Ecosystem 01:12:14 - Personal Travel Horror Stories 01:24:57 - Tight Layovers and Airport Adventures 01:34:37 - News Roundup: Quick Updates 01:42:33 - Hotel vs. Airline Free Agency 02:00:05 - Scam Protection on Credit Cards 02:13:47 - Simplifying Your Credit Card Strategy 02:23:08 - Final Thoughts and Membership Salute

2025-11-072h 25

Stack Your Points Pigmented Garlicky Brothers00:00:00 - Welcome 00:05:15 - Credit Card Spend Requirements 00:27:38 - Speculation on Future Credit Card Nerfs 00:44:42 - Fun with Song Requests 00:48:42 - What We Do on Flights 01:00:15 - Business Card Siblings 01:08:10 - News 01:14:01 - Travel Mistakes and Lessons Learned 01:44:16 - The Psychology of Credit Card Preferences 01:59:25 - Open Source Approach to Credit Card Development 02:18:33 - Personal Credit Score Utilization 02:30:33 - Closing Remarks

2025-10-312h 32

Stack Your Points Sister Wives But Make It Credit Cards00:00:00 - Introduction and Greetings 00:01:24 - Needed Co-Branded Business Cards 00:07:21 - Estate Planning for Points and Miles 00:21:11 - Favorite Airlines for International Travel 00:35:08 - Travel Companions: Who Would You Choose? 00:49:37 - Hotel Loyalty Programs and Status 01:06:55 - Citi’s New Credit Card and Avoiding Lawsuits 01:26:28 - Financial Wellness and Credit Card Strategies 01:47:55 - YouTube Creators We’d Love to Meet 02:03:36 - The Future of Travel Portals 02:29:21 - The Closing

2025-10-242h 30

Stack Your Points The RabbitHole00:00 Introduction and Greetings 02:47 Viewer Questions: Custom Credit Card Designs 07:24 Viewer Questions: Changing Perspectives on Credit Card Portals 14:15 Viewer Questions: Best Non-Premium Credit Cards 20:02 Viewer Questions: Top Credit Cards Under $1500 33:34 Viewer Questions: Deciding to Keep or Refresh Credit Cards 35:59 Evaluating Credit Card Points and Benefits 37:26 Changes in Credit Card Policies 38:01 Chase Sapphire Reserve Updates 40:29 US Bank Altitude Reserve Changes 41:06 Amex and Apple Marketing Strategies 42:59 Chase's Future Credit Card Plans 49:02 Hotel Brand Preferences 51:52 Pre-Authorization Tools and Their Importance 01:00:59 The Case for Modular Credit Cards 01:09:39 Final Thoughts...

2025-10-181h 10

Stack Your Points Big Diaper Rules Us All00:00:00 - Introduction 00:03:24 - The State of the Creator Community 00:32:20 - Ecosystem for Long Term Travel 00:45:56 - Hotel Preferences and Avoidances 01:01:34 - Favorite Redemption Stories 01:09:38 - Controversial Food Takes 01:22:54 - Rakuten and Built Partnership Leak 01:35:48 - One Card Lifestyle Debate 01:51:00 - Importance of Status in Travel 02:11:48 - Non-Travel Loyalty Programs 02:31:59 - Travel Day Troubleshooting Tips 02:47:38 - Final Thoughts and Self-Promotion

2025-10-102h 50

Stack Your Points Ostentatious and Silly00:00:00 - Introduction 00:05:28 - The $5 Million Grail Question 00:15:26 - Choosing Credit Cards for International Travel 00:28:42 - Are Credit Cards Addictive? 00:56:22 - Choosing the Right Airline for You 01:18:49 - YouTube Content Preferences 01:35:39 - Balancing Wants and Needs in Credit Cards 01:57:47 - Positivity in the Credit Card World 02:25:31 - Subscription Models for Credit Card Benefits 02:57:42 - Final Thoughts and Membership Acknowledgements

2025-10-042h 58

Stack Your Points Lani's Filibuster00:00:00 - Introduction and Greetings 00:01:35 - Credit Card Changes for Travelers 00:20:21 - The New Amex Platinum Card 00:55:15 - The CSR vs. Amex Platinum 01:16:00 - A CSR Fix? Maybe? 01:25:13 - Measuring a Card Refresh 01:44:30 - Positive Refresh Criteria 02:04:20 - Card Refresh Strategies 02:14:04 - Keep, Cancel, Acquire | CSR and Platinum 02:29:00 - Final Thoughts and Membership Highlights

2025-09-262h 30

Stack Your Points Daddy Spent Some Money00:00:00 - Introduction and Banter 00:05:56 - Overlooked and Underrated Cards 00:18:54 - Lounge Competition: Too Many Players? 00:31:07 - Powerball Dreams: What Would You Do? 00:52:41 - Loyalty to Airlines: Is It Worth It? 01:20:18 - News 01:32:10 - Evaluating Credit Card News 01:46:03 - Tech Gadgets and Travel 02:06:30 - Favorite Sock Drawer Cards 02:15:56 - Is Loyalty a Two-Way Street? 02:33:24 - Wrapping Up and Member Highlights

2025-09-202h 34

Stack Your Points A Layover in ABQ00:00:00 - Welcome and Introductions 00:05:07 - Traveling with Credit Cards 00:21:33 - Point Stacking Tips and Tricks 00:33:23 - Traveling with Kids: Expectations and Realities 01:02:22 - Lifetime Status Goals and Challenges 01:16:07 - Etiquette for Points and Miles at Family Dinners 01:31:56 - The News! 01:53:43 - Travel Hacking vs. Frugal Travel 02:10:49 - Credit Card Credits: Flexibility vs. Restrictions 02:27:54 - Passing on Costs and Consumerism 02:51:25 - Cryptocurrency and Credit Card Rewards 03:02:42 - Closing Remarks and Membership Highlights

2025-09-123h 04

Stack Your Points Send Me a White Sox Hat00:00:00 - Welcome 00:04:32 - Managing Multiple Ecosystems 00:23:08 - Chase Portal Problems 00:46:43 - Wells Fargo Too Easy? 01:08:52 - Expat Wallet Strategies 01:21:26 - Fidelity Card and Transfer Partners 01:25:16 - Alaska Airlines Atmos Rewards Program 01:31:17 - The Easiest Travel Hack: Asking for Hotel Upgrades 01:48:25 - Travel Etiquette: How to Avoid Being a Jerk 02:09:09 - Wishlist Items for Credit Cards 02:24:27 - Travel Tips and Essentials 02:44:19 - Shoutouts and Closing Remarks

2025-08-292h 45

Stack Your Points The Refreshening00:00 Introduction and Updates 03:06 First Listener Question: Bank Lounges 26:15 Second Listener Question: Personal vs Business Cards 32:08 Favorite Amex Platinum Credit 42:18 Choosing a Catchall Card 49:02 Investing in Travel Luggage 01:12:20 Credit Card Debt and Refreshes 01:24:50 Bank Terms and Customer Expectations 01:37:09 Shoutouts and Membership Information

2025-08-231h 39

Stack Your Points I'm Compensating for Something Mobile00:00 Introduction and Greetings 01:26 First Viewer Question: One-Time Points Scenario 10:07 Credit Card Marketing: Best and Worst Stories 26:15 Scenario: Only Two Credit Cards Allowed 40:43 Understanding Marketing in the Credit Card Community 42:10 American Express and Capital One Authorized User Fees 44:10 The True Cost of Free Travel 46:46 Rejecting the $75,000 Spend Requirement 50:30 Designing the Ultimate Credit Card 01:02:25 New American Express Marriott Business Cards 01:18:21 Critique of the Bevy and Brilliant Cards 01:19:33 Priority Pass and Global Entry Benefits 01:20:04 Annual Fees and Card Comparisons 01:21:27 Speculations on Future Card Changes 01:22:55 Marriott's Marketing Strategies 01:28:47...

2025-08-162h 01

Stack Your Points Touch Some Grass00:00:00 - Introduction 00:01:44 - Hard Inquiries and Credit Cards 00:07:21 - Bank of America Preferred Rewards 00:17:43 - Credit Card Fees and Benefits in 2025 00:36:23 - Refreshes = Nerfings? 00:50:42 - Building a Travel Strategy with Credit Cards 01:08:24 - The Impact of Citi and AA Partnership 01:30:03 - Unexpected Ways to Use Points and Miles 01:41:11 - Credit Card Market Trends 01:53:17 - Over-Seriousness in the Credit Card Community 02:09:14 - Final Thoughts and Member Acknowledgements --- Check out SYP's website and join the Discord: StackYourPoints.com

2025-08-102h 11

Stack Your Points Leave Me Alone, Matt00:00:00 - Introduction and Hosts’ Greetings 00:02:06 - Citi Strata Elite vs. Venture X 00:09:43 - Credit Card Design 00:23:15 - Annual Fee Tipping Point 00:39:11 - Best Card Refreshes 00:49:14 - Best Barbecue 00:55:41 - News Roundup: Citi’s New Card Launches 01:05:56 - Discussion on Card Refreshes 01:17:21 - What Makes a Good Product Launch? 01:37:17 - Citi’s Position in the Credit Card Market 01:52:54 - Final Thoughts and Announcements

2025-08-051h 58

Stack Your Points Bad Matt, Bad00:00:00 - Introduction and Hosts’ Updates 00:02:43 - Mid-Season All Stars 00:16:30 - Discussion on Bilt and Cardless Partnership 00:34:31 - Risks of Business Cards 00:44:40 - Greatest Hotel Redemptions 00:49:00 - Loyalty Program Perks Wishlist 00:54:05 - Citi Strata Elite Card Launch 01:13:59 - Credit Card Recession and Future Speculations 01:36:44 - Balancing Travel Opportunities and Costs 01:51:36 - Ecosystem Loyalty and Switching Dilemmas 02:04:52 - Closing Remarks and Membership Shoutouts

2025-07-282h 05

Stack Your Points Could Have Been An Email00:00:00 - Introduction and Greetings 00:01:22 - Strategies for Maximizing Debit Card Rewards 00:07:07 - 2025 Roadmap: Credit Card Plans and Updates 00:17:40 - Popup Jail and Family Language in Credit Cards 00:29:55 - Top Tier Hotel Status vs. High Annual Fee Cards 00:46:14 - Discussing Potential YouTube Channels 00:55:33 - Bilt Card and Wells Fargo Split 01:34:59 - Co-Brand Card Strategy 01:45:23 - Co-Branded vs. First Party Cards 02:02:20 - Credit Card Recession 02:03:03 - Credit Card Recession 02:17:32 - Final Thoughts and Membership 02:21:08 - Introduction and Greetings

2025-07-192h 21

Stack Your Points Awkward Adult Socialization00:00:00 - Welcome Back to Stack Your Points 00:01:22 - Celebrating 500 Subscribers 00:05:24 - Hobbies Outside of Credit Cards 00:12:27 - Buying Perks Outright vs. Premium Credit Cards 00:29:50 - Using Your Cards as Intended 00:46:58 - Cardless: A Deep Dive 00:56:19 - Marriott and Amex: A Potential Future 01:09:06 - Adapting Credit Card Strategies to Lifestyle Changes 01:33:08 - Choosing Your First Premium Credit Card 01:55:51 - Designing the Ultimate Premium Card 02:08:44 - Membership Thanks and Closing Remarks

2025-07-122h 12

Stack Your Points The Great Big MailbagJoin us as we tackle some Freedom Flex news and then a big ol mailbag.

2025-07-052h 33

Stack Your Points Brussel Sprouts with Bacon00:00:00 - Introduction and Hosts’ Banter 00:09:49 - Discussion on Pop-Up Jail and Welcome Offers 00:23:56 - Lounge Access: Preferences and Priorities 00:42:51 - Chase Ultimate Rewards: Recent Changes 01:05:16 - Let’s Talk Couponization Pendulums 01:20:39 - New Chase Sapphire Offers and Updates 01:25:08 - Credit Card Points Boost and Travel Portals 01:39:46 - Community Influence on Credit Card Usage 01:53:31 - Unexpected Credit Card Acquisitions 02:03:14 - Final Thoughts Check us out at StackYourPoints.com

2025-06-282h 06

Stack Your Points On Sapphire's EveDate: 06/16/2025 Intro Who we are Viewer Questions What if you'll do a whole segment on the problem with Capital One. Lani alluded to it but didn't want to get into it. What am I missing? - @AcmeAcresA Intro: What is the SYPs definition of a catchall? And can it have FTFs? Does it have to be accepted at almost all merchants? - Keith Main question(s): What is your current catchall card and what do you think is the best catchall card on the market even if you do not have the card? Is there a popular...

2025-06-212h 03

Stack Your Points The Citi Custom Cash of Debit Cards00:00:00 - Introduction and Hosts’ Banter 00:05:36 - Unique Points and Miles Strategies 00:09:41 - Best General Catch-All Credit Cards 00:17:11 - Transferring Points to Hotels: Value Proposition 00:26:41 - Positive Trends in the Credit Card Community 00:36:33 - Chase Sapphire Reserve Business Card Announcement + Capital One Venture X Changes 00:53:55 - The Rise of Rewarding Debit Cards 01:08:59 - Strategies for Applying for Credit Cards 01:28:58 - Balancing Personal Goals and Community Advice 01:42:53 - Conclusion and Final Thoughts

2025-06-141h 44

Stack Your Points It's Longer Than Twilight00:00:00 - Introduction and Host Updates 00:02:46 - GarudaMiles 00:08:06 - Credit Card End Game Discussion 00:20:24 - Barclays Travel Cards Review 00:24:17 - Signing Credit Cards: Is It Necessary? 00:28:24 - What Makes a Hotel Good? 00:42:49 - JetBlue and United Blue Sky Alliance 00:47:51 - Lani | The Impact of Buy Now, Pay Later on Credit Card Debt 01:04:29 - Matt | Prepaying for Travel: How Far is Too Far? 01:17:27 - RJ | Credit Card Pet Peeves 01:35:04 - Conclusion and Where to Find Us 01:37:18 - Conclusion and Where to Find Us

2025-06-071h 38

Stack Your Points I’m Built Like A Pizza00:00:00 - Welcome To The Show 00:03:32 - Question 1 | Keeping Unused Credit Cards Active 00:08:26 - Question 2 | Managing Multiple Credit Card Ecosystems 00:17:49 - Questions 3 | Flying Economy vs. First Class 00:30:17 - Questions 4 | Cards You Irrational Want 00:41:20 - Questions 5 | Futurama Characters as Credit Cards 00:48:56 - Lani | Basic Economy vs. Standard Economy 01:11:12 - RJ | Travel Packing Strategies 01:32:55 - Craig | Dealing with Travel Devaluations 01:47:26 - Matt | Cards That Deserve A Second Look 02:02:15 - Final Thoughts and Wrap-Up

2025-05-312h 08

Stack Your Points You Can Find Me At The Carwash00:00:00 - Introduction and Greetings + Chase Sapphire Reserve Rumors 00:07:35 - Question 1 - Booking Flights with Points 00:28:48 - Question 2 - Favorite and Least Favorite Credits 00:34:57 - Question 3 - Cashback Concerns 00:41:15 - Question 4 - Capital One Venture X 00:47:42 - Question 5 - Annoying Hotel Trends 00:57:14 - RJ - Gamifying Credit Card Rewards 01:08:08 - Lani - Redemption vs. Destination 01:18:05 - Matt - Return on Spend: Is It Worth It? 01:37:39 - Closing Remarks

2025-05-241h 43

Stack Your Points Craptastic Subpar ReworkHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards Viewer Questions If all hotel status was stripped off of cards and you had to pay for it, what would you pay for IHG Platinum (Lani), Hyatt Discoverist (Tariq), Marriott Gold (Matt) and Hilton Gold (RJ). Please consider the multipliers and benefits the status provides and the value you realistically achieve to assign the annual valuation. - AP Maybe change the question a bit in our answers to which status would we...

2025-05-172h 38

Stack Your Points This Podcast Condones Tiny GoblinsStack Your Point(s) Date: 05/6/2025 Intro Who we are Viewer Questions What's your grail card? And your grail SUB? - Keith Which card or cards do you think are the most beautiful or coolest-looking? And which ones are the ugliest? - DDAF Many times you all have asked for any other bank to add Mobile Wallet as a spending category. The forthcoming Alaska Airlines card is going to have foreign transactions as a spending category. What other spending categories are out there that banks haven't added to good cards would you like to see? - Jason Wh...

2025-05-102h 39

Stack Your Points You Were the WHOLE Sundae BUT the CherryIntro Who we are Viewer Questions What are the most useful overlapping transfer partners? For example, Aeroplan is a transfer partner for Amex / Capital One and Star Alliance. Perhaps break it down into domestic and international travel? - Trucker X The Thanos Snap happens and instead of wiping out half of the population, one bank that issues credit cards is no longer. Each of you pick one bank between AMEX, Chase, Citi, and C1 and figure out how the remaining banks respond to fill the void created by the bank that is snapped out of existence - Jason T...

2025-05-032h 07

Stack Your Points I Make Steel Look Like Memory FoamStack Your Point(s) Date: 04/21/2025 Intro Who we are Viewer Questions I got three questions mostly for Lani but anyone can answer, I wonder how often you get upgraded with 1k status? Also with 1k status or with the united infinite card, do you get discounts on business class award flights and if you do what kind of discounts do you get on average? Have you booked with last minute hotels in the Mileageplus X app because I was looking at hotels in Las Vegas and was amazed to see 10x to 15x on some hotels? Lord...

2025-04-262h 04

Stack Your Points Every Kick In the Groin Begins with K00:00:00 - Welcome to the show! 00:01:38 - Question 1 - For a very long time, people with a “business” have been able to apply for Business credit cards and all the bonuses and perks associated with them despite the fact that their “business” might not be super duper legit. What changes that have nothing to do with “business” verification could banks do to slow this down? 00:09:32 - Question 2 - So how much points diversity is too much points diversity? I currently have points in all 6 transferrable currencies ecosystems. Is it worth it in your opinion t...

2025-04-191h 51

Stack Your Points Lani’s Moving to Only Fans?Viewer Questions What was your worst travel fail? What are your tips for dealing with travel disruptions? - DDAF What airlines/hotels and related programs are prime candidates for acquisition in your opinions? - AP How do you think international travelers boycotting the US and these new tariffs will affect this hobby and the travel industry? - Keith If you were to do a two-card setup what would you pick and why?- Thic Boii Rich with Points Before any refresh, if the banks go crazy and make amazing cards what would you most want out of any refresh/new re...

2025-04-122h 35

Stack Your Points We’re All A Little Mad Here00:00:00 - Welcome To The Show 00:01:45 - Question 1 - What is the flight or hotel you are most looking forward to staying at/flying? Why are you looking forward to it (what is special about it) and how are points/miles going to get you to that goal (tentative game-plan)? - AP 00:18:58 - Question 2 - Do you have any cards that are close to a 50/50 decision on whether you will keep or cancel them going forward? - Spaethco 00:27:46 - Question 3 - My wife will never take a cruise and I would hate an all-inclusive resort on a beach. Wha...

2025-04-052h 07

Stack Your Points The $2,700 Louis Vuitton Bag to Nowhere00:00:00 - Intro 00:02:51 - Question 1 | What got you into CCs in the first place? 00:08:40 - Question 2 | What’s the best unexpected travel surprise that brought just a little bit of joy to your trip? 00:16:56 - Question 3 | How do you earn points if you don't really spend a lot of money? 00:33:30 - Question 4 | If you could go to any concert in the world, which musician or group would it be, and where would you like to see them? 00:43:57 - Question 5 | Using credit cards with high multipliers that are already on the market, High multipliers defined as 4x, 5x, or 6x. Create a tri...

2025-03-292h 57

Stack Your Points Southwest Slept With Your BrotherTake the SYP Credit Card Survey | https://forms.gle/MCZ5fUoaHRRTMGeP8 00:00:00 - Intro 00:00:26 - Opening 00:04:44 - Can you go over when it makes sense to transfer points to hotels (other than Hyatt) because hotel points are always less the 1 cpp and you could do better with things like the cap1 travel eraser or the chase portal with the CSP or CSR. It seems like it makes more sense to either earn those with a cobrand credit card or buy them on sale. - Thic Boii 00:20:49 - W...

2025-03-223h 06

Stack Your Points The Tangent EpisodeHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards Viewer Questions If you woke up on January 1st, 2026 and was gifted one status via a hotel or airline program what would status would you request? And @ RJ , why wouldn’t you request Globalist? - Keith What is your favorite Hilton credit card? What's the best way to get 1 million Hilton points? - M2K The Hilton Aspire card offers a Free Night Certificate on your card anniversary date. This certificate becomes available 8-10 weeks after your annivers...

2025-03-152h 19

Stack Your Points Be an Adult and Get the Venture XHosts: @MattClausen | @CallMeLani | @RiqsRewards | @DoYouTakeCards Viewer questions (~30 minutes; separate video) Can we have a dramatic reenactment of the lost episode from last week? - Jason Are you a cat or dog person? - Anthony How much is top hotel status actually worth for the normal family that travels maybe twice a year? - M2K Please build a 3 card setup staying under $200/year on annual fees for a person who makes less than $40K/year and wants to take one budget friendly trip a year. Please note why the card is selected including multipliers and benefits of note. - AP...

2025-03-081h 33

Stack Your Points An Accidental Tech Podcast?Viewer Questions What are your thoughts on holding multiples of the same card (IHG cards, Hilton Aspire cards, CCCs, etc)? Do you hold doubles or see yourself ever acquiring doubles? - AP Now that most premium smart phones cost over $1,500 and are creeping up towards the $2,000 mark, it seems that cell phone coverage through credit cards leaves us with only partial coverage. Most banks provide between $600 - $1,200 of coverage for lost or damaged phones. Which cards do you currently use to pay your phone bills, and is there a better overall points-earning card on the market for monthly phone bills? - K...

2025-02-222h 35

Stack Your Points Here's Your Salad Bar...You get the Lettuce for Free

2025-02-152h 08

Stack Your Points Not In The CardsViewer Questions What shopping portals are your favorite? Why? Any bad experiences or ones you’d tell someone to avoid? Why? - AP Which shopping and dining portals stack the most value for the most people? - What’s The Points Do you apply for bank account bonuses? I’ve been thinking about getting into bank account bonuses but it’s not as natural for like opening and spending on reward cards. - Keith Do you fund bank accounts with credit cards to hit SUBs and bonuses? I know that there is some risk involved with that strategy. Do you believe ther...

2025-02-082h 18

Stack Your Points I Coulda Gone ProHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards Viewer Questions As credit card and service fees become more common, at what point do you pay with another form of payment versus a credit card? A charge that codes as 3x with a 3% fee? 2x catch-all with a 3% fee? Or just when you are working on a SUB? Or never? - Keith What do you do if you’re at the airport and you learn that your flight will be delayed? Look into other options with the same/d...

2025-02-012h 04

Stack Your Points The Bellybutton Ring of PaymentBack to Basics of the Week: Travel Portals Viewer Questions Could you do a segment on food cards? There are so many to choose from, and I can't decide on a food card for 2025. - Keith There are hotel cards with food categories like the Hilton Surpass and Marriott Bevy. Airline cards like the Aeroplan card, Delta Platinum, and AA Cards. Transferable currency cards like the Amex Gold Card, Citi Strata, Savor, and the CSP (😉) Let’s pretend you are all in active duty military and have your credit card fees waived. What 5 cards would you get (repeats acceptable...

2025-01-253h 02

Stack Your Points The Sweet Sweet Milk of Sign Up BonusesBack to Basics of the Week: 0% APR Cards Viewer Questions What happened to the Robinhood Card? I never hear about it anymore. Did the Smartly Card overtake it? (Keith) With the Ink train closed (or at least limited* RJ add), what's the best way to earn UR points now? (M2K) No one likes 5/24 or PUJ, but we work around them. If you could choose, would you flip it and move 5/24 to Amex and PUJ to Chase? - Double Double What are all of the best $0 Annual Fee cards with unique travel perks? Example: US Bank Altitude Connect free Gig...

2025-01-182h 44

Stack Your Points A Day Ending in 'Y' on this Podcast feat @KeyKEYadventuresHosts: CallmeLani, MattClausen, Riq's Rewards, keyKEYadventures Special Thanks to Key for stepping in last minute. RJ will be back next week. Intro | 3 to 5 minutes Who we are Back to Basics of the Week "What are Duos and Trifectas, what do they do, and favorites around the horn?" Viewer questions Question for @CallMeLani or anyone with experience on this topic. Have you ever been able to book a hotel through an airline portal and also been able to get benefits from your status with that hotel? Example using...

2025-01-111h 37

Stack Your Points Matt Is A Liar Liar Onesie On FireWe did a Q&A show! What got you interested in points and miles? - Jason At what point in life do you see yourself transitioning into a complete Cash-back setup? - Ronald Will the Citi Strata be the new food card for 2025? Add in the gas & EV charging categories and with possibility of AA as a new transfer partner from the Citi & AA deal last week. Chase and Wells do not want to play in the grocery category, Amex increased the Gold Card to a $325 AF and ALL of their credits feel like a chore. The Savor card...

2025-01-072h 16

Stack Your Points 34 to 0Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards Back to Basics of the Week: MileagePlus X: How it works, the EASY point Stack, All things MileagePlus X. Viewer Questions What card(s) do you hope to acquire in 2025 and why? - Vincent What cards are you closing/pcing/downgrading in 2025? - Jon Do you have any regrets about the cards that you applied for in 2024? Keith S What’s the most ridiculous response you’ve heard from someone when you told them about your credit card hob...

2024-12-281h 56

Stack Your Points Be Nice or Get Out of the WayBack to Basics of the Week Status Highlight Number 5: Delta Airlines Viewer questions What’s your 2025 prediction for each of the big issuers? Chase, AMEX, WF, Citi,Cap1 and Barclays. I know Barclays isn’t a “big issuer”, but I smell change is coming - Jason S If Chase cut their affiliate program and referral bonuses, do you think collectively as a community we would care about 5/24 nearly as much? What percentage of Chase fanboys do you think would turn on them? - K1d_Cat37 If you had a life event (maybe you need to assume a car...

2024-12-212h 55

Stack Your Points Death, Taxes, DevaluationsBack to Basics of the Week: American Airlines Viewer Questions With sweet spots disappearing and devaluations happening regularly for travel partners, are we all heading towards cash back and travel portals with a boost like with Chase and USBAR? - Anthony What is the top destination on your bucket list and how would you get there? If you say the Maldives, then I’m unsubscribing. - Keith RJ and Lani talk about how "travel day is sacred". Wondering if you could get more into that, like where you find value in "travel day" benefits from your cards, status, other memberships like C...

2024-12-072h 45

Stack Your Points An Unexpected Lani SightingBack to Basics of the Week - Status Highlight Number 5: Hyatt Viewer Questions - What’s your credit card hot take that is not about the Chase Sapphire Preferred? Mine is - the Amex Centurion card is a garbage card; it’s a bad earner and has a reverse-SUB. - Keith - What card do you have that you continue to hold and use because it provides incremental value, but you'd never sign up for it again as a new card? (Spaethco) - Amex is so far ahead of Chase and Capital One at build...

2024-11-162h 27

Stack Your Points Book A Helicopter RideBack to Basics of the Week Status Highlight Number 4: United Viewer questions If you were to move overseas then where would you move to? - Keith If you have citizenship in 2+ places is it possible to get that other country’s version of credit cards as well? (American express is one bank that comes to mind that has a few cool options) - Anthony If you were to enter into a six month period of gardening and wanted to concentrate all of your spending on one of two points ecosystems, Chase or AMEX, which would you choose if your goal was t...

2024-11-092h 19

Stack Your Points SYP Now With Tasting NotesBack to Basics of the Week Status Highlight Number 3: IHG Viewer questions Favorite Whisk(e)y or non-water beverage? (Keith S) If you had $20k/Month of non category spend would you use a 2X/2% catch all card or would you use a co-branded Hotel/Airline card to get extras like status and/or free night/upgrade certs? (Anthony B) Hilton, Hyatt, Marriott and IHG get so much attention in the community. Can each of you make a use case for why one of the tier two hotels brands are best and could possibly serve as a primary choice or t...

2024-11-022h 56

Stack Your Points Mets Fan Blues with Special Guest Key! Back to Basics of the Week Status Highlight Number 2: Marriott Bonvoy Viewer questions Who are each of your top 3 CC YouTubers (present company excluded) and why? - AP In this game there are opportunities for crazy good deals if you're willing to invest the time and effort and maybe a bit of risk. Good examples on the redemption side might be things like booking United to Hawaii via Turkish Miles & Smiles or transferring to programs with non-extendable miles expiration policies (ANA, Emirates, etc). On the earning side examples might be buying gift cards at office supply stores or participating in bu...

2024-10-262h 22

Stack Your Points Just Chillin’ With Five Stages of Grief Over Regional AirportsHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards Back to Basics of the Week | Hilton Honors Status Viewer questions There always seems to be a lot of buzz around "travel protections" on cards, but when you dig into the terms only a small subset of events are covered and the insurance generally excludes the really expensive things that a lot of people assume are covered like buying last-minute replacement flights. (Chase specifically never covers additional/alterna...

2024-10-123h 17

Stack Your Points Hey, KeyKEYadventures Is Here!Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards Back to Basics of the Week | When is the best time to get a new card and what do you do once you get the card? Viewer questions What preparations do you make for a long domestic/international trip in case of emergencies? - K1d_Cat37 Since AS-HA transfer is live and everyone is moving HA miles to AS, at what point does AS need to make a...

2024-10-052h 37

Stack Your Points Left In For ContextBack to Basics of the Week | Business Credit Cards Viewer questions What business card do you think receives undue hate from the community that could genuinely help new or new to credit small business owners? (K1d_Cat37) What business card would you recommend for an Uber driver (probably the most popular, ubiquitous small business that most have)? Why? - AP Can we start a petition for a Chase Ink Reserve Card? Why hasn’t Chase released an Ink Reserve Card? They’ve built out some of their Sapphire Lounge Network, this card would...

2024-09-252h 27

Stack Your Points Smash and GrabBack to Basics of the Week | Effective Annual Fee Viewer questions Question for you guys to consider for future. How do you evolve your CC strategy over time? Maybe you realize you picked the wrong ecosystem or partners from the get go, maybe you started cash back but want to go travel or vise versa. Maybe life changes and therefore amount/ type of spend or location (thus partners) change. How do you reassess this on an ongoing basis and how do you make a pivot? Thanks for considering, y'all are great! - @Double_Double_Ani...

2024-09-213h 04

Stack Your Points $95 Crap CardHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards Back to Basics of the Week | Balance Transfers Viewer questions Question for @Tariq Gaines. What would Hilton, Marriott, choice, Wyndham have to do to win your loyalty from Hyatt and IHG? - K1d_Cat37 Who will end up with the Apple Card? - AP How many banked transferable points in your account before you’d switch to cash-back or pay-yourself-back? Transferring points gets you the highest returns but they are worthless just sitting...

2024-09-142h 02

Stack Your Points The People vs Wells FargoWelcome to a new episode of Stack Your Points! This week we have the full show for you with news, viewer questions and 4 fun topics. Matt - Is there such a thing as a “Best Starter ecosystem?” Or should you not worry about how you start in the game? (MC) Lani * “Why do you have it?” Cards. Card which you do not often use. Card (s) that do not fit within your Main/Plan A strategy. Card(s) that have reward currencies which you would go out of your way to use...

2024-09-072h 15

Stack Your Points Back to Basics | Transfer PartnersHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards Back to Basics Transfer Partners 101: What are Transfer Partners; why do we obsess over them? If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com. Join our Discord: https://discord.gg/hmhYfxfyWN Where to find us https://www.youtube.com/@MattClausen https://www.youtube.com/@CallMeLani https://www.youtube.com/@DoYo...

2024-09-0224 min

Stack Your Points The Full Show | Buy Your Medicine, Get Your Points, Move OnHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards News Round-Up None this week. Back to Basics Transfer Partners 101: What are Transfer Partners; why do we obsess over them? Topics Matt: Hilton does FNC better, either uncap them or don’t offer them at all. Lani: There’s a lot of refreshes, new cards [confirmed & rumored], and partnerships happening (i.e. BILT+Walgreens). Once these things are announced, CCYT...

2024-08-312h 25

Stack Your Points Q & A | Buy Your Medicine, Get Your Points, Move OnHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards Viewer questions How do you value points when using them to top up a loyalty account? Say you want to take a flight that has a cash price of either $650 or 50,000 points (1.3cpp). You currently have a balance with that airline of 40,000 points/miles, and the airline will sell you miles directly for 3 cents each. - SpaethCo A. $650, because it saved you from spending $650 out of pocket at that point in time. B. $300, because that's how mu...

2024-08-301h 07

Stack Your Points The Main Show | Buy Your Medicine, Get Your Points, Move OnHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards News Round-Up None this week Topics Matt: Hilton does FNC better, either uncap them or don’t offer them at all. Lani: There’s a lot of refreshes, new cards [confirmed & rumored], and partnerships happening (i.e. BILT+Walgreens). Once these things are announced, CCYT goes into “worth it/ not worth it,” “keep or cancel.” What changes would you actually like to see happen with CCs?

2024-08-281h 12

Stack Your Points Rants Will Continue Until Behavior ImprovesHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards 00:00:00 - Intro 00:01:44 - News 00:12:02 - Topics 01:08:32 - Back to Basics 01:12:36 - Viewer Questions 01:37:04 - Ending News Round-Up Our show will now drop on Wednesdays We go over the Alaska and Hawaiian Airlines merger. Topics Matt | USBank and Wells Understand Credits; everyone else is annoying. Lani | Is there a “universal” card or strategy for beginners? So many opinions from others about ‘what to do.’ Every answer or o...

2024-08-211h 37

Stack Your Points A Cookie And A Sad Salad BarHosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards News Round-Up Delta and Microsoft/Cloudstrike in a war of words The Savor from Cap1 is dead, long live the Savor Topics Matt | “Credits minimizers” ruined some cards; stop thinking you’re getting one over on the issuer. Lani | Booking domestic flights with airline alliance partners: Is the juice worth the squeeze? Tariq | RJ | What apps or other ways to track do you use that are credit c...

2024-08-131h 56

Stack Your Points Back to BasicsWelcome back to Stack Your Points! Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines | RJ from Do You Take Cards News: Capital One Rumored to be Launching New Cards New JetBlue Plus Card Welcome offer Topics: Matt - What do you look for when considering a credit card, what do you think others would benefit looking for? Lani $0 annual fee setup, no more than 3 cards. What are you choosing? Tariq Cash back vs. travel: Determining your “what” for beginning the game. RJ In your opinio...

2024-08-061h 10

Stack Your Points Paint The Whole WallShow Notes Welcome to Stack Your Points! Hosts: Matt Clausen CallMeLani Tariq RJ From Do You Take Cards News Round-Up American Express Gold has dropped! What do we think? Bill has made some changes to Rent Day. Topics Matt Don’t make us math credit card companies. Make it easy to track points. Lani Points vs. Free nights: When to take a standard offer vs the inflated offer, IHG premier personal card RJ How do y...

2024-07-301h 38

Stack Your Points What's Your 5/24?Welcome to Stack Your Points! Hosts: Matt Clausen CallMeLani Tariq RJ From Do You Take Cards News Round-Up American Express Gold Rumors have Dropped Topics Matt Is there a Card that you wish another (or your) ecosystem had, which card and why? Tariq What’s the holdup, Wells Fargo? Drop your next round of transfer partners already! RJ Chase 5/24, why do people 1) care so much 2) treat it like it’s the be all and end all and...

2024-07-231h 00

Stack Your Points Go Sit In The CornerWelcome back to Stack Your Points. News Round-Up Wells Fargo has two MORE new Cards Citi Shutters Unused Credit Card Accounts With Losses Soaring Capital One & Walmart End Partnership [Cards Converted To Capital One Quicksilver] Topics Matt | I want a Reward Network Subscription Lani | Single strategy vs. multi-strategy, and renting a strategy & Endgame timing, how many cards is enough Tariq | My weekend staycation with how much I earned and redeemed. RJ | If you could only have 5 cards the rest of your life, which 5 cards would you...

2024-07-161h 16

Stack Your Points Somewhere Between 1 and 5,000 PeopleNews Round-Up New Turkish Miles and Smiles Card Topics Matt If you could take one Transfer Partner from an issuer and move them elsewhere, which partner to which bank(s) and why? Lani Travel debt is becoming too real. People taking out personal loans for vacations debt vs. going broke? Tariq Why don’t other airline/hotel brands have apps similar to MileagePlus X? RJ The concept of the “player 2” and why the term is so contentious Viewer Questions What is the best card with a reasonably...

2024-07-091h 34

Stack Your Points What Is Your Why?Welcome to the first episode of Stack Your Points! Hosts: Matt Clausen CallMeLani Tariq RJ From Do You Take Cards News Round-Up Visa Introduces Digital Card Replacement Service: How It Will Help Travelers Swipe Fee Settlement Judge Says $30 Billion Agreement Is ‘Paltry’ [Rumor] Chase To Launch New Premium Personal & Business Card ‘Project Emerald’ Topics RJ | The Green card is overlooked and for a good chunk of people a better value than the Gold or Platinum...

2024-07-021h 31