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Suburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEBS 6: High Wages | Why High Salary Doesn’t Mean High GrowthEpisode 6 challenges the idea that higher wages drive higher capital growth. Using ABS census data across all suburbs since 1991, we group markets by household income and by income growth over 5 to 25 years and find no consistent link to future price gains. The flaw is practical as well as statistical. Buyers can come from anywhere, census incomes are lagged and noisy, and borrowing capacity depends on more than wages. In many eras the pattern reverses, and higher prices can lift the incomes recorded later, not the other way around. The takeaway is clear. Ignore wage and...
2026-01-2027 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEBS 5: Proximity to CBD | Why Proximity to CBD is So OverratedEpisode 5 tackles the myth that buying closer to the CBD delivers superior capital growth. We unpack why past reports misled investors through tiny samples, uneven suburb spacing and single time frames, then replicate their methods across later periods to show the result often reverses. We widen the analysis to thousands of suburbs across major cities and find no enduring link between distance to the CBD and higher growth. We also compare yield and volatility, showing inner ring markets often provide lower income and greater risk without a growth premium. The message is simple. Do not...
2026-01-0656 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEBS 4: Amenities | Nonsense for Picking Superior GrowthEpisode 4 busts the idea that buying near amenities delivers superior results. We compare suburbs with train stations, top schools, beaches, major shopping centres and airports over decades, and also rank suburbs by walk score, finding that price premiums do not translate into better capital growth or yield over time. Where a new amenity appears, any uplift is brief as prices adjust. We also test the claim that so-called A grade properties beat the median and show the gap narrows rather than widens. The message is simple. Treat amenities as price features, not growth engines, and...
2025-12-301h 00Suburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEBS 3: New vs Old | The Nasty Truth About New PropertyEpisode 3 tests the new versus old theory and shows why depreciation is not a benefit but a cost that only reduces tax while the building falls in value and the land rises. Through clear examples comparing land to asset ratios, cash flow, vacancy, stamp duty and grants, we show the growth gap still favours established homes with more of the price in the land. We confirm this with Queensland sales data where newer dwellings delivered lower capital growth, and explain how capital gains tax can claw back years of claimed depreciation. The message is simple...
2025-12-2358 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEBS 2: Buy Below Market Value | The Problem with “Bargain” PropertiesEpisode 2 of the Expert Busting Series examines the idea of buying under market value. We explain the difference between negotiating on price and buying below fair value, which is set by recent comparable sales and used by banks and valuers. We also show why the price you pay becomes the new market value, limiting the usefulness of so-called discounts. This episode covers: How advertised discounts differ from true value What we found when auditing “under market value” deals How discount-focused suburbs perform over time Why bargains usually appe...
2025-12-1632 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEBS 1: Population Growth | Why It Might Signal a Bad MarketThe Expert Busting Series is Suburb Data’s new program that tests common property advice against hard data. In episode 1, we examine the popular claim that population growth drives capital growth at the suburb level. The data shows the opposite: strong population forecasts usually signal new supply, not rising demand. We break down how population forecasts are created, how planned dwellings feed into assumptions, and how prices actually move when supply and demand shift. We also explain where vacancy rates fit into the picture. Real-world case studies including Hobart, Cairns, Townsville and Sydney sh...
2025-12-1036 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEBS 0: Expert Busting Begins | Why We’re Calling Out the IndustryThe Expert Busting Series is here — a data-driven look at the biggest myths in property. In this intro, Jeremy shares how trusting the wrong “experts” cost him around $1 million in lost opportunity and why this series exists: to separate real research from marketing hype. You’ll learn: • Why so much property advice is flawed. • How investors get misled. • What actually drives capital growth. • How this series will keep you out of trouble. A short, honest look at the mistakes that shaped Jeremy’s mission to uncover the truth. Got questions or...
2025-12-1003 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 53: Super Funds & Complex Structures The Big Comparison | Dom PitronaciIn this episode, we dive into the 3rd part of our accounting series with Dom from DPR Accountants 🧮 This time we cover depreciation, repairs, and capital works for property investors. We explain what you can and can’t claim, how quantity surveyors fit in, and why renovations, extensions, and upgrades can change your tax outcome. We also talk about ownership splits, new build traps, and why second-hand assets are treated differently. If you’ve ever wondered how to get the most out of your investment deductions, this one’s packed with clear answers and examples.  
2025-12-0355 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 52: Trusts vs Companies: What Investors Need to Know | Dom PitronaciDom from DPR Accountants is back as we unpack trusts versus companies for property investors. We show when each structure makes sense, how the tax actually lands, and the traps to avoid. You will hear about CGT discounts, dividends and franking credits, land tax from the first dollar in some states, quarantined trust losses, corporate trustees and bucket companies, borrowing and serviceability, plus asset protection. Clear examples show when a company can beat a trust, and when a trust shines by sharing income with family 🧾   Episode Highlights 00:00 - Introduction
2025-11-1931 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 51: Property in Your Own Name: Tax Considerations | Dom PitronaciDom from DPR Accountants joins us for part one of our three part accounting series. We break down owning property in your own name. Joint tenants versus tenants in common. Partnerships and land tax surprises. How negative gearing can turn positive and when to time a capital gain. Smart loan structuring like splitting debt between partners, using offsets and PAYG variations to smooth cash flow. Plus when teaming up to buy helps or hurts and how to protect serviceability while keeping growth front and centre. Tune in for clear answers and fewer headaches...
2025-11-0354 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 50: 50 Episodes In What’s Changed, What Hasn’t, and Where the Market’s HeadedJoin us for Episode 50 as we rewind two years of wins, misses, and market shifts. We unpack the new 5% deposit scheme. We cover LMI, serviceability, and the risk of juicing demand. We compare rentvesting and borderless buying with “buy in your backyard.” We call out the life-coach property hype. We show why DSR3 matters, where Darwin, Perth, and parts of Melbourne are heating up, and how yields and vacancies shape cash flow. We wrap with the biggest lessons: build a strategy, use data, and tune out the noise. If this helped, drop a like—50 thumbs up and...
2025-10-2233 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 49: Is a Buyer’s Agent Really Worth It in Today’s MarketAre buyer’s agents worth it right now or mostly clever marketing? 🏡 We unpack what a buyer’s agent actually does, where they add real value, and the traps to watch like bias, glossy reports, and chasing off market or under market value. We compare Perth’s surge with Melbourne’s flat patch, share a real case study of a unit that went backwards over nearly ten years, and explain when to use a local pro versus going DIY with our Suburb Data tools. Like, comment, and subscribe for more straight talking property chats. ...
2025-10-0837 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 48: Q&A – SMSF, Perth Yields, Depreciation, Timing & MoreWe are back with another Q&A answering the questions you have sent through 🙌 We cover depreciation myths and why new builds often underperform, the big yield versus growth debate, units in big cities, and whether Perth is still worth buying into. We also talk about SMSFs, red flag awards, and the strategies that really drive long term results. If you have ever wondered if it is too late to start investing at forty, whether chasing yield actually helps you grow a portfolio, or how to spot oversupply before it hurts your returns, thi...
2025-09-2444 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 47: DSR3 Has Landed: Inside Our New Property Research PlatformIt’s finally here DSR 3! 🚀 In this episode, we reveal the brand-new version of our Demand to Supply Ratio algorithm and show you how it stacks up against the old models. From why we built it from scratch and why it’s a big leap forward in predicting capital growth, we cover it all. Plus, we take you on a tour of the new Suburb Data platform. Heat-maps, historical charts, context rulers, and our new pay-per-use model designed to make research more flexible than ever.   Episode Highlights: 00:00 - Introduction 00:51 - Why we...
2025-09-1046 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 46: Is There a Perfect Suburb?Is there really such a thing as the perfect suburb? 🏡 In this episode, we bust the myth and talk about why chasing perfection can lead to analysis paralysis and missed opportunities. From cherry-picked “hotspot” reports to buyer’s agents with blinkers on, we share why every suburb has trade-offs and what really matters when weighing up growth, cash flow and risk.   Episode Highlights: 00:00 - Introduction 02:50 - Have you ever found a metric perfect suburb? 03:38 - Can a suburb be perfect for investment? 10:40 - 2014 Data: Analysis paralysis
2025-08-2724 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 45: Using Data & Tech to Make Smarter Property DecisionsOld-school advice told us to "buy near the CBD" and "chase high income areas" but does the data actually back that up? In this episode, we dig into why data and tech are changing the property game, how smart investors are using it to make better calls, and why clinging to outdated ideas could be costing you 💥   Episode Highlights: 00:00 - Introduction 00:31 - The problem with old school investing 02:57 - Why does data driven investing work better? 09:00 - How has tech changed the game? 14:10 - No...
2025-08-1327 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 44: Scaling and Making Smarter Investment DecisionsThis week we’re building on last episode’s foundations and diving into smart scaling, how to balance growth vs yield, how to avoid emotional traps, and whether chasing “undervalued” deals is actually costing you 💸 Damien fires off rapid-fire questions while Jeremy drops some spicy truths (including his early mistakes!). Whether you’re a new investor or scaling up, this one's packed with practical tips, laughs and a few hard truths.   Episode Highlights: 00:00 - Introduction 00:34 - How do you balance high rental yields with capital growth? 04:15 - Sub...
2025-07-3037 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 43: The Foundations of High-Performing Property SelectionWhat makes a suburb really worth investing in? In this episode, we chat about the key ingredients of a high-performing property. From suburb selection and asset quality to emotional traps and the overhyped “blue chip” myth. Grab a coffee and tune in for a no-BS chat full of tips, laughs and a bit of expert busting. Let us know your biggest property investing lesson in the comments!   Episode Highlights: 00:00 - Introduction 02:09 - How can investors minimise mistakes? 08:59 - Most common emotional pitfalls 12...
2025-07-1638 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 42: Why Tracking Your Money is the Key to Financial FreedomWe always talk about property investing, but this time we’re digging into the money habits that make it all possible 💸 From dodging credit card traps to tracking your surplus and actually sticking to a budget, we’re sharing what’s worked (and what hasn’t) over the years. Whether you’re trying to save for your first property or just want to feel less broke by Friday, this one’s for you. Let us know in the comments if you want more episodes like this—we’re keen to keep it going if you are!  
2025-07-0233 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 41: Wage Growth vs. Capital Growth: Are the Experts Right on Property Value?Is wage growth really the secret to capital growth? 📈 We’ve seen this claim floating around again, so in this episode, we dig into the data and test the theory ourselves. Using real suburb examples and wage stats going back to 1991, we break down whether income trends actually lead to stronger property performance—and the results might surprise you.   Episode Highlights: 00:00 - Introduction 00:35 - Email hit piece analysis 03:21 - Weekly family income chart 09:47 - Jeremy’s analysis: Change of family income 16:22 - Jeremy’s analysis...
2025-06-1826 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 40: Q&A – Darwin, Market Metrics, Buying Again & MoreWe're responding to your comments and questions—from oversupply in Perth suburbs like Treeby, to misunderstood property metrics (no, population growth isn't the golden ticket), and even whether Darwin’s worth a look. We break down what's fluff, what's real, and what you really need to know before buying.   Episode Highlights: 00:00 - Introduction 01:19 - Finance quote 02:17 - Question 01 14:43 - Question 02 17:58 - Question 03 21:08 - Question 04 24:34 - Question 05 27:37 - Question 06   Got questions or feedback? Ema...
2025-06-0435 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 39: Nobody Told Me… The Hype vs. Reality in Property Investing Part 2In this episode, we call out the smoke and mirrors: flashy social media flexing, dodgy data, fake experts, and free “research” platforms that are anything but. We’re sharing the red flags we’ve seen over the years and giving you the tools to spot marketing spin before it costs you thousands. Whether you're a first-timer or seasoned investor, this is your reminder to trust, but verify—and always back your decisions with solid data.   Episode Highlights: 00:00 - Introduction 00:43 - Look at my life trap 09:04 - Free research & Fin-fluencers 13:06...
2025-05-2130 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 38: Property vs Shares: What Would We Do Now? | Part 3In part three of our Property vs Shares series, we wrap it all up by sharing what we’d do if we had to start from scratch today! 🏡 We cover lessons we’ve learnt the hard way, mistakes to avoid, how risk tolerance and cash flow play a role, and why keeping it simple often wins. Plus, we chat about why property still gets the edge for us—and why shares can still have a place depending on your goals. Got your own strategy or lessons to share? Drop them in the comments, and don’t...
2025-05-0739 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 37: Property vs Shares: Returns & Performance Over Time | Part 2We’re back with part two of our Property vs Shares showdown, and this time, we’re crunching the numbers! 📊 We break down historical returns, leverage, cash flow, and risk to see which investment strategy truly comes out on top. Plus, we reveal some surprising insights about property loans, margin lending, and how different tax brackets impact your returns. Stay tuned for part three—where we reveal what we’d invest in right now!   Episode Highlights: 00:00 - Introduction 01:11 - Shares 06:34 - Shares performance over 30 years 09:48...
2025-04-2345 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 36: Property vs Shares: The Basics & Our Experience | Part 1Property or shares—what’s the better way to build wealth? 🤔 In this episode, we kick off a three-part series breaking down the key differences, pros and cons, and our personal experiences with both. We cover leverage, risk, cash flow, and the common traps investors fall into. Whether you're team property, team shares, or just figuring it out, this episode lays the foundation for the ultimate investing showdown!   Episode Highlights: 00:00 - Introduction 02:16 - Starting out 07:44 - Which builds wealth faster? 12:36 - Passive...
2025-04-0950 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 35: The Long Journey Finding the Right Buyer’s AgentBuying property as an expat comes with some serious challenges—lending restrictions, different tax rules, and the struggle to find the right buyer’s agent. 🌏 In this episode, we chat with Ricky, an Aussie living in China, about his journey to purchasing a property back home. We break down the hurdles he faced, the mistakes he avoided, and the lessons he learned after speaking with nine different buyer’s agents! If you’re an expat thinking about investing in Australia, this one’s packed with insights you won’t want to miss.   Episode Highl...
2025-03-2646 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 34: Nobody Told Me… The Realities of Property InvestingIn this episode, we get real about the industry’s biggest red flags—misleading claims, flashy marketing tactics, and so-called “experts” who might not have your best interests at heart. From high-pressure sales tactics to the long-term excuse for bad investments, we’re calling it out and sharing what we’ve learned from years in the game. If you've ever felt overwhelmed by the noise in the property world, this one’s for you. Drop your thoughts in the comments, and don’t forget to like, subscribe, and share!   Episode Highlight...
2025-03-1246 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 33: How to Protect Yourself from OversupplyOversupply is one of the biggest risks in property investing 🏡 In this episode, we break down how to spot areas at risk of too much stock and what to look for before buying. We’ll show you why counting listings isn’t enough, how to use Google Maps to predict future supply, and why avoiding units (or certain locations) could save your investment from flatlining. Got questions or your own oversupply horror story? Drop it in the comments & don’t forget to like, subscribe, and share this with your fellow investors!  
2025-02-2619 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 32: The 18-Year Property Cycle - Part 3We're back tackling the 18-year property cycle—because you won’t let it go! 📉 After our last episodes debunking the cycle, the comments came flooding in with new theories and claims. So, we’ve done what we do best—dug into the data to see if the numbers actually stack up. Does Sydney and Melbourne really boom first, followed by Queensland, WA, and SA? Or is this just another myth? Let’s find out! Got more evidence? Drop it in the comments or send us an email. Don’t forget to like...
2025-02-1237 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 31: 2025: Buy Now or Wait?Is 2025 the year to buy property or should you hold off? 🤔 In this episode, we tackle a viewer's question about timing the market and explore whether waiting could be a costly mistake. We dive into the latest data, comparing growth across cities, and share tips on navigating the property landscape. Whether you're a first-time buyer or seasoned investor, this podcast will help you decide if now’s the right time to make your move!   Episode Highlights: 00:00 - Introduction 00:51 - What does the 2025 property market look like? 05:2...
2025-01-2933 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 30: Buying Property with Friends or Family - Smart or Risky?Thinking about buying property with friends or family? It might sound like a great way to get into the market, but is it really that simple? In this episode, we’re joined by Alana, our go-to mortgage broker, to dive into the pros and cons of co-ownership. We cover everything from pooling resources to the risks involved, plus the importance of having a solid exit plan. If you're considering teaming up on a property, this one's for you!   Episode Highlights: 00:00 - Introduction 00:55 - Why is Co...
2025-01-1518 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 29: The 18-Year Property Cycle - Part 2We’re back with part two of the 18-year property cycle! Responding to your comments from part 1, some viewers insisted the cycle is real and pushed us to dig deeper into the data. This time, it's not just Australian cities, we looked into the US and the UK—and the results are in. Join us as we respond to your comments and bust some myths about this so-called cycle. Got more data or research to share? Let us know in the comments, and don’t forget to like, subscribe, and sh...
2025-01-0115 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 28: Can You Buy Unlimited Properties? | Part 3In the final episode of our Positive Cashflow Properties series, we bust the myth: "Can you just keep buying property forever?" Spoiler: It’s not that simple. With Alana from We Mortgage Solutions, we cover: - The real limit on how many properties you can buy. - Why income matters more than cash flow when scaling. - The truth about "blacklisted suburbs." - Hidden costs of "cheap" cashflow properties. - Packed with expert advice and real stories, this episode is a must-listen for investors at any stage. Dr...
2024-12-1833 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 27: How to Find Positive Cashflow Properties | Part 2Welcome to part 2 of our 3-part positive cash flow property series! 🏡 In this episode, we discuss the key factors influencing rental growth, vacancy rates, and why cash flow isn’t everything. We’ll help you understand how to pick the right markets for long-term capital growth and why looking beyond rental yield is crucial. Tune in for the insights you won’t want to miss!   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU   Episode Highlights: 00:00 - Introduction 01:20 - S...
2024-12-0430 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 26: Positive Cash Flow Property: Good or Risky? | Part 1In part one of our Positive Cash Flow series, we dive into the nuts and bolts of cash flow properties: what they are, how they work, and whether they’re a smart move in today’s high-interest-rate environment. 🏡 From calculating yields to understanding the balance between growth and cash flow, we’re breaking it all down with real-world examples. Tune in to skip the guesswork and learn how to make your property investments work smarter, not harder!   Got questions or feedback? Email us: PODCAST (AT) SUBURBDATA.COM.AU Let us...
2024-11-2041 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 25: Suburb Growth Metrics, Key Targets and Where the Data comes from?Ever wondered which metrics really drive suburb growth? 🏘️ In this episode, we’re tackling a big question from one of our listeners: what specific data should investors focus on, and where does it come from? Join us as we break down key metrics like vacancy rates, rental yields, and demand-to-supply ratios. We’ll share why relying on just one number could lead you astray and how AI-driven insights can give you an edge in picking the best areas to invest. Perfect for anyone looking to skip the guesswork and make smarter property...
2024-11-0621 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 24: Q & A: Gathering Data, Active Listings, Brisbane Olympics and More | Jeremy SheppardIn this episode of the Suburb Data Podcast, we dive into YOUR questions! 🧐 From finding real property data to the impact of the Brisbane 2032 Olympics on the market, we've got all the insights you need. Plus, we'll chat about the hot markets like Perth and Townsville and share why some areas might not be the investment goldmines they're hyped up to be. Tune in for some no-fluff advice and plenty of laughs along the way!   Episode Highlights: 00:00 - Introduction 01:12 - Question 1 05:39 - Question 2 10:27 - Qu...
2024-10-2323 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 23: Negative Gearing: Save or Sink Australia's Property MarketIn this episode, we dive into the hot topic of negative gearing! We break down what it means, why it’s back in the headlines, and what it could mean for property investors and the Aussie market. From tax breaks to rent increases, we’ve got all the insights you need—no accounting degree required! Hit that play button for an easy-to-digest chat, and don’t forget to like, subscribe, and share if you find value in our content! 👍   Episode Highlights   00:00 - Introduction 01:49 - What is neg...
2024-10-0934 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 22: The 18-Year Property Cycle with Jeremy SheppardIn this episode, we dive into the so-called "18-year property cycle" – does it hold any truth for the Aussie market? 🤔 Spoiler: it's not looking good! Together, we break down the historical data and show why this U.S.-based theory doesn't really apply to Australia. From national growth rates to property booms (and busts), we cut through the myths and give you the real scoop on property cycles in Australia. 📊🏠   Episode Highlights   00:00 - Introduction 01:22 - national growth rate 03:50 - Long-term national average growth rate 06:16 - Th...
2024-09-2515 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 21: The Global Liveability Index 2024In today’s episode, we’re diving into the 2024 Global Liveability Index—exploring who’s up, who’s down, and where Aussie cities rank on the world stage. We’ll break down how Melbourne, Sydney, and other top cities are faring, and what these rankings mean for property investors like us. Plus, we’ll discuss taxes, the cost of living, and why Australia might just be the best place to live and invest. Whether you’re a seasoned investor or just starting out, this episode has something for everyone.   Episode Highlights: 00:00 - Int...
2024-09-1127 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 20: Q & A: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More | Jeremy SheppardIn this episode of the Suburb Data Podcast, we have heard your questions and answer them today! We will dive into the nitty-gritty of property investment strategies. Discover the impact of Loan Mortgage Insurance (LMI) and its role in leveraging your investments. We also tackle the complex world of Self-Managed Super Funds (SMSFs) and buying property through them, exploring the pros, cons, and necessary financial planning. Plus, we unpack the elusive concept of a "good yield" and how to balance rental income with property growth. And for those sitting on a cash windfall, we’ll discuss how to...
2024-08-2844 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 19: NSW Bans No-Grounds EvictionsIn this episode, Damien and Jeremy dive into New South Wales' new legislation banning no-grounds evictions. We explore what this means for property investors, dissect the implications for landlords and tenants, and discuss the broader impact on the rental market.  Join us as we provide expert insights, share personal anecdotes, and challenge common perceptions about property investing in Australia. This episode is perfect for anyone looking to navigate the complexities of real estate and stay informed about the latest industry developments.    Episode Highlights:  00:27 - Introduction  01:28 - Making renting fairer in NSW  05:14 - No gro...
2024-08-1419 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 18: Real Estate Myths Buyers and Sellers Need to IgnoreIn this episode, we dispel common real estate myths and share insights on a recent news article. We explore whether you can truly time the market, the likelihood of a property price crash, and if renting is genuinely more cost-effective than buying. Additionally, we address listener questions about investment strategies and borrowing power. Tune in and start building your sustainable path to financial independence in the Australian property market.   Episode Highlights:  00:00 - Introduction  01:17 - Viewers comments  14:45 - Real estate myths article  16:03 - Myth 1 - You can time the m...
2024-07-3134 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 17: Buyer's Agent 'Success Story' Email Too Good to Be TrueIn this episode, we review an email from an unnamed buyer's agent, examining its claims of helping clients achieve financial freedom by purchasing five properties in 24 months. While the numbers sound impressive, we delve into the details, revealing the exceptional circumstances required for such feats and cautioning listeners about the inflated promises and marketing tricks prevalent in the real estate industry. Through our analysis, we aim to provide a more honest approach to property investment.   Tune in for valuable insights and practical advice on navigating the complexities of property investing in Australia.   ...
2024-07-1715 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 16: Rental Yields - What Do They Tell Us About the Suburb and PropertyIn this episode, we dive into a fascinating discussion about what rental yields reveal about suburbs and properties. We challenge the common belief that a stable 6% rental yield might limit annual capital growth to 4%. Our analysis of data reveals a surprising trend. Properties with yields around 6% have seen an average annual capital growth of 7.7%. We also compare growth patterns between regional markets and capital cities, uncovering unexpected similarities that defy traditional investment assumptions. Tune in and start building your sustainable path to financial independence in the Australian property market. Episode Highlights: 00:00 – In...
2024-07-0317 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 15: Does Rent Growth Match Property Growth? (Part 2)In this episode, we answer a listener's question about whether rents have kept pace with property values over the long term. Through detailed chart analysis, we reveal trends in long-term average yields for the nation, state capitals, and regions. We also examine the big 5 cities, exploring yield trends over the last 20 years. We highlight implications for renters in major cities, noting potential rent increases. Tune in and start building your sustainable path to financial independence in the Australian property market.   Episode Highlights: 00:00 – Introduction 01:00 – 20-Year Yield History 02:25 – Listener Questio...
2024-06-1910 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 14: How to Analyse a Property MarketIn this episode, Damien will interview Jeremy on how to analyse a property market. We'll break down key statistics you need to know to make informed decisions in the property market. Tune in and start building your sustainable path to financial independence in the Australian property market.  Link – https://www.youtube.com/watch?v=bJlyM_sM6I4   Episode Highlights: 00:00 – Introduction 03:19 – How did you get into property analysis? 06:18 – What qualifies you to give advice? 09:12 – Is rent growth a precursor to capital growth or any other metric...
2024-06-0538 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 13: Cashflow and Return for a Property InvestmentIn this episode, we discuss how to analyse the numbers for an investment property. Learn how to calculate your return on investment and understand the crucial roles of growth and rental income. Tune in and start building your sustainable path to financial independence in the Australian property market.   01:59 – Strategies for Saving and Budgeting 03:22 – Car Lease 06:10 – Car Liability 07:05 – Barbershop 07:30 – Cashflow for a Property Investment 11:40 – Spreadsheet Numbers 15:56 – Annual Expenses 19:00 – Equity Release for Shares 22:13 – Depreciation & Off the Plan 24:12 – Growth 26:18 – Vanguard Index Fund Return 29:52 – 88% LVR (LMI) 32:20 – Shares 33...
2024-05-2236 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 12: Data Accuracy and Reliability for Days on Market (DOM)In this episode we discuss why getting your numbers right, especially Days on Market (DOM), is crucial for making informed decisions. From understanding DOM variations across platforms, this episode is packed with valuable insights to empower your property journey. Don't miss out on learning how to navigate the property market confidently by prioritizing data accuracy. Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does n...
2024-05-0812 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 11: How Much Do You Need For Property Investing?In this episode, we cover how much you need for property investing with our special guest Alana. We'll chat about upfront costs, like down payments and closing fees, and how Lenders Mortgage Insurance (LMI) can help you get started. We'll also cover strategies and government perks for first-timers. Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.   Alana’s Details - Connect on LinkedIn - https://www.linkedin.com/in/alana-kunicki/ Initial Lending Consultation - https://calendly.com/alana-wemortgage/30min?mon...
2024-04-2440 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 10: Does Rent Growth Match Property Growth?Do rents grow in line with property values, have they kept up over the decades? In this episode, we guide you through the recent market shifts. Tune in for insights into how these factors affect investment strategies.   DISCLAIMER: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. The information provided is not tailored to your individual circumstances, and we do not consider your specific financial situation. It is strongly recommended to consult with a qualified financial advisor or professional b...
2024-04-1013 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 9: Vacant Land Risk: How Far Away is Safe Enough?Ep. 09: Vacant Land Risk: How Far Away is Safe Enough? In this episode, we delve into the risks of investing in vacant land and its association with oversupply in property markets. Through real-world examples and satellite imagery, we highlight why avoiding vacant land is crucial for sustained capital growth. We analyse growth patterns and suburb proximity to greenfield estates, revealing the correlation between vacant land and investment pitfalls. We offer actionable insights to mitigate oversupply risks and help investors navigate the property market confidently, aligning investments with long-term growth objectives.   Episode H...
2024-03-2753 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 8: Unlock Financial FreedomIn this episode, we cover the first steps toward achieving financial freedom through property investment. From discussing the various forms of passive income, including rental income, shares, and managed funds, to offering practical advice on navigating through financial hurdles, we provide invaluable insights for both seasoned investors and beginners alike. Tune in to learn how to build a sustainable path towards financial independence in the Australian property market.   Episode Highlights: 00:08: Introduction and Definition of Financial Freedom 01:26: Passive Income Sources 05:34: Discussion on Superannuation and Targets
2024-03-1332 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 7: Free Data vs PaidIn this episode of the Suburb Data podcast, we dive into the debate of free data versus paid data in property investing. We kick off the discussion by addressing a viewer's comment from a previous episode about the pros and cons of buying one $1 million asset versus two $500,000 assets. We weigh factors like diversification, yield, and flexibility in property investment strategies. We then delve into the main topic of free data versus paid data, exploring the reliability and value of different data sources. Emphasizing the importance of thorough research and due diligence when using data to inform...
2024-02-2825 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 6: Should You Purchase One Big Asset or Two Cheaper Ones?In this episode, we’re diving into the classic property investing debate - Purchase One Big Asset or Two Cheaper Ones? We chat about the perks and pitfalls of each approach, helping you navigate your investment decisions with ease. Find out which option suits your long-term goals for building a strong property portfolio.   Tune in for key insights to safeguard your property investment journey.   Episode Highlights: 1:08: Advantages of purchasing 1 larger asset 2:00: Qualities of interest for investing. Low risk, high growth, high cash flow 2:40: Diversification, One 1 mill...
2024-02-1414 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 5: New Property Investors, Beware!In this episode, we uncover pitfalls for new property investors. We navigate the marketing maze, stressing the need for a healthy dose of skepticism, and explore common mistakes, from focusing too much on yield to historical underperformance. Consider buying an old house in a built-up area to avoid common pitfalls.   Tune in for key insights to safeguard your property investment journey.   Episode Highlights: 2:35: Where to start? 3:15: Deceptive Content 8:20: Research & Due Diligence 9:15: Analysis Paralysis 10:05: Client Example 11:30: Property Developers Research and Pr...
2024-01-3119 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 4: What Type of Property Should You Buy?In this episode, we break down the diverse Aussie property market, from residential to commercial properties, guiding you through the pros and cons of each investment type.   Our personal stories share valuable insights, revealing common mistakes to avoid, such as steering clear of studios and high-rises.   Tune in to find out for a well-rounded approach to property investing.   Disclaimer: Please be aware that the content presented in this video is for general informational purposes only and does not constitute financial advice. The information provided is not tai...
2024-01-1729 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 3: Property Investing 101Is property investing for everyone? Explore the world of property investing in this episode!   Damien and Jeremy discuss the basics, explore its widespread popularity, and help you ascertain if it's the right fit for you. Gain insights into essential terms, financial preparation tips, and understand how property investing aligns with your overall financial strategy.   Tune in and embark on a journey to demystify the world of property investing!   Episode Highlights: 01:05: Popularity of Property Investing 07:27: Benchmark 10:29: The Appeal of Property 13:00: Unp...
2023-12-2134 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 2: 16 Big Risks In Property Investing (And How To Avoid Them)Just how risky is property investing?  It probably comes as no surprise that there’s risk with every investment – and property is no different.  You have market risk, property risk, and financial risk... but the question is: What’s lurking within each of these that can derail the success of a property investor?  Most “experts” and gurus out there are trying to sell you something. And in a lot of instances, it’s their service (even if they’re giving you heaps of free “value” - they want you in their door). This means they’re not so...
2023-11-1531 minSuburb Data with Damien & Jeremy
Suburb Data with Damien & JeremyEp. 1: Unveiling Suburb Data and Our StoryStep into our debut podcast episode! Come along with Jeremy and Damien as we delve into the world of property investment in Australia
2023-08-1737 min