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Mark Eitel

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Mr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsThe Realtor Effect: How the Right Agent Can Make or Break Your DealJoin Mark Eitel on The Mr. Mortgage Show as he delves into the crucial role a realtor plays in the home buying and selling process.This episode explores how a skilled agent can be the difference between a smooth transaction and a problematic deal, highlighting everything from ensuring a clean and ready property at closing to negotiating the best possible terms.Mark shares insights and stories illustrating the impact of professional real estate agents in various scenarios, providing tips on what to look for in a great realtor.Whether you're buying your first home...2025-01-0539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBuy What You Can: Jumping into the Equity GameIn this episode of The Mr. Mortgage Show, Mark Eitel challenges listeners to shed the entitlement attitude that often surrounds home buying and embrace the opportunities available right now.Mark discusses the pitfalls of waiting for lower rates or prices, emphasizing how purchasing within your means today can set you up for long-term financial growth. He highlights the advantages of getting into the equity game sooner rather than later, using real-life scenarios to illustrate how early homeownership can significantly benefit your financial future.Tune in to learn practical strategies for buying affordably and starting your journey up the...2024-12-2939 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsCost of Waiting: Delaying Your Home Purchase Could Cost YouThe High Cost of Waiting: Why Delaying Your Home Purchase Could Cost You. In this episode of The Mr. Mortgage Show, Mark Eitel tackles the costly consequences of waiting to buy a home in hopes of falling prices.He delves into how such delays can lead to significant losses in potential equity, especially in a market where values may not dip as expected.Mark provides insightful analysis and real-world examples to illustrate the financial impact of waiting on the sidelines.Tune in to learn why acting now might be more beneficial than waiting for a...2024-12-1539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsThe Equity Ladder: It's Worth The ClimbClimbing the Equity Ladder: Buying What You Can Afford Now to Get What You Want LaterJoin Mark Eitel on this week’s episode of The Mr. Mortgage Show as he explores the strategic approach of climbing the equity ladder in real estate.Mark breaks down why starting with a home you can afford today is a smart move for long-term financial growth. He explains how building equity over time can pave the way to eventually purchasing your dream home.This episode is packed with practical advice and tips for first-time buyers and seasoned investors al...2024-12-0839 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsFinding Assumable Mortgages: Unlocking Hidden OpportunitiesFinding Assumable Mortgages: Unlocking Hidden Opportunities.This week on The Mr. Mortgage Show, Mark Eitel dives into the world of assumable mortgages and how they can be a game-changer for buyers in today's market.He shares practical tips and strategies for finding homes with assumable mortgages, explaining how taking over an existing low-rate mortgage can save buyers thousands. Mark also answers listener questions, covering everything from eligibility to the fine print of assumable loans.Tune in to learn how to spot these hidden gems and make them work for you.Jen is in...2024-11-2439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsHow Can Mortgage Rates Go Up After A Fed Rate Cut?How can Mortgage Rates Go Up After A Fed Rate Cut?In this week’s episode of The Mr. Mortgage Show, Mark Eitel tackles the commonly misunderstood relationship between the Federal Reserve’s actions and mortgage rates. While many assume that a cut in the Fed Funds Overnight Rate should lead directly to lower mortgage rates, the reality is often different. Mark explains why mortgage rates can actually rise following a Fed rate cut, delving into the factors such as investor sentiment, inflation expectations, and global economic conditions that influence mortgage pricing independently of the Fe...2024-11-1039 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsPost-COVID Real Estate Protocols: Navigating the New NormsPost-COVID Real Estate Protocols: Navigating the New NormsIn this episode of The Mr. Mortgage Show, Mark Eitel explores the positive changes in real estate protocols that emerged from the COVID-19 pandemic.One significant shift is the practice of securing full mortgage approval before viewing properties, giving buyers a competitive edge in negotiations and readiness to act on opportunities swiftly.Mark discusses how these updated protocols not only streamline the buying process but also enhance the efficiency and safety of real estate transactions in the current market.Tune in to learn how these...2024-11-0239 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing News2008 vs. Today: Understanding the Differences in Housing Markets2008 vs. Today: Understanding the Differences in Housing MarketsThis episode of The Mr. Mortgage Show, hosted by Mark Eitel, dives into a comparative analysis of today's housing market versus the scenario during the 2008 crash. Mark dissects the causes of the 2008 housing crash, such as subprime lending and market overvaluation, and highlights how today's market conditions differ significantly.With stricter lending standards and varying economic factors at play, this discussion aims to dispel fears and provide a reasoned perspective on the stability of the current real estate market. Tune in as we explore what makes today's housing...2024-10-2239 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsInterest Rate Cuts vs. Rising Mortgage Rates: Unraveling the DisconnectInterest Rate Cuts vs. Rising Mortgage Rates: Unraveling the DisconnectJoin Mark Eitel on this week’s episode of The Mr. Mortgage Show as we delve into the perplexing situation where despite recent Federal Reserve cuts, mortgage rates continue to climb. What causes this apparent disconnect?We explore how various factors beyond the Fed's control—including market demand, inflation expectations, and global economic conditions—can influence mortgage rates. Mark provides an in-depth analysis to help you understand the complexities of these economic mechanisms and what they mean for potential homebuyers and homeowners looking to refinance.This e...2024-10-1539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMultigenerational Living: A Solution in High-Priced MarketsMultigenerational Living: A Solution in High-Priced MarketsIn this episode of The Mr. Mortgage Show, Mark Eitel delves into multigenerational housing as a practical solution for families navigating the challenges of today's high-priced real estate market. We explore the benefits and dynamics of multigenerational living, from shared financial responsibilities to enhanced family support.Mark provides insights on how families can leverage this living arrangement to afford homes in otherwise unattainable markets, discussing both the logistical and emotional considerations involved. Tune in to learn how multigenerational housing can be a strategic move for long-term financial stability and...2024-10-0639 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsFed Rate Cuts: Unpacking the Impact on the Housing MarketFed Rate Cuts: Unpacking the Impact on the Housing MarketIn this episode of The Mr. Mortgage Show, Mark Eitel explores the recent decision by the Federal Reserve to lower interest rates and its anticipated effects on the housing market.We delve into how these rate cuts could stimulate home buying, affect mortgage rates, and impact both buyers and sellers in various ways. Mark provides expert analysis on what this means for current and prospective homeowners, including potential challenges and opportunities.Tune in to gain a deeper understanding of how Federal Reserve policies influence the...2024-09-2939 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsFirst Home Layaway Program: A Family Path to HomeownershipFirst Home Layaway Program: A Family Path to HomeownershipIn this insightful episode of The Mr. Mortgage Show, Mark Eitel introduces a forward-thinking strategy known as the First Home Layaway Program, designed to help parents and grandparents pave the way for their children's future homeownership.This approach involves using equity from their own homes to purchase a rental property in a desirable area. The rent from tenants covers the property's expenses until the child or grandchild is ready to take over, at which point the property is sold to them with a significant gift of equity...2024-09-2239 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsDemystifying Reverse Mortgages: The Truth Behind the MythsDemystifying Reverse Mortgages: The Truth Behind the MythsJoin Mark Eitel on The Mr. Mortgage Show as he delves into the often misunderstood world of reverse mortgages.This episode aims to debunk the common misconceptions surrounding this unique mortgage type, providing clarity on how they actually work, who can benefit, and the potential drawbacks to consider.Whether you’re considering a reverse mortgage for yourself or advising a loved one, Mark offers expert insights and real-world examples to help listeners make informed decisions based on facts, not fears.Jen is in the st...2024-09-1539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBreaking Free from Analysis Paralysis in Real Estate DecisionsBreaking Free from Analysis Paralysis in Real Estate DecisionsIn this episode of The Mr. Mortgage Show, Mark Eitel tackles the common trap of analysis paralysis, particularly in relation to obsessing over interest rates when considering real estate purchases.We explore how incremental rate decreases can mislead potential buyers into waiting for the 'perfect moment' to buy, often resulting in missed opportunities as real estate values continue to appreciate, outpacing any minor savings from lower rates.Join us to understand why taking action, rather than overanalyzing, can lead to greater long-term benefits and how to...2024-09-0839 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBlending Rates to Beat Debt: The Power of Consolidation RefinancingBlending Rates to Beat Debt: The Power of Consolidation RefinancingThis episode of The Mr. Mortgage Show dives into the strategic financial tool of debt consolidation refinancing.Mark Eitel explains how, by potentially increasing your mortgage rate, you can consolidate all your high-interest consumer debt into one lower monthly payment, saving hundreds or even thousands of dollars each month.We'll discuss the concept of blended interest rates and how they work to your advantage in a refinance scenario.Join us as we explore the financial benefits and considerations of this approach, providing...2024-09-0139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWhy Homeowners Hold the Upper Hand in Today’s MarketWhy Homeowners Hold the Upper Hand in Today’s MarketIn this episode of The Mr. Mortgage Show, Mark Eitel breaks down why the current real estate market remains favorable for existing homeowners.With historically low mortgage rates and substantial equity, homeowners are in a prime position to either sell for a profit or leverage their equity for further investments. We explore how these advantages place them firmly in the driver's seat, contrasting with the challenges faced by potential buyers on the sidelines.Tune in to understand the strategic moves available to homeowners in today's ma...2024-08-2539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsDecoding Mortgage Rates: What Really Moves ThemDecoding Mortgage Rates: What Really Moves ThemJoin Mark Eitel on The Mr. Mortgage Show as he unravels the common misconception that the Federal Reserve is the primary mover of mortgage rates. This episode dives deep into the true factors that influence mortgage rates, providing listeners with a clearer understanding of what to watch for when trying to time the market.Mark will guide you through the economic indicators and market dynamics that signal rate trends, helping you make more informed decisions about when to lock in a rate. Whether you're buying a...2024-08-1839 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMaking Sense of Refinancing: Analyzing Costs and Timing for Optimal BenefitsMaking Sense of Refinancing: Analyzing Costs and Timing for Optimal Benefits.n this episode of The Mr. Mortgage Show, Mark Eitel demystifies the refinancing process, focusing on how to critically analyze when a refinance truly makes sense. He delves into the concepts of the true cost of money and effective interest rates, tools that are essential for homeowners considering a refi.Listeners will gain insights into the financial calculations and market conditions that dictate the optimal timing for refinancing.Whether you're looking to lower your monthly payments, shorten your loan term, or tap into...2024-08-1139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWhy is Getting a Mortgage Such a Pain in the Butt?Join Mark Eitel on this week's episode of The Mr. Mortgage Show for a playful yet insightful comparison that's bound to capture your attention: preparing for a mortgage application is surprisingly similar to prepping for a colonoscopy.Both require thorough preparation to ensure a smooth and successful experience. Mark delves into the details of why meticulous prep is critical in both scenarios, providing practical tips to navigate the mortgage application process with ease.Whether you're bracing for a medical procedure or gearing up to secure a home loan, tune in to learn how proper preparation can...2024-08-0439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsRent-Vesting vs. House-Hacking: Weighing Your Real Estate Investment OptionsRent-Vesting vs. House-Hacking: Weighing Your Real Estate Investment OptionsIn this week's Mr. Mortgage Show, Mark Eitel takes a critical look at the rising trend of "rent-vesting," a strategy that encourages renters to purchase investment properties in markets outside their living area. While proponents see it as a viable option for those unable to afford homes locally, Mark argues that this approach is not only risky but potentially disastrous. Instead, he champions the safer and more cost-effective strategy of house-hacking: purchasing a primary residence, living in it for at least 12 months, and then moving on t...2024-07-2839 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsPay More, Spend Less: Mastering Seller Concessions for Better DealsPay More, Spend Less - Buyer strategies that work in today's real estate market!This week on The Mr. Mortgage Show, we unveil a strategic approach for home buyers and sellers under the intriguing concept of "Pay More, Spend Less."We explore how buyers can leverage seller concessions to buy down their mortgage rate, resulting in significant savings on monthly payments and closing costs. Also, we discuss why this tactic is equally beneficial for sellers, especially in a slowing housing market, by making their homes more affordable and competitive.2024-07-2139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsThe Anatomy of a Housing Crash: Lessons from the Past, Insights for TodayThe Anatomy of a Housing Crash: Lessons from the Past, Insights for TodayIn this week's episode of The Mr. Mortgage Show, we dissect the concept of a housing crash, examining why despite increased inventory and widespread expectations, the housing market remains surprisingly resilient.We delve into the historical context of the Great Recession, analyzing the factors that led to that devastating housing crash and contrasting them with today's market conditions. Join us as we explore the key differences and uncover why the current real estate landscape is less likely...2024-07-1439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWatching the Fed's Next Move: It's Not That Important!This week’s episode on The Mr. Mortgage Show, we take a closer look at the importance or lack thereof of the Federal Reserve's upcoming decisions regarding interest rates.  Many people closely monitor the Fed's moves, anticipating significant impacts on their personal financial decisions, particularly in real estate.However, we'll explain why these actions might not be as crucial as you think and how other market factors can play a more determining role in your mortgage and housing decisions. Tune in to gain a broader perspective on economic influences and lea...2024-07-0739 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsIs Housing Really In Crisis? The Data Will Surprise You!This episode of The Mr. Mortgage Show takes a critical look at the popular narrative surrounding a housing crisis. Is the current state of the housing market truly a crisis, or is it being amplified as a political talking point and sensational news story?We explore the data and perspectives that challenge this narrative, discussing how perceptions can be skewed to make those on the outside feel vindicated.Tune in as we dissect the real numbers and trends, offering a balanced view on what's actually happening in real estate today, beyond...2024-06-3039 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWaiting on Rate Cuts? Why It's Time to Rethink Your StrategyThis week, we discuss the increasing unlikelihood of interest rate cuts by the Federal Reserve in the near future.As many hopeful buyers and refinancers wait for lower rates, we delve into why this strategy may not be beneficial.We analyze current economic indicators, Federal Reserve policies, and market trends to explain why waiting for rate cuts could end up costing more in the long run. Tune in to discover effective strategies for navigating a high-rate environment and making informed decisions without waiting on the FedWhether you're a homeowner, investor...2024-06-2339 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsZero Down Mortgages Return: Are We Headed for Trouble?Let's explore the resurgence of the 100% mortgage and address concerns about a potential repeat of the lending practices that led to the 2008 housing crisis.This week on The Mr. Mortgage Show.Is history poised to repeat itself, or have lessons been learned? We deep dive into the details of this new mortgage program, examining the safeguards and criteria in place to ensure stability and prevent past mistakes.Tune in to understand the intricacies of these loans and whether they signal caution or confidence in the current real estate market.2024-06-1639 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsDebunking the Crash Myth: Rate Stability and Softening PricesIn this episode of The Mr. Mortgage Show, we delve into the current real estate landscape where interest rates are holding steady and home prices are beginning to soften slightly. Amid widespread predictions of a market crash, we question the likelihood and timing of such an event. Drawing a parallel with egg price inflation and the cost-effectiveness of building a chicken coop, we conduct a deep dive into the financial implications of such decisions.Is renting while waiting for further drops in rates or prices actually a smart move, or does the math...2024-06-0939 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBucking the Trend: Capitalizing on Hidden Real Estate OpportunitiesThis week Mark tackles the daunting combination of high home prices, soaring interest rates, escalating taxes, and spiraling insurance costs—factors many cite as reasons to avoid the real estate market. Despite these challenges, unique buying and selling opportunities exist that are often overlooked. We uncover these hidden gems and discuss how to capitalize on them, providing practical strategies for navigating a market that seems stacked against the average buyer or seller.Tune in to discover how to turn today's market challenges into real estate victories.Jen is in...2024-06-0239 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsNavigating the Surge: Understanding High Rates, Prices, and RentsThis week on the The Mr. Mortgage Show, we delve into the current dynamics of the housing market, where high mortgage rates, escalating property prices, and soaring rental costs are becoming the norm. What’s driving this surge? We break down the fundamental principle of supply and demand that governs these changes and its impact on pricing across the board.Join us as we explore the economic forces at play and provide insights on how to navigate a market characterized by high costs, offering practical strategies for buyers, sellers, and renters alike.2024-05-2639 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsData Over Drama: Finding Real Opportunities in Real EstateIn this episode of The Mr. Mortgage Show shifts focus from sensational headlines to solid data, urging listeners to concentrate on real estate facts rather than emotional narratives.Mark discusses how, despite having no control over interest rates or market pricing, there are always opportunities available for those looking to buy a primary residence or invest for wealth and cash flow.We explore strategies like seller financing, assumable mortgages, and seller contributions that create unique buying opportunities. Join us as we reveal how to align your real estate goals with market...2024-05-1939 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsDoes the Federal Reserve Control Mortgage Rates?In this week's Mr. Mortgage Show, we clear up a common misconception: the Federal Reserve directly set mortgage interest rates. While the Fed's policies can influence the economic environment in which these rates are determined, waiting for Fed action to dictate your mortgage decisions might lead to missed opportunities.We delve into the relationship between the Fed's decisions and mortgage rates, explaining how external factors and broader economic indicators play a more crucial role. Whether you're an investor, homeowner, or potential buyer, this episode is packed with critical information to...2024-05-1239 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsParents & Grandparents Building Future Homeowners: Gifting the DreamThis week, we explore a burgeoning strategy developed by Mark Eitel and the Mr. Mortgage team, where parents and grandparents purchase rental homes with the intent to eventually sell them to their children and grandchildren. This method, which includes gifting equity, is gaining popularity as a proactive way to secure the dream of homeownership for future generations.We dive into how this approach allows families to plan ahead, leveraging today's real estate market to benefit their loved ones down the line.Learn more about this thoughtful investment strategy that not o...2024-05-0539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWhen Does A Refinance Make Sense? The Path Is In The MathHigher Rate, Big Savings: A Debt Consolidation Success Story.This week on The Mr. Mortgage Show, we dissect a real-world example that defies conventional wisdom: refinancing into a higher mortgage rate to achieve substantial monthly savings. We take you through the journey of a homeowner who, despite the rise in their mortgage rate, managed to save over $500 per month by consolidating their high-interest debts into their new mortgage plan.Learn how debt consolidation can be a powerful tool in financial strategy, offering more breathing room in your...2024-04-2839 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsGoing Solo: Mastering the Art of Selling Your Home Without a RealtorIn this episode of The Mr. Mortgage Show, we delve into the nuances of selling a home without the assistance of a realtor, a timely topic in light of the recent National Association of Realtors (NAR) commission lawsuit and proposed settlement. With many homeowners now questioning the need to pay substantial real estate commissions, we explore the possibility and challenges of the For Sale By Owner (FSBO) approach.We provide an in-depth guide to equip the well-prepared few with the tools and strategies needed to navigate this seemingly simple, yet intricate process successfully. 2024-04-2139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsTogether Under One Roof: The Rise of Multigenerational LivingMultigenerational housing and the purchase options: Yes they are a thing!In this insightful episode of The Mr. Mortgage Show, we explore the growing trend of multigenerational living and its myriad benefits. As families look for ways to support aging parents while managing their own households, the concept of buying a home that accommodates multiple generations has become increasingly appealing. We delve into how builders are responding to this demand by designing homes that cater to diverse lifestyle needs, ensuring privacy and comfort for all family members.F...2024-04-1439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsUnlocking Savings: The Power of Debt Consolidation RefinancesJoin us as we tackle the often-overlooked strategy of debt consolidation refinances and how it can be a financial game-changer for many homeowners. Amidst the struggle with high-interest rate debts from credit cards and car loans, many cling to their historic low mortgage rates without realizing the potential for massive monthly savings.We dive into the nuances of leveraging your mortgage for debt consolidation, weighing the trade-offs of letting go of low mortgage rates to roll debt into a refinance. Discover how this move could save you hundreds or even thousands each month...2024-04-0739 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsNAR's Proposed Settlement: Will This Really Save Consumers Money?The NAR Settlement Explained. In this week's episode of The Mr. Mortgage Show, we delve deep into the proposed settlement of the National Association of Realtors (NAR) lawsuit and its potential impact on consumers. Will this legal resolution truly lead to savings for homebuyers and sellers, or is the outcome less promising than it appears?Join us as we unpack the details of the settlement, analyze its implications for the real estate market, and offer insights that might just surprise you. Whether you're in the market to buy, sell, or...2024-03-2439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsAssumable Mortgages: How to Save Big on Your Home PurchaseIn this informative episode of The Mr. Mortgage Show, we uncover the often-overlooked strategy of buying a home with an assumable mortgage; a tactic that could save buyers thousands of dollars. As interest rates fluctuate, the appeal of assuming an existing mortgage with favorable terms becomes increasingly attractive. We dive deep into what assumable mortgages are, how they work, and the potential financial benefits for buyers.Our discussion includes the easiest way to find these opportunities, the process of assuming a mortgage, and key considerations for both buyers and sellers. W...2024-03-1739 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsEquity Rich and Holding Tight: The Over-50 Homeowner's AdvantageThis week on The Mr. Mortgage Show, we delve into the demographics of homeownership in the United States, focusing on a striking trend: the average age of homeowners is over 50, and they're sitting in an enviable financial position. With no urgency to sell, this group of homeowners is equity rich, thanks to years of property value appreciation. We explore how this substantial equity allows them to weather higher interest rates and potential economic downturns with relative ease, setting them apart from younger, aspiring homeowners.The episode highlights the growing divide in housing affordability...2024-03-1039 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsPain in the Butt Comparison: Colonoscopy vs. Mortgage ApplicationOn this week's show Mark, as only he can do, takes an unconventional approach to understanding the complexities of mortgage applications by comparing them to the preparation required for a colonoscopy. Yes, you heard that right! Both can be a pain in the butt, but as we'll explore, proper preparation can significantly ease the process. We dive into the similarities between the two, emphasizing how being well-prepared can transform potentially uncomfortable experiences into manageable ones.Additionally, we shift focus to the trending topic of tiny homes, dissecting the illusion of affordability that often...2024-03-0339 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsStuck in Neutral: Real Estate Holdup and the Outlook for Interest RatesIn this episode of the Mr. Mortgage Podcast, we explore the current state of the real estate market, characterized by stagnation and the dashed hopes for immediate lower interest rates. As many prospective buyers and sellers sit in limbo, waiting for a sign of movement, we dissect whether this stagnation poses a significant problem for the market at large.Join us as we delve into the underlying causes of this inertia and discuss potential catalysts that could disrupt the status quo. With expert insights and forward-looking analyses, Mr. Mortgage offers listeners a comprehensive...2024-02-2539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsInflation's Grip: Rate Cuts on Hold and Rising Mortgage DelinquenciesIn this episode we dive into the latest economic trends affecting the real estate market. With higher inflation numbers likely keeping interest rate cuts at bay, we explore the "higher for longer" scenario and its implications for homeowners and potential buyers. Additionally, we uncover startling data on mortgage delinquencies, highlighting that nearly 11% of FHA mortgages are now delinquent. Is this an early warning sign of a market downturn, or the first ripple of increased inventory hitting the market? Join us as we dissect these trends, discuss the potential impact on the housing...2024-02-1839 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWaiting on Rates? You're Not Really Ready!This episode of The Mr. Mortgage Show challenges a common misconception in real estate: that interest rates should dictate the timing of purchasing a primary residence. We delve into why interest rates, often considered a vanity metric, should not be the driving factor in the decision to buy a home. Instead, we consider that the decision should be grounded in the real fundamentals: family needs, wants, and budget.Join us as we explore how focusing on what truly matters can lead to more satisfying and sustainable homeownership, regardless of the current interest rate...2024-02-1139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWhen Will The Fed Cut Rates? Does It Really Matter?Interest rate is not the most important factor when deciding whether to buy or sell real estate. Wondering what is more important than interest rate? This week's show is for you! In this week’s episode of The Mr. Mortgage Show, we delve deep into the often-overlooked variables that play a crucial role in making informed real estate decisions. Whether you’re thinking of buying your dream home or selling a property, there's more to consider than just the price. Join us as we explore the hidden aspects of real estate transactions, including the...2024-02-0439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsReal Estate's Changing Game: Elevator, Escalator, or Stairs in 2024?In this episode, we dive into the evolving landscape of real estate, comparing the market dynamics of 2024 with those of recent past. While the approach to buying might have changed, the game's essence remains the same – building equity over time. Mark Eitel brings this to life with a compelling analogy: the elevator, escalator, and stairs. Each represents a path to growth in real estate, with varying speeds and experiences, but all leading upward. We discuss why it's crucial to start your journey, regardless of the market's pace, and how standing st...2024-01-2839 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsDon't Be Emotional About Real Estate: Things Buyers Should Not Do!In this eye-opening episode, we're tackling the emotional rollercoaster of real estate decisions, amplified by the rise of social media influencers. With a flood of persuasive content and generalized advice, it's easy to get swayed into making hasty buying or selling decisions. We dive into how some might be misrepresenting data or pushing narratives for personal gain, and why it's crucial to stay grounded. Join Mark Eitel, as he discusses the key things buyers and sellers should avoid doing, offering practical tips to navigate the real estate market with a...2024-01-2139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMisleading Headlines: Refinancing Uptick Presented as Buyer SurgeOnce again the Headlines are Wrong! The devil is in the Data!This week, we're cutting through the noise of sensational headlines to reveal the truth behind the recent surge in mortgage applications. Contrary to popular belief, this uptick isn't signaling a flood of buyers entering the market. Instead, we uncover that it's driven largely by homeowners seeking to refinance amidst mounting debt pressures. JJoin Mark Eitel, as he dissects the data, debunk the myths, and provide a clear-eyed view of what this trend...2024-01-1439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBiden's Housing Blueprint: Unpacking the ProposalsWe're diving into the Biden administration's ambitious proposal to fund 500,000 affordable homes. It's a plan that could reshape America's housing landscape, but what's the real story behind the headlines? We'll explore the potential upsides, like increased accessibility and market stabilization, and weigh them against the possible downsides, including market impacts and funding challenges.Join us for a balanced and insightful discussion as we dissect this significant policy move and what it means for homeowners, investors, and the future of American housingRead the full article hereBut wait...2024-01-0739 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMortgage Rates End 2023 Where They Started!Mortgage Rates in 2023 - The Ultimate Groundhog Day!Isn't it ironic? In 2023 All the rate predictions were wrong. This was highlighted by us blowing past 8%. Now as the year wraps up, we find ourselves right back where we started. Today, we're exploring this deja vu and what it means for the real estate market. Have we truly come full circle, and if so, what's next on the horizon? JJoin us for a lively discussion as we dissect the implications of this rate stagnation and strategize the best moves for buyers...2023-12-3139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBuffet Behavior in Finance: Overspending, Overborrowing, and Real EstateEver feel like you're at a financial buffet, tempted to overspend and overborrow, especially when it comes to real estate? You're not alone. In this episode, we're unpacking the 'Buffet Behavior' in finance – that urge to bite off more than you can chew in the property market. We'll dive into why we get caught in this cycle, the impact it has on our wallets and the housing market. Whether you're a first-time buyer, a seasoned investor, or just trying to get your finances in check, join us for a candid chat fi...2023-12-2439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsRate Rollercoaster: Celebrate the Dip or Brace for a Head Fake?In this episode, we're riding the waves of fluctuating mortgage rates. As rates take a sudden dip, the big question looms: Is it time to pop the champagne and celebrate, or should we be wary of a potential head fake?Mark dissects the factors driving these rate changes and what they mean for buyers, sellers, and the overall housing market; As only he can do, painting visual pictures with relateable stories and metaphors!Join us for an insightful analysis as we navigate the uncertainties of the mortgage world, offering expert advice...2023-12-1739 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsRed Devil Cycles Toy Run 2023 RecapThe Red Devil Cycles 2023 Toy Run Live Recap!Bikes, Beers, Barbeque, and Lots of Toys for the kids of Martin County Florida!and of course, Yours Truly and the Mr. Mortgage Crew! We had a blast doing a live remote show for the event.A huge thanks to John & Luann at www.RedDevilCycles.com another great event for a great cause.Follow the Fun and Get Ready for the 2024 Run at https://www.facebook.com/reddevilcyclesinc Meet the 2023 Sponsors;https...2023-12-1230 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsGender and Age in Homeownership; Where Are the Young Men?Are Sports Betting Apps, Killing Homeowership for Young Men?In this insightful episode, we delve into the current state of homeownership in the US, with a special focus on the gender and age gap. Where are all the young men in the housing market? We explore this intriguing question, examining the factors contributing to this trend and its implications for the real estate industry. From economic challenges to changing societal norms, join us as we uncover the realities behind these demographic shifts and what they mean for the future of homeownership.2023-12-1039 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsIs 2024 Bringing Lower Rates, How about Lower Prices?Is 2024 Bringing Lower Rates? How about Lower Prices?How do you know you're ready to buy a home? Well, how much you spend on happy hour, bottle services and axe body spray may be an indicator! This week we start to look at the 2024 predictions for prices and rates... will anyone get it right this time? Mark also explains that interest rate is the least significant number in a transaction. I know, it sounds counter intuitive but it’s worth a listen!Also Jerome Powell keeps saying no loosening in po...2023-12-0340 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsSlowing Housing Market, is it Really a Bad Thing?Is a slowing housing market really a bad thing? We're taking a deep dive into the fundamentals of today's housing landscape, unraveling who really benefits from this deceleration.From first-time buyers to seasoned investors, we explore the varied impacts and uncover potential opportunities hidden within a less frenetic market.Join us for an enlightening discussion that shifts the narrative, offering a fresh perspective on what a slower market means for different players in the real estate game.We cover all this and more as Mark answers questions...2023-11-2640 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsIs 7% The New 5%; Mortgage Rates ExplainedMortgage Activity spikes as mortgage rates retreat from the lofty 8% recent highs to a more palatable mid-7% range. Is 7% the new 5% in today's real estate world? We're breaking down what this shift means for buyers, sellers, and the overall market dynamics.Get ready for a lively discussion filled with insights, as we explore whether these numbers signal a temporary relief or a long-term trend.Plus, we'll tackle the buzz around real estate commissions – are they becoming a relic of the past? Jen is in the studio keeping us al...2023-11-1939 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsCurse of the Reverse Mortgage: Evil or Misunderstood?The Curse of the Reverse, HECMs explained and demystified. And it's time to put down the avocado toast and get serious about equity wealth.This episode is a dual-force of enlightenment, tackling two crucial aspects of the housing market.First, we debunk the common misconceptions surrounding reverse mortgages, shedding light on their true benefits and potential pitfalls.Then, we shift gears to focus on the 18-38 age group, a demographic that is being sidelined in today’s real estate conversation. We'll explore why this younger generation might be mi...2023-11-1239 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBail Out or Stay the Course: Today's Stormy Real Estate MarketToday, we tackle the turbulence in the real estate sector head-on, from the recent NAR lawsuit to climbing interest rates, and dissect what this means for individuals navigating the current economic landscape.Should potential buyers and sellers press pause or keep moving toward their real estate goals? We'll provide ananalysis of the market's direction, offer some insights, antidotes, and discuss whether it's wiser to bail out or stay the course amidst these uncertain times.Join us as we dissect the challenges and opportunities of the modern real estate market>2023-11-0539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsFirst Time Buyers: Adjust Expectations or Wait a Crash?The dream of homeownership is a cornerstone of the American ethos, but with soaring real estate prices and rising interest rates, is it becoming an elusive dream for today's first-time buyers? This episode delves into the pressing dilemma: Should newcomers to the property market recalibrate their expectations or hold out in hopes of a market downturn?We'll explore the current real estate landscape, weigh the pros and cons, and offer insights to help first-time buyers navigate these uncharted waters. Join us as we dissect the challenges and opportunities of the...2023-10-2940 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsForeclosures Up and 8% Mortgage Rates, Will the Market Crash?Foreclosure Fears and High Rates, is the Market Finally Going Crash?Mark Eitel takes a hard look at the startling new foreclosure data and rising inflation numbers, igniting a debate around the potential repercussions of an 8% mortgage rate on the housing market. We'll dissect the current economic indicators and analyze historical trends to explore whether the housing market can withstand such a hike. Join us as we delve into expert analyses, provide insightful commentary, and forecast potential scenarios in this gripping discussion. It's a...2023-10-2240 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsRates vs Housing Prices: Which Will Flinch First?Interest Rates and the Economy: Unveiling the Intricate Dance of FinanceJoin Mark Eitel and Jenn as they dive into the dance between interest rates and the economy in this week's show.Explore how shifts in interest rates echo through various economic sectors, influencing everything from personal loans to global trade.Mark dissects the latest data, providing you with a comprehensive understanding of how rate fluctuations impact your wallet and the nation's economic health. Whether you're a homeowner, investor, or simply curious about economic dynamics, gain invaluable...2023-10-1539 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMultigenerational Mortgages - Housing Hacks for Family FortunesMultigenerational Mortgages: Navigating Housing Hacks for Family FortunesEmbark on a journey through the world of multigenerational mortgages with this eye-opening episode. Explore how families are redefining housing norms by embracing mortgages that span generations, ensuring stability and financial security.We'll delve into the nuts and bolts of these unique financial tools, sharing hacks and insights to navigate the housing market strategically.Whether it's minimizing costs, maximizing investments, or ensuring a legacy, discover how multigenerational mortgages are crafting new pathways in property ownership.2023-10-0840 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsDeceived by Data: Deciphering New Home SalesCan the same data be positive and negitive? Yes! Don't be deceived! In a world awash with data, not everything is as it seems. This episode dives into the intricacies of the latest New Home Sales Report, revealing the contrasting narratives of monthly and yearly figures. While sales may be down month-over-month, the year-over-year stats tell a different story. Join us as we unravel the numbers, offering insights into why it's crucial to look beyond the surface and understand the broader context. Data can be deceiving, but with the right perspective, you can...2023-10-0139 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsAssume the Advantage - Finding Sellers with Assumable MortgagesAssuming the Advantage: The Hidden Power of Assumable Mortgages. Savvy buyers are assuming rates in today's market! But how do you find them? We uncover the easiest way everEver wondered if there's a way to capitalize on a sellers existing low-interest rates? Mar Eitel unveils the untapped potential of assumable mortgages.Now it's never been easier to find sellers with these golden tickets and the benefits of taking over a mortgage with a rate in the 3s.We'll guide you through the process, highlighting why, in many cases, assuming...2023-09-2439 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsThe True Impact of Interest Rates on PaymentsIs it better to negotiate a lower sales price or buy down the interest rate? Discover the surprising impact of buying down rates and how it can lead to significantly lower payments compared to just reducing the sales price. Join us as we break down the numbers, revealing insights that could reshape your approach to property purchases and financing decisions.We cover all this and more as Mark answers questions ranging from refinancing, reverse mortgages, buying investment properties, and even reverse mortgages. this was an action packed showJen is...2023-09-1739 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsDoes Size Really Matter? Wait...We're talking Rates!Why Monthly Expenses Matter More Than Just Rates Join Mark Eitel as he touches on debt consolidation, debunking the common misconception that interest rates are the sole deciding factor. Are you focused on a vanity metic while ignoring a cash flow problem?Discover why focusing solely on rates can be a costly mistake and learn the importance of considering monthly expenses in your financial decisions.Listen in as we unravel the intricacies of debt and guide you on a path to smarter financial choices, ensuring you get the...2023-09-1050 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsCan the Feds Fix the Housing Crisis?Can the federal government truly mend the housing crisis? More people are calling for government intervention in the housing market. Is it a good idea? Join Mark Eitel as he looks at what has happened in the past when the government artificially encouraged consumer behavior and the results, both intended and unintended. As the housing market continues to evolve, it's crucial to understand the role of government intervention and its potential impact on buyers, sellers, and investors alike.Join us as we dissect this complex topic and, as always, answer your...2023-09-0352 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsTop 10 Cities to Buy Real Estate in 2023The Top 10 and Bottom 10 cities to buy in the US today!In this riveting episode of The Mr. Mortgage Show, Mark Eitel dives deep into the ever-evolving real estate market of the United States. Channeling his inner David Letterman, Mark presents a countdown that every homebuyer, investor, and real estate enthusiast has been waiting for: The best and worst places to buy in 2023Whether you're a seasoned investor, a first-time homebuyer, or just curious about the state of the US housing market, this episode is a must-listen. Tune in to find out if...2023-08-2754 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBlended Rates, Reveal the Real SavingsWe look beyond low mortgage rates and into the world of blended rates and true monthly debt costs. Discover the surprising cashflow benefits of a debt consolidation loan, even if it means letting go of that coveted low mortgage rate.Mark breaks down the numbers, showcasing real-world examples that prove the power of smart refinancing. Plus, learn the secret to slashing your mortgage timeline in half with strategic principal prepayments.Dive deep into the numbers and free yourself from the emotional ties to low rates while drowning in high-interest debts. The magic isn't in the...2023-08-2054 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsHousing Crisis 2023: Fact or Fiction?The housing crisis in America in 2023. Is it a genuine crisis or just media hype?Join us as we dissect the numbers, trends, and underlying factors to uncover the truth behind the headlines. Whether you're a homeowner, potential buyer, or just curious about the state of the housing market, this episode is a must-listen!In this riveting episode of the Mr. Mortgage Show, Mark dives deep into the data surrounding the idea of a housing crisis and the data surrounding this message. Mark also answers all your questions. hosted by Mark Eitel. Jen...2023-08-1354 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsProperty Values and Pretty People. What's the Connection?The intriguing new real estate valuation model - the Hot-Chick-O-Meter. Yes, you heard it right! We explore the theory that areas with more beautiful women tend to have higher property values. After a good laugh, we get serious and dive into the real data. Despite inflation and higher rates, property values are on the rise again. We ponder the big question - will this market ever tumble? As always, we're here to answer all your burning questions about the real estate and mortgage world. Tune in for a blend of fun, facts, and financial insights!Mark...2023-08-0654 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsImpact of Another Rate Hike on the Housing Market, Let's Unpack the FactsAnother rate hike? Is the Fed trying to Kill the Housing Market? We've heard this tune before- 🎵"It's the Same Old Song and Dance"🎵. Inflation has a long way to go before the Fed considers easing. His words, not mine. Meanwhile housing is chugging right along.Brace yourselves as we dive deep into the tumultuous waters of the housing market in this riveting episode. The latest rate hike has sent ripples through the industry, but is it the harbinger of the long-feared bubble burst?Or is it merely a hiccup in the otherwise steady climb of real e...2023-07-3049 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMedian vs. Reality - Don't Make a $60k Mistake - Median Doesn't Matter!Median is Falling While Home Values are Rising! Today We Crack the Code on Median Home Prices and Why it’s A Flawed Data Set!Get ready for an exciting ride with Mark Eitel on the Mr. Mortgage Show. We're diving into the weird world of U.S. housing prices - where the 'median' and 'real' prices are doing a strange dance. Median prices are doing the limbo (going low!), while sales prices are reaching for the stars.Confused? You're not alone!In this episode, our host Mark Eitel, a real estate whiz, br...2023-07-2354 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsFSBOZilla - Avoid the Pitfalls of For Sale By OwnerReal Estate Agents are going to hate this one! We're diving headfirst into the hotly-debated world of FSBO (For Sale By Owner),But before the angry mob of agents march on the studio, set to tar and feather Mark, You must know, he's not anti-agent! As a matter of fact, he's the number one supporter of the RGA network. (Really Great Agents) But not everyone needs an agent and this week we talk about the common pitfalls and ways to avoid them, when going it alone as a For Sale By Owner (FSBO)But...2023-07-1654 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMortgage Hacks: Big Savings with a Higher Rate and Debt ConsolidationIn this eye-opening episode, Mark touches on a powerful strategy that can save you money on your mortgage. Discover how increasing your mortgage interest rate and balance, coupled with debt consolidation, can help you take control of your effective interest rate. Learn how to leverage monthly savings to prepay principal and accelerate your path to financial freedom. Tune in now to unlock the secrets of maximizing your mortgage and achieving long-term savings.People are saving thousands by employing Mark’s strategies! This one is worth a listen for sure! Always informative, sometimes funny, and super insightful, Join Mark Ei...2023-07-0948 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsSecuring Your Child's Future Home: The Power of Layaway Real EstateAttention parents and grandparents. We explore an innovative approach to securing your child's future home. Discover how parents are leveraging dormant equity to invest in rental properties today, creating a nest egg of equity for their children's future. Join us as we deep dive into this strategy, discussing its benefits, potential pitfalls, and how it could change the way we think about home ownership for the next generation. We've crafted solutions by thinking outside of the box! This one is eye opening. Mark also answers all your questions. Like; can I use the landlord loan to...2023-07-0248 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsPerspective Shift - Finding Opportunities in Any MarketA perspective shift can help you find opportunities in any market. Today we discuss how changing your perspective can reveal opportunities in any real estate and mortgage market. Ideal for investors and homebuyers alike, we provide practical tips to navigate market conditions effectively. Tune in to learn how to transform challenges into opportunities.Mark also answers all your questions. Like; can I use the landlord loan to pull out equity and then another landlord loan to buy mor properties? The BRRRR Method. How does a construction loan work? Using a reverse mortgage too buy a new home, and...2023-06-2548 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsThe Sweet Spot for Rates and Housing ActivityWhere's the Sweet Spot for Rates and Housing Activity? There is clearly an inflection point, where each time rates exceed an certain level, housing sales slow down. Values are still holding and some economists are now predicting only a 3% total slide in prices over the next 5 years. Listen in on the discussion as we deep dive these topics. Mark also answers all your questions. Like; can I use the landlord loan to pull out equity and then another landlord loan to buy mor properties? The BRRRR Method. How does a construction loan work? Using a reverse mortgage too...2023-06-1847 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBuilding Equity in a Declining Market - Yes You CanBuilding Equity in a Declining Market, let's dive into the fascinating world of real estate data and unveils valuable insights on building equity even in a declining values market.Discover the strategies and techniques that can help you maintain and grow your equity, despite challenging market conditions.But that's not all! Prepare to have your preconceived notions shattered as Mark reveals a counterintuitive approach to reducing monthly expenses by increasing your mortgage interest rate and payment. Yes don't numbers don't lie. Mark shares a story of a client who...2023-06-1148 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsRates are up, mortgage applications are down, but home prices are still holding. WTF?Rates are up, mortgage applications are down, but home prices are still holding WTF?Yep, you heard that right! We're diving headfirst into the mind-boggling world of real estate where things just don't seem to add up.Join Mark Eitel on this wild ride as he unravels the mysteries behind these seemingly conflicting trends. He'll be digging deep into the nitty-gritty details to figure out what the heck is going on with rising interest rates, fewer mortgage applications, and yet, home prices that just won't budge.Whether you're...2023-06-0450 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsNew Construction Homes - a Better Hedge Against Depreciation?Are the builder's able to offer better deals, with interest rate and concessions? Are the values of new construction homes more protected from falling values? Everyone is trying to make the the best real estate decisions in today's higher rate, politically charged market.Let's talk it through! Mark covers all this on this week's episode of The Mr. Mortgage Show, deep dives the data, and answers the listeners questions.Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live...2023-05-2854 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBiden's Good Credit Mortgage Penalty, LLPAs Explained, Help not HypeLLPAs, are they really a good credit tax to subsidize bad credit borrowers? Feels like Robinhood to lots of people. Tax the good credit borrowers to fund a discount for bad credit.This has gottne lost of press over the last several days. Mark has spoken on the topic to several Realtor groups and has been interviewed on other radio shows and podcasts during the past week.What is going on, how does this make sense, and why is it happening?Mark deep dives the LLPA fees and what they actually mean to you...2023-04-3050 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsCash Flow vs Equity, the Magic of Leverage & Self liquidating DebtWow... stocks and bonds going crash, bang, boom. Rental properties are looking like a sexy investment right now. Welcome to "the Mr. Mortgage show" hoted by Mark EitelMark explains the concept of leverage and how it can be a powerful tool for real estate investors. He discusses the risks and potential rewards of using leverage, as well as the importance of understanding self-liquidating debt and how it can be used to manage risk.Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark...2023-04-0949 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsGender gap in real estate, who's buying? You may be surprised.Is there a gender gap in homeownership? We explore the numbers. Mark talks equity wealth and is this really the worst time to buy real estate. Also, financing a house with open permits, getting qualified for a mortgage without pulling credit, using assets form a joint account to qualify, Seller contribution when the property appraisal is low. Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eite...2023-04-0249 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsCash Back Rent Hack vs Buying, which makes more sense?Earn cash back on payning your rent, a brilliant strategy. Mark explores how this stacks up against buying a home. You may be suprised. We also discuss the aftershocks in banking system from the recent turmoil and the effects on real estate, mortgages, and interest rates.Mark digs in to all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays & available every day 24/7 on your favorite podc...2023-03-2649 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsSVB Collapse & the Housing Market... Are Mortgages in Trouble Again?What does the SVB crisis mean for real estate in the US? Are mortgage-backed securities a bad investment? Is this the tipping point? Are we running straight back to 2008? What is different? What's the same? Is this still a good time to consider buying? This was a great show, we covered a lot of ground.Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live...2023-03-1948 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsNo Income Verification for Investment Properties, Construction to Perm and MoreConstruction loans, no income investor, 1st time buyers and a whole lot more! We dig into the data, dive past the headlines, answer your questions and have a load of fun!Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays & available every day 24/7 on your favorite podcast networks. Check out the Show at www.MrMortgageRadio.com for more information or call/text 1-855-462...2023-03-1546 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsWaiting for a the Housing Crash of 2023 or for Better Rates? or Both?Can a couch surfing truck driver get a mortgage? How to get a better interest rate, a lower price, or both when buying a house. Fianancing a fixer upper. This is a good one! Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays & available every day 24/7 on your favorite podcast networks. Check out the Show at www.MrMortgageRadio.com for more information or call...2023-03-0454 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsFHA is a terrible mortgage? Why are condos so hard to finance? and much more!FHA mortgage hacks; it's an awesome loan if you know how to use it. Also, how to buy your siblings out of a home left to you in probate. Why are condos so hard to finance right now? 5 acres and a mobile home? Yes, there's a loan for that, and a whole lot more.Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays & avai...2023-02-2554 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsSitting on the sidelines? Renew your lease or take the plunge? The answer may surprise you.So your friends say don't buy a house. This is not the right time. Just renew your lease and wait for the crash...Do you want the rest of the story? We dive into this, talk about 1st time buyer programs, interest only loans, How to help a family member buy and more. We even talk about Mark wearing a dress while eating a bacon sandwich. this one is fun!Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage...2023-02-1854 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsInterest Rate Head Fake, by the time it's on the evening news it's too late.Wow interest rates threw the market an ankle breaking head fake. If you're a listener of the show you know it may happen. Always, always, always, lookt at the data not the headlines!Listen in as, we talk, buying with an FHA loan more than once. How to get a mortgage after sosigning for your kid's car loan. Why property taxes vary wildly in the same neighborhood and we even have a little fun!Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all...2023-02-1254 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsInterest Rate Head Fake, by the time it's on the evening news it might be too late.Wow interest rates threw the market an ankle breaking head fake. If you're a listener of the show you know it may happen. Always, always, always, lookt at the data not the headlines!Listen in as, we talk, buying with an FHA loan more than once. How to get a mortgage after sosigning for your kid's car loan. Why property taxes vary wildly in the same neighborhood and we even have a little fun!Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all...2023-02-1154 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsRate Hikes equal Housing Crash? Does a higher rate make sense? What's next for rates?What's next for interest rates? How does paying a higher rate make sense with a VA loan? Is the boom busting or is there more gas in the tank? How do fix and flip loans work?Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays & available every day 24/7 on your favorite podcast networks. Check out the Show at www.MrMortgageRadio.com for more info...2023-02-0454 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMultigenerational Mortgages, The Landlord Loan, The Brrrr Strategy, and more.Are you preparing to buy a home? Join Mark Eitel as he answers questions from listeners just like you on everything from lease expiration and credit scores to FHA loans and homestead portability. From first-time buyers to experienced investors, this showt has something for everyone looking to navigate the mortgage process.Mark covers all this and more on this week's episode of The Mr. Mortgage Show. Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays & available every day...2023-01-2854 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsSharing Stories of Gratitude on this Thanksgiving Day!Happy Thanksgiving! On today's special TG Day Show Mark & Jen share stories of gratitude. Thanks to all our listeners for the love, We're truly grateful! Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Thursdays at 11:00am on WPSL 1590AM, right before Clay & Buck, & every day 24/7 on your favorite podcast networks. Check out the Show on Facebook for more https://www.facebook.com/TheMrMortgageShow or www.MeetMarkEitel.com or www.Mr.Mortgage2022-11-2454 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsSo the headlines say it's a bad time to buy? Think again, it may still make sense.The interest rate is not the most important number when buying real estate. Focus on what's important, Mark deep dives the data and what's driving our housing market right now, and Lots More! Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Thursdays at 11:00am on WPSL 1590AM, right before Clay & Buck, & every day 24/7 on your favorite podcast networks. Check out the Show on Facebook for more https://www.facebook.com/TheMrMortgageShow or www.MeetMarkEitel.com or www.Mr.Mortgage2022-11-1254 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsThank you sir, may we have another, Rate Hike? Yes, said Mr. PowellAnother rate hike, & more economic uncertainty, has everyone worried about housing. Well almost everyone, Mark deep dives the data and what's driving our housing market right now, and Lots More! Jen's woman-ing the anytime hotline and Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Thursdays at 11:00am on WPSL 1590AM, right before Clay & Buck, & every day 24/7 on your favorite podcast networks. Check out the Show on Facebook for more https://www.facebook.com/TheMrMortgageShow or www.MeetMarkEitel.com or www.Mr.Mortgage2022-11-0354 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsThe Interest Rate Doesn’t Matter but Equity Does; How to get yours in today’s marketWe dive into the great rate debate. Talk about where the opportunities are in today’s market, and a whole lot more. Mark is joined in the studio today by Jacob Webb from Level 10 Title and they go deep on the real benefits of real estate. Mark answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays on iHeart Radio and every day 24/7 on your favorite podcast networks. Check out the Show on Facebook for more https://www.facebook.com/TheMrMortgageShowor www.meetmarkeitel.com or www.Mr.Mortga...2022-11-0153 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsBuyer’s are flexing again! It’s a great time to VA, Reverse for Purchase? Yes you Can! Join Mark & His in Studio Guest!It’s a great time for a VA loan, Reverse for purchase? Interest rate buy-downs, and meet our special in studio guest! Mark also answers all your real estate and mortgage questions: in this episode of “The Mr. Mortgage Show”- Hosted by Mark Eitel. Live Saturdays on iHeart Radio and every day 24/7 on your favorite podcast networks. Check out the Show on Facebook for more https://www.facebook.com/TheMrMortgageShow or www.MeetMarkEitel.comThanks to our featured sponsor, Willow Title Services, (561) 737-1630 They make closings smooth…even the tricky ones! They’re Investor friendly too.2022-07-2353 minMr Mortgage Show: Mortgage and Housing NewsMr Mortgage Show: Mortgage and Housing NewsMark talks Rates if Putin starts Shootin’ , Yes the Lock Ness Loan is Real, & the Wrong Agent can Cost You $320kRates bumped up but are stable, how to flex your buying power with a lesser known loan program, The wrong agent can cost you big, and much more, on this episode of “The Mr. Mortgage Show” - Hosted by Mark Eitel The show airs live every Saturday on iHeart Radio WJNO 1290 AM and FM 95.5HD and every day on your favorite podcast networks2022-02-1953 min